3 Cryptos Investors Are Watching as 2026 Kicks Off

Market participants are monitoring a mix of established cryptocurrencies and early-stage projects when assessing potential opportunities for 2026. Solana (SOL), Dogecoin (DOGE), and Mutuum Finance (MUTM) have been cited for different reasons. Solana for its cheap blockchain, Dogecoin for its hype, and Mutuum Finance for its fresh twist to DeFi. MUTM is in presale and has amassed over $19.6 million faster than analysts predicted. Unlike SOL and DOGE that are already far along the maturity tree, MUTM is building its foundation in DeFi with a dual-lending mechanism.

SOL Price Prediction

Solana (SOL) has been volatile in the past year, falling from $290 to below $100 at one point. The price of SOL is now around $124, a strong support level that is set to influence its trajectory in the next cycle. If the price manages to rebound, it could pave way for a potential move towards $300.

Dogecoin Price Analysis

Dogecoin (DOGE) has been shifting within an extremely critical area of support at $0.116-$0.120 after witnessing a sharp correction since its peak levels above $0.16 in mid-December. On the 4-hour chart, DOGE is witnessing lower highs. However, it seems that it is facing critical compression levels. A breakout above $0.124 with increased trading volumes would point towards $0.130-$0.135.

MUTM Presale Rise

While Solana and Dogecoin are decent picks, they lack the strength of Mutuum Finance. The project’s presale has achieved yet another milestone with more than 18,660 participants and a total of $19.56 million collected. The current price of MUTM per token is set at $0.04 during Phase 7. The presale rewards those who buy early. For instance, when MUTM hits $2 like analysts predict, an investment today will deliver a 5000% ROI. However, those who delay and get in during later stages or at $0.06 listing price will only see a 3200% ROI, a massive 1800% ROI difference.

Mutuum Finance also runs a $100,000 giveaway where 10 people participating in the presale get to win $10,000 in MUTM. To qualify, each of the participants needed to buy a minimum of $50 in MUTM, register a valid wallet address on the official site of the giveaway, in order to claim the prizes in case of being picked, as well as undertake quests such as a follow the project on social media. Additionally, there is a $500 award every 24 hours for the top investor buying MUTM. Moreover, the top 50 holders will get rewarded based on their performance on the leaderboard. 

MUTM DeFi Ecosystem

Mutuum Finance is working on a decentralized over-collateralized stablecoin. The stablecoin is pegged 1:1 to the USD. In addition, it is non-algorithmic, saving it from the depeg risks seen in algorithmic stablecoins like TerraUST. 

The project also has a reward system wherein rewards are given based on a buyback program that utilizes a portion of the fees accrued from the borrowing/lending activities on the protocol to purchase the MUTM tokens on the open market; these are then allocated to the stakers of mtTokens. The mtToken is an ERC-20 yield-bearing asset issued to users when they deposit assets in the project to earn interest on lending. The mtTokens will accrue yields based on the protocol’s usage, ranging between 7-10% or higher. A user could for instance deposit 10 ETH in the platform to receive 10 mtETH which will then see an up to 10% interest per year. 

Multi-Chain Deployment

Mutuum Finance is meant to be capable on both EVM and non-EVM blockchain chains, working with a variety of liquidity pools and communities of users. Such an approach strengthens long-term value by broadening the addressed market and increasing liquidity levels.

While Solana (SOL) and Dogecoin (DOGE) continue to make headlines, they face the limitations of market maturity and trading influenced by market sentiment. At $0.04 in Presale Phase 7, Mutuum Finance (MUTM) presents a stronger case with early investor advantage, community rewards, juicy lending yields among other strong features. The project has attracted 18,660 presale participants and $19.56M in raised funds. This is a crucial phase of FOMO and is increasingly being recognized as the top crypto to invest in, while cementing its spot among the best crypto picks for investors looking to diversify in 2026.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://mutuum.com/

Linktree: https://linktr.ee/mutuumfinance