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Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

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Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
River Integrates LayerZero to Power Native Omni-Chain Stablecoin Liquidity

River Integrates LayerZero to Power Native Omni-Chain Stablecoin Liquidity

River integrates LayerZero to launch Omni-CDP, letting users collateralize on one chain and mint native satUSD on another, no bridges, wraps, or slippage.

Author: Blockchainreporter

2025/08/22

MetaMask USD ($mUSD) Launches on Linea, Enhancing Self-Custodial Wallet Ecosystem

MetaMask USD ($mUSD) Launches on Linea, Enhancing Self-Custodial Wallet Ecosystem

The post MetaMask USD ($mUSD) Launches on Linea, Enhancing Self-Custodial Wallet Ecosystem appeared on BitcoinEthereumNews.com. James Ding Aug 22, 2025 04:01 MetaMask introduces its native stablecoin, MetaMask USD ($mUSD), on the Linea platform, enhancing fiat onboarding and DeFi integration through partnerships with M0 and Stripe. MetaMask has launched its first native stablecoin, MetaMask USD ($mUSD), on the Linea platform, marking a significant milestone for self-custodial wallets. This launch, announced on August 21, 2025, represents a collaboration with Bridge, a company under Stripe, and is powered by M0, a decentralized stablecoin infrastructure, according to Linea. Strategic Partnerships and Integrations The strategic partnership with M0 and Stripe facilitates seamless fiat onboarding to the Linea platform, paving the way for additional rewards and integration with the MetaMask Card. This integration allows users to transact with $mUSD across various web3 platforms and real-world locations, including millions of Mastercard merchants. Users can also benefit from transaction rewards through programs like Coinmunity Cashback, with more incentives anticipated in the future. Boosting Linea’s DeFi Ecosystem MetaMask USD’s launch on Ethereum and Linea is set to enhance Linea’s DeFi ecosystem significantly. The stablecoin will be integrated across key protocols such as Etherex and other exchanges, lending markets, and custodial platforms, providing deep liquidity and utility for users within the Linea ecosystem. By offering native liquidity provisioning and simplifying fiat currency onboarding, MetaMask USD aims to serve as a neutral and highly liquid asset on Linea, which is already recognized as a leading chain for ETH capital. Regulatory Support and Future Prospects The introduction of MetaMask USD aligns with increasing regulatory clarity, highlighted by the U.S. GENIUS Act that establishes a federal framework for payment stablecoins. This regulatory foundation supports the secure and compliant expansion of stablecoin utility on Linea. The launch of MetaMask USD marks a transformative step for the Linea ecosystem, reinforcing its commitment…

Author: BitcoinEthereumNews

2025/08/22

MetaMask enters the market with mUSD, with a development cycle of only a few weeks, and stablecoins enter a period of rapid expansion

MetaMask enters the market with mUSD, with a development cycle of only a few weeks, and stablecoins enter a period of rapid expansion

Compiled by: Felix, PANews Last week, a governance proposal outlining the MetaMask stablecoin mUSD was briefly published and then deleted, sparking speculation about its development. Now, the stablecoin’s launch has been confirmed. MetaMask, the crypto wallet developed by Consensys, announced on August 21st that it will launch its native U.S. dollar stablecoin, MetaMask USD ($mUSD), marking the first time a self-custodial wallet has launched its own stablecoin. mUSD is expected to launch later this year, initially on Ethereum and Linea. Built on Bridge and M0, it will be connected to Mastercard by the end of the year mUSD was built by Bridge, the stablecoin issuing company under Stripe, and is powered by M0’s decentralized infrastructure. Bridge, a stablecoin orchestration and issuance platform under Stripe, provides compliant licensing, monitoring, and rigorous reserve management for custom-issued stablecoins. Leveraging the M0 protocol to mint $mUSD, Bridge provides a decentralized and scalable stablecoin infrastructure built for interoperability, composability, and transparency. According to MetaMask, mUSD will be fully backed 1:1 by "high-quality, highly liquid USD-equivalent assets," including US cash and short-term US Treasury bills, with real-time transparency and cross-chain composability. mUSD is scheduled to launch on Ethereum and Consensys' Linea Network later this year, with deep integration into Linea's DeFi stack, gradually covering lending markets, decentralized exchanges, and custodial platforms, thereby promoting liquidity and reducing user onboarding friction. mUSD will be used primarily in two ways: In the wallet at launch: for seamless onboarding, redemption, transfer, and cross-chain bridging. Expected to be in real life by the end of the year: Allowing users to spend mUSD at millions of merchants that accept Mastercard via the MetaMask card. Regarding whether to provide mUSD deposit rewards to customers, MetaMask Vice President of Product Strategy Ajay Mittal emphasized: “Currently, mUSD does not directly provide returns to users. However, mUSD may play a role in MetaMask’s future incentive programs.” The specific release date or planned release size has not been officially disclosed, but more technical details and user guides will be released in the coming weeks. Development cycles are shortened to a few weeks, ushering in a period of rapid expansion for stablecoins The launch of mUSD comes as monthly on-chain stablecoin transaction volume surpasses nearly $1 trillion, and coincides with the passage of the GENIUS Act in the United States. Earlier, Federal Reserve Board Governor Christopher Waller delivered a pro-cryptocurrency speech, emphasizing the role of stablecoins and their potential to maintain and expand the dollar's international status. Meanwhile, Wyoming officially launched the Frontier Stable Token (FRNT ), becoming the first US state to issue its own stablecoin. As the digital dollar market flourishes and regulatory clarity increases, the concept of application-based stablecoins is gaining traction. Payment applications, crypto wallets, or DeFi protocols can also launch their own stablecoins while outsourcing compliance, reserves, and infrastructure to providers. For example, Paxos issued PayPal’s PYUSD token, while BitGo backed World Liberty Financial’s USD1, a DeFi protocol associated with Trump. Earlier this month, US fintech company Slash partnered with Bridge to launch its own stablecoin. MetaMask’s stablecoin is the first example of the collaboration between M0 and Bridge. By working with M0 and Bridge, MetaMask can provide its users with a built-in digital dollar without having to manage complex issuance, compliance, and technical processes. Zach Abrams, co-founder and CEO of Bridge, said they have reduced the development time for custom stablecoin issuance from "more than a year of complex integration" to "weeks." This means that applications like Metamask "can realize yield faster and more efficiently than ever before." Through this collaboration, M0 and Bridge are seeking to replicate the development of the MetaMask token to more issuers. Related Reading: PANews Releases 2025 Global Stablecoin Industry Development Report: US Dollar Stablecoins Occupy 99% of the Market, USDC Expected to Surpass USDT in 2030

Author: PANews

2025/08/22

Avalon X vs XRP: AVLX Token Set To Offer Bigger Returns In 2025

Avalon X vs XRP: AVLX Token Set To Offer Bigger Returns In 2025

The post Avalon X vs XRP: AVLX Token Set To Offer Bigger Returns In 2025  appeared on BitcoinEthereumNews.com. Real-world asset (RWA) tokenization is becoming an important aspect in the crypto space, reaching a new peak in 2025. Investors are now eying established projects in the crypto ecosystem like XRP and new projects like Avalon X (AVLX).  Avalon X (AVLX) is focusing on bridging blockchain with tangible real estate. AVLX is already showing significant signs of long-term growth. XRP Price Prediction  According to Ripple executives, the XRP Ledger has long been uniquely suited for tokenization. This is due to its built-in features like a decentralized exchange (DEX), automated market maker (AMM), and lending vault standards. This makes it possible for XRPL to offer institutions a ready-made infrastructure for transitioning assets on-chain. Markus Infanger, Ripple’s Senior Vice President, highlighted that XRP’s ledger-level tools can simplify compliance, settlement, and liquidity. XRP price is still looking to break the $3 one again, currently trading at $2.83. Over the last year, the asset has seen a massive gain, registering a 375% surge over the past year. In recent times however, the case is not the same, as the coin has dropped about 12% in the last week. XRP 1-year price chart Even though the XRP Ledger is built for tokenizing real-world assets, most of its progress so far has been aimed at big institutions rather than everyday investors. Avalon X’s Exposure to Real World Assets Avalon X is taking a more tangible and accessible approach to RWAs that is made possible by linking blockchain directly to real estate. Through its AVLX token, the project ties value creation to Grupo Avalon’s luxury developments, including real-world rewards such as the Eco Valley Townhouse Giveaway.  By participating in the presale, early investors are not only securing AVLX tokens but also gaining chances to win real-world prizes like a $1 million prize to be split among 10…

Author: BitcoinEthereumNews

2025/08/22

Euro, gold, and RMB, when will the "second half" of stablecoins come?

Euro, gold, and RMB, when will the "second half" of stablecoins come?

Author: Bulu said If someone asks you, have you ever used stablecoin? The first things that come to your mind are likely USDT and USDC - these stablecoins pegged to the US dollar have almost become synonymous with "stablecoins." But what if the other party is referring to the Euro stablecoin, the Gold stablecoin, or even the recently rumored RMB stablecoin? This actually reveals the true portrayal of the current stablecoin market: although the US dollar is the only dominant currency, the world of stablecoins is far more diverse than imagined: They are not trying to challenge the status of the US dollar, but rather serve differentiated needs - some people hope to use euro stablecoins to avoid exchange rate fluctuations, some prefer gold stablecoins as safe-haven assets, and some expect RMB stablecoins to become a bridge for cross-border payments. In other words, stablecoins are moving from a single dollar narrative to a more complex global multi-narrative. Why should we care about non-USD stablecoins? If stablecoins are the "blood" of the crypto world, then the US dollar stablecoin is the core of this system. Over the past five years, USDT and USDC have consistently ranked first and second in the market, almost monopolizing the trading, clearing and payment links: According to Coingecko data, the combined market value of the two accounts for more than 90% of the total size of stablecoins. Their status even exceeds the actual share of the US dollar in the global trade system, and they are in an undisputed dominant position. Source: Coingecko But the demand for stablecoins goes far beyond “dollarization.” In Europe, daily payments, savings and accounting systems are denominated in euros, and users holding US dollar stablecoins often need to bear additional exchange rate fluctuations; in the Middle East or Southeast Asian markets, although the US dollar is still the dominant currency for international settlements, local residents also have the need to anchor their funds in their local currency or other safe-haven assets; and at the macro level, trends such as de-dollarization, regional currency unions, and the financialization of energy and resources have further boosted the exploration of "non-US dollar-anchored" stablecoins. In other words, the reason we are discussing non-USD stablecoins today is not because there is a problem with USD stablecoins, but because the demands of the real world and crypto finance are themselves becoming diversified. These differentiated demands constitute the market foundation of non-USD stablecoins. Based on the market practice that "stablecoins are no longer a tool that can be summarized by a unified narrative, and their use varies from person to person and from need to need," imToken also divides stablecoins into multiple explorable subsets (further reading: "Stablecoin Worldview: How to Build a Stablecoin Classification Framework from a User Perspective?"). According to imToken’s stablecoin classification method, the current non-USD stablecoins (based on actual issuance and circulation) mainly include euro stablecoins and gold stablecoins. Source: Non-USD stablecoins from imToken Web (web.token.im) Main types of non-USD stablecoins In the landscape of non-US dollar stablecoins, the most realistic representative is the euro stablecoin. Currently, the more mainstream products on the market include EURC launched by Circle and EURS launched by Stasis. Both are pegged to the euro at a 1:1 ratio and are backed by reserves from regulated financial institutions. The target audience of this type of stablecoin is not global crypto trading users, but local European users. To give an intuitive example, if a German investor uses USDT as a transaction medium, then every exchange from fiat currency to US dollar stablecoin will require bearing the euro-dollar exchange rate risk. However, if the euro stablecoin is used directly, transactions and settlements can be completed on the chain, completely avoiding exchange rate losses. As regulatory frameworks such as the EU MiCA are gradually implemented, the compliance and application scenarios of the euro stablecoin have become clearer. This means that in the future, the euro stablecoin is expected to become the local mainstream currency mapping of European crypto finance. Although its current market value is still far smaller than that of the US dollar stablecoin, its growth curve is clearly driven by policy dividends and has the possibility of long-term penetration. Source: Circle Different from the logic of the euro stablecoin, which is based on local settlement convenience, another representative non-US dollar stablecoin is the gold stablecoin. Gold has been the "value anchor" of the global financial system since ancient times. Even though the US dollar has been decoupled from the gold standard for more than half a century, central banks around the world still regard gold as a core foreign exchange reserve. In the field of encryption, this traditional safe-haven asset has also been moved onto the chain through tokenization. Typical representatives are PAX Gold (PAXG) and Tether Gold (XAU₮). Their mechanism is relatively intuitive. Each token corresponds to one ounce of physical gold and is kept by a custodian institution (such as a vault in London or Switzerland). Users can transfer these tokens freely between wallets like holding USDT, use them as collateral to participate in lending or yield farming in DeFi protocols, and withdraw physical gold through the redemption mechanism. In this way, the traditional safe-haven properties of gold can be combined with the high liquidity of the blockchain. Therefore, compared with physical gold bars or gold ETFs, the biggest innovation of gold stablecoins lies in "divisibility and liquidity". Traditional gold is often measured in grams and ounces, making it difficult to divide in small amounts; and although gold ETFs are easy to trade, they rely on financial market settlement. Gold stablecoins break through these limitations - they can represent real hard assets and can be quickly transferred and split on the chain in the form of tokens, greatly lowering the transaction threshold. Of course, it is not without flaws. The price of gold itself will fluctuate due to the global economy, interest rate environment and geopolitical risks. Therefore, the gold stablecoin does not have the almost absolute price stability like the US dollar stablecoin. However, for those who want to seek diversified storage of value on the chain, it provides a configuration option that is closer to hard assets. Overall, the euro-denominated stablecoin and the gold-based stablecoin represent two distinct logics within the non-USD stablecoin landscape: the former emphasizes the local convenience and regulatory compliance of regional currencies, while the latter emphasizes the digitization and increased liquidity of traditional safe-haven assets. Together, they are driving the stablecoin narrative from a singular "dollar hegemony" to a diversified global monetary ecosystem. Where is the future of non-US dollar stablecoins? From a macro perspective, the rise of non-US dollar stablecoins will not weaken the dominant position of US dollar stablecoins in the short term. After all, whether it is the global settlement of crypto transactions or the liquidity support of cross-border clearing, the position of the US dollar is deeply rooted. But this does not mean that non-US dollar stablecoins are meaningless. They are more like a supplement and expansion of the existing pattern, exploring new options for multi-currency anchoring outside the US dollar-dominated financial order. Taking the euro stablecoin as an example, its value lies in reducing exchange rate friction for European users. With the implementation of regulatory policies such as MiCA, it is expected to become the cornerstone of regional digital finance. The gold stablecoin, by combining traditional safe-haven assets with blockchain liquidity, provides investors with a new tool that combines value storage and flexibility. In addition, the RMB stablecoin that has been reported in the past two days is also gradually entering the crypto context. Although it has not yet formed large-scale circulation, it has the dual driving forces of policy promotion and actual demand in cross-border settlement and regional trade settlement. Once combined with compliant on-chain financial infrastructure, the RMB stablecoin is likely to become an important bargaining chip under the "de-dollarization" issue. However, non-USD stablecoins also face limitations: The first is insufficient liquidity. Compared with the hundreds of billions of USDT and USDC, the market capitalization of non-USD stablecoins is generally limited, resulting in insufficient depth and acceptance in the secondary market. Secondly, their application scenarios are limited. Euro stablecoins are more limited to Europe, gold stablecoins tend to store value, and RMB stablecoins are constrained by policy windows and compliance environments. This means that it is difficult for them to become a global currency like the US dollar stablecoin. But from a long-term perspective, the story of stablecoins is gradually moving towards "multipolarization". US dollar stablecoins will still be the backbone of crypto finance, while anchored assets such as the euro, renminbi, and gold will fill market demand in their respective dimensions. They may not be able to replace the US dollar, but they are constantly expanding the boundaries of stablecoins and reshaping the structure and level of the entire ecosystem. The future of stablecoins may not be the victory of a certain currency, but a pattern in which multiple anchored assets coexist and complement each other. The US dollar stablecoin is the starting point, but it is by no means the end point.

Author: PANews

2025/08/22

Why Ripple (XRP) is Dumping While Mutuum Finance (MUTM) Pumps

Why Ripple (XRP) is Dumping While Mutuum Finance (MUTM) Pumps

While Ripple’s XRP is fighting against selling pressure, everybody is looking at Mutuum Finance (MUTM), the new DeFi player going viral with strong presale growth. Over 15450 investors have already invested in the project presale, and over $14.7 million has been raised. Mutuum Finance (MUTM) is already at Stage 6 of Presale at $0.035. Phase […]

Author: Cryptopolitan

2025/08/22

Kadena Hosts Chainweb EVM Workshop During ETHVietnam

Kadena Hosts Chainweb EVM Workshop During ETHVietnam

Kadena hosted a Chainweb EVM workshop at ETHVietnam, guiding 30 builders through Solidity deployments, low-fee scaling, and its $50M Builder Grant Program.

Author: Blockchainreporter

2025/08/22

Hulu Drops Trailer For Spy Thriller K-Drama ‘Tempest’

Hulu Drops Trailer For Spy Thriller K-Drama ‘Tempest’

The post Hulu Drops Trailer For Spy Thriller K-Drama ‘Tempest’ appeared on BitcoinEthereumNews.com. Disney+ / Hulu’s Tempest Disney+ / Hulu Hulu has released the trailer for one of their most anticipated Korean dramas set to release next month, Tempest, a spy thriller filled with political conspiracies, dynamic action sequences, tense romance, and international star power. After her husband – a presidential candidate – is assassinated in front of her, Seo Munju (Gianna Jun) tries to find the truth behind his death. She learns more than she bargained for, including conspiracies stretching all the way to the White House. As she uncovers more secrets, her life is put in danger. Mercenary Paik Sanho (Gang Dong-won) is hired to protect her, but he has secrets of his own. The spy thriller series stars Jun Ji-hyun/Gianna Jun (Kingdom, My Love From The Star) and Gang Dong-won (The Priests, Peninsula, Broker), John Cho (Searching, Star Trek), Lee Misook (Queen of Tears), Park Haejoon (When Life Gives You Tangerines), Christopher Gorham (The Lincoln Lawyer, Ugly Betty), Michael Gaston (Prison Break, 24), and Spencer Garrett (For All Mankind, Bosch). It is directed by Kim Heewon (Queen of Tears, Vincenzo), co-directed by Heo Myeonghaeng (The Roundup: Punishment, Badland Hunters), and written by Chung Seokyung (Decision to Leave, Little Women). Produced by Korean companies Imaginus, in association with Showrunners, AA, and Skydance, Tempest is one of the first Korean dramas to heavily feature American actors in prominent roles. Cho, a Korean American actor, plays a White House staffer who is somehow connected to Gang’s character, Sanho. Disney+ / Hulu’s Tempest Disney+ / Hulu During the Disney+ press conference for the series, held in Seoul yesterday, Carol Choi, executive vice president at Walt Disney Company APAC, said to expect “a high-stakes romance, a cross-genre series blending espionage, romance, and action.” She adds, “Like many of our global hits, it has specificity in…

Author: BitcoinEthereumNews

2025/08/22

MetaMask to launch mUSD stablecoin in partnership with Stripe's Bridge

MetaMask to launch mUSD stablecoin in partnership with Stripe's Bridge

Crypto self-custody wallet MetaMask stated on Thursday that it plans to launch MetaMask USD (mUSD), a stablecoin built for decentralized apps (dapps) and decentralized finance (DeFi) platforms in its ecosystem.

Author: Fxstreet

2025/08/22

U.S. Justice Department officials urge Fed Chairman Powell to replace Cook

U.S. Justice Department officials urge Fed Chairman Powell to replace Cook

PANews reported on August 21st that according to Jinshi Data, U.S. Department of Justice officials said they plan to investigate Federal Reserve Governor Tim Cook over mortgage lending issues and need to further review his criminal referral. At the same time, officials urged Federal Reserve Chairman Jerome Powell to remove Cook.

Author: PANews

2025/08/21

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