Digitap ($TAP) vs. $1.89 XRP vs. $1.49 SUI: Why $TAP is the Best Crypto To Buy In 2026

Following a similar setup, Sui (SUI) tested $2 in early January but now trades at $1.49. Many long-term holders are eyeing a purchase despite the recent six-hour outage.

Meanwhile, Digitap ($TAP), the crypto presale startup that launched a global banking app, is moving in the opposite direction. After a very successful start to its fundraising initiative, Digitap is ready to scale its business, making it the best crypto to buy right now.

Source: Digitap

Digitap’s Omni-Bank Beats XRP and Sui on Real Utility

What separates Digitap from leading altcoins comes down to timing. Digitap is near the very beginning of its life cycle after recently launching its global banking app. Digitap is known as an “omni-bank,” meaning it blends traditional fiat banking products and services with crypto capabilities.

Key features include offshore foreign currency accounts, high-yield savings accounts, global money transfers, a crypto wallet with support for more than 100 tokens, and a prepaid debit card powered by Visa. Users can preload their Visa card with crypto, and Digitap’s AI-powered app seeks the cheapest method of swapping to fiat at the time of purchase.

By leveraging the best features of both fiat and crypto, Digitap is able to provide real savings to users. Notably, money remitters charge, on average, 4.2% to move funds. Digitap’s AI system can identify in advance the cheapest money rail available and move the same money globally for as low as under 1%.

Digitap offers an optional no-KYC signup process, meaning the platform is available to anyone worldwide. Estimates suggest there are approximately 800 million people globally who cannot access banking features due to a lack of proper identification. This implies Digitap’s total addressable market is measured in the hundreds of millions.

Source: Digitap

How $TAP’s Tiered Presale Turned a Crash Into Gains

Digitap’s crypto presale of its native $TAP kicked off in late summer. Its unique features during the subsequent market crash solidified its status as a top altcoin to buy during a selloff. $TAP is designed to sell in rounds, with the price increasing after each stage is completed or sold out.

$TAP was first offered for sale at $0.0125, and the token has gradually risen to $0.0439. This roughly paper profit acted as a near-term hedge against the sea of red and helped offset portfolio losses. Even a 5% allocation to $TAP during the first round would have been enough to make major losses more manageable.

The token is also built for long-term appreciation. Digitap is positioned as a crypto to buy because of its tokenomics. With a fixed supply of 2 billion $TAP, half of the platform’s profits are allocated toward buybacks and burns. This means that as Digitap scales its business worldwide, multiple revenue streams contribute to reducing the token supply.

How Limited Retail Use Leaves XRP Waiting for New Catalysts

XRP rallied from around $1.80 in late 2025 to about $2.40 in early January. These gains proved to be short-lived, with the token now trading back near $1.85. Essentially, XRP has been range-bound, due to a lack of clear catalysts to drive growth.

The challenge for XRP is that while its network is fast and low-cost, its core usage is largely confined to bank settlements rather than everyday retail crypto users. Without new adoption drivers or major partnerships, XRP’s growth outlook for 2026 appears modest.

Brave New Coin analyst Ahmed Ishtiaque writes that XRP is currently defending a key support zone between $1.85 and $1.90, and that’s the real headline beneath all the ETF drama. The $53 million ETF outflow sounds scary at first glance, but Ahmed frames it more as institutional profit-taking than panic selling. Big players trimming exposure after a strong move doesn’t automatically mean they’ve lost faith in the asset — it often just means they’re managing risk. The fact XRP is still holding its structural levels despite those outflows suggests the market isn’t in full “get me out at any price” mode.

Technically, XRP is in a consolidation phase, not a breakdown phase. Weekly closes above the $1.85–$1.90 zone remain the key signal traders are watching. Volume is the missing ingredient — without a meaningful pickup in trading activity, this price action stays in “coiled spring” territory rather than confirmed breakout territory.

XRP is not ranking on many lists of top altcoins to buy without a clearer roadmap. Capital is likely sitting on the sidelines, waiting for a catalyst. This is why some investors are rotating into more dynamic opportunities, such as crypto presales.

Source: @protechtor

How Sui’s Six-Hour Outage and Token Overhang Hurt Sentiment

Sui is a hyped layer-1 blockchain that has underperformed expectations. Currently trading at $1.49, Sui is down roughly 65% from a year ago.

Sui has not only struggled to translate its technical achievements into market strength, but it also suffered an outage that eroded already fragile investor confidence. On Jan. 14, the network was offline for roughly six hours, halting transactions and freezing more than $1 billion in value on the network.

Analyst Ahmed Ishtiaque writes that SUI’s price action is respecting an ascending channel that’s been in place since late 2025, and the recent pullback hasn’t destroyed that structure. Price has bounced off the lower boundary of this channel, which technically suggests consolidation rather than breakdown — buyers are still defending structurally important levels even as broader crypto sentiment stays uneven.

On the daily chart, SUI recently tested the lower end of that channel around roughly $1.47–$1.53 and then posted a modest rebound, keeping the upper resistance near about $2.05 in focus. That $2.05 zone matters because it lines up with previous rejection levels on the chart, so a sustained move above it would shift the short-term narrative toward a breakout scenario. But volume hasn’t surged yet, so the rebound feels tentative.

Technicians emphasize that multiple touches of the channel support without a clean breakdown increase its relevance for swing traders; as long as daily closes stay above the channel floor (~$1.44–$1.45), the path of least resistance remains sideways to up. If SUI were to close below this support decisively — especially below about $1.40 — that would invalidate the ascending channel thesis and open the door to deeper correction. So right now it’s a classic consolidation look with a clear resistance target ahead and a structurally defined risk level below.

Beyond the recent outage, Sui is not ranking highly on any lists of decent cryptos to buy due to a significant token supply overhang. Roughly half of the token’s supply is allocated to a community reserve under the Sui Foundation, while more than 84% of the token supply is under founder control.

Sui’s narrative as a next-generation high-speed blockchain has yet to deliver tangible benefits to everyday users or investors. At $1.49, the token is trading below its initial launch price.

Source: @SimonDesue

Digitap’s Profile Backs Its Role as Best Crypto To Buy

Viewing XRP and Sui as top altcoins to buy requires belief in future development. XRP’s bull case hinges on broader bank adoption or the emergence of new global use cases. Sui’s bull case depends on its ability to attract a thriving developer ecosystem despite recent reliability concerns.

Digitap, by contrast, stands out as a crypto to buy because it is operational today. The team built the core platform first rather than raising capital solely on a vision. The banking app has been live for some time, and a partnership with Visa supports its positioning as a credible and functional platform.

Digitap, despite still being a crypto presale project, checks more boxes for 2026 than XRP and Sui. It targets a large market with a working solution, generates real token demand from users, and operates under a tokenomics structure designed for long-term price appreciation.

Discover how Digitap is unifying cash and crypto by checking out their project here:

Presale: https://presale.digitap.app
Website: https://digitap.app
Social: https://linktr.ee/digitap.app
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This is a sponsored article. Opinions expressed are solely those of the sponsor and readers should conduct their own due diligence before taking any action based on information presented in this article.