ExchangeDEX+
Buy CryptoMarketsSpotFuturesGOLDEarnEvent Center
More
Commodity Zero-Fee Gala

Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15596 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Bitcoin’s DeFi Could be the Largest Contributor to Cardano’s TVL‬ ⋆ ZyCrypto

Bitcoin’s DeFi Could be the Largest Contributor to Cardano’s TVL‬ ⋆ ZyCrypto

The post Bitcoin’s DeFi Could be the Largest Contributor to Cardano’s TVL‬ ⋆ ZyCrypto appeared on BitcoinEthereumNews.com. Advertisement &nbsp &nbsp Charles Hoskinson believes Bitcoin’s DeFi could be the catalyst that finally unlocks massive liquidity for Cardano. Speaking during his latest AMA, the Cardano founder predicted that integrating Bitcoin-based decentralized finance could “create billions of dollars of TVL for the network and bring a lot of Bitcoin.” Hoskinson used the session to challenge the widespread notion that the introduction of major stablecoins, like USDT or USDC, would automatically transform Cardano’s ecosystem. According to him, such expectations oversimplify the network’s challenges. The Cardano founder believes it’s absurd to think “the existence of one of these larger stablecoins is magically going to make Cardano’s entire DeFi problem go away,” noting that Cardano already supports native, asset-backed stablecoins like USDM and USDA that maintain their pegs efficiently. Hoskinson emphasized that the fundamental limitation lies in user engagement, not technology. Despite boasting over 1.3 million staking and governance participants holding more than $15 billion in ADA, most remain passive investors. Advertisement &nbsp “Cardano has a fertile ecosystem,” he said, “But not a lot of those people have crossed the chasm to use DeFi in Cardano.” This passivity, he explained, creates a “chicken-and-egg” scenario where low activity deters partnerships and liquidity inflows, further stunting ecosystem growth. To address this, Hoskinson unveiled a multi-year roadmap designed to bridge DeFi with real-world finance, naming Midnight and RealFi as central initiatives to this plan. Both projects will connect with Bitcoin’s DeFi infrastructure, enabling ADA and BTC to be lent, converted into stablecoins, and deployed in real-world lending products. These integrations, he noted, could help Cardano tap into Bitcoin’s deep capital base and attract institutional-level liquidity. Still, Hoskinson admitted that Cardano’s most pressing challenge is organizational rather than technical. “It’s not a technology problem,” he said. “It’s a problem of governance and coordination and ultimately…

Author: BitcoinEthereumNews

2025/11/09

While Ripple (XRP) Crashes Below $2.40, Mutuum Finance (MUTM) Presale Spears Past 85% in Stage 6

While Ripple (XRP) Crashes Below $2.40, Mutuum Finance (MUTM) Presale Spears Past 85% in Stage 6

While XRP falls below $2.40, Mutuum Finance (MUTM) surges past 85% in Stage 6, raising $18.5M as investors chase its stablecoin-backed DeFi lending model.

Author: Blockchainreporter

2025/11/09

XRPL Labs Unveils Native Smart Contracts on XRP Ledger’s AlphaNet

XRPL Labs Unveils Native Smart Contracts on XRP Ledger’s AlphaNet

XRP Ledger introduces native smart contracts, transforming blockchain development possibilities. Developers gain access to XRPL’s AlphaNet for decentralized app testing. Network achieves 99.999% uptime milestone, reinforcing XRP Ledger’s unmatched reliability. The XRP community witnessed a major shift this week after Denis Angell, a software engineer at XRPL Labs and Xahau, revealed that the XRP Ledger Smart Contracts feature is now live for developers to test on AlphaNet. This marks the first time the ledger has introduced native Layer-1 smart contract capabilities, blending Ethereum-style contracts with XRPL’s unique native features and transaction system. Developers can now explore decentralized app creation directly on the XRP Ledger, expanding beyond traditional token operations. According to Angell, this milestone is designed to give developers direct access to XRPL’s core features without relying on UNL approval, providing flexibility and efficiency in execution. Also Read: XRP Burn Rate Jumps Over 60% as Network Activity Surges and Price Recovers New Phase for XRP Ledger Development The new smart contract framework offers multi-language support and introduces on-chain ABIs, allowing human-readable interface definitions to be stored directly on the ledger. This upgrade opens the door for wide-ranging use cases including cross-chain bridges, advanced DeFi protocols such as derivatives and perpetuals, as well as token utilities with staking rewards for issued tokens. Moreover, developers can build governance models with on-chain voting mechanisms, decentralized gaming systems, and marketplace logic supporting customizable NFT trading rules. The first smart contract extension, known as “Smart Escrows,” will enable developers to create customized release conditions for escrows and is expected to arrive in the first quarter of 2026. XRP Ledger Growth and Network Performance Besides expanding XRPL’s functionality, the network continues to demonstrate remarkable performance. It recently surpassed 100 million ledgers, achieving an uptime record of 99.999% since its inception. This reliability strengthens XRP Ledger’s standing as one of the most consistent blockchain networks globally. Additionally, onchain data from analytics platform Santiment showed that over 21,000 new XRP wallets were created within just 48 hours earlier this month, marking the highest growth in eight months. The consistent network stability and developer-focused innovations suggest that XRP Ledger is preparing for a new era of decentralized functionality and scalability. Also Read: U.S. Shutdown Extends Beyond a Month, Raising Fears of Economic Fallout and Crypto Uncertainty The post XRPL Labs Unveils Native Smart Contracts on XRP Ledger’s AlphaNet appeared first on 36Crypto.

Author: Coinstats

2025/11/09

Top No-KYC Crypto Casinos 2025: Play Instantly, No ID Required

Top No-KYC Crypto Casinos 2025: Play Instantly, No ID Required

Top anonymous crypto casinos 2025 — play instantly with no ID required. Discover the safest no-KYC Bitcoin and USDT casinos with fast payouts and full privacy.

Author: Cryptodaily

2025/11/09

Yuxin Technology: Some financial institutions hope to leverage new technologies to empower their business development and directly enter areas such as digital currency payments and online lending syst

Yuxin Technology: Some financial institutions hope to leverage new technologies to empower their business development and directly enter areas such as digital currency payments and online lending syst

PANews reported on November 9th that, according to Jinshi, Yuxin Technology recently stated at a brokerage strategy conference that traditional overseas financial institutions have a strong demand for system upgrades. Simultaneously, in many developing countries, the rapid popularization of emerging technologies such as AI is giving rise to entirely new financial service models. Some financial institutions hope to directly leverage new technologies to empower business development, directly entering mobile payment, digital currency payment, and online lending systems. In the Indonesian market, a joint operation with a leading digital bank has led to rapid growth in its business scale. In the Hong Kong and Macau markets, the company has won bids for multiple data implementation projects for a commercial bank and has established strategic partnerships with several global fintech companies, forming joint solutions. The number of successful implementation cases for products such as corporate online banking, digital wallets, and points-based reward platforms continues to increase.

Author: PANews

2025/11/09

Euler: Euler DAO Treasury will be migrated to a new multisignature address.

Euler: Euler DAO Treasury will be migrated to a new multisignature address.

PANews reported on November 9th that the crypto lending protocol Euler announced on the X platform that the Euler DAO Treasury will be migrating to a new multi-signature address. This is because the current Treasury multi-signature address plays a dual role in holding DAO funds and executing protocol governance, and there are operational risks if it is not separated. The new multi-signature address has reportedly been created, and assets in the existing Treasury multi-signature address will be transferred to the new address, excluding protocol revenue, which will be temporarily retained for easier tracking during the transition. The new Treasury multi-signature address will be dedicated to asset management and allocation.

Author: PANews

2025/11/09

Can Hot Air Rise Again After a 54% Drop?

Can Hot Air Rise Again After a 54% Drop?

The post Can Hot Air Rise Again After a 54% Drop? appeared on BitcoinEthereumNews.com. The wider crypto market is finally showing signs of recovery. With the total market cap up 6% this week and the Fear & Greed Index moving from extreme fear to neutral, sentiment appears to be improving. RSI levels above 52 suggest that buyers are regaining control. If this trend continues, Fartcoin could start climbing again, riding the next meme coin wave and sparking renewed investor confidence. While a meme coin rebound may deliver quick profits, smart traders are focusing on projects with real utility built on strong blockchain foundations. This shift in strategy positions Bitcoin Hyper (HYPER) as a top contender for the next 100x crypto, offering both long-term growth potential and solid fundamentals. Source – 99Bitcoins YouTube Channel Fartcoin Price Prediction Fartcoin (FARTCOIN) faced a brutal month, plunging more than 54% over the past 30 days and 16% in the past week, extending the heavy selling pressure dominating its chart. This deep correction made frustrated traders describe the token as a “slow rug.” Despite the collapse in price and bearish retail sentiment, daily performance showed a minor 0.5% rebound in the last 24 hours, signaling a potential short-term shift. While retail investors panic, smart wallets quietly accumulate. Data from Stalkchain shows a net inflow of $67,000 into FARTCOIN, signaling rising institutional and whale interest. The market cap sits around $262 million, keeping FARTCOIN in the mid-cap meme coin range, which attracts large investors seeking volatility-driven opportunities. Top holders maintain positions worth around $183,000, and smart wallet accumulation often comes before a reversal after deep corrections in meme-driven markets. This accumulation supports the contrarian view of analyst Unipcs (also known as “Bonk Guy”). He explains that earlier in the year, when social media hyped FARTCOIN as the next Dogecoin (DOGE), accumulation took place near the top. remember how everyone on the…

Author: BitcoinEthereumNews

2025/11/09

BTCS Leverages Aave for Enhanced Digital Asset Treasury Strategy

BTCS Leverages Aave for Enhanced Digital Asset Treasury Strategy

The post BTCS Leverages Aave for Enhanced Digital Asset Treasury Strategy appeared on BitcoinEthereumNews.com. Darius Baruo Nov 08, 2025 20:48 BTCS Inc. utilizes Aave’s onchain lending platform to efficiently manage its Digital Asset Treasury, bypassing traditional financial institutions with lower costs and greater flexibility. Nasdaq-listed company BTCS Inc., specializing in Ethereum infrastructure, has adopted a novel approach to financing its Digital Asset Treasury (DAT) strategy by leveraging the decentralized finance (DeFi) platform Aave. BTCS, which sought to expand its Ethereum (ETH) holdings and validator fleet, found traditional financial avenues, such as bank loans, to be inefficient and costly, according to Aave’s official blog. Challenges with Traditional Financing BTCS faced significant hurdles in securing working capital through conventional means. Institutional investors proposed unfavorable terms, while bank credit lines involved high interest rates ranging from 11% to 14% for middle-market borrowers. Additionally, the bureaucratic process and limited banking hours restricted BTCS’s ability to respond to the fast-paced, 24/7 blockchain market. The Aave Solution To overcome these challenges, BTCS turned to Aave’s onchain lending markets on Ethereum. Aave’s decentralized platform offers a flexible and automated system where all lending processes are managed via smart contracts. This system provides BTCS with immediate access to liquidity and allows the company to maintain full control over its digital assets. BTCS benefits from significantly lower borrowing costs on Aave, with average rates of 5-6% on stablecoins as of September 2025. The platform’s 24/7 accessibility enables BTCS to borrow or repay funds at any time, thus aligning with the constant activity of crypto markets. Furthermore, Aave’s transparency and risk management features offer advantages over traditional centralized lending. Operational Strategy BTCS employs a strategic approach by depositing ETH as collateral on Aave, borrowing stablecoins like USDT or GHO, and converting them into additional ETH. This ETH is then staked to earn rewards, thus increasing BTCS’s…

Author: BitcoinEthereumNews

2025/11/09

Fartcoin Price Prediction: Can Hot Air Rise Again After a 54% Drop?

Fartcoin Price Prediction: Can Hot Air Rise Again After a 54% Drop?

The wider crypto market is finally showing signs of recovery. With the total market cap up 6% this week and the Fear & Greed Index moving from extreme fear to neutral, sentiment appears to be improving. RSI levels above 52 suggest that buyers are regaining control. If this trend continues, Fartcoin could start climbing again, […]

Author: The Cryptonomist

2025/11/09

A New Crypto Coin is Mimicking SOL’s Path, Don’t Miss Lowest Entry at $0.035

A New Crypto Coin is Mimicking SOL’s Path, Don’t Miss Lowest Entry at $0.035

The post A New Crypto Coin is Mimicking SOL’s Path, Don’t Miss Lowest Entry at $0.035 appeared on BitcoinEthereumNews.com. The post A New Crypto Coin is Mimicking SOL’s Path, Don’t Miss Lowest Entry at $0.035 appeared first on Coinpedia Fintech News When Solana (SOL) traded under $0.50, only a few believed it would ever touch $250. That early spark of innovation changed everything, and today a new project, Mutuum Finance (MUTM), is capturing that same momentum. The project is building speed through its presale and a clear, utility-driven purpose that resonates with early crypto investors. With its dual lending model, staking rewards, and growing ecosystem, Mutuum Finance (MUTM) is already showing the traits of the next breakout on crypto charts. Presale Surge and Investor Excitement Mutuum Finance (MUTM) is now in Presale Phase 6, priced at $0.035 per token. Out of 170 million tokens in this stage, 87% are already sold. The presale has attracted over 17,800 investors and raised $18.50 million across previous phases. Phase 7 will increase the price to $0.040, marking a 15% rise. This is the final opportunity for new entrants to buy at the lowest available price before the next jump. A simple investment comparison shows the potential scale of returns. An early buyer who invested $10,000 in Phase 1 at $0.01 would now see their holdings valued at $35,000 at the current presale rate. When Mutuum Finance (MUTM) reaches its $1 projection, that $10,000 investment grows to $1,000,000 — a 100x increase. Even those joining during Phase 6 will enter before listings and public trading begin, placing them ahead of future market movements. Technology that Mirrors Early Solana (SOL) Innovation Mutuum Finance (MUTM) is designed as a decentralized lending and borrowing protocol. Its framework combines two key models. The Peer-to-Contract (P2C) system will let users deposit assets such as ETH or USDT into audited liquidity pools. These deposits will generate mtTokens, representing both…

Author: BitcoinEthereumNews

2025/11/09

Recommended by active authors

BitcoinEthereumNews
BitcoinEthereumNews
5025Articles
Cryptopolitan
Cryptopolitan
1119Articles
Coinstats
Coinstats
1001Articles
PANews
PANews
979Articles

Related Tags

#Oracle#Brifge#Yield-Farming#Basis-Trading#Prediction-Market#Launchpad#Liquid-Staking#DePIN#RWA

Latest Articles

Trump Media Submits New Bitcoin, ETH and Cronos ETF Filings

Trump Media Submits New Bitcoin, ETH and Cronos ETF Filings

2026/02/14 22:44
XRP Price News: Momentum Is Building for XRP and HYPE Is Surging, but the True Explosive Price Acceleration in 2026 Is Expected for DeepSnitch AI

XRP Price News: Momentum Is Building for XRP and HYPE Is Surging, but the True Explosive Price Acceleration in 2026 Is Expected for DeepSnitch AI

2026/02/14 22:30
San Francisco native loses $200k to crypto scammers

San Francisco native loses $200k to crypto scammers

2026/02/14 21:58
Historical Data Shows “HUGE” Move Coming for XRP with $5 Monthly Candle in March

Historical Data Shows “HUGE” Move Coming for XRP with $5 Monthly Candle in March

2026/02/14 21:49
Meme coin market flashes bottoming signal, per Santiment

Meme coin market flashes bottoming signal, per Santiment

2026/02/14 21:45