Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15912 Articles

Created: 2026/02/02 18:52

Updated: 2026/02/02 18:52

Coinbase Ventures’ 9 Crypto Investment Bets For 2026

The post Coinbase Ventures’ 9 Crypto Investment Bets For 2026 appeared on BitcoinEthereumNews.com. The venture capital division of America’s largest crypto exchange says it is targeting its funds toward real-world asset trading, decentralized finance and artificial intelligence next year. In a blog post, Coinbase Ventures stated that it is actively seeking to invest in teams involved in asset tokenization, specialized exchanges and trading terminals, next-generation DeFi and agentic AI advancements. “These are the categories where we believe the next big breakout companies and protocols will emerge, and where we’re looking to actively invest,” the firm wrote. Coinbase Ventures has made 618 investments since 2018 and has a portfolio of 422 startups, according to PitchBook. Its most recent was an investment in DeFi compliance platform 0xbow on Nov. 18, while it invested in payment infrastructure firms Zynk and ZAR and prediction markets platform Kalshi in October. In a thread on X, Coinbase Ventures’ Kinji Steimetz said he expects to see new forms of exposure to real-world assets such as perpetual futures contracts, which “create synthetic exposure to offchain assets.” He also highlighted the rise of “prop-AMMs” — proprietary automated market makers — a new exchange design that protects liquidity providers from exploitation by sophisticated traders and bots. Coinbase Ventures investor Jonathan King predicted the emergence of prediction market aggregators, “which we expect to emerge as the dominant interface layer consolidating $600 million in fragmented liquidity and providing a unified view of real-time event odds across venues.” Current prediction market stats for Kalshi and Polymarket. Source: DeFi Rate Next generation DeFi to emerge in 2026 Integrating perpetual futures exchanges with other DeFi protocols, such as lending, would enable traders to earn yields on collateral while maintaining leveraged positions, unlocking new capital efficiency, said Coinbase Ventures investor Ethan Oak. Oak also predicted growth in onchain privacy-preserving tools, observing a “surge of developer energy” focused on privacy-preserving…

Author: BitcoinEthereumNews

2025/11/26

Coinbase Bets on RWA Perpetuals, DeFi and the AI Onchain in 2026

TLDR RWA perpetuals redefine asset access, merging crypto with real finance. Coinbase bets big on DeFi composability to boost capital efficiency. AI onchain to automate contracts and accelerate Web3 innovation. Unsecured onchain credit and privacy tools set stage for DeFi growth. 2026 marks turning point as blockchain bridges traditional finance. Coinbase Ventures outlined its 2026 [...] The post Coinbase Bets on RWA Perpetuals, DeFi and the AI Onchain in 2026 appeared first on CoinCentral.

Author: Coincentral

2025/11/26

Chainlink Founder Says Regulation – Not Tech

The post Chainlink Founder Says Regulation – Not Tech appeared on BitcoinEthereumNews.com. FintechRegulations Decentralized finance has made major technological strides, but its fate now sits outside the blockchain industry, according to Chainlink co-founder Sergey Nazarov. Key Takeaways: DeFi’s main barrier is regulation, not technology. Nazarov says mass adoption will start once institutions are legally allowed to deploy capital on-chain. Momentum is already building as institutional stablecoin and tokenization activity increases. In his view, DeFi has already proven what it can do; what it lacks is permission from the world’s financial superpowers to scale. Nazarov believes the sector has advanced far enough to demonstrate that on-chain financial services are more transparent and efficient than traditional markets. Yet he argued that progress has now hit an invisible wall. Crypto users and developers are not the bottleneck anymore — legislatures are. Global adoption depends on whether institutions are allowed to participate Instead of focusing on retail user growth or speculative activity, Nazarov said the defining threshold for “mainstream DeFi” will be institutional capital moving on-chain without legal anxiety. For that to happen, he said, there must be a clear legal pathway that allows banks, funds and asset managers to invest client money in decentralized protocols without compliance departments blocking the transfer. Once that shift happens, Nazarov expects the flow of capital into DeFi to become self-reinforcing, in the same way that stablecoin usage snowballed once corporations realized that competitors were accumulating the efficiency advantages of blockchain settlement. The United States could flip the switch for everyone else Nazarov argued that although regulatory transformation is global, the first domino almost certainly sits in Washington. Countries that rely on access to U.S. banking rails tend to align with U.S. policy decisions. If the U.S. gives institutions confidence to interact with DeFi, he expects that stance to propagate across financial hubs rapidly. That expectation aligns with comments from…

Author: BitcoinEthereumNews

2025/11/26

Best Crypto to Buy After Bitcoin Whale Bets $2 Billion on Market Rebound

What to Know: Bitcoin Hyper uses a modular Bitcoin L1 + SVM L2 design to deliver high-speed, low-fee smart contracts secured by Bitcoin settlement. Presale-stage projects like Bitcoin Hyper and PEPENODE offer high-beta upside if whale-led Bitcoin accumulation evolves into a full risk-on altcoin cycle. PEPENODE’s mine-to-earn concept and tiered virtual node rewards add a game layer to the memecoin thesis ahead of the next meme rotation. Shiba Inu’s Shibarium, ecosystem tokens, and ETF inclusion show how meme-origin assets can evolve into institutional-facing Web3 platforms. Bitcoin whales just injected more than $2B into fresh BTC exposure, a bold move at a time when retail traders are still de-risking after months of chop, liquidations, and sideways boredom. For deep-pocketed players, this combination of capitulation and discounted pricing is exactly when the risk-reward flips back toward accumulation. We’re witnessing a notable divergence: smaller wallets are continuing to step back from spot and derivatives markets, while large addresses are quietly scaling in, and ETF flows are showing early signs of stabilizing. Historically, that rotation has preceded some of Bitcoin’s sharpest recovery phases, driven by a tightening of supply and a resumption of liquidity-hunting momentum once it returns. If that script repeats, it won’t just be BTC moving higher. When Bitcoin finds a base and pivots, it tends to pull high-conviction altcoins, early-stage infrastructure projects, and high-beta meme ecosystems up with it. The window before sentiment officially flips is usually when asymmetric bets hit hardest. Against that backdrop, three very different plays are emerging as early beneficiaries of a potential rebound, a mix that fits neatly into the current search for the best crypto to buy now: Bitcoin Hyper (HYPER) with its high-speed Bitcoin Layer-2 narrative, PEPENODE as a mine-to-earn meme-infrastructure hybrid gaining traction, and Shiba Inu, which continues evolving into a more mature ecosystem with growing institutional recognition. 1. Bitcoin Hyper ($HYPER) — First Bitcoin Layer 2 With SVM Speed Bitcoin Hyper is pitching itself as the first true Bitcoin Layer 2, engineered to tackle three of Bitcoin’s biggest structural limitations in one shot: slow confirmations, high L1 fees during congestion, and the lack of native smart contracts. The solution is a modular architecture that keeps Bitcoin L1 for settlement while shifting execution to a high-speed SVM-powered Layer 2. Rather than forcing Bitcoin to behave like an all-purpose chain, $HYPER bolts Solana-grade performance onto Bitcoin’s security base. By integrating the Solana Virtual Machine, developers can deploy fast, parallelized smart contracts that rival, and in some cases surpass, Solana on raw execution throughput, while still anchoring finality to Bitcoin. SPL-compatible tokens port natively to the L2, lowering the friction for projects migrating from the Solana ecosystem. For users, this opens the door to instant, low-fee payments in wrapped BTC, plus a full DeFi stack, swaps, lending markets, and staking protocols that Bitcoin has never supported natively. NFT platforms, gaming projects, and high-throughput dApps can be built using a Rust-based SDK designed for teams already familiar with Solana tooling but who want Bitcoin’s monetary premium and credibility. On the market side, demand has been unmistakable. The Bitcoin Hyper presale has crossed $28.5M raised, with tokens priced around $0.013335, putting it firmly on the radar of early infrastructure investors, especially those now searching for how to buy $HYPER before the next stage unlocks. Two high-net-worth wallets accumulated roughly $396K in recent weeks, including a single $53K buy, the kind of early whale activity that typically signals conviction, not speculation. Staking activates from TGE with high-APY rewards (41% currently), instant access for presale participants, and a short 7-day vesting window. And for anyone still asking what Bitcoin Hyper is, the reward model is designed to scale with both capital staked and ecosystem participation, nudging holders toward long-term alignment rather than short-term flipping. You can join the $HYPER presale here. 2. PEPENODE ($PEPENODE) — A Mine-to-Earn Memecoin Built on Node Economics For investors who want meme exposure without relying purely on virality, PEPENODE takes a different route. It blends meme culture with mine-to-earn mechanics, giving holders an actual system to participate in rather than a passive buy-and-pray model. Users operate virtual nodes, level them up, and earn tiered rewards based on engagement, creating a structure that feels closer to early Bitcoin mining culture, just gamified for the modern meme cycle. The setup is simple but effective: a dashboard tracks your virtual mining activity, while a tiered node system determines how much of the emissions or rewards you capture. Higher-tier nodes earn more, meaning early entry and consistent participation can potentially unlock larger upside. It’s a memecoin, but with a built-in engine that rewards activity instead of pure hype. On the fundraising front, the presale has already pulled in over $2.2M, with tokens priced at $0.0011638, modest compared with major infrastructure plays but strong for a narrative-driven meme project still in distribution. Our $PEPENODE price prediction suggests it could reach $0.0077 by the end of 2026 if the mine-to-earn narrative gains traction. And with whales positioning for a broader market rebound, even small capital inflows into meme-adjacent experiments can trigger big percentage moves. There’s no formal staking program yet, which makes PEPENODE a pure speculation and gamified-yield play rather than a yield-maximization platform. But that’s also the appeal: if mine-to-earn catches fire with retail during the next meme rotation, token prices don’t need to move far to generate outsized returns. Explore the PEPENODE presale here. 3. Shiba Inu (SHIB) — A Meme Brand Turning Into a Full Web3 Stack Shiba Inu (SHIB) may have launched as a pure meme, but it has steadily transformed into a broad Web3 ecosystem spanning DeFi, payments, and infrastructure. The backbone of that evolution is Shibarium, the project’s EVM-compatible Layer 2 designed for low-cost, high-throughput transactions. By offloading activity from the Ethereum mainnet, Shibarium gives the Shiba ecosystem room to scale while preserving its connection to the wider EVM universe. The ecosystem now stretches well beyond SHIB. Tokens like BONE, LEASH, and TREAT support governance, liquidity incentives, and additional utility layers, while ShibaSwap provides the DeFi foundation for swapping, liquidity pools, and yield tools. A pipeline of privacy-enhanced smart contracts and broader Web3 modules adds to the long-term ambition: converting one of crypto’s largest communities into a functioning, self-sustaining platform. Institutional validation has also started to crystallize. On October 22, 2025, Shiba Inu appeared in T. Rowe Price’s proposed US SEC–filed Active Crypto ETF, marking one of the clearest signals yet that major asset managers view SHIB as more than a meme; they see it as a liquid, brand-strong asset suitable for traditional investment products. For investors, that combination, a sticky global community, a working Layer 2, a growing dApp stack, and early ETF exposure, positions SHIB as a more conservative meme-side allocation compared with presale-stage tokens. It may not move like a microcap, but it can serve as a solid satellite position if a broader altcoin rotation follows the whales’ $2B Bitcoin bet. Learn more on the official Shiba Inu site. Recap: Bitcoin whales are leaning into a rebound with more than $2B in fresh exposure, and that kind of conviction has historically spilled into high-upside altcoins. In this setup, Bitcoin Hyper, PEPENODE, and Shiba Inu each tap a different angle of the opportunity, Bitcoin Hyper as the pure infrastructure play bringing Solana-level speed to Bitcoin, PEPENODE as a high-beta mine-to-earn meme experiment, and SHIB as the established ecosystem now earning institutional attention. For those positioning early, the $HYPER and PEPENODE presales offer the most asymmetric setups while SHIB serves as the steadier ecosystem anchor. This article is for informational purposes only and does not constitute financial, investment, or trading advice; always do your own research. Authored by Aaron Walker, NewsBTC – https://www.newsbtc.com/news/best-crypto-to-buy-after-bitcoin-whale-2b-bet/

Author: NewsBTC

2025/11/26

Coinbase Ventures Unveils 2026 Outlook: RWAs, Next-Gen DeFi, and AI-Driven Smart Contracts

Coinbase has disclosed that 2026 could see companies breaking through in AI and Robotics, RWA Perpetuals, and more. Coinbase has declared its willingness to invest actively in these areas, calling on companies to reach out. In a blog post, Coinbase unveiled some of the exciting ideas that could be pushed by the next big breakout companies [...]]]>

Author: Crypto News Flash

2025/11/26

Tether Becomes the New Gold King After Beating Central Banks

Tether bought 26 tons of gold in Q3 2025, pushing its total to 116 tons and surpassing central banks amid rising prices.]]>

Author: Crypto News Flash

2025/11/26

DeFi Is 30% On The Way To Mass Adoption: Chainlink Founder

The post DeFi Is 30% On The Way To Mass Adoption: Chainlink Founder appeared on BitcoinEthereumNews.com. Decentralized finance (DeFi) may only be years away from mainstream adoption, according to Chainlink co-founder Sergey Nazarov. However, significant regulatory and institutional hurdles must still be cleared before it can achieve global scale. “I think we’re about 30% of the way there,” Nazarov said during an interview with MN Capital founder Michaël van de Poppe published to YouTube on Tuesday. DeFi, which is peer-to-peer financial services built on blockchain networks, could reach 50% global adoption once clearer regulation and legislation can explain why it is reliable, according to Nazarov. Other industry executives have shared a similar view. Curve Finance founder Michael Egorov said in February that the biggest hurdles to DeFi adoption come from regulatory and legal uncertainty, as well as the need to comply with Know Your Customer and Anti-Money Laundering requirements. He also pointed to issues around liquidity and transparency of transactions and technical security risks. US government approving DeFi may start a domino effect Nazarov said that clarity will start with the US and spread quickly. “A lot of governments follow what the US does because they want to be compatible with the US financial system,” he said. Sergey Nazarov (left) spoke to Michael van de Poppe (right). Source: Michael van de Poppe Meanwhile, Michael Selig, who serves as chief counsel for the crypto task force at the US Securities and Exchange Commission, recently said, “When we’re thinking about DeFi, it’s something of a buzzword,” and the focus should be more on onchain applications, the features of these applications and whether there is an intermediary involved. Nazarov said DeFi global adoption will reach 70% when there is a clear and efficient pathway for institutional users to put their capital and clients’ money into DeFi. He anticipated that full global adoption would only arrive once DeFi grows large enough…

Author: BitcoinEthereumNews

2025/11/26

Crypto News: Coinbase Ventures Maps Out Four Major Crypto Themes for 2026

Coinbase Ventures outlines 2026 crypto themes from RWA perpetuals and new trading models to deeper DeFi integration and AI-driven tools. Coinbase Ventures recently shared a detailed view of the areas it plans to support through the coming year. The firm pointed out several themes that could guide its next round of investments, including new […] The post Crypto News: Coinbase Ventures Maps Out Four Major Crypto Themes for 2026 appeared first on Live Bitcoin News.

Author: LiveBitcoinNews

2025/11/26

Edel Finance-linked wallets reportedly ‘snipe’ 30% of token supply: Bubblemaps

                                                                               Bubblemaps shared blockchain data indicating that team-related wallets had purchased 30% of the token supply, but Edel’s co-founder said the acquisition was part of its token rollout plans.                     Concerns are mounting over unusual activity surrounding the token launch of Edel Finance, a lending protocol focused on tokenized stocks and real-world assets (RWAs).Blockchain analytics platform Bubblemaps claimed in a Tuesday X post that a cluster of approximately 160 wallets accumulated around 30% of the EDEL token supply, worth approximately $11 million, during the launch earlier this month. The platform alleged the wallets were linked and funded in a coordinated fashion immediately before trading opened.“Edel Finance sniped 30% of $EDEL. Then tried to hide it behind a maze of wallets and liquidity positions," said Bubblemaps. “Just hours before $EDEL launched, ~60 wallets were funded from Binance [...] Together, they got 30% of the supply – now worth $11M.”Read more

Author: Coinstats

2025/11/26