bunq Surpasses €100m Traded in First Year of Offering Crypto

WHY THIS MATTERS: The financial industry needs to pay close attention to this development as it crystallizes the emerging trend of embedded investing within core digital banking platforms. By rolling out themed stock and ETF groupings alongside automated installment options, bunq is strategically targeting the vast, untapped segment of retail users intimidated by traditional brokerage models. This approach, simplifying portfolio diversification into “Baskets,” represents a crucial step in the democratization of wealth management. Furthermore, hitting the €100 million threshold in digital assets trading volume, backed by a comprehensive AI-driven Safety Shield, demonstrates that consumer appetite for riskier assets can be successfully met within a highly regulated and secure environment. This fusion of simplified Wealthtech features and advanced, institutional-grade risk controls sets a new benchmark for full-service neobanks seeking structural growth beyond basic transaction banking.

bunq, Europe’s second-largest neobank, today continued its user-centric innovation with the launch of Stocks Baskets, making it easy for beginners to start investing. The new feature enables users to build personalized baskets of stocks and ETFs aligned to user interests, such as ‘Tech’, ‘Green’, and ‘Popular’. With options to set up regular installments to a basket, bunq is helping users remove the guesswork with investing and build long-term wealth without the effort.  

The mobile bank also marked 1 year since the launch of bunq Crypto in April 2025, surpassing €100 million across half a million trades. As one of the first European banks to offer crypto services, bunq is making life easier for those taking their first steps with trading. In 2026 alone, the platform saw a 41% increase in total signups.  

At the bunq Update 31 event, bunq also announced the expansion of its AI-driven security feature Safety Shield, now covering all payments and stocks as well as crypto. Building on existing protections, it gives users a chance to cancel suspicious transactions if they don’t look right, holding funds for 24-hours.  

“The place where your money grows should feel safe, understandable, and familiar,” said Joe Wilson, Chief Evangelist at bunq. “Investing shouldn’t feel like a leap into the unknown, so we’re equipping users with clarity and control so they can focus on what truly matters to them. 
 
“Our users love the tools that help them invest the way they want to. bunq Crypto has had a fantastic first year, and we’re proud to see so many users make building a portfolio part of their daily life, right from the advanced security of their bank.” 

FF NEWS TAKE: This marks a notable step forward for European challenger banks, repositioning bunq as a leader in offering diverse, secure investment options. The combination of simplified Wealthtech products and expanded AI-driven security moves the needle by proving that mass-market adoption of both traditional and digital assets can be responsibly scaled. We will be watching to see if regulators standardize the use of intelligent systems like Safety Shield, forcing competitors to incorporate similar layers of embedded security into their platforms to rebuild consumer trust.