Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

16175 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Crypto market’s weekly winners and losers – MYX, LINK, CC, ZEC

Crypto market’s weekly winners and losers – MYX, LINK, CC, ZEC

The post Crypto market’s weekly winners and losers – MYX, LINK, CC, ZEC appeared on BitcoinEthereumNews.com. This week, the crypto market was choppy.  Bitcoin [BTC] briefly fell below key levels before recovering slightly, and Ethereum [ETH] showed similar ups-and-downs. The overall crypto market dropped as investors moved away from risk.  Amid this volatility, a few utility chains diverged, rallying by double digits. Weekly winners MYX Finance [MYX] — Reinforced a bullish structure  MYX Finance [MYX] is leading the market this week with a 17% move up to $3.04, marking its fifth straight green weekly candle. Notably, it’s a clear standout compared to other gainers. With the broader market in the red, MYX’s strength could look like short-term rotation. But after a 50% climb in just over a month, it’s clear the momentum is more self-driven than a brief flow shift. Backing this setup, MYX has now posted three higher highs on its weekly chart, broken through key resistance levels, and confirmed a bullish market structure. In short, a clean push above $3 is very much on the table. Source: TradingView (MYX/USDT) This resilience lines up with MYX’s strong weekly performance.  As AMBCrypto pointed out, the 17% move has been leverage-heavy, with Open Interest (OI) jumping noticeably. Even so, the chart still shows firm bullish momentum, hinting that buyers are positioning for continuation. Bitcoin Cash [BCH] — Bitcoin fork rallied up toward a key resistance level Bitcoin Cash [BCH] came in as the second-strongest mover, posting an 8% jump to $580. Like MYX, BCH has been in a steady weekly uptrend, printing three back-to-back green candles. But a breakout isn’t locked in yet. On the chart, BCH is parked right under a major resistance zone. It is the same level it failed to clear in early October before sliding 16% down to $480. So this area is still the key barrier. Technically, the RSI still hasn’t hit…

Author: BitcoinEthereumNews
The Evolution of Mobile Gaming: From Snake to Cloud Streaming

The Evolution of Mobile Gaming: From Snake to Cloud Streaming

Introduction Mobile gaming culture has also been shaped by browser-based experiences like popular Google Doodle games, which introduced millions to fun, lightweight gameplay without any downloads. These games, such as PAC-MAN, The Great Ghoul Duel, and Magic Cat Academy, helped blur the line between casual browsing and interactive entertainment. By being instantly accessible on the […] The post The Evolution of Mobile Gaming: From Snake to Cloud Streaming appeared first on TechBullion.

Author: Techbullion
Moody’s senior economist flags AI companies ‘mounting threat’ to the economy

Moody’s senior economist flags AI companies ‘mounting threat’ to the economy

The post Moody’s senior economist flags AI companies ‘mounting threat’ to the economy appeared on BitcoinEthereumNews.com. Moody’s Analytics chief economist Mark Zandi is warning that the rapid rise in debt issuance by major artificial intelligence companies is becoming a potential threat to the financial system.  His latest analysis shows that AI-related borrowing has accelerated so sharply that it now far exceeds the levels reached by internet and telecommunications firms during the Y2K era, Zandi said in an X post on December 7.  To this end, the economist noted this scenario raises concerns that the sector’s swelling leverage could amplify economic risks if conditions shift. My previous post on the surge in bond issuance by the big artificial intelligence companies has generated a bunch of questions. A common thread in the Qs concerns how the borrowing done by AI companies compares to that done by internet companies during the Y2K stock market… pic.twitter.com/vBjJQ3g0Mu — Mark Zandi (@Markzandi) December 7, 2025 Zandi noted that non-refinancing bond issuance by technology companies in 2025 is running at record highs in nominal terms. After adjusting for inflation, the volume stands near historic peaks previously seen only when interest rates were exceptionally low.  This year’s surge is being driven overwhelmingly by AI companies, whose financing needs have grown alongside soaring valuations and intensifying competition in the race to build advanced computing infrastructure. More aggressive borrowing patterns  He emphasized that these borrowing patterns are more aggressive than those seen around Y2K, when tech firms borrowed heavily to expand the early internet.  Even then, total issuance did not reach today’s levels, and Zandi sees little evidence that bank lending or alternative credit sources filled a larger gap for those earlier companies. While he does not expect the rising debt to immediately undermine the AI sector, Zandi cautioned that the risks escalate meaningfully if companies fail to meet investors’ lofty expectations. A downturn in stock…

Author: BitcoinEthereumNews
Bitcoin Price Prediction: What’s Ahead for the Leading Crypto in December as Mutuum Finance (MUTM) Explodes

Bitcoin Price Prediction: What’s Ahead for the Leading Crypto in December as Mutuum Finance (MUTM) Explodes

As December starts, Bitcoin is still at the forefront of investors’ attention as traders monitor whether the current period of consolidation will evolve into another breakout or corrective level towards the end of the year. Volatility measures are narrowing down on leading markets, and investment inflows for leading ETFs are fluctuating, keeping investors’ nerves in […]

Author: Cryptopolitan
WisdomTree Launches EPXC Tokenized Fund, Potentially Bridging Options Strategies with Blockchain

WisdomTree Launches EPXC Tokenized Fund, Potentially Bridging Options Strategies with Blockchain

The post WisdomTree Launches EPXC Tokenized Fund, Potentially Bridging Options Strategies with Blockchain appeared on BitcoinEthereumNews.com. WisdomTree’s EPXC fund tokenizes a cash-secured put-writing strategy on the Volos US Large Cap Target 2.5% PutWrite Index, blending traditional options trading with blockchain for enhanced income generation and accessibility. This launch highlights the deepening integration of legacy finance and digital assets, offering investors premium income from selling put options on SPY-linked contracts. EPXC tracks put-writing for steady premiums: The fund sells cash-secured puts on SPDR S&P 500 ETF Trust to generate income in volatile markets. Available to all investors: Tokenization enables blockchain-based access for retail, institutions, and crypto users with faster settlements. $730 million in tokenized assets: WisdomTree leads with 15 funds across Ethereum, Avalanche, and Base, per industry data from RWA.xyz. Discover WisdomTree’s EPXC fund, tokenizing put-writing strategies for premium income. Explore how blockchain enhances traditional finance—stay ahead in crypto investments today! What is WisdomTree’s EPXC Fund and How Does It Work? WisdomTree’s EPXC fund is a tokenized digital asset vehicle that implements a cash-secured put-writing strategy to generate income from options premiums. Launched by the global asset manager, it trades under the token ticker EPXC and fund ticker WTPIX, tracking the Volos US Large Cap Target 2.5% PutWrite Index. This approach sells put options on the SPDR S&P 500 ETF Trust (SPY), providing investors with a buffer against volatility while earning consistent yields in stable or slightly declining markets. Source: WisdomTree Prime The strategy focuses on systematic put-writing, where the fund acts as the seller of options, collecting premiums upfront. This method appeals to those seeking predictable income streams without direct exposure to the full downside of equity markets. By tokenizing this traditional product, WisdomTree bridges conventional finance with blockchain efficiency. How Does Tokenization Benefit Investors in the EPXC Fund? Tokenization converts the fund into blockchain-based digital tokens, enabling 24/7 trading, instant settlements, and seamless transfers across…

Author: BitcoinEthereumNews
Solana (SOL) Ecosystem in Turmoil: Two Protocols Collide, Solana Foundation Issues Statement

Solana (SOL) Ecosystem in Turmoil: Two Protocols Collide, Solana Foundation Issues Statement

The post Solana (SOL) Ecosystem in Turmoil: Two Protocols Collide, Solana Foundation Issues Statement appeared on BitcoinEthereumNews.com. Discussions on the Jupiter Lend vault design, one of the most talked-about topics in the Solana ecosystem, escalated further over the weekend. Kash Dhanda, Jupiter Exchange’s chief operating officer, released a video statement addressing community concerns regarding the protocol’s lending product, acknowledging that claims of “zero risk of contagion” circulating on social media are “not 100% accurate.” Dhanda noted that some previous posts had portrayed Jupiter Lend’s vaults as “isolated risk,” with one post even stating that “cross-contamination is completely eliminated.” This post was subsequently deleted by the Jupiter team due to backlash. Dhanda said in his statement: “The post we described as having zero risk of infection was completely inaccurate. We wanted to delete it to prevent further spread, but in hindsight, we should have issued a correction at that time.” The controversy was sparked by Fluid co-founder Samyak Jain’s announcement that Jupiter Lend uses rehypothecation for capital efficiency. This means collateral users deposit into vaults can be reused elsewhere within the protocol, meaning the collateral isn’t completely isolated. According to Jain, Jupiter Lend vaults can still be considered “isolated” because each vault has its own configuration, limit, liquidation threshold, and penalty rate. However, this structure does not prevent collateral reuse due to the shared liquidity layer. Dhanda also confirmed the use of rehypothecation, saying, “This mechanism is why these collateral generates returns.” However, Dhanda argued that the vaults are still “internally isolated.” Marius Ciubotariu, co-founder of rival Solana lending protocol Kamino, publicly criticized Jupiter Lend’s design. Kamino recently blocked Jupiter’s financial instrument from accessing Kamino positions. Ciubotariu argued that funds from a user who had pledged SOL collateral were being sent to loop trades and other risky positions, writing: “There’s no isolation here, just complete cross-contamination. Contrary to what’s advertised.” As the debate escalated, Solana Foundation President Lily…

Author: BitcoinEthereumNews
UK Secures Ethereum Property Rights, Futures Bets Rebuild

UK Secures Ethereum Property Rights, Futures Bets Rebuild

The post UK Secures Ethereum Property Rights, Futures Bets Rebuild appeared on BitcoinEthereumNews.com. Ethereum sits in the spotlight today as the UK writes digital assets like ETH directly into property law while derivatives traders quietly rebuild leverage after October’s wipeout. Together, the legal shift and the rise in open interest show how Ethereum’s role keeps deepening both in traditional courts and on crypto futures markets. UK passes law that directly strengthens ETH property rights Digital assets such as Bitcoin and Ethereum now have explicit recognition as personal property in England, Wales and Northern Ireland after the Property (Digital Assets etc) Act 2025 received Royal Assent and came into force on Dec. 2. The Act states that a “thing,” including something digital or electronic, is not prevented from being the object of personal property rights just because it is neither a “thing in possession” nor a “thing in action,” the two traditional categories in English law. In effect, lawmakers have opened the door for a third category of personal property to cover assets like crypto-tokens and non-fungible tokens. The UK government says the change confirms that digital assets can be recognised as personal property and gives stronger protection to victims of digital theft and fraud, who can now rely on a clearer statutory basis when they go to court.Courts will be able to apply existing property law tools more directly to crypto, including freezing, tracing and recovery of misappropriated coins, and to handle digital asset balances more cleanly in insolvency or exchange failure cases. At the same time, legal analysts say the Act removes uncertainty for banks, custodians and funds that want to hold or use crypto under English-law structures. With digital assets now recognised as objects of property rights in statute, it becomes easier to document security interests and collateral arrangements over ETH and other tokens in secured lending and structured finance transactions.…

Author: BitcoinEthereumNews
9 Best Cryptos to Buy in 2025 With 1000x Gains: Apeing Coin’s Upcoming Crypto Presale Could Make Early Buyers Rich!

9 Best Cryptos to Buy in 2025 With 1000x Gains: Apeing Coin’s Upcoming Crypto Presale Could Make Early Buyers Rich!

The post 9 Best Cryptos to Buy in 2025 With 1000x Gains: Apeing Coin’s Upcoming Crypto Presale Could Make Early Buyers Rich! appeared on BitcoinEthereumNews.com. What if the next explosive crypto breakout was already forming and you just had to spot the early signal? In a market driven by timing and momentum, coins like Apeing Coin (APEING), Toncoin (TON), APEMARS, Ethereum (ETH), Tron (TRX), Sui (SUI), Hyperliquide (HYPE), XRP, Chainlink (LINK), and Solana (SOL) continue to shape conversations among savvy investors. Each of these assets offers unique strengths, long-term utility, and potential upside that traders monitor daily. Right now, Apeing Coin is igniting as the upcoming crypto presale captures attention, and the Apeing Coin Whitelist is officially live and rapidly gaining traction. With meme coins rising faster than expected and new investors chasing early-stage entries, more people are asking if APEING could be the next major presale win. Could this be your moment to secure early access before the crowd notices? Apeing Coin Whitelist: Apeing Coin ignites as the upcoming crypto presale Apeing Coin ignites as the upcoming crypto presale. It is emerging as one of the hottest new digital assets, blending entertainment, strong community power, and rewarding early tokenomics built for rapid expansion. The excitement is surging because the Apeing Coin Whitelist is now open, giving early buyers access to the lowest price before public listing. Join the Whitelist today to get a front row seat to what many believe could be the next big crypto run, especially since those joining during the upcoming presale stage 1 are looking at an ROI of over 10,000% based on the projected growth and token model. Apeing Coin confirms that limited tokens will be allocated to the upcoming presale stage 1, which increases urgency for investors seeking rare early positioning. With the upcoming presale stage 1 priced at 0.0001 and the listing expected at 0.001, you can already calculate the potential upside if demand surges. This is…

Author: BitcoinEthereumNews
BullZilla Emerges As Best Crypto Presale To Buy As Bitcoin and Ethereum Shift

BullZilla Emerges As Best Crypto Presale To Buy As Bitcoin and Ethereum Shift

BullZilla, Ethereum, and Bitcoin compete for the best crypto presale to buy. Explore trends, ROI potential, and presale performance.

Author: Blockchainreporter
The New DeFi Crypto Analysts Say Could Deliver 800% Upside Potential After V1, Still Priced at $0.035

The New DeFi Crypto Analysts Say Could Deliver 800% Upside Potential After V1, Still Priced at $0.035

The post The New DeFi Crypto Analysts Say Could Deliver 800% Upside Potential After V1, Still Priced at $0.035 appeared on BitcoinEthereumNews.com. A fresh DeFi altcoin at $0.035 price is in the spotlight as initial parameters start estimating an influential long-term arrangement. Initial release nears and demand builds up throughout the last distribution period, analysts are now indicating that Mutuum Finance (MUTM) is possibly preparing to pull off a big crypto move once its fundamental lending protocol releases. Early Growth and What Mutuum Finance Is Building Mutuum Finance was launched at the start of early 2025 at $0.01 and made it to $0.035, a 250% rise in the development. The project has collected $19.1M, attracted more than 18,300 holders, and sold above 810M tokens. There is 4B MUTM supply with 1.82B, or 45.5%, being allocated to the presale. Phase 6 is currently above 95% with an increasing demand and supply is declining. Mutuum Finance is developing a decentralized lending protocol which runs two interconnected markets. Users are able to lend an asset in the form of ETH or USDT. When they lend, they earn mtTokens. mtTokens increase in value because borrowers pay off interest. As an illustration, when a user deposits $400 in ETH, the value of the mtTokens will increase with increasing lending.  A system with adjustable rates is used by borrowers. In a high liquidity, it is cheaper to borrow. As liquidity becomes strained, it would be costlier to borrow. Loan-to-value ratios control prudent borrowing. Liquidation can be done in case collateral falls below acceptable. The liquidators paying a portion of the debt get discounted collateral. With these mechanics, Mutuum Finance is able to operate with actual economic activity and not sentiment only. V1 Testnet and Analyst Outlook On its official X account, Mutuum Finance insisted that the V1 testnet will be launched in Q4 of 2025. V1 will consist of the lending pool, the mtTokens, the liquidation engine and…

Author: BitcoinEthereumNews