Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15418 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Historic $20B Altcoin Liquidation Meets La Culex Surge: Why This Mosquito Coin Beats Chainlink & Polygon, Top Altcoins to Invest in 2025

Historic $20B Altcoin Liquidation Meets La Culex Surge: Why This Mosquito Coin Beats Chainlink & Polygon, Top Altcoins to Invest in 2025

Ever wondered why mosquitoes are the ultimate financial advisors? They always find a way to stake a claim, bite off just the right piece, and swarm together for maximum impact. In the world of top altcoins to invest in 2025, these little financial “pests” are no joke, they can deliver massive opportunities if you know […] The post Historic $20B Altcoin Liquidation Meets La Culex Surge: Why This Mosquito Coin Beats Chainlink & Polygon, Top Altcoins to Invest in 2025 appeared first on Live Bitcoin News.

Author: LiveBitcoinNews
Bessent and Hagerty Push FDIC Overhaul to Boost Community Bank Strength

Bessent and Hagerty Push FDIC Overhaul to Boost Community Bank Strength

TLDR: Treasury Secretary Scott Bessent and Senator Hagerty urge FDIC reform to protect community banks from collapse. Community banks have lost 45% of their numbers since 2010, shrinking their share of U.S. loans and assets. The Dodd-Frank Act entrenched big banks, creating an uneven playing field for small and mid-sized lenders. Raising FDIC limits could [...] The post Bessent and Hagerty Push FDIC Overhaul to Boost Community Bank Strength appeared first on Blockonomi.

Author: Blockonomi
Canada’s stablecoin rules; Aussie VASPs flag gaps in proposed law

Canada’s stablecoin rules; Aussie VASPs flag gaps in proposed law

The post Canada’s stablecoin rules; Aussie VASPs flag gaps in proposed law appeared on BitcoinEthereumNews.com. Homepage > News > Finance > Canada’s stablecoin rules; Aussie VASPs flag gaps in proposed law Canada is working on new stablecoin laws, and the government is expected to present the proposed framework within the next week, sources familiar with the matter have revealed. In Australia, local digital asset companies have welcomed a proposed regulatory framework but have demanded that the government provide clarity on certain critical provisions. Canada follows the US in regulating stablecoin Canadian government officials have been consulting with policymakers, regulatory agencies, and digital currency industry leaders for weeks over new stablecoin laws, sources within the government told Bloomberg. The officials are expected to unveil some of their proposals on the budget documents to be presented by Minister François-Philippe Champagne on Tuesday, November 4. Canada’s stablecoin rush comes at a time when the U.S. has set the pace for global regulators with the passing of the GENIUS Act, a comprehensive framework that has sparked a surge in stablecoin adoption, especially in mainstream circles. Since its passage, some of the world’s largest tech and financial companies—from JPMorgan (NASDAQ: JPM) and Citi (NASDAQ: C) to Amazon (NASDAQ: AMZN) and Walmart (NASDAQ: WMT)—have announced plans for proprietary stablecoins. This rapid growth has cemented the dominance of the U.S. dollar as the default peg for global stablecoins. Today, USD tokens account for 99% of the $316 billion stablecoin market cap. These tokens are backed by U.S. Treasury bills, creating a rising demand for U.S. debt. According to data from the U.S. Treasury, stablecoin issuers hold more Treasury bills than South Korea, Saudi Arabia, and Germany. For Canada, the dominance of the greenback increases the risk of capital flight to the U.S., says John Ruffolo, the vice chairman of the Council of Canadian Innovators. According to Ruffolo, Canadians will continue to purchase…

Author: BitcoinEthereumNews
Chainlink Integration Paves the Way for TON’s Cross-Chain DeFi Expansion

Chainlink Integration Paves the Way for TON’s Cross-Chain DeFi Expansion

Chainlink, the world-leading decentralized oracle network, has made a significant announcement about the extension of the Cross-Chain Interoperability Protocol (CCIP) and Data Streams to the TON network. This inclusion enables the Toncoin and other assets that support the Cross-Chain Interoperability Protocol to flow between multiple blockchains. TON Becomes a Cross-Chain Hub with Chainlink Infrastructure Now, […]

Author: Tronweekly
Mutuum Finance (MUTM) Price Projection: A Logical Breakdown of Future Scenarios As Presale Phase 6 Nears Sell Out

Mutuum Finance (MUTM) Price Projection: A Logical Breakdown of Future Scenarios As Presale Phase 6 Nears Sell Out

Analysts have tracked Mutuum Finance (MUTM) through its presale, where Phase 6 has reached 80% allocation at $0.035 per token, signaling urgent entry for those eyeing the best crypto to buy now. Funds raised have hit $18,200,000, with 17,550 holders already onboard since the campaign started in 2025. This momentum builds as Phase 6 sells [...] The post Mutuum Finance (MUTM) Price Projection: A Logical Breakdown of Future Scenarios As Presale Phase 6 Nears Sell Out appeared first on Blockonomi.

Author: Blockonomi
Steak ’n Shake And Fold Launch $5 Bitcoin Burger

Steak ’n Shake And Fold Launch $5 Bitcoin Burger

The post Steak ’n Shake And Fold Launch $5 Bitcoin Burger appeared on BitcoinEthereumNews.com. Fold Holdings (NASDAQ: FLD), the bitcoin rewards company known for letting users earn sats on everyday purchases, has teamed up with iconic fast-food chain Steak ’n Shake for a limited-time promotion that lets customers earn $5 in bitcoin with their meal. Starting today, Steak ’n Shake diners who order a Bitcoin Meal or Bitcoin Steakburger at one of the 1,200+ participating Steak ’n Shake locations can visit bitcoinmealdeal.com, upload their receipt, and receive a code redeemable for $5 in bitcoin through the Fold app.  Once the Fold app is downloaded and activated, the reward is instantly credited. The partnership marks the first time a U.S. restaurant chain has paired a menu item with bitcoin rewards, blending food, finance, and pop culture in a single bite. Even the bun carries a message: it’s stamped with a Bitcoin logo, a subtle but unmistakable symbol of how far the orange coin has traveled into mainstream consciousness. “Bitcoin goes mainstream when it starts showing up in everyday life,” said Fold Chairman and CEO Will Reeves in a note to Bitcoin Magazine. “That’s been our vision from the beginning, and our promotion with Steak ’n Shake is the next step in that journey. For many people, this will be the first time they ever own bitcoin — and it’ll come from something as ordinary as grabbing a burger.” Steak ‘n Shake loves bitcoin For Steak ’n Shake, the partnership deepens its ongoing relationship with the Bitcoin community.  Earlier this year, the 90-year-old chain rolled out Lightning Network payments across all U.S. locations, allowing customers to pay for meals using bitcoin with instant, low-fee transactions.  The company even sparked headlines when it publicly scrapped plans to accept Ethereum, declaring its “allegiance” to Bitcoiners. Now, it’s taking that loyalty a step further. “Steak ’n Shake has never…

Author: BitcoinEthereumNews
Project 0 Guide: How to Earn Enhanced Yield from the Solana-based Protocol

Project 0 Guide: How to Earn Enhanced Yield from the Solana-based Protocol

The decentralized finance (DeFi) ecosystem on Solana is heating up. There are over $11 billion worth of assets locked across various protocols, presenting numerous opportunities for investors.  In this guide, we examine Project 0, a DeFi protocol that identifies itself as a “prime broker.” First, we aim to explain in simple terms what the project does, and then we examine the various strategies you can deploy on the platform. The goal is to amplify your DeFi yield while reducing risk. Note, however, that just like every other form of investing, it is best to manage risk effectively and put in only what you can afford to lose. What is Project 0? Project 0 is a DeFi protocol built on the Solana network. If you are familiar with Aave, Compound, or Kamino (on Solana), you already have a basic understanding of how Project 0 works. However, the platform is much more than a place where you can deposit cryptocurrency to earn interest or use it as collateral to borrow. It offers many more capabilities, which we will learn about later in this article. Project 0 labels itself a “prime broker.” In the traditional world, a prime broker offers a straightforward interface for experienced investors and traders to capitalize on market opportunities. They can buy, sell, use leverage, and manage risks all from a single platform.  To get started with Project 0, set up a Solana wallet such as Phantom or Jupiter. Fund it with some SOL and head over to the Project 0 website. You can then deposit SOL on the platform to earn yield. Alternatively, you can assess all the assets supported on the platform, convert some SOL to your preferred asset, and then come back to deposit them on Project 0.  Strategies to Use On Project 0 Earning Yield The simplest thing to do on Project 0 is deposit assets to earn yield. At the time of writing, the platform supports a wide range of Solana-based assets, including Blue Chips, Stablecoins, Bitcoin, Governance Tokens, and Memecoins.  For each asset, you will find the annual percentage yield (APY), weight (the percentage of your deposit you can borrow), and the total deposits in the pool. To begin, connect your Solana wallet, select an asset, and click the SUPPLY button on the lending venue of your choice. Complete the deposit, and your crypto will automatically begin accruing yield. You can view the total amount of your deposits directly from the Portfolio tab. Borrow Against Your Assets Most of the support assets on Project 0 have collateral value. This means that you can borrow against them. For instance, if you deposit $100 worth of SOL on the platform, you can borrow USDC or any other stablecoin. Go to the Unified Borrow tab after depositing your asset, and pick the asset you want to borrow. Borrowing against your assets is a basic form of crypto lending that comes in handy if you hold some crypto and need a cash flow to meet everyday needs, without wanting to sell your coins because you believe the price will increase further. This strategy can also be used to improve your leverage on an asset, as we’d discuss in the next step. Going Leverage Long  Building on the last step, going long involves using the stablecoin (or any asset) that you have borrowed to purchase additional cryptocurrency. In this case, you assume that the price of the cryptocurrency, for example, SOL, will keep going up within your expected timeframe.  Hence, you can take the following steps (amounts used in the examples are simply for the purpose of examples; you can use any amount you can afford): Deposit $1,000 worth of SOL, and then borrow $500 worth of $CASH (Phantom-backed stablecoin).  Use the $CASH to buy $50 worth of SOL on Jupiter or any other Solana-based DEX. Add the purchased amount back to your SOL deposit on Project 0. Doing so increases your borrowing capacity, and you can borrow an additional amount and repeat the step (adding leverage)  until you have as much SOL as your position can safely accommodate. Of course, several factors must also be taken into account. Remember that you will pay interest on the borrowed $CASH. Hence, you must be confident that Solana (SOL) will rise enough to cover your interest rate and earn you a good profit. Also, keep an eye on your Account Health while borrowing.  Do not borrow so much that your portfolio comes under risk when the price of SOL drops slightly. The higher your account health figure, the safer your position; therefore, aim to maintain a healthy position by using leverage sensibly. Going Leverage Short Going short involves depositing a stablecoin or any other supported asset as collateral on Project 0. Stablecoins are preferred since they lower your chances of liquidation. Let’s take, for example, that you’ve made a deposit of $500 worth of USDC, and you think the price of BTC will go down.  Here are the steps to take. Borrow $300 worth of WBTC or any other wrapped Bitcoin version supported by Project 0. Assuming a Bitcoin price of $100,000, $300 worth of WBTC would be equivalent to 0.003 WBTC. Next, you go to Jupiter or any DEX of your choice and sell the borrowed WBTC  for USDC. You can then add the USDC back to your Project 0 USDC deposit to boost your yield while waiting for your prediction to play out.  Note that the borrowed bitcoin loan is denominated in bitcoin. So, let’s assume your prediction comes true, and BTC drops to $90,000; you can then buy back 0.003 WBTC on the open market for $270. Use the WBTC to repay your loan on Project 0 and pocket the extra $30 profit (minus trading fees). Note that you can repeat step 2 above to increase your leverage, i.e., depositing USDC to borrow additional BTC for market sell, with the hope that the price will decrease.  However, suppose the price of BTC goes against your prediction. In that case, you will need to buy BTC at a higher price to repay your loan, or risk being liquidated when the value of your borrowed amount equals the deposited USDC collateral. Hence, practice good risk management and always maintain good Account Health. Looping Stablecoins  You can amplify your stablecoin or SOL yield by using the Loop feature on Project. The idea behind looping is that you can borrow more coins than you initially deposited on the platform and then earn interest on the borrowed amount as well.  For example, if you deposit $100 worth of USDC, you can open a loop investment that uses a 2x leverage on another stablecoin, such as $CASH. What happens is that Project 0 would lend you $200 worth of CASH and use it to buy more USDC for you. For the sake of simplification, that would be an additional $200 USDC deposited in the protocol.  The result is that you now have $300 worth of USDC deposits earning interest, even though you originally had $100. You earn more interest this way, and can exit the loop at any time by withdrawing USDC from Project 0, swapping back to CASH via Jupiter, and then repaying your loan.  If you allow this strategy to run for some time, you would earn more interest than you initially would have if you simply deposited $100. Note that the interest rate being paid on the asset you are borrowing for the looped position should be less than what is being earned on your deposit. If at any time the interest rate you are paying exceeds the earned amount, it is best to close the loop and explore another opportunity. Looping SOL If you understand the concept of looping stablecoins, then applying the same concept to SOL is similar. Project 0 supports a wide range of liquid-staked SOL, including LST, MSOL, BSOL, and JitoSOL.  You can choose to deposit MSOL and then use it as collateral to loop SOL with a 2x leverage, for example. What happens is that Project 0 converts the borrowed SOL to MSOL and adds it to your deposited position. So, you earn more than you would have if you simply deposited MSOL or even SOL. Meanwhile, since MSOL has a higher APY than the amount paid on the borrowed SOL, your yield then becomes the difference between the interest paid and what you earn on the MSOL deposit. At the time of writing, MSOL offers a 9.7% yield while SOL borrowing costs 6.80%. The same applies to most of the SOL LSTs on the platform, making it a low-hanging fruit for investors.  Cross-Platform Lending Cross-platform lending would be the primary feature that distinguishes Project 0 from other lending venues on Solana and other networks. This feature (currently available to a select group of power users) enables you to deposit assets into various Solana-based protocols from a single interface.  For example, you can have deposits in Kamino, Jupiter Lend, and Drift Protocol, and manage them all from a single interface.  At the same time, you can use your combined deposits as collateral to borrow funds, as opposed to going on each platform to manage your positions individually. Such an approach gives investors access to more liquidity and unlocks easier management, just as using a “prime broker.”  Please note that to maximize the cross-lending feature, you must make the deposit directly on Project 0. If you deposit the asset directly on Jupiter Lend or any other platform, it will not be counted toward your portfolio balance on Project 0. Conclusion Project 0 brings a unique offering to the fast-growing world of DeFi. While the platform is in its early years, the promise of delivering tools and functionalities that were previously only available to sophisticated users is noteworthy. There are currently a range of strategies for users to explore, with many more to come in the near future. Still, only time will reveal whether the product finds market fit and provides the expected experience to Solana investors. The post Project 0 Guide: How to Earn Enhanced Yield from the Solana-based Protocol appeared first on CoinTab News.

Author: Coinstats
Best Cryptocurrency Under $0.75? Analysts Say This New Crypto Coin Could Explode Soon

Best Cryptocurrency Under $0.75? Analysts Say This New Crypto Coin Could Explode Soon

The post Best Cryptocurrency Under $0.75? Analysts Say This New Crypto Coin Could Explode Soon appeared first on Coinpedia Fintech News Every bull market has its breakout story, and according to many in the crypto space, that story for 2025 could belong to Mutuum Finance (MUTM). Priced at just $0.035 in its ongoing presale, the token is catching the attention of investors searching for the best cryptocurrency under $0.75 with strong long-term upside potential. As the …

Author: CoinPedia
Riot Platforms Reports Record $104M Profit in Q3 2025

Riot Platforms Reports Record $104M Profit in Q3 2025

The post Riot Platforms Reports Record $104M Profit in Q3 2025 appeared on BitcoinEthereumNews.com. Riot Platforms has announced record-breaking financial results for the third quarter of 2025, reporting a net profit of $104.5 million. The result offset earlier losses and marked one of the strongest quarters in the company’s history. According to a report published on October 30, 2025, Riot’s revenue soared to $180.2 million, more than doubling from $84.8 million during the same period last year. The primary driver behind this surge was a sharp increase in Bitcoin mining revenue, which reached $93.3 million. During the quarter, Riot mined 1,406 BTC, up 27% from Q3 2024, underscoring its growing efficiency and scale in the competitive mining sector. Riot Platforms, Inc. — Bitcoin Holdings Over Time. Source: bitcointreasuries.net Rising Costs and Expanding Infrastructure The company reported that its average cost of mining, excluding depreciation, climbed to $46,324 per Bitcoin, compared with $35,376 last year. Riot attributed part of the increase to a 52% rise in global network hashrate, which drove up overall costs, though energy credits helped offset the impact. Riot Platforms, Inc. (RIOT) Stock Price. Source: Yahoo Finance CEO Jason Les highlighted that Riot is channeling profits into strategic data center expansion — including the 112 MW Corsicana campus, designed to host both Bitcoin mining and high-performance computing (HPC) for artificial intelligence workloads. Les said the company is aiming to become a “multi-service data center operator”, blending blockchain and AI infrastructure. Earlier in 2025, Riot posted a net loss of $76.9 million due to heavy capital investments in infrastructure and equipment. However, the company ended Q3 with a solid cash position and strong Bitcoin reserves, signaling a robust turnaround. Nearly 20,000 BTC in Holdings Riot currently holds around 20,000 BTC, valued at over $2 billion at current market prices. This makes Riot the second-largest Bitcoin holder among mining firms and the seventh-largest among…

Author: BitcoinEthereumNews
Riot Platforms Delivers Record $104 Million Profit in Q3 2025

Riot Platforms Delivers Record $104 Million Profit in Q3 2025

Riot Platforms has announced record-breaking financial results for the third quarter of 2025, reporting a net profit of $104.5 million. The result offset earlier losses and marked one of the strongest quarters in the company’s history.According to a report published on October 30, 2025, Riot’s revenue soared to $180.2 million, more than doubling from $84.8 million during the same period last year. The primary driver behind this surge was a sharp increase in Bitcoin mining revenue, which reached $93.3 million.During the quarter, Riot mined 1,406 BTC, up 27% from Q3 2024, underscoring its growing efficiency and scale in the competitive mining sector.Rising Costs and Expanding InfrastructureThe company reported that its average cost of mining, excluding depreciation, climbed to $46,324 per Bitcoin, compared with $35,376 last year. Riot attributed part of the increase to a 52% rise in global network hashrate, which drove up overall costs, though energy credits helped offset the impact.CEO Jason Les highlighted that Riot is channeling profits into strategic data center expansion — including the 112 MW Corsicana campus, designed to host both Bitcoin mining and high-performance computing (HPC) for artificial intelligence workloads. Les said the company is aiming to become a “multi-service data center operator”, blending blockchain and AI infrastructure.Earlier in 2025, Riot posted a net loss of $76.9 million due to heavy capital investments in infrastructure and equipment. However, the company ended Q3 with a solid cash position and strong Bitcoin reserves, signaling a robust turnaround.Nearly 20,000 BTC in HoldingsRiot currently holds around 20,000 BTC, valued at over $2 billion at current market prices. This makes Riot the second-largest Bitcoin holder among mining firms and the seventh-largest among all public companies.Industry reports earlier this year noted that Bitcoin miners’ total debts rose by 500% over the past year, reaching nearly $13 billion — but Riot’s profitable rebound and growing reserves may set it apart from competitors heading into 2026.

Author: Coinstats