Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15234 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Dr. Maurice Herlihy Guides BlockDAG with AMA Insights and Academic Authority

Dr. Maurice Herlihy Guides BlockDAG with AMA Insights and Academic Authority

The post Dr. Maurice Herlihy Guides BlockDAG with AMA Insights and Academic Authority appeared on BitcoinEthereumNews.com. Crypto News Discover how Dr. Maurice Herlihy’s role on BlockDAG’s board brings unmatched academic credibility and trust to its technology. In the fast-changing crypto world, separating real progress from passing hype is a major challenge. BlockDAG’s presale has now raised over $432 million, showing huge global confidence, yet its strongest validation comes from an even higher authority. The project’s direction is shaped by Dr. Maurice Herlihy, a true legend in computer science. Dr. Herlihy is the recipient of both the Gödel and Dijkstra prizes, the top awards in distributed computing, the core field behind blockchain itself. His involvement turns BlockDAG (BDAG) into a project grounded in proven academic excellence rather than market speculation. It signals a platform supported by deep technical knowledge instead of hype, making it one of the most credible names in the crypto space. Searching for Real Innovation in a Sea of Noise In today’s crowded digital asset market, finding genuine innovation is harder than ever. Many projects make big promises, relying on marketing and influencer campaigns instead of real technology. This environment makes it difficult to tell whether a project is built for long-term value or short-term attention. True progress in this space depends on solid computer science, not just social media buzz. That’s why the background of those who validate a project is crucial. When a respected figure in distributed computing supports a blockchain project, it gives the technology a rare and powerful stamp of authenticity. For those following BlockDAG’s journey, an exclusive AMA will take place this Friday, October 24, at 3 PM UTC. The session will reveal insider updates, roadmap developments, and important insights before Keynote 4: The Launch Note and Genesis Day. Dr. Maurice Herlihy: The Academic Force Behind the Vision BlockDAG’s story becomes even more compelling through the expertise of Dr.…

Author: BitcoinEthereumNews
When Blockchain Meets Genius: Dr. Maurice Herlihy Guides BlockDAG with AMA Insights and Academic Authority

When Blockchain Meets Genius: Dr. Maurice Herlihy Guides BlockDAG with AMA Insights and Academic Authority

In the fast-changing crypto world, separating real progress from passing hype is a major challenge. BlockDAG’s presale has now raised […] The post When Blockchain Meets Genius: Dr. Maurice Herlihy Guides BlockDAG with AMA Insights and Academic Authority appeared first on Coindoo.

Author: Coindoo
Spark transfers $100 million in stablecoin reserves to Superstate crypto arbitrage fund

Spark transfers $100 million in stablecoin reserves to Superstate crypto arbitrage fund

PANews reported on October 24th that according to The Block, DeFi lending protocol Spark (part of the Sky ecosystem) announced that it will allocate $100 million of its stablecoin reserves to the Superstate’s USCC (Crypto Carry Fund) to generate returns through spot-futures basis trading. USCC currently has a TVL of approximately $411 million. Spark previously generated income primarily through tokenized US Treasury products such as Blackstone BUIDL and Franklin FOBXX. Superstate claims that USCC has achieved an annualized return of approximately 8.35% over the past 30 days and operates within a compliant framework. It also manages USTB (a tokenized US Treasury fund). Spark has also deployed approximately $1.1 billion to Ethena's USDe/sUSDe and $25 million to the Maple Finance pool this year.

Author: PANews
Singapore’s Pave Bank Raises $39M to Potentially Expand Crypto Offerings for Institutions

Singapore’s Pave Bank Raises $39M to Potentially Expand Crypto Offerings for Institutions

The post Singapore’s Pave Bank Raises $39M to Potentially Expand Crypto Offerings for Institutions appeared on BitcoinEthereumNews.com. COINOTAG recommends • Exchange signup 💹 Trade with pro tools Fast execution, robust charts, clean risk controls. 👉 Open account → COINOTAG recommends • Exchange signup 🚀 Smooth orders, clear control Advanced order types and market depth in one view. 👉 Create account → COINOTAG recommends • Exchange signup 📈 Clarity in volatile markets Plan entries & exits, manage positions with discipline. 👉 Sign up → COINOTAG recommends • Exchange signup ⚡ Speed, depth, reliability Execute confidently when timing matters. 👉 Open account → COINOTAG recommends • Exchange signup 🧭 A focused workflow for traders Alerts, watchlists, and a repeatable process. 👉 Get started → COINOTAG recommends • Exchange signup ✅ Data‑driven decisions Focus on process—not noise. 👉 Sign up → Pave Bank, a Singapore-based digital bank, secured $39 million in Series A funding led by Accel to expand its programmable crypto and fiat services for institutional clients. This funding addresses rising demand for automated financial solutions integrating blockchain technology. Pave Bank’s funding totals $45 million, including participation from Tether Investments and Wintermute. The bank combines traditional fiat banking with crypto transactions for businesses seeking efficient programmable finance. Founded in 2023, Pave Bank holds a Georgian banking license and plans expansion to UAE, Hong Kong, and EEA markets. Singapore’s Pave Bank raises $39M in Series A for crypto-fiat programmable banking. Explore how this funding boosts institutional digital asset services and blockchain integration. Learn more about fintech growth today. What is Pave Bank’s Series A Funding Round? Pave Bank’s Series A funding round raised $39 million, led by venture capital firm Accel, to enhance its offerings in programmable banking that bridge crypto and fiat services. The round brought the company’s total funding to approximately $45 million, with key investors including Tether Investments, Wintermute, Quona Capital, Helios Digital Ventures, Yolo Investments, Kazea…

Author: BitcoinEthereumNews
DeFi Lender Spark Invests $100M in Superstate’s Crypto Fund

DeFi Lender Spark Invests $100M in Superstate’s Crypto Fund

Spark, a leading lending platform in the decentralized finance (DeFi) space, has invested $100 million in Superstate’s Crypto Carry Fund (USCC). The investment aims to improve and diversify Spark’s stablecoin reserves. Currently, these reserves mostly depend on the U.S. Treasuries, which now yield less than 4%.  The announcement, made on October 23, 2025, highlights the company’s plans to shift towards market-neutral crypto trading. The new approach could offer annual returns of 8% to 9%. Superstate Gets $100 Million Boost Spark’s $100 million investment comes amid a drop in U.S. Treasury yields to 3.976%, the lowest in six months. The protocol manages over $10 billion and wants to improve its $9 billion in USDS stablecoin reserves. Superstate’s USCC fund, which has $528 million in assets, provides returns by taking advantage of price changes in Bitcoin and Ethereum.  The investment will help diversify Spark’s current real-world asset allocations, which include $500 million in BlackRock’s BUIDL and $300 million in Superstate’s USTB. Overall, the investment supports Spark’s goal of identifying compliant, low-risk yield opportunities. This collaboration may accelerate the adoption of tokenized assets as DeFi protocols seek to offer compliant, independent ways to generate yield.  A Growing Trend in the DeFi Sector Spark’s $100 million allocation signals a calculated transition toward investment strategies that target higher returns. The fund can take advantage of price differences in the spot and futures markets for major cryptocurrencies like Bitcoin and Ethereum. It also shows Spark’s commitment to following regulations, which helps build trust in Superstate’s new tokenized fund model. The investment is part of a growing trend in the DeFi sector. More platforms are adopting regulated frameworks and crypto-based strategies as traditional Treasury securities yield lower returns. For example, Matador Technologies recently raised $100 million through a convertible note.  The funds raised will support Matador’s efforts to buy more Bitcoin. The company made the deal with ATW Partners, an investor known for providing financing to growth-stage companies. The move shows that Matador is working to strengthen its position in the Bitcoin market, while many companies in decentralized finance (DeFi) seek new ways to boost returns. The post DeFi Lender Spark Invests $100M in Superstate’s Crypto Fund appeared first on CoinTab News.

Author: Coinstats
Rivian Cuts 600 Jobs Amid EV Challenges and AI-Driven Tech Layoffs

Rivian Cuts 600 Jobs Amid EV Challenges and AI-Driven Tech Layoffs

The post Rivian Cuts 600 Jobs Amid EV Challenges and AI-Driven Tech Layoffs appeared on BitcoinEthereumNews.com. COINOTAG recommends • Exchange signup 💹 Trade with pro tools Fast execution, robust charts, clean risk controls. 👉 Open account → COINOTAG recommends • Exchange signup 🚀 Smooth orders, clear control Advanced order types and market depth in one view. 👉 Create account → COINOTAG recommends • Exchange signup 📈 Clarity in volatile markets Plan entries & exits, manage positions with discipline. 👉 Sign up → COINOTAG recommends • Exchange signup ⚡ Speed, depth, reliability Execute confidently when timing matters. 👉 Open account → COINOTAG recommends • Exchange signup 🧭 A focused workflow for traders Alerts, watchlists, and a repeatable process. 👉 Get started → COINOTAG recommends • Exchange signup ✅ Data‑driven decisions Focus on process—not noise. 👉 Sign up → Rivian Automotive is laying off approximately 600 employees, representing 4% of its workforce, to cut costs amid challenges in the electric vehicle sector. This follows a previous 15% reduction and targets commercial roles in sales and service as the company prepares for its R2 SUV launch in 2026. Rivian’s layoffs highlight broader EV market pressures, including declining demand and production delays. The cuts aim to streamline operations while the company reports improved efficiency but ongoing net losses. EV makers face intensified competition from Tesla, Ford, and Chinese rivals, with U.S. policy changes exacerbating demand issues; Rivian posted a $1.12 billion Q2 net loss despite 12.5% revenue growth. Rivian layoffs 2025 signal tough times for EV makers amid cooling demand and policy shifts. Discover how these cuts impact the sector and what lies ahead for electric vehicles. Stay informed on automotive industry updates. What are the reasons behind Rivian Automotive’s latest layoffs? Rivian Automotive is conducting another round of layoffs affecting about 600 employees to reduce operational costs in a challenging electric vehicle market. The company, which employs nearly 15,000…

Author: BitcoinEthereumNews
Aave Labs Acquires Stable Finance to Bolster Consumer DeFi Services

Aave Labs Acquires Stable Finance to Bolster Consumer DeFi Services

The post Aave Labs Acquires Stable Finance to Bolster Consumer DeFi Services appeared on BitcoinEthereumNews.com. COINOTAG recommends • Exchange signup 💹 Trade with pro tools Fast execution, robust charts, clean risk controls. 👉 Open account → COINOTAG recommends • Exchange signup 🚀 Smooth orders, clear control Advanced order types and market depth in one view. 👉 Create account → COINOTAG recommends • Exchange signup 📈 Clarity in volatile markets Plan entries & exits, manage positions with discipline. 👉 Sign up → COINOTAG recommends • Exchange signup ⚡ Speed, depth, reliability Execute confidently when timing matters. 👉 Open account → COINOTAG recommends • Exchange signup 🧭 A focused workflow for traders Alerts, watchlists, and a repeatable process. 👉 Get started → COINOTAG recommends • Exchange signup ✅ Data‑driven decisions Focus on process—not noise. 👉 Sign up → Aave Labs has acquired Stable Finance, a San Francisco-based firm offering a mobile app for earning yield on stablecoins through decentralized lending. This move expands Aave’s consumer-facing services while integrating key talent to bridge traditional finance and onchain ecosystems, announced on Thursday with undisclosed financial terms. Aave Labs’ acquisition of Stable Finance enhances its retail onchain offerings by incorporating a user-friendly mobile app for stablecoin yields. The deal includes Stable Finance’s founder Mario Baxter Cabrera and engineering team joining Aave Labs to drive innovation in everyday finance. Aave’s total value locked stands at over $37.25 billion, per DefiLlama data, underscoring its dominant position in DeFi lending. Aave Labs acquires Stable Finance to boost consumer onchain services—discover how this deal integrates mobile yield earning and institutional tools for seamless crypto finance. Explore impacts today. What is the Aave Labs Acquisition of Stable Finance? Aave Labs acquisition of Stable Finance marks a strategic expansion into consumer-oriented onchain services for the leading DeFi lending protocol. Founded in 2023, Stable Finance provides a mobile application that enables users to deposit funds from bank…

Author: BitcoinEthereumNews
Aave Moves Into Retail DeFi With Stable Finance Acquisition

Aave Moves Into Retail DeFi With Stable Finance Acquisition

The move signals Aave’s intent to bring decentralized lending into mainstream mobile banking experiences. Stable Finance, founded in 2023 by […] The post Aave Moves Into Retail DeFi With Stable Finance Acquisition appeared first on Coindoo.

Author: Coindoo
Why Milk Mocha’s Fusion of Digital and Physical Worlds Has Its Whitelist Near Capacity

Why Milk Mocha’s Fusion of Digital and Physical Worlds Has Its Whitelist Near Capacity

The post Why Milk Mocha’s Fusion of Digital and Physical Worlds Has Its Whitelist Near Capacity appeared on BitcoinEthereumNews.com. Crypto News The presale whitelist for the Milk Mocha ($HUGS) token is almost full. Discover how its innovative model for blended digital and physical ownership is attracting huge interest before the final spots are gone. The beloved cartoon bears, Milk and Mocha have captivated millions globally with their simple and relatable stories. This deep emotional connection now serves as the foundation for a new digital economy, powered entirely by the $HUGS token. The project’s unique method of blending digital assets with tangible goods has generated a massive surge of interest from its dedicated fanbase. This has resulted in the presale whitelist, the sole entry point for early participation, rapidly approaching its capacity. For anyone who understands the value of this innovative model, the time to act is now. The final opportunity to get in on the ground floor is disappearing as the last available spots are claimed by enthusiasts A New Definition of Ownership What makes the $HUGS project so compelling is how it dissolves the barrier between the digital and physical. The plan to link select merchandise with a corresponding NFT is a primary driver behind the rush for whitelist access. This provides an indisputable method of verifying authenticity and ownership in a way that traditional collecting cannot. Think about possessing a limited-run plush toy that also includes its own digital certificate on the blockchain. This digital twin could unlock special abilities or access within the project’s future metaverse. It’s this combination that creates a deeper, more engaging form of collecting. People who understand the long-term value of this fusion are the ones claiming the last available positions on the whitelist, recognizing the potential of owning an asset in two realms at once. This model expands the very idea of what it means to own something. An Economic Model…

Author: BitcoinEthereumNews
Spark moves $100m to Superstate fund amid low T-Bill yields

Spark moves $100m to Superstate fund amid low T-Bill yields

Spark is deploying $100 million into Superstate’s crypto carry fund to capture basis trade yields as returns from its traditional Treasury holdings begin to soften across the market. According to an announcement on Oct. 23, the DeFi lending protocol Spark…

Author: Crypto.news