Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15785 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Smart money traders turn bearish on BTC and major altcoins

Smart money traders turn bearish on BTC and major altcoins

Smart money is turning more bearish, with more aggressive shorting on major assets. Short-term holders capitulated with peak realized losses, as BTC dipped below $82,000.

Author: Cryptopolitan
XRP Price Prediction: Why the Growing Tundra Ecosystem Could Skyrocket Your Returns

XRP Price Prediction: Why the Growing Tundra Ecosystem Could Skyrocket Your Returns

The post XRP Price Prediction: Why the Growing Tundra Ecosystem Could Skyrocket Your Returns appeared on BitcoinEthereumNews.com. XRP closes out 2025 in a position that looks increasingly different from many top-tier cryptocurrencies. The broader market has struggled under tightening liquidity and heavy rotation out of high-beta assets. Conversely, XRP has held its structure more effectively, maintaining positive year-to-date performance despite recent volatility. Its historical tendency to perform well during late-Q4 cycles adds context for analysts reassessing what the upcoming months may hold. Those updated projections coincide with a major development for the XRPL ecosystem. A large institution has officially begun acquiring the XRP Tundra project. That’s accelerating its development timeline and confirming a December 15 launch for the full platform.  As part of the acquisition, the institution approved one final 48-hour window at $0.01. It marked the last opportunity for retail buyers to enter before pricing moves higher. Every purchase during this window includes both ecosystem tokens — TUNDRA-S on Solana and TUNDRA-X on the XRP Ledger. Thus, it is preserving the dual-token entry model that shaped earlier phases of the project. As analysts revise 2025 price forecasts toward early 2026, the expanding role of the Tundra ecosystem is becoming a core consideration inside long-range XRP valuation models. XRP’s Position Heading Into 2026’s Market Cycle Market data entering November 2025 shows a split between assets tied to strong institutional infrastructure and those driven primarily by retail speculation. XRP sits in the former category. The aftermath of regulatory clarity earlier this year unlocked direct access for major issuers. That led to the launch of several XRP ETFs. Canary Capital’s fund drew substantial early inflows, and new offerings from additional institutional managers could expand distribution. Corporate treasury participation is also accelerating. Several publicly traded firms have added XRP to operational reserves or cross-border payment programs. That reduced the amount of liquid supply available on exchanges. Ripple’s coordinated treasury initiative…

Author: BitcoinEthereumNews
Cardano ($ADA) is a Ghost Chain: Why Its Investors Are Fleeing to Digitap ($TAP) Crypto Presale

Cardano ($ADA) is a Ghost Chain: Why Its Investors Are Fleeing to Digitap ($TAP) Crypto Presale

Digitap gains momentum as crypto rotates to real utility. With live banking features and rapid presale growth, TAP outshines fading layer1 projects.

Author: Blockchainreporter
What Retail and Institutional Investors Are Overlooking

What Retail and Institutional Investors Are Overlooking

The post What Retail and Institutional Investors Are Overlooking appeared on BitcoinEthereumNews.com. XRP enters the end of 2025 with a valuation structure that looks increasingly misaligned with the fundamentals shaping its next cycle. Retail traders remain locked onto short-term volatility, and institutions continue modeling XRP through narrow lenses that prioritize liquidity and headline catalysts. Both groups are underestimating how much the surrounding infrastructure — especially yield, governance, and audited DeFi layers — will shape XRPL pricing going into 2026. Growing ETF participation, treasury accumulation, and rising ODL settlement volume offer data-backed signals that the XRPL’s utility cycle is accelerating. Yet one of the most overlooked components in current valuation frameworks is the ecosystem forming around XRP Tundra, a dual-chain revenue engine built to support staking, governance, and cross-chain execution. As analysts revisit their long-term models, the gap between market perception and what XRP’s infrastructure is preparing to deliver has become increasingly obvious. Market Signals Show XRP and Tundra Might be Mispriced Heading Into 2026 The market spent most of Q4 reacting to short-term swings, ignoring deeper infrastructure trends unfolding across the XRPL. ETF inflows remain consistent even during corrective periods, and treasury accumulation by public companies continued through the final weeks of 2025. Meanwhile, ODL settlement corridors expanded into additional regions, producing sustainable, non-speculative throughput. Despite these structural signals, XRP remains priced as if its ecosystem has not evolved. Analysts argue that this gap between fundamentals and sentiment is where the most pronounced mispricing develops. Governance workflows, revenue-backed staking mechanics, and coordinated cross-chain liquidity are advancing far faster than either retail or institutional models reflect. This disconnect has only grown after confirmation that a major institution has begun acquiring XRP Tundra, accelerating its entire roadmap and securing a December 15 launch. As part of this acquisition, the institution approved one final 48-hour retail window at $0.01, marking the last time retail buyers…

Author: BitcoinEthereumNews
Coinbase (COIN) Stock: Exchange Offers Million-Dollar Loans Against Your Ethereum

Coinbase (COIN) Stock: Exchange Offers Million-Dollar Loans Against Your Ethereum

TLDR Coinbase introduced Ethereum-backed loans allowing US customers to borrow up to $1 million in USDC against ETH collateral The lending service runs through Morpho protocol on Base network and excludes New York residents Base network has facilitated $1.25 billion in total loan originations with $810 million currently outstanding Borrowers face automatic liquidation if their [...] The post Coinbase (COIN) Stock: Exchange Offers Million-Dollar Loans Against Your Ethereum appeared first on Blockonomi.

Author: Blockonomi
Only a Few Days Left: Mutuum Finance (MUTM) Presale Phase 6 Storms Past 90% Sold Out Much Faster Than Expected

Only a Few Days Left: Mutuum Finance (MUTM) Presale Phase 6 Storms Past 90% Sold Out Much Faster Than Expected

As the crypto markets continue heating up with more investors rushing to make the cut of early involvement, Mutuum Finance (MUTM) finds itself among the top performing assets of the month. MUTM’s presale seems more aggressive than analysts’ early estimates with Phase 6 currently surpassing the 95% sold out mark with just a few days […]

Author: Cryptopolitan
Could Staking on Tundra Be the Game Changer Bitcoin Traders Have Ignored?

Could Staking on Tundra Be the Game Changer Bitcoin Traders Have Ignored?

The post Could Staking on Tundra Be the Game Changer Bitcoin Traders Have Ignored? appeared on BitcoinEthereumNews.com. XRP enters the final stretch of 2025 with a very different profile from the rest of the market. Historically, Q4 has been the token’s strongest season, delivering an average 134% return across the past 12 years. Current conditions are far more restrained, but the trend still matters: XRP has repeatedly shown resilience during year-end periods associated with liquidity recovery and structural rotation. Today, the asset trades at $2.17, down 10.97% over the past month yet still one of only three top-10 cryptocurrencies maintaining positive year-to-date performance. The broader market, meanwhile, has struggled — Bitcoin, Ethereum, and Cardano have all posted significant losses over the same period. That divergence comes at a moment when XRP predictions for 2025 are being re-evaluated. Just a year ago, analysts were forecasting $5 targets by December 2025. With six weeks left in the year and with markets still digesting structural selling pressure, those projections have been pushed into 2026. Even so, XRP continues to hold long-term interest: year-to-date performance remains positive at 4.6%, and its annual return sits at 92% when measured across the full calendar window. As the market restructures, many traders — especially those coming from increasingly volatile Bitcoin positions — are looking for alternative ways to gain exposure to XRP without relying solely on directional trading. This is where staking platforms like XRP Tundra have gained attention. XRP Expectations Tilt Toward 2026 as Market Structure Evolves Several fundamental factors continue to support XRP’s long-term outlook even as near-term momentum cools. The end of the SEC v. Ripple lawsuit removed a multi-year regulatory barrier and opened the path for institutional growth. XRP briefly surged to $3.65 after the ruling before retracing during broader market turbulence, yet the legal resolution has broadened the token’s adoption pipeline. ETF participation is expanding within this environment. Canary…

Author: BitcoinEthereumNews
DeFi Crypto Mutuum Finance (MUTM) Shoots Past 90% in Phase 6 as Demand Explodes, Next Solana (SOL) in the Making?

DeFi Crypto Mutuum Finance (MUTM) Shoots Past 90% in Phase 6 as Demand Explodes, Next Solana (SOL) in the Making?

In the current market, true innovation separates leaders from the noise. Mutuum Finance (MUTM) is rapidly emerging as one of the most explosive coins in the DeFi crypto sector. Investor demand has surged far beyond early expectations, pushing Phase 6 of its presale past the 90% mark as thousands rush to secure their allocation before […]

Author: Cryptopolitan
LivLive vs. Bitcoin Hyper ($HYPER) & Best Wallet ($BEST): Why $LIVE Offers the Biggest Bonus and Potential in 2025!

LivLive vs. Bitcoin Hyper ($HYPER) & Best Wallet ($BEST): Why $LIVE Offers the Biggest Bonus and Potential in 2025!

LivLive surges with AR rewards and a 300 percent Black Friday bonus as BEST and HYPER lag, making LIVE a strong early entry before the presale price climbs.

Author: Blockchainreporter
The Top Crypto to Invest in 2025 Amid ETH & BNB’s Rise

The Top Crypto to Invest in 2025 Amid ETH & BNB’s Rise

The post The Top Crypto to Invest in 2025 Amid ETH & BNB’s Rise appeared on BitcoinEthereumNews.com. Crypto Presales Don’t miss the MOBU crypto presale alongside ETH and BNB. Stage 6 live with huge ROI potential, secure $MOBU tokens now for 2025 gains! Ever wondered which altcoins could turn past moonshots into real opportunities? With the crypto market evolving faster than ever, investors are constantly searching for the top crypto to invest in 2025. ETH and BNB have dominated headlines with updates on scaling solutions and network expansions, but attention is now shifting toward new presales that promise extraordinary utility and growth. While ETH and BNB continue to make waves in blockchain innovation, the spotlight has increasingly turned to MoonBull crypto. Its presale Stage 6 is live, and the potential returns are attracting crypto enthusiasts seeking a second chance at 1000x. With strong tokenomics and a utility-driven ecosystem, MOBU crypto is positioning itself as a top crypto to invest in 2025, blending community rewards, scarcity, and strategic staking opportunities for maximum gains. MOBU Crypto: The Presale of Top Crypto to Invest in 2025 that Everyone’s Talking About MOBU crypto, the top crypto to invest in 2025, is redefining early-stage investment with a presale model that integrates real utility and scarcity. That’s exactly why its presale saw over $600,000 raised in Stage 6, with ROI already exceeding 7,244% for early participants. MoonBull is built to reward smart investors who strategically scale their entry. A $300 investment grabs 3,576,537.91 tokens, which could be worth $22,031.47 at listing. It’s proof that thoughtful early participation multiplies rewards. Additionally, MoonBull’s referral engine transforms community outreach into instant, tangible rewards. Share your referral code once, and you’ll earn 15% of every purchase made through it, sent straight to your wallet in $MOBU. New buyers also get 15% extra tokens, designed to energize growth and accelerate adoption from day one. Each referral strengthens liquidity,…

Author: BitcoinEthereumNews