Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15263 Articles

Created: 2026/02/02 18:52

Updated: 2026/02/02 18:52

Vivakor Inc. (VIVK) Stock: Surges 11.9% After $3.5 Million Direct Offering Announcement

TLDR Vivakor secures $3.5M to drive energy infrastructure expansion. Shares surge 11.91% after Vivakor’s direct offering confirmation. D. Boral Capital leads Vivakor’s $3.5M strategic funding deal. New capital supports Vivakor’s crude transport and terminal growth. Vivakor strengthens oil logistics network with direct share sale. Vivakor Inc.(VIVK) shares advanced sharply by 11.91% to close at $0.2912 [...] The post Vivakor Inc. (VIVK) Stock: Surges 11.9% After $3.5 Million Direct Offering Announcement appeared first on CoinCentral.

Author: Coincentral

2025/10/25

Ultra Ethereum Whale With $2,890,000,000 Just Made Deposit

The post Ultra Ethereum Whale With $2,890,000,000 Just Made Deposit appeared on BitcoinEthereumNews.com. Deposit to Aave Bitcoiners are not missing the memo The Ethereum ecosystem recently saw one of its biggest whale transactions in weeks, when an Ethereum OG with an incredible 736,316 ETH, or about $2.89 billion, deposited a whopping $500 million USDT into newly opened vaults by ConcreteXYZ and Stable. Deposit to Aave The whale initially deposited 300,000 ETH into Aave, one of the biggest decentralized lending protocols, in order to borrow $500 million USDT, according to on-chain data. One entity supplied the majority of the initial liquidity, as this massive transaction represents 64.5% of the $775 million USDT that has been locked into the vaults thus far. Since the vault’s initial stability now mainly depends on one player’s continuous participation, such dominance creates both excitement and concerns about concentration risk. The continued collaboration between established Ethereum whales and new DeFi infrastructure is demonstrated by this event. ETH/USDT Chart by TradingView Additionally, it portends a possible resurgence of whale-level ecosystem activity, which the Ethereum network has been lacking during the market’s recent lull. Other whales and institutions might be persuaded to return to DeFi lending procedures if the action inspires confidence. Bitcoiners are not missing the memo Almost at the same time, another on-chain anomaly surfaced, adding to the intrigue: 18eY9o, a Bitcoin miner wallet that had been inactive for more than 14 years, suddenly became active. After mining 4,000 Bitcoin (now valued at approximately $442 million) in 2009, the wallet moved 150 Bitcoin (about $16.6 million) to an external address. The money, which had been mined in the early days of Bitcoin, was combined into the wallet in 2011 and has not been touched since. A billion-dollar Ethereum whale move, and the reactivation of a Bitcoin miner wallet from before 2010, both point to a possible change in attitude among…

Author: BitcoinEthereumNews

2025/10/25

Sygnum Bank Introduces Multisignature Bitcoin Lending for Clients

TLDR Sygnum Bank has partnered with Debifi to introduce a Bitcoin-backed lending product. The new product uses a multisignature model, ensuring clients retain control over their collateral. Borrowers can take out fiat loans backed by Bitcoin, with three of five key holders needed to authorize transactions. The innovative approach prevents rehypothecation and allows borrowers to [...] The post Sygnum Bank Introduces Multisignature Bitcoin Lending for Clients appeared first on Blockonomi.

Author: Blockonomi

2025/10/25

Institutions Turn to Bitcoin as Arch Unlocks Real Yield for the Tokenization Era

TLDR: Arch Network introduces a platform to make Bitcoin productive by enabling real yield and base-layer activity. The project targets institutional adoption with Bitcoin-backed settlement for real-world asset tokenization. Institutions may shift toward Bitcoin as the preferred settlement layer due to its neutrality and liquidity. Arch completes 18 months of development, bringing DeFi and tokenization [...] The post Institutions Turn to Bitcoin as Arch Unlocks Real Yield for the Tokenization Era appeared first on Blockonomi.

Author: Blockonomi

2025/10/25

Sygnum Bank bets on Bitcoin lending with multisign custody model

                                                                               The new product is expected to launch in the first half of 2026 and will let clients borrow fiat against Bitcoin held in multisignature wallets.                     Sygnum Bank has partnered with Bitcoin-backed lending platform Debifi to launch a multisignature lending product that allows borrowers to retain shared control of their collateral.According to the Swiss digital asset bank’s announcement on Friday, the product introduces a Bitcoin-native multisign lending model that allows clients to retain control of their collateral through distributed key management, ensuring that assets cannot be rehypothecated. Sygnum clients can take out fiat loans backed by Bitcoin in a setup that requires three of five key holders to authorize any transaction, allowing borrowers to track and verify their collateral directly onchain.Read more

Author: Coinstats

2025/10/25