Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

16182 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
30,000 USDT Airdrop for Meme-Coin Trading

30,000 USDT Airdrop for Meme-Coin Trading

The post 30,000 USDT Airdrop for Meme-Coin Trading appeared on BitcoinEthereumNews.com. Global cryptocurrency exchange Zoomex has officially launched the “ZOOtopia Trading Festival,” a platform-wide event combining meme-coin trading, daily missions, and exclusive community rewards. The campaign features a total prize pool of 30,000 USDT in airdrops, along with additional perks including fee rebates and movie-ticket giveaways. According to the official announcement, the ZOOtopia Trading Festival is designed to engage both new and experienced traders by blending high-growth meme-coin momentum with gamified participation tasks. Users who trade eligible meme tokens and complete daily missions can qualify for a share of the 30,000 USDT airdrop pool. • 30,000 USDT Airdrop Reward Pool Participants who complete event tasks and meet the trading requirements will be eligible to claim a portion of the prize pool. • Meme-Coin Focused Trading Experience The event includes several trending meme tokens, offering users exposure to some of the most active and volatile assets in the current market cycle. • Daily Missions & User Engagement Tasks Beyond trading volume requirements, users can complete structured daily missions to unlock additional rewards, enhancing interaction and accessibility for casual traders. • Extra Perks: Movie Ticket Draws & Fee Rebates In addition to the airdrop, Zoomex is offering movie-ticket giveaways and transaction-fee rebates for eligible traders. Zoomex’s Vision: Simple, Fast, User-First Founded in 2021, Zoomex has quickly grown into a global trading platform known for its focus on simplicity, user-friendly design, and fast execution. The exchange continues to emphasize transparency, operational fairness, and an easy onboarding experience—especially valuable to newcomers exploring the crypto market. The ZOOtopia Trading Festival aligns with Zoomex’s broader strategy of encouraging community participation and rewarding user activity. By leveraging the popularity of meme-coin trading and offering low-barrier participation tasks, the platform aims to strengthen user engagement and boost market liquidity. Learn More: For full event details, eligibility rules, and participation…

Author: BitcoinEthereumNews
BNB Chain Annual Review: Daily Active Addresses Rank First in L1, Stablecoin Supply Doubles

BNB Chain Annual Review: Daily Active Addresses Rank First in L1, Stablecoin Supply Doubles

Written by: Felix. PANews 2025 was a milestone year for BNB Chain. Amidst multi-chain competition and the diversion of users and capital, BNB Chain, with its low fees, high throughput, and EVM compatibility, became one of the fastest-growing networks in the Web3 field in 2025. Furthermore, at the "2025 Binance Blockchain Week" event, it strengthened its position as a multi-chain infrastructure through dedicated sessions, ecosystem project showcases, and partner interactions. Looking back at the data, BNB Chain achieved several records in 2025: its peak daily active users (DAU) exceeded 5 million, cumulative DEX trading volume surpassed $2 trillion, stablecoin supply surged to 14 billion, the RWA project ecosystem began to take shape, and Meme coin drove community vitality through viral spread. That year, BNB Chain was not merely a "digital factory" for trading volume, but evolved into an ecosystem integrating DeFi, AI, RWA, and Meme culture, attracting hundreds of millions of users and developers worldwide. DEX has the highest number of daily active users. The BNB Chain ecosystem has expanded from a single chain in 2020 to a multi-layered global network, and the data can intuitively reflect the ecosystem's true growth. Currently, BNB Chain's DAU is stable at around 3.7 million, with a peak of 5 million, ranking first among all L1 blockchains, with a market share of 22.6%. Data source: Token Terminal opBNB also ranks first among all L2 blockchains in terms of daily active users, remaining stable at around 1.5 million, with a market share of 41.9%. Data source: Token Terminal Furthermore, as of December 8, the cumulative trading volume of DEX has exceeded $2 trillion, and the trading volume so far in 2025 is expected to reach approximately $680 billion, with a monthly peak of $119.2 billion in October. Data source: DeFiLlama Meme narratives are the " King of Traffic " of the year. Meme coins, acting as a catalyst for new user acquisition, community interaction, and transaction frequency, are undoubtedly the "king of traffic" this year. This year, the BNB Chain Meme ecosystem has transformed from an infrastructure boom (Four.meme) to a community frenzy (CZ effect), evolving from a "casino" to a "semi-ecosystem," making it one of the most active narratives on the blockchain. In the first half of the year, BNB Chain's Meme coin trading volume even surpassed Solana and Ethereum. In June alone, it accounted for approximately 45% of the total Meme coin DEX trading volume. The rise of the Meme ecosystem is inseparable from solid infrastructure. As BNB Chain's "killer application" driving the Meme narrative, the token launch platform Four.Meme has completed a product upgrade, standardizing contract addresses (all ending with "4444"), implementing the PancakeSwap V2 liquidity addition scheme, and simultaneously burning LP tokens. Furthermore, the "0 Fee Carnival" event (zero-gas transfer incentive) reduced minting costs, further fueling a "minting for everyone" craze. The meme craze wasn't limited to the English-speaking community; the waning influence of the Chinese community also "stood up" in October, staging a grand finale. The most popular was the self-deprecating project, $BinanceLife, whose name seems to encapsulate the life of a Binance user: from depositing funds to going all-in and finally being liquidated to zero. $BinanceLife's market capitalization surged twice after its October launch, reaching a peak of approximately $458 million at the beginning of the month, and then exceeding $400 million again on October 21st. Currently, although the meme craze is fading and most tokens have fallen sharply, this frenzy will still leave a significant mark on cryptocurrency history in 2025. Stablecoins maintain the highest number of monthly active addresses. BNB Chain (BSC + opBNB) has performed particularly well in the stablecoin field, ranking among the top three blockchains in the stablecoin sector thanks to its low cost, deep integration with the Binance ecosystem, and a series of incentive activities. As of December 6, the total circulating supply of BNB Chain stablecoin was approximately $14 billion, with a year-to-date supply growth of approximately 102.9% (from approximately $6.9 billion at the beginning of the year); total transaction volume reached approximately $953.8 billion, with an average monthly transaction volume of approximately $85 billion from January to November; the number of transactions has consistently ranked first among all blockchains since May; and the number of monthly active addresses has consistently ranked first among all blockchains this year. Stablecoin supply so far this year; Data source: Artemis Terminal Monthly transaction volume; Data source: Visa Onchain Analytics Monthly transaction count; Data source: Visa Onchain Analytics Monthly active addresses; Data source: Visa Onchain Analytics The growth in the stablecoin sector is attributed to the development of the BNB Chain network itself. Firstly, the "0 Gas Fee Carnival" campaign, which was extended multiple times throughout 2025 and covered multiple currencies including USDT, USDC, and USD1, directly stimulated stablecoin transfers, withdrawals, and bridging, and was also a significant reason for the inflow of funds from retail and institutional investors. Secondly, BNB Chain underwent three major technical upgrades in 2025 (primarily in the form of hard forks). These upgrades focused on improving network scalability, transaction speed, and security. Among them, the Maxwell upgrade implemented on June 30 reduced BSC block time from 1.5 seconds to 0.75 seconds, achieving "sub-second" confirmation, lowering the median gas fee to $0.01 per transaction, and improving network efficiency by 20%. Furthermore, deep integration with communities and institutions (such as World Liberty Financial) has enabled BNB Chain to transform from a "transaction chain" into a "stablecoin payment hub". RWA has developed into one of the mainstream battlegrounds for institutional-level organizations. In 2025, BNB Chain became a leading platform in the RWA tokenization field through technological upgrades and ecosystem integration. As of December 8, its total RWA market capitalization reached $1.74 billion, accounting for approximately 9.46% of the total RWA market; it had over 100 projects; and the number of holders increased significantly from the beginning of the year, reaching 5,231. TVL exceeded $1.005 billion in November, a 55.1% increase in a single month and a staggering 1,510% increase quarter-on-quarter, from $75 million to $1.208 billion, the fastest growth rate in the entire industry; of which USYC reached $903 million and CASH+ money market fund size reached $712 million, forming a dual-engine growth. Data source: Rwa.xyz The biggest factor contributing to BNB Chain's rapid rise in the RWA tokenization field is its provision of a one-stop solution, including compliant issuance (KYC/AML tools), secondary liquidity (DEX integration with PancakeSwap and other platforms), and DeFi utility (lending), which reduces cross-chain friction. In addition, the dedicated RWA incentive program also played a crucial role. In January of this year, BNB Chain established an initial $50 million dedicated RWA incentive fund to provide personalized support for RWA projects built or migrated on BNB Chain, including TVL incentives, liquidity subsidies, and compliance guidance, becoming the starting point for the RWA boom throughout the year. Driven by a number of factors, RWA has seen a series of positive developments. First, the xStocks consortium, a collaboration between Kraken and Backed Finance, officially launched over 60 tokenized US stocks and ETFs on BNB Chain in July, enabling ordinary users to trade traditional stocks on-chain 24/7 for the first time. Subsequently, Ondo Finance's "Global Markets" landed on BNB Chain in October, quickly bringing the number of tokenized assets to over 100, further integrating traditional assets such as stocks, ETFs, and commodities into DeFi. Most notably, on November 14th, BlackRock's BUIDL fund launched on BNB Chain through the security token platform Securitize and the cross-chain protocol Wormhole. This marks the first time the flagship RWA product of the world's largest asset management company has truly been implemented on BNB Chain. Furthermore, CMB International and Circle have also partnered with BNB Chain. CMB International tokenized its $3.8 billion USD money market fund into CMBMINT and CMBIMINT and launched them on BNB Chain, while Circle deployed its tokenized money market fund USYC to BNB Chain. These asset launches signify that BNB Chain has become one of the mainstream battlegrounds for institutional-grade RWAs. Aster has emerged as a dark horse, while Perp is gradually maturing. While Hyperliquid and others still dominate the Perp market, BNB Chain has achieved double-digit growth this year through flagship projects like Aster. Data shows that as of December 8th, BNB Chain's monthly Perp trading volume has generally shown a month-on-month increasing trend, peaking in October at approximately $22.483 billion. Its share of the global Perp market has significantly increased, from about 1% at the beginning of the year to approximately 2.05%. Perp has become the third largest narrative after Meme and stablecoins. Data source: DeFiLlama In 2025, several protocols for perpetual transactions emerged on the BNB Chain, with popular projects including Aster and MYX Finance. Aster, as the leading BNB Chain Perp, supports unified liquidity across multiple chains, offering hidden orders, equity Perp, and extremely high leverage (up to 1001x). CZ also publicly purchased Aster, driving its rapid rise. Outlook 2025 is a crucial year for BNB Chain's transformation from high-speed growth to "ecosystem deepening." Leveraging its high performance, low fees, and large user base, it has established a competitive advantage and achieved success in multiple areas, including Meme, stablecoins, and RWA, solidifying its position as a Web3 infrastructure. However, BNB Chain still faces challenges. It needs to shift from "short-term traffic" to "long-term value," and also needs to confront competition among blockchains and macroeconomic uncertainties. How BNB Chain will better prove itself as more than just a chain, bringing the next billion users onto the chain and becoming a global engine for Web3, remains to be seen. Related reading: Funding, Users, and Narrative: Analyzing the Logic Behind BNB's Long-Term Bullish Performance

Author: PANews
Mutuum Finance (MUTM) Holder Count Explodes as Phase 6 Nears 100% Allocation Ahead of Q1 Protocol Launch, Best Crypto to Buy?

Mutuum Finance (MUTM) Holder Count Explodes as Phase 6 Nears 100% Allocation Ahead of Q1 Protocol Launch, Best Crypto to Buy?

The post Mutuum Finance (MUTM) Holder Count Explodes as Phase 6 Nears 100% Allocation Ahead of Q1 Protocol Launch, Best Crypto to Buy? appeared on BitcoinEthereumNews.com. Mutuum Finance is gaining attention among investors, particularly given the fact that the project is witnessing an extremely high number of new holders as the project is fast entering the last stage of Phase 6 of the presale, which is soon to attain 100% sales. Mutuum Finance (MUTM) is currently the best crypto to buy. MUTM is primed and ready to capitalize on the extremely awaited V1 protocol launch, towards the end of Q4, which expresses the project’s attention towards the implementation of usability. With the extremely low price, which is merely $0.035 today, the project continues to see increased attention. Having attained more than $19.18 million in presale and having garnered more than 18,350 supporters, Mutuum Finance is currently the best crypto among new buyers. Boosting the Presale Process with More Investors Entering Phase 6 Mutuum Finance is among the most-watched blockchain initiatives on the eve of the new year, 2026. The ongoing presale is attracting a lot of attention, and so far, it has gained more than 18,350 members and has exceeded the $19.18 million mark. The cost of buying tokens in phase 6 is $0.035, before phase 7, which is set to raise prices by nearly 20% to $0.04. The project has gained so much traction because it focuses on financial applications and utilization, rather than creating hype. This is what has made MUTM so attractive to financial investors, who look at utility focus when searching for new investments and looking to buy the best crypto. Ready to Go Live on Sepolia Testnet Mutuum Finance is preparing to launch the V1 protocol on the Sepolia testnet, which will take place during Q4 2025. This is a long-awaited moment, marking an essential milestone regarding the technical part of the project. When it happens, the most basic components of…

Author: BitcoinEthereumNews
GoTyme Bank Launches Bitcoin and Crypto Access for Philippine Users

GoTyme Bank Launches Bitcoin and Crypto Access for Philippine Users

The post GoTyme Bank Launches Bitcoin and Crypto Access for Philippine Users appeared on BitcoinEthereumNews.com. GoTyme crypto services allow Philippines residents to buy and store 11 digital assets like Bitcoin, Ethereum, and Solana directly in the bank’s app through a partnership with US fintech Alpaca. This integration converts Philippine pesos to USD for seamless access, focusing on simplicity for over 6.5 million users. GoTyme partners with Alpaca for secure crypto buying and storage in-app. Users access 11 cryptocurrencies including BTC, ETH, and SOL with easy peso-to-USD conversion. The Philippines ranks ninth in Chainalysis’ 2025 Global Crypto Adoption Index, highlighting strong regional interest with potential government BTC reserves. Discover GoTyme crypto services: Buy BTC, ETH, SOL & more in the Philippines app. Secure, simple access for 6.5M users via Alpaca partnership. Start investing today! What is GoTyme Crypto? GoTyme crypto refers to the new digital asset services launched by the Philippines-based digital bank GoTyme, enabling users to purchase and hold cryptocurrencies directly within its mobile banking app. This feature, introduced through a collaboration with US fintech firm Alpaca, supports 11 popular assets such as Bitcoin (BTC), Ethereum (ETH), Solana (SOL), and Polkadot (DOT). The service emphasizes user-friendly integration, allowing quick conversions from Philippine pesos to USD for secure transactions, making crypto accessible without needing separate exchanges or complex setups. Process of buying crypto in the app. Source: GoTyme GoTyme, which launched in October 2022, has rapidly grown to serve over 6.5 million customers in the Philippines, as reported by Nikkei Asia in September 2025. Formed through a partnership between Singapore-based Tyme Group and the Filipino Gokongwei Group, the bank prioritizes speed and convenience—users can open an account and get a debit card in just five minutes. This foundation now extends to GoTyme crypto, aligning with the bank’s mission to simplify financial services in a market ripe for digital innovation. The integration with Alpaca ensures robust security,…

Author: BitcoinEthereumNews
Dogecoin Rises 5% Above $0.15 as ETF Filing and Chart Patterns Hint at Upside Potential

Dogecoin Rises 5% Above $0.15 as ETF Filing and Chart Patterns Hint at Upside Potential

The post Dogecoin Rises 5% Above $0.15 as ETF Filing and Chart Patterns Hint at Upside Potential appeared on BitcoinEthereumNews.com. Dogecoin price surge of 5% in 24 hours has pushed the token above $0.15, driven by broader market recovery and 21Shares’ ETF filing. Technical indicators like the falling wedge pattern suggest potential for further upward momentum, attracting renewed investor interest in this popular meme coin. Dogecoin recovers 5%, surpassing the $0.15 level amid a broader market recovery. 21Shares files for Dogecoin ETF, fueling institutional interest and adoption. The falling wedge pattern on DOGE’s chart signals potential for a breakout and upward momentum, with RSI at 61.49 indicating bullish sentiment. Dogecoin price surge hits 5% as it rebounds above $0.15, boosted by ETF filing and technical patterns. Discover key insights on DOGE’s recovery and future potential in this crypto update. Stay informed on market trends today. What is causing the recent Dogecoin price surge? Dogecoin price surge stems from a combination of market-wide recovery and positive developments like the 21Shares ETF filing. Over the last 24 hours, DOGE has climbed 5%, breaking past the $0.15 resistance level after a prior dip. This rebound aligns with increased trading volume and bullish technical signals, positioning the meme coin for potential further gains as investor confidence returns. The cryptocurrency market has shown signs of stabilization following recent volatility, with major assets like Bitcoin and Ethereum also posting gains. Dogecoin, known for its community-driven appeal and historical ties to social media trends, often amplifies these broader movements. Data from market trackers indicates that DOGE’s 24-hour trading volume has risen by over 20%, reflecting heightened buyer activity. As of December 3, the token reached $0.1505, a level not seen in recent sessions. This uptick follows a two-day gain exceeding 10%, supported by key price floors at $0.13 and $0.15. Analysts attribute part of this momentum to renewed retail interest, spurred by positive sentiment across social platforms…

Author: BitcoinEthereumNews
UK Makes Ethereum Legal Property – While Futures Quietly Surge

UK Makes Ethereum Legal Property – While Futures Quietly Surge

The post UK Makes Ethereum Legal Property – While Futures Quietly Surge appeared on BitcoinEthereumNews.com.  The new law, the UK acknowledges Ethereum as personal property, and derivatives traders reestablish open interest positions following the October liquidation event. On Dec. 2, Ethereum was officially registered as personal property in the United Kingdom. Royal Assent to the Property (Digital Assets etc) Act 2025 that day. Digital property is now in a third tier of personal property in English law. This new position is shared by Bitcoin and other crypto-tokens. The Act eliminates the fact that property must either be in possession or in action as per the traditional definitions. Ambiguity in the law regarding the ownership of digital assets is no longer present. You might also like: Ethereum Sees Drop In Network Validator Participation After Fusaka Upgrade Courts Can Now Trace Stolen Coins Without Workarounds Digital detectives now have greater protection under the law to seek cases against their offenders. Freezing orders and tracing mechanisms can be directly applied by the judges. It becomes easier to recover misappropriated tokens. Clearer treatment is also given to exchange failures and insolvency proceedings. Banks, custodians and funds have fewer ambiguities in the way they organise secured lending or collateral arrangements around ETH. These changes were proposed by the Law Commission in 2023. The act became effective on the spot. It is applicable in England, Wales and Northern Ireland. The measure was passed by parliament after several years of individual case court rulings that treated crypto as property. You might also like: Ethereum’s $3,400 Rally Faces $2B Liquidation Risk Derivatives Positioning Rebuilds After October Wipeout Since October 10, Ethereum futures open interest has been increasing. The date was a violent liquidation date that flushed leveraged positions. Traders are reconstructing exposure despite spot prices that are still lower than they were in the autumn. Binance Futures ETHUSDT perpetual contract records consistent gains.…

Author: BitcoinEthereumNews
WisdomTree Introduces Tokenized Fund with Options Strategy

WisdomTree Introduces Tokenized Fund with Options Strategy

WisdomTree has announced the launch of a tokenized fund integrated with options payout strategies on their blockchain platforms.

Author: coinlineup
Customized Blinds Bring Style Comfort and Personality to Every Home Space Today

Customized Blinds Bring Style Comfort and Personality to Every Home Space Today

Customized blinds are a simple yet powerful way to show your personal taste and enhance your home décor. They let you choose colors, fabrics, and finishes that match your style. When you pick blinds that fit your personality, your home feels warmer and more welcoming. Many homeowners in Blinds Mornington choose custom designs because they […] The post Customized Blinds Bring Style Comfort and Personality to Every Home Space Today appeared first on TechBullion.

Author: Techbullion
FairMoney to support Nigeria’s $1 trillion GDP goal with new product offerings

FairMoney to support Nigeria’s $1 trillion GDP goal with new product offerings

FairMoney Microfinance Bank, a rapidly growing digital financial services provider in the Nigerian fintech space, is spearheading a…

Author: Technext
Gate Ventures Vision 2026: Five Cutting-Edge Forces Reshaping the Global Landscape of Value, Computing Power, and Intelligence Flow

Gate Ventures Vision 2026: Five Cutting-Edge Forces Reshaping the Global Landscape of Value, Computing Power, and Intelligence Flow

Gate Ventures' latest 2026 outlook identifies five emerging frontiers that are rapidly reshaping the industry landscape and leading the next phase of Web3 development. First, on-chain market "real-time information aggregation layers" are rapidly emerging, becoming core intelligence infrastructure integrating fragmented data and liquidity. Second, decentralized payment and foreign exchange settlement networks are replacing traditional neobanks, enabling cross-border, real-time, and borderless value settlement. Third, with the accelerated proliferation of autonomous robots, "machine-native" financial systems are taking shape, enabling robots to collaborate and trade on-chain. Fourth, institutional DeFi is moving towards an integrated "meta-yield" platform, building a unified yield and risk engine by integrating diverse on-chain yield sources. Fifth, the crypto mining industry is transforming into a provider of distributed computing power and energy infrastructure for the AI era, becoming a crucial component of high-performance computing and energy networks. Gate Ventures states that these trends collectively indicate a structural transformation in global value flows, computing power scheduling, and intelligent system collaboration, while also demonstrating that more and more crypto and ecosystem companies are accelerating their move into public capital markets to expand pre-IPO investment channels. The crypto industry will reach a significant turning point in 2026: after more than a decade of infrastructure development, Web3 is deeply intersecting with the world's fastest-growing industrial sectors. The coming year will be driven by entirely new demand, not minor improvements: on-chain real-time information aggregators will become the intelligent foundation of the crypto market; borderless payments and FX networks will replace older fintech infrastructure; autonomous robots will collaborate and trade on-chain through machine-native financial systems; institutional-grade DeFi will integrate into a unified risk and return engine; and miners will evolve into globally distributed AI computing power and energy providers. Gate Ventures looks forward to connecting with more outstanding teams for projects that are deeply involved in the aforementioned areas. Relevant teams can contact Gate Ventures through the X platform @gate_ventures, or send project proposals to ventures@gate.com. 1. Real-time information aggregation layer of on-chain market A new type of on-chain "information aggregator" is becoming one of the most critical foundational layers of Web3. With the surge in on-chain activity, prediction markets, governance data, social dynamics, transaction flows, and AI signals are constantly being generated on platforms such as Polymarket, Hyperliquid, Kalshi, and Hedgehog, and across multiple chains. The question is no longer whether there is data, but how to understand it. Each platform generates its own set of probabilities, incentives, and narratives, but this information is not aligned and cannot form a unified view. The next key breakthrough will come from infrastructure capable of integrating these signals and transforming them into a clear and consistent panorama. These aggregators are capable of much more than just presenting charts. They can ingest fragmented event data, standardize probabilities and sentiment from different sources, merge on-chain telemetry data with social context, and transform scattered activity into clear insights that traders, institutions, DAOs, enterprises, and automated systems can directly use. This transformation is similar to Bloomberg's role in traditional markets, organizing chaotic information into truly actionable intelligence. This has become increasingly important with the rise of AI agents. Intelligent agents need clean, structured, real-time data to manage risk, allocate liquidity, respond to events, and execute strategies without human supervision. As autonomous systems begin to enter the market, the need for "integrated intelligent information flows"—a capability that simplifies the entire information landscape—will become inevitable. By 2026, the most competitive platforms in this field will be those infrastructures capable of massively integrating decentralized information and providing rapid and interpretable intelligence. In an era of overwhelming noise, the ability to unify and interpret various signals will be the most critical advantage and one of the most undervalued opportunities in the Web3 space. 2. New types of banks, borderless payment infrastructure, and on-chain foreign exchange settlement While neobanks have improved the user experience, they remain constrained by traditional financial infrastructure such as ACH, SWIFT, card networks, correspondent banking systems, and custodial payment service providers (PSPs). These systems are essentially designed for human users and office hours, not for machines, global commerce, or real-time settlements. In contrast, blockchain networks now enable borderless, 24/7 value transfers globally. Stablecoins are becoming global settlement assets, while decentralized liquidity layers and smart contract routers provide continuously programmable foreign exchange conversions between currencies such as USDC, EURC, and JPY-denominated stablecoins. This opens the door to a completely new financial architecture, allowing payments and foreign exchange to flow as freely as data. Businesses can automate cross-border payroll, invoicing, treasury management, and hedging operations; merchants can price in one currency but settle in another instantly; machines can complete transactions autonomously without bank accounts. As an open, permissionless system, this type of network is becoming a universal settlement layer connecting real-world commerce with the on-chain economy—not a replica of a new type of bank, but a payment and foreign exchange infrastructure that traditional fintech can never provide. 3. Robotic infrastructure and machine-native financial networks The Web2 era of AI and robotics is rapidly evolving, with companies like 1X, Figure, Skild, and Unitree making significant progress, and investment in Physical AI continuing to grow. As robots transition from scripted machines to embodied autonomous agents, a critical gap is emerging: different manufacturers and models cannot communicate or collaborate through a unified, neutral layer. This has created a demand for an open, cross-device operating layer, which is precisely what Web3 can provide. On-chain identity (DID) enables robots to self-identify without vendor dependence; smart contract registries allow them to publish their functions, status, and telemetry data; and immutable logs provide verifiable accountability for robot behavior. Smart contracts can also coordinate tasks and workflows across multi-vendor robot clusters, providing an interoperability foundation lacking in current traditional robot software stacks. Autonomous robots require a machine-native financial system to pay for electricity, data, computing power, and services, but the traditional financial system is completely ineffective for them: robots cannot open accounts, pass KYC (Know Your Customer) checks, or use human-centric payment networks. Web3 empowers robots with direct economic capabilities, enabling autonomous settlement without intermediaries through wallets, signatures, and global micropayments. Blockchain provides instant, low-cost settlement capabilities, while standards like x402 allow agents to automatically pay access or service fees. Smart contracts further provide escrow, conditional payments, insurance, and credit systems, constructing a programmable, borderless financial layer designed specifically for machine-to-machine transactions. In this system, cryptocurrency is no longer an add-on but the only viable settlement infrastructure supporting the autonomous robot ecosystem. 4. The Rise of Institutional-Grade DeFi and Meta-Yield Platforms The new generation of platforms integrates perpetual contracts with the lending market and strategy vaults, allowing collateral to generate continuous returns while supporting leveraged positions; and the shared margin system that runs through spot, perpetual and options markets gradually transforms these platforms into 24/7 multi-asset prime brokers. However, at the underlying structure, on-chain returns remain dispersed across various sources, including: staking and restaking rewards, perpetual contract funding fees and basis, MEV and order flow returns, market-making fees and impermanent loss, stablecoin and FX basis, RWA and off-chain net asset value differences, and liquidity premiums in prediction markets and InfoFi markets. The key opportunity in 2026 lies in treating these return sources as composable "return atoms" and encapsulating them into meta-return products. Aggregation strategies can integrate market structure returns (funding fees, basis, MEV, FX spreads), layering hedging and arbitrage on top of basic returns, and using prediction markets and AI agents as dynamic configuration signals. Ultimately, this transforms fragmented returns into structured, transparent on-chain fixed-income products, upgrading CeDeFi platforms from single trading venues into complete return and risk engines. 5. Crypto miners act as distributed AI computing power and energy providers. With the rapid development of AI, its energy demand is surging, while existing power supply capacity is struggling to keep up. According to the International Energy Agency (IEA), global data center power consumption is projected to more than double from 415 TWh in 2024 to 945 TWh in 2030, accounting for 2.5%–3% of total global electricity consumption. However, new power supply is often constrained by complex grid connection procedures, stringent site selection requirements, and lengthy construction and approval cycles. The imbalance between energy supply and computing power demand has become a new pain point in the AI era. Against this backdrop, crypto mining companies with abundant energy reserves and efficient electricity cost models accumulated over the past decade are becoming increasingly attractive. These miners typically hold existing power supply licenses, have signed long-term, low-cost power contracts, and possess mature infrastructure including substations, cooling systems, and emergency response mechanisms. Furthermore, switching equipment from cryptocurrency mining to handling AI computing loads is technically relatively simple. Therefore, in 2025, the stock prices of several major mining companies, including IREN Limited, Core Scientific, and Hut 8, reached new highs after strategically expanding into high-performance computing (HPC) and AI cloud services. It's worth noting that most of these mining operations are located in North America. Mining companies located in the Asia-Pacific, Central Asia, the Middle East, and other parts of the world, undergoing similar transformations, still possess considerable growth potential and room for valuation appreciation. These five cutting-edge themes—real-time information aggregators driving on-chain markets, borderless payment and foreign exchange infrastructure, machine-native bot networks, institutional-grade meta-revenue systems, and crypto miners transforming into AI computing providers—collectively outline the path for Web3 to evolve into a "general coordination and computing layer" in the AI-driven economy. Meanwhile, an increasing number of ecosystem companies are achieving substantial revenue and maturing in regulatory compliance, enabling them to access public capital markets through IPOs, De-SPACs, and mergers and acquisitions. As the industry moves into 2026, the true leaders will be the teams building products at key intersections where blockchain demonstrates structural advantages in liquidity, computing power, collaboration, and settlement. With these forces converging, Gate Ventures believes the coming year could be one of the most transformative in crypto history, unlocking a new generation of investable opportunities for entrepreneurs, institutions, and users worldwide. About Gate Ventures Gate Ventures is the venture capital arm of Gate.com, focusing on decentralized infrastructure, middleware, and applications, and dedicated to driving global innovation and transformation in the Web 3.0 era. Gate Ventures works closely with global industry leaders to support teams and startups with innovative visions and technological capabilities, helping them reshape the way we interact with society and finance in the future. Website | Twitter | Medium | LinkedIn Disclaimer: This content does not constitute an offer, solicitation, or investment advice of any kind. You should seek independent professional advice before making any investment decisions. Please note that Gate Ventures may restrict or prohibit users in certain regions from using some or all of the services. Please refer to its applicable user agreement for details.

Author: PANews