Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15505 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Aave Struggles Below $200 as Bulls Aim for $243.50 Recovery Target

Aave Struggles Below $200 as Bulls Aim for $243.50 Recovery Target

Aave is experiencing a notable pullback after facing renewed bearish pressure in the market. The token has dropped by nearly 8.33% in the past 24 hours and about 15.84% over the week. This consistent decline highlights growing selling pressure and short-term uncertainty in the token’s market performance. At press time, the token is trading at […]

Author: Tronweekly
Stream Finance Freezes Withdrawals After $93M Loss Amid Fraud Concerns

Stream Finance Freezes Withdrawals After $93M Loss Amid Fraud Concerns

DeFi platform Stream Finance suspended withdrawals following a $93 million asset loss by an external fund manager, potentially affecting $285 million in loans. The post Stream Finance Freezes Withdrawals After $93M Loss Amid Fraud Concerns appeared first on Coinspeaker.

Author: Coinspeaker
Unlocking RWA Tokenization: Taiko’s Crucial Partnership with Chainlink ACE

Unlocking RWA Tokenization: Taiko’s Crucial Partnership with Chainlink ACE

BitcoinWorld Unlocking RWA Tokenization: Taiko’s Crucial Partnership with Chainlink ACE The world of decentralized finance (DeFi) is constantly evolving, and a significant step forward has just been announced: Ethereum Layer 2 project Taiko has officially joined Chainlink’s (LINK) Automated Compliance Engine (ACE) as a partner. This pivotal collaboration is set to revolutionize RWA tokenization, paving the way for traditional finance to securely enter the blockchain space. This isn’t just another partnership; it’s a strategic move designed to bridge the gap between conventional assets and the digital frontier, ensuring regulatory compliance every step of the way. What is Taiko and Why is This Partnership Crucial for RWA Tokenization? Taiko is an Ethereum Layer 2 solution known for its ZK-rollup architecture. Its primary goal is to scale Ethereum while maintaining its security and decentralization. By joining Chainlink ACE, Taiko is taking a proactive stance on regulatory compliance, a critical factor for attracting institutional capital. The ACE ecosystem is a robust network, already boasting over 20 institutional partners including industry leaders like Chainalysis, TRM Labs, and Sumsub. These partners provide essential tools and services for anti-money laundering (AML) and know-your-customer (KYC) compliance. This integration means Taiko can offer a compliant environment for RWA tokenization. Imagine properties, commodities, or even intellectual property being represented as digital tokens on the blockchain. This move is crucial because it addresses one of the biggest hurdles for traditional financial firms: regulatory uncertainty. How Does Chainlink ACE Enable Compliant RWA Tokenization? Chainlink ACE acts as a critical middleware, connecting on-chain applications with off-chain compliance services. It provides a decentralized, automated framework for verifying the regulatory status of participants and transactions. For RWA tokenization, this means: Automated Checks: ACE automates the compliance screening process, ensuring that only authorized and compliant entities can interact with specific tokenized assets. Enhanced Security: By leveraging Chainlink’s secure oracle network, ACE ensures the integrity and reliability of compliance data. Broader Adoption: It lowers the barrier to entry for institutions by providing a trusted and compliant pathway for managing on-chain assets. Taiko’s integration of ACE directly into its rollup architecture is a game-changer. It means compliance is baked into the very foundation of how assets are managed on their Layer 2 network, offering a seamless and secure experience for institutional players. What are the Benefits for Institutions and the Future of Finance? The partnership between Taiko and Chainlink ACE brings a multitude of benefits, especially for traditional financial firms eyeing the blockchain space. This initiative is designed to create an environment where these firms can confidently manage on-chain assets, leveraging the efficiency and transparency of blockchain technology without compromising on regulatory requirements. Key Benefits Include: Regulatory Certainty: Institutions gain a clear, compliant framework for engaging with tokenized assets, reducing legal and operational risks. Increased Liquidity: By making RWAs accessible on-chain, the potential for global liquidity and fractional ownership expands dramatically. Operational Efficiency: Blockchain technology can streamline asset management, reduce intermediaries, and lower transaction costs. New Investment Opportunities: A compliant infrastructure opens up novel investment products and markets for both institutional and retail investors. This collaboration signifies a maturing of the DeFi space, demonstrating a clear path towards mainstream adoption of RWA tokenization. It’s about building bridges, not just technologically, but also culturally, between the old guard of finance and the new wave of decentralized innovation. Are There Any Challenges in Implementing RWA Tokenization? While the prospects are exciting, the journey of RWA tokenization isn’t without its challenges. One primary concern is the legal enforceability of tokenized assets across different jurisdictions. Harmonizing diverse legal frameworks with the global nature of blockchain remains a complex task. Additionally, ensuring robust and transparent valuation methods for illiquid real-world assets is crucial for investor confidence. Another challenge lies in the scalability and interoperability of the underlying blockchain infrastructure. While Taiko’s ZK-rollup addresses scalability, ensuring seamless interaction with other chains and traditional financial systems requires continuous development. The ongoing education of market participants and regulators about the benefits and risks of tokenized assets is also vital for widespread acceptance. However, partnerships like the one between Taiko and Chainlink ACE are actively working to mitigate these challenges by providing standardized, compliant solutions. Their efforts are crucial in building the foundational trust needed for this burgeoning sector. The Road Ahead: What’s Next for Taiko, Chainlink, and RWA Tokenization? The integration of Taiko with Chainlink ACE marks a significant milestone in the journey towards institutional adoption of blockchain technology. This partnership sets a precedent for how Layer 2 solutions can embed compliance at their core, fostering a safer and more accessible environment for high-value assets. As the ACE ecosystem continues to grow, we can expect to see even more sophisticated compliance features and a wider array of real-world assets making their way onto the blockchain. This development is a clear signal that the future of finance is hybrid, blending the best of traditional systems with the innovation of decentralized networks. For anyone watching the evolution of DeFi, this is a moment to recognize the serious strides being made towards a more integrated, efficient, and compliant global financial system powered by blockchain and RWA tokenization. In conclusion, Taiko’s strategic partnership with Chainlink ACE is a transformative step for the entire crypto ecosystem. By providing a robust, regulatory-compliant framework, they are not just facilitating RWA tokenization; they are actively shaping the future of institutional engagement with blockchain. This collaboration underscores a powerful trend: the convergence of traditional finance and decentralized innovation, driven by a shared commitment to security, efficiency, and compliance. The path is being cleared for a new era of digital asset management. Frequently Asked Questions (FAQs) Q1: What is Taiko’s role in this partnership? A1: Taiko, an Ethereum Layer 2 ZK-rollup, integrates Chainlink ACE directly into its architecture to provide a regulatory-compliant platform for tokenizing real-world assets (RWAs). Q2: What is Chainlink ACE? A2: Chainlink’s Automated Compliance Engine (ACE) is a decentralized framework that connects on-chain applications with off-chain compliance services, automating regulatory checks for participants and transactions. Q3: How does this partnership benefit institutional investors? A3: It offers regulatory certainty, increased liquidity for RWAs, operational efficiency through blockchain, and new investment opportunities by providing a compliant and secure environment for managing on-chain assets. Q4: What are Real-World Assets (RWAs) in this context? A4: RWAs refer to tangible or intangible assets from the traditional financial world, such as real estate, commodities, or intellectual property, that are represented as digital tokens on a blockchain. Q5: What challenges does RWA tokenization face? A5: Challenges include legal enforceability across jurisdictions, transparent valuation of illiquid assets, scalability and interoperability of blockchain infrastructure, and the need for ongoing education for market participants and regulators. If you found this exploration of Taiko’s partnership with Chainlink ACE and its impact on RWA tokenization insightful, consider sharing this article with your network. Your engagement helps spread awareness about the exciting advancements bridging traditional finance and the decentralized world. Join the conversation and help us inform more people about the future of finance! To learn more about the latest RWA tokenization trends, explore our article on key developments shaping decentralized finance institutional adoption. This post Unlocking RWA Tokenization: Taiko’s Crucial Partnership with Chainlink ACE first appeared on BitcoinWorld.

Author: Coinstats
FTSE Russell Chainlink Partnership Revolutionizes On-Chain Data

FTSE Russell Chainlink Partnership Revolutionizes On-Chain Data

The post FTSE Russell Chainlink Partnership Revolutionizes On-Chain Data appeared on BitcoinEthereumNews.com. The financial world is witnessing a groundbreaking convergence, where the established pillars of traditional finance are embracing the innovative power of blockchain. A pivotal development in this trend is the FTSE Russell Chainlink partnership, an alliance set to revolutionize how critical financial index data is accessed and utilized across decentralized networks. This collaboration isn’t just news; it’s a significant step towards bridging the gap between conventional markets and the burgeoning decentralized finance (DeFi) ecosystem. What Does the FTSE Russell Chainlink Partnership Entail? Global index provider FTSE Russell, a name synonymous with financial benchmarks, has officially teamed up with Chainlink (LINK), the leading decentralized oracle network. This strategic FTSE Russell Chainlink partnership aims to bring FTSE Russell’s extensive suite of index data directly onto the blockchain. Imagine key benchmarks, such as the widely recognized Russell 1000, Russell 2000, and Russell 3000 indexes, along with other crucial FTSE index data, becoming readily available on-chain. This integration is made possible through Chainlink’s innovative DataLinks service. DataLinks acts as a secure bridge, enabling high-quality, real-world data to be published directly onto various blockchains. This means that for the first time, developers, financial institutions, and decentralized applications (dApps) will have direct, verifiable access to these authoritative financial benchmarks in a tamper-proof and transparent manner. Why is On-Chain Index Data a Game-Changer? The move to bring FTSE Russell’s indexes on-chain through the FTSE Russell Chainlink partnership carries immense implications for both traditional finance (TradFi) and DeFi. It addresses a long-standing need for reliable, institutional-grade data within the blockchain space. Here’s why this development is so significant: Enhanced Transparency: On-chain data provides an immutable record, increasing transparency and reducing the risk of manipulation. Increased Accessibility: Developers can integrate these trusted benchmarks directly into smart contracts, opening doors for innovative DeFi products and services. New Financial Products: This…

Author: BitcoinEthereumNews
Next 100x Crypto with Ethereum & XRP

Next 100x Crypto with Ethereum & XRP

The post Next 100x Crypto with Ethereum & XRP appeared on BitcoinEthereumNews.com. La Culex ($CULEX) Ethereum, and XRP are capturing attention as the crypto market experiences mixed movements. Asia Market Open reports Bitcoin slipping below $108K as investors temper hopes for deeper rate cuts. Crypto edged lower on Sunday as traders positioned ahead of U.S. jobs data and processed Treasury Secretary Scott Bessent’s comments, which suggest that high interest rates are beginning to strain parts of the economy. These events have created cautious sentiment across all digital assets. Bitcoin traded around $108,000, down roughly 1.7% over the past 24 hours, while Ethereum slipped about 3.5% to near $3,750. Meanwhile, XRP continues to see moderate price movements, currently at $2.53, as traders assess market trends. The overall crypto market remains in a delicate balance, with investors weighing traditional economic factors against digital asset performance. Meanwhile, new presales like La Culex offer investors an opportunity to participate in the next 100x crypto early. La Culex: Hive Signal Stage 4 | Current Price $0.00002458 The La Culex presale is currently in Stage 4: Hive Signal, with over $10,000 raised and more than 500 million tokens sold. Early buyers have already achieved an ROI of 26.2% from the initial stages, and projections indicate a potential ROI of 28,378.43775 from Stage 4 to the eventual listing price of $0.007. This presale is designed for investors seeking the next 100x crypto, with stages changing every five days or upon hitting a presale milestone, creating a structured opportunity for growth. Getting involved in the La Culex presale is simple and user-friendly. Step 1: Connect your Ethereum-compatible wallet. Step 2: Fund your wallet with ETH or USDT, ensuring a little extra ETH for gas fees. Step 3: Visit the presale page, enter the amount to spend, and hit Buy Now. Step 4: After the presale ends, claim your $CULEX directly…

Author: BitcoinEthereumNews
Ripple (XRP) Moves Slowly in Shadows as This New Crypto Coin Ignites Fresh Debate

Ripple (XRP) Moves Slowly in Shadows as This New Crypto Coin Ignites Fresh Debate

Experts have highlighted the possible price movement of Ripple (XRP) to $6 based on the 10% Theory by Egrag Crypto’s Gaussian Channel formation. This indicates an opportunity for a 2.4x price jump from the current price levels. While XRP hangs around in the background, Mutuum Finance (MUTM) makes headlines as the new crypto coin to […]

Author: Cryptopolitan
SuiLend: Closely monitoring the massive losses at Stream Finance, and has contacted Elixir to request loan repayment.

SuiLend: Closely monitoring the massive losses at Stream Finance, and has contacted Elixir to request loan repayment.

PANews reported on November 4 that Sui ecosystem lending protocol Suilend posted on the X platform that it is closely monitoring the massive losses of Stream Finance. It is understood that the largest single risk exposure of its $93 million loss is Elixir's deUSD, in which the protocol lent $68 million USDC to Stream, accounting for about 65% of the total deUSD reserves. SuiLend added that deposits and withdrawals to the Elixir marketplace on its platform are currently suspended, and the company has contacted the Elixir team to request loan repayments. SuiLend's other lending marketplaces remain unaffected and safe. According to previous reports , analysts said that Stream Finance's $93 million loss could result in a risk exposure of more than $285 million.

Author: PANews
Why the Crypto Market Is Down Today and the Best Crypto to Buy Now: $PEPENODE

Why the Crypto Market Is Down Today and the Best Crypto to Buy Now: $PEPENODE

What to Know: The crypto market fell sharply in early November after long-term holders sold $44B in Bitcoin, while ETFs absorbed just $4B in inflows. From Samourai Wallet’s alleged xpub logging to Iran’s mining raids and Stream Finance’s $93M loss, causing its stablecoin depegging, fear is widespread. Despite bearish momentum and weak sentiment, Bitcoin remains above $100K, and November has historically delivered the strongest monthly returns (+42.11% on average) Presales like $PEPENODE stand out as stable entry points amid volatility, offering incremental price stages, high staking yields, and a gamified ecosystem built around virtual mining and meme culture. The crypto market just faced its roughest start to November in a long time. The total crypto market cap is down to $3.46T, after being as high as $4.3T at the start of October. $BTC is down around 6% this week and $ETH is struggling to hold $3.5K. The picture is bleak. A turbulent October, which didn’t go the way traders wanted, saw long-term holders of Bitcoin offload roughly $44B $BTC, while ETFs and digital asset trusts (DATs) absorbed only about $4B in net inflows. For the first time in seven years, October wasn’t ‘Uptober’ and instead, ended red for Bitcoin. Much of the current drawdown is stemming from a cluster of confidence shocks. Samourai Wallet sentencing hit the privacy meta hard. Prosecutors are seeking five-year prison terms for its founders for laundering over $237M in funds. This sets a chilling precedent for developers. But they also revealed that the wallet allegedly logged users’ xpubs on its servers. If true, a tool marketed for privacy was actually tracking user data. This would be a huge blow to trust in non-custodial wallets and truly put into question ‘privacy’ in crypto. Then came the Iranian crackdown on mining. According to data, 95% of Iran’s crypto miners are operating illegally and putting a massive strain on the country’s power grid. So, authorities dismantled over 100 mining farms and seized 1.4K machines. This naturally sparked fresh FUD around global mining stability. Finally, Stream Finance’s $93M DeFi loss caused its stablecoin $XUSD to depeg. This naturally caused a lot of suspicion and anger amongst crypto users. Technicals mirror the panic. Bitcoin’s RSI is deep in oversold territory, and bearish MACD points to weak short-term momentum. Yet despite all this fear, $BTC has held above $100K (so far). History favors patience: November has delivered an average +42.11% return for Bitcoin since 2013. This is actually the highest average return of any month on the calendar year. So traders remain hopeful. Which brings us to where smart money is looking for the best crypto to buy – presale projects like PepeNode ($PEPENODE), where utility, yield, and meme culture collide just as the market readies for its next move. The Bigger Picture – Fear vs Fundamentals Most market drops start with panic, not fundamentals. What looks like a collapse is actually just a sentiment reset after overheated months. Traders are just concerned that stocks and gold have been ripping all-time highs in October, while crypto lagged. On-chain data still looks positive. Whales are accumulating through OTC desks, while ETF inflows remain steady (even if they’re smaller than in summer). Exchange balances are at multi-year lows, meaning long-term holders are still locking coins away. So structurally, the market looks quite strong. It’s just that the confidence is weaker than ever. But that creates opportunity. Capital rotates into presales because they move in structured price stages, increasing incrementally instead of swinging with market sentiment. That steady progression gives investors a clearer entry point, even when broader markets are red. One standout example is PepeNode ($PEPENODE), a utility-based meme ecosystem blending DeFi yield mechanics with a game-style mining experience. PepeNode ($PEPENODE) – Turning Meme Coins into a Virtual Mining Game PepeNode ($PEPENODE) is the first mine-to-earn meme coin built on Ethereum. Instead of relying on power-hungry GPUs or ASIC rigs, it introduces virtual mining through digital nodes that generate yield based on how you build and optimize your setup. Every user will begin with a virtual server room. This is essentially an empty space waiting to be filled with Minder Nodes. You can buy, upgrade, or sell your nodes at any time, fine-tuning your layout to boost output and maximize your earnings. Everything runs inside an interactive, gamified environment that rewards strategy and participation. Leaderboards track top miners, and high performers earn bonus rewards in trending crypto coins like $PEPE. It’s part mining simulator, part yield engine, and even part social competition. And that’s resonating with investors. So far, the project has raised over $2M+ in its presale, with tokens priced at $0.0011317 and staking rewards of over 629% on offer. Our PepeNode price prediction believes $0.0077 is possible in 2026. That’s almost a 6x from today’s price. 🔍 Discover how to buy PepeNode in our easy step-by-step guide. $PEPENODE is a fresh take on meme coins. In a market craving new forms of utility, this balance between fun and function may prove to be its real strength. ⛏️💎 Join the PepeNode presale today and start mining for rewards. This article is not financial advice. Crypto and presales carry inherent risks. Please do your own research (DYOR) and never invest more than you are willing to lose. Authored by Aaron Walker, NewsBTC — www.newsbtc.com/news/analysis-why-crypto-market-is-down-best-crypto-to-buy-pepenode

Author: NewsBTC
Mutuum Finance (MUTM) Price Prediction: An Objective Review of Growth Catalysts As Phase 6 Nears Sell Out

Mutuum Finance (MUTM) Price Prediction: An Objective Review of Growth Catalysts As Phase 6 Nears Sell Out

Investors have closely followed Mutuum Finance (MUTM) as Phase 6 of its presale reaches 85% sold at $0.035 per token, raising $18,400,000 and attracting 17,700 holders since inception. The token has climbed 250% from its $0.01 Phase 1 entry, following a structured rollout that rewards consistency with fixed allocations per stage. As the DeFi crypto [...] The post Mutuum Finance (MUTM) Price Prediction: An Objective Review of Growth Catalysts As Phase 6 Nears Sell Out appeared first on Blockonomi.

Author: Blockonomi
Mysterious ‘7 Siblings’ wallets return to buying Ethereum dips

Mysterious ‘7 Siblings’ wallets return to buying Ethereum dips

A crypto whale collective known as “7 Siblings” has emerged once again during a crypto market slump that has dragged Bitcoin down below $105,000 for the first time in over two weeks.  According to blockchain data from analytics firm OnchainLens, the entity recently borrowed $40 million in USDC through the decentralized lending platform Aave V3 […]

Author: Cryptopolitan