Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15571 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Warren Buffett’s Playbook Works for Bitcoin

Warren Buffett’s Playbook Works for Bitcoin

The post Warren Buffett’s Playbook Works for Bitcoin appeared on BitcoinEthereumNews.com. Welcome to the US Crypto News Morning Briefing—your essential rundown of the most important developments in crypto for the day ahead. What happens when long-term investment wisdom meets the fast-moving adoption of Bitcoin? A Canadian fintech is quietly blending patience, discipline, and digital assets, showing that a Buffett-inspired approach might find its footing in crypto. Sponsored Sponsored Crypto News of the Day: Berkshire Hathaway’s Investing Ethos Finds a Crypto Ally Mogo Inc., a Canadian fintech company, is demonstrating that Warren Buffett’s value investing principles can coexist with digital assets. In May 2024, the company adopted what it calls the Berkshire Hathaway playbook, integrating long-term, disciplined investing principles into its wealth platform. The move marked a deliberate pivot away from speculative trading. It emphasized patience, temperament, and behavioral discipline, core tenets of Buffett’s approach. Eighteen months later, that philosophy is showing tangible results in Mogo’s digital asset strategy, particularly Bitcoin. “Mogo reports continued platform growth and record assets under management in Q3 2025,” said Mogo Inc. President and co-founder Greg Feller. In Q3 2025, the company increased its Bitcoin holdings by over 300% quarter-over-quarter, bringing the total to $4.7 million. This follows a July 2025 move, where Mogo’s board approved a strategic initiative authorizing up to $50 million in Bitcoin allocations as a long-term reserve asset and capital benchmark. The Q3 allocations were funded through excess cash and monetization of other investments, all while maintaining operational liquidity. Sponsored Sponsored Bitcoin as a Strategic Reserve: Merging Buffett Discipline with Digital Assets The board has formally designated Bitcoin as a long-term reserve asset and capital benchmark. This signals a structured, treasury-focused approach to crypto holdings rather than short-term speculation. The initiative forms part of a broader evolution of Mogo’s Intelligent Investing platform, which integrates both self-directed and managed investing. The system utilizes behavioral…

Author: BitcoinEthereumNews
TON Foundation Launches MemeRepublic With $1M Fund to Power Memecoin Competition

TON Foundation Launches MemeRepublic With $1M Fund to Power Memecoin Competition

TLDR: MemeRepublic is officially live, launching a 10-week $1M competition for memecoin traders. Trading is supported by X1000, Dtrade, PocketFi, and Maestro within the TON ecosystem. Liquidity flows through TONCO, STON.fi, and DeDust, with cross-chain access via NEAR Intents. Launchpads Blum, MemesLab, and Stonks power new meme projects competing for rewards. MemeRepublic, TON Foundation’s highly [...] The post TON Foundation Launches MemeRepublic With $1M Fund to Power Memecoin Competition appeared first on Blockonomi.

Author: Blockonomi
NEAR Surpasses AAVE, Trump-Backed WLFI Amid Intents Growth

NEAR Surpasses AAVE, Trump-Backed WLFI Amid Intents Growth

NEAR NEAR $2.66 24h volatility: 37.2% Market cap: $3.39 B Vol. 24h: $1.17 B is now the 32nd most valuable cryptocurrency by market cap, recently surpassing Trump-backed WLFI and USD1, MemeCore, and AAVE AAVE $201.1 24h volatility: 3.2% Market cap: $3.06 B Vol. 24h: $385.85 M . The project is trending on X, receiving massive support from industry leaders as the NEAR Intents protocol presents notable growth data. As of this writing, NEAR is trading at $2.45 with a market capitalization of $3.14 billion while experiencing a 24.33% surge in the last 24 hours. The Trump-backed World Liberty Financial stablecoin (USD1) and token (WLFI) have $2.84 billion and $2.90 billion market caps, respectively. Aave, the leading lending platform, goes with $2.99 billion, trading at $196.22, while MemeCore has a $2.86 billion capitalization. The most notable stat for NEAR, however, is the token volume being traded in the last 24 hours, registering a 232% increase at $858 million, accounting for nearly 27% of NEAR Protocol’s market cap, according to CoinMarketCap data on November 7. NEAR price, market cap, volume, and rank as of November 7, 2025 | Source: CoinMarketCap NEAR Intents Growth and More Chains Added One of the main catalysts for this surge is that NEAR is trending among industry leaders thanks to NEAR Intents growth, as Coinspeaker reported on October 30. The public support and interest continue to rise in social platform trenches, like X, with many experts highlighting the growth. Haseeb Qureshi, managing partner at Dragonfly, is one of these names, sharing data from Token Terminal showing “some serious fee numbers” from NEAR Intents, which is usually seen as protocol revenue. Wow. @NEARProtocol intents starting to put up some serious fee numbers. pic.twitter.com/AF3uPwge1L — Haseeb >|< (@hosseeb) November 7, 2025 Data Coinspeaker gathered from the NEAR Intents Dune Analytics dashboard shows a total of $5.44 million in fees generated by the protocol since its launch. The all-time volume is currently nearing the $4 billion mark, just one week after reaching $3 billion. Seven-day and 30-day volumes are at $845 million and $2 billion, respectively, evidencing the strong momentum for the ecosystem, now partially translated into a price surge. NEAR Intents dashboard, as of November 7, 2025 | Source: Dune Analytics Moreover, Bowen Wang, CTO at the NEAR Foundation, teased six to seven more chains being added to NEAR Intents this month, November. A quick investigation suggests that Litecoin LTC $96.84 24h volatility: 11.9% Market cap: $7.28 B Vol. 24h: $838.47 M could be one of them, as an ltc.omft.near smart contract was created yesterday, on November 6. The same pattern was identified when the protocol added support to Aptos and later Cardano. NEAR Intents will add six or seven new chains this month, per Bowen Litecoin $LTC may be one of them> ltc.omft.near smart contract deployed yesterday If not this month, @litecoin is likely joining the 20+ chains benefiting from NEAR's chain abstraction stack very soon 👀 https://t.co/mzntw6bkFp pic.twitter.com/O2lRx2u0O2 — Vini Barbosa |「 thecoding 」 (@vinibarbosabr) November 7, 2025 The momentum is favorable to NEAR from both an investment and utility perspective, especially now following the inflation halving approval that reduced NEAR’s annual tail emission from 5% to 2.5%, which could act as a catalyst for further growth as the available supply pressure is expected to diminish over time. nextThe post NEAR Surpasses AAVE, Trump-Backed WLFI Amid Intents Growth appeared first on Coinspeaker.

Author: Coinstats
The BRICS Need Gold Bank Accounts

The BRICS Need Gold Bank Accounts

The post The BRICS Need Gold Bank Accounts appeared on BitcoinEthereumNews.com. The BRICS – a consortium of eleven countries, with 22 more in application stages, led by China, Russia, India and Brazil – declared in October the building of a new “gold settlement architecture as a strategic safeguard against global financial volatility.” This is a fine goal, which can take many specific forms. The quickest and easiest way (although not necessarily the “best” way) to get this done is to introduce “gold checking accounts” at major existing financial institutions, that already have all the vast infrastructure needed to process payments on a large scale, and are already trusted by other big corporations. Heads of state and government of member, partner, and external engagement countries pose for a family photo during the BRICS summit in Rio de Janeiro, Brazil, on July 7, 2025. BRICS leaders at a summit on Sunday took aim at US President Donald Trump’s “indiscriminate” import tariffs and recent Israeli-US strikes on Iran. (Photo by Pablo PORCIUNCULA / AFP) (Photo by PABLO PORCIUNCULA/AFP via Getty Images) AFP via Getty Images A “gold checking account” is an account, denominated in grams of gold, that you can use to make a payment to another “gold checking account.” This differs from a “gold savings account,” which only allows deposits and withdrawals by the account owner. With such a “gold checking account,” using all the usual existing bank infrastructure including ACH transfers, wire transfers, SWIFT, debit cards, checks etc., you can make payments for goods and services, and provide the necessary infrastructure for things like gold-denominated bonds. The term “checking account” is somewhat American; in British English, this is known as a “current account.” Many of the big existing banks in the BRICS realm already have “gold savings accounts,” denominated in gold, but which do not apparently allow payments to other accounts. Banks…

Author: BitcoinEthereumNews
Crypto News: Japan Moves to Regulate Crypto Lending Under Securities Law

Crypto News: Japan Moves to Regulate Crypto Lending Under Securities Law

Japan’s FSA plans to regulate crypto lending under the Financial Instruments and Exchange Act. This closes loopholes and mandates stronger controls. Japan’s Financial Services Agency (FSA) has revealed new plans. These include strengthening the regulations on crypto lending. Specifically, it is to bring crypto lending under the Financial Instruments and Exchange Act. As a result, […] The post Crypto News: Japan Moves to Regulate Crypto Lending Under Securities Law appeared first on Live Bitcoin News.

Author: LiveBitcoinNews
Best Crypto Under $0.1? Analysts Are Eyeing 700% Upside for This Fast-Moving New Cryptocurrency

Best Crypto Under $0.1? Analysts Are Eyeing 700% Upside for This Fast-Moving New Cryptocurrency

The crypto market is still delivering surprises when it comes to newcomers and 2025 is currently emerging as another year where the utility-based tokens defeat the established giants. A new cryptocurrency with potential of attracting the attention of analysts is not only priced relatively low, under $0.10, but also possesses good fundamentals and initial growth […]

Author: Cryptopolitan
Market Maker Flowdesk Says Crypto Credit Is Finding a Fragile Balance

Market Maker Flowdesk Says Crypto Credit Is Finding a Fragile Balance

The post Market Maker Flowdesk Says Crypto Credit Is Finding a Fragile Balance appeared on BitcoinEthereumNews.com. Stream Finance’s recent disclosure of a default and $93 million loss, combined with October’s $20 billion crypto crash, has left digital-asset lenders scrambling to unwind risk while keeping credit lines robust, according to a new note from Flowdesk. Flowdesk says leverage is getting reduced as traders reassess counterparties, but credit hasn’t frozen. Borrowing demand for SOL, XLM, ENA, APT and BTC remains “robust,” Flowdesk wrote, mostly tied to hedging and funding strategies rather than directional bets. Yields for low-risk blue chip lending pools like Maple and Jito have seen compression, but remain stable and well above the Chainlink DeFi Yield Index of 5% and 10 year treasury yields. Flowdesk’s credit desk said it has observed “deleveraging flows as counterparties reposition and reassess amid recent price action,” noting that while capital is rotating out of riskier pools, “a few counterparties have stepped in to add leverage at current levels, focused on majors.” “Overall, rates and yields have compressed across the board, with widespread defensive positioning and many participants sidelined, awaiting a clearer market rebound,” the firm wrote. The question is: when will this market rebound? CryptoQuant says the market is flashing bearish warning signs like it did in 2022. If that crystal ball proves right, the coming weeks could put more pressure on funding rates and further compress yields across DeFi credit pools, bringing them closer to what treasuries earn. Source: https://www.coindesk.com/markets/2025/11/07/market-maker-flowdesk-says-crypto-credit-is-finding-a-fragile-balance

Author: BitcoinEthereumNews
Japan Combines Stablecoin Growth With Stricter Crypto Rules

Japan Combines Stablecoin Growth With Stricter Crypto Rules

The post Japan Combines Stablecoin Growth With Stricter Crypto Rules appeared on BitcoinEthereumNews.com. Japan’s Financial Services Agency (FSA) today unveiled two significant measures to advance the nation’s cryptocurrency sector. The financial regulator is backing a stablecoin proof-of-concept with top banks. Meanwhile, proposals are being introduced for enhanced regulations on crypto lending and initial exchange offerings (IEOs). Major Japanese Banks Unite for Stablecoin Trials On November 7, the FSA introduced the Payment Innovation Project (PIP) as part of its FinTech Experimental Hub. The initiative brings together some of Japan’s leading financial institutions to jointly test the issuance of stablecoins within a regulated environment. Sponsored Sponsored The participants include the Mizuho Bank, Mitsubishi UFJ Bank, Mitsubishi Corporation, Mitsubishi UFJ Trust and Banking Corporation, Sumitomo Mitsui Banking Corporation, and Progmat. “Considering the growing domestic and international progress in exploring advanced payment systems using blockchain technology, the FSA launched the ‘Payment Innovation Project’ (PIP) — a sub-initiative within the FinTech Proof-of-Concept Hub specializing in the payment sector — on November 7, 2025,” the regulator wrote. According to the FSA, the experiment will examine whether multiple banking groups can legally and efficiently issue electronic payment instruments using blockchain technology. The trial aims to verify compliance procedures, operational readiness, and regulatory compatibility. “After the completion of the PoC, the FSA plans to publish the experiment’s results and conclusions on its official website. These will include key findings related to compliance and supervisory responses, as well as practical issues in legal interpretation that may arise when providing services to the general public,” the notice added. This development follows the October 27 launch of Japan’s inaugural regulated yen-pegged stablecoin by JPYC Inc. The JPYC token operates under the Payment Services Act. Japan Seeks To Tighten Crypto Lending and IEO Oversight At the same time, the FSA convened a meeting to advocate for stricter oversight and close regulatory loopholes. According to local…

Author: BitcoinEthereumNews
Best Meme Coins to Buy: Top Picks For November 2025 With 100x Potential

Best Meme Coins to Buy: Top Picks For November 2025 With 100x Potential

The meme coin market has been a rollercoaster lately, capturing both hype and cautious optimism from crypto enthusiasts. At its peak last month, the total market capitalization of meme coins soared to an impressive $74 billion, only to cool down to nearly $48 billion to date. Despite this drop, many analysts see it not as […]

Author: The Cryptonomist
Why the $5 Million Giveaway Is FUNToken’s Most Ambitious Community Event Yet

Why the $5 Million Giveaway Is FUNToken’s Most Ambitious Community Event Yet

When a blockchain project decides to allocate millions of dollars in rewards, it sends a clear message: the community is the real engine of growth. That’s exactly what FUNToken is doing with its upcoming $5 million giveaway, a large-scale initiative set to go live through 5m.fun. FUNToken’s giveaway represents the culmination of months of ecosystem building, strategic roadmap execution, and the rise of an increasingly active community that now stands at the center of its next phase. From Utility to Experience: The Broader Vision FUNToken has spent the past year broadening its role from being a digital asset used in gaming environments to becoming the backbone of a wider Web3 entertainment and rewards ecosystem. The upcoming giveaway is not a standalone event; it’s a milestone in this transformation. The initiative aims to create more touchpoints between the project and its users by bridging the gap between passive token ownership and active ecosystem participation. Each phase of the campaign, hosted on 5m.fun, is designed to pull the community deeper into the FUNToken experience: engaging with new tools, learning about its AI integrations, and connecting with like-minded participants through the Telegram community. What sets this event apart is how closely it ties into the FUNToken roadmap. While giveaways often exist as isolated campaigns, this one reinforces the roadmap’s key pillars, which include growth through engagement, AI-enhanced gaming innovation, and long-term utility expansion. The Community as the Core At its heart, the $5 million giveaway is an acknowledgment of FUNToken’s most valuable asset: its people. With a rapidly growing base of over 104,000 holders, the project has matured into one of the most cohesive communities in its segment. The giveaway provides a structured way to recognize and reward those contributors while attracting new members who align with its ethos of participation and collaboration. The campaign is expected to roll out across several interactive layers, from sign-ups and referral rewards to ecosystem tasks that may involve using upcoming AI-driven tools or testing gaming features linked to FUNToken’s expanding infrastructure. These aren’t random incentives; they’re engineered to convert short-term excitement into lasting engagement. By blending reward mechanics with community activities, FUNToken isn’t just distributing tokens - it’s cultivating advocacy. Each participant becomes an ambassador, spreading awareness and building organic momentum around the project. Building the Foundations for Long-Term Growth The true ambition of this campaign lies not in the dollar amount, but in its design for continuity. FUNToken’s ecosystem already includes integrations and technologies that encourage ongoing interaction, such as its upcoming AI-powered Telegram Bot, which will streamline community engagement and real-time updates. The giveaway leverages this infrastructure, ensuring that every participant has an immediate pathway to stay involved even after the rewards are distributed. From a strategic standpoint, this initiative strengthens FUNToken’s network effect. A growing community translates into higher adoption rates for upcoming games, partnerships, and ecosystem expansions, all of which are mapped out on the FUNToken roadmap. Market Momentum and Renewed Confidence The timing of this campaign aligns with a subtle but important shift in market sentiment. According to CoinMarketCap, FUNToken is currently trading around $0.0035 USD, with a market capitalization of $37.7 million and daily trading volumes exceeding $15.8 million. This renewed momentum reflects the community’s optimism and the anticipation surrounding the giveaway launch. Over the past week, $FUN has seen consistent buying pressure from both retail and long-term holders, which is a clear sign of this event being perceived not as a one-time promotion, but as a meaningful inflection point for the ecosystem. Why This Campaign Stands Apart Crypto projects have tried many ways to engage their users. Think airdrops, reward pools, staking bonuses, and the likes. But FUNToken’s $5 million giveaway introduces a scale and sophistication that few community events have achieved. The campaign’s design addresses three essential aspects of community building: 1. Inclusivity: Open access through 5m.fun ensures both early adopters and newcomers can participate. 2. Utility: Rewards are tied to engagement, not speculation, reinforcing real ecosystem use. 3. Sustainability: The event connects directly to future roadmap milestones, ensuring that engagement doesn’t end when the campaign does. This trifecta - reward, participation, and continuity - is what makes the giveaway FUNToken’s most ambitious event yet. It’s a signal of maturity, showing that the project’s growth is not driven by temporary market movements but by long-term community trust. The Road Ahead As the giveaway goes live, all eyes will be on how effectively FUNToken translates short-term participation into sustained loyalty. The tools are already in place: a detailed roadmap, an expanding AI-driven ecosystem, and an active Telegram channel where users can stay informed and connected. For the FUNToken team, this campaign represents a blueprint for how Web3 projects can reward, retain, and rally their users around a shared vision. For the community, it’s an opportunity to not just win, but to help shape the next phase of a token built on engagement, innovation, and trust. In essence, the $5 million giveaway is a statement of belief: that a token’s true value lies not in its price chart, but in the strength of the people behind it. Disclaimer: This article is provided for informational purposes only. It is not offered or intended to be used as legal, tax, investment, financial, or other advice.

Author: Coinstats