Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

16179 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Solana Foundation calls out Kamino and Jupiter rivalry, directs focus on growth

Solana Foundation calls out Kamino and Jupiter rivalry, directs focus on growth

The post Solana Foundation calls out Kamino and Jupiter rivalry, directs focus on growth appeared on BitcoinEthereumNews.com. Lily Liu, the president of the Solana Foundation, has entered the growing feud between Kamino Finance, an established player in Solana’s lending market, and Jupiter Lend, a more recent entrant into the lending space.  Jupiter launched Jupiter Lend in August, and it has already grown to $1 billion in TVL. The Solana lending market is currently valued at around $5 billion, a number that is significantly dwarfed by Ethereum’s $50 billion and the trillions in TradFi collateral markets. Solana Foundation’s president does not mind the competition Lily Liu, president of the Solana Foundation, referenced the current valuation of Solana’s lending market in her post. That gap is what is fueling the competitive landscape in Solana’s lending sector. While it has led to rapid innovation, tensions have been rising between protocols vying for dominance. “Hey @kamino @jup_lend, Love you both,” she wrote. “…We can snipe at one another (one click lending position conversion; dunking on sloppy remarks; etc) or we can focus on capturing market share from all of crypto and then Tradfi beyond that.” As the Solana Foundation executive is concerned, competition has always been healthy for the space, but it is crucial not to lose sight of the main goal, which is capturing more market share from Ethereum and TradFi. Why are Kamino Finance and Jupiter Lend feuding? Jupiter Lend had had to contend with accusations that the protocol misled users about the platform’s risk isolation and rehypothecation practices, with critics (mostly founders from rival protocols like Kamino and Fluid) claiming that Jupiter Lend falsely advertised its vaults as completely isolated, an act that could potentially expose the broader DeFi space to contagion during market stress. While Kash Dhanda, Jupiter Lend’s co-founder, admitted that the initial “zero contagion” assertion was not 100% accurate, the executive insisted that rehypothecation occurs…

Author: BitcoinEthereumNews
Solana’s Lending Market Rethinks Risk Amid Kamino-Jupiter Clash

Solana’s Lending Market Rethinks Risk Amid Kamino-Jupiter Clash

The post Solana’s Lending Market Rethinks Risk Amid Kamino-Jupiter Clash appeared on BitcoinEthereumNews.com. Key Points: Solana’s $5 billion lending market impacted by risk model disputes. Kamino blocks Jupiter’s migration tool amid controversy. Market focus on improving risk disclosures and transparency. On December 7, Solana Foundation’s President Lily Liu addressed Kamino and Jupiter amidst a contentious debate over risk models, sparking tension in Solana’s $5 billion lending sector. The incident spotlights DeFi’s ongoing challenges with risk transparency, impacting trust in Solana’s ecosystem and prompting potential shifts in market confidence and collateral management strategies. Kamino and Jupiter’s Dispute Challenges Solana’s Lending Market Kamino, a Solana-based lending platform, has taken action by blocking Jupiter Lend’s migration tool. This move responds to concerns that Jupiter’s risk model may mislead users. Overlapping criticisms have emerged from within the community, particularly from Kamino’s co-founder. Lily Liu pointed out the disparity between Solana’s $5 billion lending market and Ethereum’s approximately 10x larger market. The focus is on expanding market share across the cryptocurrency industry while integrating traditional finance elements. “Hey, Kamino and Jupiter. Overall, our lending market is about $5 billion. Ethereum is roughly 10 times that. The collateral market in traditional finance is countless times larger… We can poke fun at each other … or we can choose to focus our energy on capturing more market share from the entire crypto industry and ultimately moving towards traditional finance.” Lily Liu, President, Solana Foundation Kash Dhanda, COO of Jupiter, acknowledged the inaccurate portrayal of risk, highlighting the need for better communication. Liu advocates for unity among Solana’s platforms, stressing collaboration over competition to enhance the platform’s global reach and market share. Price Declines and Increased Regulatory Focus in Solana Did you know? The Aave protocol’s past use of rehypothecation in its risk model sparked similar debates about systemic risk, mirroring current concerns within Solana’s ecosystem. As of Dec 7, Solana…

Author: BitcoinEthereumNews
Solana Foundation chief steps in as Kamino–Jupiter lending feud escalates

Solana Foundation chief steps in as Kamino–Jupiter lending feud escalates

Lily Liu, the president of the Solana Foundation, has entered the growing feud between Kamino Finance, an established player in Solana’s lending market, and Jupiter Lend, a more recent entrant into the lending space.  Jupiter launched Jupiter Lend in August, and it has already grown to $1 billion in TVL. The Solana lending market is […]

Author: Cryptopolitan
OKX Founder Star Xu Addresses BTC Debt Dispute Openly

OKX Founder Star Xu Addresses BTC Debt Dispute Openly

The post OKX Founder Star Xu Addresses BTC Debt Dispute Openly appeared on BitcoinEthereumNews.com. Key Points: Star Xu discusses BTC debt issue with Moore Threads’ Li Feng. Encourages legal resolution and positive future outlook. Community responses limited to regional crypto forums. On December 7, OKX founder Star addressed a debt dispute with Moore Threads’ Li Feng involving 1,500 Bitcoin, urging a legal resolution on the X platform. The dispute highlights the challenges in private crypto lending, impacting reputational considerations in the cryptocurrency community without immediate financial repercussions on broader markets. Star Xu Advocates Legal Process in 1,500 BTC Dispute Star Xu, the founder of OKX, commented on the long-standing BTC debt issue involving Li Feng of Moore Threads. This involves a 1,500 BTC transaction that started as a loan but has since become a point of contention. Xu emphasized looking forward rather than dwelling in past negativity. Legal resolution was recommended by him, putting faith in the judicial system to handle the dispute effectively. Market impact appears limited, with no immediate alterations in Bitcoin’s valuation or trading volume directly linked to this development. The cryptocurrency sector shows resilience, focusing instead on broader economic trends and regulatory updates, rather than individual stories. People cannot dwell in the shadow of a negative past. Let’s look to the future and contribute more positive energy. Let the law handle the debt issue. Best wishes to every entrepreneur. — Star Xu, Founder, OKX Bitcoin Debt Dispute Fails to Affect Market Dynamics Did you know? The Bitcoin debt in this case once stood at over $10 million USD during 2018, highlighting the dramatic market fluctuations and ongoing relevance of legal recourse in crypto disputes. The current price of Bitcoin (BTC) stands at $90,157.85, with a market cap of $1.80 trillion and a dominance of 58.72%. Over the past thirty days, BTC has decreased by 13.12%. Recent trading volumes show high…

Author: BitcoinEthereumNews
Mutuum Finance (MUTM) Nears Presale Phase 6 Sellout, Here is Why Experts Think It’s A Better Buy Than Cardano (ADA)

Mutuum Finance (MUTM) Nears Presale Phase 6 Sellout, Here is Why Experts Think It’s A Better Buy Than Cardano (ADA)

Mutuum Finance (MUTM) is entering a critical moment as its presale approaches a major turning point, and analysts watching the fast-moving crypto market are already positioning it among the best crypto to buy now. Phase 6 has reached 95% allocation, creating urgency for buyers searching for what crypto to invest in as prices prepare to […]

Author: Cryptopolitan
Tokenization Amplifies Dollar Liquidity in Stablecoins, But Illiquid Assets Face Challenges: Securitize CEO

Tokenization Amplifies Dollar Liquidity in Stablecoins, But Illiquid Assets Face Challenges: Securitize CEO

The post Tokenization Amplifies Dollar Liquidity in Stablecoins, But Illiquid Assets Face Challenges: Securitize CEO appeared on BitcoinEthereumNews.com. Tokenized assets liquidity remains a critical challenge despite improved accessibility through blockchain technology. Experts emphasize that tokenization alone does not make illiquid assets tradable without losses, focusing instead on amplifying liquidity in assets like stablecoins and U.S. Treasuries, which now represent billions in market value. Tokenization enhances access to real-world assets but inherits their inherent illiquidity. Liquidity provision is as vital as accessibility for tokenized investments to succeed. Stablecoins and tokenized U.S. Treasuries lead the market, with values exceeding $300 billion and $9 billion respectively, according to RWA.xyz data. Explore tokenized assets liquidity challenges and opportunities in 2025. Discover how blockchain is transforming real-world investments for broader access. Read now for expert insights on stablecoins and Treasuries. What Is the Role of Liquidity in Tokenized Assets? Tokenized assets liquidity refers to the ease with which digital representations of real-world assets can be bought or sold without significant price impacts. While tokenization improves accessibility for global investors, it does not inherently resolve illiquidity issues tied to underlying assets like real estate or collectibles. Securitize co-founder and CEO Carlos Domingo highlights that true liquidity requires robust market mechanisms beyond mere digitization. How Does Real-World Asset Tokenization Impact Liquidity? Real-world asset tokenization involves converting physical or traditional investments into blockchain-based tokens, enabling fractional ownership and easier transfer. However, as Domingo explains, “Providing liquidity to the asset class is as important as providing accessibility.” Illiquid assets, such as property stakes or rare collectibles like a tokenized Pokémon card, retain their trading challenges post-tokenization. Data from RWA.xyz shows that while the broader tokenized market grows, illiquid categories lag behind more liquid ones. Current trends favor assets with pre-existing liquidity. Stablecoins, pegged to fiat currencies and backed by cash or government securities, dominate with a market cap of approximately $300 billion. Tokenized U.S. Treasuries follow closely…

Author: BitcoinEthereumNews
Dogecoin Slumps 9% Amid Bitcoin Weakness, Is There A Better Crypto To Buy Than DOGE Right Now?

Dogecoin Slumps 9% Amid Bitcoin Weakness, Is There A Better Crypto To Buy Than DOGE Right Now?

The post Dogecoin Slumps 9% Amid Bitcoin Weakness, Is There A Better Crypto To Buy Than DOGE Right Now? appeared on BitcoinEthereumNews.com. The crypto markets are under increased pressure as Dogecoin slumps by nearly 9% in a large-scale selloff, breaching an important level of resistance at $0.1495. In this downtrend, Dogecoin is accompanied by the overall selling pressure in bitcoin and utter disappointment in the poor-performing Dogecoin ETFs that failed to attract even meager inflows of just $2.16 million. Presently, Dogecoin finds itself in the downtrend due to its failure to breach an important level of resistance at $0.1383. In this situation, investors are left wondering what crypto to invest in that has better potential. Factors like the potential for growth are attracting the attention of investors, who are looking for the best crypto to buy during this correction phase. Dogecoin: Structural Break Dogecoin’s recent treading makes it obvious how difficult it can be for narrative-driven assets in risk-off markets. The tokens breakdown was overwhelming, and it can be seen that the relative spike in trading volume of 650% above average reinforced this idea. Also, the lack of capital inflows from the ETF launch attempt has neutralized the near-term bullish factor. Though the asset is technically oversold, indicating that it may be due for a bounce, it has yet to indicate any sort of divergence or turn that may change its course. If DOGE is to change its course, it must overcome the resistance at the level of $0.1495—a difficult task given the current attitude in the markets. Behind this difficulty lies the current trend of smart investors looking for the next big asset, which may be based on solid fundamentals. Mutuum Finance: Offering an Appealing Alternative Unlike meme coins that are still very unstable, Mutuum Finance (MUTM) is evidently one of the best DeFi crypto investments, and this is especially evident in the current ongoing presale. MUTM is currently in phase…

Author: BitcoinEthereumNews
Mutuum Finance (MUTM) Rockets 2.5x Toward $20M, Phase 6 at 98%

Mutuum Finance (MUTM) Rockets 2.5x Toward $20M, Phase 6 at 98%

Mutuum Finance has raised $19.1 million in funding. The token has already surged 2.5x. The project has attracted over 18,300 investors.

Author: Hackernoon
MYX Finance Leads Weekly Crypto Gainers Amid Broader Market Volatility

MYX Finance Leads Weekly Crypto Gainers Amid Broader Market Volatility

The post MYX Finance Leads Weekly Crypto Gainers Amid Broader Market Volatility appeared on BitcoinEthereumNews.com. The crypto market experienced volatility this week, with Bitcoin and Ethereum dipping amid risk aversion. Utility chains like MYX Finance led gains at 17%, while Canton saw a 25% drop. Key winners include Bitcoin Cash and Chainlink, highlighting selective strength in the sector. MYX Finance [MYX] surged 17% to $3.04, confirming a bullish weekly structure with higher highs. Bitcoin Cash [BCH] rose 8% to $580, approaching key resistance after three green candles. Chainlink [LINK] climbed 6.84% to $13.8, showing early bottom formation with whale accumulation support, per market data. Crypto weekly winners and losers revealed volatility in 2025: MYX Finance tops gains at 17%, while Canton leads losses at 25%. Discover top performers and insights for informed trading decisions today. What are the crypto weekly winners and losers this week? Crypto weekly winners and losers this week showcased a mixed landscape amid broader market downturns. Bitcoin briefly fell below critical support before a modest recovery, and Ethereum mirrored this choppiness, as investors shifted from high-risk assets. Despite the overall 2-3% market contraction, select utility-focused tokens like MYX Finance rallied impressively, gaining 17% and underscoring internal momentum independent of Bitcoin’s influence. How did top crypto gainers perform in detail? Among the standout crypto weekly winners, MYX Finance [MYX] emerged as the clear leader, posting a robust 17% increase to reach $3.04. This marked its fifth consecutive green weekly candle, a rare feat in a red-dominated market. According to TradingView data, MYX has formed three higher highs on the weekly chart, decisively breaking key resistance and solidifying a bullish structure. This self-sustained climb, up 50% in just over a month, suggests organic buyer interest rather than fleeting rotation from majors. Source: TradingView (MYX/USDT) Market analysts from COINOTAG have noted that this surge involved significant leverage, with open interest rising sharply, yet the…

Author: BitcoinEthereumNews
UK Locks In Ethereum Property Rights as Futures Bets Rebuild

UK Locks In Ethereum Property Rights as Futures Bets Rebuild

Ethereum sits in the spotlight today as the UK writes digital assets like ETH directly into property law while derivatives traders quietly rebuild leverage after October’s wipeout. Together, the legal shift and the rise in open interest show how Ethereum’s role keeps deepening both in traditional courts and on crypto futures markets.UK passes law that directly strengthens ETH property rightsDigital assets such as Bitcoin and Ethereum now have explicit recognition as personal property in England, Wales and Northern Ireland after the Property (Digital Assets etc) Act 2025 received Royal Assent and came into force on Dec. 2.The Act states that a “thing,” including something digital or electronic, is not prevented from being the object of personal property rights just because it is neither a “thing in possession” nor a “thing in action,” the two traditional categories in English law. In effect, lawmakers have opened the door for a third category of personal property to cover assets like crypto-tokens and non-fungible tokens.The UK government says the change confirms that digital assets can be recognised as personal property and gives stronger protection to victims of digital theft and fraud, who can now rely on a clearer statutory basis when they go to court.Courts will be able to apply existing property law tools more directly to crypto, including freezing, tracing and recovery of misappropriated coins, and to handle digital asset balances more cleanly in insolvency or exchange failure cases.At the same time, legal analysts say the Act removes uncertainty for banks, custodians and funds that want to hold or use crypto under English-law structures. With digital assets now recognised as objects of property rights in statute, it becomes easier to document security interests and collateral arrangements over ETH and other tokens in secured lending and structured finance transactions. The legislation applies across England, Wales and Northern Ireland and took effect immediately on the day it was passed, following recommendations from the Law Commission’s 2023 digital assets report.ETH open interest climbs again after October crashMeanwhile, Ethereum futures open interest has been rebuilding since the violent wipeout on Oct. 10, leaving derivatives traders more exposed again, according to chart data shared by analyst Ted (@TedPillows). The ETHUSDT perpetual contract on Binance Futures now shows steadily rising positioning even as spot price trades well below its early-autumn levels.Ethereum Futures Open Interest Rebuilds. Source: TedPillowsThe accompanying chart tracks Ethereum’s daily candles on Binance Futures alongside aggregated open interest in coins from analytics platform Velo. It shows leverage collapsing in mid-October, when open interest dropped sharply, then grinding higher through November and into early December as traders slowly added new positions.Ted said he expects much of this rebuilt open interest to “be wiped out in the coming months,” arguing that market makers may push Ethereum into a choppy trading range to flush out leveraged longs and shorts. In that scenario, open interest could fall again as positions are forced to close, even if spot price does not revisit the October crash levels.

Author: Coinstats