Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15932 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Important news from last night and this morning (November 26-November 27)

Important news from last night and this morning (November 26-November 27)

An ancient whale that has interacted with the Ethereum Foundation has purchased 7318.56 ETH on-chain since yesterday. According to on-chain analyst @ai_9684xtpa, an ancient ETH whale who interacted with the Ethereum Foundation 10 years ago is accumulating shares. Starting yesterday, he bought 7318.56 ETH on-chain at an average price of $3016.09, worth $22.07 million. His most recent purchase was 40 minutes ago. He previously sold 12575 ETH at the ETH high on August 9th, at a cost as low as $0.875, and currently still holds 10529 ETH. Edel Finance's affiliated wallet has been accused of "buying up" 30% of the token supply, and its co-founder has denied the allegations. According to Cryptopolitan, blockchain analytics platform Bubblemaps has accused Edel Finance of snapping up 30% of the token supply ($11 million) during its token offering earlier this month. Their report indicates that approximately 160 linked wallets coordinated funding through Binance and MEXC, completing the purchase through a multi-layered new wallet structure before trading began. Half of the tokens were transferred to 100 secondary wallets linked to MEXC. These wallets employed a uniform obfuscation strategy, and the contract code explicitly contained the secondary wallet addresses, proving they were deliberately hidden. Furthermore, Edel failed to disclose this operation on Telegram, Twitter, or in official documents, raising concerns about transparency. Edel co-founder James Sherborne responded that the team planned to acquire 60% of the token supply and then lock it in a vesting contract. However, Bubblemaps countered that their token economics only allowed the team to obtain 12.7% of the tokens through a 36-month vesting plan (including a 6-month lock-up period). Bubblemaps argues that if Edel were sincere, it should have allocated the tokens in advance according to token economics, rather than employing a hiding strategy, questioning the legitimacy of their actions. Edel Finance reportedly aims to bring traditional stocks to on-chain lending, and its team includes former State Street and JPMorgan Chase employees. Arthur Hayes purchased $245,000 worth of ENA tokens in nearly one hour. According to Lookonchain, Arthur Hayes is buying back the tokens he previously sold. In the past hour, he purchased 873,671 ENA tokens at $0.281 each, worth $245,000. Two weeks ago, he sold 5.02 million ENA tokens at $0.275 each, worth $1.38 million. Tether confirmed to the Uruguayan Ministry of Labor that it will cease operations in the country. According to Elobservador, Tether Holdings Ltd. has confirmed to the Uruguayan Ministry of Labor and Social Security (MTSS) that it will cease operations in Uruguay and lay off 30 of its 38 employees. Since entering Uruguay, Tether planned to invest $500 million, including building three data processing centers in Florida and Taqualumbo provinces, with an estimated power consumption of 165 megawatts; it also planned to build a 300-megawatt wind and solar power park. Of the total investment, over $100 million had been secured, with an additional $50 million allocated to infrastructure construction, which would be owned by the Uruguayan Electricity Company (UTE) and the National Interconnected System. The company warned that continuing the project under current conditions is economically unfeasible. The 31.5 kV transmission contract model and associated costs in Florida province have increased operating costs, despite Tether's repeated applications for more competitive electricity pricing since November 2023. In its proposed alternative, the company suggested switching to 150 kV transmission fees and amending the power purchase agreement, a solution that could have brought economic benefits to Uruguay's power company and avoided unnecessary engineering projects. SpaceComputer raises $10 million in seed funding to support secure blockchain computing from space. According to The Defiant, space computing startup SpaceComputer has raised $10 million in seed funding, co-led by Maven11 and Lattice, with participation from Superscrypt, the Arbitrum Foundation, Nascent, Offchain Labs, Hashkey, and Chorus One. Individual investors include Marc Weinstein, Jason Yanowitz, and Ameen Soleimani. The company plans to build a satellite network to provide secure computing services for blockchain from space. SpaceComputer will use the funds to launch satellites equipped with SpaceTEE secure computing hardware, creating an orbital network that enables privacy-preserving computing and secure record-keeping. Its co-founders stated that the opportunities that space presents for decentralized technology are undeniable, and more and more applications will incorporate space computing layers. Previously, JPMorgan Chase's digital assets division conducted tokenized value transfer tests using low-Earth orbit satellites. The company is known for its satellite tests on SpaceX's Falcon 9 rockets and is currently collaborating with universities such as the Technical University of Munich and Cornell Technology to explore extraterrestrial blockchain computing. SpaceX has transferred 1,163 BTC to a new address, worth approximately $105 million. According to Onchain Lens, SpaceX has transferred 1,163 BTC to a new address, worth $105.23 million. pump.fun appears to have transferred another 75 million USDC to Kraken. According to on-chain analyst Yu Jin, pump.fun transferred another 75 million USDC to Kraken 8 hours ago. In the 12 days since November 15th, they have transferred a total of 480 million USDC obtained from their ICO sale to Kraken. A few days ago, the pump.fun team stated that they had not withdrawn any funds, but rather dispersed the USDC obtained from the ICO sale so that the company could reinvest it in its operations. However, as soon as these 75 million USDC entered Kraken early this morning, 69.26 million USDC were subsequently transferred from Kraken to Circle (the USDC issuer). The United States will extend some tariff exemptions on Chinese goods until November 10, 2026. According to Jinshi News, on November 26 local time, the Office of the United States Trade Representative announced that it would extend the tariff exemptions imposed under Section 301 investigations concerning Chinese technology transfer and intellectual property rights until November 10, 2026. The existing exemptions were originally scheduled to expire on November 29 of this year. BlackRock's SIO fund's IBIT holdings have increased to 2.39 million units, a quarterly increase of approximately 14%. According to SEC filings, BlackRock’s Strategic Income Opportunities held 2,397,423 IBIT units as of September 30, worth approximately $155.8 million at the time, an increase of about 14% from the 2,096,447 units filed in June. A whale once again spent 12.82 million DAI to purchase 4,234 ETH. According to Onchain Lens monitoring, the whale that had been dormant for three months further spent 12.82 million DAI to purchase 4,234 ETH. To date, this whale has cumulatively used 16.08 million DAI to purchase 5,343 ETH at an average price of $3,010, and still holds 55 million DAI in available funds. Vitalik donated 128 ETH each to Session and SimpleX to support private communications. Ethereum co-founder Vitalik Buterin published an article on the X platform stating that encrypted communication tools like Signal are crucial for protecting user digital privacy. Currently, there are two key directions for advancement in this field: enabling permissionless account creation and ensuring metadata privacy. The instant messaging applications Session and SimpleX are actively exploring these directions. To this end, Buterin donated 128 ETH to each of them. However, Buterin pointed out that these two software programs are still imperfect and have not yet reached the ideal user experience and security performance. He stated, “Achieving strong metadata privacy protection requires decentralization, but decentralization is difficult, and users’ demand for multi-device support adds to the difficulty. At the same time, achieving Sybi/DoS resistance capabilities on the message routing network and the user end (not forcibly relying on mobile phone numbers) further increases the technical difficulty. These complex issues urgently require more professional attention and research.” DWF Labs launches $75 million DeFi investment fund According to The Block, crypto market maker DWF Labs has announced a new $75 million investment fund focused on decentralized finance (DeFi), targeting projects built on Ethereum, BNB Chain, Solana, and Base. This expands DWF's "incubation and venture capital building efforts," specifically seeking to invest in the next wave of founders focused on "solving real structural problems in areas such as liquidity, settlement, credit, and on-chain risk management, rather than incremental improvements to existing protocols." This includes tools such as perpetual DEXs with dark pools, on-chain money markets, and fixed-income or yield-generating products, areas "expected to see significant growth" as liquidity continues to migrate structurally on-chain. The new fund is funded by its own capital and is not currently accepting new investors. The World Federation of Exchanges is urging the U.S. Securities and Exchange Commission (SEC) not to allow crypto companies to "bypass" the rules. According to Reuters, the World Federation of Exchanges (WFE), an international non-profit organization of major global stock exchanges, stated in a letter to the U.S. Securities and Exchange Commission (SEC) this week that the regulator's proposed plan to allow crypto companies to sell "tokenized" stocks without regulation could harm investor interests. Several crypto companies plan to sell crypto tokens linked to listed stocks; however, to sell such products in the U.S., unregistered crypto companies need a no-action letter or exemption from the SEC. SEC Chairman Paul Atkins stated that the agency is working on developing an "innovation exemption" provision in securities law to allow crypto companies to experiment with new business models. The WFE letter points out that exemptions could pose risks to market integrity and weaken investor protection. WFE CEO Nandini Sukumar stated, "The SEC should avoid granting exemptions to companies attempting to circumvent regulatory principles that have protected markets for decades." The SEC published the WFE letter on its website but declined to comment. James Auliffe, head of the WFE's technical working group, stated, "We and cryptocurrency platforms should compete on a level playing field, and we should be subject to the same rules." Tether's CEO responded to S&P's ratings: "We are proud of your hatred," acknowledging the flaws in traditional rating models. Tether CEO Paolo Ardoino responded to S&P's rating on the X platform, stating: "We are proud of your 'hatred' for Tether. Those classic rating models designed for traditional financial institutions have historically led countless individuals and institutions to invest in companies that, despite receiving investment-grade ratings, ultimately failed. This has prompted global regulators to question these models themselves, as well as the so-called independence and objective assessment capabilities of all major rating agencies. When a company attempts to challenge the 'gravity' of this broken financial system, the propaganda machine of traditional finance becomes increasingly anxious—no company should dare to decouple from it. Tether, however, has built the first company in the financial industry that is over-capitalized and does not hold any toxic reserve assets. And we still maintain extremely high profitability. Tether itself is a living example that the traditional financial system is so riddled with holes that even those nominal 'emperors' are beginning to fear it." Previously, S&P Global downgraded USDT's stability rating to the lowest level, warning of the risks of Bitcoin exposure. JPMorgan expects the Federal Reserve to cut interest rates in December, overturning its forecast from a week ago. According to Jinshi News, JPMorgan Chase economists have revised their forecasts, now believing the Federal Reserve will begin cutting interest rates in December, reversing the bank's assessment a week earlier that policymakers would postpone rate cuts until January. A research team led by the bank's chief U.S. economist, Michael Feroli, said on Wednesday that statements from several key Fed officials (particularly New York Fed President Williams) supporting recent rate cuts prompted them to reassess the situation. Following the delayed release of the September jobs report last week, JPMorgan Chase had initially predicted that interest rates would remain unchanged in December. Currently, JPMorgan Chase expects the Fed to implement two 25-basis-point rate cuts, one in December and one in January. "We are re-locking our final rate cut timing to January," Feroli wrote in a report to clients. "While the outcome of the next FOMC meeting remains uncertain, we believe the latest round of statements from Fed officials has tipped the scales in favor of a December rate cut." Federal Reserve Beige Book: Economic activity was largely unchanged in recent weeks, but consumer polarization intensified. According to Jinshi News, the Federal Reserve's Beige Book showed that U.S. economic activity remained largely unchanged in recent weeks, with overall consumer spending declining further except for high-end consumers. The Beige Book noted a slight weakening in the U.S. job market and moderate price increases. The Fed stated in the report, "The overall economic outlook remains stable, with some surveyed businesses warning of risks of an economic slowdown in the coming months, while the manufacturing sector expressed cautious optimism." Due to the disruption of key economic data collection caused by the longest government shutdown in U.S. history, which lasted until November 12, field surveys reflecting the actual situation of businesses and consumers have been closely watched in recent months. Fed officials will not be able to obtain complete labor market and inflation data for October and November before the December policy meeting. Nasdaq ISE proposes raising the open interest cap for IBIT options to 1 million contracts. According to the Federal Register and several analysts, Nasdaq ISE has proposed raising the option position cap for BlackRock's Bitcoin spot ETF, IBIT, from 250,000 contracts to 1 million contracts. This cap was previously raised from 25,000 contracts in July 2025. Analysts say the proposal sends three significant signals: Surge in demand: ISE states that demand for IBIT options will continue to grow in 2025, and the current cap is limiting large institutional operations; Bitcoin's rise to "elite" status: The 1 million contract cap only applies to global systemic ETFs such as EEM and FXI, indicating that Bitcoin is being viewed as a core macro asset; Unlocking billions of dollars in hedging capacity: The existing 25,000 contract cap only supports approximately $125 million in hedging positions, far from meeting the needs of sovereign wealth funds or pension funds. If the proposal passes, it will open up over $1 billion in option hedging capabilities for them. Avail officially launched on the Nexus mainnet, creating a unified liquidity execution layer across multiple chains. According to The Block, the modular blockchain platform Avail has launched its cross-chain execution layer, Nexus, on its mainnet, supporting multiple ecosystems including Ethereum, BNB Chain, and Base. Nexus employs an intent-driven architecture and multi-source liquidity aggregation, allowing users to seamlessly transfer assets and execute operations across different chains. Unified verification will be achieved through Avail DA in the future. The platform aims to eliminate the complexity of bridging and chain switching, provide a unified user experience, and improve the usability of Web3 applications. S&P Global downgraded USDT's stability rating to the lowest level, warning of the risks associated with Bitcoin exposure. According to The Block, credit rating agency S&P Global downgraded Tether's USDT stability rating to "5" (the weakest level), citing increased risk asset allocation, insufficient disclosure, and the inability of current reserves to absorb the impact of a sharp drop in Bitcoin prices. USDT is currently backed by approximately 5.6% of its issuance in Bitcoin, exceeding its 3.9% reserve buffer. S&P noted that USDT may face undercollateralization risks if high-risk assets decline simultaneously. As of September 30, Tether's risk assets (including Bitcoin, gold, secured loans, corporate bonds, and other investments with limited disclosure) accounted for 24% of its reserves, up from 17% a year ago. Upexi plans to raise $23 million through a private placement to strengthen its SOL Treasury strategy. According to The Block, Nasdaq-listed Upexi (UPXI) announced a private placement of up to $23 million in shares and warrants to support its core Solana treasury strategy. The offering price is $3.04 per share including warrants, initially raising $10 million, with an additional $13 million if all warrants are exercised. Despite recent market corrections causing its Solana holdings to lose over $200 million in value, Upexi remains committed to a long-term cash holding strategy and will use the proceeds for general operations and further Solana accumulation. Bitwise launched a DOGE spot ETF on the NYSE, ticker symbol "BWOW". According to The Block, Bitwise officially launched the Bitwise Dogecoin ETF (ticker symbol: BWOW) on the New York Stock Exchange today, providing a compliant investment channel for Dogecoin (DOGE) holders. Naver plans to acquire Upbit's parent company, Dunamu, in an all-stock deal for $10.3 billion. According to Bloomberg, South Korean tech giant Naver announced it will acquire Dunamu, the operator of South Korea's largest cryptocurrency exchange Upbit, in a $10.3 billion all-stock transaction through its financial subsidiary Naver Financial. Upon completion of the transaction, Dunamu will become a wholly owned subsidiary of Naver Financial, allowing Naver to accelerate its digital asset strategy and promote the issuance of a Korean won stablecoin. Upbit currently holds over 80% of the South Korean market share. Binance will launch IRYS perpetual contract trading pair According to a Binance announcement, Binance Futures will launch USDⓈ margin-backed IRYSUSDT perpetual contracts at 24:00 (Beijing time) on November 26, supporting leverage up to 20x. USDC Treasury issues $500 million USDC on the Solana blockchain. According to Whale Alert monitoring, at 22:21 and 22:22 (UTC+8), the USDC Treasury issued 250 million USDC on the Solana chain, for a total of $500 million. Vitalik proposed increasing gas costs for inefficient operations to address network expansion. Ethereum co-founder Vitalik Buterin tweeted that he expects Ethereum to continue scaling next year, but the growth will be more targeted. He proposed a possible path to increase the block gas cap by 5 times, while simultaneously raising the gas costs of inefficient operations, such as creating new storage stores (SSTOREs), calling pre-compiled contracts, large contract calls, and complex arithmetic operations, in order to improve network processing efficiency. Grayscale filed an S-3 registration statement with the SEC, proposing to convert the Zcash Trust into an ETF. SEC filings show that Grayscale Zcash Trust (ZEC) has submitted Form S-3, proposing to list on the NYSE Arca and be renamed "Grayscale Zcash Trust ETF" with the ticker symbol "ZCSH". The filing discloses: the custodian is Coinbase Custody, and the prime broker is Coinbase; each basket (10,000 shares) currently requires approximately 817.0998 ZEC; currently, only cash redemptions are supported, but in-kind redemptions may be opened in the future depending on regulatory approval; the trust is a Delaware statutory trust, and its objective is to track the price of ZEC (net of fees and liabilities). Thailand's data regulator has ordered World to delete over 1.2 million iris scans and suspend operations. Thailand's Personal Data Protection Commission has ordered World (formerly Worldcoin), the digital identity project co-founded by Sam Altman, to delete approximately 1.2 million iris scan records and suspend operations in Thailand, ruling that exchanging cryptocurrency for biometric data violates local data laws. Local cryptocurrency platforms Binance, Bitkub, and Orbix have warned users to exercise caution when trading WLD. According to the Bangkok Post, executives at M Vision, the contractor responsible for installations in Thailand, have objected, claiming the deletion would result in losses of approximately $31 million for users. Bolivia plans to incorporate stablecoins into its financial system. According to Solid Intel, Bolivia's Minister of Economy has announced plans to integrate stablecoins into the country's formal financial system. Data: Micropayment transactions on Polygon surpassed 500,000 in November, a 23% increase compared to October. Leon Waidmann, Head of Research at Onchain, tweeted that half of all payment transactions on Polygon are "small" transfers, ranging from $10 to $100. This falls within the range of everyday credit card transactions and merchant payments. In November 2025, small payment transactions ($10-$100) on the Polygon chain surpassed 500,000, a 23% increase from October. This range corresponds precisely to everyday credit card transactions and merchant payments, indicating that Polygon is gradually becoming a core payment channel for crypto cards and PayFi applications. Data sources include major payment service providers such as Coinbase Commerce, Moonpay, Revolut, and Rain. The ChinaAMC Hong Kong Dollar Digital Currency Fund will be listed and traded on the Hong Kong Stock Exchange on November 28. According to an announcement from the Hong Kong Stock Exchange, the ChinaAMC Hong Kong Dollar Digital Currency Fund (stock code: 3471) will be listed and traded on the Hong Kong Stock Exchange on November 28, 2025. A large transaction of over 1000 ETH was detected in Vitalik's wallet address. According to Arkham on-chain data, a large transfer of 1,009 ETH, approximately $2.94 million, just occurred between the vitalik.eth wallet addresses. Subsequently, 1,006 ETH were transferred to an address starting with 0x3C77 (presumably still belonging to Vitalik), and then to the privacy protocol Railgun: WETH Helper (0x402).

Author: PANews
Top Crypto to Invest In Today – Blazpay Presale and Market Movers Overview

Top Crypto to Invest In Today – Blazpay Presale and Market Movers Overview

The crypto market today is witnessing renewed enthusiasm as tokens across DeFi, AI, and presale ecosystems gain momentum. With several projects delivering innovative utilities and real-world applications, this month presents opportunities for early participation in high-potential coins. Among these, Blazpay is leading the conversation, capturing attention with its Phase 4 presale traction and unique SDK […] The post Top Crypto to Invest In Today – Blazpay Presale and Market Movers Overview appeared first on TechBullion.

Author: Techbullion
UAE puts crypto and DeFi under central bank rule

UAE puts crypto and DeFi under central bank rule

The post UAE puts crypto and DeFi under central bank rule appeared on BitcoinEthereumNews.com. The United Arab Emirates (UAE) has passed a comprehensive new central bank law involving financial regulation of digital assets and decentralized finance (DeFi) as they come within the framework of banking.   Federal Decree Law No. 6 of 2025, signed in September and made public this week, allows the UAE Central Bank (CBUAE) to license all crypto and blockchain entities operating in or from the country, regardless of the technology they use. Unlicensed operations could be fined up to 1 billion dirhams, equivalent to approximately $272 million. New licensing rules redefine compliance for Web3 and blockchain players Replacing the existing central bank framework of the UAE, the law expands its oversight beyond just direct issuance to cover virtual assets, DeFi protocols, stablecoins, tokenized real-world assets, decentralized exchanges, wallets, bridges, and blockchain infrastructure. Marina D’Angelo, head of Europe at DLT Law, an international regulatory and legal blockchain advisory firm, suggested that it is still too soon to speculate on how the new law will benefit the Gulf nation’s position as a global crypto hub. “With the new federal law now in force the UAE has effectively redrawn the regulatory perimeter around digital assets,” D’Angelo told Coindesk. “How this ultimately plays out concerning DeFi remains to be seen.” Such regulations of decentralized finance (DeFi) and Web3 in the UAE are revolutionized by the new UAE central bank law.  Federal Decree Law No. 6 of 2025 requires all entities involved in providing financial services via digital assets (e.g., traditional banks, crypto exchanges, or blockchain protocols) to obtain a license.  This comprises decentralized exchanges (DEXs), lending and borrowing platforms, wallets, tokenized RWA platforms, stablecoins, bridges and other blockchain infrastructure.  And law experts recently underscored that the “code is not a shield” principle now applies: just a protocol running open-source software or in some decentralized manner…

Author: BitcoinEthereumNews
PBOC sets USD/CNY reference rate at 7.0779 vs. 7.0796 previous

PBOC sets USD/CNY reference rate at 7.0779 vs. 7.0796 previous

The post PBOC sets USD/CNY reference rate at 7.0779 vs. 7.0796 previous appeared on BitcoinEthereumNews.com. The People’s Bank of China (PBOC) sets the USD/CNY central rate for the trading session ahead on Thursday at 7.0779 compared to the previous day’s fix of 7.0796 and 7.0733 Reuters estimate. PBOC FAQs The primary monetary policy objectives of the People’s Bank of China (PBoC) are to safeguard price stability, including exchange rate stability, and promote economic growth. China’s central bank also aims to implement financial reforms, such as opening and developing the financial market. The PBoC is owned by the state of the People’s Republic of China (PRC), so it is not considered an autonomous institution. The Chinese Communist Party (CCP) Committee Secretary, nominated by the Chairman of the State Council, has a key influence on the PBoC’s management and direction, not the governor. However, Mr. Pan Gongsheng currently holds both of these posts. Unlike the Western economies, the PBoC uses a broader set of monetary policy instruments to achieve its objectives. The primary tools include a seven-day Reverse Repo Rate (RRR), Medium-term Lending Facility (MLF), foreign exchange interventions and Reserve Requirement Ratio (RRR). However, The Loan Prime Rate (LPR) is China’s benchmark interest rate. Changes to the LPR directly influence the rates that need to be paid in the market for loans and mortgages and the interest paid on savings. By changing the LPR, China’s central bank can also influence the exchange rates of the Chinese Renminbi. Yes, China has 19 private banks – a small fraction of the financial system. The largest private banks are digital lenders WeBank and MYbank, which are backed by tech giants Tencent and Ant Group, per The Straits Times. In 2014, China allowed domestic lenders fully capitalized by private funds to operate in the state-dominated financial sector. Source: https://www.fxstreet.com/news/pboc-sets-usd-cny-reference-rate-at-70779-vs-70796-previous-202511270115

Author: BitcoinEthereumNews
Edel Finance's affiliated wallet has been accused of "buying up" 30% of the token supply, and its co-founder has denied the allegations.

Edel Finance's affiliated wallet has been accused of "buying up" 30% of the token supply, and its co-founder has denied the allegations.

PANews reported on November 27th that, according to Cryptopolitan, blockchain analytics platform Bubblemaps accused Edel Finance of snapping up 30% of the token supply ($11 million) during its token offering earlier this month. Their report shows that approximately 160 linked wallets coordinated funding through Binance and MEXC, completing the purchase through a multi-layered new wallet structure before trading began. Half of the tokens were transferred to 100 secondary wallets linked to MEXC. These wallets employed a uniform obfuscation strategy, and the secondary wallet addresses were explicitly included in the contract code, proving they were deliberately hidden. Furthermore, Edel failed to disclose this operation on Telegram, Twitter, or in official documents, raising concerns about transparency. Edel co-founder James Sherborne responded that the team plans to acquire 60% of the token supply and then lock it in a token vesting contract. However, Bubblemaps countered that their token economics only allows the team to acquire 12.7% of the tokens through a 36-month vesting plan (including a 6-month lock-up period). Bubblemaps argues that if Edel were sincere, it should allocate the tokens in advance according to token economics rather than using a hidden strategy, questioning the rationale behind their operation. It is understood that Edel Finance aims to bring traditional stocks to on-chain lending, and the team includes former employees of State Street Bank and JPMorgan Chase.

Author: PANews
Blockrise Wins MiCA License For Europe-Wide Bitcoin Services

Blockrise Wins MiCA License For Europe-Wide Bitcoin Services

The post Blockrise Wins MiCA License For Europe-Wide Bitcoin Services appeared on BitcoinEthereumNews.com. Blockrise, a Netherlands-based Bitcoin-only startup, has secured a regulatory license that opens the door for fully regulated Bitcoin financial services across Europe. The Dutch Authority for the Financial Markets (AFM) has granted Blockrise a license under the new Europe-wide Markets in Crypto-Assets Regulation (MiCA) framework, the company announced Wednesday. Issued on Tuesday, the MiCA license allows Blockrise to provide its Bitcoin (BTC) services, including custody solutions, trading and asset management, throughout Europe. Additionally, Blockrise is debuting a new service that allows its business clients to obtain Bitcoin loans, even though MiCA does not yet regulate cryptocurrency lending services. Business loans starting at $23,000 “MiCA is the basis for Blockrise to provide Bitcoin-backed loans, only provisioning to business clients in order to stay within the regulatory constraints,” Blockrise CEO Jos Lazet told Cointelegraph. Starting today, Blockrise will offer a new credit service to all its corporate clients, with business loans starting at 20,000 euros ($23,150). “Borrowers can collateralize their Bitcoin and open a loan against it,” Lazet said, adding that the current interest rate is 8%, but is revisited every month. Blockrise CEO Jos Lazet (left) and chief technology officer Jasper Hu. Source: Blockrise Implemented in full in late 2024, MiCA regulates crypto issuance and trading, though it doesn’t cover many industry services and areas such as lending, decentralized finance (DeFi) and more. Addressing MiCA’s regulatory scope, the Blockrise CEO expressed optimism about the framework’s potential to scale in the coming years. Related: Bitcoin-only app Relai gets EU green light under MiCA “MiCA doesn’t regulate everything yet, however, it is expected to extend over time and include more scopes, such as lending, mining, payments, etc,” Lazet said, adding: “MiCA is a requirement in order to provide Bitcoin-backed loans, such as the MiCA licenses to custody, transfer and broker.” Founded in 2017,…

Author: BitcoinEthereumNews
The Only New Crypto Under $0.04 Close to 100% Allocation, Early Investors Rush in

The Only New Crypto Under $0.04 Close to 100% Allocation, Early Investors Rush in

The countdown is almost over. A new crypto that is priced below $0.04, is surging towards a complete allocation and investors are responding rapidly. As the demand is growing every hour, they believe that it may be one of the last opportunities to enter before the next big crypto price step. The Presale of Mutuum […]

Author: Cryptopolitan
WLFI’s $8 Million Buyback Lifts Price 13% Amid Treasury Sustainability Concerns

WLFI’s $8 Million Buyback Lifts Price 13% Amid Treasury Sustainability Concerns

The post WLFI’s $8 Million Buyback Lifts Price 13% Amid Treasury Sustainability Concerns appeared on BitcoinEthereumNews.com. The WLFI token buyback by World Liberty Financial, backed by the Trump family, involved repurchasing $8 million worth of tokens to reduce supply and support price stability. This move, revealed by on-chain data from Arkham, acquired 46.56 million tokens at an average price of $0.1674, marking a significant effort to counteract market downtrends. WLFI’s $8 million repurchase: Larger than previous buybacks, this action burned tokens to enhance scarcity and value. Price impact: The buyback led to a 13% surge over seven days, though still 48% below launch levels. Family stake and revenue: Trump-linked projects generated $802 million in early 2025, with WLFI holdings exceeding $7.5 billion per Arkham data. Discover how the WLFI token buyback strategy impacts World Liberty Financial’s future. Backed by the Trump family, this move reduces supply amid market volatility—explore implications for investors today. What is the WLFI Token Buyback and Its Purpose? WLFI token buyback refers to World Liberty Financial’s initiative to repurchase its own tokens from the market, funded by the Trump family’s backing, to decrease circulating supply and potentially stabilize or increase value. On-chain data from Arkham shows the company spent over $7.79 million in just five hours to acquire 46.56 million WLFI tokens at an average price of $0.1674. This strategy builds on a September governance proposal that passed with 98% approval, focusing on burns and repurchases to counter downtrends. How Does the WLFI Buyback Affect Token Price and Supply? The WLFI buyback has directly influenced market dynamics by creating artificial scarcity, pushing prices up 13% over the past seven days, as tracked by CoinMarketCap data. Despite this gain, the token remains 48% below its initial launch price, highlighting ongoing volatility. A Reuters investigation notes that Trump family-linked crypto ventures, including WLFI, generated approximately $802 million in the first half of 2025, primarily…

Author: BitcoinEthereumNews
Xapo Bank expands its Bitcoin lending fund, developing "a range of Bitcoin wealth management products".

Xapo Bank expands its Bitcoin lending fund, developing "a range of Bitcoin wealth management products".

PANews reported on November 27th that, according to The Block, Xapo Bank's yield-based Bitcoin lending product, the Xapo Byzantine BTC Credit Fund, has officially opened to a wider range of accredited investors after attracting $100 million in member funds in its initial phase. The fund deploys user-deposited Bitcoin through a fully institutionalized lending process, with loan decisions overseen by the investment committee of independent investment manager Hilbert Group. It aims to provide long-term Bitcoin holders with a low-risk, stable-return wealth management tool. Tommy Doyle, Head of Global Client Relationships at Xapo Bank, stated, "The Xapo Bitcoin Credit Fund perfectly complements our portfolio of Bitcoin wealth products, offering stable returns for our long-term Bitcoin holders with a low-risk appetite." According to the fund's terms, participation is limited to accredited investors and may involve minimum investment thresholds and due diligence assessments. Earlier this year, Xapo, primarily known as a cryptocurrency custody firm, began offering Bitcoin-backed dollar loans of up to $1 million. Xapo was also the first bank in the UK to offer interest-bearing Bitcoin and fiat currency accounts.

Author: PANews
Edel Finance-Linked Wallets ‘Snipe’ 30% Token Supply, Bag $11M: Bubblemaps

Edel Finance-Linked Wallets ‘Snipe’ 30% Token Supply, Bag $11M: Bubblemaps

The post Edel Finance-Linked Wallets ‘Snipe’ 30% Token Supply, Bag $11M: Bubblemaps appeared on BitcoinEthereumNews.com. Concerns are mounting over unusual activity surrounding the token launch of Edel Finance, a lending protocol focused on tokenized stocks and real-world assets (RWAs). Blockchain analytics platform Bubblemaps claimed in a Tuesday X post that a cluster of about 160 wallets accumulated 30% of the EDEL token supply, worth $11 million, during the launch earlier this month. The platform alleged the wallets were linked and funded in a coordinated fashion immediately before trading opened. “Edel Finance sniped 30% of $EDEL. Then tried to hide it behind a maze of wallets and liquidity positions,” said Bubblemaps. “Just hours before $EDEL launched, ~60 wallets were funded from Binance […] Together, they got 30% of the supply – now worth $11M.” In crypto slang, sniping refers to employing crypto trading bots to automatically purchase new token supply as soon as the tokens become publicly available. Snipers aim to get in before the general public to buy at lower prices. Source: Bubblemaps The wallets were all funded with Ether (ETH) around the same time, which was sent through a “layer of fresh wallets” before buying up the token supply through the final wallet layer, Bubblemaps claimed. Each wallet received 50% of the EDEL they sniped, while the remaining 50% was dispersed among about 100 secondary wallets, all of which were reportedly funded through the MEXC exchange. “The list of all 100 secondary wallets is included directly in the token contract creation code,” creating a “clear link between the team and the snipers,” Bubblemaps said. Cointelegraph was unable to independently verify the wallet cluster that acquired 30% of the token supply. EDEL/USD, one-week chart. Source: CoinMarketCap EDEL, which launched Nov. 12, has a market capitalization of about $14.9 million but has fallen 62% over the past week, according to CoinMarketCap. Edel Finance is a decentralized…

Author: BitcoinEthereumNews