Big investors, known as mega-whales, are switching their plans. They are transferring wealth from older coins such as Solana to early projects that have more upsideBig investors, known as mega-whales, are switching their plans. They are transferring wealth from older coins such as Solana to early projects that have more upside

Why Mega-Whales are Accumulating Mutuum Finance (MUTM) Over Solana: Best Crypto Coin to Buy

2026/01/22 01:00
4 min read

Big investors, known as mega-whales, are switching their plans. They are transferring wealth from older coins such as Solana to early projects that have more upside. Solana remains strong, but its price is slowing. Mutuum Finance (MUTM) is still in presale and therefore has more room for growth. This is an early opportunity that has investors watching as they believe that MUTM could soar more than 10x. For that reason, they now consider it to be the best crypto coin to buy. Phase 7 is selling out fast, which makes MUTM the top crypto to buy and a new coin that is worth watching.

SOL Price Analysis

Solana has been doing well for years. Now it faces a wall as its price remains in the range of $150 to $170, and it finds it hard to go higher. Some experts say Solana may only grow 28% in 2026. That is not enough for whales, as they want more growth. 

They are searching for the next big crypto that can go up. A new crypto such as Mutuum Finance, valued below $1, fits that bill. It is still early and fresh, which is why plenty of people now view MUTM as a top crypto to buy rather than the big dogs.

The Closing Window of Phase 7

Mutuum Finance is in Phase 7 of its presale at $0.04. Phase 8 begins at $0.045, and the difference in ROI  is obvious. For example, if an investor puts $5,000 into the project today, this investment will automatically become $6,000 when phase 8 starts. By the time of launch at $0.06, the position will have grown into $7,500. The project has raised more than $19.8 million and has more than 18,800 holders, which showcases trust and demand.

A whale who puts $50,000 into the project today could have as much as half a million if MUTM soars 10x. That is why many call it the best crypto to invest in before the price movement, and time is very short. 

Peer-to-Peer Lending

One of the best reasons why whales seem to like MUTM is the peer-to-peer lending model. This system allows users to deal directly with each other. There are no forced terms and any investor can set custom deals. Indicatively, a depositor can lend $100,000 to a credible borrower. They could agree on 15% interest, and in one year that is $15,000 earned. This provides greater control for better returns. This feature indicates that MUTM is more than hype. It stands out as a serious DeFi crypto for smart investors.

Mutuum Finance also has a buy and redistribute plan. The platform earns fees and buys MUTM tokens with a portion of these fees. It then distributes these tokens to investors with staked positions in the project. If the platform increases in size, buybacks become more frequent, and so do the rewards. For instance, by staking $10,000, you would potentially earn an additional $1,000 at the end of six months depending on platform usage. This rewards loyalty and highlights why MUTM is a long-term DeFi crypto and the next big crypto in the making.

Next Big Crypto

Mega-whales opt for Mutuum Finance for obvious reasons. It offers the early growth and income paths that Solana can’t now. The presale offers a cheap entry before prices skyrocket, while the P2P model comes with a high-yield opportunity. Buybacks in turn reward holders. Many consider it the best crypto to buy before the end of Phase 7. For many whales, this DeFi crypto could be the next big crypto coin to watch.

For more information about Mutuum Finance (MUTM) visit the links below:
Website: https://mutuum.com/
Linktree: https://linktr.ee/mutuumfinance

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