Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

16184 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
$19M Raised So Far, $0.035 Price Window May Gone Forever for This New Crypto Coin

$19M Raised So Far, $0.035 Price Window May Gone Forever for This New Crypto Coin

In a market where the crypto crash has shaken confidence, many investors are seeking stable and high-potential opportunities.

Author: Cryptodaily
3 Best Cryptos to Buy for the Long-Term Over Dogecoin (DOGE)

3 Best Cryptos to Buy for the Long-Term Over Dogecoin (DOGE)

With the maturing market, long-term buyers are becoming much more selective, and Dogecoin (DOGE) is now largely seen as a meme coin with little long-term value. The fact of the matter is that DOGE has yet to establish basic fundamental value, which is why it is such a poor selection when it comes to finding […]

Author: Cryptopolitan
Aave price could explode above $200: here’s the forecast

Aave price could explode above $200: here’s the forecast

Aave price jumped to highs of $200 as cryptocurrencies recorded an uptick on December 8, 2025. While market sentiment is weak, bulls could dominate price action toward $300. Decentralized finance and overall bullish conditions will be key to the AAVE price. Aave is in the green on the day as the decentralized finance heavyweight’s token […] The post Aave price could explode above $200: here’s the forecast appeared first on CoinJournal.

Author: Coin Journal
PayPal stablecoin nears $4bn as DeFi protocols drive adoption

PayPal stablecoin nears $4bn as DeFi protocols drive adoption

PayPal’s PYUSD stablecoin is surging as decentralised finance protocols and their users pile into the dollar-pegged token. Since September, the amount of PYUSD in circulation has jumped 224% to over $3.8 billion, making it the sixth-biggest stablecoin after World Liberty Financial’s USD1.Ethena, a DeFi protocol and issuer of the dollar-pegged USDe token, has become the single biggest holder of PYUSD, with $1.2 billion in custody through the custodian Copper, onchain records show. Ethena holds several stablecoins to back its USDe token, including Tether’s USDT and Circle’s USDC. It’s not clear why the protocol currently holds more PYUSD compared to its rivals. Ethena did not respond to a request for comment. PayPal’s stablecoin success comes as key crypto legislation in the US opens the industry to institutions.Wall Street players like BlackRock CEO Larry Fink have lauded the potential for greater efficiency and transparency that blockchain-based stablecoins offer. There’s also a substantial profit motive. Tether, the issuer of the USDT stablecoin, generated a record $13 billion in profit last year, mainly from yield-bearing US Treasury bonds that back its stablecoin. The excitement surrounding stablecoins is even percolating at the highest levels of the US government. Last month, Treasury Secretary Scott Bessent said he expects the stablecoin market to reach $3 trillion by 2030, up from his earlier projection of $2 trillion.Lucrative incentives PayPal launched its stablecoin in 2023 and was among the first US companies to do so.The firm has worked with crypto liquidity management firm Sentora to drive adoption. The pair have tried several initiatives, including so-called DeFi bribes on the decentralised exchange Curve Finance and incentives for users of PYUSD in DeFi protocols. Kamino, a Solana lending protocol, currently offers users almost 6% annual interest on PYUSD lending, partially subsidised by PayPal. Over the past three months, the amount of PYUSD on Solana increased from around $250 million to over $1 billion, according to DefiLlama data. Stablecoin issues like PayPal can afford to pay out such lucrative incentives by investing the funds that back their stablecoin in US Treasury bonds — the same way firms like Tether have achieved record profits. This strategy works well when interest rates are high, as they have been since early 2022.However, with the US Federal Reserve increasingly hinting at further rate cuts, the future of such adoption strategies could be cut short.Tim Craig is DL News’ Edinburgh-based DeFi Correspondent. Reach out with tips at tim@dlnews.com.

Author: Coinstats
Trump’s Controversial Executive Order: One Federal Rule to Block All State AI Regulation

Trump’s Controversial Executive Order: One Federal Rule to Block All State AI Regulation

BitcoinWorld Trump’s Controversial Executive Order: One Federal Rule to Block All State AI Regulation In a move that could reshape America’s approach to artificial intelligence governance, President Donald Trump has announced plans to sign an executive order that would block states from creating their own AI regulations. This ‘ONE RULE’ approach has ignited a fierce debate about federal power, states’ rights, and the future of AI innovation in the […] This post Trump’s Controversial Executive Order: One Federal Rule to Block All State AI Regulation first appeared on BitcoinWorld.

Author: bitcoinworld
Banks’ bad loans inch up to 3.33% in October

Banks’ bad loans inch up to 3.33% in October

THE PHILIPPINE BANKING sector had slightly more bad debts in October than in the previous month, bringing its gross nonperforming loan (NPL) ratio to 3.33%, preliminary data from the Bangko Sentral ng Pilipinas (BSP) showed. The industry’s gross NPL ratio inched up in October to 3.33% from 3.31% in September but improved from the over […]

Author: Bworldonline
Variant, Coinbase Ventures, Gemini and More Invest $5M in Solana Staking ‘Transformer’ Pye Finance

Variant, Coinbase Ventures, Gemini and More Invest $5M in Solana Staking ‘Transformer’ Pye Finance

Pye Finance has revealed a $5 million seed round led by some of the major players in the space. The goal is to turn billions in locked SOL stakes into

Author: CryptoNews
Pilates and wellness center to open in QC

Pilates and wellness center to open in QC

NEXT+ WELLNESS CENTER is set to open this weekend in Tomas Morato, Quezon City (QC), offering solutions to manage body pain, encourage movement, and deal with stress. Founded by Angela Solquillo, founder of creative advertising agency Zigzag Creatives, the center offers reformer Pilates classes and recovery treatments. Blending the two of these into one is […]

Author: Bworldonline
Risk back on the table as crypto ETFs bounce back

Risk back on the table as crypto ETFs bounce back

The post Risk back on the table as crypto ETFs bounce back appeared on BitcoinEthereumNews.com. This is a segment from the 0xResearch newsletter. To read full editions, subscribe. Today, we break down the BTC move over the past week, how ETFs have seen net inflows for the first time in nearly four weeks, and application and chain revenue. We also look into who President Trump’s next Federal Reserve Chair nominee might be. Indices BTC bounced off $85,000 lows, and is back up to $92,000. Over the past three weeks, BTC has increased 5%, with significant volatility throughout. In particular, BTC has been underperforming through the EU session, while outperforming in the US and APAC sessions. Over the past week, oracles, lending and Ethereum ecosystem tokens performed well, with each up just over 4%. Crypto equities performed the best, up 6.7%, primarily due to outperformance by HOOD.   The Nasdaq 100 (+1.70%) and S&P 500 (+0.78%) continue to grind up, while Gold underperforms slightly (-0.85%). In terms of worst-performing, gaming has outperformed significantly toward the downside, with -23% returns over the past week. LGCT was the worst performer, and declined in price by -75% over the past week.  Charts for The Week Odds have surged (up to 78% on Kalshi) that Kevin Hassett will be President Trump’s next Federal Reserve chair nominee, an announcement Trump recently confirmed is imminent. Hassett, a close White House ally, is favored because he aligns with the president’s demand for much lower interest rates to provide cheaper consumer loans and mortgages. Bitcoin ETF flows reversed sharply in November, posting significant net outflows after a steady run of inflows from May through October. The month saw roughly $3.46 billion in redemptions, completely erasing the $3.42 billion in new inflows seen last month and the worst outflows since February 2025 ($3.56 billion). The reversal highlights how quickly sentiment deteriorated despite months of strong accumulation.…

Author: BitcoinEthereumNews
SEC targets stronger investor appeal with reforms — Lim

SEC targets stronger investor appeal with reforms — Lim

THE SECURITIES and Exchange Commission (SEC) is ramping up reforms to address long-standing liquidity constraints in the Philippine capital market as it seeks to close the gap with regional peers, Chairman Francisco Ed. Lim said. Speaking at the European Chamber of Commerce of the Philippines’ Philippine Economic Outlook conference on Thursday last week, Mr. Lim […]

Author: Bworldonline