Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15686 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Yala released a report analyzing the liquidity incident involving its YU token and plans to determine a clear recovery path and other solutions by December 15th.

Yala released a report analyzing the liquidity incident involving its YU token and plans to determine a clear recovery path and other solutions by December 15th.

PANews reported on November 17th that Yala, a Bitcoin liquidity and native stablecoin project, released an update on the X platform regarding the recent liquidity issue of its YU token: On September 14th, 2025, an attacker used a temporary deployment key to create an unauthorized cross-chain bridge and withdrew 7.64 million USDC (approximately 1636 ETH), causing YU to temporarily become unpegged. However, no core protocol vulnerabilities were compromised, and there was no loss of Bitcoin reserves. The team injected $5.5 million of its own funds and supplemented liquidity through the Euler platform. By September 23rd, YU had fully recovered, and the Yala protocol had returned to normal. On October 29th, Bangkok law enforcement arrested the attacker, and most of the recovered funds are pending legal review. Some funds were converted to Ethereum in advance, and the price has fallen. Additionally, the attacker had already spent some funds, reducing the actual value recovered. More detailed information will be provided when legally permissible. Recent retail investor withdrawals from DeFi have exacerbated market panic and liquidity shortages, impacting Euler and restricting some of its previously stabilized YU positions and liquidity. Yala is not integrated with Kamino's lending products, and wallet addresses starting with AyCJS5 are unrelated to Yala and its team. The team is focused on protecting user interests and Yala's long-term operation, and is assessing its funding needs and raising funds with law enforcement and funding partners. Due to the tight liquidity of the protocol and assets, this process will take time, and a clear solution, including a fund recovery path and next operational measures, is planned for release by December 15th.

Author: PANews
CentToken Partners With CentPay to Transform Crypto Into a Globally Accepted Everyday Payment Method

CentToken Partners With CentPay to Transform Crypto Into a Globally Accepted Everyday Payment Method

The digital payments and cryptocurrency economy is evolving rapidly, demanding solutions that are both scalable and practical for everyday use. CentToken and CentPay have emerged as two complementary innovations designed to deliver a unified, real-world digital economy — one offering next-generation blockchain utility, and the other enabling global cryptocurrency spending through Visa-based card services. Together, […] The post CentToken Partners With CentPay to Transform Crypto Into a Globally Accepted Everyday Payment Method appeared first on Live Bitcoin News.

Author: LiveBitcoinNews
Bitcoin Crashed to $93K but Retail Is Buying Bitcoin Hyper: Here’s Why

Bitcoin Crashed to $93K but Retail Is Buying Bitcoin Hyper: Here’s Why

The post Bitcoin Crashed to $93K but Retail Is Buying Bitcoin Hyper: Here’s Why appeared on BitcoinEthereumNews.com. Crypto Presales Takeaways: Bitcoin has dropped from about $125K to the low $90Ks, triggering heavy liquidations and extreme fear, yet longer term fundamentals remain intact. Bitcoin Hyper uses a Solana style execution layer and a canonical Bitcoin bridge to unlock fast, low fee $BTC payments and smart contracts. The $HYPER presale has raised more than $27.79M at $0.013285 per token, helped by whale entries and strong retail participation. Bitcoin has just reminded everyone that it still runs on hard mode. After tagging an all-time high near $125K in October, the price has now flushed to roughly $93K, wiping out its 2025 gains and triggering more than half a billion dollars in liquidations across the market. Data shows Bitcoin dropping more than 25 percent from the peak, with sentiment flipping to extreme fear and analysts split between calling this a healthy bull market pullback or the start of a new structural bear phase. Source: CoinMarketCap Macro conditions are not outright disastrous. Inflation is easing, the Federal Reserve has already moved into rate cut territory, and institutional participation via spot ETFs remains significant. Yet Bitcoin has slipped under $100K, market dominance is still high, and altcoins have taken the bigger beating. That mix usually signals forced deleveraging and rotation rather than a full collapse in the long-term thesis. For smaller traders, this environment cuts both ways. Portfolios are bruised, but the reset also opens up room for higher beta bets on the next narrative. In past cycles, infrastructure that extends Bitcoin’s utility has often outperformed once the dust settled. Right now, one of the more visible names in that lane is Bitcoin Hyper ($HYPER), a Bitcoin Layer 2 that tries to turn $BTC from a slow store of value into something people can actually use at scale. Timing explains a lot of…

Author: BitcoinEthereumNews
OpenTrade partners with Figment and Crypto.com to launch next-gen stablecoin yield

OpenTrade partners with Figment and Crypto.com to launch next-gen stablecoin yield

The post OpenTrade partners with Figment and Crypto.com to launch next-gen stablecoin yield appeared on BitcoinEthereumNews.com. OpenTrade has introduced a new category of stablecoin yield products in partnership with Figment, the world’s largest independent staking provider, and with custodial support from Crypto.com, according to details shared with Finbold on November 14. The new product, OpenTrade Stablecoin Staking Yield Powered by Figment, delivers an average annual percentage rate (APR) of around 15% on stablecoins, based on historical data and market conditions.  It combines staking rewards from Solana (SOL) with OpenTrade’s institutional-grade yield infrastructure and a hedging strategy that offsets price volatility of the staked tokens. Higher yields with the peace of mind of an institutional service Figment is bringing its “safety over liveness” approach, that allows institutional investors to earn staking-based returns while avoiding exposure to decentralized lending markets. The platform’s infrastructure includes legal protections for institutions not typically available in DeFi lending. Under the partnership, Crypto.com provides custodial services for SOL tokens, which are held in segregated accounts. Investors are granted a security interest in the custodied assets, which remain fully separated from the exchange’s operational funds. “We’re bringing our battle-tested infrastructure and security mindset to stablecoins to offer customers exceptional yield opportunities with the peace of mind of an institutional service,” said Andy Cronk, Co-founder and Chief Product Officer of Figment. While users deposit and withdraw stablecoins, earnings are generated through Solana staking returns managed by Figment and hedging via perpetual SOL futures managed by OpenTrade. The combined model has historically produced yields more than double Solana’s native staking rewards of around 6.5% to 7.5%. Jeff Handler, Co-Founder and CCO of OpenTrade added:  “As stablecoin usage and demand for stablecoin yield solutions amongst exchanges, wallet providers, and other fintechs has continued to surge, we have been working closely with Figment to build and deliver a new stablecoin yield offering that improves on existing options in…

Author: BitcoinEthereumNews
Could This Be the Next Crypto to Hit $1? Top Crypto Investors Reveal Their Pick

Could This Be the Next Crypto to Hit $1? Top Crypto Investors Reveal Their Pick

The search for the next crypto that could reach the one dollar mark has become one of the biggest conversations in the market. Many top crypto investors believe that the next major breakout will not come from a token that is already well known, but from a new project that is still early and still [...] The post Could This Be the Next Crypto to Hit $1? Top Crypto Investors Reveal Their Pick appeared first on Blockonomi.

Author: Blockonomi
Introducing a new category of stablecoin yield from OpenTrade, powered by Figment staking and custodied by Crypto.com

Introducing a new category of stablecoin yield from OpenTrade, powered by Figment staking and custodied by Crypto.com

Figment has partnered with OpenTrade and Crypto.com to launch a first-of-its-kind stablecoin yield product offering institutional-grade security.

Author: Crypto.news
Figment Launches Institutional Stablecoin Staking Product With OpenTrade and Crypto.com

Figment Launches Institutional Stablecoin Staking Product With OpenTrade and Crypto.com

Figment, a provider of institutional staking infrastructure overseeing $18 billion in assets under stake, announced it has partnered with OpenTrade to launch a new stablecoin yield product for institutional clients. The offering is custodied by Crypto.com and targets an annual return of roughly 15% on stablecoins, based on historical performance. This introduces a new approach that combines staking rewards with a hedging strategy designed to minimize price volatility. The product called OpenTrade Stablecoin Staking Yield Powered by Figment, is being marketed as an alternative to traditional DeFi lending markets, which have often been criticized for counterparty risk, smart-contract vulnerabilities. Figment and OpenTrade say the product’s architecture will address concerns by operating within a segregated institution-friendly framework. New Structure for Stablecoin Yield The yield mechanism is built on Solana staking rewards generated by a dedicated Figment validator. Those rewards are paired with an offsetting perpetual futures strategy managed by OpenTrade to neutralize directional exposure to the SOL price. According to the companies, this structure has historically delivered returns more than double Solana’s standard 6.5–7.5% staking rate, while maintaining liquidity for deposits and withdrawals. Crypto.com will serve as custodian and exchange partner for transactions. The company said the underlying SOL assets are held in fully segregated accounts, legally secured for investors and isolated from the exchange’s operational funds. Institutional customers can deposit and withdraw stablecoins through Figment’s application or APIs, with interest beginning to accrue immediately and no lockup periods. Demand for Institutional Stablecoin Yield Products The launch comes as demand for stablecoin-based yield offerings continues to rise among exchanges, wallet providers, fintechs, and other digital asset companies seeking revenue opportunities that fall outside traditional crypto lending. Market participants have increasingly sought alternatives that avoid exposure to unsecured lending, liquidity-pool impermanence loss, or opaque DeFi structures. “Stablecoin Staking Yield is the result of efforts to create a product that offers higher returns along with stronger protections,” said Jeff Handler, Co-Founder and Chief Commercial Officer at OpenTrade. He explains the product is designed to combine elements of staking and derivatives hedging to create an institutional yield option not available through existing RWA or DeFi strategies. Karl Turner, a director at Crypto.com, said the exchange’s infrastructure was designed to support evolving demand from institutional digital asset customers. “We are proud to support Figment in enabling a stablecoin staking offering that clients are increasingly looking for,” he said. Institutional Positioning Figment, which provides staking services to asset managers, custodians, exchanges and other large token holders, said the product aligns with its approach of prioritizing security in validator operations. “We’re bringing our infrastructure and security mindset to stablecoins,” said Andy Cronk, Co-founder and Chief Product Officer. The companies note that estimated 15% APR returns are variable and depend on market conditions. Figment stresses that it does not control or guarantee yield rates, which are determined by OpenTrade’s staking and hedging strategy. Figment, Apex Group to List Ethereum, Solana ETPs Last year Figment Europe Ltd, and Apex Group listed two new exchange-traded products (ETPs) on the SIX Swiss Exchange. Both ETPs were issued with Issuance.Swiss AG — the products will give access to staking rewards through traditional brokers or banks allowing conservative institutions to hold the asset class through the ETPs

Author: CryptoNews
Tether USDT Considers $1.15 Billion Investment in German Robotics Startup Neura

Tether USDT Considers $1.15 Billion Investment in German Robotics Startup Neura

TLDR Tether is reportedly in discussions to invest $1.15 billion in German robotics startup Neura The deal would value Neura between $9.3 billion and $11.6 billion Neura aims to produce 5 million robots by 2030 for industrial and household tasks Tether has earned over $10 billion in profit through Q3 2025 and is diversifying investments [...] The post Tether USDT Considers $1.15 Billion Investment in German Robotics Startup Neura appeared first on Blockonomi.

Author: Blockonomi
Whales dominate liquidity flow on DeFi yield protocols and lending hubs

Whales dominate liquidity flow on DeFi yield protocols and lending hubs

DeFi yield protocols are mostly dependent on a handful of whale wallets for the bulk of their liquidity, with only small inflows from retail users.

Author: Cryptopolitan
Aqua Shared Liquidity Protocol Lets DeFi Wallets Run Multiple Strategies

Aqua Shared Liquidity Protocol Lets DeFi Wallets Run Multiple Strategies

The new Aqua shared liquidity design from 1inch aims to let one DeFi wallet power several strategies at once while keeping user funds under self-custody. How does 1inch’s Aqua protocol reshape DeFi liquidity? Decentralized exchange aggregator 1inch has introduced Aqua, a liquidity protocol that lets DeFi applications share the same capital base across multiple strategies […]

Author: The Cryptonomist