Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15676 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Public Acquires Alto’s CryptoIRA to Bolster Bitcoin Retirement Investments

Public Acquires Alto’s CryptoIRA to Bolster Bitcoin Retirement Investments

The post Public Acquires Alto’s CryptoIRA to Bolster Bitcoin Retirement Investments appeared on BitcoinEthereumNews.com. COINOTAG recommends • Exchange signup 💹 Trade with pro tools Fast execution, robust charts, clean risk controls. 👉 Open account → COINOTAG recommends • Exchange signup 🚀 Smooth orders, clear control Advanced order types and market depth in one view. 👉 Create account → COINOTAG recommends • Exchange signup 📈 Clarity in volatile markets Plan entries & exits, manage positions with discipline. 👉 Sign up → COINOTAG recommends • Exchange signup ⚡ Speed, depth, reliability Execute confidently when timing matters. 👉 Open account → COINOTAG recommends • Exchange signup 🧭 A focused workflow for traders Alerts, watchlists, and a repeatable process. 👉 Get started → COINOTAG recommends • Exchange signup ✅ Data‑driven decisions Focus on process—not noise. 👉 Sign up → Public, the investment platform focused on long-term strategies, has acquired Alto’s CryptoIRA business for $65 million in cash and stock, enhancing Bitcoin retirement options for investors. This move allows seamless cryptocurrency trading within IRAs, avoiding tax implications of taxable accounts, with full integration expected by early 2026. Acquisition Details: Public pays $65 million to integrate Alto’s technology, expanding IRA crypto trading for over one million users. Integration Timeline: Alto clients can continue using the platform until early 2026, when systems fully merge with Public’s app. Market Impact: This positions Public against competitors like Fidelity, offering tax-advantaged crypto investments amid growing demand, with no account fees but a 1% transaction spread noted in industry reports. Discover how Public’s $65 million Alto CryptoIRA acquisition boosts crypto retirement investing. Explore tax benefits and integration details for secure, long-term wealth building—start optimizing your portfolio today. What is Public’s Acquisition of Alto’s CryptoIRA? Public’s acquisition of Alto’s CryptoIRA business for $65 million in cash and stock represents a strategic expansion into cryptocurrency retirement solutions. This deal enables Public’s over one million users to trade…

Author: BitcoinEthereumNews
Crypto Scandal: Ex-CFO Convicted For $35 Million Fraud

Crypto Scandal: Ex-CFO Convicted For $35 Million Fraud

The ex-CFO of a private software company has been declared guilty of wire fraud after using the company’s cash to fund a cryptocurrency side business. Related Reading: EU’s Centralized Crypto Oversight Push Could Bring ‘Legal Uncertainty’, Says Industry Group Crypto Side Hustle Gone Wrong In a recent press release, the US Attorney’s Office, Western District […]

Author: Bitcoinist
NY Fed’s Williams Seeks Dealer Insights on Rising Repo Rates and Facility Use

NY Fed’s Williams Seeks Dealer Insights on Rising Repo Rates and Facility Use

The post NY Fed’s Williams Seeks Dealer Insights on Rising Repo Rates and Facility Use appeared on BitcoinEthereumNews.com. COINOTAG recommends • Exchange signup 💹 Trade with pro tools Fast execution, robust charts, clean risk controls. 👉 Open account → COINOTAG recommends • Exchange signup 🚀 Smooth orders, clear control Advanced order types and market depth in one view. 👉 Create account → COINOTAG recommends • Exchange signup 📈 Clarity in volatile markets Plan entries & exits, manage positions with discipline. 👉 Sign up → COINOTAG recommends • Exchange signup ⚡ Speed, depth, reliability Execute confidently when timing matters. 👉 Open account → COINOTAG recommends • Exchange signup 🧭 A focused workflow for traders Alerts, watchlists, and a repeatable process. 👉 Get started → COINOTAG recommends • Exchange signup ✅ Data‑driven decisions Focus on process—not noise. 👉 Sign up → The New York Federal Reserve’s recent closed-door meeting with top Wall Street dealers highlighted rising tensions in the repo market, focusing on the effectiveness of the standing repo facility in controlling short-term rates amid increasing stress signals. New York Fed Chair John Williams convened primary dealers to discuss repo market dynamics and the standing repo facility’s role in rate control. The tri-party repo rate has deviated above the Fed’s target, signaling liquidity pressures similar to past episodes. Usage of the standing repo facility remains low due to stigma concerns, despite the Fed’s emphasis on its importance for year-end stability, with rates 0.1 percentage points above reserves. Explore rising tensions in the Fed’s repo market as John Williams urges dealers to utilize the standing repo facility. Understand implications for short-term rates and liquidity. Stay informed on central bank strategies. What is the standing repo facility and why is the Fed concerned about it now? The standing repo facility is a Federal Reserve tool designed to provide liquidity to the financial system by allowing eligible institutions to borrow cash against high-quality…

Author: BitcoinEthereumNews
LivLive ($LIVE) vs Pepenode: Which Top Crypto Presale Will Lead Q4 2025?

LivLive ($LIVE) vs Pepenode: Which Top Crypto Presale Will Lead Q4 2025?

The race to claim dominance among crypto presales in Q4 2025 is heating up, and two names are drawing particular attention: LivLive ($LIVE) and Pepenode ($PEPENODE). Both projects offer very different value propositions, one grounded in real-world engagement and gamified rewards, and the other built around meme culture and virtual mining. For investors seeking the next [...] The post LivLive ($LIVE) vs Pepenode: Which Top Crypto Presale Will Lead Q4 2025? appeared first on Blockonomi.

Author: Blockonomi
EV2 Blends Destiny-Style Gameplay With Web3: Inside the Looter-Shooter Reinventing Play-to-Earn

EV2 Blends Destiny-Style Gameplay With Web3: Inside the Looter-Shooter Reinventing Play-to-Earn

EV2 attracts gamers with fast action, strong suits, and a growing presale, setting it apart from typical Web3 shooters and fueling early community interest.

Author: Blockchainreporter
Best Crypto to Invest in Now: Ripple (XRP) vs Mutuum Finance (MUTM)

Best Crypto to Invest in Now: Ripple (XRP) vs Mutuum Finance (MUTM)

Market positioning has begun to shift as institutional and retail investors look for sustainable growth assets ahead of 2026. Recent accumulation patterns show that smart money has turned toward Ripple (XRP) and Mutuum Finance (MUTM), two assets sitting at different ends of the market maturity spectrum but each poised for major upside. XRP continues to [...] The post Best Crypto to Invest in Now: Ripple (XRP) vs Mutuum Finance (MUTM) appeared first on Blockonomi.

Author: Blockonomi
XRP’s Legal Drama Ends, Here Mutuum Finance (MUTM) is the Next Big Cryptocurrency

XRP’s Legal Drama Ends, Here Mutuum Finance (MUTM) is the Next Big Cryptocurrency

The post XRP’s Legal Drama Ends, Here Mutuum Finance (MUTM) is the Next Big Cryptocurrency appeared on BitcoinEthereumNews.com. XRP’s long-running legal battle with the SEC has finally come to a conclusion. The outcome has brought clarity to the market, but many investors now feel that XRP’s upside is limited. With XRP stabilizing, traders are looking for the next crypto to hit $1 and deliver strong growth. Mutuum Finance (MUTM) is emerging as a project built on utility, security, and real-world applications. It is positioned to attract significant attention from investors seeking high returns and long-term gains. A Rare Presale  As the platform enters Phase 6 of its presale, each MUTM token is priced at $0.035. More than 90% of this phase is already claimed. Across all presale phases, the project has raised approximately $18.65 million and over 18,000 holders are participating. The next phase will see the token price increase to $0.04, creating strong urgency for new investors.  Early-bird ROI examples highlight impressive gains. A $2,000 investment in Phase 2 at $0.015 now reaches $5K in value at the current Phase 6 price. If Mutuum Finance (MUTM) reaches $0.28 as experts have predicted, the same investment will grow to $37K, delivering an 18× ROI. Growing demand, the upcoming platform launch, and synchronized token listing will further drive token value and adoption. Why Investors Are Looking Beyond XRP XRP has maintained steady performance after the litigation, but its market growth is expected to be moderate. Analysts predict limited upside due to stabilization in price and fewer catalysts for rapid expansion. Investors seeking higher returns are turning to projects with active utility, strong incentives, and innovative financial models. Mutuum Finance (MUTM) stands out as a platform-driven crypto with mechanisms that generate demand, enhance liquidity, and reward early participants. Mutuum Finance (MUTM) will provide dual lending models to cater to different investor needs. Peer-to-Contract (P2C) liquidity pools will allow users to…

Author: BitcoinEthereumNews
New York Fed convenes Wall Street banks to address short-term lending problems

New York Fed convenes Wall Street banks to address short-term lending problems

The post New York Fed convenes Wall Street banks to address short-term lending problems appeared on BitcoinEthereumNews.com. The drama kicked off in New York this week when John Williams, the head of the New York Fed, pulled top Wall Street dealers into a sudden, closed‑door meeting to talk about rising tensions inside a key short‑term lending tool. The meeting happened on Wednesday on the sidelines of the central bank’s Treasury market conference, according to three people who were there, and it showed how worried officials are about strange moves inside the repo market. The Fed confirmed the meeting and said straight up that Williams wanted clear feedback from the banks that handle government debt. He pushed them to explain how they’re using the standing repo facility, a tool that is supposed to help the Fed keep short‑term borrowing costs inside its target range. A spokesperson said Williams met the primary dealers to make sure the tool still works for rate control. Most of the 25 primary dealers sent fixed‑income team members, who said stress signals are rising at the worst possible time. Banks, investors, and officials are watching the same corner of the system because things have started moving in ways that look too familiar. The tri‑party repo rate, a key gauge of short‑term borrowing, shot well above the level set by the Fed late last month. It calmed down the following week only after investors heard that the central bank will stop shrinking its balance sheet on December 1. But this week, that rate started rising again, sitting almost 0.1 percentage points above the Fed’s rate on reserve balances. Even though the rate is still lower than what traders saw in late October, the pattern is making desks nervous. Williams presses dealers as rates move away from Fed target Roberto Perli, who runs market operations at the New York Fed, said at an event this week…

Author: BitcoinEthereumNews
Tether Expands Commodity Lending, Targeting $5 Billion by 2026

Tether Expands Commodity Lending, Targeting $5 Billion by 2026

The post Tether Expands Commodity Lending, Targeting $5 Billion by 2026 appeared on BitcoinEthereumNews.com. Key Points: Tether expands commodity lending, targeting $5 billion by 2026. The expansion leverages $1.5 billion already deployed. Separation from stablecoin reserves boosts strategic financial governance. Tether Holdings SA, under CEO Paolo Ardoino, intends to expand its commodity trade lending, having already lent around $1.5 billion to commodity traders, including those in oil and agriculture. This expansion reflects a strategic shift, addressing credit voids from traditional banks, potentially impacting USDT’s market role, with projected profits facilitating further scaling by 2026. Expansion into Commodity Lending Aims for $5 Billion Tether is actively broadening its lending scope to include commodities like oil, cotton, and wheat. The company’s trade finance division has designated close to $1.5 billion for loans, emphasizing separation from their stablecoin reserves. This development targets to fill credit voids amid reduced involvement from traditional banks. CEO Paolo Ardoino issued a public declaration regarding aspirations to raise the lending pool to $5 billion by 2026, promising further financial prospects. Market participants including commodity traders and technology experts have reacted positively, viewing Tether’s plans as a strategic boost to the trading ecosystem. Ardoino and Tether’s official communications emphasize this commitment. Historical Context, Price Data, and Expert Analysis Did you know? Tether’s entry into commodity lending mirrors the post-2008 rise of fintech lenders filling gaps left by banks, marking significant financial shifts. Tether’s stablecoin, USDT, remains a major financial instrument with a market cap of $183.90 billion, dominant at 5.66%, as reported by CoinMarketCap. The USDT price steady at $1.00, saw a 0.05% dip over the last 24 hours, with a 24-hour trading volume declined by 26.29%. Tether USDt(USDT), daily chart, screenshot on CoinMarketCap at 12:36 UTC on November 15, 2025. Source: CoinMarketCap Coincu’s research analysts highlight the potential regulatory scrutiny accompanying this expansion, especially in light of Tether’s bullion desk engaging with…

Author: BitcoinEthereumNews
Stop buying the dip, buy the spike: Why MUTM Is the top crypto signal

Stop buying the dip, buy the spike: Why MUTM Is the top crypto signal

The post Stop buying the dip, buy the spike: Why MUTM Is the top crypto signal appeared on BitcoinEthereumNews.com. The old advice of buying during a crypto crash is losing its charm. In today’s DeFi crypto market, momentum and utility will drive the strongest gains. Mutuum Finance (MUTM) is shaping up to be one of the few projects where visible activity and demand translate directly into token value. With its dual lending models and buy-and-distribute mechanism, the platform will turn protocol usage into steady market support, making buying the spike the smarter choice. Presale momentum: Data that speaks Mutuum Finance (MUTM) will continue to show traction during its presale. The total supply is 4 billion tokens, and across previous phases, it has already raised roughly $18.65 million. Currently, Phase 6 is priced at $0.035 per MUTM, and approximately 90% of the 170 million tokens allocated for this phase are already sold. The upcoming Phase 7 will increase the price to $0.040, representing a 15% rise. More than 18,000 holders are actively participating and engaging with the platform. An early investor who put $5,000 into Phase 1 at $0.01 now sees their holdings valued at $17,500 at the current Phase 6 price. By the time the post-launch target approaches $0.06, that same investment will grow to $30,000 in value. These numbers highlight why chasing momentum instead of dips is a smart strategy. The demand-driven growth of MUTM positions it as a top signal for investors looking for measurable results. Driving growth with dual lending models Mutuum Finance (MUTM) will leverage its Peer-to-Contract (P2C) engine to pool assets such as ETH and USDT into audited smart contracts. The platform will dynamically adjust interest rates based on pool utilization. A user depositing $10,000 in USDC will earn passive income from interest at a projected APY of around 12%, represented by mtUSDC tokens that include both principal and yield. Borrowers will post collateral,…

Author: BitcoinEthereumNews