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Commodity Zero-Fee Gala

Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14616 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Milk & Mocha Whitelist Frenzy

Milk & Mocha Whitelist Frenzy

The post Milk & Mocha Whitelist Frenzy appeared on BitcoinEthereumNews.com. Crypto News 25 September 2025 | 22:00 Milk & Mocha’s $HUGS whitelist has exploded with millions of sign-ups. Learn why analysts rank it among the best presale crypto projects and a contender for the next 100x coin. The meme coin market is no longer just a curiosity — it’s a force reshaping the broader crypto landscape. According to CoinGecko, meme tokens now account for roughly $78 billion in total market cap, holding steady at around 5–7% of global crypto capitalization. This growth, fueled by retail adoption and viral marketing, has made meme tokens impossible to ignore. Legacy projects like Dogecoin and Shiba Inu continue to provide stability within the meme sector, while new arrivals like Pepe and Bonk bring rapid volatility and community-driven hype. But investors are increasingly looking beyond the established names, asking which upcoming projects could become the best crypto to buy today, or even the next 100x coin of tomorrow. That’s why all eyes are now on Milk & Mocha’s $HUGS token, a project whose whitelist has exploded in demand, cementing its place among the best presale crypto opportunities in 2025. The Whitelist Stampede When Milk & Mocha announced their $HUGS whitelist, the response was immediate and overwhelming. Millions rushed to sign up, eager to secure allocations at the lowest possible price. Structured on a first-come, first-served model, the whitelist ensures that early participants gain entry before the presale stages push token prices higher. This demand isn’t accidental. Milk & Mocha’s global brand recognition gives $HUGS an edge over most projects, making it one of the best presale meme coins on the market today. Fans already familiar with the viral bear duo are converting into token holders, creating a pipeline of organic adoption that most meme coins could only dream of. For investors, this surge in whitelist…

Author: BitcoinEthereumNews

2025/09/26

Ukrainians bought nearly $1 billion worth of Bitcoin in a year

Ukrainians bought nearly $1 billion worth of Bitcoin in a year

The post Ukrainians bought nearly $1 billion worth of Bitcoin in a year appeared on BitcoinEthereumNews.com. Within 12 months, Ukrainians spent hundreds of millions of U.S. dollars to acquire cryptocurrency, according to a recent report. The authors of the document, published by a major international development bank, have registered a spike in crypto activity in the war-torn nation. Ukraine branded ‘heavy crypto user’ Cryptocurrency has gained popularity in Ukraine since Russia launched its invasion more than three years ago, not least as a result of fiat restrictions imposed by its monetary authority under martial law. According to the European Bank for Reconstruction and Development (EBRD), the Eastern European country is a leader in terms of crypto usage among the nations in the regions where it operates, the Ukrainian National News (UNN) website and Russia’s TASS news agency reported. In its latest Regional Economic Prospects report, issued in September, the bank assesses the exposure of these economies to cryptocurrencies, highlighting the rapid market growth and significant increase in transaction volumes. Quoting data from between July 2023 and July 2024, the study notes: “Ukraine emerged as another heavy user of crypto, having received $106 billion in crypto inflows over the period and having spent $882 million worth of Ukrainian hryvnia on Bitcoin purchases.” The authors attribute the sizable crypto activity largely to institutional transfers, ranging between $1 million and $10 million, as well as professional transfers in the range of $10,000 – $1 million. Nigeria also among leading crypto adopters The only other representative of an EBRD region among the top 10 crypto adopters, according to figures sourced from the blockchain analytics firm Chainalysis, is Nigeria. During the same period, it received $59 billion worth of crypto inflows. The African powerhouse falls behind the Eastern European nation in terms of share of the population owning cryptocurrency as well – a little over 5% vs more than 10%, respectively.…

Author: BitcoinEthereumNews

2025/09/26

Whitelist Frenzy: Why Millions See Milk & Mocha as the Next 100x Meme Coin

Whitelist Frenzy: Why Millions See Milk & Mocha as the Next 100x Meme Coin

The meme coin market is no longer just a curiosity — it’s a force reshaping the broader crypto landscape. According […] The post Whitelist Frenzy: Why Millions See Milk & Mocha as the Next 100x Meme Coin appeared first on Coindoo.

Author: Coindoo

2025/09/26

Why Top Analysts Are Naming Pepeto The Best Crypto

Why Top Analysts Are Naming Pepeto The Best Crypto

The post Why Top Analysts Are Naming Pepeto The Best Crypto appeared on BitcoinEthereumNews.com. SPONSORED POST* XRP, Cardano, and PEPE once lit up markets, turning early investors into instant millionaires during past cycles. Today, however, their momentum is cooling off. The traders who once chased those sky-high gains are now scanning the horizon for the next big wave. Many are pivoting to Pepeto (PEPETO). With over $6.8 million raised during its presale, this Ethereum-based memecoin is rapidly gaining popularity by blending real utility with meme culture. Could Pepeto be the best crypto to buy in this bull run? Might it be the breakout hit guiding us into 2025? Q4 Outlook for XRP, PEPE, and Cardano Heading into the last quarter of the year, Cardano, Pepe, and Cardano show visible signs of fatigue. XRP’s price remains overly dependent on volatile ETF speculation and overall market sentiment rather than concrete growth, leaving investors at the mercy of unpredictable news swings. PEPE’s momentum has cooled, with declining user activity, shrinking trading volume, and whales reducing their holdings. Meanwhile, Cardano sticks to its long-term roadmap, but progress has been slow and fails to meet the market’s urgent demand for quicker results. These signs make it clear why investors are moving capital away from the old giants based on hope, toward newer projects that bring real utility now. Historically, the biggest winners don’t come from waiting on tired, overhyped coins they go to early adopters who see the next breakout before it skyrockets. That’s why sharp investors are redirecting funds into Pepeto now, a project actively creating value during Q4 while others seem to stall. Why Pepeto Is The Best Crypto To Buy Now For Q4 Growth Pepeto is tackling the challenges faced by XRP and PEPE head-on with a solid ecosystem that offers genuine utility. As an Ethereum meme coin, it delivers key features most rivals lack: zero-fee…

Author: BitcoinEthereumNews

2025/09/26

How ConstructKoin (CTK) Is Redefining ReFi

How ConstructKoin (CTK) Is Redefining ReFi

The post How ConstructKoin (CTK) Is Redefining ReFi appeared on BitcoinEthereumNews.com. Advertisement &nbsp &nbsp Disclaimer: The below article is sponsored, and the views in it do not represent those of ZyCrypto. Readers should conduct independent research before taking any actions related to the project mentioned in this piece. This article should not be regarded as investment advice. The cryptocurrency industry has seen waves of innovation — from decentralized exchanges to yield farming and NFTs. Now, a new narrative is emerging: ReFi, or Real Estate Financing on blockchain. At the center of this movement is ConstructKoin (CTK), a project that begins by tokenizing property development financing and aims to expand into broader asset-backed lending models. With its presale officially live, ConstructKoin is setting out to solve one of the biggest challenges in tradfi: making large-scale real estate and asset financing accessible, transparent, and liquid through Web3. Starting With Property Development Financing Property development requires vast capital and usually depends on centralized banks or private institutions. This often creates high barriers to entry, long approval times, and limited access. ConstructKoin (CTK) addresses this problem by tokenizing the process. Developers can raise funds directly from a decentralized pool, while backers gain access to tokenised exposure to real estate development projects that were once beyond their reach. Advertisement &nbsp This model not only democratizes real estate finance but also introduces transparency and liquidity into a market that has historically been slow-moving and opaque. Expanding Into Global Asset Lending ConstructKoin’s vision extends beyond property development. Its roadmap includes building a framework for asset-backed lending that covers both regulated and unregulated markets. This could include tokenizing: Commercial real estate loans Asset-backed securities Infrastructure financing Alternative collateral lending By doing so, ConstructKoin positions itself as a multi-sector ReFi protocol, bridging blockchain with multiple real-world markets and enabling global capital flow in a way that traditional systems…

Author: BitcoinEthereumNews

2025/09/26

Early SHIB And PEPE Investors Shift To Pepeto: Is This The Best Crypto To Buy In 2025?

Early SHIB And PEPE Investors Shift To Pepeto: Is This The Best Crypto To Buy In 2025?

Having ridden those waves, many of these holders are now looking for the next big opportunity shifting their capital from […] The post Early SHIB And PEPE Investors Shift To Pepeto: Is This The Best Crypto To Buy In 2025? appeared first on Coindoo.

Author: Coindoo

2025/09/26

Divine raises $6.6M to expand Credit lending protocol

Divine raises $6.6M to expand Credit lending protocol

The post Divine raises $6.6M to expand Credit lending protocol appeared on BitcoinEthereumNews.com. Divine has raised $6.6 million in seed funding to expand Credit, its undercollateralized lending protocol designed for borrowers without access to traditional credit. The round, announced Thursday, was led by venture firm Paradigm with participation from Nascent and angel investors. Credit launched in December 2024 and has since issued more than 175,000 loans to over 100,000 unique borrowers, according to Divine’s announcement. Unlike traditional lenders that require collateral or credit histories, Credit evaluates repayment capacity through borrower behavior. The protocol begins with small loan limits that expand to as much as $1,000 for users who repay on time. If borrowers intend to default, they are incentivized to do so early, reducing systemic risk. Loans are denominated in stablecoins and settled on World Chain. The product is distributed through World MiniApps, which reach more than 15 million human-verified users. Borrowers in countries such as Argentina, Nigeria, and Colombia primarily use the service for everyday expenses including groceries, medicine and utility bills. Interest rates adjust dynamically to cover expected defaults while remaining competitive with local lending options. On the liquidity side, deposits are capped at $2 million as the system scales. Rates rise automatically to attract capital when lending demand outpaces supply and fall when liquidity exceeds demand. Divine said the seed round will fund hiring and technical improvements to make Credit more accessible to first-time users. This is a developing story. This article was generated with the assistance of AI and reviewed by editor Jeffrey Albus before publication. Get the news in your inbox. Explore Blockworks newsletters: Source: https://blockworks.co/news/divine-raises-6-6m-to-expand-credit-lending-protocol

Author: BitcoinEthereumNews

2025/09/26

If You Bought $1000 Solana (SOL) and $1,000 Mutuum Finance (MUTM) Today, This is How Much You’ll Have in a Year

If You Bought $1000 Solana (SOL) and $1,000 Mutuum Finance (MUTM) Today, This is How Much You’ll Have in a Year

Solana (SOL) has cemented its place as one of the strongest performers in the altcoin market, backed by high transaction speeds and growing institutional interest. Analysts expect steady growth for SOL, with some forecasts pointing to a potential doubling of value over the next year. At the same time, Mutuum Finance (MUTM) is in presale […]

Author: Cryptopolitan

2025/09/26

Securitize Expands to Sei, Debuting With Apollo’s $112M Tokenized Credit Fund

Securitize Expands to Sei, Debuting With Apollo’s $112M Tokenized Credit Fund

The post Securitize Expands to Sei, Debuting With Apollo’s $112M Tokenized Credit Fund appeared on BitcoinEthereumNews.com. Securitize, a platform for tokenizing real-world assets, is expanding to the Sei blockchain with the tokenized Apollo Diversified Credit Fund (ACRED) the first to debut on the network. The move introduces tokenized private credit to Sei for the first time, the firm said. ACRED, which has $112 million in total value according to RWA.xyz, acts as a feeder into Apollo’s private credit strategy, which includes corporate lending, asset-backed deals and dislocated credit. Only qualified investors can participate, and the tokens are interoperable across blockchains via Wormhole, a cross-chain messaging protocol, allowing easier movement between networks and improving liquidity. Tokenized private credit is part of a broader shift in financial markets in which traditional instruments are represented on blockchain systems to speed up settlements and cut out intermediaries. The real-world asset market is now above $30 billion, RWA.xyz data show. “ACRED’s expansion to Sei further demonstrates how blockchain infrastructure can unlock new pathways for investor participation in private credit and accelerate digital innovation,” said Christine Moy, a partner at Apollo and the head of digital assets, data and AI strategy, in a press release shared with CoinDesk. Other funds will hit Sei in the near future, Securitize said. Securitize has already tokenized over $3 billion in assets, including offerings from BlackRock, KKR, and VanEck, the release said. Source: https://www.coindesk.com/business/2025/09/25/securitize-expands-to-sei-debuting-with-apollo-s-usd112m-tokenized-credit-fund

Author: BitcoinEthereumNews

2025/09/26

XRP Ledger Tops $1B Stablecoin Volume as XRP Eyes Major Breakout

XRP Ledger Tops $1B Stablecoin Volume as XRP Eyes Major Breakout

The post XRP Ledger Tops $1B Stablecoin Volume as XRP Eyes Major Breakout appeared on BitcoinEthereumNews.com. XRPL Breaks into Institutional DeFi’s Top Tier with $1B+ Monthly Stablecoin Volume According to Ripple’s recent report, The Next Phase of Institutional DeFi on XRPL: Credit, Compliance, and Confidentiality, institutional decentralized finance (DeFi) has officially crossed the tipping point, from experimental pilot projects to billion-dollar scale adoption.  The XRP Ledger (XRPL) is emerging as a leading settlement layer for both crypto-native enterprises and regulated financial institutions. Over the last year, XRPL has achieved several key milestones that underscore its growing relevance in institutional-grade DeFi. Most notably, the ledger recorded its first month surpassing $1 billion in stablecoin volume, a threshold that signals deeper liquidity and increasing trust from market participants.  In addition, XRPL has firmly positioned itself among the top 10 blockchains for real-world asset (RWA) tokenization, further validating its infrastructure for bridging traditional finance with blockchain innovation. XRP drives XRPL’s evolution because each feature boosting institutional utility fuels demand and expands real-world use cases, cementing its role as a leading blockchain for finance. Additionally, the XRPL is emerging as a key backbone for two of today’s fastest-growing financial use cases: stablecoin payments and collateral management, with tokenization as its foundation.  What started as a bold vision for regulated, on-chain finance is quickly becoming an industry standard. The next challenge entails scaling XRPL with the right balance of innovation, compliance, and reliability. On the other hand, two key drivers of XRPL’s next institutional DeFi phase include a native lending protocol and privacy-focused zero-knowledge proofs (ZKPs) with accountability. Source: Ripple XRP on the Brink: Sistine Research Signals Major Expansionary Move Ahead On-chain analytics from Sistine Research suggest XRP is poised for a major expansion, as its recurring price compressions, narrowing into tighter ranges, signal an imminent breakout. Source: Sistine Research Presently, XRP is in its third compression cycle since the last…

Author: BitcoinEthereumNews

2025/09/26

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