Never too old to learn: Doris Yap’s inspiring second chapter

Yap with certificates from the National Consumer Action Council recognising her as one of Malaysia’s top 50 outstanding wealth advisors in 2023. (Sheela Vijayan @ FMT Lifestyle)

PETALING JAYA: When Doris Yap accepted early retirement in her late 40s, she imagined life would finally slow down after more than two decades in banking.

Instead, she found herself restless. After years of busy workdays filled with customers, staff, budgets and targets, life was suddenly too quiet.

“I didn’t know what to do. I found staying at home very boring,” Yap, 76, told FMT Lifestyle.

Determined to keep active, she briefly worked as a general manager at a theme park. Friends encouraged her to return to banking, while a law firm also came calling.

But Yap was certain about one thing – she did not want to return to a demanding full-time corporate job.

What she did not realise was that the next chapter of her life was about to begin. A conversation with friends led her to join Rockwills Corporation as a professional estate planner at age 51.

Although the industry was new to her, many of the skills she had acquired in banking proved invaluable. Years spent dealing with customers, understanding financial products and handling legal documents helped ease the transition.

At 76, Yap is still learning – last year, she graduated as the oldest student in her professional diploma class. (Doris Yap pic)

Before long, she discovered she had found more than just a way to stay busy. “I find it enjoyable to help people with their estate planning. I’m passionate about it,” she said.

Over the past 25 years, Yap has helped countless families navigate one of life’s most difficult moments.

By advising clients on wills, trusts and estate planning, she hopes to spare loved ones unnecessary uncertainty and disputes during an already emotional time.

Her commitment has not gone unnoticed: in 2023, Yap was named one of Malaysia’s Top 50 Outstanding Wealth Advisors by the National Consumer Action Council.

She has also consistently been a member of her company’s 100K Club, which recognises advisers who achieve annual sales of at least RM100,000.

Yap’s second career has taken her around the world, with numerous company awards and overseas incentive trips recognising her achievements. (Doris Yap pics)

Yet even after building a successful second career, she still wasn’t finished learning. At age 74, she enrolled in a professional diploma in will writing and estate planning, graduating last year as the oldest student in her class.

For Yap, earning the qualification was never about collecting certificates. “You must upgrade your knowledge and standard as an estate planner,” said the mother of one and grandmother of two.

She believes keeping active is one of the secrets to ageing well. “My mind is always working,” she added.

Outside work, she devotes her time to church and community activities, which she says make her life more meaningful.

Whether learning something new or embracing life’s adventures, Yap approaches every chapter with curiosity and enthusiasm. (Doris Yap pic)

Looking back, Yap is grateful she took a chance on something new. That decision gave her renewed purpose, introduced her to new friends, and allowed her to travel around the world.

Most importantly, it gave her the opportunity to make a difference in the lives of others. “I have no plans of stopping,” she said with a smile.

To those wondering if it is too late to learn something new, change careers or pursue a new dream, Yap has this message:

“Never think you are too old or that you cannot be useful. Age is just a number.”

Those who would like help with estate planning can contact Doris at 019-277 6561 or email dorisypf@gmail.com.