Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14750 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Cronos, Crypto.com and Morpho to Bolster On-Chain Tokenization and DeFi Lending

Cronos, Crypto.com and Morpho to Bolster On-Chain Tokenization and DeFi Lending

The main purpose of this three-party partnership is to broaden the DeFi lending ecosystem while also advancing the on-chain tokenization.

Author: Blockchainreporter
RAAC Partners I-ON Digital for $200M Tokenized Gold Launch as RWA Sector Hits $32B TVL

RAAC Partners I-ON Digital for $200M Tokenized Gold Launch as RWA Sector Hits $32B TVL

RAAC protocol announces partnership with I-ON Digital to issue $200M in tokenized gold, launching pmUSD stablecoin backed by precious metals and real estate. The post RAAC Partners I-ON Digital for $200M Tokenized Gold Launch as RWA Sector Hits $32B TVL appeared first on Coinspeaker.

Author: Coinspeaker
Solana Gains on Institutional Demand and Firedancer Upgrade as Mutuum Finance (MUTM) Presale Stage 6 Crosses Halfway Mark

Solana Gains on Institutional Demand and Firedancer Upgrade as Mutuum Finance (MUTM) Presale Stage 6 Crosses Halfway Mark

The post Solana Gains on Institutional Demand and Firedancer Upgrade as Mutuum Finance (MUTM) Presale Stage 6 Crosses Halfway Mark appeared on BitcoinEthereumNews.com. Institutional demand once more fuels Solana (SOL) momentum as the giants increase exposure ahead of the highly anticipated Firedancer upgrade, which heralds incredible scalability improvements and lower transaction latency. But as Solana rides institutional belief, stronger enthusiasm among high-conviction participants is growing on Mutuum Finance (MUTM).  The project’s Stage 6 presale is now over 55% complete, reflecting scorching demand for its $0.035 utility token. With a groundbreaking dual lending model, Mutuum Finance is showing itself to be a pioneer in the next wave of DeFi innovation. Its early momentum, along with over 16,700 holders and $16.7 million raised, makes Mutuum Finance one of the most exciting altcoin bets into 2025. Solana Surges on ETF Rumors and Major Tech Upgrades Solana (SOL) has staged a comeback, rallying to $213, +12% in three days, after earlier selling as low as $191, a move that the traders dubbed a “discount entry” in anticipation of the SEC’s fateful Solana ETF decision on October 10. Institutional sentiment remains strong, with treasury wallets now stocking more than 20.9 million SOL, solidifying Solana’s position alongside Bitcoin and Ethereum in diversified portfolios.  Corporate announcements from Forward Industries and Brera Holdings, along with increased exposure by ARK, further emphasize increasing confidence. Frenzy over a Solana staking ETF continues, an approval would reduce circulating supply, open up new yield opportunities, and bring in enormous institutional flows, with mid-cycle estimates of $300–$500, according to analysts.  On the technical side, Jump Crypto’s Firedancer client and upcoming Alpenglow upgrade are built to greatly enhance network performance, slashing transaction finality from 12.8 seconds to 150 milliseconds, thereby making Solana potentially the fastest major blockchain. Yet with centralization and scalability compromises on the mind, most investors are also considering newer blockchains with disruption potential, and that’s where growing attention is being shifted towards promising Mutuum…

Author: BitcoinEthereumNews
How $GGs Is Redefining Meme Coins on Base and Creating The Next 100x Opportunity

How $GGs Is Redefining Meme Coins on Base and Creating The Next 100x Opportunity

The post How $GGs Is Redefining Meme Coins on Base and Creating The Next 100x Opportunity appeared on BitcoinEthereumNews.com. SPONSORED POST* Meme coins have long been a force in the crypto world, with Dogecoin and Shiba Inu leading the charge in past years. Both built communities that transformed internet jokes into digital assets worth billions. But the crypto pre sale scene in 2025 looks very different. A new wave of projects is blending utility with meme culture, shifting the focus from hype alone to real applications. Based Eggman ($GGs) is one such pre sale crypto that is showing how culture, gaming, and streaming can come together in one ecosystem. It is also being highlighted as one of the best crypto pre sale to buy this year. Based Eggman: A Meme Coin With More Than Memes Based Eggman ($GGs) is more than just a playful internet character. It represents a new crypto pre sale designed to unite meme culture with gaming and streaming in a single platform. By creating this bridge, it stands apart from traditional meme tokens that often lack utility beyond trading. The project has already raised $156,000 in its presale coin offering, signaling strong early adoption. Its design is built around Web3 features, including on-chain gaming, streaming rewards, and community-led events. The $GGs token fuels every layer of this ecosystem, from gaming tournaments to streaming tips, making it more than just a presale coin. What makes Based Eggman different is how it positions itself as both a cultural icon and a utility-driven project. It creates spaces for gamers, streamers, and meme creators to connect while participating in the same economic loop.  This balance is what places it among the best crypto pre sale to buy in 2025. Key Highlights of Based Eggman ($GGs): Raised $156,000 in its pre sale crypto round Combines gaming, streaming, and meme culture in one ecosystem Runs on Base, offering speed and low…

Author: BitcoinEthereumNews
Cronos Expands DeFi Lending with Morpho and Crypto.com Partnership

Cronos Expands DeFi Lending with Morpho and Crypto.com Partnership

TLDR Cronos, Morpho & Crypto.com team up to launch scalable DeFi lending in Q4 2025 Morpho Vaults arrive on Cronos: faster, cheaper DeFi lending via Crypto.com Cronos expands DeFi with Morpho Vaults, stablecoin lending & real-world assets Crypto.com integrates Morpho Vaults, unlocking global DeFi lending adoption Cronos slashes gas costs & partners with Morpho for [...] The post Cronos Expands DeFi Lending with Morpho and Crypto.com Partnership appeared first on CoinCentral.

Author: Coincentral
Is Web3’s Next Boom Coming from Africa, LATAM, and Asia? Lisk Bets $15 Million on It

Is Web3’s Next Boom Coming from Africa, LATAM, and Asia? Lisk Bets $15 Million on It

The post Is Web3’s Next Boom Coming from Africa, LATAM, and Asia? Lisk Bets $15 Million on It appeared on BitcoinEthereumNews.com. Lisk has launched a $15 million venture initiative, the Lisk EMpower Fund, aimed at accelerating Web3 startups in Africa, Latin America (LATAM), and Southeast Asia. The fund positions itself as a counterweight to the oversaturated Western venture scene, where valuations are at record highs and returns are increasingly muted. Lisk’s $15 Million EMpower Fund Targets the Gaps Global VCs Miss Lisk is betting that the world’s most transformative Web3 companies will emerge from frontier economies often dismissed by Silicon Valley. The Lisk EMpower Fund will distribute up to $250,000 in capital per startup, while providing hands-on advisory covering regulatory compliance, tokenization, and fundraising strategies. Early recipients include South Africa’s Lov.cash (digital supply chain), Afrikabal (agritech), Indonesia’s IDRX (stablecoin), and SigraFi (gold-backed lending). Proof in action 👇 The first 4 companies backed by the Lisk EMpower Fund:https://t.co/sTBXaeQt5m 🇿🇦 — digitizing supply chains between retailers and suppliers in South AfricaAfrikabal 🌍 — connecting smallholder farmers to buyers and investors across AfricaIDRX 🇮🇩 — a… — Lisk (@LiskHQ) October 2, 2025 According to Gideon Greaves, Head of Investments at Lisk, the fund’s thesis is simple: where global VCs see risk, Lisk sees overlooked value. “Founders in Africa, LATAM, and Southeast Asia are already proving they can build products with real adoption despite limited access to venture dollars,” Greaves told BeInCrypto. A $5.2 Trillion Untapped Opportunity Emerging markets represent an estimated $5.2 trillion untapped investment opportunity, with venture returns averaging 9–11% annually over the past 15 years. Yet, many founders in these regions bootstrap their way to Series A traction without institutional backing. Greaves believes this necessity-driven entrepreneurship is often a better recipe for resilient founders. “Someone who is emotionally attached to their product and views it as an extension of themselves,” he explained. By entering only after startups demonstrate traction, Lisk reduces risk…

Author: BitcoinEthereumNews
From Bitcoin to DeFi 2.0, the Trends Driving Crypto’s Future: WisdomTree Analyst

From Bitcoin to DeFi 2.0, the Trends Driving Crypto’s Future: WisdomTree Analyst

Crypto markets are entering autumn 2025 with renewed conviction as WisdomTree research gains traction and Bitcoin strength underpins sentiment. After a turbulent start to the year—shaped by geopolitics, trade wars, and shifting macro narratives—digital assets are showing durable signs of strength. Bitcoin is holding near its all-time high above $119,000, institutional inflows are accelerating, and altcoins with real-world utility are carving out distinct roles. Beneath the price action, however, a deeper transformation is underway as market structure matures, regulation advances, and crypto embeds itself into the global economy. Outlining the tailwinds set to define this new chapter is Dovile Silenskyte, Director of Digital Assets Research at WisdomTree. Institutional Adoption Becomes Self-Reinforcing Crypto is now firmly in mainstream portfolios. Flows into Bitcoin exchange-traded products (ETPs) have reached $37 billion over the past year, pushing global AUM close to $148 billion. Public companies collectively hold nearly 5% of the circulating Bitcoin supply, while hedge fund activity has surged, with futures open interest at $45 billion and options at $43 billion. The UK’s Financial Conduct Authority has even opened the door for retail access to bitcoin ETPs. Macro Backdrop Favors Store-of-Value Assets With the U.S. deficit above 6% of GDP, debt surpassing $34 trillion, and de-dollarization gathering pace, investors are seeking alternatives to fiat. Bitcoin’s transparent, apolitical issuance makes it an attractive store-of-value. WisdomTree projects that Bitcoin could reach $250,000 by 2030 if monetary expansion persists. Altcoins Move Toward Real-Economy Utility Speculation-driven altcoin rallies have given way to use-case-driven adoption. Solana is gaining traction in consumer-facing applications, Ethereum remains the backbone for tokenisation and stablecoins, and XRP is proving itself in cross-border payments. Meanwhile, weaker projects are being repriced. 2025 has brought long-awaited regulatory milestones: the U.S. GENIUS Act has set out stablecoin rules, Europe’s MiCA regime is in effect, and hubs such as the UAE and Switzerland are offering regulated pathways for institutional adoption. Tokenization and DeFi 2.0 DeFi has rebounded, with $150 billion locked in lending and trading protocols. A $28 billion market for tokenized real-world assets is also emerging, encompassing everything from bonds to commodities. Stablecoins are cementing their role as a bridge between traditional finance and on-chain markets. These tailwinds—adoption, macro trends, utility, regulation, and tokenisation—are converging to embed crypto as a multi-trillion-dollar cornerstone of global finance. The question is no longer whether crypto survives, but how quickly it reshapes the financial system

Author: CryptoNews
Meme Culture Meets Utility as Pepe Dollar And LayerBrett Gain Momentum in Best Crypto Presale Rankings for Investors

Meme Culture Meets Utility as Pepe Dollar And LayerBrett Gain Momentum in Best Crypto Presale Rankings for Investors

Meme culture drives growth as Pepe Dollar ($PEPD) and LayerBrett emerge in best crypto presale rankings for 2025, blending humor with utility to stand out among top crypto presales.

Author: Blockchainreporter
Solana treasury firm Sharps Technology unveils $100M stock buyback

Solana treasury firm Sharps Technology unveils $100M stock buyback

Sharps Technology announced plans to buy back $100M worth of its common stock, as the asset traded near the lower range for the past six months.

Author: Cryptopolitan
Here's When Dogecoin Replacement Under $0.003 Could Reach $1, According to Investor Who Accurately Called DOGE's $0.74 Peak

Here's When Dogecoin Replacement Under $0.003 Could Reach $1, According to Investor Who Accurately Called DOGE's $0.74 Peak

The cryptocurrency market has witnessed a surge in meme coin interest, and Little Pepe (LILPEPE), priced at $0.0022 in its presale, has captured significant attention.

Author: Cryptodaily