Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14738 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Chainlink Brings Deutsche Börse Market Data On-Chain

Chainlink Brings Deutsche Börse Market Data On-Chain

The post Chainlink Brings Deutsche Börse Market Data On-Chain appeared on BitcoinEthereumNews.com. Blockchain Chainlink has secured one of its most significant wins yet by bringing Deutsche Börse’s institutional market data onto blockchain rails. The German exchange operator, which oversees some of Europe’s largest trading venues, will now feed information from Eurex, Xetra, 360T, and Tradegate directly to decentralized networks. The collaboration allows financial data long confined to traditional platforms to circulate inside DeFi ecosystems, where it can power tokenized products, settlement mechanisms, and risk management tools. Instead of installing new infrastructure, Deutsche Börse can rely on Chainlink’s oracles to push data securely to multiple blockchains. The scale of the integration is substantial: Deutsche Börse processes over €1.3 trillion in trades annually and generates billions of real-time data points. Those streams will now be accessible to thousands of protocols already connected to Chainlink, potentially accelerating the growth of decentralized finance with the same feeds used by global banks. For Chainlink, the deal builds on a string of high-profile partnerships. SWIFT and UBS have previously worked with the oracle network to test tokenized asset settlement, and in the U.S., the Commerce Department is preparing to release official macroeconomic statistics such as GDP and inflation through Chainlink and other providers. By blending Europe’s most trusted market data with decentralized infrastructure, Deutsche Börse and Chainlink are laying the groundwork for a future where traditional finance and blockchain applications run on the same trusted information. The information provided in this article is for educational purposes only and does not constitute financial, investment, or trading advice. Coindoo.com does not endorse or recommend any specific investment strategy or cryptocurrency. Always conduct your own research and consult with a licensed financial advisor before making any investment decisions. Author Alexander Zdravkov is a person who always looks for the logic behind things. He is fluent in German and has more than…

Author: BitcoinEthereumNews
Tether, Aster, and Circle Dominate Crypto Fee Generation in Latest Rankings: Tether Leads With $155M Fees

Tether, Aster, and Circle Dominate Crypto Fee Generation in Latest Rankings: Tether Leads With $155M Fees

Among the top crypto fee generators Tether, Aster, and Circle, Tether exceeds $155M in the last 7 days, showing a robust on-chain presence in the stablecoins.

Author: Blockchainreporter
Which Crypto Presale Project Has Stronger Utility and More Upside Potential?

Which Crypto Presale Project Has Stronger Utility and More Upside Potential?

The post Which Crypto Presale Project Has Stronger Utility and More Upside Potential? appeared on BitcoinEthereumNews.com. Crypto News Explore the best crypto presale to buy in 2025. Compare Based Eggman $GGs and NexChain AI to see which presale crypto project offers stronger utility and future potential. Presale crypto opportunities continue to attract attention in 2025 as investors look for projects that combine utility with accessibility. The best crypto presale to buy often blends clear tokenomics, secure participation, and innovative applications. Two projects drawing strong comparisons are Based Eggman and NexChain AI. Both are early-stage cryptocurrency presales but follow very different paths. Based Eggman leans into culture, memes, and gaming, while NexChain emphasizes AI-driven infrastructure and transaction efficiency. By examining their structures, fundraising data, and long-term approaches, investors can better understand which presale coin holds stronger utility and appears more attractive within the current crypto presale list. Based Eggman: The Best Crypto Presale to Buy with $GGs Based Eggman has established itself as one of the best presale crypto projects by blending gaming, community, and easy participation. The process to join its presale crypto is straightforward. A participant only needs a Web3 wallet, such as MetaMask, Trust Wallet, or Coinbase Wallet, to connect and purchase tokens. Once funded with cryptocurrency, the wallet enables secure entry into the presale coin purchase system. The project has already gained traction with measurable fundraising results. Based Eggman has raised 207,388.12 USDT and sold over 28,738,597.1 $GGs tokens at a current presale price of $0.008692 per token. These clear figures place it among active and transparent cryptocurrency presales in 2025. Unlike many pre sale crypto initiatives that rely heavily on marketing hype, Based Eggman focuses on creating a utility-driven ecosystem. $GGs serves as both the liquidity token and the payment asset within its ecosystem. The token is also designed for use in gaming, minting, and transactions across the Based Eggman platform. This…

Author: BitcoinEthereumNews
XRP Ledger Rolls Out MPT Tokens to Enhance Real-World Asset Use

XRP Ledger Rolls Out MPT Tokens to Enhance Real-World Asset Use

TLDR XRP Ledger has successfully launched the Multi-Purpose Token standard to simplify real-world asset tokenization. The new MPT standard is embedded directly into the XRP Ledger protocol, eliminating the need for custom smart contracts. MPT tokens offer built-in features for compliance, control, and metadata, making them safer and easier for financial institutions to use. The [...] The post XRP Ledger Rolls Out MPT Tokens to Enhance Real-World Asset Use appeared first on CoinCentral.

Author: Coincentral
The Search for the Next Solana (SOL)

The Search for the Next Solana (SOL)

The post The Search for the Next Solana (SOL) appeared on BitcoinEthereumNews.com. SPONSORED POST* Little Pepe (LILPEPE) is fast becoming one of the most talked-about crypto projects of 2025. With many investors searching for the next Solana (SOL), the token is capturing strong attention. Unlike most meme coins that rely solely on branding, Little Pepe is building real infrastructure. The project is developing an Ethereum Layer-2 blockchain dedicated entirely to meme tokens. LILPEPE Tackles Key Issues in the Meme Coin Market Little Pepe (LILPEPE) is not just another meme coin—it is a full-fledged Ethereum-compatible Layer 2 network designed to fix the problems that hold back most meme tokens. The blockchain guarantees quicker transactions, ultra-low fees, and built-in anti-sniper protection, creating a fair environment for retail traders who usually struggle against automated systems.  On top of that, Little Pepe offers zero-tax trading, staking rewards, and DAO governance, ensuring long-term value and community-driven decisions. Its ecosystem also features a meme launchpad for new tokens and an NFT marketplace for digital collectibles, extending its use beyond speculation. By blending real blockchain tools with meme culture, Little Pepe is carving out a unique niche in an oversaturated altcoin market—appealing both to internet culture enthusiasts and everyday investors. LILPEPE Presale Nears $26M Raised at $0.0022 The LILPEPE presale is progressing rapidly, showing significant market confidence. Currently in Stage 13, each token is priced at $0.0022, with the next stage set at $0.0023. The project has already raised more than $26.22 million out of a target of $28.7 million. Over 16.08 billion tokens have been sold, pushing presale Stage 13 completion to 93.21%. These figures place Little Pepe among the most successful token launches of the year. Many traders now view it as a strong candidate for the next breakout altcoin. LILPEPE Boosts Trust With Giveaways and Security Community support is central to the project’s strategy. A major…

Author: BitcoinEthereumNews
Bank of England Governor Says Stablecoins Could Reduce UK Reliance on Commercial Banks – Could It?

Bank of England Governor Says Stablecoins Could Reduce UK Reliance on Commercial Banks – Could It?

Bank of England Governor Andrew Bailey has outlined plans to grant widely used stablecoins access to central bank accounts while warning the tokens could reshape Britain’s financial system. According to a report from the Financial Times, Bailey described stablecoins as a technology that could separate money holding from credit provision, potentially reducing the role of commercial banks in the economy. The governor believes that this shift would require careful management to preserve the link between money and credit creation that underpins economic activity. His intervention coincides with the Bank of England’s preparation to publish a consultation paper on its systemic stablecoin regime, which will set standards for tokens used at scale for everyday payments or for settling tokenized financial markets.Andrew Bailey, Governor of the Bank of England (Source: Semafor) BoE Proposes Access to Central Bank Accounts Amid Deposit Drain Concerns Bailey explained that Britain’s financial system currently combines money holding with credit provision through fractional reserve banking, where commercial bank deposits directly support lending to households and companies. He noted that stablecoins could allow a different arrangement where money and credit provision are partially separated, with banks and stablecoins coexisting while non-banks carry out more lending activity. The central bank has also proposed ownership limits of £10,000 to £20,000 for people and £10 million for businesses on systemic stablecoins. Sasha Mills, the Bank’s executive director for financial market infrastructure, said the limits would “mitigate financial stability risks stemming from large and rapid outflows of deposits from the banking sector”. Bailey particularly stressed that backing assets for stablecoins must be free of credit, interest, and exchange rate risk to ensure value stability, and must be accompanied by insurance schemes and statutory resolution arrangements similar to bank deposits. He added that exchange terms must be known, consistent, and directly convertible into other forms of money rather than dependent on crypto exchanges and their business terms. The governor acknowledged that the technology behind stablecoins is new but poses an old central banking question about ensuring the link between money and credit creation. Crypto Industry Pushes Back Against the Proposed Stablecoin Cap Tom Duff Gordon, vice-president of international policy at Coinbase, told the Financial Times that “imposing caps on stablecoins is bad for UK savers, bad for the City and bad for sterling” and that no other major jurisdiction has deemed caps necessary. Similarly, Simon Jennings, executive director of the UK Cryptoasset Business Council, argued that “limits simply don’t work in practice” because stablecoin issuers cannot monitor token holders in real time. He warned that enforcing caps would require costly new systems such as digital IDs or constant coordination between wallets. Riccardo Tordera-Ricchi, director of policy at The Payments Association, also said, “just as there are no limits on cash, bank accounts, or e-money, there is no reason beyond scepticism to impose limits on stablecoin ownership”. The criticism threatens to deepen tensions between the Bank of England and the Treasury after Chancellor Rachel Reeves committed in her Mansion House speech to “drive forward developments in blockchain technology, including tokenised securities and stablecoins.” Given the ongoing criticism, the Bank of England has clarified that its proposed limits could be “transitional” as the financial system adjusts to the growth of digital money. The global stablecoin market has grown to $298 billion and received a major boost after Congress passed the GENIUS Act in July, introducing a regulatory framework expected to embed stablecoins as a key part of the U.S. financial system. Meanwhile, Coinbase has forecast that the stablecoin market could reach $1.2 trillion by 2028 and has recently published research titled “Beyond the Deposit Debate,” challenging the banking industry’s claims that stablecoins threaten traditional financial stability. The exchange called the “deposit erosion” narrative a myth designed to protect banks’ $187 billion annual payment processing monopoly. Coinbase argues that banks currently park $3.3 trillion in Federal Reserve reserves, earning $176 billion risk-free annually, rather than extending additional loans.

Author: CryptoNews
Dogecoin (DOGE) Aims for 5x Pump, But Mutuum Finance (MUTM) at $0.035 Might Deliver 50x by 2026

Dogecoin (DOGE) Aims for 5x Pump, But Mutuum Finance (MUTM) at $0.035 Might Deliver 50x by 2026

Dogecoin (DOGE) has been the meme-coin favorite for a long time, and there are chances that it could still provide multi-time returns, up to 5x levels if the upswings again make a comeback and the general market trend supports it. A new DeFi project called Mutuum Finance (MUTM) is, nonetheless, grabbing attention for bigger potential price rises.  For sale at $0.035 during its current presale phase, Mutuum Finance has already raised significant capital and is building a dual-lending platform of peer-to-contract and peer-to-peer lending strategies. Mutuum Finance could be worth $1.75 or more by 2026, a 50x return from levels today. Whereas DOGE is dependent on hype, Mutuum Finance’s presale momentum, early-stage utility, and tokenomics are building anticipation that it can offer upside far exceeding meme standards. Dogecoin Nears Critical Breakout Point as Buyers Anticipate Next Giant Move With $0.23 as key support, Dogecoin bulls are hoping to see pressure build to a $0.28 retest, and a clean break above this level would open the door to a rally to $0.43. But a breakdown on current support might send DOGE back to the $0.17–$0.15 demand zone, where buyers might attempt to stage a comeback.  As players anticipate DOGE’s next giant leap, the vast majority of long-term players have already set themselves up in early-stage ventures with far higher potential, a trend that is opening plenty of eyes to emerging DeFi token Mutuum Finance (MUTM).  MUTM Presale Momentum Keeps Gathering Speed MUTM tokens currently sell at $0.035 in Presale Round 6, a 16.17% increase over the previous round. Interest from investors remains very high, with over 16,670 investors providing over $16.6 million to date. To further enhance platform safety, Mutuum Finance has launched a $50,000 USDT Bug Bounty Program, and white-hat hackers and developers are invited to report bugs. There are four levels of severity in bugs, i.e., critical, major, minor, and low, so that problems could be found and resolved promptly. The protocol is built on sound collateral management to protect both the ecosystem and its participants. Some of the key safety features include unlimited collateral ratios, caps on deposits, and caps on lending. Undercollateral positions are closed immediately, and remediation fees and penalties stabilize the platform and reduce systemic risk. Efficiency is at the heart of Mutuum Finance’s architecture. Through the optimization of Loan-to-Value (LTV) ratios and taking on overcollateralized positions, the protocol achieves maximum capital utilization with robust guards. Reserve requirements serve as a shock absorber for market fluctuations, with overlying reserves being able to be used in higher-risk assets to hedge volatility. Mutuum Finance is restructuring decentralized finance on three critical dimensions: long-term sustainability, trust, and usability. Its secure, scalable borrowing and lending platform is making DeFi accessible to retail and institutional investors alike. In celebration of its growing community, Mutuum Finance has launched a $100,000 giveaway set to reward 10 winners $10,000 in MUTM tokens each. The action highlights the platform’s intent to recompense early adopters as well as generate greater awareness on the project vision. While DOGE May Multiply 5x, MUTM Could Grow 50x Mutuum Finance (MUTM) is becoming one of the most promising high-potential DeFi projects of 2025 after raising well over $16.6 million from over 16,670 investors and offloading more than 50% of its Phase 6 presale for $0.035 per token. Even though Dogecoin (DOGE) offers a maximum of 5x, MUTM’s dual lending system, dynamic LTV, and tight security measures, including a $50,000 USDT Bug Bounty Program, are set for potentially 50x growth by 2026. Early birds also have a $100,000 community giveaway and decent ecosystem rewards. Long-term, utility-based profit seekers should lock in MUTM tokens before the presale deadline.  For more information regarding Mutuum Finance (MUTM) please use the following links: Website: https://mutuum.com/ Linktree: https://linktr.ee/mutuumfinance

Author: Coinstats
Russia’s monetary authority to survey crypto investments

Russia’s monetary authority to survey crypto investments

Russia’s central bank intends to comprehensively study the country’s cryptocurrency market and compile its findings within months. The authority will be collecting detailed information from market participants to determine how much Russians are invested in crypto assets and derivatives. Russian central bank to carry out massive crypto survey The Central Bank of Russia (CBR) is […]

Author: Cryptopolitan
US Is Relaxing Crypto Tax Law For Companies Like MicroStrategy

US Is Relaxing Crypto Tax Law For Companies Like MicroStrategy

The post US Is Relaxing Crypto Tax Law For Companies Like MicroStrategy appeared on BitcoinEthereumNews.com. The US Treasury Department and the Internal Revenue Service (IRS) are preparing to relax a proposed tax rule that subjected crypto companies to a 15% minimum tax on unrealized gains from their digital asset holdings. This new guidance responds to significant pushback from companies like MicroStrategy and Coinbase. They argued that taxing paper profits on crypto was unfair and inconsistent with the treatment of traditional assets like stocks and bonds. IRS Eases Corporate Crypto Tax Burden Sponsored The Treasury Department and IRS issued interim guidance to ease the financial burdens of the Corporate Alternative Minimum Tax (CAMT). Today, the US Senate Finance Committee continued the conversation on the taxation of digital assets during a hearing led by Chairman Mike Crapo.  “Currently, our tax code does not provide straightforward answers for many digital asset transactions, whether someone is buying a cup of coffee, donating to charity, investing, lending, mining or staking,” Crapo said, adding, “lingering tax uncertainty also makes the US a less attractive place to do business and invest, and hurts tax compliance.” The confusion surrounding CAMT gained momentum recently due to Congress’s focus on developing new digital asset taxation policies. The Unrealized Gains Tax Trap Sponsored The Corporate Alternative Minimum Tax (CAMT) refers to a 15% minimum tax created by the 2022 Inflation Reduction Act. It’s levied on the largest corporations, typically those reporting over $1 billion in average annual income. The tax is calculated based on the profit they report to shareholders on their financial statements. As a result of Treasury and IRS interim guidance issued yesterday, Strategy does not expect to be subject to the Corporate Alternate Minimum Tax (CAMT) due to unrealized gains on its bitcoin holdings. $MSTR https://t.co/DEgluG8oEN — Michael Saylor (@saylor) October 1, 2025 In December 2023, the IRS introduced the Financial Accounting Standards…

Author: BitcoinEthereumNews
Cardano Recovers, XRP Eyes Breakout, But BlockDAG’s $420M Presale and F1® Deal Leads the Market!

Cardano Recovers, XRP Eyes Breakout, But BlockDAG’s $420M Presale and F1® Deal Leads the Market!

Cardano (ADA) support zone strength is giving traders a reason to revisit the network. ADA recently held firm around $0.80, signaling that buyers remain active when critical levels are tested. If momentum builds past $0.84, the setup could lead toward further recovery. Ripple (XRP) price outlook is also turning heads, with analysts tracking the possibility […] The post Cardano Recovers, XRP Eyes Breakout, But BlockDAG’s $420M Presale and F1® Deal Leads the Market! appeared first on Live Bitcoin News.

Author: LiveBitcoinNews