Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15137 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
As Bitcoin’s Price Sparks Market Turbulence, Here’s Why Presales Like BlockchainFX Could Represent Safer Investments

As Bitcoin’s Price Sparks Market Turbulence, Here’s Why Presales Like BlockchainFX Could Represent Safer Investments

As Bitcoin stabilizes near $112K after a sharp drop, investors eye BlockchainFX ($BFX) at $0.028 for its staking rewards, audits, and multi-asset trading utility.

Author: Blockchainreporter
BullZilla and 5 Top Meme Coins to buy – Hot Crypto Picks

BullZilla and 5 Top Meme Coins to buy – Hot Crypto Picks

The post BullZilla and 5 Top Meme Coins to buy – Hot Crypto Picks appeared on BitcoinEthereumNews.com. Crypto News Explore 5 crypto projects about to erupt – BullZilla dominates the list. Top meme coins to buy for 2025 and their ROI potential. Shiba Inu is quickly emerging as one of the top meme coins to buy, drawing the attention of crypto enthusiasts and financial analysts alike. Its rise reflects a broader shift in the meme coin market – one that’s blending humor and hype with smarter tokenomics and community-driven ecosystems. Across the industry, meme projects are no longer just viral jokes; they’re evolving into serious contenders with staking models, governance frameworks, and structured presales designed to generate tangible ROI. This evolving trend sets the stage for the next wave of breakout tokens. While projects like Shiba Inu, MoonBull, La Culex, and Dogecoin each bring their unique narratives, one name stands out from the pack – BullZilla, a presale juggernaut redefining how meme coins can scale both community trust and profit potential. Let’s explore why these five projects are shaping up to be the most explosive crypto stories heading into 2025. BullZilla: The Powerhouse Redefining the Top Meme Coins to Buy BullZilla ($BZIL) is rapidly emerging as a standout in the meme coin space, setting new records for presale performance and investor engagement. Now in Stage 7, Phase 1, BullZilla continues to attract massive attention with its automated stage-based presale model. At the current price of $0.00016573, the presale has already raised over $920,000, sold more than 31 billion tokens, and onboarded 3,000+ holders – figures that continue to climb. What distinguishes BullZilla from other top meme coins to buy is its automatic stage escalation mechanism, which progressively increases the token price for every $100,000 raised or every 48 hours, combined with its Roar Burn Mechanism, ensuring scarcity and rewarding early investors. What distinguishes BullZilla from other top…

Author: BitcoinEthereumNews
This Token Priced at Just $0.035 Might Change Your Crypto Portfolio Forever

This Token Priced at Just $0.035 Might Change Your Crypto Portfolio Forever

The crypto market is full of tokens promising the next big wave — but every cycle, only a few early-stage projects truly stand out. Many of the most successful stories share a common thread: they were discovered while still in their presale phase, long before exchange listings or major marketing pushes. In 2020, investors who identified Solana early saw life-changing gains. In 2021, early Aave backers watched the protocol reshape DeFi lending markets. Now, in 2025, a new Ethereum-based project called Mutuum Finance (MUTM) is drawing similar attention. With a current presale price of just $0.035, rapidly increasing allocations, and major protocol milestones ahead, some analysts believe this could be one of the defining DeFi crypto stories of the next cycle. Mutuum Finance (MUTM) Mutuum Finance is a decentralized finance (DeFi) protocol designed to bring a more structured, utility-driven approach to token value. Instead of relying on hype alone, the team has built its growth strategy around transparent presale mechanics, verifiable on-chain milestones, and clear utility. The presale has been running since early 2025 and has already demonstrated impressive traction. MUTM is currently priced at $0.035 in Phase 6, up from $0.01 in Phase 1. To date, the project has raised $17.4 million, attracted over 17,200 holders, and allocated 66% of the Phase 6 tokens.  Once Phase 6 is fully subscribed, the token price will rise by nearly 20%, moving closer to the planned $0.06 listing price. This structured approach gives early participants transparent pricing and rewards those who enter before key milestones. To keep engagement high, Mutuum Finance runs a 24-hour leaderboard. Each day, the top depositor receives a $500 MUTM bonus, provided they complete at least one transaction in that period. This feature has proven effective at maintaining daily activity from both retail buyers and larger participants, contributing to steady momentum as the presale progresses. MUTM Could Be the Next DeFi Success Story Unlike many speculative tokens, MUTM is built around real, protocol-driven utility. Its architecture combines Peer-to-Contract (P2C) pooled markets for major assets like ETH and USDT with Peer-to-Peer (P2P) isolated lending markets for less common tokens. This dual structure is designed to serve both everyday users and more sophisticated participants, a strategy reminiscent of how major DeFi protocols reshaped decentralized markets. Another key feature is the mtToken system. When users supply assets, they receive 1:1 receipt tokens called mtTokens, which accrue yield over time. These tokens allow users to maintain exposure to their deposits while earning interest — similar to how Aave’s aTokens function, but adapted for Mutuum’s dual-market structure. Complementing this is the buy-and-distribute mechanism. A portion of borrowing fees and protocol revenue is used to buy MUTM from the open market and redistribute it to mtToken stakers, creating a continuous loop of demand tied to real platform activity. This is a major difference from meme coins or hype tokens, whose price movements often rely solely on sentiment. Analysts View The team has also confirmed through an X statement that Version 1 of the protocol will launch on the Sepolia testnet in Q4 2025. This rollout will feature core components such as liquidity pools, mtToken issuance, debt tokens, and liquidation systems — with ETH and USDT supported from day one. Analysts view this as a crucial step to gather feedback, build user familiarity, and demonstrate real functionality before mainnet and exchange listings. Many analysts have shared price projections for MUTM based on these fundamentals. Conservative models place post-launch momentum between $0.25 and $0.35, while more aggressive forecasts suggest $0.50 is possible over the longer term as long as adoption mirrors early Aave or Compound growth. To illustrate this potential, consider a $650 crypto investment at the current presale price of $0.035. If MUTM reaches $0.25 post-launch, that investment could grow to $4,642. At $0.35, the same position would be worth $6,500, showing why early positioning in strong utility projects can offer asymmetric upside compared to already mature tokens. Security, Incentives, and Community Engagement Mutuum Finance has also taken steps to build trust with investors before launch. The project underwent a CertiK audit, achieving a strong 90/100 token score, which signals a solid codebase and responsible development practices. In addition, the team launched a $50,000 bug bounty to encourage independent security researchers to review the smart contracts. This early emphasis on transparency and risk mitigation aligns Mutuum with established DeFi protocols that prioritized security from day one. On the community side, a $100,000 giveaway is running during the presale period. Ten winners will be selected to receive $10,000 worth of MUTM each, boosting awareness and rewarding early supporters. Combined with the daily leaderboard, these programs are designed to create consistent activity and attract a broad mix of retail and whale participants ahead of listing. The presale is currently entering a critical phase. With Phase 6 already two-thirds allocated, whale inflows in the six-figure range have been observed in recent weeks, signaling growing institutional interest. Mutuum Finance’s combination of transparent fundraising, utility, audited security, and strategic rollout gives it a foundation that analysts believe could make it one of the standout DeFi crypto projects of 2025.  For more information about Mutuum Finance (MUTM) visit the links below: Website: https://www.mutuum.com Linktree: https://linktr.ee/mutuumfinance Disclaimer: This is a sponsored article and is for informational purposes only. It does not reflect the views of Crypto Daily, nor is it intended to be used as legal, tax, investment, or financial advice.

Author: Coinstats
Exploring the Potential of Mutuum Finance in the DeFi Sector

Exploring the Potential of Mutuum Finance in the DeFi Sector

The Rise of a New DeFi Contender: Mutuum Finance Decentralized Finance (DeFi) has witnessed various phases of evolution, with each cycle introducing groundbreaking protocols that have reshaped the financial landscape. One such promising project in this cycle is Mutuum Finance (MUTM), currently priced at an accessible $0.035 per token during its presale phase. Following the tradition of early-stage investment success stories like Solana and Aave, Mutuum Finance aims to carve its niche by basing its growth on concrete utility and protocol milestones rather than mere market speculation. What Makes Mutuum Finance Stand Out? Mutuum Finance, a decentralized finance protocol, employs a distinct strategy focused on structured presale stages and real utility within the DeFi ecosystem. The protocol operates on a transparent model where early participants benefit from initial pricing and rewards, setting the stage for a potential surge in value as the project reaches new milestones. Currently in its sixth presale phase, MUTM has attracted substantial attention, raising $17.4 million with more than 17,200 holders. The interest in Mutuum Finance is bolstered by daily engagement incentives such as a $500 MUTM bonus for the highest depositor of the day, driving consistent transaction activity. Protocol and Utility Features MUTM integrates Peer-to-Contract (P2C) and Peer-to-Peer (P2P) lending frameworks, supporting major assets like ETH and USDT, alongside less common tokens. This architectural blend caters to a broad user base from casual users to professional traders, reminiscent of other successful DeFi protocols. The protocol issues mtTokens as a 1:1 receipt for assets supplied, which not only maintain the value but also accrue interest over time, enhancing user returns. A unique aspect of Mutuum Finance is its buy-and-distribute mechanism, wherein a part of the borrowing fees and protocol revenue is used to purchase MUTM from the market and redistribute it to mtToken holders, creating continual demand and enhancing token value. Upcoming Developments and Analyst Perspectives As part of its roadmap, Mutuum Finance is set to launch Version 1 on the Sepolia testnet in Q4 2025, with key functionalities like liquidity pools and liquidation systems. This phase is critical for initial user feedback and operational refinement before progressing to mainnet launches. Analysts are optimistic, projecting that post-launch, MUTM's value could rise significantly. Investments made during the presale could potentially yield substantial returns, drawing parallels with early investments in other prominent DeFi tokens. Security and Community Engagement The protocol's commitment to security is evidenced by a successful audit by CertiK and a $50,000 bug bounty aimed at ensuring robust contract security prior to full-scale implementation. A concurrent $100,000 giveaway helps to stimulate community interest and participation, ensuring a lively and engaged stakeholder base from the outset. Conclusion With its strategic presale ongoing and significant developments on the horizon, Mutuum Finance presents a compelling case for both retail and institutional investors looking for the next big opportunity in DeFi. For more details, visit Mutuum Finance's website and their Linktree. Disclaimer: This is a sponsored article and is for informational purposes only. It does not reflect the views of Bitzo, nor is it intended to be used as legal, tax, investment, or financial advice.

Author: Coinstats
Top Meme Coins To Buy in 2025 – 5 Explosive Projects Michael Saylor Eyes for 100x Gains

Top Meme Coins To Buy in 2025 – 5 Explosive Projects Michael Saylor Eyes for 100x Gains

Shiba Inu is quickly emerging as one of the top meme coins to buy, drawing the attention of crypto enthusiasts […] The post Top Meme Coins To Buy in 2025 – 5 Explosive Projects Michael Saylor Eyes for 100x Gains appeared first on Coindoo.

Author: Coindoo
Ripple CLO rejects claim that crypto use is mostly illegal activity

Ripple CLO rejects claim that crypto use is mostly illegal activity

TLDR Ripple CLO says public blockchains offer traceable and auditable records. Alderoty claims tens of millions in the US use crypto for daily purposes. Media reports linking crypto to crime are inaccurate, says Ripple CLO. National Cryptocurrency Association aims to promote safe crypto use. Public conversations around crypto have recently reignited, with several mainstream reports [...] The post Ripple CLO rejects claim that crypto use is mostly illegal activity appeared first on CoinCentral.

Author: Coincentral
Ripple (XRP) Chief Legal Officer Responds to Criticisms Directed at the Industry

Ripple (XRP) Chief Legal Officer Responds to Criticisms Directed at the Industry

The post Ripple (XRP) Chief Legal Officer Responds to Criticisms Directed at the Industry appeared on BitcoinEthereumNews.com. Ripple (XRP) Chief Legal Officer (CLO) Stuart Alderoty criticized the portrayal of cryptocurrencies as “tools for crime and corruption,” saying that this approach is both baseless and does not reflect reality. In his post on the X platform, Alderoty stated that recent news in traditional media has ignored the transparent blockchain and its large user base. “These words are useful, but lazy and wrong,” Alderoty said, arguing that the primary focus should be on who uses crypto and for what purposes. He noted that digital assets are used by tens of millions of Americans in practical applications like lending, proof of ownership, and establishing new trading models. “Crime does not thrive in a system that operates openly,” Alderoty said, arguing that public blockchains make transactions more traceable, thus providing transparency and an advantage in terms of detecting criminal activity. The overarching theme of Alderoty’s message was that crypto isn’t a “speculation space,” but rather a toolkit that shortens transaction times, reduces middlemen, and creates auditable records. He pointed out that the real story lies in crypto’s everyday benefits. Alderoty also stated that the National Cryptocurrency Association, which Ripple supported with a $50 million grant on March 5, has undertaken the mission of telling these user stories and providing accurate information. While cryptocurrency can be used in criminal activities, generalizing it is a huge mistake, according to Alderoty. “The reality is that open systems allow for persistent and continuous control,” he said. “The narrative needs to catch up with reality.” *This is not investment advice. Follow our Telegram and Twitter account now for exclusive news, analytics and on-chain data! Source: https://en.bitcoinsistemi.com/ripple-xrp-chief-legal-officer-responds-to-criticisms-directed-at-the-industry/

Author: BitcoinEthereumNews
Analyst Says The Best Crypto To Invest In Now is This $0.035 DeFi Token and Not Ethereum (ETH), Here’s Why

Analyst Says The Best Crypto To Invest In Now is This $0.035 DeFi Token and Not Ethereum (ETH), Here’s Why

The post Analyst Says The Best Crypto To Invest In Now is This $0.035 DeFi Token and Not Ethereum (ETH), Here’s Why appeared on BitcoinEthereumNews.com. The post Analyst Says The Best Crypto To Invest In Now is This $0.035 DeFi Token and Not Ethereum (ETH), Here’s Why appeared first on Coinpedia Fintech News Analysts have scanned the crypto market lately. These experts have pinpointed Mutuum Finance (MUTM) as the best crypto to invest in, in light of Ethereum’s faltering trajectory. This is because Ethereum has breached key supports. ETH has since signaled deeper declines that could slash its value by 60% to around $1,500.  Meanwhile, Mutuum Finance (MUTM) has surged ahead. The project has raised $17,650,000 since presale inception and amassed 17,300 holders. Phase 6 of its 11-phase presale now unfolds at $0.035 per token, up 250% from phase one’s $0.01 entry, yet 70% filled already.  Investors eye this altcoin as the top crypto for gains, especially with phase 6’s rapid sell-out looming. The shift underscores why backers pivot toward Mutuum Finance (MUTM) over Ethereum’s woes. Ethereum’s Downward Spiral Accelerates Ethereum’s price has plunged below the $3,815 support, reshaping its technical outlook entirely. Traders watched that level hold firm against prior dips, but its fracture now confirms a bearish structure with fresh lows emerging. Sellers dominate rebounds, capping rallies at shrinking peaks that cement the downtrend’s grip. Worse yet, the weekly Woodies CCI has turned negative, echoing a past 60% rout from highs. Such a repeat would drag Ethereum toward $1,500, a stark reminder of its vulnerability. Volume spikes hint at exhaustion among bulls, while the $3,800 mark clings as the last bulwark. Bulls cling to hopes of reclaiming $4,500-$4,700. Yet, failure keeps Ethereum mired in red territory. Capitulation looms if $3,400 support crumbles next, a Fibonacci zone turned fragile. Thus, this best cryptocurrency to invest in falters, urging caution for those eyeing altcoins elsewhere. Mutuum Finance Presale Momentum Builds Mutuum Finance (MUTM) has opened…

Author: BitcoinEthereumNews
Which Crypto To Buy Today For Long-Term: MUTM to Beat SHIB

Which Crypto To Buy Today For Long-Term: MUTM to Beat SHIB

The post Which Crypto To Buy Today For Long-Term: MUTM to Beat SHIB appeared on BitcoinEthereumNews.com. The post Which Crypto To Buy Today For Long-Term: MUTM to Beat SHIB appeared first on Coinpedia Fintech News Investors have scanned the crypto market for the best crypto to buy now, especially amid whispers of which crypto to buy today for long-term holds. Shiba Inu has drawn eyes with its recent rebound, yet Mutuum Finance (MUTM) has surged ahead in presale traction, raising $17,650,000 since inception and amassing 17,300 holders.  Phase 6 of its 11-phase rollout has hit 70% capacity at $0.035 per token, a 250% climb from phase one’s $0.01 entry. This altcoin’s DeFi blueprint promises steadier gains over meme-driven swings.  As buyers flock, MUTM edges out rivals for sustained value in a volatile space. Phase 6 sells out fast; the window to grab tokens this affordably narrows daily. Shiba Inu Faces Hurdles in Sustained Rally Shiba Inu price moves higher above $0.00001 after sharp decline last week. Investors came pouring in once the token fell to a 2025 trough of $0.00000850, which also resulted in an additional zero being cut off its valuation.  On-chain data showed more than 600 billion SHIB tokens leaving exchanges from September 22 to September 26, and close to 1 trillion more during the October 11 crash. Long-term holders were accumulating rather than passing through, expediting trades. Technical formations showed a downward wedge over several months of low highs. Support held close to $0.0000090 to $0.0000100 and further cushioned down moves. The change in momentum was evidenced by RSI moving out of oversold levels and MACD flattening on the daily charts. Yet the resistance is at $0.00001137 and the 30-day SMA. There is a breakout targeting $0.000022-$0.000032 for the short-term; however, analysts warn on volume and more general conditions. Burns also went on a spree, with 5.7 million SHIB torched in a day…

Author: BitcoinEthereumNews
Best Crypto to Buy Now as Fear and Greed Index Signals Market Panic

Best Crypto to Buy Now as Fear and Greed Index Signals Market Panic

The last stretch of 2025 has not come bearing good news for the cryptocurrency market. Bitcoin has toppled from its previous highs, altcoins have followed suit, institutional investors are failing to create a positive narrative, and it is becoming clear that the bull run is over. Evidence of this can be seen in the crypto […]

Author: The Cryptonomist