Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15310 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Next Crypto to 30x? This DeFi Token Could Lead 2026

Next Crypto to 30x? This DeFi Token Could Lead 2026

The post Next Crypto to 30x? This DeFi Token Could Lead 2026 appeared first on Coinpedia Fintech News As the crypto market gears up for another major cycle, investors are once again asking the big question: what’s the next crypto to 30x? While meme coins like Dogecoin and Pepecoin have dominated headlines with viral rallies, their lack of real-world use cases has left many wondering whether those gains can truly last. In contrast, …

Author: CoinPedia
Crypto News: Changing Trends in Crypto Institutional Adoption 2025

Crypto News: Changing Trends in Crypto Institutional Adoption 2025

The post Crypto News: Changing Trends in Crypto Institutional Adoption 2025 appeared on BitcoinEthereumNews.com. Key Insights: In the latest crypto news, 60% of investors now prefer regulated vehicles like ETFs rather than holding tokens directly. 35% of institutions viewed cryptocurrency as its own asset class in 2023, compared to today’s 44%. 84% of investors already use or plan to use stablecoins, primarily for yield generation (73%), FX settlement (69%), and transactional convenience (71%). In the latest crypto news, 2025 marked a transformation point for crypto institutional adoption. Earlier on, hedge funds and high-net-worth investors considered cryptocurrencies as a speculative asset but the space has matured to involve deliberate and strategic allocations. According to the EY–Coinbase Institutional Investor Digital Assets Survey (Jan 2025), 86% of global institutional investors already have or plan to gain exposure to digital assets this year. That number alone signals the changing face of mainstream crypto across capital markets. Read on to discover how crypto institutional adoption has transitioned from experimenting with the blockchain to embedding it within balance-sheet policy. Crypto News: ETFs Gaining Institutional Attention Bitcoin and Ethereum exchange-traded products (ETPs) have become the preferred entry point for institutions since 2024, when the first ETF got approval. EY’s research shows 60% of investors now prefer regulated vehicles like ETFs rather than holding tokens directly. This crypto news change coincides with the remarkable success of BlackRock’s iShares Bitcoin Trust (IBIT), which reached nearly $100 billion in assets under management by Q3 2025 (source: Bloomberg, Oct 2025). Annual inflows across crypto ETFs total $6.96 billion, according to data compiled by CoinShares (Sept 2025) The ETF framework gives institutions the comfort of compliant crypto assets and the safety of guaranteed liquidity. As one portfolio manager at a U.S. pension fund told EY researchers, “ETFs are the bridge between traditional risk governance and digital opportunity.” Meanwhile, teams of custodians, auditors, and market makers are…

Author: BitcoinEthereumNews
Bitcoin Poised for Explosive Rally as Fed Bank Reserves Hit Critical Threshold

Bitcoin Poised for Explosive Rally as Fed Bank Reserves Hit Critical Threshold

TLDR Bank cash reserves at the Federal Reserve dropped to approximately $2.93 trillion last week, approaching levels that historically trigger policy responses Author Adam Livingston believes reserves are within five weeks of reaching a “danger zone” that could prompt changes in Federal Reserve policy Three factors are draining liquidity: Treasury rebuilding cash balances, Fed’s quantitative [...] The post Bitcoin Poised for Explosive Rally as Fed Bank Reserves Hit Critical Threshold appeared first on CoinCentral.

Author: Coincentral
Arbitrum Crosses 2 Billion Transactions, From Small Launch…

Arbitrum Crosses 2 Billion Transactions, From Small Launch…

The post Arbitrum Crosses 2 Billion Transactions, From Small Launch… appeared on BitcoinEthereumNews.com. Arbitrum just hit a massive milestone. The Ethereum Layer 2 network has now processed 2 billion transactions, that’s 2,000,000,000 swaps, bridges, and DeFi actions recorded on-chain. The team celebrated the achievement yesterday, thanking the community, users, builders, and partners, who’ve powered the network since day one. From a quiet launch in August 2021 to becoming Ethereum’s most active scaling layer, it’s been an incredible journey built on consistent delivery, not hype. Incredible wins from our builders this week! 🏆 – Arbitrum One just hit 2 BILLION transactions (HIGHOR) – @vladtenev mentioned tokenization will eat the entire financial system (starting with over 490+ tokenized stocks, ETFs, commodities, US treasuries available to EU users on… pic.twitter.com/kEJm3CgJxb — Arbitrum (@arbitrum) October 24, 2025 From Thousands to Millions When Arbitrum first launched, it handled just a few hundred thousand transactions daily. Now, it processes over 1 million transactions every single day, even peaking at 2 million daily txs in May 2024, right after the Stylus update went live, slashing gas costs and speeding up execution times. That upgrade changed everything. Stylus unlocked new developer capabilities and made Arbitrum far more efficient for heavy DeFi workloads and on-chain applications. The numbers tell the story: over $4 billion in Total Value Locked (TVL), more than 600,000 monthly active users, and 49 Orbit chains running on Arbitrum tech, together moving over $20 billion in ecosystem value. That’s not just adoption. It’s scale. Arbitrum, Building the L2 Economy Arbitrum isn’t just an L2 anymore, it’s a thriving on-chain economy. Projects like @MorphoLabs and @pendle_fi are leading a new wave of DeFi innovation on top of it. @MorphoLabs recently hit a market size all-time high (ATH) of $485 million, showing just how strong its demand has become. @SiloFinance followed closely, reaching its own ATH of $113 million in deposits.…

Author: BitcoinEthereumNews
Iran’s Banking Instability Boosts Bitcoin’s Appeal as Financial Alternative

Iran’s Banking Instability Boosts Bitcoin’s Appeal as Financial Alternative

The post Iran’s Banking Instability Boosts Bitcoin’s Appeal as Financial Alternative appeared on BitcoinEthereumNews.com. COINOTAG recommends • Exchange signup 💹 Trade with pro tools Fast execution, robust charts, clean risk controls. 👉 Open account → COINOTAG recommends • Exchange signup 🚀 Smooth orders, clear control Advanced order types and market depth in one view. 👉 Create account → COINOTAG recommends • Exchange signup 📈 Clarity in volatile markets Plan entries & exits, manage positions with discipline. 👉 Sign up → COINOTAG recommends • Exchange signup ⚡ Speed, depth, reliability Execute confidently when timing matters. 👉 Open account → COINOTAG recommends • Exchange signup 🧭 A focused workflow for traders Alerts, watchlists, and a repeatable process. 👉 Get started → COINOTAG recommends • Exchange signup ✅ Data‑driven decisions Focus on process—not noise. 👉 Sign up → Iran’s financial collapse, marked by the insolvency of Ayandeh Bank, underscores Bitcoin’s rising appeal as a hedge against banking instability and inflation in sanctioned economies. With losses exceeding $5 billion, the crisis highlights how decentralized cryptocurrencies offer users direct control over assets amid eroding trust in traditional systems. Ayandeh Bank’s failure exposes deep vulnerabilities in Iran’s banking sector, with $5.2 billion in losses transferred to state-owned Melli Bank. High inflation and sanctions have eroded public confidence, leading to long queues at branches and fears over deposit access. Bitcoin’s decentralized nature positions it as an attractive alternative, with adoption growing in regions facing currency devaluation and systemic risks, per reports from economic analysts. Iran’s banking crisis boosts Bitcoin’s appeal amid $5B losses and nationalization. Discover how crypto hedges against inflation in unstable economies—explore secure alternatives today. What is the Impact of Iran’s Financial Collapse on Bitcoin’s Appeal? Iran’s financial collapse, exemplified by the Central Bank’s declaration of Ayandeh Bank’s insolvency on October 27, 2025, has spotlighted Bitcoin’s role as a resilient asset in turbulent economies. The transfer of Ayandeh’s assets…

Author: BitcoinEthereumNews
Iran’s Financial Collapse Highlights Growing Appeal of Bitcoin

Iran’s Financial Collapse Highlights Growing Appeal of Bitcoin

The post Iran’s Financial Collapse Highlights Growing Appeal of Bitcoin appeared on BitcoinEthereumNews.com. Bitcoin Iran’s financial sector has entered a new phase of instability after the Central Bank officially declared Ayandeh Bank insolvent, transferring its assets to state-owned Melli Bank. The move effectively nationalized what had been one of the country’s largest private lenders and exposed the scale of losses that had been building for years. Central Bank Intervention and Fallout Ayandeh, founded in 2012 and operating over 270 branches, had accumulated roughly $5.2 billion in losses and $3 billion in debt, according to data from Asharq Al-Awsat. The Central Bank’s intervention is aimed at preventing wider contagion within an already fragile system plagued by high inflation, sanctions pressure, and a depreciating rial. Officials stated that depositors’ funds would remain secure under Melli Bank’s guarantee, but public confidence has eroded sharply. Long queues were reported at Ayandeh locations in Tehran and other cities, reflecting widespread concern that repayment limits and slow insurance processes could delay access to deposits. Iran’s deposit insurance framework only protects up to 1 billion rials — about $930 — per account, with compensation often taking years. Depositors holding larger balances now face the risk of significant write-downs. Governance Weakness and S@tructural Strain The failure of Ayandeh Bank has been linked to poor lending practices, including extensive credit exposure to politically affiliated enterprises. Among its largest commitments was the Iran Mall complex, a debt-heavy development that struggled under project overruns and weak returns. The episode underscores the vulnerabilities of Iran’s banking network, where state-linked projects and restricted foreign capital flows have compounded liquidity shortages. The economy, already contracting under renewed sanctions, continues to experience simultaneous inflationary and recessionary pressures — a combination that has pushed private lenders into increasingly unstable territory. Global Parallels Iran’s banking crisis mirrors broader weaknesses in the global financial system. In the United States, a series…

Author: BitcoinEthereumNews
Alibaba Affiliate Ant Group Files ‘AntCoin’ Trademark in Hong Kong, Hinting at Crypto Ambitions

Alibaba Affiliate Ant Group Files ‘AntCoin’ Trademark in Hong Kong, Hinting at Crypto Ambitions

The post Alibaba Affiliate Ant Group Files ‘AntCoin’ Trademark in Hong Kong, Hinting at Crypto Ambitions appeared on BitcoinEthereumNews.com. Ant Group, the Alibaba-affiliated fintech giant behind Alipay, has filed a trademark application for AntCoin in Hong Kong, suggesting possible plans to expand into blockchain-based financial services and stablecoins. The June filing has drawn significant attention on crypto social media just days before Ant Group Chairman Eric Jing is scheduled to speak alongside Hong Kong’s Secretary for Financial Services Christopher Hui and Primavera Capital’s Fred Hu at next week’s Hong Kong FinTech Week, which has a crypto-heavy agenda for an event that is usually TradFi-focused. (Hong Kong Intellectual Property Department) The AntCoin filing’s specification spans nearly all major financial activities, from traditional banking, lending, and FX to blockchain-based settlement, stablecoin issuance, digital-asset custody, and loyalty rewards, effectively positioning it as a bridge between Ant’s payments ecosystem and Hong Kong’s regulated Web3 economy. The move follows Ant’s earlier statement that it was exploring Hong Kong’s new stablecoin licensing regime, which took effect in August. Ant Group did not immediately respond to a request for comment from CoinDesk. Source: https://www.coindesk.com/markets/2025/10/27/alibaba-s-ant-group-files-antcoin-trademark-in-hong-kong-hinting-at-crypto-ambitions

Author: BitcoinEthereumNews
7 Top Meme Coins to Join Now: MOBU, $CULEX and More

7 Top Meme Coins to Join Now: MOBU, $CULEX and More

The post 7 Top Meme Coins to Join Now: MOBU, $CULEX and More appeared on BitcoinEthereumNews.com. Crypto News Explore MoonBull, Shiba Inu, La Culex, BullZilla, Popcat, SPX6900, Cheems. MoonBull is the top meme coin to join now, with the $MOBU presale live. Are meme coins the secret to your next crypto breakthrough? From the explosive rise of Shiba Inu (SHIB) to the hype around BullZilla ($BZIL), meme coins have captured global attention with their wild growth and passionate communities. Coins like La Culex ($CULEX), Popcat (POPCAT), SPX6900 (SPX), Cheems (CHEEMS), and the breakout star MoonBull ($MOBU) are redefining what it means to invest in trending cryptocurrencies. Among these, MoonBull dominates as the top meme coin to join now, offering unmatched presale advantages, staking rewards, and referral incentives. Its early momentum positions it as a potential leader in the next meme coin wave, standing apart from the noise of conventional tokens. MoonBull: The Meme Coin Turning Heads and the Top meme coin to join now MoonBull ($MOBU) dominates as the top meme coin to join now, offering a next-generation ecosystem designed to reward early investors and active community members. The $MOBU presale spans 23 stages, giving early participants maximum advantage while maintaining long-term sustainability. Each transaction fuels a smart redistribution system: 2% strengthens liquidity, 2% is shared as passive income with holders, and 1% is burned to reduce supply and increase scarcity. On top of this, the referral program supercharges growth, inviting someone grants them 15% extra tokens while the referrer receives 15% instantly, with monthly USDC bonuses for top performers. Coupled with staking rewards of up to 95% APY, MoonBull combines reflections, scarcity, and community incentives, making it an unmissable opportunity for crypto investors seeking explosive early-stage gains. MoonBull Presale Skyrockets: Stage 5 at $0.00006584, Over $450K Raised & 1,500+ Holders The MoonBull presale is in full swing, creating an urgent window for investors. Currently at…

Author: BitcoinEthereumNews
7 Top Meme Coins to Join Now: Early Investment Opportunities for Maximum Profit Potential in 2025

7 Top Meme Coins to Join Now: Early Investment Opportunities for Maximum Profit Potential in 2025

Are meme coins the secret to your next crypto breakthrough? From the explosive rise of Shiba Inu (SHIB) to the […] The post 7 Top Meme Coins to Join Now: Early Investment Opportunities for Maximum Profit Potential in 2025 appeared first on Coindoo.

Author: Coindoo
Nevada shuts down Fortress Trust: Who holds your keys during custody consolidation?

Nevada shuts down Fortress Trust: Who holds your keys during custody consolidation?

Nevada regulators shut down Fortress Trust on Oct. 22, citing insolvency that left the custodian holding roughly $200,000 in cash against $8 million owed in fiat and $4 million in crypto. The cease-and-desist order marked the second major Nevada trust-company collapse in two years, following Prime Trust’s entry into receivership in June 2023. Both firms […] The post Nevada shuts down Fortress Trust: Who holds your keys during custody consolidation? appeared first on CryptoSlate.

Author: CryptoSlate