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Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15537 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Miami mayor’s Bitcoin salary sees 300% increase

Miami mayor’s Bitcoin salary sees 300% increase

The post Miami mayor’s Bitcoin salary sees 300% increase appeared on BitcoinEthereumNews.com. Key Takeaways Miami Mayor Francis Suarez receives his salary in Bitcoin, and the value of his 2021 salary has increased by 300% due to Bitcoin’s price appreciation. Suarez adopted a Bitcoin-only salary in 2021 to signal support for cryptocurrency and innovative compensation options in government. Miami Mayor Francis Suarez, a pro-crypto leader who receives his salary in Bitcoin, has seen his Bitcoin-denominated compensation increase by 300% due to the cryptocurrency’s price appreciation. Suarez made headlines in 2021 when he began accepting his mayoral salary entirely in Bitcoin, demonstrating his long-term faith in the digital asset despite market volatility. The mayor has consistently advocated for Bitcoin as a viable compensation option in the public sector. Miami has positioned itself as a blockchain-friendly city under Suarez’s leadership, experimenting with various initiatives to integrate digital assets into local governance operations. The city has pursued multiple blockchain projects aimed at blending cryptocurrency with municipal functions. Bitcoin’s significant price gains since 2021 have validated Suarez’s strategy of accepting the volatile asset as compensation. Pro-crypto politicians like Suarez continue to emphasize Bitcoin’s potential for long-term value creation in governance applications, even amid market fluctuations. Source: https://cryptobriefing.com/miami-mayor-bitcoin-salary-increase/

Author: BitcoinEthereumNews

2025/11/07

How Stream Finance’s Collapse Exposed DeFi’s Looping Yield Bubble

How Stream Finance’s Collapse Exposed DeFi’s Looping Yield Bubble

The post How Stream Finance’s Collapse Exposed DeFi’s Looping Yield Bubble appeared on BitcoinEthereumNews.com. Stream Finance blew up just weeks after some DeFi insiders spotted its sketchy, trust-me-bro strategies. Stream Finance, a yield-optimization focused DeFi project that issued a synthetic dollar token called xUSD, told users on Nov. 4 that an “external fund manager” had lost about $93 million in assets tied to the project. Staked Stream USD (xUSD) 7-day price chart. SourceL CoinGecko Within a day, xUSD lost over 85% of its value, collapsing from $1.26 to as low as $0.16 by press time. Withdrawals from the platform were frozen, and a dense web of interconnected yield vaults began to unwind, raising questions about how much of DeFi’s apparent growth was built on what are known as circular lending loops. The disclosure also came shortly after reports surfaced that established DeFi protocol Balancer had been exploited for over $100 million, further shaking confidence in the sector. As the dust settles, reports continue to surface that indicate the scale of the fallout across DeFi. What Is Stream Finance? Stream Finance describes itself as a “tokenized market neutral fund.” The project’s main slogan, “The SuperApp DeFi Deserves,” remains prominently placed on its website at press time, alongside a promise to simplify earning yield on-chain. But the way Stream worked was largely a black box. Users would deposit supported assets — USDC, ETH, BTC, or EURC — into vaults that promised double-digit APYs. The Stream Finance team would then reallocate those funds into other protocols in various opaque and not fully disclosed strategies in order to deliver the high returns to depositors. Per Stream’s platform, these strategies included “lending arbitrages, to incentive farming, to dynamically hedged HFT, to market making.” In return for deposited assets, Stream Finance issued corresponding yield-bearing tokens, such as xUSD for USDC deposits, which total over $382 million on the platform at…

Author: BitcoinEthereumNews

2025/11/07

winners and losers in DeFi ‘risk curator’ reckoning

winners and losers in DeFi ‘risk curator’ reckoning

The post winners and losers in DeFi ‘risk curator’ reckoning appeared on BitcoinEthereumNews.com. Highly-leveraged yield farm Stream Finance halted withdrawals on Tuesday, disclosing the loss of $93 million worth of assets held by an “external fund manager.” The resulting depeg of Stream’s xUSD (currently down 88%) has led to concerns over the health of an interwoven ecosystem of similar high-yield vaults in the decentralized finance (DeFi) sector. The “risk curator” model of high-risk vaults offering yields of 18% on stablecoins, as was the case with Stream’s xUSD, has since come under harsh criticism. With “curators” taking a fee on withdrawals, their aim is to achieve higher yields to attract more deposits, while not exposing themselves to risk. Lots of these vaults billed themselves as delta-neutral strategies. However, the custom markets used to create leverage loops on DeFi lending platforms such as Euler and Morpho, have made unwinding the positions tricky in many cases. Reminder: hardcoded oracles mean in an impairment, you’re potentially riding it to zero. And potentially even if value isn’t quite zero. Hardcoded oracles = you are the junior tranche. You’re de facto back of the line in the credit stack. https://t.co/go2759V5TD — PaperImperium (@ImperiumPaper) November 6, 2025 Read more: DeFi projects under fire for inflated TVL and murky lending loops Ongoing 1 day ago Re7 Labs is accused of holding the funds hostage in illiquid markets, instead of recouping available on-chain liquidity. 1 day ago Monarch Lend developer Anton Cheng claims to have written a script for sniping withdrawals from fully utilized markets as liquidity becomes available. 8 hours ago Lista DAO calls on Re7 and MEV Capital to address these 100% utilization markets. 7 hours ago An update from Lista DAO appears to show that Re7 Labs intends to “facilitate the USDX market liquidation.” 5 hours ago The underlying collateral, Stables Labs’ USDX, depegs. The dust is still settling,…

Author: BitcoinEthereumNews

2025/11/07

Morpho Network (MORPHO) suffers service interruption as users face rendering issues

Morpho Network (MORPHO) suffers service interruption as users face rendering issues

The post Morpho Network (MORPHO) suffers service interruption as users face rendering issues appeared on BitcoinEthereumNews.com. Morpho faced a brief outage on Nov. 6, hitting indexers, backend systems, and the app UI. Core lending/borrowing stayed online, but users struggled to load dashboards and live data. Backend and indexers are restored, though frontend rendering remains impaired. As bears thrive amid broader market indecisiveness, decentralized lending protocol Morpho suffered a momentary service disruption today, November 6. According to the project’s status page, the event impacted backed systems, indexer performance, and application rendering, blocking user access to key features. While the outage didn’t suspend crucial borrowing and lending activity, Morpho users are facing challenges when viewing real-time data and loading dashboards. The team acted quickly to solve indexer and backend issues, but front-end rendering, which supports the user interface, remains down. Rendering still impaired after backend restoration Morpho developers stabilized address indexer delays and the backend system within hours after the incident. These two components are crucial in managing transaction data and feeding it into application layers. Nonetheless, the frontend rendering, responsible for showcasing protocol metrics and user data, continues to face outages. Users are either encountering blank pages or outdated info when navigating their lending positions. Most importantly, the incident didn’t impact funding or pending lending operations. It is an infrastructural issue not linked to security or smart contracts. About Morpho – an advanced DeFi platform Morpho Network establishes itself as a reliable, open, and efficient protocol that enables users to borrow assets or earn yield smoothly. Lenders can leverage the platform’s user-friendly, non-custodial vaults that optimize yield for depositors (automatically). On the other side, borrowers can access liquidity through Morpho Markets, where they can borrow assets without third parties. Furthermore, Morpho’s permissionless and flexible model permits businesses and developers to curate special vaults, build dApps using the protocol’s core architecture, and create advanced markets. The openness has…

Author: BitcoinEthereumNews

2025/11/07

Bitwise CIO Matt Hougan Reveals What Separates Good DATs from Bad

Bitwise CIO Matt Hougan Reveals What Separates Good DATs from Bad

TLDR Bitwise CIO Matt Hougan said only DATs executing complex crypto strategies deserve to trade at a market premium. He explained that most Digital Asset Treasuries now trade near their market net asset values after recent revaluations. Hougan stated that passive DATs holding crypto assets without innovation will likely trade below their underlying value. He [...] The post Bitwise CIO Matt Hougan Reveals What Separates Good DATs from Bad appeared first on CoinCentral.

Author: Coincentral

2025/11/07

Bitcoin-native yield protocol TeraHash taps ex-TRON lead to drive growth

Bitcoin-native yield protocol TeraHash taps ex-TRON lead to drive growth

Ex-TRON lead Hunter Rogers has joined Bitcoin-native yield platform TeraHash, aiming to drive further adoption of Bitcoin across the decentralized finance ecosystem. TeraHash announced Thursday, Nov. 6, that Rogers’ expertise, including in institutional partnerships, will be key to positioning the…

Author: Crypto.news

2025/11/06

5 High-ROI Cryptos for 2025 Investors—Ozak AI’s $4.17M Presale Surge Signals the Next 500× Opportunity

5 High-ROI Cryptos for 2025 Investors—Ozak AI’s $4.17M Presale Surge Signals the Next 500× Opportunity

The post 5 High-ROI Cryptos for 2025 Investors—Ozak AI’s $4.17M Presale Surge Signals the Next 500× Opportunity appeared on BitcoinEthereumNews.com. People keep talking about the crypto market these days. It feels like it’s picking up with fresh optimism and some real tech shifts. Investors are starting to move away from those wide-open speculative plays. They prefer tokens that bring actual real-world use and cutting-edge innovations. That often means blending blockchain with extra layers of smart features. Right now, five coins really catch the eye for 2025. Four of them are solid, established ones. The fifth is this new one that’s just starting to break through. All these picks line up for strong returns driven by practical utility. Avalanche (AVAX) Avalanche goes by AVAX. It trades around $20.55 these days. The market cap sits at about $8.77 billion. The 24–hour trading volume comes in near $585.35 million. This platform handles high throughput for smart contracts. It also pushes hard on cross-chain connections. That sets it up nicely for growth in DeFi and dApps. Looking ahead to 2025, the scalability and ability to work across chains give AVAX a lot of room to rise. Cardano (ADA) Cardano uses the ticker ADA. It prices out near $0.6784 right now. The market cap hovers around $24.32 billion. The 24-hour volume runs about eight hundred eighty million dollars. Derived from various sources. ADA builds on a research-focused setup. It has governance upgrades coming in the Voltaire phase.  Tron (TRX) TRON trades under TRX. It sits around $0.3000. The market cap nears $28.39 billion. The 24–hour trading volume is around $961.74 million. TRX plays a big part in issuing stablecoins. It handles high throughput for content and dApps, too. So the potential here feels less like a gamble and more tied to real foundations. It suits investors who want decent returns backed by actual use. Chainlink (LINK) Chainlink operates with the LINK token. It trades around…

Author: BitcoinEthereumNews

2025/11/06

Elixir: Redemptions for 80% of deUSD holders have been completed in the past 48 hours.

Elixir: Redemptions for 80% of deUSD holders have been completed in the past 48 hours.

PANews reported on November 6th that Elixir announced on its X platform that it has successfully redeemed 80% of deUSD holders (excluding Stream) in the past 48 hours. Currently, Stream holds approximately 90% of the deUSD supply (approximately $75 million), while Elixir holds a similar proportion of the remaining collateral through Morpho loans provided to Stream. The remaining deUSD and sdeUSD holders can redeem their holdings at a price of $1. To protect the rights of these holders and avoid the risk of Stream liquidating deUSD before repaying its loans, Elixir has taken a snapshot of the balances of all relevant holders. The redemption claim page will go live later today, at which time holders can claim USDC. For this purpose, the minting and redemption infrastructure has been suspended, and deUSD will be gradually phased out of the market. Affected AMM pools or lending market LPs can claim the full value of their positions. Given that Stream accounts for over 99% of the lending positions and has decided not to repay or to liquidate them, Elixir will share repayment funds with partners such as Euler, Morpho, and Compound to liquidate these positions, and firmly believes that a 1:1 repayment can be achieved. Detailed information on the application page will be released later.

Author: PANews

2025/11/06

Ethereum Price Prediction: ETH Stuck in Tight Range as Mutuum Finance (MUTM) Presale Stage 6 Enters Final Stretch

Ethereum Price Prediction: ETH Stuck in Tight Range as Mutuum Finance (MUTM) Presale Stage 6 Enters Final Stretch

The price of Ethereum (ETH) seems to be range-bound as the asset is struggling to move past the resistance price of $4,000. Nevertheless, this is a positive trend as ETH is well above the key support levels; however, the current momentum is not that attractive as a result of the resistance posed by the 20-day […]

Author: Cryptopolitan

2025/11/06

Bitcoin Hyper Aims to Change This

Bitcoin Hyper Aims to Change This

The post Bitcoin Hyper Aims to Change This appeared on BitcoinEthereumNews.com. Crypto Presales Takeaways: Ethereum’s ecosystem set a 24K TPS record this week, proving rollups can deliver instant-grade UX while the base layer focuses on security and settlement. Bitcoin’s base layer, meanwhile, remains throughput-limited, which pushes users to faster rails. That gap creates a clear commercial opening for Bitcoin-anchored scaling. Bitcoin Hyper ($HYPER) proposes high-speed execution with Bitcoin settlement, targeting DeFi and other Web3 use cases while keeping $BTC at the center of the flow. The $HYPER presale has raised $26M+, with the token going for $0.013225 and 45% APY staking rewards. Incentives appear early-stage, but traction suggests strong market interest. The throughput race just shifted up a gear. As recent stats show, Ethereum’s broader ecosystem briefly clocked 24,192 transactions per second after a fresh wave of Layer 2 (L2) activity. Those recent Ethereum blockchain figures come from scaling rails and high-speed execution, and this new record lands like a marker for what’s possible when rollups do the heavy lifting. It also sharpens an old contrast. Bitcoin remains secure and battle-tested, but it still pushes only modest base-layer throughput. That gap frames today’s market narrative in an important way. Fees and latency shape user behavior and shift market expectations. When blockspace is tight, users flock to the cheapest and fastest pipes, and liquidity follows. That’s been Ethereum’s playbook since the beginning, and the narrative continues in 2025, with rollups absorbing demand and setting new TPS highs. For traders watching rotations, this is a signal. Utility is winning five feet at a time, and speed is utility’s front door. Source: growthepie This brings Bitcoin into focus. The oldest chain commands unmatched brand and security, yet everyday payments and high-frequency apps still detour elsewhere. That mismatch is a commercial opportunity disguised as a technical constraint. Builders are now racing to bolt scalable execution…

Author: BitcoinEthereumNews

2025/11/06

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