Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14029 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Top DeFi Cryptos to Buy Right Now Amid Sector Growth

Top DeFi Cryptos to Buy Right Now Amid Sector Growth

The post Top DeFi Cryptos to Buy Right Now Amid Sector Growth appeared on BitcoinEthereumNews.com. Mutuum Finance (MUTM) and AAVE are expanding into a colossus as decentralized finance breaks up the market. Mutuum Finance token price in presale level 6 is $0.035. In stage 7, it will go up by 14.29% to $0.04. Members who join this phase will be earning at least 400% returns once the token goes live. Mutuum Finance has already surpassed $14.75 million and more than 15550 investors. Dual lending technology and strategic shifts in the market position Mutuum Finance (MUTM) to be a leader. Aave Shows Steady Momentum  Aave is still among the most decentralized finance protocols whose price is still $298 and refusing to give up amid general market volatility. With its over-collateralized lending architecture, liquidity pool stability, and governance model-influenced strategy, AAVE is a safe repository in DeFi markets. At the same time, new players like Mutuum Finance (MUTM) are also eyed closely, creating a dynamic platform where newer and shinier protocols gain traction over veterans. Mutuum Finance (MUTM) Lending  Mutuum Finance (MUTM) is an innovative non-custodial decentralized DeFi protocol. The protocol is capable of Peer-to-Contract lending and Peer-to-Peer lending at high operating efficiency and flexibility. Peer-to-Contract utilizes the smart contract feature to lend with reduced or no human interference. Peer-to-Peer eliminates intermediaries and has lenders and borrowers directly transacting with each other. The model is highly easy to manage risky assets like meme coins. Mutuum Finance (MUTM) Presale Success Mutuum Finance (MUTM) is soaring with the presale being the center of attraction. It already holds stage 6 of $0.035. It will also rise to 14.29% to $0.04 in the next stage. Investor demand is growing with the project already at over $14.75 million and already possessing a token holder community of over 15550. Mutuum Finance (MUTM) USD-Pegged Stablecoin Mutuum Finance (MUTM) is launching its new overcollateralized USD-pegged…

Author: BitcoinEthereumNews
Stunning Prediction: ETH Surpassing BTC Market Cap Is Highly Probable

Stunning Prediction: ETH Surpassing BTC Market Cap Is Highly Probable

BitcoinWorld Stunning Prediction: ETH Surpassing BTC Market Cap Is Highly Probable In the ever-evolving world of cryptocurrency, bold predictions often capture attention. One such forecast comes from Tom Lee, a highly respected figure in finance. He sees a very high probability of ETH surpassing BTC in terms of market capitalization. This isn’t just a casual observation; it’s a profound insight from a seasoned expert with significant credibility in market analysis. Why Tom Lee Believes in ETH Surpassing BTC Tom Lee, founder of the U.S. research firm Fundstrat and chairman of Nasdaq-listed BitMiner (BMNR), recently shared his compelling perspective during an interview with The Compound, as reported by Benzinga. His vision for Ethereum’s potential dominance is rooted in historical parallels and current market dynamics. Historical Analogy: Lee drew a fascinating comparison to 1971, when the U.S. abandoned the gold standard. While many focused on gold, Wall Street ultimately emerged as the real winner by adapting to the new financial landscape. He suggests a similar shift could happen in crypto. Market Evolution: This analogy implies that while Bitcoin (BTC) has long been the ‘digital gold,’ the market’s focus could shift to assets offering more utility and growth potential, much like traditional finance pivoted from gold to more dynamic investment vehicles. This perspective provides a fresh lens through which to view the ongoing competition between the two largest cryptocurrencies. The Power of Institutional Inflows: Fueling Ethereum’s Rise A key driver behind Lee’s prediction for ETH surpassing BTC is the anticipated influx of institutional capital. He believes that significant investment from Wall Street could dramatically accelerate Ethereum’s growth. 100x Potential: Lee suggests that these institutional inflows could drive ETH to rise by up to 100 times its current value. Such a surge would undeniably position it to flip Bitcoin in market cap. BitMiner’s Strategy: As a testament to this institutional confidence, Lee’s own company, BitMiner, has formalized an ETH accumulation strategy. The firm reportedly holds approximately 1.52 million ETH, making it the largest Ethereum treasury globally. This demonstrates a strong belief in Ethereum’s long-term value and its potential for substantial appreciation. The institutional embrace of Ethereum highlights its growing legitimacy and appeal beyond retail investors. This trend is pivotal for its future trajectory. Market Dynamics and Macroeconomic Influences on ETH Recent market events further underscore Ethereum’s momentum, aligning with Tom Lee’s optimistic outlook. The broader economic environment often plays a significant role in cryptocurrency performance. Recent Surge: Ethereum recently surged near all-time highs. This impressive rally followed dovish comments from U.S. Federal Reserve Chair Jerome Powell regarding potential September rate cuts. Investor Confidence: Such macroeconomic signals can boost investor confidence in risk assets like cryptocurrencies. Lower interest rates typically make growth-oriented assets more attractive, directly benefiting ETH. Understanding these interconnected factors is crucial for grasping the full scope of why ETH surpassing BTC is seen as a high probability by experts like Tom Lee. What Does an ETH Market Cap Flip Mean for the Crypto Landscape? If Ethereum were to truly surpass Bitcoin’s market capitalization, it would mark a transformative moment for the entire cryptocurrency ecosystem. This scenario has profound implications for investors and the future of digital assets. Evolving Narratives: It would shift the narrative from Bitcoin as the sole ‘digital gold’ to Ethereum as a foundational layer for decentralized applications, NFTs, and a new internet economy. Investment Strategies: Investors might increasingly diversify their portfolios, recognizing Ethereum’s utility and growth potential alongside Bitcoin’s store-of-value proposition. Innovation Focus: A flip could also accelerate innovation on the Ethereum network, attracting even more developers and projects to its robust ecosystem. This potential shift underscores the dynamic and competitive nature of the crypto market, where utility and innovation are increasingly valued. Navigating the Future: Challenges and Opportunities for Ethereum While the prospect of ETH surpassing BTC is exciting, it’s also important to acknowledge potential challenges. The path to market dominance is rarely straightforward. Scalability: Ethereum continues to work on scalability solutions, though significant progress has been made with upgrades like the Merge. Further enhancements are vital for mass adoption. Regulatory Clarity: The evolving regulatory landscape for cryptocurrencies globally will also play a crucial role in Ethereum’s growth and institutional acceptance. Competition: Other smart contract platforms are constantly innovating, presenting competitive pressures that Ethereum must navigate. Despite these hurdles, the opportunities for Ethereum remain immense, especially with its strong community, established ecosystem, and ongoing development. Tom Lee’s prediction that ETH surpassing BTC is a very high probability event offers a compelling glimpse into the future of cryptocurrency. His insights, backed by historical analogies and an understanding of institutional finance, suggest a potential paradigm shift. As Wall Street increasingly embraces digital assets, Ethereum’s utility and robust ecosystem position it uniquely for significant growth. This isn’t just about market cap; it’s about the evolving role of digital assets in the global financial landscape, potentially ushering in a new era where innovation and utility take center stage. Frequently Asked Questions (FAQs) Q1: Who is Tom Lee and why is his prediction significant?A1: Tom Lee is the founder of Fundstrat Global Advisors, a prominent Wall Street research firm, and chairman of BitMiner. His significance comes from his deep expertise in traditional finance and his early, often accurate, insights into the crypto market, lending credibility to his predictions. Q2: What does ‘ETH surpassing BTC’ mean?A2: It means Ethereum’s total market capitalization (price per coin multiplied by circulating supply) would exceed that of Bitcoin. This would signify a major shift in perceived value and dominance within the cryptocurrency market. Q3: How could institutional inflows drive Ethereum’s market cap?A3: Institutional investors manage vast amounts of capital. When they allocate even a small percentage to an asset like Ethereum, it can lead to massive demand, driving up its price and subsequently its market capitalization significantly. Q4: What is the significance of the 1971 gold standard analogy?A4: Lee uses this analogy to suggest a historical precedent where a dominant asset (gold) was eventually overshadowed by more dynamic financial instruments (Wall Street investments). He implies a similar shift could occur from Bitcoin’s ‘digital gold’ status to Ethereum’s utility-driven ecosystem. Q5: What factors, besides institutional money, could contribute to ETH’s rise?A5: Beyond institutional inflows, factors include Ethereum’s continuous technological upgrades (like the Merge), its vibrant ecosystem of dApps and NFTs, increasing adoption in decentralized finance (DeFi), and favorable macroeconomic conditions such as potential interest rate cuts. Q6: Is BitMiner’s ETH accumulation strategy unique?A6: While other entities hold ETH, BitMiner’s reported 1.52 million ETH makes it the largest corporate Ethereum treasury globally. This significant holding demonstrates a strong, formalized institutional belief in Ethereum’s long-term value and potential for market leadership. Did you find this analysis insightful? Share this article with your friends and colleagues on social media to spark a conversation about the future of crypto and the potential for an Ethereum market flip! To learn more about the latest crypto market trends, explore our article on key developments shaping Ethereum institutional adoption. This post Stunning Prediction: ETH Surpassing BTC Market Cap Is Highly Probable first appeared on BitcoinWorld and is written by Editorial Team

Author: Coinstats
Which Crypto to Buy Today for Long-Term? Experts Call This the Next Crypto to Sustain $1 Level Soon

Which Crypto to Buy Today for Long-Term? Experts Call This the Next Crypto to Sustain $1 Level Soon

Finding the right project for long-term gains has never been easy. History shows how many crypto coins once surged to massive highs, only to collapse back under the weight of hype without real substance. Memecoins, for instance, often peak quickly but fade because they lack practical value and utility. For investors focused on sustainability, the [...] The post Which Crypto to Buy Today for Long-Term? Experts Call This the Next Crypto to Sustain $1 Level Soon appeared first on Blockonomi.

Author: Blockonomi
Crucial Details Emerge As Trading Begins September 1

Crucial Details Emerge As Trading Begins September 1

The post Crucial Details Emerge As Trading Begins September 1 appeared on BitcoinEthereumNews.com. The cryptocurrency world is buzzing with anticipation as World Liberty Financial (WLFI) prepares for a significant milestone. This DeFi project, which has garnered attention due to its reported links to the Trump family, is set to make its token tradable. The crucial WLFI token unlock event is scheduled for September 1, marking a new chapter for the platform. For those tracking new digital assets, understanding these developments is key. What Does the WLFI Token Unlock Entail? World Liberty Financial recently confirmed via an announcement on X that its native token is now live on the Ethereum mainnet. This means that starting September 1 at 12:00 UTC, the WLFI token will become fully tradable and transferable. Upon launch, 20% of the total WLFI tokens will be claimable by eligible participants. This initial distribution is a significant step towards decentralization. The remaining 80% of tokens will not be immediately available; instead, their release will be determined by a community governance vote at a later date. This approach emphasizes community involvement in the project’s future. It is also important to note that tokens allocated to founders, team members, advisors, and partners will remain locked, preventing immediate sell-offs and promoting long-term commitment. World Liberty Financial: A Glimpse into the Project WLFI positions itself as a decentralized finance (DeFi) initiative. While the project has gained notoriety due to its association with the Trump family, its core mission revolves around leveraging blockchain technology for financial innovation. DeFi projects aim to recreate traditional financial services, such as lending, borrowing, and trading, using smart contracts on a blockchain. This eliminates the need for intermediaries, potentially offering greater transparency and accessibility. The project’s launch on the robust Ethereum mainnet provides a secure and widely adopted foundation for its operations. WLFI tokens are expected to be available across various decentralized…

Author: BitcoinEthereumNews
Ledn CEO warns Bitcoin Treasury boom is fading

Ledn CEO warns Bitcoin Treasury boom is fading

Ledn CEO Adam Reeds warns Bitcoin treasury firms may see fewer big returns.

Author: Cryptopolitan
The defunct NFT lending platform Parallel Finance charged users $500 in withdrawal fees for not withdrawing their funds in time.

The defunct NFT lending platform Parallel Finance charged users $500 in withdrawal fees for not withdrawing their funds in time.

PANews reported on August 23rd that the now-defunct NFT lending platform, Parallel Finance, was charging users a $500 fee to withdraw their assets from the platform, according to Protos. Although Parallel Finance discontinued support for its NFT lending product after a six-month notice period, over $800,000 worth of "blue-chip" NFTs remained held in its contracts. Due to a lack of front-end support for NFT lending, non-technical users were unable to manually withdraw their tokens, and the Parallel team charged a $500 fee to return these assets. oSnipe founder 0xQuit highlighted this dilemma on the X platform and published a step-by-step guide on how to manually extract assets using the Etherscan block explorer. 0xQuit discovered that a large number of high-value NFTs remain locked on the platform. These include 11 BAYCs, 39 MAYCs, and 2 Doodles. Based on current floor prices, these NFTs are worth over $800,000.

Author: PANews
Morpho Token Surges as Lending Protocol Eclipses $10 Billion in Deposits

Morpho Token Surges as Lending Protocol Eclipses $10 Billion in Deposits

The post Morpho Token Surges as Lending Protocol Eclipses $10 Billion in Deposits appeared on BitcoinEthereumNews.com. MORPHO has rallied nearly 50% in the past 30 days to a six-month high as the DeFi lending protocol continues to attract new inflows. Morpho, an Ethereum-based decentralized lending platform, surpassed $10 billion in total deposits this month, driven by consistent inflows as it hit all-time highs in total value locked (TVL) and active loans. With total deposits at $10.2 billion, the platform’s active loans stand at a new all-time high of $3.5 billion, with TVL also at an all-time high of $6.7 billion, as capital continues to pour onchain. Morpho Metrics – Morpho Decentralized finance (DeFi) ecosystems on major blockchain networks, including Ethereum, Solana, and Hyperliquid, all reached new high-water marks in August, potentially fueled by ETH’s outperformance and regulatory clarity with regard to DeFi from branches of the U.S. government, such as the Securities and Exchange Commission (SEC). The MORPHO token trades at a six-month high of $2.76, or a $900 million market capitalization. The token is up 20% today, fueled by the broader market rally after Federal Reserve Chair Jerome Powell’s dovish speech at the Jackson Hole Symposium today. MORPHO Chart – CoinGecko MORPHO, which launched in November 2024, reached an all-time high of $3.9 in January, before falling as low as $0.87 in April. Source: https://thedefiant.io/news/defi/morpho-token-surges-as-lending-protocol-eclipses-usd10-billion-in-deposits

Author: BitcoinEthereumNews
Aave Expands to Aptos in First Move Off Ethereum

Aave Expands to Aptos in First Move Off Ethereum

The post Aave Expands to Aptos in First Move Off Ethereum appeared on BitcoinEthereumNews.com. Decentralized lending giant Aave has deployed on the Aptos blockchain, its first expansion beyond Ethereum-compatible networks Decentralized lending giant Aave has deployed on the Aptos blockchain, its first expansion beyond Ethereum-compatible networks. The move required rewriting the protocol in the Move programming language and gives Aptos users access to Aave’s market, which manages about $70 billion in deposits across chains. To accelerate adoption, the Aptos Foundation is funding liquidity rewards for depositors and borrowers. Demand proved brisk: initial supply caps were reached in less than a day, prompting the protocol’s governance to lift limits to $1 million per asset. The Aptos rollout integrates Chainlink price-feed oracles to secure collateral valuations, extending a collaboration that already underpins Aave’s markets on other chains. The launch underscores both Aave’s strategy to diversify beyond Ethereum infrastructure and Aptos’s push to attract flagship decentralized-finance applications. This is an AI-generated article powered by DeepNewz, curated by The Defiant. For more information, including article sources, visit DeepNewz. Source: https://thedefiant.io/news/defi/aave-expands-to-aptos-first-move-off-ethereum-2ae1f9f6

Author: BitcoinEthereumNews
Crucial Relief For 89,000 Investors

Crucial Relief For 89,000 Investors

The post Crucial Relief For 89,000 Investors appeared on BitcoinEthereumNews.com. The cryptocurrency world recently saw a significant breakthrough as a U.S. judge officially approved a 13 million dollar BlockFi settlement. This crucial decision, which came after a key investor objection was withdrawn, is paving the way for thousands of affected users to receive some much-needed relief. For many, this marks a tangible step towards closure after a period of financial uncertainty. What Does This Crucial BlockFi Settlement Entail? A U.S. judge has given final approval to a $13 million settlement in the BlockFi class-action lawsuit. This green light arrived swiftly following the withdrawal of a significant objection from an investor group. The lawsuit, filed in 2023, alleged BlockFi sold unregistered securities and actively misled investors about their offerings. The settlement aims to address these claims directly, offering restitution for those who suffered losses. This signifies a legal victory for affected users and sets a precedent for future cases in the digital asset space. Settlement Value: $13 million. Funding Mechanism: BlockFi’s insurers are mandated to fund this settlement. Payment Deadline: Funds must be provided within 30 days. Core Accusations: Selling unregistered securities and misleading investor communications. This resolution marks a pivotal moment for those impacted by BlockFi’s challenges, offering a concrete outcome after legal wrangling. Who Qualifies for the BlockFi Settlement Payouts? Many former BlockFi users are eagerly wondering if they qualify for a portion of this significant settlement. The good news is that a substantial number of individuals are eligible. Approximately 89,000 users who maintained interest-bearing accounts with BlockFi from 2019 to 2022 are expected to be included. Understanding your eligibility is key. If you held an interest account during these years, you are likely part of the class action. However, consult official communications from the bankruptcy court or the settlement administrator for precise details regarding claim submission and verification.…

Author: BitcoinEthereumNews
WLFI Token Unlock: Crucial Details Emerge as Trading Begins September 1

WLFI Token Unlock: Crucial Details Emerge as Trading Begins September 1

BitcoinWorld WLFI Token Unlock: Crucial Details Emerge as Trading Begins September 1 The cryptocurrency world is buzzing with anticipation as World Liberty Financial (WLFI) prepares for a significant milestone. This DeFi project, which has garnered attention due to its reported links to the Trump family, is set to make its token tradable. The crucial WLFI token unlock event is scheduled for September 1, marking a new chapter for the platform. For those tracking new digital assets, understanding these developments is key. What Does the WLFI Token Unlock Entail? World Liberty Financial recently confirmed via an announcement on X that its native token is now live on the Ethereum mainnet. This means that starting September 1 at 12:00 UTC, the WLFI token will become fully tradable and transferable. Upon launch, 20% of the total WLFI tokens will be claimable by eligible participants. This initial distribution is a significant step towards decentralization. The remaining 80% of tokens will not be immediately available; instead, their release will be determined by a community governance vote at a later date. This approach emphasizes community involvement in the project’s future. It is also important to note that tokens allocated to founders, team members, advisors, and partners will remain locked, preventing immediate sell-offs and promoting long-term commitment. World Liberty Financial: A Glimpse into the Project WLFI positions itself as a decentralized finance (DeFi) initiative. While the project has gained notoriety due to its association with the Trump family, its core mission revolves around leveraging blockchain technology for financial innovation. DeFi projects aim to recreate traditional financial services, such as lending, borrowing, and trading, using smart contracts on a blockchain. This eliminates the need for intermediaries, potentially offering greater transparency and accessibility. The project’s launch on the robust Ethereum mainnet provides a secure and widely adopted foundation for its operations. WLFI tokens are expected to be available across various decentralized exchanges (DEXs) and major centralized platforms (CEXs). Further announcements regarding specific partner exchanges are anticipated soon, which will provide clearer avenues for trading the WLFI token unlock assets. Are You Ready for WLFI Trading? Key Details for Participants For anyone looking to engage with WLFI, being informed is paramount. Here are some essential details to keep in mind: Trading Commencement: September 1, 2024, at 12:00 UTC. Initial Unlock: 20% of tokens will be claimable at launch. Platform: The WLFI token operates on the Ethereum mainnet. Availability: Expect to find WLFI on decentralized and centralized exchanges. The initial WLFI token unlock could lead to significant market activity. As with any new token launch, volatility is a strong possibility. Therefore, potential participants should conduct thorough due diligence and understand the associated risks before making any trading or investment decisions. Researching the project’s whitepaper, team, and community sentiment can provide valuable insights. What Opportunities and Challenges Does WLFI Present? The launch of WLFI and its subsequent token unlock brings both exciting opportunities and potential challenges for the broader crypto community. Opportunities: Early Participation: Those who claim or acquire tokens early might benefit from initial market movements. Community Governance: The future unlocking of 80% of tokens via community vote offers a chance for holders to shape the project’s direction. DeFi Innovation: WLFI aims to contribute to the evolving DeFi landscape, potentially introducing new financial tools or services. Challenges: Market Volatility: New token launches often experience price swings, requiring careful navigation. Regulatory Scrutiny: Given its reported associations, WLFI might face increased attention from regulators, which could impact its trajectory. Adoption & Competition: Success hinges on attracting users and standing out in a crowded DeFi market. Navigating these aspects effectively will be crucial for WLFI’s long-term viability and for participants engaging with the WLFI token unlock. The upcoming WLFI token unlock on September 1 marks a pivotal moment for World Liberty Financial. With 20% of tokens becoming tradable and the remainder subject to community governance, the project is entering an exciting yet unpredictable phase. As the crypto market anticipates this event, informed decision-making remains paramount. Understanding the project’s fundamentals, the unlock schedule, and market dynamics will empower participants to navigate this new opportunity effectively. Frequently Asked Questions (FAQs) Q1: What is World Liberty Financial (WLFI)? A: WLFI is a decentralized finance (DeFi) project that has announced the launch of its native token on the Ethereum mainnet. It aims to offer financial services leveraging blockchain technology. Q2: When can I start trading WLFI tokens? A: WLFI tokens will become tradable and transferable starting September 1, 2024, at 12:00 UTC. Q3: How many WLFI tokens will be available at launch? A: At the initial launch, 20% of the total WLFI tokens will be claimable. The remaining 80% will be unlocked later, subject to a community governance vote. Q4: Where will WLFI tokens be available for trading? A: WLFI tokens are expected to be available on both decentralized exchanges (DEXs) and major centralized platforms (CEXs). Specific partner announcements are anticipated soon. Q5: Are founder tokens also being unlocked on September 1? A: No, tokens held by founders, team members, advisors, and partners will remain locked, demonstrating a long-term commitment to the project. Did you find this insight into the WLFI token unlock helpful? Share this article with your network on social media to keep others informed about this significant crypto event! To learn more about the latest explore our article on key developments shaping DeFi projects and their market impact. This post WLFI Token Unlock: Crucial Details Emerge as Trading Begins September 1 first appeared on BitcoinWorld and is written by Editorial Team

Author: Coinstats