Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15579 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
LivLive ($LIVE) Launches 96-Hour Flash Sale – Could This Be the Best Crypto Presale 2025?

LivLive ($LIVE) Launches 96-Hour Flash Sale – Could This Be the Best Crypto Presale 2025?

The post LivLive ($LIVE) Launches 96-Hour Flash Sale – Could This Be the Best Crypto Presale 2025? appeared on BitcoinEthereumNews.com. Crypto Presales Crypto investors are racing against time this week as LivLive ($LIVE) kicks off a 96-hour Flash Sale that’s turning heads across the presale scene. With over $2 million already raised and the presale just entering its first public phase, this AR-powered token is emerging as a real contender for the best crypto presale 2025. What’s driving the excitement isn’t just the tech , it’s the sheer earning potential. LivLive’s gamified ecosystem, referral rewards, and exclusive early-access bonuses (EARLY100 and BOOST200) have investors scrambling to lock in tokens before the clock runs out. If there’s ever been a presale built to explode, this might be it. LivLive ($LIVE): Redefining AR Gaming with Real-World Rewards LivLive is shaking up the AR gaming world by connecting digital missions with real-life locations, making every quest, challenge, and flash drop a potential win. Players earn $LIVE tokens by completing physical challenges, unlocking treasure vaults, and exploring in-game locations , blending the thrill of gaming with tangible crypto rewards. What’s driving serious investor interest is its multi-tiered presale model, offering exclusive entry packs such as Ignite ($250), Rise ($500), Luxe ($1,000), VIP ($5,000), and Icon ($10,000). The early success of Stage 1, priced at just $0.02 per token, shows how quickly demand is surging. With 240 holders and counting, LivLive has already hit 100% of its private sale and is climbing fast through public stages , one of the key reasons it’s being hailed as the best crypto presale 2025. The 96-Hour Flash Sale: A Race Against Time The next 96 hours mark a pivotal window for investors looking to maximise their entry position. LivLive’s 96-hour Flash Sale offers not just discounted entry, but also powerful incentives via two bonus codes , EARLY100 and BOOST200 , designed to reward early participation and higher investment…

Author: BitcoinEthereumNews
The Clock Is Ticking: LivLive ($LIVE) Launches 96-Hour Flash Sale – Could This Be the Best Crypto Presale 2025?

The Clock Is Ticking: LivLive ($LIVE) Launches 96-Hour Flash Sale – Could This Be the Best Crypto Presale 2025?

Crypto investors are racing against time this week as LivLive ($LIVE) kicks off a 96-hour Flash Sale that’s turning heads […] The post The Clock Is Ticking: LivLive ($LIVE) Launches 96-Hour Flash Sale – Could This Be the Best Crypto Presale 2025? appeared first on Coindoo.

Author: Coindoo
OpenAI Faces Scrutiny as CEO Sam Altman Served in Public

OpenAI Faces Scrutiny as CEO Sam Altman Served in Public

The post OpenAI Faces Scrutiny as CEO Sam Altman Served in Public appeared on BitcoinEthereumNews.com. Sam Altman served a subpoena on stage during live San Francisco event. Stop AI links subpoena to activists’ upcoming criminal trial. OpenAI seeks U.S. support amid restructuring and funding challenges. OpenAI Chief Executive Officer Sam Altman was served with a subpoena during a live discussion with Golden State Warriors coach Steve Kerr at the Sydney Goldstein Theater in San Francisco. The event, hosted by civic leader Manny Yekutiel, was interrupted when a man from the audience jumped on stage claiming to deliver a subpoena. Yekutiel stepped in to block the individual before security escorted him away. The document was handed to theater staff, and the program resumed after a short pause. The San Francisco Public Defender’s Office later confirmed that the man was one of its investigators and had legally served Altman. Spokesperson Valerie Ibarra told SFGATE that Altman was named as a witness in an ongoing criminal case after earlier attempts to reach him at OpenAI’s headquarters and online failed. Activist Group Ties Subpoena to Upcoming Trial Activist group Stop AI claimed responsibility for the service, stating that the subpoena was related to its upcoming court proceedings involving members charged for non-violent protests against OpenAI. The organization has previously shown outside the company’s San Francisco offices, calling artificial intelligence an “existential threat to humanity.” OpenAI Faces Questions on Funding and Structure The subpoena comes as OpenAI seeks U.S. government backing to secure financing for large-scale AI chip and data center projects. Chief Financial Officer Sarah Friar, speaking at The Wall Street Journal’s Tech Live conference, stated that the company is not considering a public listing at this time. “IPO is not on the cards right now,” Friar stated, noting OpenAI’s focus on scaling operations following its recent corporate restructuring. OpenAI restructured its for-profit entity into a public benefit corporation…

Author: BitcoinEthereumNews
MLM: The Hyperliquid team is testing a protocol called BLP.

MLM: The Hyperliquid team is testing a protocol called BLP.

PANews reported on November 8th that, according to an article posted by MLM on the X platform, the Hyperliquid team is currently testing a protocol called BLP on the Hypercore testnet. It's speculated that BLP stands for BorrowLendingProtocol, seemingly a native lending market on Hypercore, with functions for lending, providing, and withdrawing. Currently, this market on the testnet only offers USDC and PURR cryptocurrencies. Perhaps they will introduce an underlying lending layer to securely implement multi-margin trading. However, this is currently uncertain and remains speculation.

Author: PANews
Top Crypto Presales of 2025: BlockDAG Launch Date Announced But LivLive Tipped As The Next Big Crypto

Top Crypto Presales of 2025: BlockDAG Launch Date Announced But LivLive Tipped As The Next Big Crypto

LivLive emerges as 2025’s hottest crypto presale, turning real-life activity into $LIVE rewards while BlockDAG faces backlash for yet another launch delay.

Author: Blockchainreporter
Fed’s Easing Cycle Exposes a Broken Credit Channel, Analysts Warn

Fed’s Easing Cycle Exposes a Broken Credit Channel, Analysts Warn

TLDR: Credit card rates remain above 21% despite Fed rate cuts. Analysts say banks no longer transmit policy easing to consumers. Borrowing costs now rise faster than they fall, widening inequality. The middle class is increasingly treated as risk collateral by lenders. The Federal Reserve’s latest easing cycle was expected to lower borrowing costs across [...] The post Fed’s Easing Cycle Exposes a Broken Credit Channel, Analysts Warn appeared first on Blockonomi.

Author: Blockonomi
The Next Big Crypto is Here, Version 1 of Protocol Is on the Way in Q4 2025

The Next Big Crypto is Here, Version 1 of Protocol Is on the Way in Q4 2025

The post The Next Big Crypto is Here, Version 1 of Protocol Is on the Way in Q4 2025 appeared on BitcoinEthereumNews.com. Crypto Presales A new generation of DeFi platforms is beginning to take shape—projects that focus on real utility rather than hype. Mutuum Finance (MUTM) is one of these standout protocols. It is being designed to make decentralized lending more predictable, transparent, and rewarding. The team will release Version 1 of its protocol on the Sepolia Testnet in Q4 2025, bringing core lending mechanics and collateral systems into action. In a market often driven by speculation, Mutuum’s product-first strategy makes it a serious contender for those looking for a strong crypto investment. Mutuum Finance (MUTM) is now in Phase 6 of its presale. The total token supply is 4 billion, and the current price is $0.035. The next stage will raise the price to $0.040, reflecting a 20% increase. Around 87% of this phase is already sold, rapidly approaching the 90% mark. Over $18.5 million has been raised so far, with more than 17,800 holders on board. The token is available for purchase by cards without upper limits, making it easy for new participants to join before the price steps up. This speed shows strong investor confidence in a new crypto coin that focuses on delivery rather than promises. Product-Driven Design and Core Architecture Version 1 of Mutuum Finance (MUTM) will include all the building blocks needed for a functioning DeFi ecosystem. Liquidity pools will let users deposit assets and earn interest. When someone lends, they will receive mtTokens—digital receipts that track their deposits and earned yield. Borrowers will receive Debt Tokens, representing their outstanding obligations. This simple structure will make it easy for users to understand how their funds move within the system. The platform’s Liquidator Bot will handle automatic liquidations when collateral values fall too low. It will buy back debt positions at a discount, keeping the ecosystem stable…

Author: BitcoinEthereumNews
The collapse of Stream Finance triggered a $1 billion outflow of funds, marking the darkest week in DeFi history.

The collapse of Stream Finance triggered a $1 billion outflow of funds, marking the darkest week in DeFi history.

Written by: Liu Ye Jinghong November 7, 2025 – The crypto market has yet to fully recover from the dramatic upheaval of October 11th, and a perfect storm triggered by stablecoins is sweeping across the entire DeFi world at an alarming pace. In the past week, we have witnessed the most significant outflow of funds from yield-bearing stablecoins since the Terra/UST crash in 2022, totaling a staggering $1 billion. This is not merely an isolated protocol failure, but a chain reaction of liquidations revealing deep structural cracks in the modern DeFi ecosystem. The trigger for the incident was Stream Finance , a once highly sought-after stablecoin protocol. However, as the dominoes began to fall, we realized that any risk could spread five or six layers down the intricate Lego castle of DeFi, ultimately triggering a systemic crisis of trust. Two Worlds of Stablecoins: Understanding the Roots of the Crisis To understand the nature of this crisis, we must first recognize the fundamental differences within the stablecoin sector. Currently, stablecoins can be broadly divided into two categories: 1. 100% Reserved Stablecoins: Represented by USDT and USDC, these rely on the compliant operation and robust financial auditing of centralized institutions. Their value is 100% backed by highly liquid real-world assets (such as cash, government bonds, and commercial paper). These stablecoins offer genuine "stability" and the confidence of guaranteed redemption, but at the cost of sacrificing the core principle of decentralization. 2. Algorithmic Stablecoins (broadly defined): This is a completely different world. Whether it's borrowed through over-collateralization or generated through more complex synthetic mechanisms, as long as its core collateral is cryptocurrency, its stability mechanism relies on algorithms and on-chain contracts. xUSD and deUSD, the protagonists of this event, belong to this category. The outbreak of this crisis is an extreme demonstration of the inherent vulnerability of Type II stablecoins. Death Spiral: The Fate of Algorithmic Stablecoins The biggest Achilles' heel of algorithmic stablecoins lies in their dependence on the price of the cryptocurrency used as collateral. During market downturns, this can easily trigger a fatal death spiral. The price of the underlying crypto asset (base asset) plummeted → the stablecoin lost market confidence due to insufficient collateral, its face value fell, leading to de-pegging → the previously high overcollateralization ratio of 200% or even 300% was rapidly eroded by the freefall in the collateral price → the protocol was forced to trigger a large-scale on-chain liquidation, selling the liquidated collateral to the market at market price → the selling further depressed the price of the collateral, triggering more liquidations... This is a vicious cycle, a domino-effect chain reaction of liquidation in DeFi. Once it happens, it will be a fatal blow to the entire ecosystem. From xUSD to Compound: A Systemic Collapse Barely Contained This time, Stream Finance pulled the trigger on the death spiral . On November 3, Stream announced that its off-chain fund managers had incurred losses of $93 million and froze deposits and withdrawals. This news instantly triggered market panic. Its stablecoin xUSD de-pegged within hours, with its price plummeting from $1 to $0.11, wiping out more than $500 million in market value. Since xUSD was one of the core collaterals of Elixir Finance 's stablecoin deUSD , the collapse of xUSD directly caused the collateral value of deUSD to go to zero, triggering a second round of de-pegging. Subsequently, the crisis spread to mainstream lending platforms such as Morpho and Euler . A large number of positions using xUSD and deUSD as collateral instantly became bad debts, the deposit pool was emptied, interest rates turned extremely negative, and depositors' funds were frozen. At this critical moment, the entire DeFi world held its breath, turning its attention to the industry's cornerstone— Compound . As one of the largest leading lending protocols, Compound also has markets affected. If Compound's liquidation mechanism breaks down, or if it falls into crisis due to excessive bad debts, the consequences would be unimaginable. Fortunately, the Compound team acted swiftly, urgently shutting down some of the affected markets , demonstrating a resolute determination to prevent the further escalation of the chain of liquidations. This decisive measure temporarily stabilized the situation, barely containing a systemic disaster that could have engulfed the entire DeFi ecosystem. We must be soberly aware that if Compound were to also be liquidated, its impact would far exceed that of the UST collapse in 2022, and it would directly shake the very foundation upon which the DeFi world exists. Reflections and Prospects: The Original Intentions and Future of Stablecoins In the aftermath of this crisis, we need to not only review the technical risks, but also examine a fundamental question: were the original intentions behind the creation of these on-chain algorithmic stablecoins flawed from the outset? Examining these failed protocols, we find that most of them did not serve real-world use cases. Their existence seems solely for complex arbitrage games within the DeFi world. You almost exclusively see them within nested "DeFi dolls," while they disappear entirely from situations where stablecoins are truly needed for payments, transactions, or value storage. These "stablecoins," which do not serve payment scenarios but are created for speculation and arbitrage, have always been a hidden minefield in the DeFi ecosystem. They have built a seemingly prosperous but actually fragile castle in the air, which will cause a catastrophic collapse once the market is shaken. This forces us to rethink what kind of stablecoin we really need. What we hope to see is for the stablecoin sector to return to its core value— achieving true financial inclusion . The stablecoin of the future should be a tool that allows a wider range of users globally, especially the billions excluded from the traditional financial system, to use it without boundaries or permission. It should be dedicated to reducing the cost of cross-border payments, protecting personal assets from the erosion of hyperinflation, and becoming a powerful force empowering individuals. This billion-dollar tragedy is more than just a wake-up call about risk management. It's a powerful signal urging the entire industry to temporarily step away from the frenzied "DeFi Lego" game and re-examine our goals. What we need is a financial future that is not only more technologically resilient but also, more importantly, returns to its original purpose: serving the broader well-being of humanity.

Author: PANews
Early Buyers Believe This New Crypto Could Outperform Top Cryptocurrencies in 2026

Early Buyers Believe This New Crypto Could Outperform Top Cryptocurrencies in 2026

Operating in the crypto market, there is no lack of opportunities with high speeds. The decentralized finance (DeFi) field is redefining the attention of investors as a new generation of projects disrupts the prominence of the already influential market actors such as Bitcoin, Solana, and Ethereum. Mutuum Finance (MUTM) is recommended to be one of […]

Author: Cryptopolitan
Mistrial in Ethereum $25M Exploit Case as Jury Deadlocks on Fraud Charges

Mistrial in Ethereum $25M Exploit Case as Jury Deadlocks on Fraud Charges

The post Mistrial in Ethereum $25M Exploit Case as Jury Deadlocks on Fraud Charges appeared on BitcoinEthereumNews.com. COINOTAG recommends • Exchange signup 💹 Trade with pro tools Fast execution, robust charts, clean risk controls. 👉 Open account → COINOTAG recommends • Exchange signup 🚀 Smooth orders, clear control Advanced order types and market depth in one view. 👉 Create account → COINOTAG recommends • Exchange signup 📈 Clarity in volatile markets Plan entries & exits, manage positions with discipline. 👉 Sign up → COINOTAG recommends • Exchange signup ⚡ Speed, depth, reliability Execute confidently when timing matters. 👉 Open account → COINOTAG recommends • Exchange signup 🧭 A focused workflow for traders Alerts, watchlists, and a repeatable process. 👉 Get started → COINOTAG recommends • Exchange signup ✅ Data‑driven decisions Focus on process—not noise. 👉 Sign up → The Ethereum MEV exploit mistrial involving MIT-educated brothers Anton and James Peraire-Bueno ended without a verdict after a three-week trial in New York, highlighting legal challenges in prosecuting blockchain transaction manipulations that netted $25 million in just 12 seconds. Ethereum MEV exploit mistrial declared after jurors deadlocked on fraud and money laundering charges. Prosecutors alleged the brothers used bots to front-run trades, deceiving users in a bait-and-switch scheme. The case, based on a 2023 incident, raises questions about regulating maximal extractable value activities, with experts noting potential industry-wide implications. Ethereum MEV exploit mistrial leaves crypto industry in limbo: Brothers accused of $25M fraud walk free pending retrial. Discover legal precedents and blockchain risks now. What is the Ethereum MEV Exploit Mistrial? Ethereum MEV exploit mistrial occurred when a New York federal jury failed to reach a unanimous decision on charges against Anton and James Peraire-Bueno, two MIT graduates accused of defrauding users through a sophisticated blockchain manipulation in 2023. The brothers allegedly orchestrated an attack using maximal extractable value (MEV) bots to siphon $25 million in digital assets within…

Author: BitcoinEthereumNews