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<div data-page-id="RqbJddoJAoUKY9xGeuFuIcSssRb" data-lark-html-role="root" data-docx-has-block-data="true"><div class="ace-line ace-line old-record-id-A5Lfd7LI2oi8BDx9p7rusoetsjb"><span style="font-size: 16px;">MEXC 现已支持 USD 银行转账 (SWIFT)，符合条件的用户可在其银行账户与 MEXC 法币账户之间安全地充值及提现 USD。</span></div><div class="ace-line ace-line old-record-id-H7bTdm6ecoRnOOx005VuDJO1sOh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-YNdId7xQqoGmG3xEaI2uWLHzslq"><span style="font-size: 16px;">USD 银行转账 (SWIFT) 专为偏好通过银行转账进行大额转账的用户设计，提供安全、可靠且便捷的资金转移方式。USD 充值到账后，您可通过<a data-lark-is-custom="true" href="https://www.mexc.com/buy-crypto">一键买币</a>购买数字货币，或使用资金于<a data-lark-is-custom="true" href="https://www.mexc.com/zh-MY/exchange/USD_USDT">现货市场</a>进行交易。您亦可将 USD 余额提现回您的银行账户。</span></div><div class="ace-line ace-line old-record-id-Jhqldr92uokwT9x0sGduiDKtsec"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-P6WWdoWlZobOtcxMHSEuv9LEsmf"><span style="font-size: 16px;">请按照下方步骤指南操作以充值或提现 USD。在进行法币充值前，请确保您已完成<a data-lark-is-custom="true" href="https://www.mexc.com/user/id-auth">高级身份认证</a>。</span></div><div class="ace-line ace-line old-record-id-Q7ovdCQKWoCBkHxJ5GquGc35skg"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-MMoCdtN3Wom9QUxlhVTu0L8Gswd"><strong>1. 充值</strong></h2><div class="ace-line ace-line old-record-id-PKxqdyjiRoMAJzx9hqnuAaWFsfg"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-EIJNd3ve9oW3trxhnsmulCvNs7e"><span style="font-size: 16px;">步骤 1：前往法币充值页面</span></h3><div class="ace-line ace-line old-record-id-D6SEduPlzoGroAxYbpCu9030sUA"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-RTZldreLmopBQBxrK4quBRimsRe"><span style="font-size: 16px;">前往<a data-lark-is-custom="true" href="https://www.mexc.com/buy-crypto/fiat-deposit">法币充值页面</a>。或者，将鼠标悬停在顶部导航栏的买币上，然后选择法币充值。</span></div><div class="ace-line ace-line old-record-id-UsN3d1Qfaot5uyxdhXcuhVzZs0f"><span style="font-size: 16px;"><br></span></div><div style="text-align:center" data-type="image" data-ace-gallery-json="{"items":[{"uuid":"cca7dcea-a812-4c28-80c4-e01e84996448","height":1372,"width":2936,"currHeight":1372,"currWidth":2936,"natrualHeight":1372,"natrualWidth":2936,"pluginName":"imageUpload","scale":1,"src":"https%3A%2F%2Finternal-api-drive-stream.larksuite.com%2Fspace%2Fapi%2Fbox%2Fstream%2Fdownload%2Fpreview%2FSQ2xb3Ec4o1BiRx1WKFu6RGSsTb%2F%3Fpreview_type%3D16","file_token":"SQ2xb3Ec4o1BiRx1WKFu6RGSsTb","image_type":"image/png","size":343342,"comments":[]}]}" class="image-uploaded gallery old-record-id-IFS5dAQvJozZ71x9JRHuA0TdsEd"><img src="https://mexc-rainbown-activityimages.s3.ap-northeast-1.amazonaws.com/banner/F20261023145324971CAmnAJIakKGoqq.png" data-single-block="true" 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data-src="https://internal-api-drive-stream.larksuite.com/space/api/box/stream/download/all/SQ2xb3Ec4o1BiRx1WKFu6RGSsTb/?mount_node_token=IFS5dAQvJozZ71x9JRHuA0TdsEd&mount_point=docx_image" data-width="2936" data-height="1372" data-lark-image-uri="drivetoken://SQ2xb3Ec4o1BiRx1WKFu6RGSsTb" data-lark-image-width="2936" data-lark-image-height="1372" data-host-from-cloud="true" style="max-width: 100%; height: auto; border-radius: 12px; font-size: 16px;"></div><div class="ace-line ace-line old-record-id-ShL0dp9WMoFaHMxyEXMuuKoysgd"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-QM4hddYEKockQOxYJL9uQtvPske"><span style="font-size: 16px;">步骤 2：输入充值详情</span></h3><div class="ace-line ace-line old-record-id-ZpxndoUOWo77xdxtrPGu4l2Jscf"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-EAVrdG8Ixowabhx2bohurW8Gsuh"><span style="font-size: 16px;">1）选择 USD 作为您的支付币种</span></div><div class="ace-line ace-line old-record-id-DfkjdhzlZotXWtxmo8Xupzn0spb"><span style="font-size: 16px;">2）输入您希望充值的金额</span></div><div class="ace-line ace-line old-record-id-O9iRdb1fuoPxdWx9gxcuXzgKsYb"><span style="font-size: 16px;">3）选择银行转账 (SWIFT) 作为支付方式</span></div><div class="ace-line ace-line old-record-id-W8S0d8016o8PskxrAEzu63Axsze"><span style="font-size: 16px;">注意：最终到账金额将以实际收到的金额为准。</span></div><div class="ace-line ace-line old-record-id-E5Pddy4aaocri1xQUb5uy719sTc"><span style="font-size: 16px;"><br></span></div><div style="text-align:center" data-type="image" 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old-record-id-IkRPdUX8BoquCpxtAZ2ukWdssuc"><span style="font-size: 16px;">步骤 3：完成账户设定</span></h3><div class="ace-line ace-line old-record-id-HMxodQSLCoF0pWxXvAqujY4Ksxb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-FQ6tdnLsHoTTMcxMzCiu85INsCh"><span style="font-size: 16px;">您可能需要查看并提供您的身份信息以设定您的银行转账账户，包括您的全名、国籍、居住国家/地区以及其他所需详情。</span></div><div class="ace-line ace-line old-record-id-Yb6ddsdiPoTjQmxbpnsu41HCsGc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-HyS6d5iYjos6BGxGN92utT4ysFh"><span style="font-size: 16px;">请确保所有信息均准确无误，且与您已认证的账户详情相符。</span></div><div class="ace-line ace-line old-record-id-LpKHdVtZIoOXNdxk8IluQ3hFsmb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-D5ETdMCzQo7KLexOzMYuckgJspb"><span style="font-size: 16px;">账户建立通常需要约 2 分钟。完成后，您即可继续进行转账。</span></div><div class="ace-line ace-line old-record-id-UuxrdJLP8o2adhxmYw8uVlzXsxh"><span 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style="font-size: 16px;">步骤 4：进行银行转账</span></h3><div class="ace-line ace-line old-record-id-IqljdhUU3oxrR9xcmoFuy2SCsug"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-BPKcdcGPVopz3mx41xJukyONsSe"><span style="font-size: 16px;">查看 MEXC 提供的转账详情，包括：</span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-SRFHdGQmjoTKC1xOPKSuUtyzsue" data-list="bullet"><div><span style="font-size: 16px;">收款人姓名</span></div></li><li class="ace-line ace-line old-record-id-ElPGdmMOJoyHq2xwEImuPCqHsRe" data-list="bullet"><div><span style="font-size: 16px;">IBAN</span></div></li><li class="ace-line ace-line old-record-id-LYtIdH3eYo6ZGSxUREIuOfrgsAg" data-list="bullet"><div><span style="font-size: 16px;">收款人账户</span></div></li><li class="ace-line ace-line old-record-id-NNgvdrDD5ofXnzxr63fuP9ypswL" data-list="bullet"><div><span style="font-size: 16px;">附言/备注</span></div></li><li class="ace-line ace-line old-record-id-WiLrd7sstoI9UHxgYaPuZi06sdb" data-list="bullet"><div><span style="font-size: 16px;">其他银行详情（如适用）</span></div></li></ul><div class="ace-line ace-line old-record-id-LDCqdufWEoIIQgxCVD5uh0g8s2Z"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-WLTBdsSEUoFPUZx7fm7uEiR4s5d"><span style="font-size: 16px;">使用这些详情从您的银行发起 SWIFT 转账。</span></div><div class="ace-line ace-line old-record-id-SwLRdvu7XoBLBpxsCY3u2cS3sQd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-LLXvd2laOoXif8xnbN3u0DeQsQc"><span style="font-size: 16px;"><strong>重要提示：</strong>请严格按照显示的信息输入收款人详情与附言码。信息错误可能会导致转账失败或延迟。</span></div><div class="ace-line ace-line old-record-id-UiaFdKKGTovNibxT5Lwu7Siqsqb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-CKAydXFsBouQXAxY9lHuVV9Ss6f"><span style="font-size: 16px;">进行银行转账时，请特别注意以下事项：</span></div><div class="ace-line ace-line old-record-id-Fbz6dPHTNolkSOxOz95umTovsUc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-YriqdfgiDoECZgxUu4CuAWNvsqf"><span style="font-size: 16px;">1）收款账户信息</span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-XTvDdfKYXohjazx79zyuhePEsCg" data-list="bullet"><div><span style="font-size: 16px;">请根据银行要求，使用国际银行账号（IBAN）或银行账号进行转账。</span></div></li><li class="ace-line ace-line old-record-id-SNkVdCIOGoijO7xlxGKuwm1SsVe" data-list="bullet"><div><span style="font-size: 16px;">转账类型请选择【个人转账】，收款银行所在国家或地区请选择【巴林】（Bahrain，BH）。</span></div></li><li class="ace-line ace-line old-record-id-GcSldzFLDoKHKvxBRmLuDMSrsbb" data-list="bullet"><div><span style="font-size: 16px;">部分银行在办理国际汇款时可能要求填写中间行信息。如有需要，请以 MEXC 充值页面显示的中间行信息为准。</span></div></li></ul><div class="ace-line ace-line old-record-id-KIGFdsDIPoSWvsxmSGmumCaesqc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Nqywd6PwkoXIucxD5j4uiUDTsMb"><span style="font-size: 16px;">2）付款账户要求</span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-G7vkdbGJaonGvkxdolyumR5usnJ" data-list="bullet"><div><span style="font-size: 16px;">请使用与 MEXC 实名认证姓名一致的本人银行账户进行汇款。使用他人名下的银行账户汇款，款项将被退回。</span></div></li></ul><div class="ace-line ace-line old-record-id-RX6Wd0dBcoq3IjxksnVuoB0hs6d"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-YuoAdGphao14Jsx4jajuMBlLsxb"><span style="font-size: 16px;">3）转账备注</span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-KN17dy4Tgo07VAxNHJEu225Zswf" data-list="bullet"><div><span style="font-size: 16px;">请在转账备注中完整填写页面提供的汇款识别码（Reference）。未填写或填写错误可能导致订单匹配延迟，甚至无法匹配。</span></div></li></ul><div class="ace-line ace-line old-record-id-SwMld6y6Po2eIsxHpiPuBujLsob"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-V77Kdu5V7o9XX8xo8vTu4A04slc"><span style="font-size: 16px;">4）手续费</span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-IEXkdg8dWofO55xmkELu6du1sah" data-list="bullet"><div><span style="font-size: 16px;">SWIFT 汇款可能经过一家或多家中间行，中间行可能从汇款金额中另行扣费。</span></div></li><li class="ace-line ace-line old-record-id-Sq18dFTSEoWPooxAZ3jueJR1spb" data-list="bullet"><div><span style="font-size: 16px;">请在银行端选择【汇款人承担全部手续费（OUR）】。请确保实际到账金额不低于订单金额。</span></div></li></ul><div class="ace-line ace-line old-record-id-QL27dW5aXontvYxmVdJun0E4sUc"><span style="font-size: 16px;"><br></span></div><div style="text-align:center" data-type="image" 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data-src="https://internal-api-drive-stream.larksuite.com/space/api/box/stream/download/all/IFCNbzJLSo6uMYxrwTcuyqEtsZa/?mount_node_token=WtyPdAF7YoZc38x2EFLuRrGCs3g&mount_point=docx_image" data-width="1782" data-height="1674" data-lark-image-uri="drivetoken://IFCNbzJLSo6uMYxrwTcuyqEtsZa" data-lark-image-width="1782" data-lark-image-height="1674" data-host-from-cloud="true" style="max-width: 100%; height: auto; border-radius: 12px; font-size: 16px;"></div><div class="ace-line ace-line old-record-id-Naptdl4qEopjRQxzVdCuZcXQs7d"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-YJWZdZftmouLEUx55ABuutEbsef"><span style="font-size: 16px;">步骤 5：等待您的充值到账</span></h3><div class="ace-line ace-line old-record-id-PzuPdK7zpoKEHPxSzDXuhWMEsWh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-MZV5drIHKojNcHxMiHCuSSPMsng"><span style="font-size: 16px;">收到并确认转账后，您的 USD 将划转至您的法币账户。</span></div><div class="ace-line ace-line old-record-id-FAewdWbq0oStdIxkfLCuw1nYspb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-BCI0d8JM6o0igGx6gkNuPUBTsWf"><span style="font-size: 16px;">SWIFT 充值通常在 1-2 个工作日内到账，具体取决于您的银行及所涉及的任何中间银行。</span></div><div class="ace-line ace-line old-record-id-Q8QgdQujmo9DQMxwap1ujM1Xsnd"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-NZu5dHVlconIysxUGZMuH1lCspW"><span style="font-size: 16px;">步骤 6：查看您的交易历史纪录</span></h3><div class="ace-line ace-line old-record-id-Az5jd6f10ovijwxoKvUudkQes9n"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-YGAJdpy9qoS9qfxiYXPuMwlDsyd"><span style="font-size: 16px;">前往资产 → <a data-lark-is-custom="true" href="https://www.mexc.com/assets/fiat">法币</a>以查看您的法币充值与提现历史纪录。</span></div><div class="ace-line ace-line old-record-id-MaB0dt5Kfo5uXqxsFVauCNrFsCA"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-RpqtdduHxorqkAxaQ28usqOCsEh"><span style="font-size: 16px;">到账后，您的 USD 余额即可用于购买数字货币与进行交易。</span></div><div class="ace-line ace-line old-record-id-XEzsdJF7PoMI3gxVk8EuqJPEswd"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-THFddk2FaosPwIxDsVGuoYKIsKb"><strong>2. 提现</strong></h2><div class="ace-line ace-line old-record-id-RYifd789Eov3DCxuepCuj9KZsNb"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-Lnxbdyu3PoEWO4xAj6CugFXdsSd"><span style="font-size: 16px;">步骤 1：前往法币提现页面</span></h3><div class="ace-line ace-line old-record-id-Shzhd7Y2MoRsODxUHfPu6rgPspf"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-SN3ddaCGjotfILxkHDmu3h3KsAf"><span style="font-size: 16px;">前往<a data-lark-is-custom="true" href="https://www.mexc.com/buy-crypto/fiat-deposit">法币充值页面</a>。或者，将鼠标悬停在顶部导航栏的买币上，然后选择法币充值。然后选择提现以切换至法币提现页面。</span></div><div class="ace-line ace-line old-record-id-GQYbd76pTo1cl2xSYfnuUx4JsQb"><span style="font-size: 16px;"><br></span></div><div style="text-align:center" data-type="image" data-ace-gallery-json="{"items":[{"uuid":"c8ec8791-9054-40c4-a99d-abc413cea851","height":1526,"width":3810,"currHeight":1526,"currWidth":3810,"natrualHeight":1526,"natrualWidth":3810,"pluginName":"imageUpload","scale":1,"src":"https%3A%2F%2Finternal-api-drive-stream.larksuite.com%2Fspace%2Fapi%2Fbox%2Fstream%2Fdownload%2Fpreview%2FHskdbHx9IoCIDOx8dj0ujdShsFT%2F%3Fpreview_type%3D16","file_token":"HskdbHx9IoCIDOx8dj0ujdShsFT","image_type":"image/png","size":410418,"comments":[]}]}" class="image-uploaded gallery old-record-id-A1OId0xQYoIGsqxag0fujtDYspc"><img src="https://mexc-rainbown-activityimages.s3.ap-northeast-1.amazonaws.com/banner/F20261023145325337jZxvEJEd75pBJF.png" data-single-block="true" 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data-src="https://internal-api-drive-stream.larksuite.com/space/api/box/stream/download/all/HskdbHx9IoCIDOx8dj0ujdShsFT/?mount_node_token=A1OId0xQYoIGsqxag0fujtDYspc&mount_point=docx_image" data-width="3810" data-height="1526" data-lark-image-uri="drivetoken://HskdbHx9IoCIDOx8dj0ujdShsFT" data-lark-image-width="3810" data-lark-image-height="1526" data-host-from-cloud="true" style="max-width: 100%; height: auto; border-radius: 12px; font-size: 16px;"></div><div class="ace-line ace-line old-record-id-ACMNdiBFuonHMlxY0XyuiepOswh"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-BGIfdCSd3ooH9IxXBAuuvwnUsLN"><span style="font-size: 16px;">步骤 2：输入提现详情</span></h3><div class="ace-line ace-line old-record-id-MXPYdH9hxorJABxvhchusglmsic"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-TjccdUPl2oaCu0xy0IOuW9oTspd"><span style="font-size: 16px;">1）选择 USD 作为您的支付币种。</span></div><div class="ace-line ace-line old-record-id-ERqPdyEL6oYaH9xnf63uMkQxsTg"><span style="font-size: 16px;">2）输入您希望提现的金额。</span></div><div class="ace-line ace-line old-record-id-BaWFdvt6Kos3hPxbxdDuG3F7sld"><span style="font-size: 16px;">3）选择银行转账 (SWIFT) 作为您的提现方式。</span></div><div class="ace-line ace-line old-record-id-TQ51dPtsdoGt4dxrQ0ruXe6YsPh"><span style="font-size: 16px;">4）按要求输入您的银行账户详情。</span></div><div class="ace-line ace-line old-record-id-WdAedtcdmoRJ3SxUGz3uwCqYseg"><span style="font-size: 16px;">5）核对提现详情及适用手续费，然后继续操作。</span></div><div class="ace-line ace-line old-record-id-OBFQdLdvBonhrsxX2oQuSXEusAc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-VBS0dvo0Doq9agx0WM1ua9DBsDc"><span style="font-size: 16px;">重要提示：请确保您的银行账户信息准确无误。信息错误或不完整可能会导致延迟或提现失败。</span></div><div class="ace-line ace-line old-record-id-NfoSdlC2ooWCtNxCafTuQhHvsWh"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-LDKGd1HW1oAtVqxtpzXupceas9K"><span style="font-size: 16px;">步骤 3：完成安全认证</span></h3><div class="ace-line ace-line old-record-id-TpdGdOR35o54gdxH1kSunHvms6f"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Tf5jddEYNoU0cPxo2rauORvXsRb"><span style="font-size: 16px;">核对并确认您的提现详情，然后完成安全认证 (2FA)。</span></div><div class="ace-line ace-line old-record-id-QN5VdV6upoyZOnxPQQMuRJmoszh"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-CetrdPDNPoL9svxYF6huMFpasOd"><span style="font-size: 16px;">步骤 4：等待您的提现</span></h3><div class="ace-line ace-line old-record-id-R8zzd2ZhCoWI91xlCLTumHfjspg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-TZf6dKgjHoQye1xA6rfuLvV6sAf"><span style="font-size: 16px;">您的提现申请成功提交后将会进行处理，资金将通过 SWIFT 发送至您的银行账户。</span></div><div class="ace-line ace-line old-record-id-VEN4dqSgeoOxvOxp3e2uveJTszd"><span style="font-size: 16px;">SWIFT 提现可能需要 1 到 2 个工作天到账，具体取决于收款银行、中间银行及银行假期。</span></div><div class="ace-line ace-line old-record-id-XJWEdZD2iop5LPxpXXNuYJF6sng"><span style="font-size: 16px;">您可以在订单下查看您的<a data-lark-is-custom="true" href="https://www.mexc.com/buy-crypto/order-processing/fiat-order-list">提现状态</a>。</span></div><div class="ace-line ace-line old-record-id-AqbydJe84oONbXxRmGauemqQsIe"><span style="font-size: 16px;">即使 MEXC 上显示提现已完成，您的银行可能仍需要额外时间将资金划入您的账户。最终划转金额与收到时间取决于您银行的处理情况与记录。</span></div><div class="ace-line ace-line old-record-id-Yu9rdnEOYo2BJHx7gEEusBWts8f"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-IsC2dO74GoStnUxXSCnu6YtXs7d"><strong>3. 重要注意事项</strong></h2><div class="ace-line ace-line old-record-id-HOMed1ehzoTqCOxvyAgumr3ysRh"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-MTZtdAwM0oljyqxE3FTu4VLbstb"><span style="font-size: 16px;">3.1 资格</span></h3><div class="ace-line ace-line old-record-id-OzWRdFoc6o2h2ExdylRuVkKdsxd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-BVYqdMv91oe84jx8a8iu36w7sZc"><span style="font-size: 16px;">USD 银行转账 (SWIFT) 适用于地址证明 (POA) 或身份证明 (POI) 来自以下支持国家或地区的符合条件用户：</span></div><div class="ace-line ace-line old-record-id-BGMDdZyRKoqH3ZxSpwauyS7XsXb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-MNfQd2dWAoIQh6xWNU9ufRzbsle"><span style="font-size: 16px;">奥兰群岛、安道尔、南极洲、阿鲁巴、澳大利亚、奥地利、巴林、巴巴多斯、比利时、百慕大、不丹、博茨瓦纳、布韦岛、巴西、英属印度洋领地、文莱、佛得角、加拿大、开曼群岛、智利、圣诞岛、科科斯（基林）群岛、库克群岛、克罗地亚、捷克共和国、丹麦、多米尼克、爱沙尼亚、福克兰群岛、法罗群岛、斐济、芬兰、法国、法属圭亚那、法属南部领地、直布罗陀、希腊、格陵兰、格林纳达、瓜德罗普、关岛、根西岛、赫德岛和麦克唐纳群岛、香港、冰岛、爱尔兰、马恩岛、以色列、意大利、日本、泽西岛、约旦、基里巴斯、拉脱维亚、列支敦士登、卢森堡、马来西亚、马绍尔群岛、马提尼克、马约特、密克罗尼西亚、蒙特塞拉特、瑙鲁、新喀里多尼亚、新西兰、纽埃、诺福克岛、北马里亚纳群岛、挪威、阿曼、帕劳、皮特凯恩群岛、波兰、葡萄牙、波多黎各、留尼汪、罗马尼亚、圣巴泰勒米、圣赫勒拿、圣基茨和尼维斯、圣卢西亚、圣马丁、圣皮埃尔和密克隆、圣文森特和格林纳丁斯、萨摩亚、圣马力诺、圣多美和普林西比、斯洛伐克、斯洛文尼亚、所罗门群岛、南乔治亚和南桑威奇群岛、韩国、西班牙、斯瓦尔巴和扬马延、瑞典、瑞士、台湾、东帝汶、托克劳、汤加、特克斯和凯科斯群岛、图瓦卢、英国、乌拉圭、梵蒂冈、瓦利斯和富图纳。</span></div><div class="ace-line ace-line old-record-id-H3TFdZTVsoO3VIxatfLudCLusth"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-S261duavEo2MGixAVzuux7pvsFg"><span style="font-size: 16px;">3.2 费用与限额</span></h3><div class="ace-line ace-line old-record-id-J8GWd7g0OopraLxTtpbuzvRBsac"><span style="font-size: 16px;"><br></span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-Gp0CdrTq2oyQHcxoJAcuLJ8Ssvb" data-list="bullet"><div><span style="font-size: 16px;"><strong>充值手续费：</strong>USD 充值享有 0 费率，直至另行通知</span></div></li><li class="ace-line ace-line old-record-id-ARr7dnEW2ocoOTxb1TgurAicsJf" data-list="bullet"><div><span style="font-size: 16px;"><strong>提现手续费：</strong>以提现页面显示的费率为准</span></div></li><li class="ace-line ace-line old-record-id-URrfd6N4iomkwHx7ai1uZWx7scb" data-list="bullet"><div><span style="font-size: 16px;"><strong>每日限额：</strong>最高等值 20,000 USD</span></div></li></ul><div class="ace-line ace-line old-record-id-Z0IjdEHhuo4hCmxxITGu8aQlsm6"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-PUcldzAkBoSTF2xFCgDux3Hgs6g"><span style="font-size: 16px;">3.3 充值说明</span></h3><div class="ace-line ace-line old-record-id-W8PfdzpP1ofvqxxCQkNueOY9sic"><span style="font-size: 16px;"><br></span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-CU3ddZqdBoFXTExJn4muKSo4ssh" data-list="bullet"><div><span style="font-size: 16px;">银行账户持有人姓名必须与您进行 MEXC 身份认证时使用的姓名一致。</span></div></li><li class="ace-line ace-line old-record-id-ElEOd9YMLov4UJxVkDpuun1CsEf" data-list="bullet"><div><span style="font-size: 16px;">划入您 MEXC 法币资产的金额将以实际收到的金额为准。</span></div></li><li class="ace-line ace-line old-record-id-IycRdYujLoJVVNx8Whcuu3nBsze" data-list="bullet"><div><span style="font-size: 16px;">请务必使用针对该笔具体交易显示的银行详情及附言码。</span></div></li><li class="ace-line ace-line old-record-id-E9KUd7lDSoOwpNxaRFsuZUl3sJh" data-list="bullet"><div><span style="font-size: 16px;">您的银行可能会收取 SWIFT 手续费。您自己的银行或中间银行可能会收取额外的 SWIFT 转账费用。</span></div></li></ul><div class="ace-line ace-line old-record-id-WrJNdgH7YogJhZxXmQ2uoWmrs6d"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-Arqkdv0gpoC2Whx6vTkunqdUs4g"><span style="font-size: 16px;">3.4 银行汇款字段填写参考</span></h3><div class="ace-line ace-line old-record-id-NojVdYXnCoHdc5xEHlWuyHMrsqb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-WAQ7dW99zoLorOxVtm0ubiZUsdh"><span style="font-size: 16px;">不同银行的网银或手机银行可能使用不同的字段名称。办理 SWIFT 汇款时，请参考以下对照表填写，并以 MEXC 充值页面显示的信息为准。</span></div><div class="ace-line ace-line old-record-id-Oy17dr0CHob87kx8mqIupJw4sOh"><span style="font-size: 16px;"><br></span></div><div><table class="ace-table" data-ace-table-col-widths="188;205;384" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="188"><col width="205"><col width="384"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-ITIidQiWdoaVBbxsMpTujxUssvg"><strong style="font-size: 16px;">银行界面常见字段</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-ZdYUd4tUkoeNXKxhpDoufNb8sOf"><strong style="font-size: 16px;">应填写信息</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-BGlkdRpx5oi89rxC9WyuCIJAspd"><strong style="font-size: 16px;">重要说明</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-XDEudRtvMof5mcxO2ZjusWlZsah"><strong style="font-size: 16px;">汇款人姓名 / Ordering Customer / Remitter</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-WV4ddnFlyozpUrxiWzYuUVozshd"><span style="font-size: 16px;">您银行账户的完整法定姓名</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-TDBnd4MW0o7xJaxeKkKukok0sGb"><span style="font-size: 16px;">必须与银行账户姓名完全一致，请勿使用首字母缩写或简称。</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Nja9dxJYRoRsQVxHCxOu4l6Msec"><strong style="font-size: 16px;">收款人姓名 / Beneficiary Name</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-OLRQdfYTyosR9QxQd4OuVu53s1g"><span style="font-size: 16px;">MEXC 充值页面显示的 Receiver Name</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-DWzMdjjxxoVNOHxoaEQumiUKsmz"><span style="font-size: 16px;">完整复制页面提供的收款人姓名。</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-J8p7db5HSobK22xLIpquoD7fsTf"><strong style="font-size: 16px;">收款人账号 / Beneficiary Account / IBAN</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-VnoqdDkqRoAwbhxtdvzuq9KCsFf"><span style="font-size: 16px;">MEXC 提供的 IBAN 或 Recipient Account</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Kds0dVukOoVlU3x5Uzsu4du7sIc"><span style="font-size: 16px;">根据银行要求填写；如要求使用 IBAN，填写完整 IBAN。</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-KIKOdSf0mo0Ajmx61b3u5twFsic"><strong style="font-size: 16px;">SWIFT / BIC 代码</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Q3FSdQFaYodhTnxYMFhu5PS2sRb"><span style="font-size: 16px;">MEXC 提供的 SWIFT Code</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-BslFdXbTfoosFExMV9FuMm9zsZg"><span style="font-size: 16px;">SWIFT/BIC 用于识别银行，IBAN 用于识别具体账户；如均要求填写，请同时填写。</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-FlMWd731dohD7tx5ZYOupqNRs5i"><strong style="font-size: 16px;">汇款附言 / Payment Reference / Reason for Payment</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-LrCgdxPDio7QnAxG3AiuUWMysCc"><span style="font-size: 16px;">MEXC 充值页面显示的 Reference Code</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-FpafdKFp6oU1aWxE2BNucAersag"><span style="font-size: 16px;">该字段为必填项。若缺失或填写错误，入金可能无法自动入账。</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Ecwxd02OZoyjhFxCSnTuRPwTsNh"><strong style="font-size: 16px;">收款银行地址 / Beneficiary Bank Address</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-ABzHdajVToyHl1x1VVSu6ilesZf"><span style="font-size: 16px;">如银行要求填写，请使用 MEXC 提供的银行所在城市及国家</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-QN2kdz5eBotNrIxoVqvuKz6hsFd"><span style="font-size: 16px;">部分银行在仅提供 SWIFT 代码不足以识别收款行时，会要求填写地址信息。</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-NmTYdwx8Do4khYx6wG1utLUDsWf"><strong style="font-size: 16px;">费用承担方式 / Details of Charges</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Lx43dIy10owxLrxj2yhuagu1shb"><span style="font-size: 16px;">建议选择 OUR</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-SzVAdwDTmo3P1FxE5AauNm6psIh"><span style="font-size: 16px;">若选择 SHA，中间行费用可能从汇款金额中扣除，导致实际到账金额减少。</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-E6dOd904do55ALxeqEru87GksEg"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-CLt1dH24LomndbxN3TtuhrWhsbc"><span style="font-size: 16px;">3.5 汇款注意事项及异常处理</span></h3><div class="ace-line ace-line old-record-id-TO2Ad4W5roBipfxQ8YfuFPzKsie"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-FRGxdbuAdonSUPxDYWwumwNissd"><span style="font-size: 16px;">转账前，请务必核对以下信息：</span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-ZSlPd6jK1oOyZpxDUBau8yOtsAd" data-list="bullet"><div><span style="font-size: 16px;">收款信息：收款人姓名、IBAN/银行账号及 SWIFT/BIC 代码必须与 MEXC 充值页面显示的信息一致。</span></div></li><li class="ace-line ace-line old-record-id-KBtLdBSuBoNZiZxmkn7uCek5skf" data-list="bullet"><div><span style="font-size: 16px;">汇款附言：请完整填写充值页面提供的 Reference Code，缺失或填写错误可能导致订单无法正常匹配。</span></div></li><li class="ace-line ace-line old-record-id-SOhNdFRtto2KyTxdzh8ut3T6sGb" data-list="bullet"><div><span style="font-size: 16px;">付款账户：必须使用与 MEXC 实名认证姓名一致的本人银行账户，第三方账户汇款将被退回。</span></div></li><li class="ace-line ace-line old-record-id-C5Mvd8v9PongGjx67LNuf3ENsMj" data-list="bullet"><div><span style="font-size: 16px;">汇款金额及手续费：确保汇款金额符合充值限额及最低入金要求，并考虑可能产生的银行手续费。</span></div></li><li class="ace-line ace-line old-record-id-VbOXdeO8PogcrUxoUScuW5g5sqc" data-list="bullet"><div><span style="font-size: 16px;">汇款凭证：建议保存充值页面的收款信息及银行汇款回单，以便后续查询。</span></div></li></ul><div class="ace-line ace-line old-record-id-GrdBdzyZsoavDbxFgVWugKOKsNz"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-JTZed7aNMoyiZ6x6a8zuCmIrsVh"><span style="font-size: 16px;">如果汇款出现异常或迟迟未到账：</span></div><div class="ace-line ace-line old-record-id-W1E1dsfB7o2qL1xOIH3uVCYhseb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-PP8CdNT62o4YHfxc1LRuIxvEssc"><span style="font-size: 16px;">SWIFT 汇款可能因银行处理、收款信息错误或订单匹配失败而延迟到账。如果超过 3 个工作日仍未到账，请按照以下步骤处理：</span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-ZEXYdgDPvoN9ZFxyIvluiNxosAc" data-list="bullet"><div><span style="font-size: 16px;">核对汇款信息：检查汇款回单中的收款人姓名、IBAN、SWIFT/BIC 代码及 Reference Code 是否正确。</span></div></li><li class="ace-line ace-line old-record-id-ERYIdZ19montAsxexkpuhluzspe" data-list="bullet"><div><span style="font-size: 16px;">联系汇款银行：确认资金是否已成功汇出，以及当前处理状态。</span></div></li><li class="ace-line ace-line old-record-id-WW69dmQoVom6kjxTWTpuUFb9sOb" data-list="bullet"><div><span style="font-size: 16px;">联系 MEXC 客服：如银行确认汇款已完成，请提交 OTC 工单，并提供汇款回单、交易参考号、汇款金额及汇款日期，以便进一步核查。</span></div></li></ul><div class="ace-line ace-line old-record-id-QEBldwhaKop2BCxuBm0uEjREsIc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-IJjDdrf3ho107pxXH58uDMMas4d"><span style="font-size: 16px;">安全提醒：请仅使用 MEXC 官方充值页面提供的银行收款信息，切勿通过电子邮件、Telegram 或其他非官方渠道获取或确认收款账户信息。</span></div><div class="ace-line ace-line old-record-id-Y035dnagDo6SaOxzFVIu7F3Asye"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-QxXddJP9Zoq449x2culuu8BVsgf"><span style="font-size: 16px;">如果您有任何疑问，欢迎提交 <a data-lark-is-custom="true" href="https://www.mexc.com/support/ticket/submit/otc-consultation">OTC 工单</a>寻求协助。</span></div><div style="text-align:left" class="ace-line ace-line old-record-id-MKvQdvOp9ommLnxRph6uswq0s3g"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-XmGEdpQpzo8CB5xXrsruWhq4s9d"><span style="font-size: 16px;">推荐阅读：</span></h3><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-IT1pdi8LUoo8zYxBHDdu0Oias5b" data-list="bullet"><div><a data-lark-is-custom="true" href="https://www.mexc.com/zh-TW/support/article/how-to-complete-advanced-kyc-verification-360041069032" style="font-size: 16px;">如何完成高级身份认证</a></div></li><li class="ace-line ace-line old-record-id-PNvkdfrjvoOgx9xsvGmu8F2us9g" data-list="bullet"><div><a href="https://www.mexc.com/support/article/how-to-buy-crypto-with-0-fees-on-mexc-381169001672370176" data-lark-is-custom="true" style="font-size: 16px;">如何在 MEXC 0 手续费买币？</a></div></li><li class="ace-line ace-line old-record-id-FPI3dzIYNor6zKxdQbLuzEPlswd" data-list="bullet"><div><a href="https://www.mexc.com/support/article/the-complete-guide-to-buying-crypto-for-beginners-374370420630069248" data-lark-is-custom="true" style="font-size: 16px;">法币购买数字货币完全指南：MEXC 法币充值新手教程</a></div></li><li class="ace-line ace-line old-record-id-M3NqdYVbToltjAxh9UyuyMbys2g" data-list="bullet"><div><a href="https://www.mexc.com/support/article/how-to-deposit-pln-on-mexc-using-blik-440434628324942848" data-lark-is-custom="true" style="font-size: 16px;">如何在 MEXC 上使用 BLIK 充值 PLN</a></div></li><li class="ace-line ace-line old-record-id-V64MdmkYjog9sMxCp5Fu3N2csNb" data-list="bullet"><div><a href="https://www.mexc.com/support/article/how-to-buy-crypto-using-third-party-channel-360055862031" data-lark-is-custom="true" style="font-size: 16px;">如何使用第三方通道购买数字货币</a></div></li></ul><div class="ace-line ace-line old-record-id-U4cOd5Jjyo6RHex59yXu2J4Iszf"><br></div></div>

<div data-page-id="ByyMdzEtJoFcc6xPXwou9rsEsWh" data-lark-html-role="root" data-docx-has-block-data="true"><h2 class="heading-2 ace-line old-record-id-AQQldZIvdovi5zxbTDvu7ctrs7g"><strong>MEXC T+N 提现政策问答 </strong></h2><div class="ace-line ace-line old-record-id-YrpfdebQvo33jUxgrqgup3nKsnc"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-OWcLd1oujomupRxK5psueyIAsRe"><strong>1. 什么是 T+N 提现政策？</strong></h2><div class="ace-line ace-line old-record-id-Iyl0dFEAyomGmpx7kJnuIrviskI"><span style="font-size: 16px;"><br></span></div><div style="text-align:left" class="ace-line ace-line old-record-id-SFEvdGUp1oPV31xJ8l4uTUxwsPe"><span style="font-size: 16px;">T+N 提现政策要求用户通过 OTC（场外交易）购得的加密货币需等待 N 小时后方可提现或转出。此政策旨在风控核查期间冻结可疑资金，防范洗钱和诈骗。</span></div><div class="ace-line ace-line old-record-id-QONYdjHoGoumOGxUgxAuRXl7sqd"><span style="font-size: 16px;"><br></span></div><div style="text-align:left" class="ace-line ace-line old-record-id-XOuMdkKQ0ofAOYxeJ3LuF0PQsUe"><span style="font-size: 16px;">T+N 是对通过法币渠道（OTC）获得的资产设置的流动限制政策，涵盖：限制操作：提现、站内转账、OTC 卖出、法币出金、发红包 N 天倒计时结束前，上述操作均被冻结（如 T+N=24/72 小时）</span></div><div class="ace-line ace-line old-record-id-EozAdM21XoVFBnxUvo6ug172sDb"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-RcKrdSaKBo7iz7x16m9usCOjsfb"><strong>2. 为什么需要 T+N 提现等待时间？</strong></h2><div class="ace-line ace-line old-record-id-NotNdisSuojmODxUNU0ujn7Ssab"><span style="font-size: 16px;"><br></span></div><div style="text-align:left" class="ace-line ace-line old-record-id-IXx2dCV8RoWfSlxBppjus8YPs8f"><span style="font-size: 16px;">风险缓冲：24/ 72 小时缓冲期可拦截不法资产提现，避免黑钱流入平台。</span></div><div style="text-align:left" class="ace-line ace-line old-record-id-L3xrdhaiHoHpNBxPMiSulb82sBh"><span style="font-size: 16px;">合规安全：配合反洗钱（AML）要求，降低用户银行卡冻结风险。</span></div><div style="text-align:left" class="ace-line ace-line old-record-id-NXu3d3bzSovAP9xWUyXuBFcisvc"><span style="font-size: 16px;">动态监测：平台利用此时间分析交易模式，标记高风险行为（如大额可疑转账）。</span></div><div style="text-align:left" class="ace-line ace-line old-record-id-IuQqdvGP2ouMZUxIw5fuxWXcsYX"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-NaqtdEjAJoIkLqxjRl4uWZYesBb"><strong>3. T+N 提现政策适用于哪些国家？</strong></h2><div class="ace-line ace-line old-record-id-DY1OdI5zjoZ14kxBVISuXkMYsYg"><span style="font-size: 16px;"><br></span></div><div style="text-align:left" class="ace-line ace-line old-record-id-CbIRda9AXoUXY2xPwuPuMim9s8c"><span style="font-size: 16px;">白俄罗斯、比利时、巴西、哥伦比亚、捷克共和国、丹麦、爱沙尼亚、法国、德国、匈牙利、冰岛、印度、爱尔兰、意大利、哈萨克斯坦、拉脱维亚、荷兰、尼日利亚、挪威、波兰、罗马尼亚、俄罗斯、沙特阿拉伯、斯洛伐克、西班牙、瑞士、泰国、土耳其、乌克兰、阿拉伯联合酋长国、英国、乌兹别克斯坦、约旦</span></div><div style="text-align:left" class="ace-line ace-line old-record-id-JFUvdbJhioLREvxLVqwuw8yksjh"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-ManydD4iEoGbLYxmat1ufvoLsPc"><strong>4. 哪些交易会受到 T+N 政策影响？</strong></h2><div class="ace-line ace-line old-record-id-LEnDdSpUZoWzvWx63EKuEJgws9N"><span style="font-size: 16px;"><br></span></div><div style="text-align:left" class="ace-line ace-line old-record-id-GExsdjdIToTFlQxUw7yuPoMBs8e"><span style="font-size: 16px;">仅限 OTC 购买的加密货币，包括：</span></div><div><table class="ace-table" data-ace-table-col-widths="100;100;317" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="100"><col width="100"><col width="317"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-NxqrdunsJoPbsex3qxfu8V5DsZd"><span style="font-size: 16px;">场景</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-UMRHdZ3FUoGoCjxUQHPuvbZYsMc"><span style="font-size: 16px;">是否受限</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-POHpdygYBo81jLx11BDuaF0TsUe"><span style="font-size: 16px;">说明</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-BvLSdTjU3oEVOQxtZxvuLDe7sQc"><span style="font-size: 16px;">OTC 卖出</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-UtAbdrB8koVYgDxzTluuue60sKe"><span style="font-size: 16px;">✅</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-NDgqdr2DpouWdOx7g3vuE44Bsle"><span style="font-size: 16px;">T+N 期间禁止卖出法币资产</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Wbi7dtpZvohRFbxuqmguKkELsoS"><span style="font-size: 16px;">法币渠道出金</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Xi9Kd9Gtao2YNFxe4kpupXbBsPc"><span style="font-size: 16px;">✅</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-VFlDdqU2iovMxSxPPg0uVtRlstd"><span style="font-size: 16px;">禁止转换为法币并提现至银行</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-AoY7dp1nVo4ZIYx9LTBuEjLNsle"><span style="font-size: 16px;">提现</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-DAiPdyAeqoPOxuxbYhHugDUqsTf"><span style="font-size: 16px;">✅</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-PzgFdz4rAoKhb2xS84sussEisjc"><span style="font-size: 16px;">禁止链上转出资产</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-MsnrdUAWjogstMxqDOjuo5YXsBc"><span style="font-size: 16px;">转账</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-BrvUdpRJYomBA8xqqqZu8mR9s0S"><span style="font-size: 16px;">✅</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Z1BLdR8czosRAvxd6Lfu1zm3sMh"><span style="font-size: 16px;">禁止站内转移给其他用户</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-IIofdQcsloRIulxYuTKuH8fEsJf"><span style="font-size: 16px;">发红包</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-ZyycduZYboP0kDxq9RWuupEcsxh"><span style="font-size: 16px;">✅</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-AJ0fd7J5goJYtkx9xWSu9mBSs7g"><span style="font-size: 16px;">禁止通过红包发送 OTC 资产</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-SLypdYCV2oOt2KxNreHugiFcsxb"><span style="font-size: 16px;">现货交易</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-HYhpdTv6moTctdxoCcnuETvgsvh"><span style="font-size: 16px;">❌</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-YP0MdLsLCo5MjZxTj05uICzMspd"><span style="font-size: 16px;">可自由交易，但盈利部分提现不受限</span></div></td></tr></tbody></table></div><div style="text-align:left" class="ace-line ace-line old-record-id-RquwdtSzfo3DqDxi4jyuSvkPs3e"><span style="font-size: 16px;">不影响行为：现货交易获利提现、充值加密货币的直接提现 </span></div><div class="ace-line ace-line old-record-id-IhiGdCR2GoVZRbx0E2yubcpZsfh"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-M8gbdae37o52kVxm11kug9fssTg"><strong>5. 提现时间是固定的 24~72 小时吗？</strong></h2><div class="ace-line ace-line old-record-id-RSNFdAgwHoQXcpxhDt2u77aesRh"> <span style="font-size: 16px;"><br></span></div><div style="text-align:left" class="ace-line ace-line old-record-id-MNO6dqNIkoPohXxdFmFuGbvnstd"><span style="font-size: 16px;">否，时间非固定。</span></div><ul start="1" class="list-bullet1"><li style="text-align:left" class="ace-line ace-line old-record-id-PLfkd3S2poWmVpxB4FIubh9osnh" data-list="bullet"><div><span style="font-size: 16px;">基础限制：MEXC 默认采用 T+N（24小时）。</span></div></li><li style="text-align:left" class="ace-line ace-line old-record-id-QVfNdtPCCoENC1xb2JuuO8rssod" data-list="bullet"><div><span style="font-size: 16px;">动态调整：根据风控等级延长（如高风险操作触发 T+2 或更长）。</span></div></li></ul><div style="text-align:left" class="ace-line ace-line old-record-id-BhMrdaJ10o5C0sx7iM4uz44FsOh"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-WPQPdkNBAonN1ExNWs3uJp2OsQg"><strong>6. 如何查询提现状态？</strong></h2><div class="ace-line ace-line old-record-id-KBoJd2a96oCoIsxocQruDBJLscf"><span style="font-size: 16px;"><br></span></div><div style="text-align:left" class="ace-line ace-line old-record-id-Nv2dd1VLfozVWWx8Rkeu171ps3e"><span style="font-size: 16px;">登录 MEXC 账户 → 【资金记录】 → 【提币记录】。查看记录状态：</span></div><ul start="1" class="list-bullet1"><li style="text-align:left" class="ace-line ace-line old-record-id-Y0QIdJMgCok3wTxjVnQuc1krsOd" data-list="bullet"><div><span style="font-size: 16px;">处理中：等待 T+N 倒计时或区块链确认。</span></div></li><li style="text-align:left" class="ace-line ace-line old-record-id-YXeqdtmt1o0NQVxeeOtuUfhbsHd" data-list="bullet"><div><span style="font-size: 16px;">已到账：成功打入目标账户。</span></div></li></ul><div style="text-align:left" class="ace-line ace-line old-record-id-Y38gdOuznoX6akxRLWruBiDAsFf"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-F7VZdGVe0osWt9xsgVsuCx1Rsif"><strong>7. 政策是否适用于所有用户？</strong></h2><div class="ace-line ace-line old-record-id-HlXidWh6aoioPhxW2FCuuFPwseh"><span style="font-size: 16px;"><br></span></div><div style="text-align:left" class="ace-line ace-line old-record-id-Cw5qdwdYModWIqxaICeuDTVyswf"><span style="font-size: 16px;">否，仅触发风控的用户受影响：</span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-PPXJdpCFNoWIolx4VjwuJOV9sJg" data-list="bullet"><div><span style="font-size: 16px;">高风险行为：如频繁大额 OTC 买入后立即提现。</span></div></li><li class="ace-line ace-line old-record-id-RHAcdPrujo6PmfxODZmuFjnxspf" data-list="bullet"><div><span style="font-size: 16px;">非受限用户：正常交易或未触发风控的用户可即时提现。</span></div><ul class="list-bullet2"><div class="ace-line ace-line old-record-id-VP1tdBq8to7qlTxT5ezupIqxs8j"><span style="font-size: 16px;"><br></span></div></ul></li></ul><h2 class="heading-2 ace-line old-record-id-JiXlddgjLoRedqx2viSuLvshsgf"><strong>8. 政策是否会更改或扩展到其他国家？</strong></h2><div class="ace-line ace-line old-record-id-MOHcdFfyPoMmGJxziLiuWmMjsug"><span style="font-size: 16px;"><br></span></div><div style="text-align:left" class="ace-line ace-line old-record-id-LbCrdKH6VoLZ8PxIPEku6QBfspf"><span style="font-size: 16px;">可能调整：</span></div><ul start="1" class="list-bullet1"><li style="text-align:left" class="ace-line ace-line old-record-id-JxfXdE8gDolxoSxyqjzusHk1sVc" data-list="bullet"><div><span style="font-size: 16px;">MEXC 保留根据风控需求扩展政策（如延长 T+N 时长、新增国家）的权利。</span></div></li><li style="text-align:left" class="ace-line ace-line old-record-id-YUgYdEgqYo9FoFxTpAyu75pCsjc" data-list="bullet"><div><span style="font-size: 16px;">若诈骗模式升级，政策可能收紧。</span></div></li></ul><div class="ace-line ace-line old-record-id-KdbSdbwjqoIgeTx7C6vuCqHbspg"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-Cq8zdMi4IofOitxHBJHuoqcLsBf"><strong>9. 提现超过 72 小时未到账怎么办？</strong></h2><div class="ace-line ace-line old-record-id-SI3PdpP4No4raYx9XboubHoRsvd"><span style="font-size: 16px;"><br></span></div><div style="text-align:left" class="ace-line ace-line old-record-id-ZNfadY5q0omCJexChMRuC4y0sKb"><span style="font-size: 16px;">分步处理：</span></div><ul start="1" class="list-bullet1"><li style="text-align:left" class="ace-line ace-line old-record-id-OepLd6pBtoRQ0SxiHKsuaueaspm" data-list="bullet"><div><span style="font-size: 16px;">检查状态：在 “提现历史” 确认是否已完成提现转账。</span></div></li><li style="text-align:left" class="ace-line ace-line old-record-id-KYWXdXk1AoG6fQxFBLSueGomsRk" data-list="bullet"><div><span style="font-size: 16px;">联系客服：若客服确认完成仍未到账，提供 TxID 并申诉。</span></div></li></ul></div>

<div data-page-id="WWs3d3u8EotnoJxZO8FugZ7fsLg" data-lark-html-role="root" data-docx-has-block-data="true"><div class="ace-line ace-line old-record-id-N5PfdtrTpoXk0XxEMAyuGRpostf"><span style="font-size: 16px;">对于很多刚接触加密货币的用户来说，买币最容易踩坑的地方，其实不是操作流程，而是各种“看不见”的费用。</span></div><div class="ace-line ace-line old-record-id-QHhodskcMoYqcFxozOFud5uoskE"><span style="font-size: 16px;">银行卡手续费、跨境支付费、汇率损耗、第三方通道加价……有时候币还没买到，成本已经先多了一层。</span></div><div class="ace-line ace-line old-record-id-UOPAd4vi4oTAlJx5gQYua97uskd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-B5Sddx5bKoAkSHxvO1Ju4K8HstT"><span style="font-size: 16px;">为了降低用户买币门槛，MEXC 目前在多个国家和地区推出了长期或阶段性的 <a data-lark-is-custom="true" href="https://www.mexc.com/campaigns/fiat-0fee-hub-3">0 Fee 买币</a>与法币充值活动。用户可以通过 Apple Pay、Google Pay、银行卡、本地银行转账以及 QR 扫码支付等方式，更低成本地完成加密资产购买。</span></div><div class="ace-line ace-line old-record-id-BMZFdB2JYohmaUxN11ju7uO0sDd"><span style="font-size: 16px;"><br></span></div><div style="text-align:center" class="ace-line ace-line old-record-id-JxJSd54CZo3ReDxZTU0ux8wUsug"><span style="font-size: 16px;">*BTN-<strong>参与活动</strong>&BTNURL=<span style="color:rgb(100,37,208)"><a data-lark-is-custom="true" href="https://www.mexc.com/campaigns/fiat-0fee-hub-3">https://www.mexc.com/campaigns/fiat-0fee-hub-3</a></span>*</span></div><div class="ace-line ace-line old-record-id-APgAdGvUwoPkHYxI9MMuz4Xgshg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Lmvyd4yu3oWmn6xGgEtudL5psah"><span style="font-size: 16px;">这篇文章会带你快速了解：</span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-Jc05dGE0VoB3BjxqHDPubnccsIe" data-list="bullet"><div><span style="font-size: 16px;">MEXC 当前支持哪些 0 Fee 买币方式</span></div></li><li class="ace-line ace-line old-record-id-ZM5BdaLZxoSBmUxOqvout6Gmssf" data-list="bullet"><div><span style="font-size: 16px;">如何通过 Apple Pay / Google Pay 快速买币</span></div></li><li class="ace-line ace-line old-record-id-X0AedOJyQoan3gxGJjZuHOyuswg" data-list="bullet"><div><span style="font-size: 16px;">不同地区支持哪些本地支付渠道</span></div></li><li class="ace-line ace-line old-record-id-EyQxdJfBFoCVKRxpKgOun3oCsRc" data-list="bullet"><div><span style="font-size: 16px;">法币充值和快捷买币有什么区别</span></div></li></ul><div class="ace-line ace-line old-record-id-OLigdr9OAoIdQHxXVZdubQ5osTc"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-QECedOtMOolsq9xOcxBuIFyvsLf"><strong>1. 为什么越来越多人选择用 MEXC 买币？</strong></h2><div class="ace-line ace-line old-record-id-FmSVdSfCHoUGQDxbZVguQzx2s4g"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-U4ehdDiPQo2qeqxrZNMuB2jOsih"><span style="font-size: 16px;"><a data-lark-is-custom="true" href="https://www.mexc.com/">MEXC</a> 提供覆盖全球多个地区的法币入金与快捷买币服务，整体流程更加适合新手用户快速完成首次买币。主要优势包括：</span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-NNrTdGXSsopzU7xiWqfu10qdshD" data-list="bullet"><div><span style="font-size: 16px;">支持 Apple Pay / Google Pay 一键买币</span></div></li><li class="ace-line ace-line old-record-id-JU6BdVi9Vo4SDyxJYV3uT4p1sHH" data-list="bullet"><div><span style="font-size: 16px;">部分支付方式支持 0 手续费</span></div></li><li class="ace-line ace-line old-record-id-XPU1dMwpTooCWVxXimRuw6iPszO" data-list="bullet"><div><span style="font-size: 16px;">覆盖多个国家和地区本地支付渠道</span></div></li><li class="ace-line ace-line old-record-id-P743dFxODoejhCxb0suuhzfUs2d" data-list="bullet"><div><span style="font-size: 16px;">支持本地银行转账与 QR 扫码支付</span></div></li><li class="ace-line ace-line old-record-id-D0oEdMuojolBSZxZ47HuoKJ3s5g" data-list="bullet"><div><span style="font-size: 16px;">支持法币充值与快捷买币两种模式</span></div></li><li class="ace-line ace-line old-record-id-EYmbd9iYgoWhppxpagou37oQs7b" data-list="bullet"><div><span style="font-size: 16px;">买币后可直接进行现货、合约等交易</span></div></li></ul><div class="ace-line ace-line old-record-id-R3O0dNbctoEZxNxAt7QuqtG9scK"><span style="font-size: 16px;">对于希望更低成本进入加密市场的用户来说，0 Fee 活动能够有效降低首次买币成本。</span></div><div class="ace-line ace-line old-record-id-TCM3dFCQEolRaUxIgcLuOcpTsDe"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-Z24pdUkOco2ZvexAfpXuWrWPsCc"><strong>2. MEXC 目前支持哪些 0 Fee 买币方式？</strong></h2><div class="ace-line ace-line old-record-id-F5S3dopEFoXfeLx0kYyugJ6Dsnd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Y4VzdCNRqokwmgxwUIXuwi16sPc"><span style="font-size: 16px;">MEXC 目前支持两类 0 手续费活动：</span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-ZlAmdJ9xdotHUVxgvQEuPa0NsTb" data-list="bullet"><div><span style="font-size: 16px;">长期 0 Fee 快捷买币</span></div></li><li class="ace-line ace-line old-record-id-YWlJd7C7moAXDoxF6NhuM28rsUb" data-list="bullet"><div><span style="font-size: 16px;">区域性法币充值 0 Fee 活动</span></div></li></ul><div class="ace-line ace-line old-record-id-NrHddmrqPolJ0NxS5LluvTY1syc"><span style="font-size: 16px;">具体支持情况会根据地区、币种及活动周期有所变化。</span></div><div class="ace-line ace-line old-record-id-OqKzd4OQGoLNFfxp94ruKQcPsBh"><span style="font-size: 16px;"><br></span></div><div style="text-align:center" data-type="image" 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data-src="https://internal-api-drive-stream.larksuite.com/space/api/box/stream/download/all/MLUKbGfRAokd0SxwR9LuL2bLsMh/?mount_node_token=LslQdOVj4o3Y2oxPeiUuedMds2g&mount_point=docx_image" data-width="2934" data-height="1464" data-lark-image-uri="drivetoken://MLUKbGfRAokd0SxwR9LuL2bLsMh" data-lark-image-width="2934" data-lark-image-height="1464" data-host-from-cloud="true" style="max-width: 100%; height: auto; border-radius: 12px; font-size: 16px; width: 750px;"></div><div class="ace-line ace-line old-record-id-Rmo2ds4Keo7fhvxUO0uusR3YsLd"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-GL2Edu3lUoDnISxF06nu8Ss0sUh"><span style="font-size: 16px;">2.1 长期 0 Fee 快捷买币</span></h3><div class="ace-line ace-line old-record-id-NjykdWCqVocZbbxuyOAuQuh0sma"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Ase0dZIqsooRbUxPKywuXigWsRf"><span style="font-size: 16px;">目前以下支付方式长期支持平台 0 手续费：</span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-M0Axd9Z6ioatVhxNiWiuSVIbszf" data-list="bullet"><div><span style="font-size: 16px;">Apple Pay</span></div></li><li class="ace-line ace-line old-record-id-AyQ1dUnHvoscFwxJE63uUkh4srf" data-list="bullet"><div><span style="font-size: 16px;">Google Pay</span></div></li><li class="ace-line ace-line old-record-id-HoFzdGirYoxRvhxnHL9u1DT2s6f" data-list="bullet"><div><span style="font-size: 16px;">信用卡/借记卡</span></div></li><li class="ace-line ace-line old-record-id-THAId7Qagoh5gWxCMYRu3vxDsab" data-list="bullet"><div><span style="font-size: 16px;">RUB QR扫码</span></div></li><li class="ace-line ace-line old-record-id-Zg2gdJaEdonNl8xzNluuilwAspd" data-list="bullet"><div><span style="font-size: 16px;">RUB卡支付</span></div></li></ul><div class="ace-line ace-line old-record-id-S2c1d8rtdoLc1UxIUYlu8pXksDh"><span style="font-size: 16px;">其中 Apple Pay 和 <a data-lark-is-custom="true" href="https://en.wikipedia.org/wiki/Google_Pay_(payment_method)">Google Pay</a> 更适合移动端用户。不需要反复输入银行卡信息，支付流程会更快，整体体验也更接近日常消费支付。</span></div><div class="ace-line ace-line old-record-id-WoAbd2jL7o1d4dxi15XujW4fshg"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-H3Xrd6QeooG5G6xRCwKuFglmsKe"><span style="font-size: 16px;">2.2 区域性法币充值 0 Fee 活动</span></h3><div class="ace-line ace-line old-record-id-BmA4dltfUotaPtxlqOcuUgAusmb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-JX8RdWY6ZoPmtpx9QQqujtv6sOL"><span style="font-size: 16px;">除了快捷买币外，MEXC 也会针对部分地区推出法币充值 0 Fee 活动。</span></div><div class="ace-line ace-line old-record-id-Nj47dYgjFoP9wmxMVaLuKO8vs8b"><span style="font-size: 16px;"><br></span></div><div><table class="ace-table" data-ace-table-col-widths="133;293;394" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="133"><col width="293"><col width="394"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-UYpCdX1eEo9EzoxbAjsu1OArsdd"><strong style="font-size: 16px;">区域</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-LUESdkS4loglPexgEmRuj9fUsUe"><strong style="font-size: 16px;">入金方式</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-L7cgdcIdDoGjyHxHEdQuLx35sJc"><strong style="font-size: 16px;">说明</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-UalTdbqDiodkU9x8DkkunWmjs6g"><strong style="font-size: 16px;">欧洲地区</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><ul start="1" class="list-bullet1"><li style="text-align:left" class="ace-line ace-line old-record-id-Dv0XdUQKJoBBBixipWruzqsrsAc" data-list="bullet"><div><span style="font-size: 16px;">SEPA</span></div></li><li style="text-align:left" class="ace-line ace-line old-record-id-XLlbdVm7WonUKbxcJjAucJCCsUe" data-list="bullet"><div><span style="font-size: 16px;">Online Bank Transfer</span></div></li></ul></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:left" class="ace-line ace-line old-record-id-TkUvdofzKoSzGaxTRXKungS6sQe"><span style="font-size: 16px;">适合欧元银行转账入金。</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-K8NjdKxJro5Z8Vxj1a5uQfZzsjc"><strong style="font-size: 16px;">巴西</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><ul start="1" class="list-bullet1"><li style="text-align:left" class="ace-line ace-line old-record-id-VyZidxnEOog3A9xRbZuuaBLEsKd" data-list="bullet"><div><span style="font-size: 16px;">PIX</span></div></li></ul></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:left" class="ace-line ace-line old-record-id-ZRA7dmA1YoKvqwxrxhCu6qbnsFe"><span style="font-size: 16px;">PIX 是巴西本地主流实时支付系统，到账速度快，也是目前巴西用户最常见的入金方式之一。</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-RQIBdufqRoMQVWxm7CXucJEYsPc"><strong style="font-size: 16px;">拉美地区</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><ul start="1" class="list-bullet1"><li style="text-align:left" class="ace-line ace-line old-record-id-J0CFdhx3doSF8YxF9YsuYFHfsMg" data-list="bullet"><div><span style="font-size: 16px;">墨西哥（MXN）：SPEI</span></div></li><li style="text-align:left" class="ace-line ace-line old-record-id-C5J0dau2Moy40txLzV8uAxRVs1f" data-list="bullet"><div><span style="font-size: 16px;">哥伦比亚（COP）：PSE</span></div></li><li style="text-align:left" class="ace-line ace-line old-record-id-UZZxd7w6dobAyfxFs3QuaFkGsfe" data-list="bullet"><div><span style="font-size: 16px;">阿根廷（ARS）：本地 QR 支付</span></div></li><li style="text-align:left" class="ace-line ace-line old-record-id-DHkQdZAYAobceJx46q4uCEm9sEM" data-list="bullet"><div><span style="font-size: 16px;">秘鲁（PEN）：银行转账</span></div></li><li style="text-align:left" class="ace-line ace-line old-record-id-XaKCd96rUoroPTxECIwumbMRsQe" data-list="bullet"><div><span style="font-size: 16px;">智利（CLP）：本地银行转账</span></div></li></ul></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:left" class="ace-line ace-line old-record-id-Owq0dFKgtoeTD2xdylhuhsf9syb"><span style="font-size: 16px;">用户可直接通过当地熟悉的银行体系完成法币充值。</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-DdBxdsTeuoy9fRxbqFaudlT7sKa"><strong style="font-size: 16px;">东南亚地区</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><ul start="1" class="list-bullet1"><li style="text-align:left" class="ace-line ace-line old-record-id-WkhRdeAXOo0FuFxgICYuVXwpsvg" data-list="bullet"><div><span style="font-size: 16px;">越南（VND）：VietQR</span></div></li><li style="text-align:left" class="ace-line ace-line old-record-id-NXQhdOCwwo1KvoxiYmJu1nFWsKd" data-list="bullet"><div><span style="font-size: 16px;">菲律宾（PHP）：QRPh</span></div></li></ul></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:left" class="ace-line ace-line old-record-id-WromdyQXPoShccxTprIueVibsHg"><span style="font-size: 16px;">用户可以直接通过本地银行 App、电子钱包App 扫码完成支付。</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-FifZdZgqEo15tVxlrbtuqiGSssg"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-ASJ2d45wQoLOd2xbvHMuewy0s0b"><strong>3. 如何在 MEXC 0 手续费买币？</strong></h2><div class="ace-line ace-line old-record-id-Ewzgd61djonvNjxojXYuERTlsyf"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-RHqfdiS7ioHfEaxcyvOuc15ysee"><span style="font-size: 16px;">整体流程非常简单。</span></div><div class="ace-line ace-line old-record-id-BuLJdVjivoG5RoxelgTuglS1sAc"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-UdvJd4Q7ZoSz5FxvnMsurKOpstc"><span style="font-size: 16px;">第一步：注册 MEXC 账户</span></h3><div class="ace-line ace-line old-record-id-FE5Vdv2stoKyKfxylkkuZgeusk1"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Pqq6dmU8kos2VxxleHGueG3Xs6c"><span style="font-size: 16px;">进入 MEXC 官网或 App，使用邮箱或手机号注册账户。需要注意的是，使用法币服务需要先完成 KYC 身份认证。</span></div><div class="ace-line ace-line old-record-id-MGLvdmX3eoFtK0xeirkuOcfhs6c"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-FBrjdEgnio3YvNxg0mfuhk9Ts1b"><span style="font-size: 16px;">第二步：进入「快捷买币」页面</span></h3><div class="ace-line ace-line old-record-id-YBSId3zMTonAY3xhvHbuu8vPs6c"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-SeckdBVb6oezTUxfNxEubqBjsjb"><span style="font-size: 16px;">登录后进入快捷买币页面。根据地区不同，可看到：</span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-OPJQdJCgHoZyvYxsB6dufSUtssf" data-list="bullet"><div><span style="font-size: 16px;">Apple Pay</span></div></li><li class="ace-line ace-line old-record-id-LszMdwLjJopDz2x7JlKuXetVsDh" data-list="bullet"><div><span style="font-size: 16px;">Google Pay</span></div></li><li class="ace-line ace-line old-record-id-YEP5dFsusovvlExcMjZuZJSrs6d" data-list="bullet"><div><span style="font-size: 16px;">信用卡 / 借记卡</span></div></li><li class="ace-line ace-line old-record-id-FytpdqGcFoLfgexLyukuyyYtsIc" data-list="bullet"><div><span style="font-size: 16px;">本地银行转账</span></div></li><li class="ace-line ace-line old-record-id-TQJtdofv2omONcxQmLwuwZBSszb" data-list="bullet"><div><span style="font-size: 16px;">QR 扫码支付</span></div></li><li class="ace-line ace-line old-record-id-DQAHddrbJoUHu4xpmKNuCquJshc" data-list="bullet"><div><span style="font-size: 16px;">第三方支付渠道</span></div></li></ul><div class="ace-line ace-line old-record-id-DT4Gd6GGro62NmxZXcxuEm3Lssg"><span style="font-size: 16px;">对于手机用户来说，<a data-lark-is-custom="true" href="https://www.apple.com/apple-pay/">Apple Pay</a> 和 Google Pay 通常是最快的买币方式。</span></div><div class="ace-line ace-line old-record-id-LQeDdFvIWojyXUxiPtquF4BhsQY"><span style="font-size: 16px;"><br></span></div><p><video controls="" playsinline="" preload="metadata" src="https://customer-article.mocortech.com/publicVideo/F202606221459110237YHYrwlaoMYODk.mp4" style="max-width:100%;height:auto;float:none"></video></p><h3 class="heading-3 ace-line old-record-id-AJlud1nOIofAj6xJLwWuxKs7sYd"><span style="font-size: 16px;">第三步：选择法币与支付方式</span></h3><div class="ace-line ace-line old-record-id-ZoradeLgyoLrxfxNP0TuBUZLseg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-DsYBdywMsoFSdyxOmjru4v0Ss2g"><span style="font-size: 16px;">用户可根据所在地区选择对应法币与支付渠道。例如：</span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-BdzudPuPEojABnxHoq3uRB1UsAb" data-list="bullet"><div><span style="font-size: 16px;">EUR → SEPA</span></div></li><li class="ace-line ace-line old-record-id-VZuHdHKpoo129DxE0I8utLgosCd" data-list="bullet"><div><span style="font-size: 16px;">BRL → PIX</span></div></li><li class="ace-line ace-line old-record-id-ZGkhdOOY0oJ1qkxvAkXuTB3DsYb" data-list="bullet"><div><span style="font-size: 16px;">MXN → SPEI</span></div></li><li class="ace-line ace-line old-record-id-WKLSdxhKwoJcD3xjoMuuGT4Bsxe" data-list="bullet"><div><span style="font-size: 16px;">COP → PSE</span></div></li><li class="ace-line ace-line old-record-id-CdcCd8aCtocQh8xpTjbudOLZsRb" data-list="bullet"><div><span style="font-size: 16px;">VND → VietQR</span></div></li><li class="ace-line ace-line old-record-id-BXnsd14ZEoEddXxMTEZuu7eQsHf" data-list="bullet"><div><span style="font-size: 16px;">PHP → QRPh</span></div></li><li class="ace-line ace-line old-record-id-UMqUdXlw1obmu1xFwOpuDWp3scd" data-list="bullet"><div><span style="font-size: 16px;">更多币种 → Apple Pay/Google Pay或者信用卡/借记卡支付</span></div></li></ul><div class="ace-line ace-line old-record-id-IiQ4dcmNDoXaWNxeOhVuiIQDsdh"><span style="font-size: 16px;">如果页面显示 0 Fee 标签，则代表当前支付方式支持免平台手续费。</span></div><div class="ace-line ace-line old-record-id-JpojdW98Vopsl6x3sVxuWVDTsGh"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-NqrpdOACfo78LkxYYWvuEHEKsff"><span style="font-size: 16px;">第四步：完成支付</span></h3><div class="ace-line ace-line old-record-id-Hai8dnQQ4o0JKixtwrbuKBRAsxc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-GCQGd92Z6oMFbXxGLMmuWmUBs6f"><span style="font-size: 16px;">输入金额后，根据页面提示完成付款即可。</span></div><div class="ace-line ace-line old-record-id-KXk2dezdko12Y1xv5wJuYJRis6e"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-F9fxdvyNDopq7bx6xqWuagd5sKh"><span style="font-size: 16px;">一般情况下，Apple Pay / Google Pay / 银行卡买币通常几分钟内完成，PIX 等本地实时支付到账较快，而普通银行转账可能需要更长时间。</span></div><div class="ace-line ace-line old-record-id-QuSNdNN8ooQGEnxA3t2uypeTsab"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-SAajd3lhboRyQax8MFzuQ2jKs2d"><span style="font-size: 16px;">需要注意的是，虽然 MEXC 对部分渠道免除平台手续费，但部分银行或发卡机构仍可能收取外汇转换费用、跨境手续费、银行转账费用。具体收费规则请您以银行实际规则为准。</span></div><div class="ace-line ace-line old-record-id-KZvGdI9hcojqbHxNdQBuyLBbsGg"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-GX1vdhzaWou6jSxsAKHuPeIOsuc"><strong>4. 法币充值和快捷买币有什么区别？</strong></h2><div class="ace-line ace-line old-record-id-Ft0Qdg22KoUi4TxFNgYun9Vws7b"><span style="font-size: 16px;"><br></span></div><div><table class="ace-table" data-ace-table-col-widths="107;303;160;250" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="107"><col width="303"><col width="160"><col width="250"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Gm1hdPjiVoRf1Nx07otuBi4GsAd"><strong style="font-size: 16px;">分类</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Op4JdYv0LoSVSfx8C5GuLIUds7d"><strong style="font-size: 16px;">概念解释</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-FIG1dwRAtoKi9fx4LGhuPlixsjd"><strong style="font-size: 16px;">资产流向</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-VBGgdpfXHoRxn5xCZEnuVKYDsLc"><strong style="font-size: 16px;">适合</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-PcgTdl7jWoIvJrxQKPdul7O6sly"><strong style="font-size: 16px;">法币充值</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-HX2rdktSHosp0hxz8buuK3dRsnf"><span style="font-size: 16px;">用户先把法币充值到 MEXC 法币钱包，再用余额买币。</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Y2Pwdxgwmo9oqAxfg0Fu2mMRsKg"><span style="font-size: 16px;">法币充值 → 法币钱包</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-O0bqd9tmqoU4qtxYZscul04OsBc" data-list="bullet"><div><span style="font-size: 16px;">大额资金入金</span></div></li><li class="ace-line ace-line old-record-id-QV1Td0qzIofrvVx8TofuXWkIs7o" data-list="bullet"><div><span style="font-size: 16px;">偏好银行转账用户</span></div></li><li class="ace-line ace-line old-record-id-C3h2d4jPeo59jaxZqhAuMovksQv" data-list="bullet"><div><span style="font-size: 16px;">希望降低整体买币成本用户</span></div></li></ul></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-B1god4R1coZZbFxpTipuRUsIsWb"><strong style="font-size: 16px;">快捷买币</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-SVPodJK98oUI2txR1VsuRTeAsRb"><span style="font-size: 16px;">用户直接通过 Apple Pay、Google Pay、银行卡等方式购买加密货币。买到的币会直接进入现货钱包。</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-SqDPddyt4o0DTUx7NdJuoApisDf"><span style="font-size: 16px;">快捷买币 → 现货钱包</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-HEhvdUll4oOzmXx7a8Xu7dZHs2e" data-list="bullet"><div><span style="font-size: 16px;">新手用户</span></div></li><li class="ace-line ace-line old-record-id-I6FndNGT9o75lLxtZwNuT1ylsXb" data-list="bullet"><div><span style="font-size: 16px;">小额快速买币</span></div></li><li class="ace-line ace-line old-record-id-QuJ2dPF6qokd7exgbHmunLwKshf" data-list="bullet"><div><span style="font-size: 16px;">手机端用户</span></div></li></ul></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-Pg1kddeSCoG0aPxi0mgunreMs3b"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-GDiFdEKvuoqwwbxFyQsuisHrsyd"><strong>总结</strong></h2><div class="ace-line ace-line old-record-id-STpHdRbkho4Yscx5Rx6u7cp3suf"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-VHYidp7wKo40FjxakTFuKRoCsue"><span style="font-size: 16px;">这两年，加密货币买币流程正在越来越“支付化”。尤其 Apple Pay、Google Pay 以及各地区本地银行支付体系的接入，让很多用户第一次买币的门槛明显降低。</span></div><div class="ace-line ace-line old-record-id-RcqadbVdLouUwfx9BGPucwXLsge"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-W1CDdRvOloDleKxSxRludlBxsyb"><span style="font-size: 16px;">通过支持 Apple Pay、Google Pay、信用卡/借记卡、本地转账支付等多种支付方式，MEXC 正在让全球用户以更低成本、更简单的方式进入加密市场。</span></div><div class="ace-line ace-line old-record-id-MmHldK5LUoFzgkxuZ5Nuu1lNsef"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-DKKodKNqWonxx2x02jhuWMaJs4c"><span style="font-size: 16px;">如果你正在寻找一个支持 0 Fee 买币、同时又兼顾本地支付体验的平台，MEXC 会是一个相对友好的选择。</span></div><div class="ace-line ace-line old-record-id-VZ3HdBEXzoD1RHxY2Ewuh2qYsyc"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-CsP9dEUHZoLvS9xmnrpu4UzDsjc"><span style="font-size: 16px;">推荐阅读：</span></h3><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-MDDHdXTldo2lUoxQNkwuOiszsfc" data-list="bullet"><div><a data-lark-is-custom="true" href="https://www.mexc.com/support/article/how-to-buy-crypto-via-google-pay-and-apple-pay-on-mexc-364163052893929472" style="font-size: 16px;">How to Buy Crypto via Google Pay and Apple Pay on MEXC</a></div></li><li class="ace-line ace-line old-record-id-L1HUdBISIo7j79xvsqcusr3hslc" data-list="bullet"><div><a href="https://www.mexc.com/support/article/how-to-buy-crypto-with-vnd-via-vietqr-311335479138860032" data-lark-is-custom="true" style="font-size: 16px;">How to Buy Crypto with VND via VietQR</a></div></li><li class="ace-line ace-line old-record-id-MZcGdzaOsobKYqxZ0oSu5qzEsnb" data-list="bullet"><div><a href="https://www.mexc.com/support/article/how-to-buy-crypto-using-third-party-channel-360055862031" data-lark-is-custom="true" style="font-size: 16px;">How to Buy Crypto Using Third-Party Channel</a></div></li><li class="ace-line ace-line old-record-id-PRZjdwoZYoIeeKxMeYuuri79s8d" data-list="bullet"><div><a href="https://www.mexc.com/support/article/how-to-deposit-colombian-peso-cop-on-mexc-284664230446803968" data-lark-is-custom="true" style="font-size: 16px;">How to Deposit Colombian Peso (COP) on MEXC</a></div></li><li class="ace-line ace-line old-record-id-Tv0JdBWzOolS21xmjoLuNHh8s6f" data-list="bullet"><div><a href="https://www.mexc.com/support/article/how-to-deposit-mexican-peso-mxn-via-bank-transfer-spei-284665957023656960" data-lark-is-custom="true" style="font-size: 16px;">How to Deposit Mexican Peso (MXN) via Bank Transfer (SPEI)</a></div></li></ul></div>

<div data-page-id="UU2zdFOpOo8uKmx15IjufmeLs6d" data-lark-html-role="root" data-docx-has-block-data="true"><h2 class="heading-2 ace-line old-record-id-J1kQdxT0DoOhZuxZNIUuZ1Z8s9g"><strong>内容概述</strong></h2><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-TaZTdoGrWoJwNsxGulQu8UNMsub" data-list="bullet"><div><span style="font-size: 16px;"><strong>MEXC 支持多种法币充值方式</strong>：包含银行转账、信用卡/借记卡、Apple Pay、Google Pay、第三方服务商通道，满足不同需求。</span></div></li><li class="ace-line ace-line old-record-id-RmsadJXOToo5t6x0Exkuy6Dxsze" data-list="bullet"><div><span style="font-size: 16px;"><strong>完成高级身份认证是前提</strong>：所有法币购买加密货币的操作均需通过实名认证，保障资金安全合规。</span></div></li><li class="ace-line ace-line old-record-id-SboSdGPnMoNvDkxvt0QuVYIosJh" data-list="bullet"><div><span style="font-size: 16px;"><strong>流程简单到账快捷</strong>：最快实时完成充值，新手用户也能轻松上手操作。</span></div></li><li class="ace-line ace-line old-record-id-QwiFd7ysDo5tzrxaHWzuOKJzs3f" data-list="bullet"><div><span style="font-size: 16px;"><strong>覆盖全球</strong><strong> 200+ 国家</strong>：支持欧元、美元、英镑、阿联酋迪拉姆、巴西雷亚尔等 120 多种主流法币。</span></div></li></ul><div class="ace-line ace-line old-record-id-KcUjdR2NQo9b5LxL1E1urf68swb"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-HWvDdfUNVoTbXRx8RcouNSSTs7K"><strong>1.法币是什么？加密新手必读基础知识</strong></h2><div class="ace-line ace-line old-record-id-OXHvd6ZP4oHnBrxV9M0upNFps6c"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-WT1Nd6uNDoPtVWxNBftucd5Asqd"><span style="font-size: 16px;">1.1 法币的定义</span></h3><div class="ace-line ace-line old-record-id-VbRidwbCaorSPxx8mt7u9jnNsrf"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-IglBdj80ZoLQHTxzMNSu8CFSsqf"><span style="font-size: 16px;">法币（法定货币）是由国家政府或中央银行发行、并以国家信用作为担保的货币形式。我们日常使用的美元、欧元、英镑、人民币、日元等都属于法币范畴。法定二字意味着这种货币在该国境内具有法律强制接受效力，任何商业交易都不能拒收。</span></div><div class="ace-line ace-line old-record-id-CexgdN0lPohYZ0x5l0quAM4Ssgh"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-GzwjdCqHRoO7hrx8GGeuzmoXsad"><span style="font-size: 16px;">1.2 法币的核心特征</span></h3><div class="ace-line ace-line old-record-id-AsBDd78XfoMmcAx9KimuAAWBs2b"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-MDtbdEzu4o0G7MxzmIlu4FNJs7g"><span style="font-size: 16px;">法币具有几个关键特征：</span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-U62WdyufwogHBixyfZLu97p5s6e" data-list="bullet"><div><span style="font-size: 16px;">由中央机构发行，由国家中央银行或政府垄断发行权。</span></div></li><li class="ace-line ace-line old-record-id-YzOUdC9VHoL70JxOfh4uGp5Hs5b" data-list="bullet"><div><span style="font-size: 16px;">没有内在价值，本身只是纸张或数字符号，价值完全来自国家信用背书。</span></div></li><li class="ace-line ace-line old-record-id-J1H7daWbCoYQ7FxsojduPC1csMh" data-list="bullet"><div><span style="font-size: 16px;">法律强制接受，在该国境内具有无限法偿能力。</span></div></li><li class="ace-line ace-line old-record-id-VDzBd62o3ohU9lx46JxuSafqsab" data-list="bullet"><div><span style="font-size: 16px;">可调控供应，央行可通过货币政策调整流通量。</span></div></li></ul><div class="ace-line ace-line old-record-id-SSCGdeCIdoS3QLxUvNXuph5usCh"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-Rt43dibGoouHwIxTw2ouV1Sbsze"><span style="font-size: 16px;">1.3 法币与加密货币的核心区别</span></h3><div class="ace-line ace-line old-record-id-SuPQdd9L7ohVNBxAIuruSap4spf"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Hu9sd60sUoqPk0xXGPHuGzbCsjf"><span style="font-size: 16px;">法币由中央机构发行管理，依靠国家信用背书，受地理边界限制，跨境转账往往耗时长、费用高。而加密货币（如<a data-lark-is-custom="true" href="https://www.mexc.com/price/BTC">比特币</a>、<a data-lark-is-custom="true" href="https://www.mexc.com/price/ETH">以太坊</a>、稳定币等）基于区块链去中心化技术，不受单一机构控制，可以在全球范围内快速转账，具有更高的透明度和不可篡改性。</span></div><div class="ace-line ace-line old-record-id-Af45dA6SrofQnZx8JNyu7MMwsnb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-MboDd5OfAohpftxHkPEuRN4RsCh"><span style="font-size: 16px;">但加密货币的购买入口仍需通过法币完成，这就是法币充值对于加密新手的重要意义，它是连接传统金融与数字资产的桥梁。</span></div><div class="ace-line ace-line old-record-id-Jtwzdylx3o1ZG7x69YduNALns9f"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-LaOmdsdeFoyNIJxCnVzuvnMOsld"><strong>2. 为什么需要在 MEXC 进行法币充值？</strong></h2><div class="ace-line ace-line old-record-id-GIxCdzFLIolNdIxgVXmuIBOrsbg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-RC4YdyhUoorKQMxpnl8ubiGXsCc"><span style="font-size: 16px;">对于加密货币新手而言，第一步永远是把手中的法币转换为数字资产。MEXC 作为全球领先的加密货币交易平台，为用户提供了完整的法币购买加密货币解决方案：</span></div><div class="ace-line ace-line old-record-id-PdvrdsKgoo8xkkxRNkRull8gsue"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Jpzrdt0bTohToQxjFpJu7OjusGv"><span style="font-size: 16px;"><strong>安全合规</strong>：MEXC 严格遵循国际反洗钱法规，与受监管的支付服务商合作，所有充值操作均需通过高级身份认证。</span></div><div class="ace-line ace-line old-record-id-QXR7dOs3Oo3Itlx0GImuQWo9sNc"><span style="font-size: 16px;"><strong>费率透明</strong>：所有手续费在订单确认前清晰显示，银行转账由用户所在银行收取少量费用，信用卡/借记卡购买不收取手续费，无任何隐藏费用。</span></div><div class="ace-line ace-line old-record-id-F3ZudpSA5oWgaWxwL3AuPE2Dszm"><span style="font-size: 16px;"><strong>支付方式丰富</strong>：支持银行转账、信用卡/借记卡、Apple Pay、Google Pay、第三方服务商通道等多种主流支付方式，满足不同地区用户的需求。</span></div><div class="ace-line ace-line old-record-id-Wxr4dJgpwocQDoxeEpxuuelMs3b"><span style="font-size: 16px;"><strong>全球覆盖广</strong>：MEXC 法币服务覆盖 200+ 国家和地区，支持 120 多种主流法币，是全球加密投资者的优选平台。</span></div><div class="ace-line ace-line old-record-id-PYSHd8BdToRnzFxMpDxuEKObsXp"><span style="font-size: 16px;"><strong>到账速度快</strong>：使用欧元区即时转账实时到账，信用卡购买通常数分钟完成，大幅缩短等待时间。</span></div><div class="ace-line ace-line old-record-id-Boq4d4BNVoAb4hxfcXwuW3e5snW"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-LuLPdiGkZoOSzIxjXPsu9VC8skg"><strong>3. MEXC 三大法币充值方式详解</strong></h2><div class="ace-line ace-line old-record-id-RKi3d2jgcoT2Kwx2WCVuUh9Xsmf"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-H68Xdc5tOoXjEGxhzoUurBZJsGd"><span style="font-size: 16px;">3.1 银行转账：低成本大额入金</span></h3><div class="ace-line ace-line old-record-id-MFdQdLoEJoLdlLxurpduYSoRsDd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-RWn8dKVeWo0VTSxeblsuClpBswc"><span style="font-size: 16px;">这是全球用户最常用的法币充值方式之一。用户可通过本地银行账户或本地支付网络，向 MEXC 快速完成法币充值。</span></div><div class="ace-line ace-line old-record-id-QTUpdb8ntoCJe9xFy4luUh5Vsdf"><span style="font-size: 16px;"><strong>支付方式</strong>：SEPA / SEPA Instant（欧元区）、PIX（巴西），以及多个国家和地区的本地银行转账与本地支付网络。</span></div><div class="ace-line ace-line old-record-id-SBTYdYf5ho1buvxlQY0unsMEsGn"><span style="font-size: 16px;"><strong>支持币种</strong>：EUR、BRL、COP、MXN、CLP、PEN、ARS 等法币。</span></div><div class="ace-line ace-line old-record-id-AXU4dFkD2oY5zYxo4l4ubFaxs0b"><span style="font-size: 16px;"><strong>到账时间</strong>：即时转账实时完成；普通转账零到两个工作日。</span></div><div class="ace-line ace-line old-record-id-Atq6d3XIhoIWDmxeX3BusPrhsff"><span style="font-size: 16px;"><strong>适合人群</strong>：希望以较低成本进行法币充值的用户，尤其适合中大额入金需求。</span></div><div class="ace-line ace-line old-record-id-Gv9BdMu9MoUQcpxXjrLurGXisud"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-IIBad6i8xod4vsx4304uVP59se1"><span style="font-size: 16px;">3.2 信用卡/借记卡：快速便捷购买</span></h3><div class="ace-line ace-line old-record-id-KjW0d3SIkomA5rxqJKfu3yJhswf"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-DybydrIqWoaqeNxS1X9uVCp4sjb"><span style="font-size: 16px;">MEXC 支持 <a data-lark-is-custom="true" href="https://www.visa.cn/">Visa 卡</a>和万事达卡两大主流卡组织，覆盖 200 多个国家。</span></div><div class="ace-line ace-line old-record-id-VUiqdYl6Eo8x5fxwTj1ubS1hsQQ"><span style="font-size: 16px;"><strong>支持币种</strong>：欧元、美元、英镑、阿联酋迪拉姆、巴西雷亚尔等 120 多种主流法币。</span></div><div class="ace-line ace-line old-record-id-EIikd70YUo0V45xLdequrLHvs1g"><span style="font-size: 16px;"><strong>额度规定</strong>：单笔最高五千（等值货币单位），每日最高一万。</span></div><div class="ace-line ace-line old-record-id-IupCdmVb1ouTWRxFRkputo9us3d"><span style="font-size: 16px;"><strong>到账时间</strong>：通常数分钟内完成。</span></div><div class="ace-line ace-line old-record-id-GC3YdnaG4ooyLDxe0VxuI9c0s9e"><span style="font-size: 16px;"><strong>费用情况</strong>：MEXC 不收取购买手续费。如涉及跨币种结算，部分银行或发卡机构可能收取额外费用，具体请以银行实际收费为准。</span></div><div class="ace-line ace-line old-record-id-KzHhdoFnboT21Ixm8N8uLXAHsGg"><span style="font-size: 16px;"><strong>适合人群</strong>：希望快速完成小额购买的新手用户。</span></div><div class="ace-line ace-line old-record-id-W1fvdfZ5Mo151DxQ5OYuVncPsMe"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-GLOSd2A66o9DKsxqYUAuj5Xzs3g"><span style="font-size: 16px;">3.3 Apple Pay & Google Pay：移动支付极速买币</span></h3><div class="ace-line ace-line old-record-id-XM9edYRZmojQBFx7a7QubekTsCg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-IIGXdVKGXoWreTxHofsutl4Vskf"><span style="font-size: 16px;">用户可直接通过 Apple Pay 或 Google Pay 快速完成加密资产购买，无需重复输入银行卡信息，支付流程更加便捷流畅。</span></div><div class="ace-line ace-line old-record-id-JGAId3lN3o9Morxwm17uRWBqsBh"><span style="font-size: 16px;"><strong>支付特点：</strong> 支持移动端一键支付，操作便捷，安全性更高。</span></div><div class="ace-line ace-line old-record-id-MusQd4Qmzo2bXVxOk37uhK88s32"><span style="font-size: 16px;"><strong>到账时间：</strong> 通常数分钟内完成。</span></div><div class="ace-line ace-line old-record-id-EVL9dZO2yo6BEFxTeYFu4um4s1f"><span style="font-size: 16px;"><strong>费用情况：</strong> MEXC 不收取购买手续费。如涉及跨币种结算，部分银行或发卡机构可能收取额外费用。</span></div><div class="ace-line ace-line old-record-id-FLYAdMfsqoZZzRxHrDOuUoAYsPf"><span style="font-size: 16px;"><strong>适合人群：</strong> 偏好移动支付体验、追求便捷与快速购买流程的用户。</span></div><div class="heading-3 ace-line old-record-id-XodndU3RpoSeOgx2JR1uZ0P1sFc"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-Ol13dsRfgoNzMtx0QhguOd14sWc"><span style="font-size: 16px;">3.4 第三方服务商通道：多渠道比价</span></h3><div class="ace-line ace-line old-record-id-Z0Jwdmub7ox4clxrRFIuHWlgshh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-DypbdUoYoouFjpxt1uguNEp1sud"><span style="font-size: 16px;">MEXC 接入多家第三方支付服务商，用户可根据实时报价选择最优方案。</span></div><div class="ace-line ace-line old-record-id-DNbpdLcqPoPOIZxG43yuduyAshd"><span style="font-size: 16px;"><strong>额度规定</strong>：以美元为例，最低 30 美元，最高 12,000 美元。</span></div><div class="ace-line ace-line old-record-id-IKm0d0VCtomLkGxHu16umOwss6e"><span style="font-size: 16px;"><strong>操作灵活</strong>：可对比不同服务商的实时报价，选择性价比最高的渠道。</span></div><div class="ace-line ace-line old-record-id-UhlXdC7lkoRc6uxaFmGuc3CBsZf"><span style="font-size: 16px;"><strong>适合人群</strong>：希望对比多家服务商报价、获得最佳购买价格的用户。</span></div><div class="ace-line ace-line old-record-id-FbIodmahJoyAEpxmGheu6fXjs0b"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-NM9FdbHoyoX5hZxWQb5uYbOused"><strong>4. MEXC 法币充值实操步骤（以银行转账为例）</strong></h2><div class="ace-line ace-line old-record-id-LvWBds9FWoyBAOx5nMPuRJ5tsz8"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Rm2ydTLJnoP8Zvxbrveu4kZVsGc"><span style="font-size: 16px;"><strong>第一步</strong>：登录 MEXC <a data-lark-is-custom="true" href="https://www.mexc.com">官网</a>，在顶部导航栏点击【买币】中的【<a data-lark-is-custom="true" href="https://www.mexc.com/buy-crypto/fiat-deposit">法币充值</a>】。</span></div><div class="ace-line ace-line old-record-id-FCuQd7MVdoOazGx8i7cusyWosEh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-DttAd0QkvoWOvoxEvvXucZFRsvd"><span style="font-size: 16px;"><strong>第二步</strong>：选择欧元作为法币币种，输入希望充值的金额，点击【继续】进入订单页面。首次使用的用户，系统将通过第三方合作伙伴提供一个同名收款账号，通常两分钟内完成激活。</span></div><div class="ace-line ace-line old-record-id-E9rZd1K9CokWdFxHL15uXn38sAj"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Js3VdZC2FoPOdexGSxYua4yxsbb"><span style="font-size: 16px;"><strong>第三步</strong>：订单页面将显示二维码、完整的收款银行信息以及参考码（备注码）。务必使用与 MEXC 实名认证一致的银行账户进行转账，并在转账备注中填写参考码，否则可能导致到账失败。</span></div><div class="ace-line ace-line old-record-id-YBwadcJLTopVE0xqcLyubJcNs1b"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Dr3ddvC8SoqRZfxrNZRu4BWys6V"><span style="font-size: 16px;"><strong>第四步</strong>：完成银行转账后，点击【我已支付】。使用即时转账实时到账，普通转账需零到两个工作日。</span></div><div class="ace-line ace-line old-record-id-WQh7dwD8HoWAJNxktlluZ2JRshg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-ELSYdeiPdoV79WxVK1yuU7jRsrg"><span style="font-size: 16px;"><strong>第五步</strong>：在【订单】页面可查看所有历史法币充值记录，方便追踪资金状态。</span></div><div class="ace-line ace-line old-record-id-Uiyfdr0tJofc7xxQEhBuZhtmsPd"><span style="font-size: 16px;"><br></span></div><div style="text-align:center" class="ace-line ace-line old-record-id-Z583dqZAYo1A3GxfHnjuc7iwsvs"><span style="font-size: 16px;">*BTN-<strong>法币充值</strong>&BTNURL=<a data-lark-is-custom="true" href="https://www.mexc.com/buy-crypto/fiat-deposit">https://www.mexc.com/buy-crypto/fiat-deposit</a>*</span></div><div class="ace-line ace-line old-record-id-J7I1dqErco4idsxjLfouYKxVsPg"><span style="font-size: 16px;"><br></span></div><div style="text-align:center" data-type="image" data-ace-gallery-json="{"items":[{"uuid":"bcb9ee19-a835-4911-8359-935aa55cb6b0","height":1240,"width":2936,"currHeight":1240,"currWidth":2936,"natrualHeight":1240,"natrualWidth":2936,"pluginName":"imageUpload","scale":1,"src":"https%3A%2F%2Finternal-api-drive-stream.larksuite.com%2Fspace%2Fapi%2Fbox%2Fstream%2Fdownload%2Fpreview%2FRIVUb7ZkvoEKUdxhahYuuqy3sNe%2F%3Fpreview_type%3D16","file_token":"RIVUb7ZkvoEKUdxhahYuuqy3sNe","image_type":"image/png","size":362822,"comments":[]}]}" class="image-uploaded gallery old-record-id-YfPmdyAJFo6rxxxH3eWuwPHrsw1"><img src="https://mexc-rainbown-activityimages.s3.ap-northeast-1.amazonaws.com/banner/F20260520101500589XIiKw0FY3N6upX.png" data-single-block="true" data-snapshot="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" data-suite="eyJmaWxlVG9rZW4iOiJSSVZVYjdaa3ZvRUtVZHhoYWhZdXVxeTNzTmUiLCJvYmpUeXBlIjoiZG9jeCIsIm9ialRva2VuIjoiWWZQbWR5QUpGbzZyeHh4SDNlV3V3UEhyc3cxIiwib3JpZ2luU3JjIjoiaHR0cHM6Ly9pbnRlcm5hbC1hcGktZHJpdmUtc3RyZWFtLmxhcmtzdWl0ZS5jb20vc3BhY2UvYXBpL2JveC9zdHJlYW0vZG93bmxvYWQvcHJldmlldy9SSVZVYjdaa3ZvRUtVZHhoYWhZdXVxeTNzTmUvP3ByZXZpZXdfdHlwZT0xNiJ9" data-src="https://internal-api-drive-stream.larksuite.com/space/api/box/stream/download/all/RIVUb7ZkvoEKUdxhahYuuqy3sNe/?mount_node_token=YfPmdyAJFo6rxxxH3eWuwPHrsw1&mount_point=docx_image" data-width="2936" data-height="1240" data-lark-image-uri="drivetoken://RIVUb7ZkvoEKUdxhahYuuqy3sNe" data-lark-image-width="2936" data-lark-image-height="1240" data-host-from-cloud="true" style="max-width: 100%; height: auto; border-radius: 12px; font-size: 16px; width: 750px;"></div><div class="ace-line ace-line old-record-id-SxfSdYn0poqUJwxYJScuXyBKsZg"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-E6Wfdkyxao1UqxxfdwruZN8Yshb"><strong>5. 新手法币充值五大注意事项</strong></h2><div class="ace-line ace-line old-record-id-Yt3MdGsYNo7T5nxSdK1u6mHAsuh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Fp2Md10Nao3vvqxDIbZu2o7psee"><span style="font-size: 16px;"><strong>1）账户姓名必须一致</strong>。用于充值的银行账户或银行卡姓名必须与 MEXC 实名认证姓名完全一致，姓名不匹配将导致充值失败。</span></div><div class="ace-line ace-line old-record-id-B8t3dod1WoyVP7xke5quMzL3sKg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-YeYZdV9hxoAwxsxcLCLu4fFssig"><span style="font-size: 16px;"><strong>2）参考码不可遗漏</strong>。银行转账时必须在备注中正确填写参考码，这是 MEXC 自动匹配订单的关键信息，缺失或错误将导致到账延迟。</span></div><div class="ace-line ace-line old-record-id-RD1BdK6byoW5Vkx29UQutVPAsph"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Rc8ddQQWQoocu8xct95up3l4sAg"><span style="font-size: 16px;"><strong>3）支付窗口期限制</strong>。下单后通常有 30 分钟的支付时限，请合理安排时间，超时订单将自动失效。</span></div><div class="ace-line ace-line old-record-id-RInVdYWJfoKOp9xMmiuuxO3csIh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-GLPWdmjpVoUWfCxdy4ZuEYM2szh"><span style="font-size: 16px;"><strong>4）汇率实时变动</strong>。法币购买加密货币的最终金额根据实时市场汇率计算，建议使用即时转账以减少汇率波动影响。</span></div><div class="ace-line ace-line old-record-id-BJ0pd4Iz7oGJEexVeV3uFyhksah"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-F6yude5CeoMMZbxd1pxu5OKDsKg"><span style="font-size: 16px;"><strong>5）保留交易记录</strong>。所有充值记录可在【<a data-lark-is-custom="true" href="https://www.mexc.com/buy-crypto/order-processing/fiat-order-list">订单</a>】页面查询，建议妥善保存，便于税务申报和后续核对。</span></div><div class="ace-line ace-line old-record-id-CzhUdqRFaoBf1KxOItju7xiasWb"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-YgivdJKGOoz9yuxPR5luVdizsMd"><strong>6 常见问题解答</strong></h2><div class="ace-line ace-line old-record-id-HjmJdJEQaoh126xMaUkuGJ92sFg"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-F1xMdfuCBoLUz6xBALwuH2vTsXc"><span style="font-size: 16px;">6.1 在 MEXC 购买加密货币一定要实名认证吗？</span></h3><div class="ace-line ace-line old-record-id-UsLhdKy5poGfEsxn1pluUiLtsOd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-XvMadaaLpomiaxxEeNdu0UQLsTc"><span style="font-size: 16px;">是的。所有法币充值和加密货币购买操作均需完成个人身份<a data-lark-is-custom="true" href="https://www.mexc.com/support/article/how-to-complete-advanced-kyc-verification-360041069032">高级认证</a>，认证通常在 24 小时内完成，需上传政府颁发的身份证件并完成人脸识别。这是保障用户资金安全和平台合规运营的必要措施。</span></div><div class="ace-line ace-line old-record-id-IOUIdMZHbo2a31xd6RNuaGiks4d"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-MCZGdiRzaopImuxPoezu1rSUsje"><span style="font-size: 16px;">6.2 MEXC 法币充值手续费是多少？</span></h3><div class="ace-line ace-line old-record-id-ECU6dUvCRop28gxOxRLu6Mawsce"><span style="font-size: 16px;">MEXC 本身对银行转账不收取额外手续费，费用由用户所在银行收取。信用卡/借记卡购买不收取手续费，所有费用在确认订单前清晰显示，无隐藏费用。</span></div><div class="ace-line ace-line old-record-id-MvvPdYWEeo6qH3xFZNWuEkl4sTd"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-WBSmdXOxSormgoxo0kwuKqMssyb"><span style="font-size: 16px;">6.3 为什么我的银行卡支付被拒绝？</span></h3><div class="ace-line ace-line old-record-id-T929d74vVoU5lcx7Ibgup0bosKe"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Tsw0dl0q5owQj3xtz81u7aBOsXe"><span style="font-size: 16px;">常见原因包括：银行默认屏蔽加密货币相关交易、余额不足、卡片过期、账单地址与实名认证信息不匹配等。建议联系发卡行预授权加密货币购买，并确保所有信息完全一致。</span></div><div class="ace-line ace-line old-record-id-Qq13d6V51oaO5sxs185ufDrJsOh"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-DwJmdqMS6os4roxfRdCufqDLsyd"><span style="font-size: 16px;">6.4 法币充值多久能到账？</span></h3><div class="ace-line ace-line old-record-id-Y4fWdEUOjo030XxjPPDuHio0sph"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-B6eed0hgIotDE0xaj2vuv7KLsRd"><span style="font-size: 16px;">使用欧元区即时转账实时到账；普通银行转账需零到两个工作日；信用卡/借记卡购买一般数分钟内完成；第三方服务商通道处理时间因服务商而异。</span></div><div class="ace-line ace-line old-record-id-Buzedl3DUobHnzxklFvuEp3Msqc"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-FUeBd45jqozPgbxhfBzugD6Fsae"><span style="font-size: 16px;">6.5 可以使用他人名下的银行卡或信用卡充值吗？</span></h3><div class="ace-line ace-line old-record-id-B9Imd8kZXoTjrjxw9ibuqzx9sAd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-DtM1dm8MsoeMd0xa8MGuylA3sgh"><span style="font-size: 16px;">不可以。MEXC 严格要求充值账户姓名与实名认证姓名完全一致。系统会自动拒绝姓名不匹配的交易，家人名下的卡、未注册的公司卡均不可使用。</span></div><div class="ace-line ace-line old-record-id-KSRTdBQT4ocByRxYtBFu7FiHs6d"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-AwKodNgQSoT8H5xsXbiug9yYsMg"><span style="font-size: 16px;">6.6 购买的加密货币存放在哪里？</span></h3><div class="ace-line ace-line old-record-id-UqNPdgMo2oYI0SxyAYmuQQg6sGf"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Gd5GdAn7Do7bxtxMEQPuOr1wsLb"><span style="font-size: 16px;">通过法币充值存入的资金将自动存入您的 MEXC 法币钱包中，您可使用法币余额进行后续买币或其他操作。</span></div><div class="ace-line ace-line old-record-id-TT6XdgL49o3ZzBxZr02ukmm0sUg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Kq7qddbQxo4vvTxCZwbuT3Axs3f"><span style="font-size: 16px;">通过快捷买币（如信用卡/借记卡/Apple Pay/Google Pay）购买的加密货币将自动存入您的现货钱包中，您可自由进行交易、划转或提现至其他钱包地址。</span></div><div class="ace-line ace-line old-record-id-BCM1dNsvGoExQRxcS4audaq4svB"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-MTU4deIRtoCAuBxNjBpuMFvUslw"><span style="font-size: 16px;">6.7 如果转账失败或延迟怎么办？</span></h3><div class="ace-line ace-line old-record-id-IEWkd8T3NoKktLxPZ62uwluns9d"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-EBLdd2itIoHXt4xtt29u05ZTsbs"><span style="font-size: 16px;">首先检查转账备注中是否正确填写了参考码，确认银行转账是否已成功发出。如仍有问题，可提交工单联系MEXC客服，提供参考码和银行交易记录以便快速追踪。</span></div><div class="ace-line ace-line old-record-id-M2nIdDnX2oP0kLxPHeYuqXw3sld"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-I7oSdYiIYofNEIxu2wZuFCpBs4E"><span style="font-size: 16px;">6.8 MEXC法币充值支持哪些加密货币购买？</span></h3><div class="ace-line ace-line old-record-id-P7UkdPQ46o2ooxxjNEMun5HCsbh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-FpY1dCVd0odLWmxiQHgutRTysEb"><span style="font-size: 16px;">MEXC 支持购买比特币、以太坊、稳定币（如美元稳定币）以及多种主流加密货币和山寨币，覆盖市场上绝大多数热门数字资产。</span></div><div class="ace-line ace-line old-record-id-U84kdVEKZoezzAxeT4sukeHnsse"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-ZdNFd7HsioaBq6x1ofbuepJrsFd"><span style="font-size: 16px;">推荐阅读：</span></h3><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-Xm3JdYlLlolrXqxOCzLua3YGsgc" data-list="bullet"><div><a data-lark-is-custom="true" href="https://www.mexc.com/support/article/how-to-buy-crypto-with-credit-debit-card-364160407194074112" style="font-size: 16px;">如何使用信用卡/借记卡购买加密货币</a></div></li><li class="ace-line ace-line old-record-id-LU89dFbnrooKesxaMMJuqnb5sYb" data-list="bullet"><div><a href="https://www.mexc.com/support/article/how-to-buy-crypto-via-google-pay-and-apple-pay-on-mexc-364163052893929472" data-lark-is-custom="true" style="font-size: 16px;">如何使用 Google Pay 和 Apple Pay 购买加密货币</a></div></li><li class="ace-line ace-line old-record-id-YU8jd9dTfoL0wFxX9hIu1w9Zsaf" data-list="bullet"><div><a href="https://www.mexc.com/support/article/how-to-buy-crypto-using-third-party-channel-360055862031" data-lark-is-custom="true" style="font-size: 16px;">如何使用第三方渠道购买加密货币</a></div></li><li class="ace-line ace-line old-record-id-R1ZhdLrLhoMmSYx0wAguRf5psJe" data-list="bullet"><div><a href="https://www.mexc.com/support/article/how-to-apply-for-the-mexc-ether-fi-credit-card-364848289156210688" data-lark-is-custom="true" style="font-size: 16px;">如何申请 MEXC × ether.fi 信用卡 </a></div></li></ul><div class="ace-line ace-line old-record-id-J0ppdQU1CoMJWBxNj4ju3mrjswc"><span style="font-size: 16px;"><br></span></div></div>

<div data-page-id="RqbJddoJAoUKY9xGeuFuIcSssRb" data-lark-html-role="root" data-docx-has-block-data="true"><div class="ace-line ace-line old-record-id-A5Lfd7LI2oi8BDx9p7rusoetsjb"><span style="font-size: 16px;">MEXC 现已支持 USD 银行转账 (SWIFT)，符合条件的用户可在其银行账户与 MEXC 法币账户之间安全地充值及提现 USD。</span></div><div class="ace-line ace-line old-record-id-H7bTdm6ecoRnOOx005VuDJO1sOh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-YNdId7xQqoGmG3xEaI2uWLHzslq"><span style="font-size: 16px;">USD 银行转账 (SWIFT) 专为偏好通过银行转账进行大额转账的用户设计，提供安全、可靠且便捷的资金转移方式。USD 充值到账后，您可通过<a data-lark-is-custom="true" href="https://www.mexc.com/buy-crypto">一键买币</a>购买数字货币，或使用资金于<a data-lark-is-custom="true" href="https://www.mexc.com/zh-MY/exchange/USD_USDT">现货市场</a>进行交易。您亦可将 USD 余额提现回您的银行账户。</span></div><div class="ace-line ace-line old-record-id-Jhqldr92uokwT9x0sGduiDKtsec"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-P6WWdoWlZobOtcxMHSEuv9LEsmf"><span style="font-size: 16px;">请按照下方步骤指南操作以充值或提现 USD。在进行法币充值前，请确保您已完成<a data-lark-is-custom="true" href="https://www.mexc.com/user/id-auth">高级身份认证</a>。</span></div><div class="ace-line ace-line old-record-id-Q7ovdCQKWoCBkHxJ5GquGc35skg"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-MMoCdtN3Wom9QUxlhVTu0L8Gswd"><strong>1. 充值</strong></h2><div class="ace-line ace-line old-record-id-PKxqdyjiRoMAJzx9hqnuAaWFsfg"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-EIJNd3ve9oW3trxhnsmulCvNs7e"><span style="font-size: 16px;">步骤 1：前往法币充值页面</span></h3><div class="ace-line ace-line old-record-id-D6SEduPlzoGroAxYbpCu9030sUA"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-RTZldreLmopBQBxrK4quBRimsRe"><span style="font-size: 16px;">前往<a data-lark-is-custom="true" href="https://www.mexc.com/buy-crypto/fiat-deposit">法币充值页面</a>。或者，将鼠标悬停在顶部导航栏的买币上，然后选择法币充值。</span></div><div class="ace-line ace-line old-record-id-UsN3d1Qfaot5uyxdhXcuhVzZs0f"><span style="font-size: 16px;"><br></span></div><div style="text-align:center" data-type="image" data-ace-gallery-json="{"items":[{"uuid":"cca7dcea-a812-4c28-80c4-e01e84996448","height":1372,"width":2936,"currHeight":1372,"currWidth":2936,"natrualHeight":1372,"natrualWidth":2936,"pluginName":"imageUpload","scale":1,"src":"https%3A%2F%2Finternal-api-drive-stream.larksuite.com%2Fspace%2Fapi%2Fbox%2Fstream%2Fdownload%2Fpreview%2FSQ2xb3Ec4o1BiRx1WKFu6RGSsTb%2F%3Fpreview_type%3D16","file_token":"SQ2xb3Ec4o1BiRx1WKFu6RGSsTb","image_type":"image/png","size":343342,"comments":[]}]}" class="image-uploaded gallery old-record-id-IFS5dAQvJozZ71x9JRHuA0TdsEd"><img src="https://mexc-rainbown-activityimages.s3.ap-northeast-1.amazonaws.com/banner/F20261023145324971CAmnAJIakKGoqq.png" data-single-block="true" 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data-src="https://internal-api-drive-stream.larksuite.com/space/api/box/stream/download/all/SQ2xb3Ec4o1BiRx1WKFu6RGSsTb/?mount_node_token=IFS5dAQvJozZ71x9JRHuA0TdsEd&mount_point=docx_image" data-width="2936" data-height="1372" data-lark-image-uri="drivetoken://SQ2xb3Ec4o1BiRx1WKFu6RGSsTb" data-lark-image-width="2936" data-lark-image-height="1372" data-host-from-cloud="true" style="max-width: 100%; height: auto; border-radius: 12px; font-size: 16px;"></div><div class="ace-line ace-line old-record-id-ShL0dp9WMoFaHMxyEXMuuKoysgd"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-QM4hddYEKockQOxYJL9uQtvPske"><span style="font-size: 16px;">步骤 2：输入充值详情</span></h3><div class="ace-line ace-line old-record-id-ZpxndoUOWo77xdxtrPGu4l2Jscf"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-EAVrdG8Ixowabhx2bohurW8Gsuh"><span style="font-size: 16px;">1）选择 USD 作为您的支付币种</span></div><div class="ace-line ace-line old-record-id-DfkjdhzlZotXWtxmo8Xupzn0spb"><span style="font-size: 16px;">2）输入您希望充值的金额</span></div><div class="ace-line ace-line old-record-id-O9iRdb1fuoPxdWx9gxcuXzgKsYb"><span style="font-size: 16px;">3）选择银行转账 (SWIFT) 作为支付方式</span></div><div class="ace-line ace-line old-record-id-W8S0d8016o8PskxrAEzu63Axsze"><span style="font-size: 16px;">注意：最终到账金额将以实际收到的金额为准。</span></div><div class="ace-line ace-line old-record-id-E5Pddy4aaocri1xQUb5uy719sTc"><span style="font-size: 16px;"><br></span></div><div style="text-align:center" data-type="image" 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data-suite="eyJmaWxlVG9rZW4iOiJSTHJiYk12RUtvSGhsOHhoWWtMdUNXOVJzcmQiLCJvYmpUeXBlIjoiZG9jeCIsIm9ialRva2VuIjoiQVZmdmRrU0lob3dNNEZ4YXRFNXVsbndlc3FmIiwib3JpZ2luU3JjIjoiaHR0cHM6Ly9pbnRlcm5hbC1hcGktZHJpdmUtc3RyZWFtLmxhcmtzdWl0ZS5jb20vc3BhY2UvYXBpL2JveC9zdHJlYW0vZG93bmxvYWQvcHJldmlldy9STHJiYk12RUtvSGhsOHhoWWtMdUNXOVJzcmQvP3ByZXZpZXdfdHlwZT0xNiJ9" data-src="https://internal-api-drive-stream.larksuite.com/space/api/box/stream/download/all/RLrbbMvEKoHhl8xhYkLuCW9Rsrd/?mount_node_token=AVfvdkSIhowM4FxatE5ulnwesqf&mount_point=docx_image" data-width="2924" data-height="1374" data-lark-image-uri="drivetoken://RLrbbMvEKoHhl8xhYkLuCW9Rsrd" data-lark-image-width="2924" data-lark-image-height="1374" data-host-from-cloud="true" style="max-width: 100%; height: auto; border-radius: 12px; font-size: 16px;"></div><div class="ace-line ace-line old-record-id-Ic0XdwyRyorpfCx7BpVu9cY3sGd"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-IkRPdUX8BoquCpxtAZ2ukWdssuc"><span style="font-size: 16px;">步骤 3：完成账户设定</span></h3><div class="ace-line ace-line old-record-id-HMxodQSLCoF0pWxXvAqujY4Ksxb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-FQ6tdnLsHoTTMcxMzCiu85INsCh"><span style="font-size: 16px;">您可能需要查看并提供您的身份信息以设定您的银行转账账户，包括您的全名、国籍、居住国家/地区以及其他所需详情。</span></div><div class="ace-line ace-line old-record-id-Yb6ddsdiPoTjQmxbpnsu41HCsGc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-HyS6d5iYjos6BGxGN92utT4ysFh"><span style="font-size: 16px;">请确保所有信息均准确无误，且与您已认证的账户详情相符。</span></div><div class="ace-line ace-line old-record-id-LpKHdVtZIoOXNdxk8IluQ3hFsmb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-D5ETdMCzQo7KLexOzMYuckgJspb"><span style="font-size: 16px;">账户建立通常需要约 2 分钟。完成后，您即可继续进行转账。</span></div><div class="ace-line ace-line old-record-id-UuxrdJLP8o2adhxmYw8uVlzXsxh"><span 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class="image-uploaded gallery old-record-id-Nd0TdVGTPoea5axxOwauag16s2c"><img src="https://mexc-rainbown-activityimages.s3.ap-northeast-1.amazonaws.com/banner/F20261023145329287d0SPOfMctygsRp.png" data-single-block="true" data-snapshot="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" data-suite="eyJmaWxlVG9rZW4iOiJTZWJQYm5weklvWGRvd3hmdVVYdXdIelpzcU8iLCJvYmpUeXBlIjoiZG9jeCIsIm9ialRva2VuIjoiTmQwVGRWR1RQb2VhNWF4eE93YXVhZzE2czJjIiwib3JpZ2luU3JjIjoiaHR0cHM6Ly9pbnRlcm5hbC1hcGktZHJpdmUtc3RyZWFtLmxhcmtzdWl0ZS5jb20vc3BhY2UvYXBpL2JveC9zdHJlYW0vZG93bmxvYWQvcHJldmlldy9TZWJQYm5weklvWGRvd3hmdVVYdXdIelpzcU8vP3ByZXZpZXdfdHlwZT0xNiJ9" data-src="https://internal-api-drive-stream.larksuite.com/space/api/box/stream/download/all/SebPbnpzIoXdowxfuUXuwHzZsqO/?mount_node_token=Nd0TdVGTPoea5axxOwauag16s2c&mount_point=docx_image" data-width="1888" data-height="912" data-lark-image-uri="drivetoken://SebPbnpzIoXdowxfuUXuwHzZsqO" data-lark-image-width="1888" data-lark-image-height="912" data-host-from-cloud="true" style="max-width: 100%; height: auto; border-radius: 12px; font-size: 16px;"></div><div class="heading-2 ace-line old-record-id-JLl4d8SX3oF8pixRtyyutstSsXe"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-CthQd0mVqo3O9nxNBW9urt4GsKe"><span style="font-size: 16px;">步骤 4：进行银行转账</span></h3><div class="ace-line ace-line old-record-id-IqljdhUU3oxrR9xcmoFuy2SCsug"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-BPKcdcGPVopz3mx41xJukyONsSe"><span style="font-size: 16px;">查看 MEXC 提供的转账详情，包括：</span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-SRFHdGQmjoTKC1xOPKSuUtyzsue" data-list="bullet"><div><span style="font-size: 16px;">收款人姓名</span></div></li><li class="ace-line ace-line old-record-id-ElPGdmMOJoyHq2xwEImuPCqHsRe" data-list="bullet"><div><span style="font-size: 16px;">IBAN</span></div></li><li class="ace-line ace-line old-record-id-LYtIdH3eYo6ZGSxUREIuOfrgsAg" data-list="bullet"><div><span style="font-size: 16px;">收款人账户</span></div></li><li class="ace-line ace-line old-record-id-NNgvdrDD5ofXnzxr63fuP9ypswL" data-list="bullet"><div><span style="font-size: 16px;">附言/备注</span></div></li><li class="ace-line ace-line old-record-id-WiLrd7sstoI9UHxgYaPuZi06sdb" data-list="bullet"><div><span style="font-size: 16px;">其他银行详情（如适用）</span></div></li></ul><div class="ace-line ace-line old-record-id-LDCqdufWEoIIQgxCVD5uh0g8s2Z"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-WLTBdsSEUoFPUZx7fm7uEiR4s5d"><span style="font-size: 16px;">使用这些详情从您的银行发起 SWIFT 转账。</span></div><div class="ace-line ace-line old-record-id-SwLRdvu7XoBLBpxsCY3u2cS3sQd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-LLXvd2laOoXif8xnbN3u0DeQsQc"><span style="font-size: 16px;"><strong>重要提示：</strong>请严格按照显示的信息输入收款人详情与附言码。信息错误可能会导致转账失败或延迟。</span></div><div class="ace-line ace-line old-record-id-UiaFdKKGTovNibxT5Lwu7Siqsqb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-CKAydXFsBouQXAxY9lHuVV9Ss6f"><span style="font-size: 16px;">进行银行转账时，请特别注意以下事项：</span></div><div class="ace-line ace-line old-record-id-Fbz6dPHTNolkSOxOz95umTovsUc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-YriqdfgiDoECZgxUu4CuAWNvsqf"><span style="font-size: 16px;">1）收款账户信息</span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-XTvDdfKYXohjazx79zyuhePEsCg" data-list="bullet"><div><span style="font-size: 16px;">请根据银行要求，使用国际银行账号（IBAN）或银行账号进行转账。</span></div></li><li class="ace-line ace-line old-record-id-SNkVdCIOGoijO7xlxGKuwm1SsVe" data-list="bullet"><div><span style="font-size: 16px;">转账类型请选择【个人转账】，收款银行所在国家或地区请选择【巴林】（Bahrain，BH）。</span></div></li><li class="ace-line ace-line old-record-id-GcSldzFLDoKHKvxBRmLuDMSrsbb" data-list="bullet"><div><span style="font-size: 16px;">部分银行在办理国际汇款时可能要求填写中间行信息。如有需要，请以 MEXC 充值页面显示的中间行信息为准。</span></div></li></ul><div class="ace-line ace-line old-record-id-KIGFdsDIPoSWvsxmSGmumCaesqc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Nqywd6PwkoXIucxD5j4uiUDTsMb"><span style="font-size: 16px;">2）付款账户要求</span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-G7vkdbGJaonGvkxdolyumR5usnJ" data-list="bullet"><div><span style="font-size: 16px;">请使用与 MEXC 实名认证姓名一致的本人银行账户进行汇款。使用他人名下的银行账户汇款，款项将被退回。</span></div></li></ul><div class="ace-line ace-line old-record-id-RX6Wd0dBcoq3IjxksnVuoB0hs6d"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-YuoAdGphao14Jsx4jajuMBlLsxb"><span style="font-size: 16px;">3）转账备注</span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-KN17dy4Tgo07VAxNHJEu225Zswf" data-list="bullet"><div><span style="font-size: 16px;">请在转账备注中完整填写页面提供的汇款识别码（Reference）。未填写或填写错误可能导致订单匹配延迟，甚至无法匹配。</span></div></li></ul><div class="ace-line ace-line old-record-id-SwMld6y6Po2eIsxHpiPuBujLsob"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-V77Kdu5V7o9XX8xo8vTu4A04slc"><span style="font-size: 16px;">4）手续费</span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-IEXkdg8dWofO55xmkELu6du1sah" data-list="bullet"><div><span style="font-size: 16px;">SWIFT 汇款可能经过一家或多家中间行，中间行可能从汇款金额中另行扣费。</span></div></li><li class="ace-line ace-line old-record-id-Sq18dFTSEoWPooxAZ3jueJR1spb" data-list="bullet"><div><span style="font-size: 16px;">请在银行端选择【汇款人承担全部手续费（OUR）】。请确保实际到账金额不低于订单金额。</span></div></li></ul><div class="ace-line ace-line old-record-id-QL27dW5aXontvYxmVdJun0E4sUc"><span style="font-size: 16px;"><br></span></div><div style="text-align:center" data-type="image" 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data-src="https://internal-api-drive-stream.larksuite.com/space/api/box/stream/download/all/IFCNbzJLSo6uMYxrwTcuyqEtsZa/?mount_node_token=WtyPdAF7YoZc38x2EFLuRrGCs3g&mount_point=docx_image" data-width="1782" data-height="1674" data-lark-image-uri="drivetoken://IFCNbzJLSo6uMYxrwTcuyqEtsZa" data-lark-image-width="1782" data-lark-image-height="1674" data-host-from-cloud="true" style="max-width: 100%; height: auto; border-radius: 12px; font-size: 16px;"></div><div class="ace-line ace-line old-record-id-Naptdl4qEopjRQxzVdCuZcXQs7d"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-YJWZdZftmouLEUx55ABuutEbsef"><span style="font-size: 16px;">步骤 5：等待您的充值到账</span></h3><div class="ace-line ace-line old-record-id-PzuPdK7zpoKEHPxSzDXuhWMEsWh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-MZV5drIHKojNcHxMiHCuSSPMsng"><span style="font-size: 16px;">收到并确认转账后，您的 USD 将划转至您的法币账户。</span></div><div class="ace-line ace-line old-record-id-FAewdWbq0oStdIxkfLCuw1nYspb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-BCI0d8JM6o0igGx6gkNuPUBTsWf"><span style="font-size: 16px;">SWIFT 充值通常在 1-2 个工作日内到账，具体取决于您的银行及所涉及的任何中间银行。</span></div><div class="ace-line ace-line old-record-id-Q8QgdQujmo9DQMxwap1ujM1Xsnd"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-NZu5dHVlconIysxUGZMuH1lCspW"><span style="font-size: 16px;">步骤 6：查看您的交易历史纪录</span></h3><div class="ace-line ace-line old-record-id-Az5jd6f10ovijwxoKvUudkQes9n"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-YGAJdpy9qoS9qfxiYXPuMwlDsyd"><span style="font-size: 16px;">前往资产 → <a data-lark-is-custom="true" href="https://www.mexc.com/assets/fiat">法币</a>以查看您的法币充值与提现历史纪录。</span></div><div class="ace-line ace-line old-record-id-MaB0dt5Kfo5uXqxsFVauCNrFsCA"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-RpqtdduHxorqkAxaQ28usqOCsEh"><span style="font-size: 16px;">到账后，您的 USD 余额即可用于购买数字货币与进行交易。</span></div><div class="ace-line ace-line old-record-id-XEzsdJF7PoMI3gxVk8EuqJPEswd"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-THFddk2FaosPwIxDsVGuoYKIsKb"><strong>2. 提现</strong></h2><div class="ace-line ace-line old-record-id-RYifd789Eov3DCxuepCuj9KZsNb"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-Lnxbdyu3PoEWO4xAj6CugFXdsSd"><span style="font-size: 16px;">步骤 1：前往法币提现页面</span></h3><div class="ace-line ace-line old-record-id-Shzhd7Y2MoRsODxUHfPu6rgPspf"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-SN3ddaCGjotfILxkHDmu3h3KsAf"><span style="font-size: 16px;">前往<a data-lark-is-custom="true" href="https://www.mexc.com/buy-crypto/fiat-deposit">法币充值页面</a>。或者，将鼠标悬停在顶部导航栏的买币上，然后选择法币充值。然后选择提现以切换至法币提现页面。</span></div><div class="ace-line ace-line old-record-id-GQYbd76pTo1cl2xSYfnuUx4JsQb"><span style="font-size: 16px;"><br></span></div><div style="text-align:center" data-type="image" data-ace-gallery-json="{"items":[{"uuid":"c8ec8791-9054-40c4-a99d-abc413cea851","height":1526,"width":3810,"currHeight":1526,"currWidth":3810,"natrualHeight":1526,"natrualWidth":3810,"pluginName":"imageUpload","scale":1,"src":"https%3A%2F%2Finternal-api-drive-stream.larksuite.com%2Fspace%2Fapi%2Fbox%2Fstream%2Fdownload%2Fpreview%2FHskdbHx9IoCIDOx8dj0ujdShsFT%2F%3Fpreview_type%3D16","file_token":"HskdbHx9IoCIDOx8dj0ujdShsFT","image_type":"image/png","size":410418,"comments":[]}]}" class="image-uploaded gallery old-record-id-A1OId0xQYoIGsqxag0fujtDYspc"><img src="https://mexc-rainbown-activityimages.s3.ap-northeast-1.amazonaws.com/banner/F20261023145325337jZxvEJEd75pBJF.png" data-single-block="true" data-snapshot="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" data-suite="eyJmaWxlVG9rZW4iOiJIc2tkYkh4OUlvQ0lET3g4ZGowdWpkU2hzRlQiLCJvYmpUeXBlIjoiZG9jeCIsIm9ialRva2VuIjoiQTFPSWQweFFZb0lHc3F4YWcwZnVqdERZc3BjIiwib3JpZ2luU3JjIjoiaHR0cHM6Ly9pbnRlcm5hbC1hcGktZHJpdmUtc3RyZWFtLmxhcmtzdWl0ZS5jb20vc3BhY2UvYXBpL2JveC9zdHJlYW0vZG93bmxvYWQvcHJldmlldy9Ic2tkYkh4OUlvQ0lET3g4ZGowdWpkU2hzRlQvP3ByZXZpZXdfdHlwZT0xNiJ9" data-src="https://internal-api-drive-stream.larksuite.com/space/api/box/stream/download/all/HskdbHx9IoCIDOx8dj0ujdShsFT/?mount_node_token=A1OId0xQYoIGsqxag0fujtDYspc&mount_point=docx_image" data-width="3810" data-height="1526" data-lark-image-uri="drivetoken://HskdbHx9IoCIDOx8dj0ujdShsFT" data-lark-image-width="3810" data-lark-image-height="1526" data-host-from-cloud="true" style="max-width: 100%; height: auto; border-radius: 12px; font-size: 16px;"></div><div class="ace-line ace-line old-record-id-ACMNdiBFuonHMlxY0XyuiepOswh"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-BGIfdCSd3ooH9IxXBAuuvwnUsLN"><span style="font-size: 16px;">步骤 2：输入提现详情</span></h3><div class="ace-line ace-line old-record-id-MXPYdH9hxorJABxvhchusglmsic"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-TjccdUPl2oaCu0xy0IOuW9oTspd"><span style="font-size: 16px;">1）选择 USD 作为您的支付币种。</span></div><div class="ace-line ace-line old-record-id-ERqPdyEL6oYaH9xnf63uMkQxsTg"><span style="font-size: 16px;">2）输入您希望提现的金额。</span></div><div class="ace-line ace-line old-record-id-BaWFdvt6Kos3hPxbxdDuG3F7sld"><span style="font-size: 16px;">3）选择银行转账 (SWIFT) 作为您的提现方式。</span></div><div class="ace-line ace-line old-record-id-TQ51dPtsdoGt4dxrQ0ruXe6YsPh"><span style="font-size: 16px;">4）按要求输入您的银行账户详情。</span></div><div class="ace-line ace-line old-record-id-WdAedtcdmoRJ3SxUGz3uwCqYseg"><span style="font-size: 16px;">5）核对提现详情及适用手续费，然后继续操作。</span></div><div class="ace-line ace-line old-record-id-OBFQdLdvBonhrsxX2oQuSXEusAc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-VBS0dvo0Doq9agx0WM1ua9DBsDc"><span style="font-size: 16px;">重要提示：请确保您的银行账户信息准确无误。信息错误或不完整可能会导致延迟或提现失败。</span></div><div class="ace-line ace-line old-record-id-NfoSdlC2ooWCtNxCafTuQhHvsWh"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-LDKGd1HW1oAtVqxtpzXupceas9K"><span style="font-size: 16px;">步骤 3：完成安全认证</span></h3><div class="ace-line ace-line old-record-id-TpdGdOR35o54gdxH1kSunHvms6f"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Tf5jddEYNoU0cPxo2rauORvXsRb"><span style="font-size: 16px;">核对并确认您的提现详情，然后完成安全认证 (2FA)。</span></div><div class="ace-line ace-line old-record-id-QN5VdV6upoyZOnxPQQMuRJmoszh"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-CetrdPDNPoL9svxYF6huMFpasOd"><span style="font-size: 16px;">步骤 4：等待您的提现</span></h3><div class="ace-line ace-line old-record-id-R8zzd2ZhCoWI91xlCLTumHfjspg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-TZf6dKgjHoQye1xA6rfuLvV6sAf"><span style="font-size: 16px;">您的提现申请成功提交后将会进行处理，资金将通过 SWIFT 发送至您的银行账户。</span></div><div class="ace-line ace-line old-record-id-VEN4dqSgeoOxvOxp3e2uveJTszd"><span style="font-size: 16px;">SWIFT 提现可能需要 1 到 2 个工作天到账，具体取决于收款银行、中间银行及银行假期。</span></div><div class="ace-line ace-line old-record-id-XJWEdZD2iop5LPxpXXNuYJF6sng"><span style="font-size: 16px;">您可以在订单下查看您的<a data-lark-is-custom="true" href="https://www.mexc.com/buy-crypto/order-processing/fiat-order-list">提现状态</a>。</span></div><div class="ace-line ace-line old-record-id-AqbydJe84oONbXxRmGauemqQsIe"><span style="font-size: 16px;">即使 MEXC 上显示提现已完成，您的银行可能仍需要额外时间将资金划入您的账户。最终划转金额与收到时间取决于您银行的处理情况与记录。</span></div><div class="ace-line ace-line old-record-id-Yu9rdnEOYo2BJHx7gEEusBWts8f"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-IsC2dO74GoStnUxXSCnu6YtXs7d"><strong>3. 重要注意事项</strong></h2><div class="ace-line ace-line old-record-id-HOMed1ehzoTqCOxvyAgumr3ysRh"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-MTZtdAwM0oljyqxE3FTu4VLbstb"><span style="font-size: 16px;">3.1 资格</span></h3><div class="ace-line ace-line old-record-id-OzWRdFoc6o2h2ExdylRuVkKdsxd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-BVYqdMv91oe84jx8a8iu36w7sZc"><span style="font-size: 16px;">USD 银行转账 (SWIFT) 适用于地址证明 (POA) 或身份证明 (POI) 来自以下支持国家或地区的符合条件用户：</span></div><div class="ace-line ace-line old-record-id-BGMDdZyRKoqH3ZxSpwauyS7XsXb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-MNfQd2dWAoIQh6xWNU9ufRzbsle"><span style="font-size: 16px;">奥兰群岛、安道尔、南极洲、阿鲁巴、澳大利亚、奥地利、巴林、巴巴多斯、比利时、百慕大、不丹、博茨瓦纳、布韦岛、巴西、英属印度洋领地、文莱、佛得角、加拿大、开曼群岛、智利、圣诞岛、科科斯（基林）群岛、库克群岛、克罗地亚、捷克共和国、丹麦、多米尼克、爱沙尼亚、福克兰群岛、法罗群岛、斐济、芬兰、法国、法属圭亚那、法属南部领地、直布罗陀、希腊、格陵兰、格林纳达、瓜德罗普、关岛、根西岛、赫德岛和麦克唐纳群岛、香港、冰岛、爱尔兰、马恩岛、以色列、意大利、日本、泽西岛、约旦、基里巴斯、拉脱维亚、列支敦士登、卢森堡、马来西亚、马绍尔群岛、马提尼克、马约特、密克罗尼西亚、蒙特塞拉特、瑙鲁、新喀里多尼亚、新西兰、纽埃、诺福克岛、北马里亚纳群岛、挪威、阿曼、帕劳、皮特凯恩群岛、波兰、葡萄牙、波多黎各、留尼汪、罗马尼亚、圣巴泰勒米、圣赫勒拿、圣基茨和尼维斯、圣卢西亚、圣马丁、圣皮埃尔和密克隆、圣文森特和格林纳丁斯、萨摩亚、圣马力诺、圣多美和普林西比、斯洛伐克、斯洛文尼亚、所罗门群岛、南乔治亚和南桑威奇群岛、韩国、西班牙、斯瓦尔巴和扬马延、瑞典、瑞士、台湾、东帝汶、托克劳、汤加、特克斯和凯科斯群岛、图瓦卢、英国、乌拉圭、梵蒂冈、瓦利斯和富图纳。</span></div><div class="ace-line ace-line old-record-id-H3TFdZTVsoO3VIxatfLudCLusth"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-S261duavEo2MGixAVzuux7pvsFg"><span style="font-size: 16px;">3.2 费用与限额</span></h3><div class="ace-line ace-line old-record-id-J8GWd7g0OopraLxTtpbuzvRBsac"><span style="font-size: 16px;"><br></span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-Gp0CdrTq2oyQHcxoJAcuLJ8Ssvb" data-list="bullet"><div><span style="font-size: 16px;"><strong>充值手续费：</strong>USD 充值享有 0 费率，直至另行通知</span></div></li><li class="ace-line ace-line old-record-id-ARr7dnEW2ocoOTxb1TgurAicsJf" data-list="bullet"><div><span style="font-size: 16px;"><strong>提现手续费：</strong>以提现页面显示的费率为准</span></div></li><li class="ace-line ace-line old-record-id-URrfd6N4iomkwHx7ai1uZWx7scb" data-list="bullet"><div><span style="font-size: 16px;"><strong>每日限额：</strong>最高等值 20,000 USD</span></div></li></ul><div class="ace-line ace-line old-record-id-Z0IjdEHhuo4hCmxxITGu8aQlsm6"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-PUcldzAkBoSTF2xFCgDux3Hgs6g"><span style="font-size: 16px;">3.3 充值说明</span></h3><div class="ace-line ace-line old-record-id-W8PfdzpP1ofvqxxCQkNueOY9sic"><span style="font-size: 16px;"><br></span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-CU3ddZqdBoFXTExJn4muKSo4ssh" data-list="bullet"><div><span style="font-size: 16px;">银行账户持有人姓名必须与您进行 MEXC 身份认证时使用的姓名一致。</span></div></li><li class="ace-line ace-line old-record-id-ElEOd9YMLov4UJxVkDpuun1CsEf" data-list="bullet"><div><span style="font-size: 16px;">划入您 MEXC 法币资产的金额将以实际收到的金额为准。</span></div></li><li class="ace-line ace-line old-record-id-IycRdYujLoJVVNx8Whcuu3nBsze" data-list="bullet"><div><span style="font-size: 16px;">请务必使用针对该笔具体交易显示的银行详情及附言码。</span></div></li><li class="ace-line ace-line old-record-id-E9KUd7lDSoOwpNxaRFsuZUl3sJh" data-list="bullet"><div><span style="font-size: 16px;">您的银行可能会收取 SWIFT 手续费。您自己的银行或中间银行可能会收取额外的 SWIFT 转账费用。</span></div></li></ul><div class="ace-line ace-line old-record-id-WrJNdgH7YogJhZxXmQ2uoWmrs6d"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-Arqkdv0gpoC2Whx6vTkunqdUs4g"><span style="font-size: 16px;">3.4 银行汇款字段填写参考</span></h3><div class="ace-line ace-line old-record-id-NojVdYXnCoHdc5xEHlWuyHMrsqb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-WAQ7dW99zoLorOxVtm0ubiZUsdh"><span style="font-size: 16px;">不同银行的网银或手机银行可能使用不同的字段名称。办理 SWIFT 汇款时，请参考以下对照表填写，并以 MEXC 充值页面显示的信息为准。</span></div><div class="ace-line ace-line old-record-id-Oy17dr0CHob87kx8mqIupJw4sOh"><span style="font-size: 16px;"><br></span></div><div><table class="ace-table" data-ace-table-col-widths="188;205;384" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="188"><col width="205"><col width="384"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-ITIidQiWdoaVBbxsMpTujxUssvg"><strong style="font-size: 16px;">银行界面常见字段</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-ZdYUd4tUkoeNXKxhpDoufNb8sOf"><strong style="font-size: 16px;">应填写信息</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-BGlkdRpx5oi89rxC9WyuCIJAspd"><strong style="font-size: 16px;">重要说明</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-XDEudRtvMof5mcxO2ZjusWlZsah"><strong style="font-size: 16px;">汇款人姓名 / Ordering Customer / Remitter</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-WV4ddnFlyozpUrxiWzYuUVozshd"><span style="font-size: 16px;">您银行账户的完整法定姓名</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-TDBnd4MW0o7xJaxeKkKukok0sGb"><span style="font-size: 16px;">必须与银行账户姓名完全一致，请勿使用首字母缩写或简称。</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Nja9dxJYRoRsQVxHCxOu4l6Msec"><strong style="font-size: 16px;">收款人姓名 / Beneficiary Name</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-OLRQdfYTyosR9QxQd4OuVu53s1g"><span style="font-size: 16px;">MEXC 充值页面显示的 Receiver Name</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-DWzMdjjxxoVNOHxoaEQumiUKsmz"><span style="font-size: 16px;">完整复制页面提供的收款人姓名。</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-J8p7db5HSobK22xLIpquoD7fsTf"><strong style="font-size: 16px;">收款人账号 / Beneficiary Account / IBAN</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-VnoqdDkqRoAwbhxtdvzuq9KCsFf"><span style="font-size: 16px;">MEXC 提供的 IBAN 或 Recipient Account</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Kds0dVukOoVlU3x5Uzsu4du7sIc"><span style="font-size: 16px;">根据银行要求填写；如要求使用 IBAN，填写完整 IBAN。</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-KIKOdSf0mo0Ajmx61b3u5twFsic"><strong style="font-size: 16px;">SWIFT / BIC 代码</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Q3FSdQFaYodhTnxYMFhu5PS2sRb"><span style="font-size: 16px;">MEXC 提供的 SWIFT Code</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-BslFdXbTfoosFExMV9FuMm9zsZg"><span style="font-size: 16px;">SWIFT/BIC 用于识别银行，IBAN 用于识别具体账户；如均要求填写，请同时填写。</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-FlMWd731dohD7tx5ZYOupqNRs5i"><strong style="font-size: 16px;">汇款附言 / Payment Reference / Reason for Payment</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-LrCgdxPDio7QnAxG3AiuUWMysCc"><span style="font-size: 16px;">MEXC 充值页面显示的 Reference Code</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-FpafdKFp6oU1aWxE2BNucAersag"><span style="font-size: 16px;">该字段为必填项。若缺失或填写错误，入金可能无法自动入账。</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Ecwxd02OZoyjhFxCSnTuRPwTsNh"><strong style="font-size: 16px;">收款银行地址 / Beneficiary Bank Address</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-ABzHdajVToyHl1x1VVSu6ilesZf"><span style="font-size: 16px;">如银行要求填写，请使用 MEXC 提供的银行所在城市及国家</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-QN2kdz5eBotNrIxoVqvuKz6hsFd"><span style="font-size: 16px;">部分银行在仅提供 SWIFT 代码不足以识别收款行时，会要求填写地址信息。</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-NmTYdwx8Do4khYx6wG1utLUDsWf"><strong style="font-size: 16px;">费用承担方式 / Details of Charges</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Lx43dIy10owxLrxj2yhuagu1shb"><span style="font-size: 16px;">建议选择 OUR</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-SzVAdwDTmo3P1FxE5AauNm6psIh"><span style="font-size: 16px;">若选择 SHA，中间行费用可能从汇款金额中扣除，导致实际到账金额减少。</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-E6dOd904do55ALxeqEru87GksEg"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-CLt1dH24LomndbxN3TtuhrWhsbc"><span style="font-size: 16px;">3.5 汇款注意事项及异常处理</span></h3><div class="ace-line ace-line old-record-id-TO2Ad4W5roBipfxQ8YfuFPzKsie"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-FRGxdbuAdonSUPxDYWwumwNissd"><span style="font-size: 16px;">转账前，请务必核对以下信息：</span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-ZSlPd6jK1oOyZpxDUBau8yOtsAd" data-list="bullet"><div><span style="font-size: 16px;">收款信息：收款人姓名、IBAN/银行账号及 SWIFT/BIC 代码必须与 MEXC 充值页面显示的信息一致。</span></div></li><li class="ace-line ace-line old-record-id-KBtLdBSuBoNZiZxmkn7uCek5skf" data-list="bullet"><div><span style="font-size: 16px;">汇款附言：请完整填写充值页面提供的 Reference Code，缺失或填写错误可能导致订单无法正常匹配。</span></div></li><li class="ace-line ace-line old-record-id-SOhNdFRtto2KyTxdzh8ut3T6sGb" data-list="bullet"><div><span style="font-size: 16px;">付款账户：必须使用与 MEXC 实名认证姓名一致的本人银行账户，第三方账户汇款将被退回。</span></div></li><li class="ace-line ace-line old-record-id-C5Mvd8v9PongGjx67LNuf3ENsMj" data-list="bullet"><div><span style="font-size: 16px;">汇款金额及手续费：确保汇款金额符合充值限额及最低入金要求，并考虑可能产生的银行手续费。</span></div></li><li class="ace-line ace-line old-record-id-VbOXdeO8PogcrUxoUScuW5g5sqc" data-list="bullet"><div><span style="font-size: 16px;">汇款凭证：建议保存充值页面的收款信息及银行汇款回单，以便后续查询。</span></div></li></ul><div class="ace-line ace-line old-record-id-GrdBdzyZsoavDbxFgVWugKOKsNz"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-JTZed7aNMoyiZ6x6a8zuCmIrsVh"><span style="font-size: 16px;">如果汇款出现异常或迟迟未到账：</span></div><div class="ace-line ace-line old-record-id-W1E1dsfB7o2qL1xOIH3uVCYhseb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-PP8CdNT62o4YHfxc1LRuIxvEssc"><span style="font-size: 16px;">SWIFT 汇款可能因银行处理、收款信息错误或订单匹配失败而延迟到账。如果超过 3 个工作日仍未到账，请按照以下步骤处理：</span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-ZEXYdgDPvoN9ZFxyIvluiNxosAc" data-list="bullet"><div><span style="font-size: 16px;">核对汇款信息：检查汇款回单中的收款人姓名、IBAN、SWIFT/BIC 代码及 Reference Code 是否正确。</span></div></li><li class="ace-line ace-line old-record-id-ERYIdZ19montAsxexkpuhluzspe" data-list="bullet"><div><span style="font-size: 16px;">联系汇款银行：确认资金是否已成功汇出，以及当前处理状态。</span></div></li><li class="ace-line ace-line old-record-id-WW69dmQoVom6kjxTWTpuUFb9sOb" data-list="bullet"><div><span style="font-size: 16px;">联系 MEXC 客服：如银行确认汇款已完成，请提交 OTC 工单，并提供汇款回单、交易参考号、汇款金额及汇款日期，以便进一步核查。</span></div></li></ul><div class="ace-line ace-line old-record-id-QEBldwhaKop2BCxuBm0uEjREsIc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-IJjDdrf3ho107pxXH58uDMMas4d"><span style="font-size: 16px;">安全提醒：请仅使用 MEXC 官方充值页面提供的银行收款信息，切勿通过电子邮件、Telegram 或其他非官方渠道获取或确认收款账户信息。</span></div><div class="ace-line ace-line old-record-id-Y035dnagDo6SaOxzFVIu7F3Asye"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-QxXddJP9Zoq449x2culuu8BVsgf"><span style="font-size: 16px;">如果您有任何疑问，欢迎提交 <a data-lark-is-custom="true" href="https://www.mexc.com/support/ticket/submit/otc-consultation">OTC 工单</a>寻求协助。</span></div><div style="text-align:left" class="ace-line ace-line old-record-id-MKvQdvOp9ommLnxRph6uswq0s3g"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-XmGEdpQpzo8CB5xXrsruWhq4s9d"><span style="font-size: 16px;">推荐阅读：</span></h3><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-IT1pdi8LUoo8zYxBHDdu0Oias5b" data-list="bullet"><div><a data-lark-is-custom="true" href="https://www.mexc.com/zh-TW/support/article/how-to-complete-advanced-kyc-verification-360041069032" style="font-size: 16px;">如何完成高级身份认证</a></div></li><li class="ace-line ace-line old-record-id-PNvkdfrjvoOgx9xsvGmu8F2us9g" data-list="bullet"><div><a href="https://www.mexc.com/support/article/how-to-buy-crypto-with-0-fees-on-mexc-381169001672370176" data-lark-is-custom="true" style="font-size: 16px;">如何在 MEXC 0 手续费买币？</a></div></li><li class="ace-line ace-line old-record-id-FPI3dzIYNor6zKxdQbLuzEPlswd" data-list="bullet"><div><a href="https://www.mexc.com/support/article/the-complete-guide-to-buying-crypto-for-beginners-374370420630069248" data-lark-is-custom="true" style="font-size: 16px;">法币购买数字货币完全指南：MEXC 法币充值新手教程</a></div></li><li class="ace-line ace-line old-record-id-M3NqdYVbToltjAxh9UyuyMbys2g" data-list="bullet"><div><a href="https://www.mexc.com/support/article/how-to-deposit-pln-on-mexc-using-blik-440434628324942848" data-lark-is-custom="true" style="font-size: 16px;">如何在 MEXC 上使用 BLIK 充值 PLN</a></div></li><li class="ace-line ace-line old-record-id-V64MdmkYjog9sMxCp5Fu3N2csNb" data-list="bullet"><div><a href="https://www.mexc.com/support/article/how-to-buy-crypto-using-third-party-channel-360055862031" data-lark-is-custom="true" style="font-size: 16px;">如何使用第三方通道购买数字货币</a></div></li></ul><div class="ace-line ace-line old-record-id-U4cOd5Jjyo6RHex59yXu2J4Iszf"><br></div></div>

<div data-page-id="ByyMdzEtJoFcc6xPXwou9rsEsWh" data-lark-html-role="root" data-docx-has-block-data="true"><h2 class="heading-2 ace-line old-record-id-AQQldZIvdovi5zxbTDvu7ctrs7g"><strong>MEXC T+N 提现政策问答 </strong></h2><div class="ace-line ace-line old-record-id-YrpfdebQvo33jUxgrqgup3nKsnc"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-OWcLd1oujomupRxK5psueyIAsRe"><strong>1. 什么是 T+N 提现政策？</strong></h2><div class="ace-line ace-line old-record-id-Iyl0dFEAyomGmpx7kJnuIrviskI"><span style="font-size: 16px;"><br></span></div><div style="text-align:left" class="ace-line ace-line old-record-id-SFEvdGUp1oPV31xJ8l4uTUxwsPe"><span style="font-size: 16px;">T+N 提现政策要求用户通过 OTC（场外交易）购得的加密货币需等待 N 小时后方可提现或转出。此政策旨在风控核查期间冻结可疑资金，防范洗钱和诈骗。</span></div><div class="ace-line ace-line old-record-id-QONYdjHoGoumOGxUgxAuRXl7sqd"><span style="font-size: 16px;"><br></span></div><div style="text-align:left" class="ace-line ace-line old-record-id-XOuMdkKQ0ofAOYxeJ3LuF0PQsUe"><span style="font-size: 16px;">T+N 是对通过法币渠道（OTC）获得的资产设置的流动限制政策，涵盖：限制操作：提现、站内转账、OTC 卖出、法币出金、发红包 N 天倒计时结束前，上述操作均被冻结（如 T+N=24/72 小时）</span></div><div class="ace-line ace-line old-record-id-EozAdM21XoVFBnxUvo6ug172sDb"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-RcKrdSaKBo7iz7x16m9usCOjsfb"><strong>2. 为什么需要 T+N 提现等待时间？</strong></h2><div class="ace-line ace-line old-record-id-NotNdisSuojmODxUNU0ujn7Ssab"><span style="font-size: 16px;"><br></span></div><div style="text-align:left" class="ace-line ace-line old-record-id-IXx2dCV8RoWfSlxBppjus8YPs8f"><span style="font-size: 16px;">风险缓冲：24/ 72 小时缓冲期可拦截不法资产提现，避免黑钱流入平台。</span></div><div style="text-align:left" class="ace-line ace-line old-record-id-L3xrdhaiHoHpNBxPMiSulb82sBh"><span style="font-size: 16px;">合规安全：配合反洗钱（AML）要求，降低用户银行卡冻结风险。</span></div><div style="text-align:left" class="ace-line ace-line old-record-id-NXu3d3bzSovAP9xWUyXuBFcisvc"><span style="font-size: 16px;">动态监测：平台利用此时间分析交易模式，标记高风险行为（如大额可疑转账）。</span></div><div style="text-align:left" class="ace-line ace-line old-record-id-IuQqdvGP2ouMZUxIw5fuxWXcsYX"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-NaqtdEjAJoIkLqxjRl4uWZYesBb"><strong>3. T+N 提现政策适用于哪些国家？</strong></h2><div class="ace-line ace-line old-record-id-DY1OdI5zjoZ14kxBVISuXkMYsYg"><span style="font-size: 16px;"><br></span></div><div style="text-align:left" class="ace-line ace-line old-record-id-CbIRda9AXoUXY2xPwuPuMim9s8c"><span style="font-size: 16px;">白俄罗斯、比利时、巴西、哥伦比亚、捷克共和国、丹麦、爱沙尼亚、法国、德国、匈牙利、冰岛、印度、爱尔兰、意大利、哈萨克斯坦、拉脱维亚、荷兰、尼日利亚、挪威、波兰、罗马尼亚、俄罗斯、沙特阿拉伯、斯洛伐克、西班牙、瑞士、泰国、土耳其、乌克兰、阿拉伯联合酋长国、英国、乌兹别克斯坦、约旦</span></div><div style="text-align:left" class="ace-line ace-line old-record-id-JFUvdbJhioLREvxLVqwuw8yksjh"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-ManydD4iEoGbLYxmat1ufvoLsPc"><strong>4. 哪些交易会受到 T+N 政策影响？</strong></h2><div class="ace-line ace-line old-record-id-LEnDdSpUZoWzvWx63EKuEJgws9N"><span style="font-size: 16px;"><br></span></div><div style="text-align:left" class="ace-line ace-line old-record-id-GExsdjdIToTFlQxUw7yuPoMBs8e"><span style="font-size: 16px;">仅限 OTC 购买的加密货币，包括：</span></div><div><table class="ace-table" data-ace-table-col-widths="100;100;317" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="100"><col width="100"><col width="317"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-NxqrdunsJoPbsex3qxfu8V5DsZd"><span style="font-size: 16px;">场景</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-UMRHdZ3FUoGoCjxUQHPuvbZYsMc"><span style="font-size: 16px;">是否受限</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-POHpdygYBo81jLx11BDuaF0TsUe"><span style="font-size: 16px;">说明</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-BvLSdTjU3oEVOQxtZxvuLDe7sQc"><span style="font-size: 16px;">OTC 卖出</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-UtAbdrB8koVYgDxzTluuue60sKe"><span style="font-size: 16px;">✅</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-NDgqdr2DpouWdOx7g3vuE44Bsle"><span style="font-size: 16px;">T+N 期间禁止卖出法币资产</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Wbi7dtpZvohRFbxuqmguKkELsoS"><span style="font-size: 16px;">法币渠道出金</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Xi9Kd9Gtao2YNFxe4kpupXbBsPc"><span style="font-size: 16px;">✅</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-VFlDdqU2iovMxSxPPg0uVtRlstd"><span style="font-size: 16px;">禁止转换为法币并提现至银行</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-AoY7dp1nVo4ZIYx9LTBuEjLNsle"><span style="font-size: 16px;">提现</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-DAiPdyAeqoPOxuxbYhHugDUqsTf"><span style="font-size: 16px;">✅</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-PzgFdz4rAoKhb2xS84sussEisjc"><span style="font-size: 16px;">禁止链上转出资产</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-MsnrdUAWjogstMxqDOjuo5YXsBc"><span style="font-size: 16px;">转账</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-BrvUdpRJYomBA8xqqqZu8mR9s0S"><span style="font-size: 16px;">✅</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Z1BLdR8czosRAvxd6Lfu1zm3sMh"><span style="font-size: 16px;">禁止站内转移给其他用户</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-IIofdQcsloRIulxYuTKuH8fEsJf"><span style="font-size: 16px;">发红包</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-ZyycduZYboP0kDxq9RWuupEcsxh"><span style="font-size: 16px;">✅</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-AJ0fd7J5goJYtkx9xWSu9mBSs7g"><span style="font-size: 16px;">禁止通过红包发送 OTC 资产</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-SLypdYCV2oOt2KxNreHugiFcsxb"><span style="font-size: 16px;">现货交易</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-HYhpdTv6moTctdxoCcnuETvgsvh"><span style="font-size: 16px;">❌</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-YP0MdLsLCo5MjZxTj05uICzMspd"><span style="font-size: 16px;">可自由交易，但盈利部分提现不受限</span></div></td></tr></tbody></table></div><div style="text-align:left" class="ace-line ace-line old-record-id-RquwdtSzfo3DqDxi4jyuSvkPs3e"><span style="font-size: 16px;">不影响行为：现货交易获利提现、充值加密货币的直接提现 </span></div><div class="ace-line ace-line old-record-id-IhiGdCR2GoVZRbx0E2yubcpZsfh"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-M8gbdae37o52kVxm11kug9fssTg"><strong>5. 提现时间是固定的 24~72 小时吗？</strong></h2><div class="ace-line ace-line old-record-id-RSNFdAgwHoQXcpxhDt2u77aesRh"> <span style="font-size: 16px;"><br></span></div><div style="text-align:left" class="ace-line ace-line old-record-id-MNO6dqNIkoPohXxdFmFuGbvnstd"><span style="font-size: 16px;">否，时间非固定。</span></div><ul start="1" class="list-bullet1"><li style="text-align:left" class="ace-line ace-line old-record-id-PLfkd3S2poWmVpxB4FIubh9osnh" data-list="bullet"><div><span style="font-size: 16px;">基础限制：MEXC 默认采用 T+N（24小时）。</span></div></li><li style="text-align:left" class="ace-line ace-line old-record-id-QVfNdtPCCoENC1xb2JuuO8rssod" data-list="bullet"><div><span style="font-size: 16px;">动态调整：根据风控等级延长（如高风险操作触发 T+2 或更长）。</span></div></li></ul><div style="text-align:left" class="ace-line ace-line old-record-id-BhMrdaJ10o5C0sx7iM4uz44FsOh"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-WPQPdkNBAonN1ExNWs3uJp2OsQg"><strong>6. 如何查询提现状态？</strong></h2><div class="ace-line ace-line old-record-id-KBoJd2a96oCoIsxocQruDBJLscf"><span style="font-size: 16px;"><br></span></div><div style="text-align:left" class="ace-line ace-line old-record-id-Nv2dd1VLfozVWWx8Rkeu171ps3e"><span style="font-size: 16px;">登录 MEXC 账户 → 【资金记录】 → 【提币记录】。查看记录状态：</span></div><ul start="1" class="list-bullet1"><li style="text-align:left" class="ace-line ace-line old-record-id-Y0QIdJMgCok3wTxjVnQuc1krsOd" data-list="bullet"><div><span style="font-size: 16px;">处理中：等待 T+N 倒计时或区块链确认。</span></div></li><li style="text-align:left" class="ace-line ace-line old-record-id-YXeqdtmt1o0NQVxeeOtuUfhbsHd" data-list="bullet"><div><span style="font-size: 16px;">已到账：成功打入目标账户。</span></div></li></ul><div style="text-align:left" class="ace-line ace-line old-record-id-Y38gdOuznoX6akxRLWruBiDAsFf"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-F7VZdGVe0osWt9xsgVsuCx1Rsif"><strong>7. 政策是否适用于所有用户？</strong></h2><div class="ace-line ace-line old-record-id-HlXidWh6aoioPhxW2FCuuFPwseh"><span style="font-size: 16px;"><br></span></div><div style="text-align:left" class="ace-line ace-line old-record-id-Cw5qdwdYModWIqxaICeuDTVyswf"><span style="font-size: 16px;">否，仅触发风控的用户受影响：</span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-PPXJdpCFNoWIolx4VjwuJOV9sJg" data-list="bullet"><div><span style="font-size: 16px;">高风险行为：如频繁大额 OTC 买入后立即提现。</span></div></li><li class="ace-line ace-line old-record-id-RHAcdPrujo6PmfxODZmuFjnxspf" data-list="bullet"><div><span style="font-size: 16px;">非受限用户：正常交易或未触发风控的用户可即时提现。</span></div><ul class="list-bullet2"><div class="ace-line ace-line old-record-id-VP1tdBq8to7qlTxT5ezupIqxs8j"><span style="font-size: 16px;"><br></span></div></ul></li></ul><h2 class="heading-2 ace-line old-record-id-JiXlddgjLoRedqx2viSuLvshsgf"><strong>8. 政策是否会更改或扩展到其他国家？</strong></h2><div class="ace-line ace-line old-record-id-MOHcdFfyPoMmGJxziLiuWmMjsug"><span style="font-size: 16px;"><br></span></div><div style="text-align:left" class="ace-line ace-line old-record-id-LbCrdKH6VoLZ8PxIPEku6QBfspf"><span style="font-size: 16px;">可能调整：</span></div><ul start="1" class="list-bullet1"><li style="text-align:left" class="ace-line ace-line old-record-id-JxfXdE8gDolxoSxyqjzusHk1sVc" data-list="bullet"><div><span style="font-size: 16px;">MEXC 保留根据风控需求扩展政策（如延长 T+N 时长、新增国家）的权利。</span></div></li><li style="text-align:left" class="ace-line ace-line old-record-id-YUgYdEgqYo9FoFxTpAyu75pCsjc" data-list="bullet"><div><span style="font-size: 16px;">若诈骗模式升级，政策可能收紧。</span></div></li></ul><div class="ace-line ace-line old-record-id-KdbSdbwjqoIgeTx7C6vuCqHbspg"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-Cq8zdMi4IofOitxHBJHuoqcLsBf"><strong>9. 提现超过 72 小时未到账怎么办？</strong></h2><div class="ace-line ace-line old-record-id-SI3PdpP4No4raYx9XboubHoRsvd"><span style="font-size: 16px;"><br></span></div><div style="text-align:left" class="ace-line ace-line old-record-id-ZNfadY5q0omCJexChMRuC4y0sKb"><span style="font-size: 16px;">分步处理：</span></div><ul start="1" class="list-bullet1"><li style="text-align:left" class="ace-line ace-line old-record-id-OepLd6pBtoRQ0SxiHKsuaueaspm" data-list="bullet"><div><span style="font-size: 16px;">检查状态：在 “提现历史” 确认是否已完成提现转账。</span></div></li><li style="text-align:left" class="ace-line ace-line old-record-id-KYWXdXk1AoG6fQxFBLSueGomsRk" data-list="bullet"><div><span style="font-size: 16px;">联系客服：若客服确认完成仍未到账，提供 TxID 并申诉。</span></div></li></ul></div>

<div data-page-id="WWs3d3u8EotnoJxZO8FugZ7fsLg" data-lark-html-role="root" data-docx-has-block-data="true"><div class="ace-line ace-line old-record-id-N5PfdtrTpoXk0XxEMAyuGRpostf"><span style="font-size: 16px;">对于很多刚接触加密货币的用户来说，买币最容易踩坑的地方，其实不是操作流程，而是各种“看不见”的费用。</span></div><div class="ace-line ace-line old-record-id-QHhodskcMoYqcFxozOFud5uoskE"><span style="font-size: 16px;">银行卡手续费、跨境支付费、汇率损耗、第三方通道加价……有时候币还没买到，成本已经先多了一层。</span></div><div class="ace-line ace-line old-record-id-UOPAd4vi4oTAlJx5gQYua97uskd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-B5Sddx5bKoAkSHxvO1Ju4K8HstT"><span style="font-size: 16px;">为了降低用户买币门槛，MEXC 目前在多个国家和地区推出了长期或阶段性的 <a data-lark-is-custom="true" href="https://www.mexc.com/campaigns/fiat-0fee-hub-3">0 Fee 买币</a>与法币充值活动。用户可以通过 Apple Pay、Google Pay、银行卡、本地银行转账以及 QR 扫码支付等方式，更低成本地完成加密资产购买。</span></div><div class="ace-line ace-line old-record-id-BMZFdB2JYohmaUxN11ju7uO0sDd"><span style="font-size: 16px;"><br></span></div><div style="text-align:center" class="ace-line ace-line old-record-id-JxJSd54CZo3ReDxZTU0ux8wUsug"><span style="font-size: 16px;">*BTN-<strong>参与活动</strong>&BTNURL=<span style="color:rgb(100,37,208)"><a data-lark-is-custom="true" href="https://www.mexc.com/campaigns/fiat-0fee-hub-3">https://www.mexc.com/campaigns/fiat-0fee-hub-3</a></span>*</span></div><div class="ace-line ace-line old-record-id-APgAdGvUwoPkHYxI9MMuz4Xgshg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Lmvyd4yu3oWmn6xGgEtudL5psah"><span style="font-size: 16px;">这篇文章会带你快速了解：</span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-Jc05dGE0VoB3BjxqHDPubnccsIe" data-list="bullet"><div><span style="font-size: 16px;">MEXC 当前支持哪些 0 Fee 买币方式</span></div></li><li class="ace-line ace-line old-record-id-ZM5BdaLZxoSBmUxOqvout6Gmssf" data-list="bullet"><div><span style="font-size: 16px;">如何通过 Apple Pay / Google Pay 快速买币</span></div></li><li class="ace-line ace-line old-record-id-X0AedOJyQoan3gxGJjZuHOyuswg" data-list="bullet"><div><span style="font-size: 16px;">不同地区支持哪些本地支付渠道</span></div></li><li class="ace-line ace-line old-record-id-EyQxdJfBFoCVKRxpKgOun3oCsRc" data-list="bullet"><div><span style="font-size: 16px;">法币充值和快捷买币有什么区别</span></div></li></ul><div class="ace-line ace-line old-record-id-OLigdr9OAoIdQHxXVZdubQ5osTc"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-QECedOtMOolsq9xOcxBuIFyvsLf"><strong>1. 为什么越来越多人选择用 MEXC 买币？</strong></h2><div class="ace-line ace-line old-record-id-FmSVdSfCHoUGQDxbZVguQzx2s4g"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-U4ehdDiPQo2qeqxrZNMuB2jOsih"><span style="font-size: 16px;"><a data-lark-is-custom="true" href="https://www.mexc.com/">MEXC</a> 提供覆盖全球多个地区的法币入金与快捷买币服务，整体流程更加适合新手用户快速完成首次买币。主要优势包括：</span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-NNrTdGXSsopzU7xiWqfu10qdshD" data-list="bullet"><div><span style="font-size: 16px;">支持 Apple Pay / Google Pay 一键买币</span></div></li><li class="ace-line ace-line old-record-id-JU6BdVi9Vo4SDyxJYV3uT4p1sHH" data-list="bullet"><div><span style="font-size: 16px;">部分支付方式支持 0 手续费</span></div></li><li class="ace-line ace-line old-record-id-XPU1dMwpTooCWVxXimRuw6iPszO" data-list="bullet"><div><span style="font-size: 16px;">覆盖多个国家和地区本地支付渠道</span></div></li><li class="ace-line ace-line old-record-id-P743dFxODoejhCxb0suuhzfUs2d" data-list="bullet"><div><span style="font-size: 16px;">支持本地银行转账与 QR 扫码支付</span></div></li><li class="ace-line ace-line old-record-id-D0oEdMuojolBSZxZ47HuoKJ3s5g" data-list="bullet"><div><span style="font-size: 16px;">支持法币充值与快捷买币两种模式</span></div></li><li class="ace-line ace-line old-record-id-EYmbd9iYgoWhppxpagou37oQs7b" data-list="bullet"><div><span style="font-size: 16px;">买币后可直接进行现货、合约等交易</span></div></li></ul><div class="ace-line ace-line old-record-id-R3O0dNbctoEZxNxAt7QuqtG9scK"><span style="font-size: 16px;">对于希望更低成本进入加密市场的用户来说，0 Fee 活动能够有效降低首次买币成本。</span></div><div class="ace-line ace-line old-record-id-TCM3dFCQEolRaUxIgcLuOcpTsDe"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-Z24pdUkOco2ZvexAfpXuWrWPsCc"><strong>2. MEXC 目前支持哪些 0 Fee 买币方式？</strong></h2><div class="ace-line ace-line old-record-id-F5S3dopEFoXfeLx0kYyugJ6Dsnd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Y4VzdCNRqokwmgxwUIXuwi16sPc"><span style="font-size: 16px;">MEXC 目前支持两类 0 手续费活动：</span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-ZlAmdJ9xdotHUVxgvQEuPa0NsTb" data-list="bullet"><div><span style="font-size: 16px;">长期 0 Fee 快捷买币</span></div></li><li class="ace-line ace-line old-record-id-YWlJd7C7moAXDoxF6NhuM28rsUb" data-list="bullet"><div><span style="font-size: 16px;">区域性法币充值 0 Fee 活动</span></div></li></ul><div class="ace-line ace-line old-record-id-NrHddmrqPolJ0NxS5LluvTY1syc"><span style="font-size: 16px;">具体支持情况会根据地区、币种及活动周期有所变化。</span></div><div class="ace-line ace-line old-record-id-OqKzd4OQGoLNFfxp94ruKQcPsBh"><span style="font-size: 16px;"><br></span></div><div style="text-align:center" data-type="image" 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data-src="https://internal-api-drive-stream.larksuite.com/space/api/box/stream/download/all/MLUKbGfRAokd0SxwR9LuL2bLsMh/?mount_node_token=LslQdOVj4o3Y2oxPeiUuedMds2g&mount_point=docx_image" data-width="2934" data-height="1464" data-lark-image-uri="drivetoken://MLUKbGfRAokd0SxwR9LuL2bLsMh" data-lark-image-width="2934" data-lark-image-height="1464" data-host-from-cloud="true" style="max-width: 100%; height: auto; border-radius: 12px; font-size: 16px; width: 750px;"></div><div class="ace-line ace-line old-record-id-Rmo2ds4Keo7fhvxUO0uusR3YsLd"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-GL2Edu3lUoDnISxF06nu8Ss0sUh"><span style="font-size: 16px;">2.1 长期 0 Fee 快捷买币</span></h3><div class="ace-line ace-line old-record-id-NjykdWCqVocZbbxuyOAuQuh0sma"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Ase0dZIqsooRbUxPKywuXigWsRf"><span style="font-size: 16px;">目前以下支付方式长期支持平台 0 手续费：</span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-M0Axd9Z6ioatVhxNiWiuSVIbszf" data-list="bullet"><div><span style="font-size: 16px;">Apple Pay</span></div></li><li class="ace-line ace-line old-record-id-AyQ1dUnHvoscFwxJE63uUkh4srf" data-list="bullet"><div><span style="font-size: 16px;">Google Pay</span></div></li><li class="ace-line ace-line old-record-id-HoFzdGirYoxRvhxnHL9u1DT2s6f" data-list="bullet"><div><span style="font-size: 16px;">信用卡/借记卡</span></div></li><li class="ace-line ace-line old-record-id-THAId7Qagoh5gWxCMYRu3vxDsab" data-list="bullet"><div><span style="font-size: 16px;">RUB QR扫码</span></div></li><li class="ace-line ace-line old-record-id-Zg2gdJaEdonNl8xzNluuilwAspd" data-list="bullet"><div><span style="font-size: 16px;">RUB卡支付</span></div></li></ul><div class="ace-line ace-line old-record-id-S2c1d8rtdoLc1UxIUYlu8pXksDh"><span style="font-size: 16px;">其中 Apple Pay 和 <a data-lark-is-custom="true" href="https://en.wikipedia.org/wiki/Google_Pay_(payment_method)">Google Pay</a> 更适合移动端用户。不需要反复输入银行卡信息，支付流程会更快，整体体验也更接近日常消费支付。</span></div><div class="ace-line ace-line old-record-id-WoAbd2jL7o1d4dxi15XujW4fshg"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-H3Xrd6QeooG5G6xRCwKuFglmsKe"><span style="font-size: 16px;">2.2 区域性法币充值 0 Fee 活动</span></h3><div class="ace-line ace-line old-record-id-BmA4dltfUotaPtxlqOcuUgAusmb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-JX8RdWY6ZoPmtpx9QQqujtv6sOL"><span style="font-size: 16px;">除了快捷买币外，MEXC 也会针对部分地区推出法币充值 0 Fee 活动。</span></div><div class="ace-line ace-line old-record-id-Nj47dYgjFoP9wmxMVaLuKO8vs8b"><span style="font-size: 16px;"><br></span></div><div><table class="ace-table" data-ace-table-col-widths="133;293;394" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="133"><col width="293"><col width="394"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-UYpCdX1eEo9EzoxbAjsu1OArsdd"><strong style="font-size: 16px;">区域</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-LUESdkS4loglPexgEmRuj9fUsUe"><strong style="font-size: 16px;">入金方式</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-L7cgdcIdDoGjyHxHEdQuLx35sJc"><strong style="font-size: 16px;">说明</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-UalTdbqDiodkU9x8DkkunWmjs6g"><strong style="font-size: 16px;">欧洲地区</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><ul start="1" class="list-bullet1"><li style="text-align:left" class="ace-line ace-line old-record-id-Dv0XdUQKJoBBBixipWruzqsrsAc" data-list="bullet"><div><span style="font-size: 16px;">SEPA</span></div></li><li style="text-align:left" class="ace-line ace-line old-record-id-XLlbdVm7WonUKbxcJjAucJCCsUe" data-list="bullet"><div><span style="font-size: 16px;">Online Bank Transfer</span></div></li></ul></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:left" class="ace-line ace-line old-record-id-TkUvdofzKoSzGaxTRXKungS6sQe"><span style="font-size: 16px;">适合欧元银行转账入金。</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-K8NjdKxJro5Z8Vxj1a5uQfZzsjc"><strong style="font-size: 16px;">巴西</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><ul start="1" class="list-bullet1"><li style="text-align:left" class="ace-line ace-line old-record-id-VyZidxnEOog3A9xRbZuuaBLEsKd" data-list="bullet"><div><span style="font-size: 16px;">PIX</span></div></li></ul></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:left" class="ace-line ace-line old-record-id-ZRA7dmA1YoKvqwxrxhCu6qbnsFe"><span style="font-size: 16px;">PIX 是巴西本地主流实时支付系统，到账速度快，也是目前巴西用户最常见的入金方式之一。</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-RQIBdufqRoMQVWxm7CXucJEYsPc"><strong style="font-size: 16px;">拉美地区</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><ul start="1" class="list-bullet1"><li style="text-align:left" class="ace-line ace-line old-record-id-J0CFdhx3doSF8YxF9YsuYFHfsMg" data-list="bullet"><div><span style="font-size: 16px;">墨西哥（MXN）：SPEI</span></div></li><li style="text-align:left" class="ace-line ace-line old-record-id-C5J0dau2Moy40txLzV8uAxRVs1f" data-list="bullet"><div><span style="font-size: 16px;">哥伦比亚（COP）：PSE</span></div></li><li style="text-align:left" class="ace-line ace-line old-record-id-UZZxd7w6dobAyfxFs3QuaFkGsfe" data-list="bullet"><div><span style="font-size: 16px;">阿根廷（ARS）：本地 QR 支付</span></div></li><li style="text-align:left" class="ace-line ace-line old-record-id-DHkQdZAYAobceJx46q4uCEm9sEM" data-list="bullet"><div><span style="font-size: 16px;">秘鲁（PEN）：银行转账</span></div></li><li style="text-align:left" class="ace-line ace-line old-record-id-XaKCd96rUoroPTxECIwumbMRsQe" data-list="bullet"><div><span style="font-size: 16px;">智利（CLP）：本地银行转账</span></div></li></ul></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:left" class="ace-line ace-line old-record-id-Owq0dFKgtoeTD2xdylhuhsf9syb"><span style="font-size: 16px;">用户可直接通过当地熟悉的银行体系完成法币充值。</span></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-DdBxdsTeuoy9fRxbqFaudlT7sKa"><strong style="font-size: 16px;">东南亚地区</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><ul start="1" class="list-bullet1"><li style="text-align:left" class="ace-line ace-line old-record-id-WkhRdeAXOo0FuFxgICYuVXwpsvg" data-list="bullet"><div><span style="font-size: 16px;">越南（VND）：VietQR</span></div></li><li style="text-align:left" class="ace-line ace-line old-record-id-NXQhdOCwwo1KvoxiYmJu1nFWsKd" data-list="bullet"><div><span style="font-size: 16px;">菲律宾（PHP）：QRPh</span></div></li></ul></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:left" class="ace-line ace-line old-record-id-WromdyQXPoShccxTprIueVibsHg"><span style="font-size: 16px;">用户可以直接通过本地银行 App、电子钱包App 扫码完成支付。</span></div></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-FifZdZgqEo15tVxlrbtuqiGSssg"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-ASJ2d45wQoLOd2xbvHMuewy0s0b"><strong>3. 如何在 MEXC 0 手续费买币？</strong></h2><div class="ace-line ace-line old-record-id-Ewzgd61djonvNjxojXYuERTlsyf"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-RHqfdiS7ioHfEaxcyvOuc15ysee"><span style="font-size: 16px;">整体流程非常简单。</span></div><div class="ace-line ace-line old-record-id-BuLJdVjivoG5RoxelgTuglS1sAc"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-UdvJd4Q7ZoSz5FxvnMsurKOpstc"><span style="font-size: 16px;">第一步：注册 MEXC 账户</span></h3><div class="ace-line ace-line old-record-id-FE5Vdv2stoKyKfxylkkuZgeusk1"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Pqq6dmU8kos2VxxleHGueG3Xs6c"><span style="font-size: 16px;">进入 MEXC 官网或 App，使用邮箱或手机号注册账户。需要注意的是，使用法币服务需要先完成 KYC 身份认证。</span></div><div class="ace-line ace-line old-record-id-MGLvdmX3eoFtK0xeirkuOcfhs6c"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-FBrjdEgnio3YvNxg0mfuhk9Ts1b"><span style="font-size: 16px;">第二步：进入「快捷买币」页面</span></h3><div class="ace-line ace-line old-record-id-YBSId3zMTonAY3xhvHbuu8vPs6c"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-SeckdBVb6oezTUxfNxEubqBjsjb"><span style="font-size: 16px;">登录后进入快捷买币页面。根据地区不同，可看到：</span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-OPJQdJCgHoZyvYxsB6dufSUtssf" data-list="bullet"><div><span style="font-size: 16px;">Apple Pay</span></div></li><li class="ace-line ace-line old-record-id-LszMdwLjJopDz2x7JlKuXetVsDh" data-list="bullet"><div><span style="font-size: 16px;">Google Pay</span></div></li><li class="ace-line ace-line old-record-id-YEP5dFsusovvlExcMjZuZJSrs6d" data-list="bullet"><div><span style="font-size: 16px;">信用卡 / 借记卡</span></div></li><li class="ace-line ace-line old-record-id-FytpdqGcFoLfgexLyukuyyYtsIc" data-list="bullet"><div><span style="font-size: 16px;">本地银行转账</span></div></li><li class="ace-line ace-line old-record-id-TQJtdofv2omONcxQmLwuwZBSszb" data-list="bullet"><div><span style="font-size: 16px;">QR 扫码支付</span></div></li><li class="ace-line ace-line old-record-id-DQAHddrbJoUHu4xpmKNuCquJshc" data-list="bullet"><div><span style="font-size: 16px;">第三方支付渠道</span></div></li></ul><div class="ace-line ace-line old-record-id-DT4Gd6GGro62NmxZXcxuEm3Lssg"><span style="font-size: 16px;">对于手机用户来说，<a data-lark-is-custom="true" href="https://www.apple.com/apple-pay/">Apple Pay</a> 和 Google Pay 通常是最快的买币方式。</span></div><div class="ace-line ace-line old-record-id-LQeDdFvIWojyXUxiPtquF4BhsQY"><span style="font-size: 16px;"><br></span></div><p><video controls="" playsinline="" preload="metadata" src="https://customer-article.mocortech.com/publicVideo/F202606221459110237YHYrwlaoMYODk.mp4" style="max-width:100%;height:auto;float:none"></video></p><h3 class="heading-3 ace-line old-record-id-AJlud1nOIofAj6xJLwWuxKs7sYd"><span style="font-size: 16px;">第三步：选择法币与支付方式</span></h3><div class="ace-line ace-line old-record-id-ZoradeLgyoLrxfxNP0TuBUZLseg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-DsYBdywMsoFSdyxOmjru4v0Ss2g"><span style="font-size: 16px;">用户可根据所在地区选择对应法币与支付渠道。例如：</span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-BdzudPuPEojABnxHoq3uRB1UsAb" data-list="bullet"><div><span style="font-size: 16px;">EUR → SEPA</span></div></li><li class="ace-line ace-line old-record-id-VZuHdHKpoo129DxE0I8utLgosCd" data-list="bullet"><div><span style="font-size: 16px;">BRL → PIX</span></div></li><li class="ace-line ace-line old-record-id-ZGkhdOOY0oJ1qkxvAkXuTB3DsYb" data-list="bullet"><div><span style="font-size: 16px;">MXN → SPEI</span></div></li><li class="ace-line ace-line old-record-id-WKLSdxhKwoJcD3xjoMuuGT4Bsxe" data-list="bullet"><div><span style="font-size: 16px;">COP → PSE</span></div></li><li class="ace-line ace-line old-record-id-CdcCd8aCtocQh8xpTjbudOLZsRb" data-list="bullet"><div><span style="font-size: 16px;">VND → VietQR</span></div></li><li class="ace-line ace-line old-record-id-BXnsd14ZEoEddXxMTEZuu7eQsHf" data-list="bullet"><div><span style="font-size: 16px;">PHP → QRPh</span></div></li><li class="ace-line ace-line old-record-id-UMqUdXlw1obmu1xFwOpuDWp3scd" data-list="bullet"><div><span style="font-size: 16px;">更多币种 → Apple Pay/Google Pay或者信用卡/借记卡支付</span></div></li></ul><div class="ace-line ace-line old-record-id-IiQ4dcmNDoXaWNxeOhVuiIQDsdh"><span style="font-size: 16px;">如果页面显示 0 Fee 标签，则代表当前支付方式支持免平台手续费。</span></div><div class="ace-line ace-line old-record-id-JpojdW98Vopsl6x3sVxuWVDTsGh"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-NqrpdOACfo78LkxYYWvuEHEKsff"><span style="font-size: 16px;">第四步：完成支付</span></h3><div class="ace-line ace-line old-record-id-Hai8dnQQ4o0JKixtwrbuKBRAsxc"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-GCQGd92Z6oMFbXxGLMmuWmUBs6f"><span style="font-size: 16px;">输入金额后，根据页面提示完成付款即可。</span></div><div class="ace-line ace-line old-record-id-KXk2dezdko12Y1xv5wJuYJRis6e"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-F9fxdvyNDopq7bx6xqWuagd5sKh"><span style="font-size: 16px;">一般情况下，Apple Pay / Google Pay / 银行卡买币通常几分钟内完成，PIX 等本地实时支付到账较快，而普通银行转账可能需要更长时间。</span></div><div class="ace-line ace-line old-record-id-QuSNdNN8ooQGEnxA3t2uypeTsab"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-SAajd3lhboRyQax8MFzuQ2jKs2d"><span style="font-size: 16px;">需要注意的是，虽然 MEXC 对部分渠道免除平台手续费，但部分银行或发卡机构仍可能收取外汇转换费用、跨境手续费、银行转账费用。具体收费规则请您以银行实际规则为准。</span></div><div class="ace-line ace-line old-record-id-KZvGdI9hcojqbHxNdQBuyLBbsGg"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-GX1vdhzaWou6jSxsAKHuPeIOsuc"><strong>4. 法币充值和快捷买币有什么区别？</strong></h2><div class="ace-line ace-line old-record-id-Ft0Qdg22KoUi4TxFNgYun9Vws7b"><span style="font-size: 16px;"><br></span></div><div><table class="ace-table" data-ace-table-col-widths="107;303;160;250" style="border:none;border-collapse:collapse;table-layout:fixed;width:500px;"><colgroup><col width="107"><col width="303"><col width="160"><col width="250"></colgroup><tbody><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Gm1hdPjiVoRf1Nx07otuBi4GsAd"><strong style="font-size: 16px;">分类</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-Op4JdYv0LoSVSfx8C5GuLIUds7d"><strong style="font-size: 16px;">概念解释</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: top; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-FIG1dwRAtoKi9fx4LGhuPlixsjd"><strong style="font-size: 16px;">资产流向</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-VBGgdpfXHoRxn5xCZEnuVKYDsLc"><strong style="font-size: 16px;">适合</strong></div></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-PcgTdl7jWoIvJrxQKPdul7O6sly"><strong style="font-size: 16px;">法币充值</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-HX2rdktSHosp0hxz8buuK3dRsnf"><span style="font-size: 16px;">用户先把法币充值到 MEXC 法币钱包，再用余额买币。</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-Y2Pwdxgwmo9oqAxfg0Fu2mMRsKg"><span style="font-size: 16px;">法币充值 → 法币钱包</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-O0bqd9tmqoU4qtxYZscul04OsBc" data-list="bullet"><div><span style="font-size: 16px;">大额资金入金</span></div></li><li class="ace-line ace-line old-record-id-QV1Td0qzIofrvVx8TofuXWkIs7o" data-list="bullet"><div><span style="font-size: 16px;">偏好银行转账用户</span></div></li><li class="ace-line ace-line old-record-id-C3h2d4jPeo59jaxZqhAuMovksQv" data-list="bullet"><div><span style="font-size: 16px;">希望降低整体买币成本用户</span></div></li></ul></td></tr><tr style="height:39px;"><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div style="text-align:center" class="ace-line ace-line old-record-id-B1god4R1coZZbFxpTipuRUsIsWb"><strong style="font-size: 16px;">快捷买币</strong></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-SVPodJK98oUI2txR1VsuRTeAsRb"><span style="font-size: 16px;">用户直接通过 Apple Pay、Google Pay、银行卡等方式购买加密货币。买到的币会直接进入现货钱包。</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><div class="ace-line ace-line old-record-id-SqDPddyt4o0DTUx7NdJuoApisDf"><span style="font-size: 16px;">快捷买币 → 现货钱包</span></div></td><td colspan="1" rowspan="1" style="border: 1px solid rgb(222, 224, 227); padding: 8px; vertical-align: middle; font-size: 10pt;"><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-HEhvdUll4oOzmXx7a8Xu7dZHs2e" data-list="bullet"><div><span style="font-size: 16px;">新手用户</span></div></li><li class="ace-line ace-line old-record-id-I6FndNGT9o75lLxtZwNuT1ylsXb" data-list="bullet"><div><span style="font-size: 16px;">小额快速买币</span></div></li><li class="ace-line ace-line old-record-id-QuJ2dPF6qokd7exgbHmunLwKshf" data-list="bullet"><div><span style="font-size: 16px;">手机端用户</span></div></li></ul></td></tr></tbody></table></div><div class="ace-line ace-line old-record-id-Pg1kddeSCoG0aPxi0mgunreMs3b"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-GDiFdEKvuoqwwbxFyQsuisHrsyd"><strong>总结</strong></h2><div class="ace-line ace-line old-record-id-STpHdRbkho4Yscx5Rx6u7cp3suf"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-VHYidp7wKo40FjxakTFuKRoCsue"><span style="font-size: 16px;">这两年，加密货币买币流程正在越来越“支付化”。尤其 Apple Pay、Google Pay 以及各地区本地银行支付体系的接入，让很多用户第一次买币的门槛明显降低。</span></div><div class="ace-line ace-line old-record-id-RcqadbVdLouUwfx9BGPucwXLsge"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-W1CDdRvOloDleKxSxRludlBxsyb"><span style="font-size: 16px;">通过支持 Apple Pay、Google Pay、信用卡/借记卡、本地转账支付等多种支付方式，MEXC 正在让全球用户以更低成本、更简单的方式进入加密市场。</span></div><div class="ace-line ace-line old-record-id-MmHldK5LUoFzgkxuZ5Nuu1lNsef"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-DKKodKNqWonxx2x02jhuWMaJs4c"><span style="font-size: 16px;">如果你正在寻找一个支持 0 Fee 买币、同时又兼顾本地支付体验的平台，MEXC 会是一个相对友好的选择。</span></div><div class="ace-line ace-line old-record-id-VZ3HdBEXzoD1RHxY2Ewuh2qYsyc"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-CsP9dEUHZoLvS9xmnrpu4UzDsjc"><span style="font-size: 16px;">推荐阅读：</span></h3><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-MDDHdXTldo2lUoxQNkwuOiszsfc" data-list="bullet"><div><a data-lark-is-custom="true" href="https://www.mexc.com/support/article/how-to-buy-crypto-via-google-pay-and-apple-pay-on-mexc-364163052893929472" style="font-size: 16px;">How to Buy Crypto via Google Pay and Apple Pay on MEXC</a></div></li><li class="ace-line ace-line old-record-id-L1HUdBISIo7j79xvsqcusr3hslc" data-list="bullet"><div><a href="https://www.mexc.com/support/article/how-to-buy-crypto-with-vnd-via-vietqr-311335479138860032" data-lark-is-custom="true" style="font-size: 16px;">How to Buy Crypto with VND via VietQR</a></div></li><li class="ace-line ace-line old-record-id-MZcGdzaOsobKYqxZ0oSu5qzEsnb" data-list="bullet"><div><a href="https://www.mexc.com/support/article/how-to-buy-crypto-using-third-party-channel-360055862031" data-lark-is-custom="true" style="font-size: 16px;">How to Buy Crypto Using Third-Party Channel</a></div></li><li class="ace-line ace-line old-record-id-PRZjdwoZYoIeeKxMeYuuri79s8d" data-list="bullet"><div><a href="https://www.mexc.com/support/article/how-to-deposit-colombian-peso-cop-on-mexc-284664230446803968" data-lark-is-custom="true" style="font-size: 16px;">How to Deposit Colombian Peso (COP) on MEXC</a></div></li><li class="ace-line ace-line old-record-id-Tv0JdBWzOolS21xmjoLuNHh8s6f" data-list="bullet"><div><a href="https://www.mexc.com/support/article/how-to-deposit-mexican-peso-mxn-via-bank-transfer-spei-284665957023656960" data-lark-is-custom="true" style="font-size: 16px;">How to Deposit Mexican Peso (MXN) via Bank Transfer (SPEI)</a></div></li></ul></div>

<div data-page-id="UU2zdFOpOo8uKmx15IjufmeLs6d" data-lark-html-role="root" data-docx-has-block-data="true"><h2 class="heading-2 ace-line old-record-id-J1kQdxT0DoOhZuxZNIUuZ1Z8s9g"><strong>内容概述</strong></h2><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-TaZTdoGrWoJwNsxGulQu8UNMsub" data-list="bullet"><div><span style="font-size: 16px;"><strong>MEXC 支持多种法币充值方式</strong>：包含银行转账、信用卡/借记卡、Apple Pay、Google Pay、第三方服务商通道，满足不同需求。</span></div></li><li class="ace-line ace-line old-record-id-RmsadJXOToo5t6x0Exkuy6Dxsze" data-list="bullet"><div><span style="font-size: 16px;"><strong>完成高级身份认证是前提</strong>：所有法币购买加密货币的操作均需通过实名认证，保障资金安全合规。</span></div></li><li class="ace-line ace-line old-record-id-SboSdGPnMoNvDkxvt0QuVYIosJh" data-list="bullet"><div><span style="font-size: 16px;"><strong>流程简单到账快捷</strong>：最快实时完成充值，新手用户也能轻松上手操作。</span></div></li><li class="ace-line ace-line old-record-id-QwiFd7ysDo5tzrxaHWzuOKJzs3f" data-list="bullet"><div><span style="font-size: 16px;"><strong>覆盖全球</strong><strong> 200+ 国家</strong>：支持欧元、美元、英镑、阿联酋迪拉姆、巴西雷亚尔等 120 多种主流法币。</span></div></li></ul><div class="ace-line ace-line old-record-id-KcUjdR2NQo9b5LxL1E1urf68swb"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-HWvDdfUNVoTbXRx8RcouNSSTs7K"><strong>1.法币是什么？加密新手必读基础知识</strong></h2><div class="ace-line ace-line old-record-id-OXHvd6ZP4oHnBrxV9M0upNFps6c"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-WT1Nd6uNDoPtVWxNBftucd5Asqd"><span style="font-size: 16px;">1.1 法币的定义</span></h3><div class="ace-line ace-line old-record-id-VbRidwbCaorSPxx8mt7u9jnNsrf"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-IglBdj80ZoLQHTxzMNSu8CFSsqf"><span style="font-size: 16px;">法币（法定货币）是由国家政府或中央银行发行、并以国家信用作为担保的货币形式。我们日常使用的美元、欧元、英镑、人民币、日元等都属于法币范畴。法定二字意味着这种货币在该国境内具有法律强制接受效力，任何商业交易都不能拒收。</span></div><div class="ace-line ace-line old-record-id-CexgdN0lPohYZ0x5l0quAM4Ssgh"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-GzwjdCqHRoO7hrx8GGeuzmoXsad"><span style="font-size: 16px;">1.2 法币的核心特征</span></h3><div class="ace-line ace-line old-record-id-AsBDd78XfoMmcAx9KimuAAWBs2b"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-MDtbdEzu4o0G7MxzmIlu4FNJs7g"><span style="font-size: 16px;">法币具有几个关键特征：</span></div><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-U62WdyufwogHBixyfZLu97p5s6e" data-list="bullet"><div><span style="font-size: 16px;">由中央机构发行，由国家中央银行或政府垄断发行权。</span></div></li><li class="ace-line ace-line old-record-id-YzOUdC9VHoL70JxOfh4uGp5Hs5b" data-list="bullet"><div><span style="font-size: 16px;">没有内在价值，本身只是纸张或数字符号，价值完全来自国家信用背书。</span></div></li><li class="ace-line ace-line old-record-id-J1H7daWbCoYQ7FxsojduPC1csMh" data-list="bullet"><div><span style="font-size: 16px;">法律强制接受，在该国境内具有无限法偿能力。</span></div></li><li class="ace-line ace-line old-record-id-VDzBd62o3ohU9lx46JxuSafqsab" data-list="bullet"><div><span style="font-size: 16px;">可调控供应，央行可通过货币政策调整流通量。</span></div></li></ul><div class="ace-line ace-line old-record-id-SSCGdeCIdoS3QLxUvNXuph5usCh"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-Rt43dibGoouHwIxTw2ouV1Sbsze"><span style="font-size: 16px;">1.3 法币与加密货币的核心区别</span></h3><div class="ace-line ace-line old-record-id-SuPQdd9L7ohVNBxAIuruSap4spf"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Hu9sd60sUoqPk0xXGPHuGzbCsjf"><span style="font-size: 16px;">法币由中央机构发行管理，依靠国家信用背书，受地理边界限制，跨境转账往往耗时长、费用高。而加密货币（如<a data-lark-is-custom="true" href="https://www.mexc.com/price/BTC">比特币</a>、<a data-lark-is-custom="true" href="https://www.mexc.com/price/ETH">以太坊</a>、稳定币等）基于区块链去中心化技术，不受单一机构控制，可以在全球范围内快速转账，具有更高的透明度和不可篡改性。</span></div><div class="ace-line ace-line old-record-id-Af45dA6SrofQnZx8JNyu7MMwsnb"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-MboDd5OfAohpftxHkPEuRN4RsCh"><span style="font-size: 16px;">但加密货币的购买入口仍需通过法币完成，这就是法币充值对于加密新手的重要意义，它是连接传统金融与数字资产的桥梁。</span></div><div class="ace-line ace-line old-record-id-Jtwzdylx3o1ZG7x69YduNALns9f"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-LaOmdsdeFoyNIJxCnVzuvnMOsld"><strong>2. 为什么需要在 MEXC 进行法币充值？</strong></h2><div class="ace-line ace-line old-record-id-GIxCdzFLIolNdIxgVXmuIBOrsbg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-RC4YdyhUoorKQMxpnl8ubiGXsCc"><span style="font-size: 16px;">对于加密货币新手而言，第一步永远是把手中的法币转换为数字资产。MEXC 作为全球领先的加密货币交易平台，为用户提供了完整的法币购买加密货币解决方案：</span></div><div class="ace-line ace-line old-record-id-PdvrdsKgoo8xkkxRNkRull8gsue"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Jpzrdt0bTohToQxjFpJu7OjusGv"><span style="font-size: 16px;"><strong>安全合规</strong>：MEXC 严格遵循国际反洗钱法规，与受监管的支付服务商合作，所有充值操作均需通过高级身份认证。</span></div><div class="ace-line ace-line old-record-id-QXR7dOs3Oo3Itlx0GImuQWo9sNc"><span style="font-size: 16px;"><strong>费率透明</strong>：所有手续费在订单确认前清晰显示，银行转账由用户所在银行收取少量费用，信用卡/借记卡购买不收取手续费，无任何隐藏费用。</span></div><div class="ace-line ace-line old-record-id-F3ZudpSA5oWgaWxwL3AuPE2Dszm"><span style="font-size: 16px;"><strong>支付方式丰富</strong>：支持银行转账、信用卡/借记卡、Apple Pay、Google Pay、第三方服务商通道等多种主流支付方式，满足不同地区用户的需求。</span></div><div class="ace-line ace-line old-record-id-Wxr4dJgpwocQDoxeEpxuuelMs3b"><span style="font-size: 16px;"><strong>全球覆盖广</strong>：MEXC 法币服务覆盖 200+ 国家和地区，支持 120 多种主流法币，是全球加密投资者的优选平台。</span></div><div class="ace-line ace-line old-record-id-PYSHd8BdToRnzFxMpDxuEKObsXp"><span style="font-size: 16px;"><strong>到账速度快</strong>：使用欧元区即时转账实时到账，信用卡购买通常数分钟完成，大幅缩短等待时间。</span></div><div class="ace-line ace-line old-record-id-Boq4d4BNVoAb4hxfcXwuW3e5snW"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-LuLPdiGkZoOSzIxjXPsu9VC8skg"><strong>3. MEXC 三大法币充值方式详解</strong></h2><div class="ace-line ace-line old-record-id-RKi3d2jgcoT2Kwx2WCVuUh9Xsmf"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-H68Xdc5tOoXjEGxhzoUurBZJsGd"><span style="font-size: 16px;">3.1 银行转账：低成本大额入金</span></h3><div class="ace-line ace-line old-record-id-MFdQdLoEJoLdlLxurpduYSoRsDd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-RWn8dKVeWo0VTSxeblsuClpBswc"><span style="font-size: 16px;">这是全球用户最常用的法币充值方式之一。用户可通过本地银行账户或本地支付网络，向 MEXC 快速完成法币充值。</span></div><div class="ace-line ace-line old-record-id-QTUpdb8ntoCJe9xFy4luUh5Vsdf"><span style="font-size: 16px;"><strong>支付方式</strong>：SEPA / SEPA Instant（欧元区）、PIX（巴西），以及多个国家和地区的本地银行转账与本地支付网络。</span></div><div class="ace-line ace-line old-record-id-SBTYdYf5ho1buvxlQY0unsMEsGn"><span style="font-size: 16px;"><strong>支持币种</strong>：EUR、BRL、COP、MXN、CLP、PEN、ARS 等法币。</span></div><div class="ace-line ace-line old-record-id-AXU4dFkD2oY5zYxo4l4ubFaxs0b"><span style="font-size: 16px;"><strong>到账时间</strong>：即时转账实时完成；普通转账零到两个工作日。</span></div><div class="ace-line ace-line old-record-id-Atq6d3XIhoIWDmxeX3BusPrhsff"><span style="font-size: 16px;"><strong>适合人群</strong>：希望以较低成本进行法币充值的用户，尤其适合中大额入金需求。</span></div><div class="ace-line ace-line old-record-id-Gv9BdMu9MoUQcpxXjrLurGXisud"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-IIBad6i8xod4vsx4304uVP59se1"><span style="font-size: 16px;">3.2 信用卡/借记卡：快速便捷购买</span></h3><div class="ace-line ace-line old-record-id-KjW0d3SIkomA5rxqJKfu3yJhswf"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-DybydrIqWoaqeNxS1X9uVCp4sjb"><span style="font-size: 16px;">MEXC 支持 <a data-lark-is-custom="true" href="https://www.visa.cn/">Visa 卡</a>和万事达卡两大主流卡组织，覆盖 200 多个国家。</span></div><div class="ace-line ace-line old-record-id-VUiqdYl6Eo8x5fxwTj1ubS1hsQQ"><span style="font-size: 16px;"><strong>支持币种</strong>：欧元、美元、英镑、阿联酋迪拉姆、巴西雷亚尔等 120 多种主流法币。</span></div><div class="ace-line ace-line old-record-id-EIikd70YUo0V45xLdequrLHvs1g"><span style="font-size: 16px;"><strong>额度规定</strong>：单笔最高五千（等值货币单位），每日最高一万。</span></div><div class="ace-line ace-line old-record-id-IupCdmVb1ouTWRxFRkputo9us3d"><span style="font-size: 16px;"><strong>到账时间</strong>：通常数分钟内完成。</span></div><div class="ace-line ace-line old-record-id-GC3YdnaG4ooyLDxe0VxuI9c0s9e"><span style="font-size: 16px;"><strong>费用情况</strong>：MEXC 不收取购买手续费。如涉及跨币种结算，部分银行或发卡机构可能收取额外费用，具体请以银行实际收费为准。</span></div><div class="ace-line ace-line old-record-id-KzHhdoFnboT21Ixm8N8uLXAHsGg"><span style="font-size: 16px;"><strong>适合人群</strong>：希望快速完成小额购买的新手用户。</span></div><div class="ace-line ace-line old-record-id-W1fvdfZ5Mo151DxQ5OYuVncPsMe"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-GLOSd2A66o9DKsxqYUAuj5Xzs3g"><span style="font-size: 16px;">3.3 Apple Pay & Google Pay：移动支付极速买币</span></h3><div class="ace-line ace-line old-record-id-XM9edYRZmojQBFx7a7QubekTsCg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-IIGXdVKGXoWreTxHofsutl4Vskf"><span style="font-size: 16px;">用户可直接通过 Apple Pay 或 Google Pay 快速完成加密资产购买，无需重复输入银行卡信息，支付流程更加便捷流畅。</span></div><div class="ace-line ace-line old-record-id-JGAId3lN3o9Morxwm17uRWBqsBh"><span style="font-size: 16px;"><strong>支付特点：</strong> 支持移动端一键支付，操作便捷，安全性更高。</span></div><div class="ace-line ace-line old-record-id-MusQd4Qmzo2bXVxOk37uhK88s32"><span style="font-size: 16px;"><strong>到账时间：</strong> 通常数分钟内完成。</span></div><div class="ace-line ace-line old-record-id-EVL9dZO2yo6BEFxTeYFu4um4s1f"><span style="font-size: 16px;"><strong>费用情况：</strong> MEXC 不收取购买手续费。如涉及跨币种结算，部分银行或发卡机构可能收取额外费用。</span></div><div class="ace-line ace-line old-record-id-FLYAdMfsqoZZzRxHrDOuUoAYsPf"><span style="font-size: 16px;"><strong>适合人群：</strong> 偏好移动支付体验、追求便捷与快速购买流程的用户。</span></div><div class="heading-3 ace-line old-record-id-XodndU3RpoSeOgx2JR1uZ0P1sFc"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-Ol13dsRfgoNzMtx0QhguOd14sWc"><span style="font-size: 16px;">3.4 第三方服务商通道：多渠道比价</span></h3><div class="ace-line ace-line old-record-id-Z0Jwdmub7ox4clxrRFIuHWlgshh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-DypbdUoYoouFjpxt1uguNEp1sud"><span style="font-size: 16px;">MEXC 接入多家第三方支付服务商，用户可根据实时报价选择最优方案。</span></div><div class="ace-line ace-line old-record-id-DNbpdLcqPoPOIZxG43yuduyAshd"><span style="font-size: 16px;"><strong>额度规定</strong>：以美元为例，最低 30 美元，最高 12,000 美元。</span></div><div class="ace-line ace-line old-record-id-IKm0d0VCtomLkGxHu16umOwss6e"><span style="font-size: 16px;"><strong>操作灵活</strong>：可对比不同服务商的实时报价，选择性价比最高的渠道。</span></div><div class="ace-line ace-line old-record-id-UhlXdC7lkoRc6uxaFmGuc3CBsZf"><span style="font-size: 16px;"><strong>适合人群</strong>：希望对比多家服务商报价、获得最佳购买价格的用户。</span></div><div class="ace-line ace-line old-record-id-FbIodmahJoyAEpxmGheu6fXjs0b"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-NM9FdbHoyoX5hZxWQb5uYbOused"><strong>4. MEXC 法币充值实操步骤（以银行转账为例）</strong></h2><div class="ace-line ace-line old-record-id-LvWBds9FWoyBAOx5nMPuRJ5tsz8"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Rm2ydTLJnoP8Zvxbrveu4kZVsGc"><span style="font-size: 16px;"><strong>第一步</strong>：登录 MEXC <a data-lark-is-custom="true" href="https://www.mexc.com">官网</a>，在顶部导航栏点击【买币】中的【<a data-lark-is-custom="true" href="https://www.mexc.com/buy-crypto/fiat-deposit">法币充值</a>】。</span></div><div class="ace-line ace-line old-record-id-FCuQd7MVdoOazGx8i7cusyWosEh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-DttAd0QkvoWOvoxEvvXucZFRsvd"><span style="font-size: 16px;"><strong>第二步</strong>：选择欧元作为法币币种，输入希望充值的金额，点击【继续】进入订单页面。首次使用的用户，系统将通过第三方合作伙伴提供一个同名收款账号，通常两分钟内完成激活。</span></div><div class="ace-line ace-line old-record-id-E9rZd1K9CokWdFxHL15uXn38sAj"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Js3VdZC2FoPOdexGSxYua4yxsbb"><span style="font-size: 16px;"><strong>第三步</strong>：订单页面将显示二维码、完整的收款银行信息以及参考码（备注码）。务必使用与 MEXC 实名认证一致的银行账户进行转账，并在转账备注中填写参考码，否则可能导致到账失败。</span></div><div class="ace-line ace-line old-record-id-YBwadcJLTopVE0xqcLyubJcNs1b"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Dr3ddvC8SoqRZfxrNZRu4BWys6V"><span style="font-size: 16px;"><strong>第四步</strong>：完成银行转账后，点击【我已支付】。使用即时转账实时到账，普通转账需零到两个工作日。</span></div><div class="ace-line ace-line old-record-id-WQh7dwD8HoWAJNxktlluZ2JRshg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-ELSYdeiPdoV79WxVK1yuU7jRsrg"><span style="font-size: 16px;"><strong>第五步</strong>：在【订单】页面可查看所有历史法币充值记录，方便追踪资金状态。</span></div><div class="ace-line ace-line old-record-id-Uiyfdr0tJofc7xxQEhBuZhtmsPd"><span style="font-size: 16px;"><br></span></div><div style="text-align:center" class="ace-line ace-line old-record-id-Z583dqZAYo1A3GxfHnjuc7iwsvs"><span style="font-size: 16px;">*BTN-<strong>法币充值</strong>&BTNURL=<a data-lark-is-custom="true" href="https://www.mexc.com/buy-crypto/fiat-deposit">https://www.mexc.com/buy-crypto/fiat-deposit</a>*</span></div><div class="ace-line ace-line old-record-id-J7I1dqErco4idsxjLfouYKxVsPg"><span style="font-size: 16px;"><br></span></div><div style="text-align:center" data-type="image" data-ace-gallery-json="{"items":[{"uuid":"bcb9ee19-a835-4911-8359-935aa55cb6b0","height":1240,"width":2936,"currHeight":1240,"currWidth":2936,"natrualHeight":1240,"natrualWidth":2936,"pluginName":"imageUpload","scale":1,"src":"https%3A%2F%2Finternal-api-drive-stream.larksuite.com%2Fspace%2Fapi%2Fbox%2Fstream%2Fdownload%2Fpreview%2FRIVUb7ZkvoEKUdxhahYuuqy3sNe%2F%3Fpreview_type%3D16","file_token":"RIVUb7ZkvoEKUdxhahYuuqy3sNe","image_type":"image/png","size":362822,"comments":[]}]}" class="image-uploaded gallery old-record-id-YfPmdyAJFo6rxxxH3eWuwPHrsw1"><img src="https://mexc-rainbown-activityimages.s3.ap-northeast-1.amazonaws.com/banner/F20260520101500589XIiKw0FY3N6upX.png" data-single-block="true" data-snapshot="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" data-suite="eyJmaWxlVG9rZW4iOiJSSVZVYjdaa3ZvRUtVZHhoYWhZdXVxeTNzTmUiLCJvYmpUeXBlIjoiZG9jeCIsIm9ialRva2VuIjoiWWZQbWR5QUpGbzZyeHh4SDNlV3V3UEhyc3cxIiwib3JpZ2luU3JjIjoiaHR0cHM6Ly9pbnRlcm5hbC1hcGktZHJpdmUtc3RyZWFtLmxhcmtzdWl0ZS5jb20vc3BhY2UvYXBpL2JveC9zdHJlYW0vZG93bmxvYWQvcHJldmlldy9SSVZVYjdaa3ZvRUtVZHhoYWhZdXVxeTNzTmUvP3ByZXZpZXdfdHlwZT0xNiJ9" data-src="https://internal-api-drive-stream.larksuite.com/space/api/box/stream/download/all/RIVUb7ZkvoEKUdxhahYuuqy3sNe/?mount_node_token=YfPmdyAJFo6rxxxH3eWuwPHrsw1&mount_point=docx_image" data-width="2936" data-height="1240" data-lark-image-uri="drivetoken://RIVUb7ZkvoEKUdxhahYuuqy3sNe" data-lark-image-width="2936" data-lark-image-height="1240" data-host-from-cloud="true" style="max-width: 100%; height: auto; border-radius: 12px; font-size: 16px; width: 750px;"></div><div class="ace-line ace-line old-record-id-SxfSdYn0poqUJwxYJScuXyBKsZg"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-E6Wfdkyxao1UqxxfdwruZN8Yshb"><strong>5. 新手法币充值五大注意事项</strong></h2><div class="ace-line ace-line old-record-id-Yt3MdGsYNo7T5nxSdK1u6mHAsuh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Fp2Md10Nao3vvqxDIbZu2o7psee"><span style="font-size: 16px;"><strong>1）账户姓名必须一致</strong>。用于充值的银行账户或银行卡姓名必须与 MEXC 实名认证姓名完全一致，姓名不匹配将导致充值失败。</span></div><div class="ace-line ace-line old-record-id-B8t3dod1WoyVP7xke5quMzL3sKg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-YeYZdV9hxoAwxsxcLCLu4fFssig"><span style="font-size: 16px;"><strong>2）参考码不可遗漏</strong>。银行转账时必须在备注中正确填写参考码，这是 MEXC 自动匹配订单的关键信息，缺失或错误将导致到账延迟。</span></div><div class="ace-line ace-line old-record-id-RD1BdK6byoW5Vkx29UQutVPAsph"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Rc8ddQQWQoocu8xct95up3l4sAg"><span style="font-size: 16px;"><strong>3）支付窗口期限制</strong>。下单后通常有 30 分钟的支付时限，请合理安排时间，超时订单将自动失效。</span></div><div class="ace-line ace-line old-record-id-RInVdYWJfoKOp9xMmiuuxO3csIh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-GLPWdmjpVoUWfCxdy4ZuEYM2szh"><span style="font-size: 16px;"><strong>4）汇率实时变动</strong>。法币购买加密货币的最终金额根据实时市场汇率计算，建议使用即时转账以减少汇率波动影响。</span></div><div class="ace-line ace-line old-record-id-BJ0pd4Iz7oGJEexVeV3uFyhksah"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-F6yude5CeoMMZbxd1pxu5OKDsKg"><span style="font-size: 16px;"><strong>5）保留交易记录</strong>。所有充值记录可在【<a data-lark-is-custom="true" href="https://www.mexc.com/buy-crypto/order-processing/fiat-order-list">订单</a>】页面查询，建议妥善保存，便于税务申报和后续核对。</span></div><div class="ace-line ace-line old-record-id-CzhUdqRFaoBf1KxOItju7xiasWb"><span style="font-size: 16px;"><br></span></div><h2 class="heading-2 ace-line old-record-id-YgivdJKGOoz9yuxPR5luVdizsMd"><strong>6 常见问题解答</strong></h2><div class="ace-line ace-line old-record-id-HjmJdJEQaoh126xMaUkuGJ92sFg"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-F1xMdfuCBoLUz6xBALwuH2vTsXc"><span style="font-size: 16px;">6.1 在 MEXC 购买加密货币一定要实名认证吗？</span></h3><div class="ace-line ace-line old-record-id-UsLhdKy5poGfEsxn1pluUiLtsOd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-XvMadaaLpomiaxxEeNdu0UQLsTc"><span style="font-size: 16px;">是的。所有法币充值和加密货币购买操作均需完成个人身份<a data-lark-is-custom="true" href="https://www.mexc.com/support/article/how-to-complete-advanced-kyc-verification-360041069032">高级认证</a>，认证通常在 24 小时内完成，需上传政府颁发的身份证件并完成人脸识别。这是保障用户资金安全和平台合规运营的必要措施。</span></div><div class="ace-line ace-line old-record-id-IOUIdMZHbo2a31xd6RNuaGiks4d"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-MCZGdiRzaopImuxPoezu1rSUsje"><span style="font-size: 16px;">6.2 MEXC 法币充值手续费是多少？</span></h3><div class="ace-line ace-line old-record-id-ECU6dUvCRop28gxOxRLu6Mawsce"><span style="font-size: 16px;">MEXC 本身对银行转账不收取额外手续费，费用由用户所在银行收取。信用卡/借记卡购买不收取手续费，所有费用在确认订单前清晰显示，无隐藏费用。</span></div><div class="ace-line ace-line old-record-id-MvvPdYWEeo6qH3xFZNWuEkl4sTd"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-WBSmdXOxSormgoxo0kwuKqMssyb"><span style="font-size: 16px;">6.3 为什么我的银行卡支付被拒绝？</span></h3><div class="ace-line ace-line old-record-id-T929d74vVoU5lcx7Ibgup0bosKe"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Tsw0dl0q5owQj3xtz81u7aBOsXe"><span style="font-size: 16px;">常见原因包括：银行默认屏蔽加密货币相关交易、余额不足、卡片过期、账单地址与实名认证信息不匹配等。建议联系发卡行预授权加密货币购买，并确保所有信息完全一致。</span></div><div class="ace-line ace-line old-record-id-Qq13d6V51oaO5sxs185ufDrJsOh"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-DwJmdqMS6os4roxfRdCufqDLsyd"><span style="font-size: 16px;">6.4 法币充值多久能到账？</span></h3><div class="ace-line ace-line old-record-id-Y4fWdEUOjo030XxjPPDuHio0sph"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-B6eed0hgIotDE0xaj2vuv7KLsRd"><span style="font-size: 16px;">使用欧元区即时转账实时到账；普通银行转账需零到两个工作日；信用卡/借记卡购买一般数分钟内完成；第三方服务商通道处理时间因服务商而异。</span></div><div class="ace-line ace-line old-record-id-Buzedl3DUobHnzxklFvuEp3Msqc"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-FUeBd45jqozPgbxhfBzugD6Fsae"><span style="font-size: 16px;">6.5 可以使用他人名下的银行卡或信用卡充值吗？</span></h3><div class="ace-line ace-line old-record-id-B9Imd8kZXoTjrjxw9ibuqzx9sAd"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-DtM1dm8MsoeMd0xa8MGuylA3sgh"><span style="font-size: 16px;">不可以。MEXC 严格要求充值账户姓名与实名认证姓名完全一致。系统会自动拒绝姓名不匹配的交易，家人名下的卡、未注册的公司卡均不可使用。</span></div><div class="ace-line ace-line old-record-id-KSRTdBQT4ocByRxYtBFu7FiHs6d"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-AwKodNgQSoT8H5xsXbiug9yYsMg"><span style="font-size: 16px;">6.6 购买的加密货币存放在哪里？</span></h3><div class="ace-line ace-line old-record-id-UqNPdgMo2oYI0SxyAYmuQQg6sGf"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Gd5GdAn7Do7bxtxMEQPuOr1wsLb"><span style="font-size: 16px;">通过法币充值存入的资金将自动存入您的 MEXC 法币钱包中，您可使用法币余额进行后续买币或其他操作。</span></div><div class="ace-line ace-line old-record-id-TT6XdgL49o3ZzBxZr02ukmm0sUg"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-Kq7qddbQxo4vvTxCZwbuT3Axs3f"><span style="font-size: 16px;">通过快捷买币（如信用卡/借记卡/Apple Pay/Google Pay）购买的加密货币将自动存入您的现货钱包中，您可自由进行交易、划转或提现至其他钱包地址。</span></div><div class="ace-line ace-line old-record-id-BCM1dNsvGoExQRxcS4audaq4svB"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-MTU4deIRtoCAuBxNjBpuMFvUslw"><span style="font-size: 16px;">6.7 如果转账失败或延迟怎么办？</span></h3><div class="ace-line ace-line old-record-id-IEWkd8T3NoKktLxPZ62uwluns9d"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-EBLdd2itIoHXt4xtt29u05ZTsbs"><span style="font-size: 16px;">首先检查转账备注中是否正确填写了参考码，确认银行转账是否已成功发出。如仍有问题，可提交工单联系MEXC客服，提供参考码和银行交易记录以便快速追踪。</span></div><div class="ace-line ace-line old-record-id-M2nIdDnX2oP0kLxPHeYuqXw3sld"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-I7oSdYiIYofNEIxu2wZuFCpBs4E"><span style="font-size: 16px;">6.8 MEXC法币充值支持哪些加密货币购买？</span></h3><div class="ace-line ace-line old-record-id-P7UkdPQ46o2ooxxjNEMun5HCsbh"><span style="font-size: 16px;"><br></span></div><div class="ace-line ace-line old-record-id-FpY1dCVd0odLWmxiQHgutRTysEb"><span style="font-size: 16px;">MEXC 支持购买比特币、以太坊、稳定币（如美元稳定币）以及多种主流加密货币和山寨币，覆盖市场上绝大多数热门数字资产。</span></div><div class="ace-line ace-line old-record-id-U84kdVEKZoezzAxeT4sukeHnsse"><span style="font-size: 16px;"><br></span></div><h3 class="heading-3 ace-line old-record-id-ZdNFd7HsioaBq6x1ofbuepJrsFd"><span style="font-size: 16px;">推荐阅读：</span></h3><ul start="1" class="list-bullet1"><li class="ace-line ace-line old-record-id-Xm3JdYlLlolrXqxOCzLua3YGsgc" data-list="bullet"><div><a data-lark-is-custom="true" href="https://www.mexc.com/support/article/how-to-buy-crypto-with-credit-debit-card-364160407194074112" style="font-size: 16px;">如何使用信用卡/借记卡购买加密货币</a></div></li><li class="ace-line ace-line old-record-id-LU89dFbnrooKesxaMMJuqnb5sYb" data-list="bullet"><div><a href="https://www.mexc.com/support/article/how-to-buy-crypto-via-google-pay-and-apple-pay-on-mexc-364163052893929472" data-lark-is-custom="true" style="font-size: 16px;">如何使用 Google Pay 和 Apple Pay 购买加密货币</a></div></li><li class="ace-line ace-line old-record-id-YU8jd9dTfoL0wFxX9hIu1w9Zsaf" data-list="bullet"><div><a href="https://www.mexc.com/support/article/how-to-buy-crypto-using-third-party-channel-360055862031" data-lark-is-custom="true" style="font-size: 16px;">如何使用第三方渠道购买加密货币</a></div></li><li class="ace-line ace-line old-record-id-R1ZhdLrLhoMmSYx0wAguRf5psJe" data-list="bullet"><div><a href="https://www.mexc.com/support/article/how-to-apply-for-the-mexc-ether-fi-credit-card-364848289156210688" data-lark-is-custom="true" style="font-size: 16px;">如何申请 MEXC × ether.fi 信用卡 </a></div></li></ul><div class="ace-line ace-line old-record-id-J0ppdQU1CoMJWBxNj4ju3mrjswc"><span style="font-size: 16px;"><br></span></div></div>