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Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15036 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
China Merchants Bank Launches $3.8B MMF Fund on BNB Chain

China Merchants Bank Launches $3.8B MMF Fund on BNB Chain

In a notable advancement for traditional finance and blockchain integration, China Merchants Bank’s Hong Kong subsidiary has successfully tokenized a $3.8 billion money market fund (MMF) on the BNB Chain. This move signifies a significant step towards bringing real-world assets (RWA) onto blockchain platforms, expanding access for institutional and accredited investors within a regulated environment, [...]

Author: Crypto Breaking News

2025/10/15

IMF Urges Countries to Recognize Digital Currencies

IMF Urges Countries to Recognize Digital Currencies

The post IMF Urges Countries to Recognize Digital Currencies appeared on BitcoinEthereumNews.com. IMF Urges Nations to Embrace Digital Currency Transition In a compelling address at the IMF-World Bank Annual Meetings, Kristalina Georgieva, Managing Director of the International Monetary Fund (IMF), emphasized the urgent need for countries to adapt to the digital transformation of fiat currencies. She stated, “I’m telling countries, ‘Accept reality, fiat money is moving digital,’” underscoring the inevitability of this shift. The Rise of Central Bank Digital Currencies (CBDCs) Georgieva highlighted that the digitalization of national currencies is a “very positive and powerful” trend. She distinguished central bank digital currencies (CBDCs) from unbacked crypto assets such as Bitcoin, noting that the IMF does not recommend using Bitcoin as a reserve asset. IMF’s Concerns Over Stablecoins The IMF has raised alarms about the $305 billion stablecoin market, warning that it could threaten traditional lending, complicate monetary policy, and trigger a flight from some of the world’s safest assets. The Fund cautioned that the widespread adoption of stablecoins could undermine central banks’ control over monetary policy and destabilize financial systems. Bitcoin’s influence on the global economy is multifaceted. While some view it as a hedge against inflation, others point to its environmental impact and price volatility. The IMF has recognized cryptocurrencies like Bitcoin in its global economic data standards, classifying them as non-produced assets. This acknowledgment reflects the growing importance of digital assets in the financial landscape. El Salvador’s Experience Initially, the government launched initiatives like the Chivo Wallet to facilitate Bitcoin transactions. However, the adoption faced challenges, including volatility concerns and limited usage among businesses and citizens. In response to these challenges and under pressure from international financial institutions, El Salvador amended its Bitcoin law in early 2025. The revised law made Bitcoin’s acceptance voluntary, aligning with the conditions set by the International Monetary Fund (IMF) for a $1.4 billion financing…

Author: BitcoinEthereumNews

2025/10/15

CMB International Brings $3.8B Money Market Fund to BNB Chain

CMB International Brings $3.8B Money Market Fund to BNB Chain

TLDR: CMB International’s $3.8B fund is now tokenized on BNB Chain for real-time investor access. Accredited investors can subscribe using fiat or stablecoins via CMBMINT and CMBIMINT tokens. BNB Chain’s ecosystem allows DeFi use of CMB tokens for lending, staking, and yield strategies. DigiFT and OnChain platforms handle compliant tokenization and liquidity management smart contracts. [...] The post CMB International Brings $3.8B Money Market Fund to BNB Chain appeared first on Blockonomi.

Author: Blockonomi

2025/10/15

Alvara Protocol launches mainnet with ERC-7621 basket token standard

Alvara Protocol launches mainnet with ERC-7621 basket token standard

TLDR ERC-7621 enables fully fungible ERC-20 LP tokens for cross-DeFi integration. The mainnet allows anyone to create and manage tokenized investment baskets. On-chain transparency ensures verifiable fees, rebalancing, and fund actions. The launch introduces a permissionless framework for decentralized fund management. Alvara Protocol has launched its public mainnet, deploying the ERC-7621 basket token standard into [...] The post Alvara Protocol launches mainnet with ERC-7621 basket token standard appeared first on CoinCentral.

Author: Coincentral

2025/10/15

DeFiLlama: DeFi Metrics Hit Record Volatility as Flash Crash Wipes $12B in Perp Open Interest

DeFiLlama: DeFi Metrics Hit Record Volatility as Flash Crash Wipes $12B in Perp Open Interest

The post DeFiLlama: DeFi Metrics Hit Record Volatility as Flash Crash Wipes $12B in Perp Open Interest appeared on BitcoinEthereumNews.com. The Oct. 11 crypto flash crash sent shockwaves across DeFi markets, triggering record volumes and all-time-high protocol fees, according to data from What Friday’s flash crash looked like in onchain metrics: pic.twitter.com/aNZF7mKvVk — DefiLlama.com (@DefiLlama) October 14, 2025 Within hours, total open interest across perpetual decentralized exchanges (Perp DEXs) collapsed from $26 billion to under $14 billion, erasing nearly half the onchain leverage in a single trading day. Yet even as traders were liquidated and markets swung violently, protocol activity surged. Lending fees topped $20 million in one day, DEX volumes hit $177 billion for the week, and stETH yields spiked past 7%, underscoring a liquidity storm that tested every corner of decentralized finance. $12 Billion in Leverage Wiped from Perp DEXs The sharp drop in open interest across perpetual exchanges marked one of the most significant onchain deleveraging events of 2025. According to DeFiLlama, Perp DEX open interest fell from $26 billion to below $14 billion, reflecting mass unwinding across leading derivatives platforms including dYdX, GMX, Hyperliquid, and Aevo. Market analysts linked the crash to cascading liquidations triggered by sudden sell pressure in BTC and ETH markets, combined with thin weekend liquidity. In total, over $12 billion in open interest vanished, one of the largest onchain deleverages since 2022. The scale mirrored centralized market liquidations earlier in the week, where Coinglass data recorded more than $19 billion in positions cleared in 24 hours, underscoring how deeply correlated CEX and DEX markets have become. Lending Protocol Fees Hit All-Time Highs While leveraged traders faced record liquidations, lending protocols enjoyed their most profitable day ever. DeFiLlama data shows lending platforms generated over $20 million in fees on Friday, marking a new all-time high for the sector. Protocols like Aave, Compound, and Morpho saw borrowing costs spike as traders rushed to cover…

Author: BitcoinEthereumNews

2025/10/15

Why Traders Are Confident Mutuum Finance (MUTM) Will Live Up to the “Solana 2.0” Tag

Why Traders Are Confident Mutuum Finance (MUTM) Will Live Up to the “Solana 2.0” Tag

The post Why Traders Are Confident Mutuum Finance (MUTM) Will Live Up to the “Solana 2.0” Tag  appeared on BitcoinEthereumNews.com. Back in 2021, Solana (SOL) stole the crypto market’s spotlight with a jump from a few dollars to over $250 driven by explosive adoption, a thriving DeFi scene, and blindingly fast transaction rates. That explosive growth made early investors major profits and sealed the fate of Solana as one of the most promising projects of the decade. Traders are now perceiving similar potential in Mutuum Finance (MUTM).  The project currently sits at $0.035 and is currently in Phase 6 of its presale with over 65% sold out. Mutuum Finance has had over $17.35 million raised in presale and is a next-gen DeFi token with a compelling roadmap, innovative technologies, and the type of early momentum that could see it achieve breakout success to give it the moniker “Solana 2.0” among investors looking to the future. Solana’s 2021 Meteoric Rise Becomes the New Benchmark of the Next Crypto Giant In 2021, Solana (SOL) shocked the crypto market with one of the greatest rallies in market history. Beginning the year at approximately $1.50, SOL soared to a new all-time high above $258 within months based on the strength of its lightning-fast transactions, fees as low as possible, and growing ecosystem of decentralized apps and NFTs.  This explosive growth made early investors major winners and made Solana’s name synonymous with innovation and scalability within the world of blockchain technology. As traders now look to the future to 2025, most are still looking to find the next project with the potential to produce the same kind of trajectory, and growing interest is turning towards Mutuum Finance (MUTM), that is beginning to generate the same kind of early eagerness that once existed towards Solana. Mutuum Finance Presale Frenzy Goes Mainstream Mutuum Finance (MUTM) is making the headlines among investors this week with a big jump…

Author: BitcoinEthereumNews

2025/10/15

Solana, TRON And Digitap Compared

Solana, TRON And Digitap Compared

The post Solana, TRON And Digitap Compared appeared on BitcoinEthereumNews.com. Fintech is the new holy grail of the finance market. And in 2025, these three projects are fighting for dominance as the top fintech disruptors: Digitap ($TAP) Solana (SOL) TRON (TRX) Solana is staying in the headlines with lightning-fast stablecoin growth. TRON is staking its claim with PayPal’s digital dollar. But the most promising one is Digitap ($TAP), the world’s first omni-bank merging crypto and fiat in one tap-to-pay ecosystem that could potentially leave both in the dust. But what is the best crypto to buy in 2025? Four Ways Digitap is Leading a Fintech Revolution in 2025 Most fintechs talk about bridging crypto and cash. Digitap has actually built the very bridge others have been only talking about. Digitap is the world’s first omni-bank. It has introduced a single app where users can tap, pay, and swap between fiat and crypto without switching wallets or banks. Elsewhere, transfers still crawl through outdated systems. But Digitap’s instant multi-currency engine brings an upgrade to cross-border payments. Privacy is another aspect that Digitap seems to have put quite an emphasis on. Users tired of overreaching banks can now get optional anonymity, offshore accounts, and zero shadow supply tokens on Digitap. On top of that, businesses and freelancers get global payments, smart FX routing, and stable settlements. And that too without eating into money like traditional banking fees. Users and investors seem to be impressed with Digitap’s pitch for cross-border payments and a fintech revolution. The presale numbers are quite surprising for a new entrant in the fintech sector. The Digitap presale has seen over 54 million tokens sold. And more than $670K has been raised in just over a week. For now, the $TAP price is a cheap $0.0159. But it’s all set to take a 22% leap to $0.0194 in the…

Author: BitcoinEthereumNews

2025/10/15

Alvara Protocol Launches on Public Mainnet

Alvara Protocol Launches on Public Mainnet

The post Alvara Protocol Launches on Public Mainnet appeared on BitcoinEthereumNews.com. Alvara Protocol, the decentralized platform enhancing fund management infrastructure, today announced the official launch of its public mainnet, marking its implementation of the ERC-7621 basket token standard in a live production environment . This milestone enables anyone to create, manage, and trade tokenized investment baskets with unprecedented composability and liquidity, fundamentally differentiating Alvara from traditional basket solutions. www.alvara.xyz The ERC-7621 Advantage: True Composability Meets Fund Management Unlike conventional basket solutions that rely on proprietary architectures or unrecognized token standards, Alvara’s implementation of ERC-7621 delivers a standardized, Ethereum Foundation-recognized framework that ensures seamless integration across the DeFi ecosystem. This standardization is critical for institutional adoption and cross-protocol composability. Key Differentiators: Native Fungibility: ERC-7621 LP tokens are fully fungible ERC-20 tokens, enabling them to be used as collateral, traded on any DEX, or integrated into lending protocols – capabilities that proprietary basket solutions cannot offer without custom integrations. Transparent On-Chain Management: All basket compositions, rebalancing actions, and fee structures are verifiable on-chain through the ERC-7621 standard, eliminating the opacity that plagues centralized basket products. Automated Fee Distribution: Built-in management fee mechanisms execute automatically at the protocol level, removing the need for off-chain payment infrastructure and ensuring managers are compensated fairly and transparently. Permissionless Infrastructure: Anyone can create a basket and become a fund manager without gatekeepers, approval processes, or minimum capital requirements – democratizing access in ways traditional platforms cannot. Universal Liquidity Layer: By standardizing basket token representation, ERC-7621 enables a unified liquidity layer where all baskets can interact with the same DeFi primitives, dramatically reducing fragmentation. “Other basket solutions in the market are essentially closed systems – they create siloed products that don’t interoperate with the broader DeFi ecosystem,” said Dominic Ryder, Co-founder of Alvara Protocol. “With our mainnet launch, we’re proving that ERC-7621 isn’t just a standard on paper- it’s…

Author: BitcoinEthereumNews

2025/10/15

Aave Price Prediction 2025 – What to Expect From The Upcoming V4 Protocol

Aave Price Prediction 2025 – What to Expect From The Upcoming V4 Protocol

Aave, one of the most influential decentralized finance (DeFi) platforms, is preparing for a major leap forward with the introduction of its V4 protocol upgrade, expected to launch in the fourth quarter of 2025. This update marks a crucial milestone in Aave’s ongoing mission to refine decentralized lending and borrowing systems. The V4 upgrade introduces […]

Author: The Cryptonomist

2025/10/15

Sui and Figure Deploy SEC-Registered YLDS Token on Sui After Figure’s Nasdaq Debut

Sui and Figure Deploy SEC-Registered YLDS Token on Sui After Figure’s Nasdaq Debut

Figure and Sui unveil the native deployment of YLDS, a treasury-backed yield security on Sui, expanding compliant on-chain access to fiat rails and yield.

Author: Blockchainreporter

2025/10/15

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