MEXC Loans is a cryptocurrency lending solution introduced by MEXC. MEXC Loans allows users to collateralize one of their cryptocurrency assets to borrow another that they can then use for spotMEXC Loans is a cryptocurrency lending solution introduced by MEXC. MEXC Loans allows users to collateralize one of their cryptocurrency assets to borrow another that they can then use for spot
Learn/Trading Guide/Spot/MEXC Loans is Now Live!

MEXC Loans is Now Live!

Beginner
Apr 15, 2026MEXC
0m
USDCoin
USDC$0.9995--%
USD.AI
CHIP$0.05715+471.50%
Bitcoin
BTC$75,964.12+0.90%

MEXC Loans is a cryptocurrency lending solution introduced by MEXC. MEXC Loans allows users to collateralize one of their cryptocurrency assets to borrow another that they can then use for spot trading, derivatives, high-yield investment, or withdrawal.

MEXC Loans has officially launched. You can visit the MEXC official website to participate and experience it yourself. With secure and convenient borrowing, MEXC Loans allows you to freely manage your cryptocurrency assets, whether for fund turnover or investment. MEXC's borrowing solution will meet your needs, providing a flexible and tailored approach to cryptocurrency management.

How to Participate in MEXC Loans


MEXC Loans is currently available on both the website and app.

Website


Open the MEXC official website and log in. Then go to Earn MEXC Loans in the top navigation bar.

On the MEXC Loans page, you can see the currently supported collateral and loan currencies. For demonstration purposes, we will pledge BTC to borrow USDT. Click on Borrow Now to proceed.


Enter the desired loan amount in USDT, and the corresponding quantity of BTC that you need to pledge will be displayed on the page. Choose the loan period, check the box to agree to the "MEXC Loans Terms and Conditions," and click Confirm Borrow.

If the BTC quantity in your collateral amount is not sufficient to secure the desired amount of USDT to be borrowed, you can transfer additional BTC from your Futures or Fiat accounts.


After successfully borrowing, you can find this outstanding loan in My Loans.

If you have multiple orders with different statuses, you can check them separately in Outstanding, Repaid, and Repayment History.


It's important to note that you should pay attention to your loan period and repay the loan within the repayment deadline after it expires; otherwise, overdue interest will be incurred. Currently, MEXC Loans allows early repayment without any penalties.

There is an upper limit on the total borrowable amount in the MEXC Loans pool. When the "Total Borrowable" balance in the pool reaches 0, others won't be able to take out loans.

App


On the MEXC App homepage, tap on More in the area below the carousel, then under the Earn tab, select MEXC Loans.

On the MEXC Loans page, you can see the current supported collateral and loan cryptocurrencies. For demonstration purposes, we will pledge BTC to borrow USDT. Tap Borrow Now.


Enter the desired loan amount in USDT, and the corresponding quantity of BTC that you need to pledge will be displayed on the page. Choose the loan period, check the box to agree to the "MEXC Loans Terms and Conditions," and tap Confirm Borrow.

If the BTC quantity in your collateral amount is not sufficient to borrow the desired amount of USDT, you can transfer additional BTC from your Futures or Fiat accounts.


After successfully borrowing, you can find this MEXC Loans order under My Loans.

If you have multiple orders with different statuses, you can check them separately in the Outstanding, Repaid, and Repayment History sections.


It's important to note that you should pay attention to your loan period and repay the loan within the repayment deadline after it expires; otherwise, overdue interest will be incurred. Currently, MEXC Loans allows early repayment without any penalties.

There is an upper limit on the total borrowable amount in the MEXC Loans pool. When the "Total Borrowable" balance in the pool reaches 0, others won't be able to take out loans.

Disclaimer: Cryptocurrency trading involves significant risks. This information does not provide advice on investment, tax, legal, financial, accounting, consultancy, or any other related services, nor is it a recommendation to buy, sell, or hold any assets. MEXC Learn provides information for reference only and does not constitute investment advice. Please ensure a thorough understanding of the risks involved and invest cautiously. All user investment actions are independent of this platform.


Market Opportunity
USDCoin Logo
USDCoin Price(USDC)
$0.9996
$0.9996$0.9996
+0.01%
USD
USDCoin (USDC) Live Price Chart

Popular Articles

View More
Ethereum Network: What It Is, How It Works, and Why It Matters

Ethereum Network: What It Is, How It Works, and Why It Matters

The Ethereum network is one of the most important technologies in crypto — and it does far more than move money. Whether you're curious about what powers USDT and USDC, how smart contracts work, or

USD1 Stablecoin In-Depth Comparison: Comprehensive Analysis of Differences and Similarities with USDC, USDT, and USDS

USD1 Stablecoin In-Depth Comparison: Comprehensive Analysis of Differences and Similarities with USDC, USDT, and USDS

Key Takeaways USD1, USDC, USDT, and USDS are all stablecoins pegged to the US dollar, designed to maintain a 1:1 price anchor These four stablecoins differ significantly in issuance mechanisms,

Polymarket vs. Kalshi: Decentralized vs. Regulated Prediction Markets

Polymarket vs. Kalshi: Decentralized vs. Regulated Prediction Markets

Introduction The world of prediction markets is evolving, with Polymarket and Kalshi leading the charge in offering users the ability to bet on real-world events. Polymarket is a decentralized

USDC Contract Address: Official Addresses for Every Blockchain

USDC Contract Address: Official Addresses for Every Blockchain

This guide covers everything you need to know about USDC contract addresses across every major blockchain — from Ethereum and Solana to Polygon, Arbitrum, and beyond. Whether you're adding USDC to

Hot Crypto Updates

View More
Circle (CRCL) Stock Just Had Its Worst Day Ever — What the 20% Crash Means for Stablecoin Investors

Circle (CRCL) Stock Just Had Its Worst Day Ever — What the 20% Crash Means for Stablecoin Investors

Overview On March 24, 2026, Circle Internet Group (NYSE: CRCL) — the issuer behind the USDC stablecoin — recorded its largest single-day stock decline since going public, plunging over 20% to close

2026's Highest Stablecoin Yield CEX Comparison: Binance, OKX, Bybit, Bitget Deep Dive — Plus the Underrated Platform Beating Them All

2026's Highest Stablecoin Yield CEX Comparison: Binance, OKX, Bybit, Bitget Deep Dive — Plus the Underrated Platform Beating Them All

Looking for the highest USDT/USDC stablecoin savings rates in 2026? This in-depth comparison of Binance, OKX, Bybit, and Bitget breaks down APY structures, flexibility, and security — plus reveals

What Is Circle (CRCL)? The USDC Powerhouse Behind “Programmable Dollars” and a New Kind of Public Fintech

What Is Circle (CRCL)? The USDC Powerhouse Behind “Programmable Dollars” and a New Kind of Public Fintech

When people talk about “stablecoins,” they’re usually talking about a promise: a digital token that behaves like cash, moves like crypto, and still holds its value like a dollar. That promise is the

USAT vs USDT vs USDC: Can This Compliance-First Stablecoin Reshape the Market?

USAT vs USDT vs USDC: Can This Compliance-First Stablecoin Reshape the Market?

In-depth analysis of Tether's new USAT stablecoin versus USDT and USDC. Issued by federally regulated Anchorage Digital Bank under the GENIUS Act, can USAT challenge USDC's dominance in the compliant

Trending News

View More
Coinbase Launches Crypto-Backed USDC Loans For UK Users In Latest Expansion

Coinbase Launches Crypto-Backed USDC Loans For UK Users In Latest Expansion

Building on its US success, crypto exchange Coinbase has rolled out crypto-backed USDC loans for UK residents, using Bitcoin (BTC) and Ethereum (ETH) as collateral

RedotPay Integrates SUI and USDC-Sui to Power Stablecoin Payments Across 100+ Countries

RedotPay Integrates SUI and USDC-Sui to Power Stablecoin Payments Across 100+ Countries

TLDR: RedotPay is among the first crypto card providers to support Native USDC on Sui’s blockchain network. Users in 100+ countries can now spend SUI and USDC-Sui

Bank of Japan to hold rate next week: Nikkei

Bank of Japan to hold rate next week: Nikkei

The post Bank of Japan to hold rate next week: Nikkei appeared on BitcoinEthereumNews.com. The Bank of Japan is expected to hold its rate at 0.75% next week, according

Bitcoin hits $76,720 after Strategy’s $2.5B buy, US-Iran tensions ease

Bitcoin hits $76,720 after Strategy’s $2.5B buy, US-Iran tensions ease

The post Bitcoin hits $76,720 after Strategy’s $2.5B buy, US-Iran tensions ease appeared on BitcoinEthereumNews.com. Bitcoin hit $76,720, up 2%, after MicroStrategy

Related Articles

View More
What Is MEXC Hold and Earn?

What Is MEXC Hold and Earn?

1. What Is MEXC Hold and Earn?MEXC Hold and Earn allows users to generate returns on designated tokens held in their Spot account. The product offers full flexibility: users can trade, withdraw, or us

Different Types of Spot Orders

Different Types of Spot Orders

MEXC's Spot trading platform offers five order types: Limit, Market, TP/SL, OCO, and Trailing Stop.1. Limit OrdersLimit orders let you set a custom price, ensuring execution at your specified price or

What Is MEXC Prediction Markets: A Beginner's Guide

What Is MEXC Prediction Markets: A Beginner's Guide

Prediction markets are emerging as a powerful information aggregation tool, allowing participants to express their judgments on future events by trading the probability of their occurrence. MEXC Predi

What is Spot Trading in Crypto? Complete MEXC Guide for Beginners

What is Spot Trading in Crypto? Complete MEXC Guide for Beginners

Cryptocurrency trading is typically divided into two categories: spot trading and futures trading. Spot trading is the act of buying or selling digital assets on the market, referring to the exchange

Sign Up on MEXC
Sign Up & Receive Up to 10,000 USDT Bonus