The post XRP News Today: Ripple Expands in Europe with Luxembourg EMI License Approval appeared first on Coinpedia Fintech News Ripple has taken another importantThe post XRP News Today: Ripple Expands in Europe with Luxembourg EMI License Approval appeared first on Coinpedia Fintech News Ripple has taken another important

XRP News Today: Ripple Expands in Europe with Luxembourg EMI License Approval

2026/01/14 18:48
4 min read
XRP News Today

The post XRP News Today: Ripple Expands in Europe with Luxembourg EMI License Approval appeared first on Coinpedia Fintech News

Ripple has taken another important step in expanding its presence in Europe after receiving preliminary approval for an Electronic Money Institution (EMI) license from Luxembourg’s financial regulator. The approval was granted by the Commission de Surveillance du Secteur Financier (CSSF) and strengthens Ripple’s position to expand regulated payment services across the European Union.

The authorization came in the form of a “green light letter,” which signals regulatory confidence while final conditions are still being completed. Once fully approved, the EMI license will allow Ripple to offer electronic money services and support stablecoin-based payments and other digital asset transactions across the EU.

Ripple EMI License Boosts EU Cross-Border Payments

With this approval, Ripple moves closer to scaling its cross-border payment network across Europe. The EMI license would enable banks, fintech firms, and businesses across EU member states to use Ripple’s payment infrastructure under a regulated framework.

This would support faster, lower-cost international transfers, improving efficiency for businesses handling global payments. The approval also aligns with Europe’s push for regulatory clarity under the Markets in Crypto-Assets (MiCA) framework.

By establishing operations in Luxembourg, Ripple can take advantage of EU passporting rules, allowing licensed firms to operate across all EU countries without applying for separate approvals.

MiCA Regulation Supports Ripple’s European Expansion

Europe’s MiCA framework is designed to bring consistency and legal clarity to the digital asset sector. Ripple’s move into Luxembourg places the company within one of Europe’s most established financial jurisdictions.

This regulatory alignment makes it easier for institutional clients to adopt blockchain-based payment solutions with confidence, knowing they meet EU compliance standards.

Ripple Expands After UK Regulatory Approval

The Luxembourg approval follows Ripple’s recent regulatory progress in the United Kingdom. Just last week, Ripple secured both an EMI license and crypto asset registration from the UK’s Financial Conduct Authority (FCA).

That approval allows Ripple to expand regulated payment services in the UK as the country continues to develop its digital asset rules. Together, the UK and Luxembourg approvals show a clear strategy to anchor Ripple’s European operations in key financial hubs.

  • Also Read :
  •   Visa Partners With BVNK to Enable Instant Stablecoin Payouts Globally
  •   ,

Ripple Focuses on Regulated Digital Payment Infrastructure

Ripple President Monica Long said Europe’s early adoption of clear digital asset rules has encouraged institutions to move beyond testing and begin real-world deployment of blockchain solutions.

She noted that Ripple is building a full payment system that combines stablecoins, liquidity, and compliance, allowing businesses to manage payments end to end rather than relying on multiple providers.

Ripple Payments is designed as a complete solution that handles the technical and operational side of blockchain payments. This allows businesses to launch digital payment services without building their own complex infrastructure.

By managing settlement, liquidity, and compliance in one platform, Ripple aims to make blockchain payments easier to adopt at scale.

Ripple’s Growing Global Regulatory Presence

Ripple’s Managing Director for the UK and Europe, Cassie Craddock, described Luxembourg’s regulatory environment as a key factor in supporting financial innovation. She said the preliminary EMI approval is an important step toward delivering MiCA-compliant digital asset services across Europe.

Globally, Ripple now holds more than 75 licenses and registrations across major markets. Its payments platform has processed over $95 billion in transaction volume, reinforcing its position as a leading regulated provider of blockchain-based payment solutions.

Never Miss a Beat in the Crypto World!

Stay ahead with breaking news, expert analysis, and real-time updates on the latest trends in Bitcoin, altcoins, DeFi, NFTs, and more.

bell icon Subscribe to News

FAQs

What is Ripple’s EMI license in Luxembourg?

Ripple received preliminary EMI approval in Luxembourg, allowing regulated electronic money and stablecoin payments across the EU.

How does the EMI license benefit Ripple in Europe?

It enables banks, fintechs, and businesses to use Ripple’s payment network for faster, lower-cost, cross-border transactions.

How does Ripple’s Luxembourg approval affect its European strategy?

With EU passporting, Ripple can operate in all EU countries under one license, strengthening its cross-border payment infrastructure.

What is Ripple Payments and why is it important?

Ripple Payments is an end-to-end platform combining stablecoins, liquidity, and compliance to simplify blockchain payments for businesses.

Market Opportunity
XRP Logo
XRP Price(XRP)
$1,449
$1,449$1,449
+0,58%
USD
XRP (XRP) Live Price Chart
Disclaimer: The articles reposted on this site are sourced from public platforms and are provided for informational purposes only. They do not necessarily reflect the views of MEXC. All rights remain with the original authors. If you believe any content infringes on third-party rights, please contact service@support.mexc.com for removal. MEXC makes no guarantees regarding the accuracy, completeness, or timeliness of the content and is not responsible for any actions taken based on the information provided. The content does not constitute financial, legal, or other professional advice, nor should it be considered a recommendation or endorsement by MEXC.

You May Also Like

Trump calls US Olympian 'a real loser' for saying he represents what’s 'good about the US'

Trump calls US Olympian 'a real loser' for saying he represents what’s 'good about the US'

President Donald Trump on Sunday jumped into the fray of MAGA Republicans complaining about U.S. athletes at the Olympic Winter Games in Milan who’ve expressed
Share
Alternet2026/02/09 01:30
Fed Decides On Interest Rates Today—Here’s What To Watch For

Fed Decides On Interest Rates Today—Here’s What To Watch For

The post Fed Decides On Interest Rates Today—Here’s What To Watch For appeared on BitcoinEthereumNews.com. Topline The Federal Reserve on Wednesday will conclude a two-day policymaking meeting and release a decision on whether to lower interest rates—following months of pressure and criticism from President Donald Trump—and potentially signal whether additional cuts are on the way. President Donald Trump has urged the central bank to “CUT INTEREST RATES, NOW, AND BIGGER” than they might plan to. Getty Images Key Facts The central bank is poised to cut interest rates by at least a quarter-point, down from the 4.25% to 4.5% range where they have been held since December to between 4% and 4.25%, as Wall Street has placed 100% odds of a rate cut, according to CME’s FedWatch, with higher odds (94%) on a quarter-point cut than a half-point (6%) reduction. Fed governors Christopher Waller and Michelle Bowman, both Trump appointees, voted in July for a quarter-point reduction to rates, and they may dissent again in favor of a large cut alongside Stephen Miran, Trump’s Council of Economic Advisers’ chair, who was sworn in at the meeting’s start on Tuesday. It’s unclear whether other policymakers, including Kansas City Fed President Jeffrey Schmid and St. Louis Fed President Alberto Musalem, will favor larger cuts or opt for no reduction. Fed Chair Jerome Powell said in his Jackson Hole, Wyoming, address last month the central bank would likely consider a looser monetary policy, noting the “shifting balance of risks” on the U.S. economy “may warrant adjusting our policy stance.” David Mericle, an economist for Goldman Sachs, wrote in a note the “key question” for the Fed’s meeting is whether policymakers signal “this is likely the first in a series of consecutive cuts” as the central bank is anticipated to “acknowledge the softening in the labor market,” though they may not “nod to an October cut.” Mericle said he…
Share
BitcoinEthereumNews2025/09/18 00:23
The Best Crypto Presales Showing Explosive Growth Potential This Q1: ZKP, LiquidChain, Maxi Doge & BMIC!

The Best Crypto Presales Showing Explosive Growth Potential This Q1: ZKP, LiquidChain, Maxi Doge & BMIC!

If you’re looking to get in early on the next big thing in crypto, crypto presales are where some of […] The post The Best Crypto Presales Showing Explosive Growth
Share
Coindoo2026/02/09 02:30