Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

16148 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Can tokenized private credit stress crypto projects? Recent bankruptcies raise fears of insolvent lending vaults

Can tokenized private credit stress crypto projects? Recent bankruptcies raise fears of insolvent lending vaults

The post Can tokenized private credit stress crypto projects? Recent bankruptcies raise fears of insolvent lending vaults appeared on BitcoinEthereumNews.com. Private credit is the most active category for on-chain tokenized assets. Recent bankruptcies and value write-offs in private credit are causing concerns about the crypto space and the usage of tokenized loans.  Private credit is one of the fastest-growing categories in traditional finance, which has crossed over into the crypto space. Private credit is estimated to grow to $2.6T by 2029, according to Morgan Stanley estimates. Others put the industry size at $3T already toward the end of 2025.  Private credit invited extra scrutiny after US Senator Elizabeth Warren urged for more oversight of the sector. The call for investigation arrived after the recent implosions of Tricolor Holdings and First Brands Group. The expansion of private credit raised concerns of toxic, non-transparent risk. Tokenized private credit is still finding its way into the DeFi space, but it has shown how the uncertain valuation of loans can affect crypto projects. Private credit may inject more risk into crypto space Private credit lumps together loans from multiple sources. According to RWA.xyz, $2.1B in private credit has been tokenized, up from just $49,000 at the end of 2024. The rapid inflow of tokens based on private credit is raising questions about whether crypto finance can absorb the risk. Over $14B in private credit is already carried by the Figure HELOC token, although the asset is only traded on its internal market. Other tokenized private loan tokens have found their way into DeFi.  Tokenizing a basket of loans further obscures the quality of assets and can threaten crypto protocols. Morpho turned into a vector for private credit risk Morpho, one of the most widely used lending protocols, has already gained a reputation for supporting risky vaults and allowing user-generated curation. Most of the vaults on Morpho use crypto assets as collateral.  Some specialized vaults…

Author: BitcoinEthereumNews
Coinbase Inks Karnataka Deal to Train 10k Devs on Base

Coinbase Inks Karnataka Deal to Train 10k Devs on Base

The post Coinbase Inks Karnataka Deal to Train 10k Devs on Base appeared on BitcoinEthereumNews.com. The Deal: Coinbase signed a strategic MoU with the Karnataka government to train 10,000 students on the Base Layer-2 network. The Strategy: The partnership targets the human capital supply chain, incubating 25 startups to lock India’s tech talent into the Coinbase ecosystem. The Context: India leads global crypto adoption; Coinbase is pivoting from pure trading to infrastructure dominance in the region. Coinbase India is now a key link between the United States and the Karnataka government, creating a formal on-chain channel between U.S. crypto infrastructure and India’s tech hub. Indian state of Karnataka has signed an MoU with Coinbase to upgrade the state’s Web3 market through the Base network, a move framed as a long-term partnership rather than a short pilot. Coinbase products, led by the Base network, stand to benefit as more local developers learn to ship tokenized and on-chain applications, giving Base a direct path into India’s retail and startup market. Related: India’s Crypto Shift: ‘Bharat’ and Women Drive Shift to Long-Term Wealth Creation Coinbase And Karnataka Map Out A Base-First Web3 Program On December 3, the Karnataka government, at the 8th ASSOCHAM Smart Datacenters and Cloud Infrastructure Conclave, agreed to collaborate to catalyze growth in the local economy. The two agreed to support web3 developer education, accelerate early stage startup incubation and get involved with public awareness programs. Priyank Kharge, the States’ Minister for IT and Biotechnology, agreed to lend Coinbase with its local infrastructure to educate the young population on how to build and use its Base network. Essentially, 10,000 students of Karnataka colleges, and polytechnics will learn how to use base products within the first year of this collaboration.  Coinbase will fast-track the incubation of more than 25 new onchain startups in Karnataka. As such the Base network, the Ethereum L2 backed by Coinbase, will…

Author: BitcoinEthereumNews
New Price Models Show This DeFi Altcoin Could Jump 600% After V1, 5% Allocation Under $0.04 Left

New Price Models Show This DeFi Altcoin Could Jump 600% After V1, 5% Allocation Under $0.04 Left

There is a new pricing model that is indicating a DeFi altcoin that could be on the verge of a huge breakout soon as it reaches the next phase of its roadmap. And with just 5% of the tokens remaining in the under $0.04 price range, traders are being attracted to Mutuum Finance (MUTM) to […]

Author: Cryptopolitan
Could XRP Surge? Experts Break Down How a Supply Shock Might Fuel a Rally

Could XRP Surge? Experts Break Down How a Supply Shock Might Fuel a Rally

The post Could XRP Surge? Experts Break Down How a Supply Shock Might Fuel a Rally appeared on BitcoinEthereumNews.com. Analysts explain real XRP supply shock occurs through multiple removal mechanisms ETFs have purchased approximately $906 million worth of XRP from market inventory DeFi locking, institutional custody and escrow returns reduce tradable token pool The concept of an XRP supply shock has generated discussion recently, but two analysts state that most investors misunderstand the actual mechanics. EasyA co-founder Phil Kwok and veteran Bitcoin investor Pumpius outlined how supply shocks develop and why current price stability may mask underlying structural pressure. Kwok argues that genuine supply shock begins when XRP exits the open market through various channels. Decentralized finance will serve as one of the primary drivers of this process, according to his analysis. DeFi protocols lock tokens into systems where they cannot easily return to exchange order books. a lot of people talk about supply shocks sending the price of $XRP skyrocketing. but almost nobody explains how that actually happens. in a nutshell, xrp must be taken off the market. and one of the biggest levers for this is defi. defi takes xrp and locks it up in liquidity… — Phil Kwok | EasyA (@kwok_phil) December 3, 2025 DeFi Systems Remove Tokens From Trading Pool Liquidity pools, lending markets, collateral systems and staking mechanisms gradually absorb tokens, reducing liquid supply available to traders. Kwok stated that DeFi layers on XRPL matter because these ecosystems create an early structural squeeze on circulating supply as they expand. Pumpius outlined several mechanisms that remove XRP from circulation. Spot ETFs must purchase actual tokens rather than futures or synthetic exposure, meaning issuers buy directly from markets and pull liquid supply off exchanges. As these products attract inflows, they steadily drain available inventory. XRP ETFs have purchased approximately $906 million worth of tokens following inflows exceeding $850 million recently. This equals nearly 500 million XRP…

Author: BitcoinEthereumNews
Could BullZilla Outperform TRX and BNB as the Best Crypto to Invest in 2025?

Could BullZilla Outperform TRX and BNB as the Best Crypto to Invest in 2025?

The post Could BullZilla Outperform TRX and BNB as the Best Crypto to Invest in 2025? appeared on BitcoinEthereumNews.com. Crypto Projects TRON, BNB, and BullZilla compete for the best crypto to invest in 2025. Explore market trends, BullZilla presale gains, and major ecosystem updates. Someone joked recently that crypto traders age by 5 years every time Bitcoin moves 2%, and honestly, it feels true. Yet beneath the rollercoaster, this market continues to produce real momentum stories. TRON has launched new ecosystem incentives, BNB is testing a decisive price ceiling, and analysts are buzzing about 2026 becoming the year crypto shifts from speculation to an AI-powered digital economy. With stablecoins, AI agents, and on-chain credit markets entering the spotlight, investors are scouting the next big contender linked with the best crypto to invest in 2025. This shifting landscape has opened the door for BullZilla, a project gaining attention for its narrative depth, deflationary design, and strong presale momentum. Unlike typical meme-inspired assets, BullZilla anchors its growth in structured mechanics, aspirational themes, and a community seeking real long-term opportunity. Stage 13 now approaches full allocation as fewer than ninety thousand tokens remain, and a recent burn of 666,666 tokens strengthened scarcity. These forces help BullZilla take center stage among investors tracking the best crypto to invest in 2025. BullZilla Presale at a glance Stage: Stage 13 (Zilla Sideways Smash) Phase: 1 Current Price: 0.00032572 Presale Tally: Over $1M+ Raised Token Holders: Over 3600 Tokens Sold: Over 32 B Current ROI: ($1,518.38% ) from Stage 13A to the Listing Price of $0.00527 ROI until Stage 13A for the Earliest Joiners: $5,564.69% $1000 Investment =3.070 million $BZIL Tokens Upcoming Price Surge = 2.04% increase in 13B from 0.00032572 to 0.00033238 Join the BullZilla presale now. Stage 13 is priced at $0.00032572. BullZilla ($BZIL) Emerges as the Breakout Leader in the Best Crypto To Invest In 2025 BullZilla enters this narrative with a unique…

Author: BitcoinEthereumNews
What Makes BullZilla the Best Crypto to Invest in 2025 as TRON Launches New Incentives and BNB Approaches $900?

What Makes BullZilla the Best Crypto to Invest in 2025 as TRON Launches New Incentives and BNB Approaches $900?

Someone joked recently that crypto traders age by 5 years every time Bitcoin moves 2%, and honestly, it feels true. […] The post What Makes BullZilla the Best Crypto to Invest in 2025 as TRON Launches New Incentives and BNB Approaches $900? appeared first on Coindoo.

Author: Coindoo
revolution in yield for 200 million USDC

revolution in yield for 200 million USDC

The post revolution in yield for 200 million USDC appeared on BitcoinEthereumNews.com. The Solv Foundation, a leader in the Bitcoin Finance sector, has announced the launch of its architecture on Stellar, the blockchain recognized for its speed, scalability, and dedication to financial services.  This integration marks a turning point for the world of stablecoins, particularly for the 200 million USDC currently in circulation on Stellar, paving the way for new yield opportunities for both institutional and retail users. From Payment Adoption to Asset Performance USDC, already widely adopted on Stellar thanks to its accessibility in over 170 countries, has solidified its role as a benchmark asset for international payments, remittances, B2B transactions, and salaries. However, the growing demand from institutions and users for tools that allow them to leverage idle balances has prompted Solv Foundation to step in with innovative solutions. As highlighted by Ryan Chow, co-founder and CEO of Solv: “Payments drive adoption, but now institutions and users seek yield. On Stellar, we are enabling users and fintech to unlock productive capital strategies on USDC. This represents the next phase of stablecoin utility, transitioning from cross-border transfers to capital-efficient DeFi.” Solv Foundation: the platform that transforms stablecoins Solv Foundation positions itself as a strategic layer that transforms stablecoins from mere payment tools into productive, yield-bearing assets. Through solutions like the BTC+ vault, institutional lending, and capital-efficient looping strategies, Solv enables fintech, SMEs, remittance operators, and retail users to convert liquidity intended for payments into tangible yield. In this way, USDC evolves from a simple settlement currency to a true on-chain market asset. A Global Distribution Ecosystem The expansion of Solv on Stellar is bolstered by the blockchain’s extensive distribution network, which includes global partners such as Circle, PayPal, MoneyGram, and a range of regional wallets and fintechs including Airtm, OwlPay, ChipperCash, Meru, Yellow Card, Mercuryo, and AlfredPay. This network provides Solv…

Author: BitcoinEthereumNews
IOTA Expands U.S. Market with BitGo Institutional Custody Support

IOTA Expands U.S. Market with BitGo Institutional Custody Support

IOTA is widening its presence in the United States as the network marks its ten-year milestone, collaborating with BitGo, one of the country’s most established digital-asset custodians. The partnership brings the network’s Mainnet support to BitGo’s regulated infrastructure, creating a compliant route for institutions across the U.S. to hold and trade its tokens. This development […]

Author: Tronweekly
Large-Scale Bitcoin Outflow: Matrixport Removes $352.5M From Binance

Large-Scale Bitcoin Outflow: Matrixport Removes $352.5M From Binance

Bitcoin is holding firmly above the $92,000 level after several days of relief and a stronger-than-expected rebound across the market. Yet despite the positive price action, analysts remain deeply divided. Some interpret this move as a classic relief rally within a broader downtrend, warning that the macro structure still favors a deeper correction. Related Reading: […]

Author: Bitcoinist
As Ethereum (ETH) Struggles in Q4 This New Altcoin Surges 250% Hits 95% Phase 6 Allocation

As Ethereum (ETH) Struggles in Q4 This New Altcoin Surges 250% Hits 95% Phase 6 Allocation

Mutuum Finance is building a decentralized lending system focused on predictable returns, clear borrowing rules and tighter safety controls. The platform uses two lending environments, letting users supply assets to earn yield while giving borrowers multiple options for rate types. The project has already raised over $19M, reflecting strong confidence from a global audience that continues to expand each month.

Author: Hackernoon