Darius Baruo
Jan 21, 2026 15:59
XRP trades at $1.96 with neutral RSI at 44.49. Technical analysis suggests potential upside to $2.30 Bollinger Band resistance, while strong support holds at $1.84.
As XRP consolidates around $1.96 on January 21, 2026, technical indicators paint a mixed picture for Ripple’s near-term trajectory. With the cryptocurrency showing a modest 2.44% gain over the past 24 hours, traders are closely watching key technical levels that could determine XRP’s next major move.
XRP Price Prediction Summary
• Short-term target (1 week): $2.02
• Medium-term forecast (1 month): $1.84-$2.30 range
• Bullish breakout level: $2.30
• Critical support: $1.84
What Crypto Analysts Are Saying About Ripple
While specific analyst predictions from key opinion leaders are limited in recent trading sessions, institutional forecasts provide valuable insight into XRP’s potential. According to recent analysis from Nasdaq published on January 18, 2026, “XRP could finally be ready to set a new all-time high this year” with targets above $4 by the end of 2026.
CoinLore’s January 20, 2026 analysis suggests even more optimistic projections, stating “Based on our analysis of previous crypto cycles, we anticipate that the price of XRP could reach $4.46 in 2026.” However, DigitalCoinPrice offers a more conservative Ripple forecast, projecting XRP prices might grow to $1.635 during the next four years.
According to on-chain data and trading metrics, XRP’s current positioning near Bollinger Band support levels suggests potential for a technical bounce if buying pressure emerges.
XRP Technical Analysis Breakdown
XRP’s technical picture reveals a cryptocurrency in consolidation mode. The RSI reading of 44.49 indicates neutral momentum, neither oversold nor overbought, providing room for movement in either direction.
The MACD histogram at 0.0000 shows bearish momentum has stalled, while the MACD line at -0.0098 remains slightly below the signal line. This configuration suggests XRP may be approaching a potential trend change, though confirmation is needed.
Bollinger Bands analysis shows XRP positioned at 0.1985, placing it near the lower band support at $1.88. The middle band (20-day SMA) sits at $2.09, while the upper band resistance level stands at $2.30. This positioning indicates XRP has room to move higher within the current trading range.
Moving averages present a mixed outlook. The 7-day SMA at $2.01 and 50-day SMA at $2.00 suggest short to medium-term support, while the 20-day SMA at $2.09 and 200-day SMA at $2.56 indicate longer-term resistance levels that XRP must overcome for sustained bullish momentum.
Ripple Price Targets: Bull vs Bear Case
Bullish Scenario
In an optimistic XRP price prediction scenario, Ripple could target the immediate resistance at $1.99, followed by the stronger resistance level at $2.02. A break above these levels would open the path to the 20-day SMA at $2.09 and ultimately the Bollinger Band upper resistance at $2.30.
Technical confirmation for this bullish Ripple forecast would require RSI climbing above 50, MACD turning positive, and sustained trading volume above the recent 24-hour average of $240 million. The daily ATR of $0.09 suggests moderate volatility, indicating moves of 4-5% are reasonable expectations.
Bearish Scenario
Should selling pressure intensify, XRP’s immediate support at $1.90 becomes crucial. A breakdown below this level could trigger further declines toward the strong support zone at $1.84, which aligns with the Bollinger Band lower boundary at $1.88.
Risk factors include a failure to reclaim the 20-day SMA, sustained MACD bearish divergence, and a break below the 24-hour low of $1.84. Such scenarios could extend XRP’s consolidation phase and potentially test lower support levels.
Should You Buy XRP? Entry Strategy
Based on current technical analysis, potential entry points for XRP include the $1.88-$1.90 support zone for aggressive buyers, or a confirmed break above $2.02 resistance for conservative traders seeking momentum confirmation.
Stop-loss levels could be placed below $1.84 for long positions entered near current levels, representing approximately 6% downside risk. For entries above $2.02, stops below $1.95 would provide similar risk management parameters.
Risk management remains crucial given cryptocurrency volatility. Position sizing should account for the daily ATR of $0.09, and traders should monitor the Stochastic indicators (%K at 32.50, %D at 26.00) for potential oversold bounces.
Conclusion
This XRP price prediction suggests Ripple is positioned for potential upside movement toward $2.30 resistance, with immediate targets at $2.02. The neutral RSI and stalled bearish momentum provide a foundation for recovery, though sustained volume and technical confirmation are required.
While institutional analysts maintain optimistic long-term projections for XRP, near-term price action will likely depend on broader cryptocurrency market conditions and Ripple’s ability to maintain support above $1.84. Traders should remain cautious and employ proper risk management, as cryptocurrency price predictions carry inherent uncertainty and markets can move rapidly in either direction.
Disclaimer: This analysis is for educational purposes only and should not be considered financial advice. Cryptocurrency investments carry significant risk, and past performance does not guarantee future results.
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Source: https://blockchain.news/news/20260121-price-prediction-xrp-ripple-targets-230-resistance-break-by
