Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

16187 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Bittensor’s TAO Approaches $330 Resistance Before Imminent Halving

Bittensor’s TAO Approaches $330 Resistance Before Imminent Halving

The post Bittensor’s TAO Approaches $330 Resistance Before Imminent Halving appeared on BitcoinEthereumNews.com. The Bittensor halving is an automated event that cuts daily TAO token issuance by 50% once 10.5 million TAO are mined, enhancing scarcity and mirroring Bitcoin’s model with an AI focus. This milestone strengthens network economics, potentially driving TAO price toward $330 and beyond as momentum builds. Bittensor halving reduces block rewards from 1 TAO to 0.5 TAO per block, slashing new supply issuance from 7,200 to 3,600 tokens daily. Scheduled automatically via protocol code, the event triggers after 10.5 million TAO mined, not tied to a fixed date, ensuring predictable scarcity. With total supply capped at 21 million, the halving bolsters long-term value, as seen in Bitcoin’s history where halvings preceded significant price rallies. Bittensor halving approaches, cutting TAO supply and igniting bullish momentum—price nears $300. Discover impacts on network growth and investment potential. Stay updated on crypto halvings today! (148 characters) What is the Bittensor Halving? The Bittensor halving is a programmed reduction in the rate at which new TAO tokens are created, occurring automatically once 10.5 million TAO have been mined across the network. This event halves the block rewards from 1 TAO to 0.5 TAO, effectively cutting daily issuance in half and increasing token scarcity. Designed into the protocol’s core mechanics, it draws inspiration from Bitcoin’s halving model but applies it to Bittensor’s decentralized AI infrastructure, promoting sustainable growth. How Does the Bittensor Halving Impact TAO Token Economics? The Bittensor halving directly tightens supply dynamics, reducing new TAO issuance from approximately 7,200 tokens per day to 3,600, according to protocol specifications analyzed by blockchain experts. This scarcity mechanism is expected to enhance the token’s long-term value, as fewer new tokens enter circulation while network demand—driven by AI model training and validation—continues to rise. In a report from decentralized finance analysts, similar halvings in proof-of-work systems have…

Author: BitcoinEthereumNews
Bitcoin News: Can US Recession Fear Help Boost BTC’s Appeal?

Bitcoin News: Can US Recession Fear Help Boost BTC’s Appeal?

The post Bitcoin News: Can US Recession Fear Help Boost BTC’s Appeal? appeared on BitcoinEthereumNews.com. Key Insights: Bitcoin news in focus as the US employers have announced 1.17 million job cuts in 2025, the second-highest total in 16 years and on pace to match 2008 crisis levels. Layoffs now hit every demographic, with college-educated workers making up a record 25.3% of the unemployed. With 60% of Americans saying the country is already in recession and the Fed poised for another rate cut, Bitcoin’s resilience highlights crypto’s growing role. Bitcoin news highlighted a stark economic paradox on December 8, 2025, as U.S. employers announced 1,170,821 job cuts this year, the second-highest total in 16 years and on track to match the 2008 crisis level. The Kobeissi Letter’s thread, posted at 14:46 GMT, captured the tension: 60% of Americans believe the country is in recession, driven by inflation and family financial strains, yet the S&P 500 added $17 trillion since April and neared its 29th record high. For Bitcoin, this split signals resilience; Glassnode’s Market Pulse report that afternoon noted spot CVD and open interest dipped amid ETF outflows, but on-chain fundamentals strengthened, positioning BTC above $91,500 with eyes on $94,000 if downside hedging eases. Labor Market Fracture: 1.2M Cuts Hit Every Corner November’s 71,321 job cuts ranked as the third-highest monthly total ever, per Challenger, Gray & Christmas figures detailed in The Kobeissi Letter’s analysis. This surge pushed 2025’s tally to 1.2 million, exceeding pandemic-era peaks for the first time since 2020, as visualized in the thread’s bar chart showing announcements climbing from 500,000 in 2019 to over 1.2 million now. The pain spans demographics. Unemployed Americans with four-year degrees now account for 25.3% of total joblessness, a record double the 2008 rate and above 2020 levels, according to Bureau of Labor Statistics data cross-referenced in the thread. Surveys back the gloom. 68% cite inflation and…

Author: BitcoinEthereumNews
This Might Be the Last $0.035 Altcoin With Real 20x Potential Before 2027, Experts Explain

This Might Be the Last $0.035 Altcoin With Real 20x Potential Before 2027, Experts Explain

The post This Might Be the Last $0.035 Altcoin With Real 20x Potential Before 2027, Experts Explain appeared on BitcoinEthereumNews.com. An additional surge of traders is starting to be interested in one of the altcoins which remains at a price of $0.035 since its window narrows and its growth progresses towards a significant release. According to some experts, this may be one of the final early-stage DeFi tokens whose realistic setup could be able to see 20x move before 2027. Mutuum Finance (MUTM) is currently experiencing attention because its allocation approaches expiry and it gains momentum. Presale Growth, Price Movement and What MUTM Is Building Mutuum Finance started at $0.01 in early 2025, and is currently at $0.035, with a 250% increase in the process of development. The project has a volume of raised funds/money $19.2M, obtained over 18,400 holders and sold over 810M tokens. Among the 4B supply, 1.82B or 45.5% of the tokens are set for the presale phases. The supply at this price is now less than 95% with not much supply to be observed at this stage. The project has also ensured a 20% increase in prices forms part of the next crypto phase hence one of the factors that have made demand increase at an expedited pace over the last two weeks. Investors are rushing in before the next level enters into the scene at a higher cost. Mutuum Finance is also working on a decentralized financial lending model which consists of two environments that are interconnected. Users can borrow assets including ETH, USDT and be provided with mtTokens, whose value increases as borrowers repay interest. Borrowers get to deal with rates that change with liquidity. Safe use of collateral is conducted by loan-to-value rules and an event of liquidation is witnessed when collateral becomes too low. Such design makes the protocol useful in reality rather than through hype authorities. V1 Launch, Security Layers and…

Author: BitcoinEthereumNews
Circle Secures Abu Dhabi License as UAE Accelerates Crypto Regulations

Circle Secures Abu Dhabi License as UAE Accelerates Crypto Regulations

Circle Secures Regulatory License in Abu Dhabi, Expanding Footprint in the Middle East Circle, the issuer of the USD Coin (USDC), has obtained a critical regulatory license to operate as a financial services provider within the Abu Dhabi International Financial Centre (ADIFC). This development marks a significant step in the company’s strategic expansion into the [...]

Author: Crypto Breaking News
Bitcoin Treasury Firm Twenty One to Debut Tuesday on NYSE With $4B in Holdings

Bitcoin Treasury Firm Twenty One to Debut Tuesday on NYSE With $4B in Holdings

Tether and Bitfinex-backed company debuts under ticker "XXI" with over 43,500 BTC, ranking as third-largest public corporate holder

Author: Blockhead
Weekly DeFi Observation: Perps Intensifies Competition, Established DeFi Players Enter the Fray

Weekly DeFi Observation: Perps Intensifies Competition, Established DeFi Players Enter the Fray

Following Fusaka's upgrade in the past week, I am bearish on third-party data providers (DAs), considering Aave's changes, its breakup with Sky, its new partnership with Maple, the continued Perps trend, and HyENA. 1. One of the more significant data changes after the $ETH Fusaka upgrade is the noticeable increase in blob base fees. A detailed analysis post is here ? What's worth mentioning is the competitive landscape with third-party data providers (DAs). (1) Firstly, in terms of price competition Compared to third-party DAs, especially solutions like Celestia, Ethereum's native blob is definitely more expensive. This is determined by the underlying consensus of the blockchain and economic security. The core issue here is the trade-off between security and cost. Therefore, the future ecosystem will likely see professional L2, enterprise-level L2, or projects with relatively strong funding and ample budgets opting for blobs. Smaller teams and projects, with limited budgets and small initial scale, will certainly prefer third-party data analytics solutions. (2) So we need to make some judgments about the future. What kind of entrepreneurs and projects will primarily use L2 in the future? I believe it will most likely be geared towards professional needs and established project teams. Small teams, projects with low budgets, or even cold-start projects are more likely to choose to build a Protocol first rather than L2. Meanwhile, Ethereum will continue to scale L2 in the future. For professional teams, the trend is that the cost in this area will not be lower than that of third parties, but it will be negligible; in other words, it will reach a point where "there's no need to save money on this." From this perspective, I am not optimistic about the long-term development of third-party data analytics (DA). However, it will exist in the market and solve a small part of the needs, rather than becoming mainstream. 2. Aave proposed removing USDS and DAI as collateral, officially parting ways with Sky. At the same time, Maple's syrupUSDT was listed on Aave. Judging from the situation, it may be a long-term binding relationship similar to Ethena. This event foreshadows a future trend in DeFi: leading protocols will begin to expand their businesses horizontally, and unless there is a strategic long-term interest ties, most will turn from partners into competitors. For example, Aave has started to develop stablecoin business, and MakerDAO has started to develop the lending market. The composability of DeFi will gradually tend towards internal composability. This actually first appeared in the Curve ecosystem. Curve projects are usually highly bound together at the protocol and community levels, which has formed a culture. This phenomenon has both advantages and disadvantages, and it's a result of increasing commercialization. In the future, it may be a few large ecosystems dominating the market, each with its own prominent business, while also covering almost all DeFi tools and directions. This business isolation also isolates risks to some extent. The syrupUSDC/USDT pair on Maple currently offers around 6% yield, so it was quickly filled up as collateral on Aave. It's estimated that Maple will be permanently tied to Aave, becoming the second Aave TVL cash cow after Ethena. 3. The Perps trend continues (1) Ethena deployed its own Perps marketplace on Hyperliquid HIP3. (2) Rumors also suggest that the next version of Fluid dex will be Perps. Hyperliquid earns approximately $1 billion annually, making it one of the most profitable DeFi projects currently. Therefore, everyone wants a piece of the pie. The first wave was driven by new projects, with the market buzzing with activity. This current trend is more about established DeFi projects leveraging their existing brands to expand their revenue. Even assuming Hyperliquid's size is only 10%, the additional revenue would be substantial. (Ethena's revenue over the past year was around $400 million.) However, it is difficult to increase the market share in this area. It requires incentive measures. Without subsidies, it is almost impossible to poach talent from other places. I estimate that Ethena's HyENA must have some incentives. Considering that I might use it to generate some trading volume, the short-term returns should be pretty good, even if it's just buying trading volume with tokens. I think the problem with this sector is that it only has existing on-chain users. For example, someone like me who isn't very familiar with CEXs would prefer Hyperliquid. However, it's difficult to attract users within CEXs, especially those who rarely come to the blockchain. In the long run, penetration rate and user education are key factors in determining the overall ceiling of Perps. 4. Will MSTR sell its coins? MSTR announced the establishment of a $1.44 billion cash reserve to pay dividends. Regarding the issue of selling tokens, I think MSTR definitely doesn't want to sell. In the short term, having already begun building cash reserves, the possibility of selling tokens is very low. However, at the recent BBW event, Saylor mentioned that when there is a negative premium, they might sell BTC derivatives or BTC. I think this is to leave myself a way out. After all, to be serious, there is no such thing as a perpetual motion machine that never sells coins. So, if an extreme situation arises that requires selling coins, it will prevent myself and MSTR from being too passive. 5. My thoughts on Stable token issuance The unique aspect of the token economics design is the use of $USDT as the gas and settlement asset. $STABLE is used for staking and governance. Staking earns USDT rewards. The only advantage of this design is that it benefits USDT users, as they don't need to prepare additional gas fees, which is indeed convenient. My expectations are relatively low, primarily because various questionable practices occurred during the early stages of the project, raising concerns about the project's seriousness. Meanwhile, the overall goal of the project is to gain more USDT market share. However, Plasma has essentially proven that the existing USDT market is very fixed, making it difficult to compete for market share. Therefore, the key becomes the story both stablecoin projects have told: attracting more enterprise-level demand. Whether this can be achieved is a crucial factor, and everyone can assess it for themselves. If they cannot expand into the external market and cannot capture the existing market, they may have to rely on subsidies to survive. Once token rewards stop, there will be no more supply. 6. Other (1) Curve begins deploying in the foreign exchange market Swiss Franc <-> US Dollar; current liquidity is low. Adding to watch for future deployments and data. (2) Aerodrome repurchased 800K tokens To date, over 150 million AERO units have been acquired and locked in. New to watch: some AERO holdings were added during this recent market downturn. (3) Revert now supports Uniswap V4 I've been using this LP data tool for a while now; it's great.

Author: PANews
Polygon DApp Development Services — Build Scalable DeFi and NFT Platforms

Polygon DApp Development Services — Build Scalable DeFi and NFT Platforms

Polygon DApp Development Services — Build Scalable DeFi and NFT Platforms Ethereum’s gas fees are rising. Scalability is a concern. That’s why more

Author: Medium
James Freeland: The Young UK Entrepreneur Behind Multiple High-Performing E-commerce Brands

James Freeland: The Young UK Entrepreneur Behind Multiple High-Performing E-commerce Brands

    James Freeland, is a 19-year-old entrepreneur from Edinburgh, Scotland. Starting his business journey at just 13 years old selling digital game codes and virtual products online, James went from earning a few hundred dollars a month to generating multiple seven figures across his e-commerce brands. Early rise in Digital Entrepreneurship Freeland’s entrepreneurial journey started […] The post James Freeland: The Young UK Entrepreneur Behind Multiple High-Performing E-commerce Brands appeared first on TechBullion.

Author: Techbullion
CEX vs DEX 2025: Centralized vs Decentralized Exchanges

CEX vs DEX 2025: Centralized vs Decentralized Exchanges

A closer look at the key differences between centralized and decentralized exchanges. Which one is better for you?

Author: CryptoPotato
Promising crypto projects and ICOs IDOs in 2025 2026

Promising crypto projects and ICOs IDOs in 2025 2026

Top Crypto Projects Set to Shape the Future: UK Outlook for 2025 and Beyond In the rapidly evolving digital asset landscape, UK traders and investors are increasingly turning to advanced platforms like Trade Age AI to identify high-potential crypto projects poised to make a significant impact in the coming years. In this article, we’ll explore […] The post Promising crypto projects and ICOs IDOs in 2025 2026 appeared first on TechBullion.

Author: Techbullion