Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15375 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Crypto Experts Highlight LivLive ($LIVE) as 2025’s Best Utility Presale Ahead of Cardano and Stellar

Crypto Experts Highlight LivLive ($LIVE) as 2025’s Best Utility Presale Ahead of Cardano and Stellar

That’s the power fueling LivLive ($LIVE), a project turning daily actions into crypto earnings through a mix of blockchain, AI, […] The post Crypto Experts Highlight LivLive ($LIVE) as 2025’s Best Utility Presale Ahead of Cardano and Stellar appeared first on Coindoo.

Author: Coindoo
Top 5 Best Crypto Presales of 2025: LivLive ($LIVE) Ignites a Final Rush as the SPOOKY40 Bonus Nears Its End

Top 5 Best Crypto Presales of 2025: LivLive ($LIVE) Ignites a Final Rush as the SPOOKY40 Bonus Nears Its End

LivLive leads 2025 crypto presales by turning real life actions into rewards. With gamified check-ins, reviews and events, users earn $LIVE as adoption accelerates.

Author: Blockchainreporter
Ethereum’s Hidden Gem? How Layer Brett Is Blending Speed, Hype And Utility Better Than Cardano

Ethereum’s Hidden Gem? How Layer Brett Is Blending Speed, Hype And Utility Better Than Cardano

Cardano (ADA) has spent years building a reputation in the crypto market. However, a new Ethereum hidden gem, Layer Brett, […] The post Ethereum’s Hidden Gem? How Layer Brett Is Blending Speed, Hype And Utility Better Than Cardano appeared first on Coindoo.

Author: Coindoo
Dogecoin News: Analysts Hint at a Major Breakout While Layer Brett’s Viral Growth Steals the Spotlight

Dogecoin News: Analysts Hint at a Major Breakout While Layer Brett’s Viral Growth Steals the Spotlight

The crypto scene is buzzing with new narratives popping up all the time. Dogecoin is still a big name, but Layer Brett is picking up speed as a lesser-known option with tons of upside.  Recent Dogecoin news shows big investors are active, yet Layer Brett is grabbing attention with its Ethereum Layer 2 features and […] The post Dogecoin News: Analysts Hint at a Major Breakout While Layer Brett’s Viral Growth Steals the Spotlight appeared first on Live Bitcoin News.

Author: LiveBitcoinNews
Crypto ETFs 2.0: Trump Media’s Truth Social and Crypto.com Lead New Investment Era

Crypto ETFs 2.0: Trump Media’s Truth Social and Crypto.com Lead New Investment Era

Hey, have you noticed how crypto exchange-traded funds, or ETFs, have gone from this niche thing to something everyone’s talking about? Well, 2025 just took it up a notch. Trump Media’s Truth Social teamed up with Crypto.com to launch ruth.Fi crypto ETFs, and it’s pretty exciting stuff. It’s like social media and fintech had a baby, making it easier than ever for people to jump into crypto investing. If you’re into crypto exchanges or blockchain tech, this new wave is something you’ll definitely want to keep an eye on. Background on Crypto ETFs Crypto ETFs, or cryptocurrency exchange-traded funds, are investment funds that allow people to invest in cryptocurrencies like Bitcoin and Ethereum without actually owning the coins themselves. Think of them as baskets of crypto assets traded on traditional stock exchanges, just like stocks. This means investors can buy and sell crypto exposure easily through their regular brokerage accounts. There are two main types of crypto ETFs: spot ETFs that directly hold cryptocurrencies and futures ETFs that track crypto prices through futures contracts. Crypto ETFs make it simpler and more accessible for both retail and institutional investors to get involved in the crypto market, without the need for managing wallets or private keys. The idea of crypto ETFs has been around since 2013, but faced many regulatory hurdles. Only recently, starting around 2024, have several spot and futures crypto ETFs been approved for trading, marking a big milestone for mainstream adoption. These funds offer advantages like diversification, ease of access, and increased liquidity, though they also come with risks tied to the underlying volatile crypto market and regulatory uncertainties. The Trump Media and Crypto.com Partnership The partnership between Trump Media and Crypto.com is focused on integrating prediction markets into Truth Social, making it the first social media platform to offer such features. Through this exclusive collaboration, users will be able to trade prediction contracts on major events such as elections, economic changes, sports outcomes, and commodity prices, all in real-time using the new “Truth Predict” technology. This move aims to democratize access to prediction markets and harness the “wisdom of the crowd,” creating a new, engaging way for users to participate and discuss current events directly within the social media platform. Why This Partnership Matters? The partnership between Trump Media and Crypto.com marks a major step in blending blockchain with social media. Through “Truth Predict,” Truth Social becomes the first platform to let users trade prediction contracts on real-world events like elections, sports, and markets. This feature opens access to prediction trading in a regulated, interactive environment. Crypto.com’s wallet infrastructure and CRO token will power Truth Social’s rewards system, allowing users to convert engagement points into tokens and pay for services. The alliance strengthens user engagement, creates new revenue streams, and drives crypto adoption, signaling a future where social platforms serve as gateways to digital finance and decentralized applications. Impact on Crypto Exchange Development and Blockchain Solutions The Trump Media–Crypto.com partnership signals new directions for crypto exchange development and blockchain solutions. It highlights the growing demand for integrating advanced financial products, like prediction markets and ETFs, into accessible digital platforms. For developers and companies offering Blockchain Development Services, this shift presents opportunities to build secure, scalable, and compliant infrastructures that support diverse asset trading within social ecosystems. The collaboration also underscores blockchain’s expanding role in DeFi and tokenized economies. It encourages blockchain solution providers to enhance interoperability, wallet integration, and smart contract automation. Truth Social’s integration of utility tokens and reward mechanisms sets a strong example of how blockchain development services can merge social engagement with financial innovation, driving the next wave of growth across social media, fintech, and decentralized finance. Market and Investor Implications The Trump Media and Crypto.com partnership has important market and investor implications. By integrating prediction markets into Truth Social with the new “Truth Predict” product, Trump Media positions itself as a pioneer merging social media and fintech in the crypto sector. This integration aims to boost user engagement by enabling everyday users to trade contracts on major events, increasing platform stickiness, and opening up new revenue streams. Investors see this as a potential catalyst that could enhance Trump Media’s valuation and market relevance as it taps into growing trends of digital assets and interactive finance. Simultaneously, this development reflects broader market enthusiasm for prediction markets and crypto-based financial tools, which are gaining traction alongside sports betting and event-driven trading. By embedding these features within a social platform, the partnership could attract a diverse user base, encourage wider crypto adoption, and foster greater liquidity. However, investors should remain mindful of the company’s current challenges, including regulatory uncertainties, revenue limitations, and governance issues, which may affect long-term performance despite the promising innovation. Conclusion The strategic partnership between Trump Media and Crypto.com marks a significant step in the convergence of crypto, fintech, and social media. By integrating the CRO token and Crypto.com’s wallet infrastructure into Truth Social and Truth+, the collaboration introduces a new rewards system and drives utility token adoption across media and streaming platforms. The launch of prediction markets further enhances financial engagement, showcasing blockchain’s potential to strengthen user interaction and loyalty. For blockchain innovators and solution providers like Bitdeal, a leading Crypto Exchange Development Company, this alliance highlights emerging opportunities to build secure, scalable, and user-focused ecosystems that merge social engagement with financial innovation. As Trump Media adopts CRO within Crypto.com’s regulatory-compliant framework, the market moves closer to mainstream crypto adoption, setting a strong precedent for the future of digital asset exchange and decentralized applications in a digital-first economy. Crypto ETFs 2.0: Trump Media’s Truth Social and Crypto.com Lead New Investment Era was originally published in Coinmonks on Medium, where people are continuing the conversation by highlighting and responding to this story

Author: Medium
The European Central Bank kept interest rates unchanged.

The European Central Bank kept interest rates unchanged.

PANews reported on October 29 that the European Central Bank (ECB) kept its deposit facility rate unchanged at 2%, in line with market expectations, marking the third consecutive meeting without taking action. The main refinancing rate and marginal lending rate remained unchanged at 2.15% and 2.40%, respectively.

Author: PANews
On-Chain Revenue Hits $20 Billion in 2025 as DeFi Drives Growth

On-Chain Revenue Hits $20 Billion in 2025 as DeFi Drives Growth

The post On-Chain Revenue Hits $20 Billion in 2025 as DeFi Drives Growth appeared on BitcoinEthereumNews.com. A new report from 1kx found DeFi platforms fueled a 41% surge in on-chain fees to $9.7 billion in the first half of 2025. On-chain revenue has grown to $20 billion in 2025, driven mainly by decentralized finance (DeFi) platforms, according to a new report by crypto investment firm 1kx. Users paid roughly $9.7 billion in on-chain fees in the first half of 2025, up 41% from the same period last year and the highest H1 total on record. DeFi accounted for 63% of all fees, led by trading activity on decentralized exchanges (DEXs) and derivatives platforms. Onchain Fees Despite this growth, 2021 remains the historical peak, though on-chain fees have grown more than tenfold since 2020, representing a compound annual growth rate of roughly 60%. The report cites blockchain technology as becoming more stable and reliable, helping earnings remain steady even as user fees are lower than in the past. Better efficiency and cheaper infrastructure are also helping drive overall revenue growth. “On-chain fees, though still a minority of industry income, offer clear signals of adoption and long-term value creation: 2025 YtD has close to 400 protocols with $1M+ ARR, and 20 passing over $10M in value to their token holders,” the report reads. “This is enabled by blockchain’s global reach and rising efficiency, which allow applications to scale rapidly and profitably.” DEXs like Raydium and Meteora benefited significantly from Solana’s surge this year, while Uniswap lost market share, dropping from 44% to 16%. In derivatives, Jupiter increased its fee share from 5% to 45%, and Hyperliquid, launched less than a year ago, now accounts for 35% of category fees. Lending remains dominated by Aave, the largest DeFi protocol with a total value locked (TVL) of $39 billion. Meanwhile, Morpho, a lending aggregator with a TVL of $8.25 billion,…

Author: BitcoinEthereumNews
Flutterwave Teams with Polygon to Rollout Largest Stablecoin Payments Across Emerging Markets

Flutterwave Teams with Polygon to Rollout Largest Stablecoin Payments Across Emerging Markets

Latest News and Updates on blockchain industry by AlexaBlockchain ("Alexa Blockchain"). Africa’s top payments provider Flutterwave has selected Polygon as its primary blockchain partner to enable faster, cheaper cross-border payments and stablecoin settlement across 30+ countries. The post Flutterwave Teams with Polygon to Rollout Largest Stablecoin Payments Across Emerging Markets appeared first on AlexaBlockchain.

Author: AlexaBlockchain
Revolutionary Breakthrough: Avalon Labs Unveils AI-Powered RWA Marketplace

Revolutionary Breakthrough: Avalon Labs Unveils AI-Powered RWA Marketplace

BitcoinWorld Revolutionary Breakthrough: Avalon Labs Unveils AI-Powered RWA Marketplace Are you ready for the next evolution in digital finance? Avalon Labs (AVL), a prominent Bitcoin on-chain financial services platform, is making waves with its latest innovation: an advanced AI-powered RWA marketplace. This groundbreaking platform, detailed in their new white paper, promises to redefine how real-world assets are managed and traded on the blockchain, leveraging cutting-edge artificial intelligence. What is the AI-powered RWA Marketplace? Avalon Labs is pioneering a new era for real-world assets (RWAs) by integrating AI directly into their on-chain marketplace. Built on the robust BNB Chain, this platform is not just another tokenization solution; it is a sophisticated ecosystem designed for efficiency and intelligence. AI Integration: The marketplace harnesses the power of Nvidia H200 GPUs, ensuring high-performance processing capabilities. Reinforcement Learning: An AI reinforcement learning (RL) model service, co-developed with a specialized AI partner, drives intelligent decision-making and optimization within the marketplace. On-Chain Efficiency: By operating on the BNB Chain, the platform benefits from high transaction speeds and lower costs, making RWA tokenization more accessible. This strategic combination of blockchain and advanced AI is set to unlock unprecedented potential for various asset classes, from real estate to intellectual property, offering a truly innovative AI-powered RWA marketplace. How Does Commercial Rights Tokenization (CRT) Work? Beyond the marketplace itself, Avalon Labs has introduced a novel RWA tokenization framework known as Commercial Rights Tokenization (CRT). This framework addresses a critical aspect of digital asset ownership: legal enforceability. Under the CRT standard, tokens are not merely digital representations; they are legally binding instruments. Holders of these tokens are granted explicit legal rights, providing a new layer of security and confidence for investors and asset owners alike. This innovation is crucial for broader institutional adoption of tokenized assets. The backing from industry leaders like Easy Labs and Framework Ventures further solidifies Avalon Labs’ position, lending significant credibility and resources to their vision for the AI-powered RWA marketplace and CRT framework. Why is an AI-Powered RWA Marketplace a Game Changer? The fusion of AI with RWA tokenization brings several compelling advantages, transforming how we perceive and interact with real-world assets. It moves beyond simple digitization to intelligent, dynamic asset management. Consider these key benefits: Enhanced Valuation: AI models can provide more accurate and dynamic valuations of RWAs by analyzing vast datasets and market trends. Improved Liquidity: By making RWAs more accessible and tradable on a global scale, the marketplace significantly boosts liquidity, opening new investment avenues. Automated Compliance: AI can help automate compliance checks and regulatory adherence, reducing friction and ensuring legal soundness for tokenized assets. Risk Management: Reinforcement learning models can identify and mitigate potential risks more effectively, leading to a more secure investment environment. This innovative approach is poised to democratize access to asset classes previously reserved for institutional investors, creating a more inclusive financial ecosystem through its advanced AI-powered RWA marketplace. What Does the Future Hold for Tokenized Assets? The unveiling of Avalon Labs’ AI-powered RWA marketplace and CRT framework marks a significant milestone in the convergence of blockchain, AI, and traditional finance. As these technologies mature, we can expect to see a rapid expansion in the types of assets that can be tokenized and the sophistication of their management. The vision is clear: a future where illiquid assets become highly liquid, transparent, and globally accessible, all powered by intelligent systems. Avalon Labs is not just participating in this future; they are actively building it, setting new standards for innovation and legal certainty in the digital asset space. In conclusion, Avalon Labs’ new platform is a powerful step forward. By combining the processing might of Nvidia GPUs with advanced AI and a legally robust tokenization framework, they are not only solving complex problems but also paving the way for a more efficient, equitable, and intelligent financial landscape. This truly is a revolutionary development for the entire RWA sector. Frequently Asked Questions (FAQs) Q1: What are Real-World Assets (RWAs)? A1: Real-World Assets (RWAs) are tangible or intangible assets that exist outside the blockchain but are represented digitally on it through tokenization. Examples include real estate, commodities, art, intellectual property, and even future cash flows. Q2: How does AI enhance the RWA marketplace? A2: AI enhances the RWA marketplace by providing intelligent analytics for asset valuation, automating compliance processes, optimizing liquidity provision, and improving risk management through sophisticated reinforcement learning models. Q3: What is Commercial Rights Tokenization (CRT)? A3: Commercial Rights Tokenization (CRT) is Avalon Labs’ proprietary framework that grants legal rights to token holders. This means the tokens are not just digital representations but are legally enforceable instruments, providing greater security and trust. Q4: Which blockchain is Avalon Labs’ RWA marketplace built on? A4: The AI-powered RWA marketplace by Avalon Labs is built on the BNB Chain, chosen for its efficiency, scalability, and cost-effectiveness. Q5: Who are the key backers of Avalon Labs? A5: Avalon Labs is backed by notable entities in the blockchain and venture capital space, including Easy Labs and Framework Ventures, providing strong industry support and resources. Did you find this article insightful? Share it with your network to help spread the word about Avalon Labs’ pioneering efforts in the AI-powered RWA marketplace and the future of tokenized assets! To learn more about the latest explore our article on key developments shaping the crypto market’s institutional adoption. This post Revolutionary Breakthrough: Avalon Labs Unveils AI-Powered RWA Marketplace first appeared on BitcoinWorld.

Author: Coinstats
This Altcoin Priced at $0.035 Is Set to Mirror Solana’s (SOL) Recent Momentum

This Altcoin Priced at $0.035 Is Set to Mirror Solana’s (SOL) Recent Momentum

The post This Altcoin Priced at $0.035 Is Set to Mirror Solana’s (SOL) Recent Momentum appeared first on Coinpedia Fintech News Solana had surged from $8 lows in late 2023 through volatile swings into 2025, reaching an all-time high near $295 by early that year. Investors watched as SOL captured explosive gains amid broader crypto market recoveries.  Now, another altcoin priced at $0.035 has drawn similar eyes, positioning itself as the best crypto to buy now …

Author: CoinPedia