Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15325 Articles

Created: 2026/02/02 18:52

Updated: 2026/02/02 18:52

Caution is set to prevail ahead of central bank meetings

The post Caution is set to prevail ahead of central bank meetings appeared on BitcoinEthereumNews.com. The US Dollar (USD) has started the week on the back foot, trading with modest losses as investors remained hopeful of an eventual trade deal betweek the US and China. Prudence, in the meantime, kicked in ahead of a week packed with interest rate decisions by central banks. Here’s what to watch on Tuesday, October 28: The US Dollar Index (DXY) left behind two daily advances in a row on the back of mixed US Treasury yields and optimism over a potential US-China trade deal. The S&P/Case-Shiller Home Price index is due, seconded by the Richmond Fed Manufacturing index, the Dallas Fed Manufacturing Index, and the API’s weekly report on US crude oil stockpiles. EUR/USD managed to keep alive its recovery, although the upside seems to have met some tough resistance around 1.1650 for now. Germany’s Consumer Confidence gauged by GfK is due, followed by the ECB’s Consumer Inflation Expectations survey. GBP/USD regained a small smile, reversing six consecutive daily pullbacks and returning to the low-1.3300s in the meantime. The BoE’s Consumer Credit figures are expected alongside Mortgage Approvals, Mortgage Lending, M4 Money Supply and Net Lending to Individuals. USD/JPY climbed to the vicinity of four-week highs north of the 153.00 barrier, up for the seventh day in a row. Next on tap in Japan will be Japan’s Consumer Confidence on October 29. AUD/USD picked up a strong pace and rebounded to three-week tops, revisiting the 0.6560 zone. The Inflation Rate and the Monthly CPI Indicator will take centre stage on the Australian docket on October 29. WTI traded with modest gains, briefly surpassing the $62.00 mark per barrel amid rising traders’ hopes of a US-China trade agreement. Gold extended its deep retracement, sinking to three-week lows near $3,970 per troy ounce amid further profit-taking and steady US-China trade hopes.…

Author: BitcoinEthereumNews

2025/10/28

Coinbase joins Apollo to bring stablecoin credit to institutional markets

The post Coinbase joins Apollo to bring stablecoin credit to institutional markets appeared on BitcoinEthereumNews.com. Key Takeaways Coinbase Asset Management and Apollo will co-develop tokenized stablecoin-credit products set for 2026. The partnership bridges traditional credit markets with blockchain yield opportunities. Coinbase Asset Management (CBAM), the institutional arm of Coinbase Global, has entered a strategic partnership with Apollo Global Management to introduce stablecoin-based credit strategies for qualified investors. The collaboration aims to merge the stablecoin, private-credit, and tokenization sectors, creating high-quality, blockchain-native credit opportunities. CBAM will leverage Apollo’s credit underwriting and tokenization expertise to build innovative lending and investment products, expected to launch in 2026. The firms plan to offer over-collateralized asset loans, corporate direct lending secured by digital collateral, and tokenized credit holdings backed by Apollo-managed portfolios. Each strategy will comply with GENIUS-Act standards, featuring transparent audits and 1:1 reserves. Source: https://cryptobriefing.com/apollo-coinbase-stablecoin-lending-partnership/

Author: BitcoinEthereumNews

2025/10/28

Shiba Inu (SHIB) Millionaires Identify the Next Big Crypto, Currently Priced at Just $0.035

The post Shiba Inu (SHIB) Millionaires Identify the Next Big Crypto, Currently Priced at Just $0.035 appeared on BitcoinEthereumNews.com. While everybody in 2021 wrote off Shiba Inu (SHIB) as a meme token bubble, some forward-thinking early investors saw something else, and converted a few hundred dollars into life-changing fortune. The same SHIB millionaires, who so often hit paydirt before the world catches on to the value of it, now have their sights on the one they think can be their next big win: Mutuum Finance (MUTM). At a mere $0.035 and well more than 75% through its Phase 6 presale, Mutuum Finance is quickly becoming one of the top crypto to buy for 2025 and beyond. For those wondering which is the best crypto to invest before the next bull market, to follow the money could be the wisest move, and that money right now is flowing into Mutuum Finance. With few tokens still available in this presale phase and demand stacking up day by day, those who wait about might find that they get priced out of what could be the next big crypto tale. Shiba Inu (SHIB) Struggles to Maintain Last Defensive Position Shiba Inu (SHIB) is on the edge as the token holds on to its long-term support level of $0.00001000, which most traders now refer to as its last battle line. Price action is put under strain with SHIB trading at levels of about $0.00001015 as sellers aggressively push the market. A dip below this critical floor level can leave the token vulnerable to a further fall to $0.0000090, but a push above the 20-day EMA ($0.00001064) can reignite short-term momentum to $0.00001121 and even $0.00001307 levels of resistance. Now that market conditions are increasingly volatile, most of these veteran SHIB investors are quietly keeping an eye out for their next big thing, and for some, that vision is shifting to Mutuum Finance (MUTM), the…

Author: BitcoinEthereumNews

2025/10/28

Bitcoin Hyper at $24M, Nexchain AI’s $11M Push, BlockDAG Drives 1000x Utility Scarcity

The post Bitcoin Hyper at $24M, Nexchain AI’s $11M Push, BlockDAG Drives 1000x Utility Scarcity appeared on BitcoinEthereumNews.com. Crypto News Discover how Bitcoin Hyper and Nexchain AI are driving innovation in 2025 crypto presales, while BlockDAG’s 1000× utility model sets the standard and leads the market. Recent updates around Bitcoin Hyper and Nexchain AI have caught the attention of crypto watchers everywhere. Both projects are showing solid traction, one with a $24 million Layer-2 presale and the other testing AI-powered security on its new Testnet 2.0. As these coins push innovation in their own directions, they raise a bigger question: which project truly holds the power to scale utility and long-term demand in the next phase of Crypto Presales in 2025? That’s where BlockDAG (BDAG) enters the picture. Tokenomics experts are calling it the start of a 1000x “scarcity spiral.” The BDAG coin isn’t just another speculative asset, it’s the fuel for every transaction on a 15,000 TPS, EVM-compatible network, where real-world demand continually drives its value upward. BlockDAG: The Utility Engine Behind the 1000x Scarcity BlockDAG’s success story has already rewritten expectations for Crypto Presales in 2025. With over $430 million raised and 27 billion BDAG coins sold, the project’s 31st batch marks one of the largest presale performances in recent memory. Each BDAG token currently sells at $0.0015 through the TGE code, ahead of a planned launch price of $0.05 , setting up strong potential for early holders. More than 312,000 buyers have already joined, drawn by its unique token model and technical depth. The strength of BDAG lies in its design: every transaction, contract, and interaction on the 15,000 TPS, EVM-compatible network requires BDAG. It isn’t just a tradable asset, it’s the operational currency of the ecosystem. As thousands of developers build dApps and millions of users engage with them, BDAG becomes a constantly circulating token, driving real demand rather than hype. Tokenomics analysts believe…

Author: BitcoinEthereumNews

2025/10/28

Next Big Crypto? Mutuum Finance (MUTM), New Cardano (ADA) Rival, Captures Attention as Presale Phase 6 Nears Sellout

The post Next Big Crypto? Mutuum Finance (MUTM), New Cardano (ADA) Rival, Captures Attention as Presale Phase 6 Nears Sellout appeared on BitcoinEthereumNews.com. Back in 2017, Cardano (ADA) was dismissed by everyone as “just another blockchain,” before it stunned the market with its groundbreaking proof-of-stake system and long-term vision, turning early movers into millionaires. Fast-forward to 2025, and witness a deja vu underdog tale in the making with Mutuum Finance (MUTM), a recent DeFi giant now being touted as the next big crypto about to shake up the market. Its Phase 6 presale has already exceeded 80% sold out, raising more than $18.1 million, with under 20% of tokens left before the next price increase. Pressure accumulates quickly, and the increased interest of retail and institutional investors in the project has caused a fresh wave of FOMO among crypto buyers. Mutuum Finance is a Cardano 2.0 moment in the making, and should the trend accelerate at this level, Phase 6 can sell out way ahead of schedule, confirming it as the top crypto to buy for early-stage investors. Cardano (ADA) Exhibits First Indications of Accumulation in Anticipation of Possible Breakout Cardano (ADA) is stabilizing at the current price of $0.6412, forming a consolidation after a rapid pullback from the price of $0.6500. On the lower timeframes, a solid support has been set at around $0.6370, with the closest resistance between $0.6480–$0.6520. If the buyers keep their grip above $0.6370, ADA can test $0.6580–$0.6650 and look for a short-term bull rally. But any decline to $0.6350 might serve as a cue to correct to $0.6220, where re-entries would become feasible. Technicals are now starting to reflect early signs of buying, and a steep breakout above $0.65 may signal the beginning of fresh upside momentum. As ADA traders gaze at these pivotal levels, other investors begin to consider Mutuum Finance (MUTM), an initiative being hailed as the next big crypto, with rapid steam for its…

Author: BitcoinEthereumNews

2025/10/28

Why BDAG Leads 2025’s Top Presale Crypto Revolution

The post Why BDAG Leads 2025’s Top Presale Crypto Revolution appeared on BitcoinEthereumNews.com. Crypto News Explore how BlockDAG’s EVM compatibility, strong presale momentum, and developer migration make it the top presale crypto for 2025—alongside BFX, GGs, and MUTM. The next wave of blockchain innovation is being shaped right now, not by speculation but by developer migration and real technological readiness. Among the top presale crypto contenders, BlockDAG (BDAG) stands out as the project quietly winning over Ethereum’s developer community. Engineers are already testing its EVM compatibility, preparing smart contracts for deployment the moment GENESIS DAY arrives. Alongside it, BlockchainFX (BFX), Based Eggman (GGs), and Mutuum Finance (MUTM) are carving niches of their own from multi-asset trading to decentralized finance infrastructure. But it’s BlockDAG that’s redefining what a Layer-1 launch looks like—combining scalability, security, and decentralization in a way that’s turning silent preparation into a full-scale movement. As institutional liquidity circles back to utility-driven ecosystems, these top presale crypto projects are emerging as the platforms that could define the next digital economy. BlockDAG (BDAG): The New Playground for Ethereum Developers Behind the scenes, Ethereum developers are already preparing to build on BlockDAG (BDAG), the emerging top presale crypto combining high-speed scalability with full EVM compatibility. Silent GitHub commits, private testnet dApp deployments, and developer chatter hint at a migration wave in motion. The reason is clear: BDAG offers everything Ethereum does, familiar Solidity tools and smart contract flexibility, but supercharged with 1,400+ TPS throughput, sub-second confirmation, and a hybrid DAG + Proof-of-Work architecture that eliminates congestion without compromising security. At just $0.0015 per coin in Batch 31, BDAG’s presale has already shattered records, raising $430 million, selling 27 billion tokens, and onboarding 312,000 holders and 3 million miners. With a confirmed mainnet price of $0.05, early entrants are eyeing a potential 3,233% ROI, and that’s before considering the utility wave driven by Ethereum developers building…

Author: BitcoinEthereumNews

2025/10/28

Ledn tops $1B in Bitcoin-backed loan originations as crypto lending surges

                                                                               Ledn has facilitated $2.8 billion in cumulative crypto-backed loans as holders leverage market gains amid the bull market.                     Digital asset lender Ledn has reported a record quarter for its Bitcoin-backed credit products, as more investors chose to borrow against their holdings amid the ongoing crypto bull market.The company originated $392 million in Bitcoin (BTC)-backed loans during the third quarter, pushing year-to-date originations past $1 billion. Since its inception, Ledn has issued more than $2.8 billion in total loans across over 100 countries, the company said.Ledn also reported generating approximately $100 million in annual recurring revenue.Read more

Author: Coinstats

2025/10/28