Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15473 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Bitcoin Hyper Presale Rockets Past $25.6M — Could It Be Crypto’s Next Breakout Star?

Bitcoin Hyper Presale Rockets Past $25.6M — Could It Be Crypto’s Next Breakout Star?

The post Bitcoin Hyper Presale Rockets Past $25.6M — Could It Be Crypto’s Next Breakout Star? appeared on BitcoinEthereumNews.com. What to Know: Easing US-China trade tensions, coupled with potential institutional inflows, signal a positive November outlook for Bitcoin. As the macroeconomic tailwinds ignite investor optimism, Bitcoin Hyper – a Layer 2 solution emerges as the one of the next 100x cryptos as it aims to bring speed, scalability, and innovation to Bitcoin’s Layer 1. The project has already raised $25.6M in its presale, signaling the growing investor conviction in its long-term potential. Early buyers expect a 553% upside if price predictions hold true. Despite Bitcoin’s Uptober buzz that made rounds earlier last month, the coin’s performance was disappointing. The US-China trade tensions triggered a massive market crash on October 10th, and $BTC, which had touched an ATH of $126K dipped to $103K within a week. However, true to its well-known resilience, Bitcoin was among the first to rebound, consolidating near $110K. Then came the Fed’s 25 bps rate cut, which caused $BTC to slip slightly again – but traders aren’t too concerned, as $BTC dips following FOMC meetings have historically been followed by rallies. That said, the trade tensions between the US and China have also eased with President Trump and President Xi agreeing on a trade framework in a face-to-face meeting in Busan. The market absorbed the news and reacted positively, pushing $BTC up modestly to $111K. As of press time, $BTC trades at $107K. That said, optimism remains high among Bitcoin holders this November. With Strategy’s Saylor hinting at a potential $BTC buy soon, traders expect fresh institutional inflows to put crypto back in the driver’s seat this November. Simultaneously, investors are looking for emerging altcoins with strong upside to ride Bitcoin’s next bull run. Bitcoin Hyper ($HYPER) – a Layer 2 project in the making – aims to revitalize Bitcoin’s aging network with speed, scalability, and…

Author: BitcoinEthereumNews
Crypto Market 2025: BullZilla Takes the Spotlight as the Top Crypto Presale in 2025  While Chainlink and Sui Stall

Crypto Market 2025: BullZilla Takes the Spotlight as the Top Crypto Presale in 2025 While Chainlink and Sui Stall

Ever started a speech with a joke? “Why did the blockchain go to the Halloween party? To show off its […] The post Crypto Market 2025: BullZilla Takes the Spotlight as the Top Crypto Presale in 2025 While Chainlink and Sui Stall appeared first on Coindoo.

Author: Coindoo
Arbitrum Silently Overtakes Layer 2 Competition With $8.8 Billion Inflows

Arbitrum Silently Overtakes Layer 2 Competition With $8.8 Billion Inflows

There is a silent juggernaut gobbling up capital in the world of Ethereum Layer 2s, and it’s called Arbitrum. This month, Arbitrum pulled in a jaw-dropping $8.8 billion in net inflow, smashing its previous high from early 2024 and sending a clear message that capital is rotating rapidly to where real infrastructure and low-fee DeFi is available. That isn’t all: $173.8 million of that haul moved directly from the Ethereum mainnet, reinforcing that users are no longer just testing but fully migrating significant assets off Layer 1. Protocol-level usage backs up the headline numbers. Morpho, a major lending and borrowing project, has achieved $485 million in total value locked, while Silo claims another $113 million for its siloed asset markets. This is not hype. There are no massive marketing spends or relentless shilling. Instead, the story is one of “quiet capital rotation” as whales and DeFi power users bring their bags to an L2 with $4.7 billion in stablecoins and a maturing stack of protocols to match any on chain. Despite these record inflows and infrastructure maturation, the arb token remains remarkably flat at $0.50. This is a striking parallel to earlier moments in Ethereum’s growth when the fundamental builders ate up real estate while speculators and newcomers slept on actual progress. Arbitrum now absorbs 35% of Ethereum’s net outflows, cementing its status as the core growth engine for the entire Layer 2 ecosystem. If the rest of the market catches on, it could cause a stampede. With billions in user liquidity, robust protocol adoption and strong revenue potential, Arbitrum is quietly building a foundation that will be hard for rival L2s to match. The market might be snoozing on the ARB token, but the money is wide awake and pouring in. This is how multi-billion dollar DeFi platforms are born. The story is being written not in hype cycles or wild airdrop speculations, but in the relentless migration of real capital to where the rails actually work and the infrastructure quietly prints fee revenue. Arbitrum Silently Overtakes Layer 2 Competition With $8.8 Billion Inflows was originally published in Coinmonks on Medium, where people are continuing the conversation by highlighting and responding to this story

Author: Medium
PBOC sets USD/CNY reference rate at 7.0867 vs. 7.0880 previous

PBOC sets USD/CNY reference rate at 7.0867 vs. 7.0880 previous

The post PBOC sets USD/CNY reference rate at 7.0867 vs. 7.0880 previous appeared on BitcoinEthereumNews.com. On Monday, the People’s Bank of China (PBOC) set the USD/CNY central rate for the trading session ahead at 7.0867 compared to the Friday’s fix of 7.0880 and 7.1171 Reuters estimate. PBOC FAQs The primary monetary policy objectives of the People’s Bank of China (PBoC) are to safeguard price stability, including exchange rate stability, and promote economic growth. China’s central bank also aims to implement financial reforms, such as opening and developing the financial market. The PBoC is owned by the state of the People’s Republic of China (PRC), so it is not considered an autonomous institution. The Chinese Communist Party (CCP) Committee Secretary, nominated by the Chairman of the State Council, has a key influence on the PBoC’s management and direction, not the governor. However, Mr. Pan Gongsheng currently holds both of these posts. Unlike the Western economies, the PBoC uses a broader set of monetary policy instruments to achieve its objectives. The primary tools include a seven-day Reverse Repo Rate (RRR), Medium-term Lending Facility (MLF), foreign exchange interventions and Reserve Requirement Ratio (RRR). However, The Loan Prime Rate (LPR) is China’s benchmark interest rate. Changes to the LPR directly influence the rates that need to be paid in the market for loans and mortgages and the interest paid on savings. By changing the LPR, China’s central bank can also influence the exchange rates of the Chinese Renminbi. Yes, China has 19 private banks – a small fraction of the financial system. The largest private banks are digital lenders WeBank and MYbank, which are backed by tech giants Tencent and Ant Group, per The Straits Times. In 2014, China allowed domestic lenders fully capitalized by private funds to operate in the state-dominated financial sector. Source: https://www.fxstreet.com/news/pboc-sets-usd-cny-reference-rate-at-70867-vs-70880-previous-202511030115

Author: BitcoinEthereumNews
AlphaPepe Outshines Ethereum Amid Market Volatility

AlphaPepe Outshines Ethereum Amid Market Volatility

The post AlphaPepe Outshines Ethereum Amid Market Volatility appeared on BitcoinEthereumNews.com. Crypto News As crypto markets experience renewed volatility, Ethereum (ETH) — long regarded as the backbone of decentralized finance — continues to hold its ground around the $3,900–$4,000 range. Despite maintaining strong fundamentals, Ethereum’s price action has slowed, leaving investors searching for new high-momentum opportunities. Enter AlphaPepe (ALPE) — a fast-rising presale project built on the BNB Chain that’s capturing attention for its unique blend of meme-driven energy, audited transparency, and early-stage engagement. While Ethereum remains a cornerstone of the crypto ecosystem, AlphaPepe is quickly establishing itself as the best crypto to buy now, especially for investors seeking early growth potential in an unpredictable market. Ethereum Holds Steady but Faces Growth Limitations Ethereum continues to be one of the most trusted and adopted blockchain networks, powering everything from NFTs to DeFi applications. Its long-term fundamentals are unshakable: staking participation is increasing, Layer-2 scaling is improving, and developer activity remains among the highest in the industry. Still, Ethereum’s short-term performance reflects its maturity. Trading near $4,000, ETH has reached a phase where its growth is slower and largely dependent on macro conditions, network upgrades, and institutional inflows. While analysts expect Ethereum to reclaim and surpass its previous highs, its upside potential now unfolds over longer timeframes. This slower pace is why some investors are turning to smaller, more agile projects with tangible mechanics and real-time community engagement — and AlphaPepe has become a leading example of that shift. AlphaPepe: A New Kind of Presale Success AlphaPepe has emerged as a standout performer in the presale landscape, blending the viral appeal of meme culture with serious investor protections and live utility. It’s not a speculative concept — it’s an operational presale that’s already delivering value before its official exchange debut. At its current presale price of $0.00722, AlphaPepe gives investors a ground-floor…

Author: BitcoinEthereumNews
Best Crypto to Buy Now: AlphaPepe Outshines Ethereum Amid Market Volatility

Best Crypto to Buy Now: AlphaPepe Outshines Ethereum Amid Market Volatility

Despite maintaining strong fundamentals, Ethereum’s price action has slowed, leaving investors searching for new high-momentum opportunities. Enter AlphaPepe (ALPE) — […] The post Best Crypto to Buy Now: AlphaPepe Outshines Ethereum Amid Market Volatility appeared first on Coindoo.

Author: Coindoo
UK Trade Deals May Fall Short for Small Businesses, BCC Survey Indicates

UK Trade Deals May Fall Short for Small Businesses, BCC Survey Indicates

The post UK Trade Deals May Fall Short for Small Businesses, BCC Survey Indicates appeared on BitcoinEthereumNews.com. COINOTAG recommends • Exchange signup 💹 Trade with pro tools Fast execution, robust charts, clean risk controls. 👉 Open account → COINOTAG recommends • Exchange signup 🚀 Smooth orders, clear control Advanced order types and market depth in one view. 👉 Create account → COINOTAG recommends • Exchange signup 📈 Clarity in volatile markets Plan entries & exits, manage positions with discipline. 👉 Sign up → COINOTAG recommends • Exchange signup ⚡ Speed, depth, reliability Execute confidently when timing matters. 👉 Open account → COINOTAG recommends • Exchange signup 🧭 A focused workflow for traders Alerts, watchlists, and a repeatable process. 👉 Get started → COINOTAG recommends • Exchange signup ✅ Data‑driven decisions Focus on process—not noise. 👉 Sign up → UK trade deals do not significantly benefit small businesses, according to a British Chambers of Commerce survey of over 4,600 firms. Most SMEs with fewer than 10 employees report limited export engagement, while larger companies see growth. Enhanced support for small exporters is essential to realize trade potential and boost GDP. 84% of small firms with 10 or fewer employees receive too few export orders or rarely trade internationally. Larger businesses with 250+ employees report 42% growth in exports, highlighting a widening gap. Post-Brexit, UK exports to the EU have dropped nearly 30%, with over 16,000 small enterprises ceasing EU trade, per World Trade Organization data. Discover how UK trade deals are failing small businesses in 2025. BCC survey reveals SME export struggles amid new agreements with Australia and Japan. Learn expert calls for support and digital solutions to unlock growth. What Impact Do UK Trade Deals Have on Small Businesses? UK trade deals have limited positive effects on small businesses, as revealed by a comprehensive British Chambers of Commerce survey. The study of 4,638 firms, predominantly SMEs, shows…

Author: BitcoinEthereumNews
UK SMEs struggle to cash in on trade deals

UK SMEs struggle to cash in on trade deals

Most small UK businesses aren’t benefiting from new trade deals, a BCC survey has found.

Author: Cryptopolitan
Cautious Calm Returns to BTC Markets as Traders Rebuild Risk

Cautious Calm Returns to BTC Markets as Traders Rebuild Risk

The post Cautious Calm Returns to BTC Markets as Traders Rebuild Risk appeared on BitcoinEthereumNews.com. Good Morning, Asia. Here’s what’s making news in the markets: Welcome to Asia Morning Briefing, a daily summary of top stories during U.S. hours and an overview of market moves and analysis. For a detailed overview of U.S. markets, see CoinDesk’s Crypto Daybook Americas. Bitcoin BTC$109,446.77 is trading above $110,000, and Ether is at $3,880 as Hong Kong begins its business week. Both major digital assets are down significantly in the last 30 days, with BTC in the red by 10% and ETH 14% as traders continue to consolidate positions. In a note, market maker FlowDesk said that its clients have mostly paused adding new risk after last week’s Federal Reserve meeting, with flows dominated by short-term trading strategies and portfolio rebalancing. Still, they wrote in the note, traders showed net buying in BTC, HYPE, and SYRUP, tokens supported by cashflow or buyback narratives, even as Solana-linked assets lagged alongside a rise in Bitcoin dominance to roughly 60%. FlowDesk wrote that many traders now appear underexposed if the market rebounds, suggesting cleaner positioning after earlier deleveraging. In the derivatives market, however, fear remains the prevailing mood. Roughly $155 million in crypto derivatives were liquidated over the past 24 hours, according to CoinGlass data, with $97 million in long positions and $58 million in shorts wiped out. The pattern suggests a moderate flush of overleveraged longs rather than broad panic selling, as funding rates and borrowing costs continue to normalize. FlowDesk observed elevated put skew and lingering caution despite calmer volatility, while call selling and put buying dominated both BTC and ETH options. Cheap risk reversals could appeal if spot markets stabilize, FlowDesk wrote, with volatility likely to drift lower into year-end. On the credit side, borrowing demand for altcoins remains strong as traders exploit negative funding and hedge locked tokens,…

Author: BitcoinEthereumNews
How Fintechs and Neobanks Are Fueling the Future of Stablecoin Adoption

How Fintechs and Neobanks Are Fueling the Future of Stablecoin Adoption

As stablecoins solidify their role within the evolving landscape of cryptocurrency and blockchain adoption, a new wave of fintech companies and neobanks are leading the charge. With recent legislative developments like the GENIUS Act, these emerging financial institutions are integrating stablecoins into their product suites to expand financial inclusion, enhance cross-border payments, and create new [...]

Author: Crypto Breaking News