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Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15502 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Tradeweb partners with Chainlink to publish US Treasury benchmark data on-chain

Tradeweb partners with Chainlink to publish US Treasury benchmark data on-chain

The post Tradeweb partners with Chainlink to publish US Treasury benchmark data on-chain appeared on BitcoinEthereumNews.com. Key Takeaways Tradeweb is bringing US Treasury benchmark prices on-chain with Chainlink. Institutions will be able to leverage high-quality Treasury data for tokenized financial products, risk management, and analytics. Tradeweb, a leader in electronic marketplaces, has partnered with Chainlink to make Tradeweb FTSE US Treasury Benchmark Closing Prices available on-chain through DataLink. The initiative enhances transparency and accessibility in the US Treasury market by offering reliable, real-time benchmark pricing to institutional clients. Chris Bruner, Tradeweb’s Chief Product Officer, described the collaboration with Chainlink as a pivotal move toward integrating blockchain technology into traditional finance and expanding around-the-clock access to high-quality Treasury data. “Tokenization represents one of the fastest-growing opportunities in our markets today,” said Bruner. “By making our Tradeweb FTSE U.S. Treasury Benchmark Closing Prices available on-chain, we aim to unlock new opportunities for innovation and 24/7 access across the global financial ecosystem.” Focusing on blending digital assets with established markets, Tradeweb is developing an ecosystem where bonds, equities, and derivatives coexist with blockchain-based instruments. The company is partnering with firms such as BlackRock, Securitize, Digital Asset, Goldman Sachs, Canton Network, and Alphaledger to expand digital asset trading and build the infrastructure for tokenized securities and decentralized settlement solutions. “As one of the world’s leading electronic marketplaces used by institutional investors, I’m very excited about our collaboration with Tradeweb as it is a strong signal that the adoption of tokenized finance is accelerating,” said Sergey Nazarov, co-founder of Chainlink. “Through DataLink, Tradeweb can now deliver institutional-grade market data on-chain, unlocking a new generation of tokenized funds and financial products. This collaboration brings one of the most trusted names in global finance into the blockchain economy, driving institutional adoption with the reliability, security, and compliance that only Chainlink can provide.” The partnership aims to modernize traditional financial markets by leveraging blockchain…

Author: BitcoinEthereumNews

2025/11/04

Bitcoin lending platform Lava announced it has raised $200 million in new funding through venture capital and debt financing.

Bitcoin lending platform Lava announced it has raised $200 million in new funding through venture capital and debt financing.

PANews reported on November 4th that Bitcoin lending platform Lava announced it has raised an additional $200 million to build its suite of Bitcoin financial instruments. The funding comes from global capital partners, including venture capital and debt financing, with angel investors Anthony Pompliano and Eric Jackson joining the round. Previously, on October 2nd, it was reported that Bitcoin lending platform Lava completed a $17.5 million funding round and launched a dollar-yield product, with former Visa and Block executives participating in the investment .

Author: PANews

2025/11/04

Web3 Wallets Explained: The Next Evolution of Crypto Wallets

Web3 Wallets Explained: The Next Evolution of Crypto Wallets

Introduction The world of cryptocurrencies is moving fast — and so are the tools we use to manage digital assets. Traditional crypto wallets were designed for basic storage and transactions. But with the rise of Web3 technology, a new generation of wallets has emerged — Web3 wallets — which go far beyond storage to enable interaction with decentralized applications (dApps), NFTs, DeFi platforms, and the metaverse. In this guide, we’ll explore how Web3 wallets work, their core features, benefits, and why they represent the next evolution of crypto wallet development. What is a Web3 Wallet? A Web3 wallet is a digital tool that lets users securely store, send, and interact with blockchain-based assets across multiple decentralized platforms. Unlike traditional wallets that only hold cryptocurrencies, Web3 wallets serve as your digital identity in the decentralized internet. Key Characteristics: ●Non-custodial ownership — Users control their private keys and data.​ ●Multi-chain compatibility — Support for multiple blockchains like Ethereum, BNB Chain,Polygon, and Solana.​ ●Smart contract interaction — Connects directly with DeFi, NFT, and DAO platforms.​ ●Digital identity & access — Wallets double as your Web3 login credentials.​ How Do Web3 Wallets Work? Web3 wallets are powered by public and private key pairs that allow users to sign transactions securely. The wallet connects to blockchain nodes and communicates directly with smart contracts. Here’s how the process works: 1.Generate a key pair — A public key (wallet address) and private key for authentication.​ 2.Connect to dApps — Using Web3.js, WalletConnect, or MetaMask APIs.​ 3.Sign transactions — Transactions are authorized using cryptographic signatures.​ 4.Interact with decentralized protocols — Access staking, swaps, lending, and NFT minting.​ These wallets function as the bridge between users and the decentralized ecosystem — enabling seamless communication with any blockchain network. Core Features of Web3 Wallets

  1. Non-Custodial Security Users maintain control of private keys — no centralized entity can freeze or access assets.
  2. Multi-Chain Asset Management Web3 wallets manage assets across different networks, allowing seamless switching between chains.
  3. DeFi & NFT Integration Instantly connect to decentralized exchanges, lending platforms, and NFT marketplaces.
  4. Smart Contract Wallets Support for account abstraction, automation, batch transactions, and programmable wallet functions.
  5. User Experience & Accessibility Modern Web3 wallets prioritize simplicity with features like one-click dApp connection, QR-code logins, and mobile-first design. Use Cases of Web3 Wallets ●DeFi Participation: Stake, lend, borrow, and swap crypto assets directly from your wallet.​ ●NFT Collection: Mint, trade, and showcase NFTs securely.​ ●DAO Governance: Vote on proposals and manage community tokens.​ ●Gaming & Metaverse: Store in-game assets, avatars, and tokens.​ ●Cross-Chain Transfers: Manage multiple assets across various blockchains effortlessly.​ Challenges in Web3 Wallet Adoption Despite their advantages, Web3 wallets face several challenges: ●Key management risk: Losing a seed phrase means losing access permanently.​ ●Security threats: Phishing, scams, and malicious smart contracts.​ ●Complex on boarding: Non-technical users may find setup confusing.​ ●Interoperability gaps: Not all wallets support every blockchain or dApp.​ The Future of Web3 Wallets The evolution of crypto wallet development continues to push boundaries with innovations like: ●Account abstraction: Simplifies gas payments and enhances user experience.​ ●Embedded wallets: Allow instant onboarding within apps and games.​ ●Social recovery mechanisms: Secure wallet recovery without compromising privacy.​ ●Privacy-focused solutions: Integration of zero-knowledge proofs and stealth addresses.​ ●Cross-chain interoperability: Unified wallet experience across all major blockchain networks.​ FAQs About Web3 Wallets
  6. What makes Web3 wallets different from normal crypto wallets? Web3 wallets allow direct interaction with decentralized applications (dApps), NFTs, and DeFi platforms, while normal crypto wallets are limited to sending and receiving coins.
  7. Are Web3 wallets safe? Yes — as long as users safeguard their private keys and avoid phishing sites. Since they are non-custodial, users maintain full control over their assets.
  8. Can I use one Web3 wallet for multiple blockchains? Absolutely. Many modern Web3 wallets support multiple networks like Ethereum, BNB Chain, Polygon, and Avalanche.
  9. What are the best Web3 wallets? Popular examples include MetaMask, Trust Wallet, Coinbase Wallet, and Rainbow Wallet — each offering different features for security and usability.
  10. What’s the future of Web3 wallets? The next generation of Web3 wallets will focus on smart contract automation, multi-chain accessibility, and privacy-enhancing technologies to simplify adoption for mainstream users. Conclusion Web3 wallets are redefining how users interact with blockchain ecosystems. They combine security, control, and interoperability, giving users complete ownership over their assets and digital identity. As decentralized finance, NFTs, and the metaverse continue to grow, Web3 wallets will remain the foundation of this transformation — unlocking new possibilities in the future of crypto wallet development .
Web3 Wallets Explained: The Next Evolution of Crypto Wallets was originally published in Coinmonks on Medium, where people are continuing the conversation by highlighting and responding to this story

Author: Medium

2025/11/04

BlackRock Bitcoin ETF Australia: Exciting Launch Anticipated Soon

BlackRock Bitcoin ETF Australia: Exciting Launch Anticipated Soon

BitcoinWorld BlackRock Bitcoin ETF Australia: Exciting Launch Anticipated Soon The world of digital assets is buzzing with anticipation. BlackRock, a titan in global asset management, is reportedly on the cusp of launching a Bitcoin ETF in Australia. This significant development, as reported by SolidIntel on X, anticipates a mid-November launch, potentially reshaping how Australian investors access the leading cryptocurrency. For many, this marks a pivotal moment, blending traditional finance with the innovative world of digital assets. What Does BlackRock’s Bitcoin ETF Australia Offer Investors? An Exchange Traded Fund (ETF) is an investment fund traded on stock exchanges, much like stocks. A Bitcoin ETF, specifically, allows investors to gain exposure to Bitcoin’s price movements without directly owning the cryptocurrency. This makes investing simpler and more accessible. The introduction of a BlackRock Bitcoin ETF Australia brings several compelling benefits: Enhanced Accessibility: Investors can buy and sell shares of the ETF through their existing brokerage accounts, just like any other stock. This removes the complexities of setting up crypto wallets or dealing with exchanges. Regulatory Oversight: ETFs operate within established regulatory frameworks, offering a layer of protection and familiarity for traditional investors. This can build greater confidence in the crypto market. Institutional Backing: BlackRock’s involvement lends immense credibility. As the world’s largest asset manager, their entry into the Australian market signifies growing institutional acceptance of Bitcoin as a legitimate asset class. This move by BlackRock could open doors for a new wave of investors who have been hesitant to enter the cryptocurrency space due to perceived risks or technical barriers. Why is Australia a Key Market for Bitcoin ETFs? Australia has shown increasing interest and adoption in the cryptocurrency space. Its progressive approach to digital asset regulation, coupled with a robust financial market, makes it an attractive destination for such innovative financial products. The country’s financial landscape is ripe for products that bridge the gap between traditional investment vehicles and emerging digital assets. While the United States recently saw the launch of spot Bitcoin ETFs, Australia has been cautiously exploring similar avenues. BlackRock’s decision to target the Australian market underscores the region’s potential and readiness for more sophisticated crypto investment products. This launch could set a precedent for other global asset managers looking to expand their digital asset offerings internationally. For investors down under, the availability of a BlackRock Bitcoin ETF Australia means they can diversify their portfolios with Bitcoin exposure through a trusted, regulated channel. This is particularly appealing for superannuation funds and other institutional investors seeking compliant ways to allocate capital to digital assets. Navigating the Future: Potential Impacts and Considerations The arrival of a major player like BlackRock with a Bitcoin ETF is expected to have several ripple effects. It could lead to increased market liquidity for Bitcoin, as more capital flows into the asset through the ETF mechanism. Investor confidence may also receive a significant boost, encouraging broader adoption and potentially stabilizing price volatility over the long term. However, investors should always consider the inherent volatility of Bitcoin itself. While the ETF structure provides a regulated wrapper, the underlying asset’s price can still fluctuate significantly. It is crucial to conduct thorough due diligence and understand your risk tolerance before investing. Key Considerations for Investors: Market Volatility: Bitcoin’s price can be unpredictable. Regulatory Landscape: Keep an eye on evolving regulations in Australia and globally. Investment Goals: Ensure the ETF aligns with your personal financial objectives. The launch of the BlackRock Bitcoin ETF Australia represents a significant milestone, not just for Australia but for the global crypto market. It signals a growing convergence of traditional finance and digital assets, paving the way for future innovations. Conclusion: A New Era for Australian Crypto Investment The impending launch of BlackRock’s Bitcoin ETF in Australia is a testament to the increasing mainstream acceptance of cryptocurrency. It offers a regulated, accessible, and institutionally-backed pathway for Australian investors to engage with Bitcoin. This development is poised to enhance market liquidity, boost investor confidence, and further solidify Bitcoin’s position as a legitimate investment asset. As we move towards mid-November, all eyes will be on Australia’s financial landscape, anticipating the impact of this exciting new offering. Frequently Asked Questions (FAQs) 1. What is an Exchange Traded Fund (ETF)? An ETF is an investment fund that holds assets like stocks, bonds, or commodities, and trades on stock exchanges like regular stocks. It allows investors to gain exposure to a basket of assets or a single asset (like Bitcoin) without directly owning them. 2. When is the BlackRock Bitcoin ETF expected to launch in Australia? According to reports from SolidIntel, the launch of the BlackRock Bitcoin ETF in Australia is anticipated for mid-November. 3. Who is BlackRock? BlackRock is the world’s largest asset manager, overseeing trillions of dollars in assets. It offers a wide range of investment products and services to institutional and retail clients globally. 4. What are the primary benefits of investing in a Bitcoin ETF? The main benefits include easier access to Bitcoin exposure through traditional brokerage accounts, regulatory oversight, and the credibility offered by a major financial institution like BlackRock managing the fund. 5. Are there risks associated with Bitcoin ETFs? Yes, while the ETF structure itself is regulated, the underlying asset (Bitcoin) is known for its price volatility. Investors should be aware of market fluctuations and conduct due diligence before investing. If you found this article insightful, please consider sharing it with your network! Help us spread the word about the exciting developments in the world of cryptocurrency investment. To learn more about the latest Bitcoin trends, explore our article on key developments shaping Bitcoin institutional adoption. This post BlackRock Bitcoin ETF Australia: Exciting Launch Anticipated Soon first appeared on BitcoinWorld.

Author: Coinstats

2025/11/04

Missed PEPE’s 1250% Rally? Analysts Say This Token Could Be the Next Top Crypto

Missed PEPE’s 1250% Rally? Analysts Say This Token Could Be the Next Top Crypto

The post Missed PEPE’s 1250% Rally? Analysts Say This Token Could Be the Next Top Crypto appeared first on Coinpedia Fintech News If you missed the massive run in Pepecoin (PEPE), you’re hardly alone. In April 2023 the viral meme coin took off and climbed more than 1,000% in a few months. But now many analysts believe it may be too late to capture a similar breakout. A new contender has emerged: Mutuum Finance (MUTM), a fresh …

Author: CoinPedia

2025/11/04

DeFi sleuths trace $284M in loans and stablecoin risk linked to Stream Finance

DeFi sleuths trace $284M in loans and stablecoin risk linked to Stream Finance

                                                                               Yields and More maps out $284 million in DeFi debt tied to Stream Finance, exposing complex loops across stablecoins and lending markets.                     Decentralized finance (DeFi) researchers mapped out over $284 million in stablecoin exposure and outstanding loans linked to Stream Finance, following the protocol’s collapse. On Tuesday, a detailed post by DeFi group Yields and More (YAM) flagged dozens of lending markets and vaults, including platforms like Euler, Silo, Morpho and Gearbox, held positions connected to Stream’s synthetic assets, which include xUSD, xBTC and xETH. The data highlighted the extent to which the fallout could reach. Exposure loops involving Elixir’s deUSD, Treeve’s scUSD and other assets suggested that at least $284.9 million in overall debt is owed to lenders across various markets. This excludes indirect exposure via secondary vaults and other lending strategies. Read more

Author: Coinstats

2025/11/04

GoPlus: Many stablecoins similar to XUSD harbor a high risk of de-pegging or insolvency.

GoPlus: Many stablecoins similar to XUSD harbor a high risk of de-pegging or insolvency.

PANews reported on November 4th that the GoPlus Chinese community published an analysis on the X platform stating that, with the continued decline in price and reduced liquidity, more stablecoins like XUSD may be facing a higher risk of de-pegging or insolvency. 1. Yield-bearing stablecoins rely on high-return strategies (lending/leverage/LP rewards), have large exposure to external borrowing, and have high liquidity requirements (xUSD belongs to this category). 2. Algorithm/Dual-Token Stablecoins (without sufficient external collateral): The mechanism for maintaining price stability relies on market arbitrage/token burning, and there are no reserves for immediate redemption in fiat currency. 3. For projects with centralized governance or a single counterparty, the loss of private keys, governance delays, or custodian bankruptcy can all lead to the closure of redemption channels. 4. High concentration of holdings / A small number of whales reducing their holdings of tokens with a very high percentage of ownership in a few wallets can have a significant impact on secondary market liquidity and price stability. 5. Projects that promise high returns but lack transparency, have insufficient audits, anonymous teams, opaque leverage, associated addresses, and unclear sources of returns all increase project risk.

Author: PANews

2025/11/04

Analysts: Stream Finance's $93 million loss could result in over $285 million in risk exposure.

Analysts: Stream Finance's $93 million loss could result in over $285 million in risk exposure.

PANews reported on November 4th that, according to The Block, independent DeFi analyst YieldsAndMore has compiled a network of risk exposures related to Stream Finance's $93 million loss . Hundreds of millions of dollars in loans and collateral positions in lending markets, stablecoins, and liquidity pools may have been indirectly affected. YieldsAndMore stated that Stream's debt spans at least seven networks, involving numerous counterparties including Elixir, MEV Capital, Varlamore, TelosC, and Re7 Labs. Assets associated with Stream's xUSD, xBTC, and xETH tokens were repeatedly collateralized in protocols such as Euler, Silo, Morpho, and Sonic, amplifying the potential contagion of risks in the DeFi space. Their estimate puts the total debt related to Stream (excluding indirect exposure to derivative stablecoins) at approximately $285 million. TelosC ($123.6 million), Elixir ($68 million), and MEV Capital ($25.4 million) are the most heavily involved. The team states the losses are substantial, the solution is unclear, and more stablecoins and liquidity pools may be affected. The research shows the largest single exposure is Elixir's deUSD, which lent $68 million in USDC to Stream, representing approximately 65% of deUSD's total reserves. Elixir states its position has a "full redemption right per dollar," but according to a post by YieldsAndMore on the X platform, the Stream team has informed creditors that repayments will be suspended until legal proceedings are complete. Other indirect exposures may include Treeve's scUSD, which is caught in a multi-layered lending cycle through Mithras, Silo, and Euler. Varlamore and MEV Capital also hold smaller but noteworthy positions. In a post about the Stream incident, YieldsAndMore wrote: "This risk map is still incomplete, and we expect more affected pools to come to light as position liquidations and audits of lending contracts proceed."

Author: PANews

2025/11/04

As Ethereum (ETH) Struggles Under $4,000, This $0.035 Token is Tipped to Be the Next Crypto to Hit $1

As Ethereum (ETH) Struggles Under $4,000, This $0.035 Token is Tipped to Be the Next Crypto to Hit $1

And right now, the spotlight is burning bright on Mutuum Finance (MUTM), a new DeFi crypto priced at just $0.035 […] The post As Ethereum (ETH) Struggles Under $4,000, This $0.035 Token is Tipped to Be the Next Crypto to Hit $1  appeared first on Coindoo.

Author: Coindoo

2025/11/04

Apex Fusion Brings Native USDC Liquidity to Cardano via Stargate

Apex Fusion Brings Native USDC Liquidity to Cardano via Stargate

Latest News and Updates on blockchain industry by AlexaBlockchain ("Alexa Blockchain"). Apex Fusion becomes the first ecosystem to enable native USDC liquidity routes for Cardano through Stargate integration. The $2.5M liquidity boost connects VECTOR and NEXUS chains, advancing cross-chain DeFi interoperability. The post Apex Fusion Brings Native USDC Liquidity to Cardano via Stargate appeared first on AlexaBlockchain.

Author: AlexaBlockchain

2025/11/04

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