The ripple dxc integration embeds XRPL rails in Hogan core banking, enabling instant, low-cost digital transfers within existing systems.The ripple dxc integration embeds XRPL rails in Hogan core banking, enabling instant, low-cost digital transfers within existing systems.

Ripple DXC integration brings blockchain payments into global core banking platforms

ripple dxc integration

Global banks are moving blockchain payments closer to everyday use as the ripple dxc integration embeds digital asset rails into widely deployed core banking systems.

Ripple and DXC Technology have agreed a strategic partnership to connect blockchain payments with existing banking infrastructure. The alliance links Ripple’s digital payments stack directly to DXC’s Hogan core banking platform, which is used by major financial institutions worldwide.

Hogan currently supports more than $5 trillion in deposits and over 300 million bank accounts globally. As a result, integrating Ripple’s technology places XRP-powered payments and RLUSD settlement tools inside systems already trusted by tier-one banks. This occurs without forcing institutions to abandon or replace their legacy frameworks.

According to the announcement amplified by XRPLoom on January 22, 2026, the tie-up aims to deliver secure, instant and low-cost digital transfers using the XRP Ledger (XRPL). Moreover, positioning these capabilities within core banking software moves blockchain from pilot projects into everyday transaction processing.

How the integration works for banks

The partnership enables banks to run blockchain payments core banking workflows directly through Hogan while continuing to use their current core infrastructure. Ripple’s tools, including XRP and RLUSD payments, will be available as additional rails, rather than as a separate or parallel system.

DXC built the integration for enterprise-scale throughput, supporting high transaction volumes typical of large retail and commercial banks. Moreover, the design extends beyond payments to cover digital asset custody and management of tokenized assets, allowing institutions to consolidate operations within one controlled environment.

This architecture seeks to lower the technical and operational barriers that have slowed enterprise blockchain payments. Instead of deploying standalone crypto platforms, banks can extend their existing services, preserving compliance processes and operational stability while adding new capabilities.

XRP and RLUSD move into institutional workflows

XRP remains central to Ripple’s cross-border settlement offering, and the Hogan connection pulls it closer to regular banking workflows. Within this setup, XRP can be used for liquidity and settlement, while RLUSD, Ripple’s U.S. dollar stablecoin, can play roles in collateral and payout processes.

The move fits into Ripple’s broader institutional roadmap. Recently, the company committed $150 million to LMAX Group to support RLUSD adoption in institutional markets. That said, within LMAX venues, RLUSD is being positioned as a collateral asset for foreign exchange trading, linking digital liquidity to traditional FX infrastructure.

Additionally, Binance has listed RLUSD, initially through ERC-20 trading pairs, with plans to enable XRPL network support later. Since launch, RLUSD’s market capitalization has grown to roughly $1.4 billion, signaling early demand from market participants for regulated stablecoin liquidity.

Bridging legacy finance with onchain infrastructure

The ripple dxc integration is structured to connect legacy banking systems with blockchain infrastructure while minimizing disruption. Instead of replacing core software, the model embeds blockchain services within a regulated, existing framework that banks already use for deposits, lending and payments.

This embedded model opens paths for new services beyond straightforward transfers. Moreover, banks can deploy tokenized assets, automated refunds and digital loyalty rewards on top of their current stacks, experimenting with onchain features while retaining familiar risk and control structures.

Ripple also continues to fund ecosystem growth around the XRP Ledger. A recent collaboration with UC Berkeley created the Digital Asset Xcelerator, an initiative focused on research, development and institutional use cases that push XRPL deeper into capital markets and banking applications.

Regulation, markets and long-term positioning

The alliance is unfolding amid a shifting regulatory landscape. Recently, the United Kingdom granted Ripple a regulatory permission that supports its expansion plans. Moreover, regulatory clarity remains a crucial precondition for banks considering new crypto-linked services.

In parallel, Ripple secured Luxembourg EMI approval, enabling it to scale regulated cross border payments services across the European Union. This combination of licensing in multiple jurisdictions strengthens confidence that the technology can fit into supervisory expectations for payments and custody.

Market conditions, however, remain volatile. Bitcoin recently dropped to less than $90,000, triggering mass liquidations across derivatives venues and spot markets. That said, institutional infrastructure work continues regardless of price swings, reflecting a shift toward long-term integration rather than speculative cycles.

Outlook for banks and digital assets

By wiring blockchain capabilities into a major core platform like Hogan, Ripple and DXC are betting that banks will prefer integration over full-system replacement. The focus on custody, tokenization and payments suggests a roadmap where digital assets become part of standard banking menus.

In summary, embedding blockchain rails inside existing systems may accelerate institutional adoption. If banks can tap tokenized assets banking services and new settlement options without overhauling core infrastructure, the path from pilot projects to production use could shorten significantly.

Disclaimer: The articles reposted on this site are sourced from public platforms and are provided for informational purposes only. They do not necessarily reflect the views of MEXC. All rights remain with the original authors. If you believe any content infringes on third-party rights, please contact service@support.mexc.com for removal. MEXC makes no guarantees regarding the accuracy, completeness, or timeliness of the content and is not responsible for any actions taken based on the information provided. The content does not constitute financial, legal, or other professional advice, nor should it be considered a recommendation or endorsement by MEXC.

You May Also Like

Forward Industries zet $4 miljard in om Solana bezit uit te breiden

Forward Industries zet $4 miljard in om Solana bezit uit te breiden

Forward Industries gooit het roer om met een flinke financiële zet: het bedrijf lanceert een zogeheten “At The Market” aandelenprogramma van maar liefst $4 miljard. Het programma geeft het bedrijf flexibiliteit om op elk gewenst moment aandelen te verkopen, wat vooral handig is voor het uitbreiden van hun Solana treasury... Het bericht Forward Industries zet $4 miljard in om Solana bezit uit te breiden verscheen het eerst op Blockchain Stories.
Share
Coinstats2025/09/18 01:31
Crucial Fed Rate Cut: October Probability Surges to 94%

Crucial Fed Rate Cut: October Probability Surges to 94%

BitcoinWorld Crucial Fed Rate Cut: October Probability Surges to 94% The financial world is buzzing with a significant development: the probability of a Fed rate cut in October has just seen a dramatic increase. This isn’t just a minor shift; it’s a monumental change that could ripple through global markets, including the dynamic cryptocurrency space. For anyone tracking economic indicators and their impact on investments, this update from the U.S. interest rate futures market is absolutely crucial. What Just Happened? Unpacking the FOMC Statement’s Impact Following the latest Federal Open Market Committee (FOMC) statement, market sentiment has decisively shifted. Before the announcement, the U.S. interest rate futures market had priced in a 71.6% chance of an October rate cut. However, after the statement, this figure surged to an astounding 94%. This jump indicates that traders and analysts are now overwhelmingly confident that the Federal Reserve will lower interest rates next month. Such a high probability suggests a strong consensus emerging from the Fed’s latest communications and economic outlook. A Fed rate cut typically means cheaper borrowing costs for businesses and consumers, which can stimulate economic activity. But what does this really signify for investors, especially those in the digital asset realm? Why is a Fed Rate Cut So Significant for Markets? When the Federal Reserve adjusts interest rates, it sends powerful signals across the entire financial ecosystem. A rate cut generally implies a more accommodative monetary policy, often enacted to boost economic growth or combat deflationary pressures. Impact on Traditional Markets: Stocks: Lower interest rates can make borrowing cheaper for companies, potentially boosting earnings and making stocks more attractive compared to bonds. Bonds: Existing bonds with higher yields might become more valuable, but new bonds will likely offer lower returns. Dollar Strength: A rate cut can weaken the U.S. dollar, making exports cheaper and potentially benefiting multinational corporations. Potential for Cryptocurrency Markets: The cryptocurrency market, while often seen as uncorrelated, can still react significantly to macro-economic shifts. A Fed rate cut could be interpreted as: Increased Risk Appetite: With traditional investments offering lower returns, investors might seek higher-yielding or more volatile assets like cryptocurrencies. Inflation Hedge Narrative: If rate cuts are perceived as a precursor to inflation, assets like Bitcoin, often dubbed “digital gold,” could gain traction as an inflation hedge. Liquidity Influx: A more accommodative monetary environment generally means more liquidity in the financial system, some of which could flow into digital assets. Looking Ahead: What Could This Mean for Your Portfolio? While the 94% probability for a Fed rate cut in October is compelling, it’s essential to consider the nuances. Market probabilities can shift, and the Fed’s ultimate decision will depend on incoming economic data. Actionable Insights: Stay Informed: Continue to monitor economic reports, inflation data, and future Fed statements. Diversify: A diversified portfolio can help mitigate risks associated with sudden market shifts. Assess Risk Tolerance: Understand how a potential rate cut might affect your specific investments and adjust your strategy accordingly. This increased likelihood of a Fed rate cut presents both opportunities and challenges. It underscores the interconnectedness of traditional finance and the emerging digital asset space. Investors should remain vigilant and prepared for potential volatility. The financial landscape is always evolving, and the significant surge in the probability of an October Fed rate cut is a clear signal of impending change. From stimulating economic growth to potentially fueling interest in digital assets, the implications are vast. Staying informed and strategically positioned will be key as we approach this crucial decision point. The market is now almost certain of a rate cut, and understanding its potential ripple effects is paramount for every investor. Frequently Asked Questions (FAQs) Q1: What is the Federal Open Market Committee (FOMC)? A1: The FOMC is the monetary policymaking body of the Federal Reserve System. It sets the federal funds rate, which influences other interest rates and economic conditions. Q2: How does a Fed rate cut impact the U.S. dollar? A2: A rate cut typically makes the U.S. dollar less attractive to foreign investors seeking higher returns, potentially leading to a weakening of the dollar against other currencies. Q3: Why might a Fed rate cut be good for cryptocurrency? A3: Lower interest rates can reduce the appeal of traditional investments, encouraging investors to seek higher returns in alternative assets like cryptocurrencies. It can also be seen as a sign of increased liquidity or potential inflation, benefiting assets like Bitcoin. Q4: Is a 94% probability a guarantee of a rate cut? A4: While a 94% probability is very high, it is not a guarantee. Market probabilities reflect current sentiment and data, but the Federal Reserve’s final decision will depend on all available economic information leading up to their meeting. Q5: What should investors do in response to this news? A5: Investors should stay informed about economic developments, review their portfolio diversification, and assess their risk tolerance. Consider how potential changes in interest rates might affect different asset classes and adjust strategies as needed. Did you find this analysis helpful? Share this article with your network to keep others informed about the potential impact of the upcoming Fed rate cut and its implications for the financial markets! To learn more about the latest crypto market trends, explore our article on key developments shaping Bitcoin price action. This post Crucial Fed Rate Cut: October Probability Surges to 94% first appeared on BitcoinWorld.
Share
Coinstats2025/09/18 02:25
Stellar Expands Asia Push With TopNod Wallet Integration

Stellar Expands Asia Push With TopNod Wallet Integration

The post Stellar Expands Asia Push With TopNod Wallet Integration appeared on BitcoinEthereumNews.com. The Stellar Development Foundation (SDF) announced at Consensus
Share
BitcoinEthereumNews2026/02/12 11:25