Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

16230 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Ethereum (ETH) Price Prediction: ETH Price Action Pushes Investors to New Crypto Coin Under $0.05

Ethereum (ETH) Price Prediction: ETH Price Action Pushes Investors to New Crypto Coin Under $0.05

Ethereum’s latest price action, marked by hesitation near key resistance zones and diminishing short-term momentum, has prompted many investors to look beyond ETH for assets with stronger upside potential. This shift in sentiment has placed Mutuum Finance (MUTM) in the spotlight as the new crypto coin, especially as it remains priced under $0.05 while delivering […]

Author: Cryptopolitan
PA Daily News | The Federal Reserve cuts interest rates for the third consecutive time by 25 basis points; the UK's FCA says stablecoins will be one of the key areas of future regulation.

PA Daily News | The Federal Reserve cuts interest rates for the third consecutive time by 25 basis points; the UK's FCA says stablecoins will be one of the key areas of future regulation.

Today's top news highlights: Bitcoin spot ETFs saw a total net inflow of $224 million yesterday, with BlackRock's IBIT leading the way with a net inflow of $193 million. The UK's FCA has stated that stablecoins will be one of its key regulatory focuses in the future. The Federal Reserve cut interest rates by 25 basis points, and is expected to cut rates only once in 2026. Tom Lee: Ethereum has bottomed out, so BitMine is actively buying in. Since the launch of its buyback program, Pump.fun has repurchased 13.8% of the circulating supply of PUMP tokens. Bloomberg analyst: BTC may fall below $84,000 by the end of the year; a "Santa Claus rally" is unlikely. Macro The UK's FCA has stated that stablecoins will be one of its key regulatory focuses in the future. According to DL News, the UK Financial Conduct Authority (FCA) has announced that stablecoins pegged to fiat currencies such as the US dollar or British pound will be a major focus of future regulation. This move is part of a broader UK initiative to boost economic growth, which also includes digitizing financial services, enhancing international trade competitiveness, and expanding lending to small businesses. In a statement to Prime Minister Keir Starmer, FCA CEO Nikhil Rathi wrote that the FCA plans to "finalize digital asset rules and advance progress on UK-issued sterling stablecoins" by 2026. Rathi stated, "We will continue to take greater risks to support economic growth while remaining committed to protecting consumers and ensuring market integrity." Rathi also stated that in addition to advancing AI application cases, the agency is prioritizing the migration of traditional assets to blockchain. He said, "We will also enable our world-leading asset management industry to tokenize its funds, thereby improving efficiency and competitiveness." CBOE has approved the listing and registration of the 21Shares XRP ETF. According to Cointelegraph, the Chicago Board Options Exchange (CBOE) has approved the listing and registration of the 21Shares XRP ETF. The U.S. OCC has warned Wall Street about the "de-banking" of industries such as digital assets, calling such practices "illegal." According to CoinDesk, President Trump's actions against the "debanking" of controversial sectors like digital assets have prompted a new report from the Office of the Comptroller of the Currency (OCC). The report further confirms past practices and warns that banks suspected of involvement could face penalties. The brief OCC report reviewed nine of the largest national banks in the US, concluding that "between 2020 and 2023, these banks developed public and private policies that restricted certain sectors from accessing banking services, including requiring escalating reviews and approvals before offering financial services." The report states that some large banks set higher barriers to entry for controversial or environmentally sensitive businesses, or activities that contradict their own values. Financial giants such as JPMorgan Chase, Bank of America, and Citigroup are highlighted, with links to their past public policies, particularly those concerning environmental issues. The report states, "The OCC intends to pursue accountability for any illegal 'debanking' activities by these banks, including referring cases to the Attorney General." However, it remains unclear which specific laws these activities may have violated. The US CFTC has announced the first batch of members of its CEO Innovation Committee, including CEOs from companies such as Gemini and Kraken. According to CoinDesk, the U.S. Commodity Futures Trading Commission (CFTC) has announced the inaugural members of its "CEO Innovation Committee." This committee aims to delve into the evolving dynamics of the derivatives market structure, particularly focusing on tokenization, cryptocurrencies, and blockchain technology. The full list of new committee members is as follows: Shayne Coplan, CEO of Polymarket; Craig Donohue, CEO of Cboe Global Markets; Terry Duffy, Chairman and CEO of CME Group; Tom Farley, CEO of Bullish; Adena Friedman, Chairman and CEO of Nasdaq; Luke Hoersten, CEO of Bitnomial; Tarek Mansour, CEO of Kalshi; Kris Marszalek, CEO of Crypto.com; David Schwimmer, CEO of London Stock Exchange Group (LSEG); Arjun Sethi, Co-CEO of Kraken; Jeff Sprecher, CEO of Intercontinental Exchange; and Tyler Winklevoss, CEO of Gemini. In a statement, CFTC Chair Caroline Pham said the committee members assembled quickly within two weeks and will "focus on developments in the derivatives market's structure, such as tokenization, crypto assets, 24/7 trading, perpetual contracts, prediction markets, and blockchain market infrastructure." Pham's term as chair of the agency is expected to end soon, and President Trump's nominee for committee chair, Mike Selig, is expected to be confirmed by the Senate as early as Wednesday. State Street Bank and Galaxy will launch a tokenized liquidity fund on the Solana blockchain next year. According to CoinDesk, State Street and Galaxy Asset Management plan to launch a tokenized liquidity fund in early 2026. This fund will utilize stablecoins to enable 24/7 investor liquidity, expanding the application of public blockchains in institutional cash management. Named the "State Street Galaxy Onchain Liquidity Sweep Fund" (SWEEP), the fund will accept subscriptions and redemptions in PayPal's stablecoin PYUSD, provided the fund has available assets to process related requests. Only qualified buyers meeting predetermined thresholds will be able to invest. Ondo Finance has committed approximately $200 million as seed funding for the product. The two companies anticipate launching the SWEEP fund on the Solana blockchain initially, followed by Stellar and Ethereum blockchains. Galaxy Asset Management plans to leverage Chainlink's tools to facilitate cross-chain data and asset transfers. Trump criticizes the Federal Reserve for its ineffective rate cuts; "another Kevin" undergoes final interview today. According to Global Markets News, US President Trump criticized the Federal Reserve on Wednesday for cutting interest rates too small and said he would meet with former Fed Governor Kevin Warsh that day to interview him for the position of chairman. The president stated that he did not ask Powell's successor to make any pronouncements on rate cuts, but said his view was that "our rates should be much lower." "I'm basically very clear about who I'm looking for. Again, I'm looking for someone honest on interest rates," Trump said on Wednesday, adding that he might announce his decision within the next two weeks. Trump's remarks came shortly after the Fed announced its third consecutive 25-basis-point rate cut. The president called the adjustment "quite small, it should have doubled, at least doubled." He also criticized Powell as "rigid" and "stubborn." The selection process for the new Fed chairman is nearing completion, and Trump said on Tuesday that he was considering "several different candidates, but I'm very clear about who I want." National Economic Council Director Kevin Hassett is considered the leading candidate for the position, and Trump has repeatedly hinted at this outcome. However, it is well known that he often makes unpredictable personnel decisions, and any speculation cannot be considered conclusive until the official nominations are announced. Other finalists included current Federal Reserve Governors Christopher Waller and Michelle Bowman, as well as Rick Reid of BlackRock. Bessant recommended four of the five to Trump. The Federal Reserve cut interest rates by 25 basis points, and is expected to cut rates only once in 2026. According to the Securities Times, on December 10th local time, the Federal Reserve announced a 25 basis point cut to its benchmark interest rate, from the current 3.75%-4% range to 3.5%-3.75%. This is the Fed's third consecutive rate cut, bringing the cumulative reduction to 75 basis points. In its statement, the Fed said that current indicators show economic activity is expanding at a moderate pace, but job growth has slowed this year, and the unemployment rate rose before September. Recent indicators are consistent with these developments. Notably, significant divisions emerged again among members of the Fed's Monetary Policy Committee in the vote. This marks the third consecutive time that Fed Governor Milan has voted against the cut, and his term expires in January. Schmid voted against the cut for the second consecutive time. Three members voted against the cut, a situation not seen since September 2019. The closely watched "dot plot" of future policy projections shows that the Fed will cut rates only once in 2026 and again in 2027, after which the federal funds rate will reach its long-term target of approximately 3%. These projections are unchanged from the September update, but the charts reflect the internal divisions within the committee regarding the direction of interest rates. In addition to the interest rate decision, the Federal Reserve also announced it would resume purchasing Treasury bonds. Gemini has received approval from the CFTC to enter the prediction market, and may expand into crypto futures, options, and perpetual contracts in the future. According to The Block, cryptocurrency exchange Gemini Space Station, Inc. (ticker symbol GEMI) has received approval from the Commodity Futures Trading Commission (CFTC) on Wednesday to operate a designated contract market (DCM) in the prediction market space. In a statement, Gemini said its prediction platform, named "Gemini Titan," will initially offer classic binary event contracts, which "pose simple 'yes or no' questions about future events." In the future, the platform may expand to other derivatives markets under CFTC regulation, such as cryptocurrency futures, options, and perpetual contracts. Opinion Analysis: The Fed's rate cuts and purchases of short-term Treasury bonds are beneficial to the crypto market, but liquidity remains weak at the end of the year. According to options data analyst Adam@Greeks.live, the recently concluded Federal Reserve meeting announced a 25 basis point interest rate cut and the resumption of purchasing $40 billion in short-term U.S. Treasury bonds, releasing a clear dovish signal to replenish liquidity in the financial system, which is beneficial to the market. However, it is still too early to talk about resuming quantitative easing (QE) to restart a bull market. The crypto market has poor liquidity and low market activity as Christmas and the year-end settlement approach, limiting the bullish momentum. Data shows that at the end of December, the cryptocurrency options market had more than 50% of its options positions piled up. The biggest pain point for Bitcoin was the $100,000 psychological level, and for Ethereum it was $3,200. The implied volatility (IV) of major maturities all showed a downward trend this month, indicating that market expectations for volatility this month are gradually weakening. In addition, the Skew indicator continues to be negatively skewed, and the put price is significantly higher than the call price with the same Delta, reflecting a stable market and the dominance of covered call strategies. At the same time, more traders are using put options to hedge against market declines. Overall, the cryptocurrency market is currently experiencing low sentiment and poor liquidity. The options market generally expects a slow decline, but a sudden positive development could trigger a market reversal, although this possibility is low. Related reading: Interview with a cycle research expert: Bitcoin is finding its bottom and will enter its most bullish seasonal period of the year. Bloomberg analyst: BTC may fall below $84,000 by the end of the year; a "Santa Claus rally" is unlikely. According to CoinDesk, FxPro senior market analyst Alex Kuptsikevich stated that since November 21st, BTC has shown a trend of gradually rising local highs and lows, but for the rebound to confirm the start of capitalized growth, the total market capitalization needs to break through $3.32 trillion. Currently, the global cryptocurrency market capitalization is approximately $3.16 trillion, up 2.5% from the beginning of the week, but still below the previous high of $3.21 trillion. According to CoinGlass data, leverage is the main reason for the BTC price decline. In the past 24 hours, $376 million in long positions were forcibly liquidated, nearly three times the amount of short liquidation. Despite the Federal Reserve's announcement of another rate cut on Wednesday, expectations of fewer rate cuts in the next two years have limited market support. QCP Capital predicts that BTC will fluctuate between $84,000 and $100,000 by the end of the year, while Bloomberg analyst Mike McGlone warned that a new "Santa Claus rally" may not occur, and BTC may fall below $84,000 by the end of the year. The market is currently focused on whether BTC can hold the $90,000-$91,000 support zone. A break below this level could test the bottom of the current range, while a hold above it could lead to another challenge of the $94,000 resistance level. Previous reports and analysis suggest the market is awaiting next week's FOMC meeting, with expectations that leadership changes will lead to a more dovish stance. Tom Lee: Ethereum has bottomed out, so BitMine is actively buying in. According to Decrypt, Fundstrat co-founder and BitMine chairman Tom Lee stated in an interview, "BitMine believes Ethereum has bottomed out, and we've more than doubled our Ethereum purchases compared to two weeks ago." Lee and BitMine are more excited about Ethereum's prospects over the next 10 to 15 years, especially given Wall Street's acceptance of the Ethereum network and its role in future finance. He stated, "The reason we're excited about Ethereum is that Wall Street has chosen to use this blockchain to position itself for the future. It started with stablecoins, which was a major 'epiphany' moment for Wall Street… but that was just tokenizing the dollar. Now Wall Street wants to tokenize everything, and they're not building on Bitcoin—they need a smart contract platform." The company has recently significantly increased its Ethereum holdings, purchasing over 138,452 ETH last week, worth approximately $460 million at current prices. This is the largest single transaction since BitMine purchased over 200,000 ETH in October. As of Wednesday, the company held approximately 3.864 million ETH, representing about 3.2% of the circulating Ethereum supply. Powell: The Fed has shifted to a wait-and-see approach; rate hikes are not currently the base case. According to CLS News Agency, on Wednesday, Eastern Time, after the Federal Reserve cut interest rates by 25 basis points as expected, Chairman Powell delivered a speech. He stated that current interest rates are at a good level and can cope with changes in the economic outlook, but he did not provide guidance on whether there would be another rate cut in the near future. Powell pointed out, "It is worth noting that since last September, we have cut rates by a total of 175 basis points, including 75 basis points since this September. Currently, the federal funds rate is in a broad range of neutral levels, and we are in a favorable position to wait and see further developments in the economy." He added, "Monetary policy is not a fixed path set in advance; we will make decisions step by step based on the situation at each meeting." Notably, after Powell stated that no one currently considers a rate hike as a basic expectation, the three major US stock indexes began to rebound sharply. Analysts pointed out that Powell's speech undoubtedly relieved traders, who bought stocks in droves. The optimism stemmed from the market's belief that the Fed would not consider raising interest rates, but rather focus on future easing policies, even if such easing may not materialize in the near future. "The Fed's mouthpiece": Three rate cuts have failed to quell internal disputes; the risk of stagflation needs to be guarded against. According to Jinshi News, Nick Timiraos, a well-known voice within the Federal Reserve, recently wrote that while Fed officials cut interest rates for the third consecutive meeting, there is an unusual division within the Fed regarding whether inflation or the job market should be a greater concern. Therefore, officials have hinted at a low willingness to continue cutting rates. Recent public comments from Fed officials indicate a deep division within the committee, to the point that the final decision may depend on how Fed Chairman Powell wants to proceed. Powell's term expires next May, meaning he will only chair the next three interest rate-setting meetings. Strong price pressures coupled with a cooling labor market present the Fed with an unpleasant trade-off, a situation unseen for decades. During the so-called "stagflation" of the 1970s, when officials faced a similar dilemma, the Fed's stop-and-go approach allowed high inflation to take hold. Jonathan Pingle, chief US economist at UBS, stated, "As interest rates approach neutral, with each rate cut you lose more support from participants, and you need data to incentivize those participants to join the majority in implementing rate cuts." Project Updates Since the launch of its buyback program, Pump.fun has repurchased 13.8% of the circulating supply of PUMP tokens. According to SolanaFloor data, Pump.fun's total buyback of PUMP tokens has exceeded $205 million, surpassing Raydium and currently ranking first in cumulative buyback amount among all Solana protocols. In just five months since the buyback began, the project has already repurchased 13.8% of the circulating supply. io.net plans to implement its demand-driven token economy model, "IDE," in Q2 of next year, and has already released a Litepaper. According to official news, io.net, a decentralized AI computing and cloud platform, has released a simplified white paper (Litepaper) for its Incentive Dynamics Engine (IDE). IDE is a demand-driven token economic model for DePIN, replacing the inflation-based token economic model. The white paper introduces a new token economic model designed specifically for io.net, relying on a unique dual-mode to build a healthy and sustainable DePIN network—the Incentive Dynamics Engine (IDE). Currently, the number of IO tokens in circulation under the old incentive mechanism is 300 million. One of the goals of IDE is to gradually reduce at least 50% of these tokens to ensure the healthy and sustainable development of the network. This white paper is part of an iterative process of collecting community feedback. The initial feedback collection phase will begin on December 11, 2025, and end in February of the following year. The final lightweight white paper is planned for release on March 31, with implementation scheduled for the second quarter of 2026. Polygon plans to increase its TPS to 5,000 within the next 6 months and further to 100,000 within 12 to 24 months. Sandeep Nailwal, co-founder of Polygon and CEO of the Polygon Foundation, stated on the X platform that the recent Madhugiri hard fork of the Polygon chain increased the chain's TPS by 40%, reaching 1,400 transactions per second. The team has developed a clear strategy to increase TPS to 5,000 within the next six months, making Polygon one of the highest throughput chains in the industry. Following this, a second phase will be launched, aiming to increase TPS to 100,000 within 12 to 24 months, making it the preferred chain for global payments. Tether launches AI-assisted health app QVAC Health According to CoinDesk, stablecoin issuer Tether is expanding its business beyond the cryptocurrency space with a privacy-focused health and wellness app. On Wednesday, the company launched QVAC Health, an app built on its AI development platform, designed to give users control over their fitness, nutrition, and biometric data across devices. Tether stated that the app allows users to monitor health data such as pedometer, sleep tracker, and fitness tracking data, storing this data offline and encrypted on their personal devices without being transmitted through commercial servers or collected for advertising purposes. Binance Alpha will list BeatSwap (BTX) According to an official announcement, Binance Alpha will list BeatSwap (BTX) on December 11th. Eligible users can claim the airdrop using Binance Alpha Points on the Alpha event page after trading opens. More details will be announced soon. Web3 game studio ChronoForge will shut down on December 30 due to funding shortages. According to Cointelegraph, Web3 game studio ChronoForge is shutting down after months of operation with a drastically reduced team. This closure highlights the severe financial pressure the Web3 gaming industry is facing during the current market downturn. On Wednesday, the studio announced it would cease all services by December 30th, citing “numerous adverse factors,” including a shortage of funds. Since July, the funding shortage has forced the founders to personally fund development, and the number of employees has been reduced by 80%. The team stated that despite the immense financial pressure, they continued to operate, releasing patches and new features, “despite no marketing budget, revenue below sustaining levels, the loss of co-developers, and extremely poor sentiment in the Web3 gaming market.” ChronoForge was developed by Minted Loot Studios. Its affiliated entity, the Rift Foundation, oversaw the game's tokens and ecosystem. The foundation raised over $3 million through the sale of RIFT tokens to support game development. The project launched in 2022 with its first NFT collection and began early community building work. Meteora disclosed that it invested 10 million USDC in Q4 to buy back 2.3% of the total token supply and launched the Comet Points points system. Solana's ecosystem liquidity protocol, Meteora, announced on the X platform that in the fourth quarter of 2025, it spent 10 million USDC to buy back MET tokens, representing a cumulative buyback of 2.3% of the total supply. Future buybacks will be conducted using a single wallet. Furthermore, Meteora announced the launch of its "Comet Points" points system, where users can earn points by staking MET tokens and using products. Meteora plans to build a "Comet Points" redemption system where users can use points to obtain airdrop/pre-sale eligibility, shop in the off-chain redemption store, and purchase liquidity mining guidance services. Important data Bitcoin spot ETFs saw a total net inflow of $224 million yesterday, with BlackRock's IBIT leading the way with a net inflow of $193 million. According to SoSoValue data, Bitcoin spot ETFs saw a total net inflow of $224 million yesterday (December 10th, Eastern Time). The BlackRock ETF (IBIT) saw the largest single-day net inflow of $193 million, bringing its total historical net inflow to $62.604 billion. The Fidelity ETF (FBTC) followed with a net inflow of $30.5751 million, bringing its total historical net inflow to $12.281 billion. As of press time, the total net asset value of Bitcoin spot ETFs was $122.431 billion, with an ETF net asset value ratio (market capitalization as a percentage of Bitcoin's total market capitalization) of 6.63%, and a cumulative historical net inflow of $57.932 billion. Maggie reduced his long ETH position by 2,100 coins, incurring a loss of $130,000. According to on-chain analyst @ai_9684xtpa, as ETH fell below $3,200, Maji (Huang Licheng) reduced his ETH holdings by 2,100 ETH, incurring a loss of $130,000. Maji's latest liquidation price for his long positions is $3,193.9, which could trigger liquidation at any time. The remaining 9,000 ETH have already incurred a floating loss of $630,000. The Worldcoin team transferred $8.8 million worth of WLD tokens to Coinbase from their wallet 12 hours ago. According to onchainschool.pro, 12 hours ago, the Worldcoin project team wallet transferred $8.8 million worth of WLD tokens to Coinbase. Just four days prior, the same wallet had received $14 million worth of WLD from another team-linked wallet. A certain whale/institution has converted 1,469 BTC into 43,647 ETH in the past two weeks. According to on-chain analyst Ember, a whale/institution has exchanged 1,469 BTC for 43,647 ETH (US$131 million) through THORChain in the past half month, with an average ETH price of US$3,000. The "1011 Insider Whale" has added approximately 19,000 ETH to its long positions, bringing its latest position to 120,000 ETH. According to on-chain analyst @ai_9684xtpa, as ETH briefly fell to the order book level, the "whale that opened short positions after the October 11 flash crash" has completed its trades and added 19,108.69 ETH. Its latest holdings are 120,094.52 ETH, worth $392 million, with an opening price of $3,177.89 and a floating profit of $10.13 million. A new wallet has received another 300 BTC from Galaxy Digital, worth $27.6 million. According to Onchain Lens monitoring, a newly created wallet received an additional 300 BTC from Galaxy Digital, worth $27.6 million. Currently, the wallet holds a total of 1,200 BTC, with a total value of $110.47 million. Lighter surpassed Hyperliquid to take the top spot in 24-hour trading volume on the Perp DEX. According to Cointelegraph, Lighter surpassed Hyperliquid to take the top spot in 24-hour trading volume on the perp DEX, with a volume of $8.83 billion, compared to Hyperliquid's $8.52 billion. The US government transferred 1,934 WETH and 13.58 million BUSD from the FTX Alameda seizure to a new wallet. According to Onchain Lens, the US government has transferred 1,934 WETH (worth $6.43 million) and 13.58 million BUSD from the seized funds of FTX Alameda to a new wallet. Investment and Financing/Acquisition Crypto AI platform Surf raises $15 million, led by Pantera Capital. According to Fortune, Surf, a crypto AI platform, has raised $15 million in funding, led by Pantera Capital with participation from Coinbase Ventures and DCG. Co-founded by former UC Berkeley AI researcher Ryan Li, Surf focuses on providing more accurate and "illusion-free" crypto market analysis. Currently, the platform has over 300,000 users and annual revenue in the millions of dollars, with a target of reaching $10 million by the end of 2026. Surf plans to launch its upgraded model, Surf 2.0, in February 2026, further solidifying its leading position in crypto AI. Stripe acquires Valora wallet team to expand its stablecoin services. According to The Block, payment giant Stripe has expanded its cryptocurrency business by acquiring the team of crypto startup Valora through an "acquisition-style hiring." On Wednesday, Valora founder Jackie Bona announced that the team would join Stripe to pursue its mission of expanding access to the global financial system. Specific terms of the deal, including the number of Valora employees joining Stripe, were not disclosed. According to Bona, the acquisition does not appear to include the intellectual property behind Valora's technology. She wrote that the app will "return to its birthplace, cLabs, to continue operating, with cLabs leading its future development." Launched in 2021, Valora developed a mobile-first, user-controlled cryptocurrency wallet application, specifically for stablecoins on the CELO blockchain. Valora aims to make sending cryptocurrency as simple as sending a text message and has previously partnered with peer-to-peer applications like M-Pesa to expand into the African market and with stablecoin issuer Tether to promote the global adoption of stablecoins. ETHZilla acquires a 15% stake in digital mortgage platform Zippy for approximately $21 million. According to an announcement on ETHZilla's official website, the company acquired a 15% stake in digital mortgage platform Zippy for approximately $21 million and reached an agreement to tokenize manufacturing housing loans as on-chain Real-Wait Investing (RWA). Zippy focuses on the US manufacturing housing market and raises $14 billion annually. This move will expand ETHZilla's RWA strategic footprint. For the next 36 months, Zippy's on-chain operations will exclusively utilize ETHZilla's platforms, including Liquidity.io, which is expected to provide institutional investors with on-chain access to bonds. Institutional holdings American Bitcoin increased its holdings by 416 bitcoins, bringing its total holdings to 4,783 bitcoins. According to PR Newswire, American Bitcoin Corp. (NASDAQ: ABTC) disclosed that its Bitcoin reserves increased to 4,783 as of December 8, a 19.5% increase from November 5. The company also updated its "Satoshis Per Share (SPS)" to 507, a 17.3% increase within the month. Approximately 416 new Bitcoins were added between December 2 and 8, originating from self-mining and strategic purchases; some Bitcoins are in custody or used as collateral for mining equipment purchases with BITMAIN. BlackRock's IBIT transferred 2,100 BTC to Coinbase Prime. According to Solid Intel monitoring, a few minutes ago, BlackRock's Bitcoin spot ETF IBIT transferred a total of 2,100 BTC to Coinbase Prime, valued at approximately $193.9 million at the current price. The transfer was divided into seven transactions, each containing 300 BTC. Exodus sold a total of 245 BTC and 18,517 SOL in November. According to Globenewswire, cryptocurrency wallet company Exodus Movement (NYSE American: EXOD) updated its vault digital asset holdings as of November 30, 2025. As of November 30, 2025, the company held 1,902 BTC, a decrease of 245 BTC from the end of the previous month; 2,802 ETH, an increase of 18 BTC from the end of the previous month; and 31,050 SOL, a decrease of 18,517 SOL from the end of the previous month. Bitmine purchased another 33,504 ETH from FalconX, worth $112 million. According to Onchain Lens, Bitmine has once again purchased 33,504 ETH from FalconX, worth $112 million.

Author: PANews
Gemini Integrates RLUSD on XRP Ledger for Fast, Low-Fee Payments

Gemini Integrates RLUSD on XRP Ledger for Fast, Low-Fee Payments

The post Gemini Integrates RLUSD on XRP Ledger for Fast, Low-Fee Payments appeared on BitcoinEthereumNews.com. Gemini Brings RLUSD to the XRP Ledger — A Game-Changer for Payments and XRP Utility Gemini now supports RLUSD on the XRP Ledger (XRPL), bringing near-instant settlements and ultra-low fees, a move with far-reaching implications beyond the headline. What does this mean? Well, a leading U.S. exchange is now settling stablecoins on XRPL, signaling strong confidence in Ripple’s technology.  For users, it means faster, cheaper transactions and seamless settlement, near-instant payments and minimal fees are becoming the new standard in crypto. The real impact lies beneath the surface. Every RLUSD transaction on XRP Ledger taps XRP’s native routing, liquidity, and network reserves. As RLUSD adoption grows, XRP’s utility rises, transforming a simple stablecoin integration into a network-wide efficiency boost. Notably, Ripple CEO Brad Garlinghouse celebrated RLUSD surpassing a $1B market cap, driven by real-world adoption as high-quality collateral on lending platforms. With regulatory approval in key markets like Abu Dhabi, Dubai, and DIFC, RLUSD is now poised for global expansion. With Gemini’s support and key regulatory approvals, RLUSD is evolving from a standard stablecoin into a high-quality, versatile financial instrument. Its integration on XRPL showcases Ripple’s network in action: fast, reliable, and cost-efficient settlement for both institutions and retail users. For XRP holders, this drives network demand, boosting XRP’s role as a settlement and liquidity tool. For the broader crypto market, it reinforces XRPL’s position as a leading infrastructure for real-time, low-cost digital payments. Therefore, Gemini’s RLUSD integration marks a leap for the XRP Ledger, turning potential into mainstream adoption. Stablecoin payments are now faster, cheaper, and more powerful, powered by XRP’s liquidity and efficiency. Conclusion Gemini’s RLUSD integration on the XRP Ledger is a milestone for real-world crypto adoption. It enables near-instant, low-cost transactions while leveraging XRP’s liquidity and network power, accelerating mainstream stablecoin use.  With regulatory approvals, a…

Author: BitcoinEthereumNews
The Future of B2B: XOOBAY’s AI & Web3 Marketplace Guarantees Global Trade Profit via Token Rewards

The Future of B2B: XOOBAY’s AI & Web3 Marketplace Guarantees Global Trade Profit via Token Rewards

Hong Kong – XOOBAY, the pioneering Web3 cross-border e-commerce platform, today announced the launch of its revolutionary token incentive model, designed to directly subsidize global buyers and suppliers. By leveraging a single, unified Web3 wallet, XOOBAY is transforming the prohibitive commission structures of Web2 giants into a profit-sharing ecosystem, fundamentally enabling the principle that “the […] The post The Future of B2B: XOOBAY’s AI & Web3 Marketplace Guarantees Global Trade Profit via Token Rewards appeared first on TechBullion.

Author: Techbullion
$42M Crypto Fraud Scheme: U.S. Charges Canadian Nathan Gauvin in Discord Scam

$42M Crypto Fraud Scheme: U.S. Charges Canadian Nathan Gauvin in Discord Scam

TLDR Nathan Gauvin, 26, charged in a $42M crypto fraud scheme involving Gray Digital Capital and its Gray Fund. Gauvin lured investors through Discord, making false promises about high returns and assets. He secured $800K in credit with false information, using the funds for personal expenses. The fraud ran from May 2022 to October 2024, [...] The post $42M Crypto Fraud Scheme: U.S. Charges Canadian Nathan Gauvin in Discord Scam appeared first on Blockonomi.

Author: Blockonomi
Pi Network Plans AI Integration in KYC to Aid Mainnet Migration

Pi Network Plans AI Integration in KYC to Aid Mainnet Migration

The post Pi Network Plans AI Integration in KYC to Aid Mainnet Migration appeared on BitcoinEthereumNews.com. Pi Network is integrating artificial intelligence into its Standard Know Your Customer process to speed up identity verification and reduce migration delays for millions of users ahead of Mainnet launch. This builds on the AI tested in the Fast Track KYC system introduced in September, aiming to halve the queue of pending applications. AI enhances Standard KYC by automating reviews, easing bottlenecks for Pioneers migrating to Mainnet. Fast Track KYC’s AI eligibility system merges into Standard KYC, allowing quicker approvals without the 30 mining session requirement for early users. Validator rewards distribution begins in early 2026, based on audits of tasks since 2021, with 17.5 million Pioneers already KYC-verified and 15.7 million on Mainnet. Discover how Pi Network’s AI-powered KYC integration accelerates user migration to Mainnet. Learn about validator rewards and recent PI token price movements in this comprehensive update. Stay informed on blockchain innovations today. What is Pi Network’s AI Integration in Standard KYC? Pi Network’s AI integration in Standard KYC involves incorporating artificial intelligence to streamline the identity verification process for its user base. This technology, previously tested in the Fast Track KYC system launched in September, automates parts of the review to address migration challenges as millions of Pioneers prepare for Mainnet activation. By reducing reliance on manual checks, it aims to cut processing times significantly while maintaining security standards. How Does AI in Pi Network’s KYC Process Work? The AI system in Pi Network’s KYC process functions by pre-screening applications to identify straightforward cases for automatic approval, reserving human review for complex or uncertain submissions. According to the Pi Core Team’s blog post, this conservative AI approach minimizes false positives and negatives, ensuring accurate verifications. For instance, it redacts sensitive data and presents validators with essential information only, which has helped resolve regional validator shortages that…

Author: BitcoinEthereumNews
DeFi Project Mutuum Finance Hits 98% Allocation in Phase 6 Amid Unprecedented Demand, Next Crypto to Explode?

DeFi Project Mutuum Finance Hits 98% Allocation in Phase 6 Amid Unprecedented Demand, Next Crypto to Explode?

Demand in the market has begun rising, and Mutuum Finance (MUTM) has become the standout story of the moment. Its Phase 6 of presale allocation surges past 95%, signaling explosive interest from early investors. Owing to the rapidly increasing devoted following, a DeFi-based lending and borrowing platform in the form of a well-developed ecosystem, and […]

Author: Cryptopolitan
US Banks Cleared to Execute “Riskless” Crypto Trades: What It Means for Adoption

US Banks Cleared to Execute “Riskless” Crypto Trades: What It Means for Adoption

The post US Banks Cleared to Execute “Riskless” Crypto Trades: What It Means for Adoption appeared on BitcoinEthereumNews.com. The U.S banking regulator has cleared national banks to handle “riskless” crypto trades. This move allows banks to match buy and sell orders for crypto without holding coins themselves. Many see this as a major step for crypto adoption in the U.S.  Banks can now act as middlemen. They can fill both sides of a trade and pass the asset at once. They do not keep the crypto on their books. This keeps their risk low and gives large clients a safer way to trade.  What did Regulators Approve?  The Office of the Comptroller of the Currency (OCC) released guidance that lets banks carry out “riskless principal” crypto trades. In these trades, the bank buys from one customer and sells to another at the same time. In this sense, the bank does not hold crypto for long. It only passes it through.  The OCC said this is similar to how banks handle many stock trades. The process does not change much. The tech behind the asset is only part that differs.  Banks must still follow strict rules. They must run checks for fraud, money laundering, and system checks. The OCC will watch these activities the same way it watches other bank services.  Some banks asked for this clarity before the update. They wanted a clear green light to serve clients who trade crypto. This move gives them that. More importantly, it opens the doors for more banks to join.  Why this is a Big Deal for Crypto Adoption  This regulatory green light helps crypto adoption in several ways: Firstly, institutions now get a trusted entry point into crypto. Many large firms stay away from offshore crypto exchanges. Now they can trade through banks they already know  Risk drops. Banks offer stable and regulated services. Clients no longer need to worry…

Author: BitcoinEthereumNews
BSP cuts policy rate to 4.5%, lowest in over three years

BSP cuts policy rate to 4.5%, lowest in over three years

The Bangko Sentral ng Pilipinas (BSP) on Thursday lowered its benchmark policy rate by 25 basis points (bps) to 4.5%, marking lowest level in more than three years. The Monetary Board lowered its benchmark lending rate by 25 bps for a fifth straight meeting. At 4.5%, this is the lowest target reverse repurchase rate since […]

Author: Bworldonline
Top 8 Web3 Smart Contract Auditing Firms for 2026

Top 8 Web3 Smart Contract Auditing Firms for 2026

If you are asking yourself who the best Web3 smart contract auditors are, it requires looking past brand familiarity and examining measurable output: which firms repeatedly secure high-value protocols, publish meaningful research, and demonstrate clear technical depth across complex systems.  The organizations in this ranking were selected because they appear

Author: Thenewscrypto