Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14489 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
AgoraLend Changes the Game Making it the Best Crypto to Buy

AgoraLend Changes the Game Making it the Best Crypto to Buy

The post AgoraLend Changes the Game Making it the Best Crypto to Buy appeared on BitcoinEthereumNews.com. A new player has entered the crypto arena to shake things up. Meet AgoraLend ($AGORA). AgoraLend ($AGORA) is drawing a lot of comparisons to early DeFi titans like Aave, but it’s built to move faster and hit harder. While Aave and others laid the groundwork for billion-dollar lending platforms, AgoraLend is here to take that a step further, with a focus on speed, scalability, and community rewards. Outperforming the Old Guard What makes AgoraLend unique is that it’s all about breaking away from old rules. It was designed to solve the common issues seen in traditional DeFi. By operating on multiple EVM chains, it maintains very low transaction fees, sometimes just a few cents! But the real game-changer is its revenue-sharing model. A massive 40% of the protocol’s revenue is used to buy back and burn tokens, making $AGORA a truly deflationary asset. This means the more people use the platform, the more valuable your tokens become. Plus, with permissionless lending, anyone can list a token and get liquidity without needing some kind of committee to approve it. It’s DeFi that’s finally open to everyone. Your Chance to Get in Early AgoraLend ($AGORA) has a clear plan for growth. Its presale is structured in 22 stages, with the price increasing at each step. The earlier you get in, the better the deal you get. It’s like a built-in advantage for early supporters. The presale has already had a strong start, raising over $127K and attracting significant attention. Analysts are very optimistic, with some even predicting that $AGORA could surge by 1,500% by 2030, possibly reaching $0.08. By comparing AgoraLend to Aave, you get a clear idea of a potential price path and what to expect in the long term. Aave withstood the market downturn, showing strong potential for quality DeFi…

Author: BitcoinEthereumNews
Chainlink Oracles Power Real-Time Market Data for EU-Regulated Exchange 21X on Polygon

Chainlink Oracles Power Real-Time Market Data for EU-Regulated Exchange 21X on Polygon

Chainlink’s collaboration with 21x allows investors to access verified price and bid-ask data, with Black Manta Capital’s UBS USD Money Market Fund. Future phases aim to expand beyond post-trade reporting to include pre-trade data and broader asset classes, enhancing transparency, collateral utility, etc. Chainlink has now extended its footprint into the EU’s regulated financial markets [...]]]>

Author: Crypto News Flash
Investors need clarity on Fannie and Freddie

Investors need clarity on Fannie and Freddie

The post Investors need clarity on Fannie and Freddie appeared on BitcoinEthereumNews.com. A version of this article first appeared in the CNBC Property Play newsletter with Diana Olick. Property Play covers new and evolving opportunities for the real estate investor, from individuals to venture capitalists, private equity funds, family offices, institutional investors and large public companies. Sign up to receive future editions, straight to your inbox. The annual Zelman Housing Summit is a small but elite conference of public and private homebuilders, mortgage lenders, investors and financial analysts, run by one of the most well-known builder analysts, Ivy Zelman. When the conference started 18 years ago, it was focused primarily on residential housing. But by now the conversations have broadened – and this year’s conference focused particularly on multifamily, GSEs, labor and land.  Four years ago, Zelman’s firm was acquired by Walker & Dunlop, a commercial real estate finance and advisory company. It’s a top GSE (Fannie Mae and Freddie Mac) multifamily lender. CNBC sat down for a podcast with Willy Walker, its CEO. Below are some highlights from our discussion and from the broader conference: Interest rates Much of the conversation at Zelman surrounded interest rates, as the 10-year yield dropped again Thursday when the conference began. Walker said he was surprised at where interest rates are now and doesn’t expect them to stay there.  “If you’d said to me three weeks ago that we’d have a 4.01% on the 10-year today, I would not have taken that bet,” he told CNBC. “Rates are much lower today than I thought they would be.”  But then he noted that if you go back to 1980 and look at the nine Fed rate-cut periods over that 45-year period, cuts made in a recessionary environment brought longer-term bold yields down. Outside a recession, there was really no impact on long-term interest rates.  “So as much as…

Author: BitcoinEthereumNews
Helius and Pantera Capital Bets Big on Solana With $500M Public Treasury Play

Helius and Pantera Capital Bets Big on Solana With $500M Public Treasury Play

TLDR: Helius secured $500M in funding led by Pantera and Summer Capital to build a public Solana treasury company. The $HSDT strategy will acquire SOL as its main reserve asset and scale holdings over the next 12–24 months. Incoming director Joseph Chee and Pantera’s Dan Morehead will oversee treasury operations and market strategy. $750M in [...] The post Helius and Pantera Capital Bets Big on Solana With $500M Public Treasury Play appeared first on Blockonomi.

Author: Blockonomi
Epoch Protocol’s Successful Raise for Composable Solver Networks to Improve DeFi

Epoch Protocol’s Successful Raise for Composable Solver Networks to Improve DeFi

The post Epoch Protocol’s Successful Raise for Composable Solver Networks to Improve DeFi appeared first on Coinpedia Fintech News The decentralized finance landscape has reached an inflection point. With total value locked approaching $100 billion across dozens of chains, DeFi’s success has paradoxically created its greatest challenge: a fragmented ecosystem where optimal execution requires navigating an increasingly complex maze of protocols, bridges, and liquidity pools. Epoch Protocol, positioning itself as the Universal Coordination Layer …

Author: CoinPedia
Mutuum Finance gains market attention amid general decline

Mutuum Finance gains market attention amid general decline

As SHIB and DOGE struggle far below their all-time highs, Mutuum Finance is drawing attention with its utility-driven presale and DeFi model. #partnercontent

Author: Crypto.news
ORQO Group Launches Ripple RLUSD Yield Services via Soil Platform

ORQO Group Launches Ripple RLUSD Yield Services via Soil Platform

The post ORQO Group Launches Ripple RLUSD Yield Services via Soil Platform appeared on BitcoinEthereumNews.com. Key Points: ORQO Group integrates traditional and crypto institutions to launch RLUSD credit pools on XRP Ledger. $370 million managed assets transitioned into the RLUSD platform. Institutional funds engagement anticipated in future RLUSD pools. ORQO Group, based in Abu Dhabi, announced plans to provide on-chain yield services utilizing Ripple’s RLUSD stablecoin on the XRP Ledger through its Soil platform. This development could influence market liquidity for RLUSD, targeting institutional engagements, amid pending regulatory stance change in Abu Dhabi and confirmed licensing in Poland and Malta. ORQO Integrates $370M on XRP Ledger with RLUSD Launch ORQO Group, managing $370 million and composed of Mount TFI, Monterra Capital, Nextrope, and Soil, has launched RLUSD stablecoin services. The group’s strategy focuses on leveraging XRP Ledger’s capabilities by opening RLUSD credit pools through the Soil platform. The RLUSD credit pools use on-chain private lending to generate yields. This approach allows institutional and protocol funds to engage in novel opportunities within the ripple ecosystem. The launch also signals increased integration of traditional finance and crypto sectors. Market responses include engagements from institutions looking to partake in RLUSD’s yield services. Nicholas Motz has asserted the potential of these services as pioneering in global on-chain asset management. Such integrations are reminiscent of Aave’s and Circle’s financial collaborations. Ripple RLUSD: Market Dynamics and Regulatory Outlook Did you know? The integration of RLUSD in institutional credit pools on the XRP Ledger could mirror past successful launches of stablecoin infrastructure seen in projects like Aave, boosting its ecosystem. CoinMarketCap data shows Ripple USD (RLUSD) currently priced at $1.00, with a market capitalization of $729.82 million, accounting for 0.02% of market dominance. With daily trading volume at $118.22 million, prices have dropped by 1.32% in the past 24 hours, indicating possible volatility around the launch. Ripple USD(RLUSD), daily chart, screenshot on…

Author: BitcoinEthereumNews
Pantera Capital $1.1B Investment in Solana Marks Bold Shift in Crypto Strategy

Pantera Capital $1.1B Investment in Solana Marks Bold Shift in Crypto Strategy

TLDR Pantera Capital has invested $1.1 billion in Solana, making it the firm’s largest position in digital assets. The firm previously held a “100% Bitcoin” strategy but shifted focus due to Solana’s impressive performance. Solana has outperformed Bitcoin and Ethereum over the last four years with significant price growth. Solana handles over 9 billion transactions [...] The post Pantera Capital $1.1B Investment in Solana Marks Bold Shift in Crypto Strategy appeared first on CoinCentral.

Author: Coincentral
Ethereum Price Nears $5,000 As Onchain Data Shows Holders Betting Big On The Layer Brett Presale

Ethereum Price Nears $5,000 As Onchain Data Shows Holders Betting Big On The Layer Brett Presale

In particular, Ethereum Price stretching to $5000 is seen as a product of extensive network activity, which makes the momentum […] The post Ethereum Price Nears $5,000 As Onchain Data Shows Holders Betting Big On The Layer Brett Presale appeared first on Coindoo.

Author: Coindoo
$25 million in RLUSD for SMEs and veterans

$25 million in RLUSD for SMEs and veterans

The post $25 million in RLUSD for SMEs and veterans appeared on BitcoinEthereumNews.com. With a swift and impactful move, Ripple has allocated $25 million in RLUSD to enhance capital access for small businesses and accelerate the relocation of veterans in the United States. The announcement, released in September 2025 according to Ripple Official Insights, focuses on a “philanthropy stablecoin” that makes the disbursement of funds faster, traceable, and measurable.  The use of anchored tokens and public ledgers like the XRP Ledger, which documents average settlement times in the range of 3–5 seconds and very low transaction fees, aims to combine operational efficiency and transparency of flows. At the same time, international bodies emphasize the need for a fully operational regulatory framework to manage systemic and compliance risks. According to public ledger data and industry analysis, the combination of rapid settlement (3–5s) and on-chain traceability can reduce the time-to-impact from weeks or months to a few hours/days for many micro-disbursements. Analysts also comment that traceability facilitates real-time audits and KPIs, but does not replace KYC/AML checks and custody governance, which are critical elements for non-profits and donors. RLUSD and the donation plan: who receives, how it works Beneficiaries: Accion Opportunity Fund (SMEs and low-income microenterprises) and Hire Heroes USA (veterans and military families). Instrument: RLUSD, Ripple’s stablecoin pegged 1:1 to the dollar, issued and transferred on the XRP Ledger for near-instant settlements and low costs. Operations: donation managed by The Giving Block with support from Uphold for custody and conversion. Context: this is the second donation of equal amount following a previous initiative where Ripple engaged with other US entities. What is RLUSD, in brief RLUSD is a stablecoin denominated in US dollars designed to maintain a stable value through dedicated financial reserves and redemption mechanisms. Its use on a public network like the XRP Ledger enhances transparency and auditability of flows, crucial aspects…

Author: BitcoinEthereumNews