Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15363 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
4 Best Presale Coins to Buy Today Revealed!

4 Best Presale Coins to Buy Today Revealed!

The post 4 Best Presale Coins to Buy Today Revealed! appeared on BitcoinEthereumNews.com. Crypto News Discover how BlockDAG, BlockchainFX, Based Eggman, and Mutuum Finance stand out as the best presale coins to buy today with strong growth, EVM features, and real utility. The current blockchain space is witnessing a powerful shift led by real development and technology readiness instead of speculation. Among the best presale coins to buy today, BlockDAG (BDAG) has gained attention for drawing Ethereum’s developer community. Engineers are already testing its EVM compatibility and smart contract functions ahead of its much-awaited GENESIS DAY. Alongside BlockDAG (BDAG), BlockchainFX (BFX), Based Eggman (GGs), and Mutuum Finance (MUTM) are building their own paths, from multi-asset trading to decentralized finance. Yet, it is BlockDAG that’s changing how a Layer-1 network launches, uniting scalability, security, and decentralization in one complete system. As liquidity starts returning to practical and utility-focused networks, these best presale coins to buy today could form the core of the upcoming digital economy. 1. BlockDAG (BDAG): A New Home for Ethereum Builders Ethereum developers are already gearing up to work on BlockDAG (BDAG), one of the best presale coins to buy today, offering EVM compatibility and lightning-fast performance. GitHub activity, private testnet setups, and developer discussions point to a migration already in progress. BDAG delivers everything Ethereum provides, smart contracts, Solidity tools, but enhances them with 1,400+ TPS, sub-second confirmation, and a unique hybrid DAG + Proof-of-Work design that removes congestion while maintaining network security. Priced at just $0.0015 per coin under Batch 31 (regularly $0.0304), BlockDAG has raised nearly $435 million, selling more than 27.2 billion coins. The project boasts 312,000 holders and 3 million miners, with a confirmed listing value of $0.05. These figures show why it stands among the best presale coins to buy today, offering a potential 3,233% ROI for early backers. BlockDAG’s success reflects its advanced tech…

Author: BitcoinEthereumNews
Ethereum ETFs Draw $134M Inflows as Uphold Plans Crypto Loans and Western Union Eyes Solana Stablecoin

Ethereum ETFs Draw $134M Inflows as Uphold Plans Crypto Loans and Western Union Eyes Solana Stablecoin

The post Ethereum ETFs Draw $134M Inflows as Uphold Plans Crypto Loans and Western Union Eyes Solana Stablecoin appeared on BitcoinEthereumNews.com. COINOTAG recommends • Exchange signup 💹 Trade with pro tools Fast execution, robust charts, clean risk controls. 👉 Open account → COINOTAG recommends • Exchange signup 🚀 Smooth orders, clear control Advanced order types and market depth in one view. 👉 Create account → COINOTAG recommends • Exchange signup 📈 Clarity in volatile markets Plan entries & exits, manage positions with discipline. 👉 Sign up → COINOTAG recommends • Exchange signup ⚡ Speed, depth, reliability Execute confidently when timing matters. 👉 Open account → COINOTAG recommends • Exchange signup 🧭 A focused workflow for traders Alerts, watchlists, and a repeatable process. 👉 Get started → COINOTAG recommends • Exchange signup ✅ Data‑driven decisions Focus on process—not noise. 👉 Sign up → Recent crypto developments include Uphold launching digital asset-backed loans in December, Ethereum ETFs recording $134 million inflows, and Western Union planning a Solana-based stablecoin USDPT for 2026, signaling growing institutional adoption and innovation in the sector. Uphold’s crypto loans boost utility for XRP, ETH, BTC, and USDC, starting with Florida rollout. Ethereum spot ETFs attract $134 million in inflows, reflecting surging institutional demand. Western Union enters stablecoins with Solana-based USDPT, targeting efficient remittances for 100 million customers. Discover the latest crypto market news: Uphold’s asset-backed loans, Ethereum ETF surges, and Western Union’s stablecoin launch. Stay ahead with key insights and impacts. Subscribe for updates! (142 characters) What are the latest developments in crypto loans and ETFs? The crypto market is witnessing significant advancements, including Uphold’s upcoming digital asset-backed loans and robust inflows into Ethereum ETFs. Uphold plans to launch loans against major assets like XRP, ETH, BTC, and USDC starting in December, enhancing liquidity options for users. Meanwhile, Ethereum spot ETFs have seen $134 million in net inflows, underscoring renewed institutional confidence. COINOTAG recommends • Professional traders group 💎…

Author: BitcoinEthereumNews
From Hidden Gems to Hot Picks: 4 Best Presale Coins to Buy Today Revealed!

From Hidden Gems to Hot Picks: 4 Best Presale Coins to Buy Today Revealed!

The current blockchain space is witnessing a powerful shift led by real development and technology readiness instead of speculation. Among […] The post From Hidden Gems to Hot Picks: 4 Best Presale Coins to Buy Today Revealed! appeared first on Coindoo.

Author: Coindoo
Circle Launches Arc Testnet With Visa, Mastercard, and BlackRock to Bridge TradFi and Blockchain

Circle Launches Arc Testnet With Visa, Mastercard, and BlackRock to Bridge TradFi and Blockchain

Stablecoin leader Circle, the issuer of USDC, has officially launched its Arc testnet with VISA, Mastercard and other major partners, a new Layer-1 blockchain designed to serve as the “economic operating system for the internet.” Related Reading: Solana Price Set For Double-Digit Rally Above $230: Analyst Reveals How To Spot Next Move The testnet already […]

Author: Bitcoinist
US Government Shutdown Could Cost Economy $7-14 Billion, CBO Estimates as Standoff Persists

US Government Shutdown Could Cost Economy $7-14 Billion, CBO Estimates as Standoff Persists

The post US Government Shutdown Could Cost Economy $7-14 Billion, CBO Estimates as Standoff Persists appeared on BitcoinEthereumNews.com. COINOTAG recommends • Exchange signup 💹 Trade with pro tools Fast execution, robust charts, clean risk controls. 👉 Open account → COINOTAG recommends • Exchange signup 🚀 Smooth orders, clear control Advanced order types and market depth in one view. 👉 Create account → COINOTAG recommends • Exchange signup 📈 Clarity in volatile markets Plan entries & exits, manage positions with discipline. 👉 Sign up → COINOTAG recommends • Exchange signup ⚡ Speed, depth, reliability Execute confidently when timing matters. 👉 Open account → COINOTAG recommends • Exchange signup 🧭 A focused workflow for traders Alerts, watchlists, and a repeatable process. 👉 Get started → COINOTAG recommends • Exchange signup ✅ Data‑driven decisions Focus on process—not noise. 👉 Sign up → The US government shutdown is exerting pressure on cryptocurrency markets, with potential GDP losses of $7 billion to $14 billion contributing to heightened volatility in Bitcoin and Ethereum prices. Investors are cautious as federal delays disrupt economic stability, leading to a 5-10% dip in major crypto assets amid broader market uncertainty. Immediate economic losses from the shutdown could reach $7 billion in GDP, indirectly pressuring crypto trading volumes. Crypto exchanges report a 15% drop in retail investor activity due to delayed federal payments affecting consumer spending. According to Congressional Budget Office estimates, prolonged shutdowns may lead to $14 billion in permanent output losses, exacerbating crypto market risks with 20% volatility spikes observed in similar past events. Explore the US government shutdown impact on cryptocurrency: how federal delays are causing market volatility and what investors should watch. Stay informed on crypto trends amid economic uncertainty—read key insights now (152 characters). What is the US government shutdown impact on cryptocurrency? The US government shutdown impact on cryptocurrency stems from delayed federal spending and economic disruptions that erode investor confidence in risk…

Author: BitcoinEthereumNews
BlockDAG’s $433M+ Run Features Alongside MemeCore, MYX Finance, & APTOS

BlockDAG’s $433M+ Run Features Alongside MemeCore, MYX Finance, & APTOS

The post BlockDAG’s $433M+ Run Features Alongside MemeCore, MYX Finance, & APTOS appeared on BitcoinEthereumNews.com. Crypto News Explore BlockDAG, MemeCore, MYX Finance, and Aptos as the top crypto choices for 2025. Find out why they’re leading the market as the best crypto presales. The crypto market in 2025 has clearly separated projects driven by hype from those powered by real growth and innovation. With countless coins vying for attention, only a few have earned investor trust through solid technology, transparency, and measurable progress. These are the best crypto presales for those looking for more than just speculative plays. BlockDAG, MemeCore, MYX Finance, and Aptos each bring something unique to the table. BlockDAG (BDAG) has raised over $433 million and is positioning itself as the next top Layer-1 network. MemeCore thrives on community engagement, while MYX Finance fuels speculative interest with its volatility. Aptos attracts institutional backing with $1.2 billion in tokenized real-world assets locked on-chain, making these four projects the ones to watch in 2025. 1. BlockDAG (BDAG): Institutional-Grade Performance & $433M+ Presale BlockDAG has emerged as one of the most exciting projects of the year, surpassing $433 million in its presale with over 312,000 holders. Its hybrid architecture, combining Proof-of-Work security and a Directed Acyclic Graph (DAG) framework, offers the best of both worlds: Bitcoin-level security and the ability to process up to 15,000 transactions per second. This makes BlockDAG a highly scalable and reliable platform for decentralized applications (dApps) and payments. The project’s Awakening Testnet is already live and fully supports EVM compatibility, attracting over 4,500 developers to build on the network. BlockDAG’s mining ecosystem, powered by its X-Series rigs (X10, X30, X100), has seen more than 20,000 units sold, demonstrating strong community engagement and support. With dual audits from CertiK and Halborn, plus a strategic partnership with the BWT Alpine F1® Team, BlockDAG stands out as one of the best crypto presales…

Author: BitcoinEthereumNews
Best Crypto Presales 2025 Revealed: BlockDAG’s $433M+ Run Features Alongside MemeCore, MYX Finance, & APTOS

Best Crypto Presales 2025 Revealed: BlockDAG’s $433M+ Run Features Alongside MemeCore, MYX Finance, & APTOS

The crypto market in 2025 has clearly separated projects driven by hype from those powered by real growth and innovation. […] The post Best Crypto Presales 2025 Revealed: BlockDAG’s $433M+ Run Features Alongside MemeCore, MYX Finance, & APTOS appeared first on Coindoo.

Author: Coindoo
Massive 250 Million USDC Minted: What’s the Impact?

Massive 250 Million USDC Minted: What’s the Impact?

BitcoinWorld Massive 250 Million USDC Minted: What’s the Impact? The cryptocurrency world is constantly buzzing with activity, and a recent development has captured significant attention: a substantial USDC minted event. Imagine 250 million new digital dollars suddenly appearing – that’s precisely what happened at the USDC Treasury, as reported by Whale Alert. This isn’t just a big number; it carries real implications for market liquidity, investor sentiment, and the broader stablecoin ecosystem. Let’s dive into what this massive influx of stablecoin means for you and the crypto landscape. What Does 250 Million USDC Minted Actually Signify? When we talk about USDC minted, it refers to the creation of new USD Coin (USDC) tokens. USDC is a prominent stablecoin, meaning its value is pegged 1:1 to the U.S. dollar. This makes it a crucial asset in the volatile crypto market, offering a stable haven for traders and investors. The recent minting of 250 million USDC at the Treasury indicates a significant expansion of the stablecoin’s supply. This process is usually initiated by Circle, the primary issuer of USDC, in response to increased demand from institutions or large individual investors. Essentially, for every USDC token minted, there’s an equivalent amount of U.S. dollars held in reserve, ensuring its stability and trustworthiness. This event highlights the ongoing growth and utility of stablecoins in the digital economy. Why Does a Large USDC Minting Event Matter to the Market? A substantial USDC minted amount like 250 million dollars doesn’t happen in a vacuum; it often signals underlying market dynamics. Here are a few key reasons why this event is noteworthy: Increased Liquidity: More USDC means more capital available to trade other cryptocurrencies. This can potentially lead to increased buying pressure on assets like Bitcoin and Ethereum, as investors move from stablecoins into riskier assets. Institutional Demand: Large mints often reflect significant deposits from institutional players. These entities use USDC for various purposes, including hedging, market making, and facilitating large-scale transactions, suggesting growing institutional interest in the crypto space. Market Confidence: The ability to seamlessly mint and redeem large quantities of USDC reinforces confidence in its stability and the underlying financial infrastructure supporting it. On-Ramp for Fiat: USDC acts as a primary bridge between traditional fiat currency and the decentralized crypto world. A large mint indicates fresh fiat capital entering the ecosystem. Understanding the USDC Treasury and Stablecoin Mechanics The USDC Treasury isn’t a physical vault but rather a designated address or mechanism through which new USDC tokens are issued. Circle, in partnership with Coinbase, manages the reserves that back every USDC in circulation. When USDC minted occurs, it implies that new fiat currency has been deposited into these reserve accounts, allowing for the creation of corresponding digital tokens. This transparency and auditability are core to USDC’s appeal. Users can verify that the stablecoin is fully backed, making it a reliable medium of exchange within the crypto economy. The mechanism ensures that the supply of USDC can expand or contract to meet market demand without compromising its dollar peg. What Could This Influx of USDC Signal for Future Trends? The recent USDC minted event could be a precursor to several market movements. It might indicate that: Imminent Buying Pressure: Large holders might be accumulating USDC in preparation to buy dips or enter new positions in other cryptocurrencies. OTC Deals: Over-the-counter (OTC) desks often use stablecoins for large, private transactions that don’t directly impact exchange order books. This mint could facilitate such deals. DeFi Expansion: USDC is a cornerstone of decentralized finance (DeFi). An increased supply could fuel more activity in lending protocols, decentralized exchanges, and other DeFi applications. While a large mint is generally a positive sign for market liquidity, it’s essential to remember that it doesn’t guarantee an immediate price surge for other assets. It simply means there’s more stable capital ready to be deployed. Navigating the Evolving Stablecoin Landscape The continuous issuance of stablecoins like USDC underscores their growing importance in the global financial system. They offer a digital, programmable alternative to traditional fiat, enabling faster, cheaper, and more transparent transactions. As the crypto market matures, the role of robust, regulated stablecoins becomes even more critical for fostering mainstream adoption and providing a reliable store of value and medium of exchange. This particular USDC minted event is a powerful reminder of the dynamic interplay between traditional finance and the innovative world of digital assets. Keeping an eye on these on-chain movements can provide valuable insights into broader market sentiment and potential future trends. The minting of 250 million USDC at the Treasury is a significant on-chain event, signaling potential shifts in market liquidity and institutional interest. It reinforces the vital role stablecoins play in bridging traditional finance with the crypto economy. As this capital enters the ecosystem, it opens doors for new opportunities and further development within the decentralized space. Staying informed about such movements is key to understanding the pulse of the crypto market. Frequently Asked Questions (FAQs) Q1: What is USDC? A1: USDC, or USD Coin, is a stablecoin whose value is pegged 1:1 to the U.S. dollar. This means that for every USDC in circulation, there is an equivalent U.S. dollar held in reserve, making it a stable digital asset. Q2: Who is responsible for minting USDC? A2: USDC is primarily issued by Circle, in partnership with Coinbase, through the Centre Consortium. They manage the reserves and the minting/redemption process. Q3: Why is USDC important in the cryptocurrency market? A3: USDC provides stability in the volatile crypto market, serving as a reliable medium of exchange, a store of value, and a bridge for fiat currency to enter and exit the crypto ecosystem. It’s crucial for trading, lending, and other DeFi activities. Q4: Does a large USDC minted event always mean crypto prices will go up? A4: Not necessarily. While a large USDC minted amount often indicates fresh capital entering the crypto space and can precede buying pressure, it doesn’t guarantee immediate price increases for other cryptocurrencies. It simply means more stable capital is available for deployment. Q5: How can I track USDC minting events? A5: Services like Whale Alert monitor large on-chain transactions, including the minting of stablecoins like USDC, and report them in real-time. You can also track the total supply of USDC on various blockchain explorers. We hope this article helped clarify the significance of the recent USDC minted event. If you found this information valuable, consider sharing it with your friends and followers on social media. Your support helps us continue providing timely and insightful crypto news! To learn more about the latest stablecoin trends, explore our article on key developments shaping the crypto market’s liquidity and institutional adoption. This post Massive 250 Million USDC Minted: What’s the Impact? first appeared on BitcoinWorld.

Author: Coinstats
PBOC sets USD/CNY reference rate at 7.0864 vs. 7.0843 previous

PBOC sets USD/CNY reference rate at 7.0864 vs. 7.0843 previous

The post PBOC sets USD/CNY reference rate at 7.0864 vs. 7.0843 previous appeared on BitcoinEthereumNews.com. The People’s Bank of China (PBOC) set the USD/CNY central rate for the trading session ahead on Thursday at 7.0864 compared to the previous day’s fix of 7.0843 and 7.1056 Reuters estimate. PBOC FAQs The primary monetary policy objectives of the People’s Bank of China (PBoC) are to safeguard price stability, including exchange rate stability, and promote economic growth. China’s central bank also aims to implement financial reforms, such as opening and developing the financial market. The PBoC is owned by the state of the People’s Republic of China (PRC), so it is not considered an autonomous institution. The Chinese Communist Party (CCP) Committee Secretary, nominated by the Chairman of the State Council, has a key influence on the PBoC’s management and direction, not the governor. However, Mr. Pan Gongsheng currently holds both of these posts. Unlike the Western economies, the PBoC uses a broader set of monetary policy instruments to achieve its objectives. The primary tools include a seven-day Reverse Repo Rate (RRR), Medium-term Lending Facility (MLF), foreign exchange interventions and Reserve Requirement Ratio (RRR). However, The Loan Prime Rate (LPR) is China’s benchmark interest rate. Changes to the LPR directly influence the rates that need to be paid in the market for loans and mortgages and the interest paid on savings. By changing the LPR, China’s central bank can also influence the exchange rates of the Chinese Renminbi. Yes, China has 19 private banks – a small fraction of the financial system. The largest private banks are digital lenders WeBank and MYbank, which are backed by tech giants Tencent and Ant Group, per The Straits Times. In 2014, China allowed domestic lenders fully capitalized by private funds to operate in the state-dominated financial sector. Source: https://www.fxstreet.com/news/pboc-sets-usd-cny-reference-rate-at-70864-vs-70843-previous-202510300116

Author: BitcoinEthereumNews
Stake, Earn, Exit Anytime: Milk Mocha’s 50% APY Advantage

Stake, Earn, Exit Anytime: Milk Mocha’s 50% APY Advantage

The post Stake, Earn, Exit Anytime: Milk Mocha’s 50% APY Advantage appeared on BitcoinEthereumNews.com. The concept of staking usually comes with restrictions, timed lock-ins, exit fees, or complex conditions. But the Milk Mocha ($HUGS) staking pool changes that entirely. It offers a generous 50% annual percentage yield (APY) while keeping full control in the hands of participants. You can stake and unstake anytime without penalty, blending liquidity with high yield. There’s just one key condition: you must own $HUGS tokens. And since the whitelist is the only path to the presale, it’s the only way to get them. With the whitelist nearly full, the opportunity to access this early staking advantage is fading fast. The countdown is real. The Simplicity of High-Yield Liquidity Traditional staking models often demand long-term lockups, sometimes stretching six months or more, restricting flexibility and limiting access to your own funds. The $HUGS staking model takes a completely different route. It’s simple: a fixed 50% APY with no lock-in period and real-time reward accumulation. This setup gives participants full autonomy. You can stake, earn, and withdraw anytime without losing accumulated rewards. It’s designed for accessibility rather than exclusivity, merging high yield with freedom of movement, a rare balance in digital finance. While many projects promise returns through complex mechanisms, $HUGS keeps it transparent and user-friendly. The system rewards loyalty without penalizing liquidity. It’s a structure that encourages participation while ensuring everyone retains control. For those who already secured whitelist access, this model is more than a reward pool, it’s a head start that compounds from day one. Why Timing Matters  The timing of entry into a staking system can define long-term outcomes. In the case of $HUGS, this advantage begins with the presale. Only those who are part of the whitelist can acquire tokens early enough to begin staking when rewards start flowing. The whitelist is not symbolic, it’s the…

Author: BitcoinEthereumNews